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The F) Tj ET Q q 0 0 0 rg BT 187.35 469.05 Td (irm is a leader in in) Tj ET Q q 0 0 0 rg BT 264.78 469.05 Td (v) Tj ET Q q 0 0 0 rg BT 269.18 469.05 Td (estmen) Tj ET Q q 0 0 0 rg BT 298.83 469.05 Td (t bankin) Tj ET Q q 0 0 0 rg BT 331.52 469.05 Td (g, financial ser) Tj ET Q q 0 0 0 rg BT 390.76 469.05 Td (vic) Tj ET Q q 0 0 0 rg BT 401.83 469.05 Td (es f) Tj ET Q q 0 0 0 rg BT 415.92 469.05 Td (or c) Tj ET Q q 0 0 0 rg BT 431.12 469.05 Td (onsumer) Tj ET Q q 0 0 0 rg BT 466.70 469.05 Td (s and small ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 455.85 Td (businesses, c) Tj ET Q q 0 0 0 rg BT 106.45 455.85 Td (ommer) Tj ET Q q 0 0 0 rg BT 135.32 455.85 Td (cial bankin) Tj ET Q q 0 0 0 rg BT 178.71 455.85 Td (g, financial tr) Tj ET Q q 0 0 0 rg BT 232.00 455.85 Td (ansac) Tj ET Q q 0 0 0 rg BT 255.08 455.85 Td (tion pr) Tj ET Q q 0 0 0 rg BT 281.88 455.85 Td (oc) Tj ET Q q 0 0 0 rg BT 291.07 455.85 Td (essin) Tj ET Q q 0 0 0 rg BT 311.34 455.85 Td (g, asset managemen) Tj ET Q q 0 0 0 rg BT 394.15 455.85 Td (t and priv) Tj ET Q q 0 0 0 rg BT 432.70 455.85 Td (ate equit) Tj ET Q q 0 0 0 rg BT 468.62 455.85 Td (y) Tj ET Q q 0 0 0 rg BT 472.52 455.85 Td (. JPMor) Tj ET Q q 0 0 0 rg BT 502.03 455.85 Td (g) Tj ET Q q 0 0 0 rg BT 506.83 455.85 Td (an C) Tj ET Q q 0 0 0 rg BT 524.26 455.85 Td (hase is ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 442.65 Td (f) Tj ET Q q 0 0 0 rg BT 56.93 442.65 Td (ocusin) Tj ET Q q 0 0 0 rg BT 82.72 442.65 Td (g on adaptin) Tj ET Q q 0 0 0 rg BT 132.98 442.65 Td (g its businesses suc) Tj ET Q q 0 0 0 rg BT 211.26 442.65 Td (c) Tj ET Q q 0 0 0 rg BT 215.43 442.65 Td (essfully to the ne) Tj ET Q q 0 0 0 rg BT 284.09 442.65 Td (w r) Tj ET Q q 0 0 0 rg BT 296.57 442.65 Td (egulator) Tj ET Q q 0 0 0 rg BT 330.81 442.65 Td (y fr) Tj ET Q q 0 0 0 rg BT 344.25 442.65 Td (ame) Tj ET Q q 0 0 0 rg BT 361.57 442.65 Td (w) Tj ET Q q 0 0 0 rg BT 368.09 442.65 Td (orks. 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Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 327.05 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 327.05 Td (irm belie) Tj ET Q q 0 0 0 rg BT 111.54 327.05 Td (v) Tj ET Q q 0 0 0 rg BT 115.94 327.05 Td (es that one of the most impor) Tj ET Q q 0 0 0 rg BT 235.57 327.05 Td (tan) Tj ET Q q 0 0 0 rg BT 248.69 327.05 Td (t pr) Tj ET Q q 0 0 0 rg BT 262.94 327.05 Td (o) Tj ET Q q 0 0 0 rg BT 267.86 327.05 Td (visions of the Dodd-F) Tj ET Q q 0 0 0 rg BT 352.53 327.05 Td (r) Tj ET Q q 0 0 0 rg BT 356.10 327.05 