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229674 %%EOF 156 0 obj <>stream 2007-08-28T11:39:38Z QuarkXPress(tm) 6.52 2015-12-21T13:54-05:00 2015-12-21T13:54-05:00 QuarkXPress(tm) 6.52 %%DocumentProcessColors: Cyan Magenta Yellow Black %%DocumentCustomColors: (PANTONE 286 C) %%CMYKCustomColor: 1 .66 0 .02 (PANTONE 286 C) %%EndComments application/pdf Banking on Financial Education ౦Ϸ Quarterly Burhouse, Susan Harris, Angelisa Reynolds, Luke uuid:c92cfc04-0f86-4ace-a22d-32d2962bf273 uuid:698390a4-507c-4f71-8611-a49a5470e2b5 endstream endobj 188 0 obj <> endobj xref 0 1 0000000000 65535 f 156 1 0000231662 00000 n 188 1 0000235982 00000 n trailer <]/Prev 229674>> startxref 236394 %%EOF 1 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>>/Rotate 0/StructParents 1/Tabs/S/Type/Page>> endobj 5 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>>/Rotate 0/StructParents 2/Tabs/S/Type/Page>> endobj 11 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>>/Rotate 0/StructParents 3/Tabs/S/Type/Page>> endobj 17 0 obj 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expanding choices of financial products and services have increased the need for financial education. This article highlights the results of an ౦Ϸ study of its Money Smart financial education program. The study demonstrates the positive effects of this curriculum on consumer money management attitudes and behaviors. Importantly for bankers, the study shows that financial education can strengthen the relationships consumers have with banks and improve their financial condition and outlook. In addition, this article describes the many ways banks are offering financial education and offers suggestions for banks as they try to enhance their programs. %%DocumentProcessColors: Cyan Magenta Yellow Black %%DocumentCustomColors: (PANTONE 286 C) %%CMYKCustomColor: 1 .66 0 .02 (PANTONE 286 C) %%EndComments application/pdf Banking on Financial Education ౦Ϸ Quarterly Burhouse, Susan Harris, Angelisa Reynolds, Luke The rapidly expanding choices of financial products and services have increased the need for financial education. This article highlights the results of an ౦Ϸ study of its Money Smart financial education program. The study demonstrates the positive effects of this curriculum on consumer money management attitudes and behaviors. Importantly for bankers the study shows that financial education can strengthen the relationships consumers have with banks and improve their financial condition and outlook. 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