Module #,Module Name,Estimated Time,Focus,Documents 1,Bank On It,4 hours,"How your needs determine which financial products, services, and providers you select","Module 1: Instructor Guide Module 1: Participant Guide Module 1: PowerPoint Slides" 2,Setting Goals and Making Financial Decisions,2 hours,Defining and setting financial goals ,"Module 2: Instructor Guide Module 2: Participant Guide Module 2: PowerPoint Slides" 3,Making the Most of Your Income,2 hours,"Types of income, different ways to receive income, how to read a pay statement, and how to track income","Module 3: Instructor Guide Module 3: Participant Guide Module 3: PowerPoint Slides" 4,Your Spending and Saving Plan,1 hour,"How to create a spending and saving plan, and ways to increase income and decrease expenses ","Module 4: Instructor Guide Module 4: Participant Guide Module 4: PowerPoint Slides" 5,Saving for Your Goals and Your Future,2 hours 30 minutes,"What it means to save, reasons saving money is important, and ways to find money to save ","Module 5: Instructor Guide Module 5: Participant Guide Module 5: PowerPoint Slides" 6,Building Your Credit History,3 hours 30 minutes,Credit reports and how they can affect many areas of your life ,"Module 6: Instructor Guide Module 6: Participant Guide Module 6: PowerPoint Slides" 7,Borrowing Basics,1 hour 30 minutes,Different types of loans and the costs of borrowing ,"Module 7: Instructor Guide Module 7: Participant Guide Module 7: PowerPoint Slides" 8,Charge It Right,2 hours,How credit cards work and important credit card terms ,"Module 8: Instructor Guide Module 8: Participant Guide Module 8: PowerPoint Slides" 9,Protecting Your Money and Your Identity,2 hours,How to identify risks to your assets and ways you can reduce those risks ,"Module 9: Instructor Guide Module 9: Participant Guide Module 9: PowerPoint Slides" 10,Buying a Car,1 hour 30 minutes,One-time and ongoing costs of car ownership and how to compare options when buying a car ,"Module 10: Instructor Guide Module 10: Participant Guide Module 10: PowerPoint Slides" 11,Paying for Education and Training,2 hours,Benefits and costs of post-high school education and training and different types of education and training,"Module 11: Instructor Guide Module 11: Participant Guide Module 11: PowerPoint Slides" 12,Living on Your Own,2 hours,How to figure out what you need and want in a place to live and options for housing,"Module 12: Instructor Guide Module 12: Participant Guide Module 12: PowerPoint Slides"