Td (ank legislativ) Tj ET Q q 0 0 0 rg BT 408.89 327.05 Td (e r) Tj ET Q q 0 0 0 rg BT 419.60 327.05 Td (ef) Tj ET Q q 0 0 0 rg BT 427.33 327.05 Td (orms is the cr) Tj ET Q q 0 0 0 rg BT 482.15 327.05 Td (eation of a r) Tj ET Q q 0 0 0 rg BT 531.01 327.05 Td (obust ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 313.85 Td (R) Tj ET Q q 0 0 0 rg BT 59.46 313.85 Td (esolution A) Tj ET Q q 0 0 0 rg BT 104.53 313.85 Td (uthorit) Tj ET Q q 0 0 0 rg BT 132.37 313.85 Td (y under T) Tj ET Q q 0 0 0 rg BT 170.05 313.85 Td (itle II of the Dodd-F) Tj ET Q q 0 0 0 rg BT 247.76 313.85 Td (r) Tj ET Q q 0 0 0 rg BT 251.33 313.85 Td (ank A) Tj ET Q q 0 0 0 rg BT 273.82 313.85 Td (c) Tj ET Q q 0 0 0 rg BT 278.09 313.85 Td (t \() Tj ET Q q 0 0 0 rg BT 291.53 313.85 Td (T) Tj ET Q q 0 0 0 rg BT 296.23 313.85 Td (itle II能), which empo) Tj ET Q q 0 0 0 rg BT 377.72 313.85 Td (w) Tj ET Q q 0 0 0 rg BT 384.24 313.85 Td (er) Tj ET Q q 0 0 0 rg BT 392.81 313.85 Td (s the カ牾ヲモホマキマツヤリ to tak) Tj ET Q q 0 0 0 rg BT 458.66 313.85 Td (e o) Tj ET Q q 0 0 0 rg BT 470.71 313.85 Td (v) Tj ET Q q 0 0 0 rg BT 475.11 313.85 Td (er a failin) Tj ET Q q 0 0 0 rg BT 513.24 313.85 Td (g ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 300.65 Td (systemically impor) Tj ET Q q 0 0 0 rg BT 129.76 300.65 Td (tan) Tj ET Q q 0 0 0 rg BT 142.88 300.65 Td (t financial institution and r) Tj ET Q q 0 0 0 rg BT 249.74 300.65 Td (esolv) Tj ET Q q 0 0 0 rg BT 270.44 300.65 Td (e its oper) Tj ET Q q 0 0 0 rg BT 308.07 300.65 Td (ations and businesses in an or) Tj ET Q q 0 0 0 rg BT 429.01 300.65 Td (derly manner) Tj ET Q q 0 0 0 rg BT 482.38 300.65 Td (, without ca) Tj ET Q q 0 0 0 rg BT 529.19 300.65 Td (usin) Tj ET Q q 0 0 0 rg BT 545.74 300.65 Td (g ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 287.45 Td (systemic risks to the financial system or e) Tj ET Q q 0 0 0 rg BT 221.50 287.45 Td (x) Tj ET Q q 0 0 0 rg BT 225.77 287.45 Td (c) Tj ET Q q 0 0 0 rg BT 229.94 287.45 Td (essiv) Tj ET Q q 0 0 0 rg BT 249.58 287.45 Td (e risks to the ec) Tj ET Q q 0 0 0 rg BT 312.81 287.45 Td (onom) Tj ET Q q 0 0 0 rg BT 335.67 287.45 Td (y as a whole and without e) Tj ET Q q 0 0 0 rg BT 442.27 287.45 Td (xposin) Tj ET Q q 0 0 0 rg BT 468.33 287.45 Td (g taxpa) Tj ET Q q 0 0 0 rg BT 497.94 287.45 Td (y) Tj ET Q q 0 0 0 rg BT 502.34 287.45 Td (er) Tj ET Q q 0 0 0 rg BT 510.91 287.45 Td (s to a risk ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 274.25 Td (of loss. 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Tj ET Q q 0 0 0 rg BT 403.64 624.40 Td (sec) Tj ET Q q 0 0 0 rg BT 416.83 624.40 Td (.) Tj ET Q q 0 0 0 rg BT 419.23 624.40 Td (go) Tj ET Q q 0 0 0 rg BT 429.05 624.40 Td (v and on JPMor) Tj ET Q q 0 0 0 rg BT 490.46 624.40 Td (g) Tj ET Q q 0 0 0 rg BT 495.25 624.40 Td (an C) Tj ET Q q 0 0 0 rg BT 512.68 624.40 Td (hase) Tj ET Q q 0 0 0 rg BT 531.26 624.40 Td () Tj ET Q q 0 0 0 rg BT 533.20 624.40 Td (s ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 611.20 Td (in) Tj ET Q q 0 0 0 rg BT 61.48 611.20 Td (v) Tj ET Q q 0 0 0 rg BT 65.88 611.20 Td (estor r) Tj ET Q q 0 0 0 rg BT 92.51 611.20 Td (elations w) Tj ET Q q 0 0 0 rg BT 133.24 611.20 Td (ebsite at h) Tj ET Q q 0 0 0 rg BT 175.40 611.20 Td (t) Tj ET Q q 0 0 0 rg BT 178.51 611.20 Td (tp:/) Tj ET Q q 0 0 0 rg BT 192.27 611.20 Td (/in) Tj ET Q q 0 0 0 rg BT 203.72 611.20 Td (v) Tj ET Q q 0 0 0 rg BT 208.12 611.20 Td (estor) Tj ET Q q 0 0 0 rg BT 228.04 611.20 Td (.) Tj ET Q q 0 0 0 rg BT 230.49 611.20 Td (shar) Tj ET Q q 0 0 0 rg BT 248.04 611.20 Td (eholder) Tj ET Q q 0 0 0 rg BT 278.22 611.20 Td (.) Tj ET Q q 0 0 0 rg BT 280.57 611.20 Td (c) Tj ET Q q 0 0 0 rg BT 284.74 611.20 Td (om/jpmor) Tj ET Q q 0 0 0 rg BT 325.27 611.20 Td (g) Tj ET Q q 0 0 0 rg BT 330.07 611.20 Td (anchase) Tj ET Q q 0 0 0 rg BT 362.93 611.20 Td (/.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 54.00 593.00 Td (T) Tj ET Q q 0 0 0 rg BT 58.72 593.00 Td (his documen) Tj ET Q q 0 0 0 rg BT 108.19 593.00 Td (t and c) Tj ET Q q 0 0 0 rg BT 134.20 593.00 Td (er) Tj ET Q q 0 0 0 rg BT 142.63 593.00 Td (tain of the SE) Tj ET Q q 0 0 0 rg BT 194.22 593.00 Td (C r) Tj ET Q q 0 0 0 rg BT 204.64 593.00 Td (epor) Tj ET Q q 0 0 0 rg BT 223.06 593.00 Td (t) Tj ET Q q 0 0 0 rg BT 226.36 593.00 Td (s r) Tj ET Q q 0 0 0 rg BT 235.85 593.00 Td (e) Tj ET Q q 0 0 0 rg BT 240.42 593.00 Td (ferr) Tj ET Q q 0 0 0 rg BT 255.17 593.00 Td (ed to abo) Tj ET Q q 0 0 0 rg BT 291.57 593.00 Td (ve c) Tj ET Q q 0 0 0 rg BT 306.64 593.00 Td (on) Tj ET Q q 0 0 0 rg BT 316.50 593.00 Td (tain for) Tj ET Q q 0 0 0 rg BT 345.61 593.00 Td (war) Tj ET Q q 0 0 0 rg BT 360.51 593.00 Td (d-looking s) Tj ET Q q 0 0 0 rg BT 403.74 593.00 Td (ta) Tj ET Q q 0 0 0 rg BT 411.63 593.00 Td (temen) Tj ET Q q 0 0 0 rg BT 436.50 593.00 Td (t) Tj ET Q q 0 0 0 rg BT 439.80 593.00 Td (s within the meaning of the ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 54.00 579.80 Td (Priv) Tj ET Q q 0 0 0 rg BT 69.61 579.80 Td (a) Tj ET Q q 0 0 0 rg BT 74.35 579.80 Td (te Securities Litiga) Tj ET Q q 0 0 0 rg BT 146.96 579.80 Td (tion R) Tj ET Q q 0 0 0 rg BT 169.73 579.80 Td (e) Tj ET Q q 0 0 0 rg BT 174.30 579.80 Td (form A) Tj ET Q q 0 0 0 rg BT 200.80 579.80 Td (c) Tj ET Q q 0 0 0 rg BT 204.92 579.80 Td (t of 1995. T) Tj ET Q q 0 0 0 rg BT 251.54 579.80 Td (hese s) Tj ET Q q 0 0 0 rg BT 275.70 579.80 Td (ta) Tj ET Q q 0 0 0 rg BT 283.59 579.80 Td (temen) Tj ET Q q 0 0 0 rg BT 308.46 579.80 Td (t) Tj ET Q q 0 0 0 rg BT 311.76 579.80 Td (s ar) Tj ET Q q 0 0 0 rg BT 326.09 579.80 Td (e based on the curr) Tj ET Q q 0 0 0 rg BT 401.05 579.80 Td (en) Tj ET Q q 0 0 0 rg BT 410.60 579.80 Td (t belie) Tj ET Q q 0 0 0 rg BT 434.74 579.80 Td (f) Tj ET Q q 0 0 0 rg BT 437.90 579.80 Td (s and e) Tj ET Q q 0 0 0 rg BT 465.26 579.80 Td (xpec) Tj ET Q q 0 0 0 rg BT 483.49 579.80 Td (ta) Tj ET Q q 0 0 0 rg BT 491.38 579.80 Td (tions of ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 54.00 566.60 Td (JPMor) Tj ET Q q 0 0 0 rg BT 78.19 566.60 Td (gan Chase) Tj ET Q q 0 0 0 rg BT 118.03 566.60 Td () Tj ET Q q 0 0 0 rg BT 120.20 566.60 Td (s managemen) Tj ET Q q 0 0 0 rg BT 175.07 566.60 Td (t and ar) Tj ET Q q 0 0 0 rg BT 205.41 566.60 Td (e subjec) Tj ET Q q 0 0 0 rg BT 237.10 566.60 Td (t to significan) Tj ET Q q 0 0 0 rg BT 290.16 566.60 Td (t risks and unc) Tj ET Q q 0 0 0 rg BT 346.64 566.60 Td (er) Tj ET Q q 0 0 0 rg BT 355.07 566.60 Td (tain) Tj ET Q q 0 0 0 rg BT 370.35 566.60 Td (ties. A) Tj ET Q q 0 0 0 rg BT 394.35 566.60 Td (c) Tj ET Q q 0 0 0 rg BT 398.47 566.60 Td (tual r) Tj ET Q q 0 0 0 rg BT 419.33 566.60 Td (esult) Tj ET Q q 0 0 0 rg BT 438.63 566.60 Td (s ma) Tj ET Q q 0 0 0 rg BT 456.85 566.60 Td (y dif) Tj ET Q q 0 0 0 rg BT 473.83 566.60 Td (fer fr) Tj ET Q q 0 0 0 rg BT 493.57 566.60 Td (om those set ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 54.00 553.45 Td (for) Tj ET Q q 0 0 0 rg BT 65.75 553.45 Td (th in the for) Tj ET Q q 0 0 0 rg BT 111.73 553.45 Td (war) Tj ET Q q 0 0 0 rg BT 126.63 553.45 Td (d-looking s) Tj ET Q q 0 0 0 rg BT 169.86 553.45 Td (ta) Tj ET Q q 0 0 0 rg BT 177.75 553.45 Td (temen) Tj ET Q q 0 0 0 rg BT 202.62 553.45 Td (t) Tj ET Q q 0 0 0 rg BT 205.92 553.45 Td (s. F) Tj ET Q q 0 0 0 rg BT 218.90 553.45 Td (ac) Tj ET Q q 0 0 0 rg BT 227.86 553.45 Td (tor) Tj ET Q q 0 0 0 rg BT 239.65 553.45 Td (s tha) Tj ET Q q 0 0 0 rg BT 258.51 553.45 Td (t c) Tj ET Q q 0 0 0 rg BT 267.66 553.45 Td (ould ca) Tj ET Q q 0 0 0 rg BT 295.87 553.45 Td (use JPMor) Tj ET Q q 0 0 0 rg BT 335.64 553.45 Td (gan Chase) Tj ET Q q 0 0 0 rg BT 375.48 553.45 Td () Tj ET Q q 0 0 0 rg BT 377.65 553.45 Td (s ac) Tj ET Q q 0 0 0 rg BT 392.59 553.45 Td (tual r) Tj ET Q q 0 0 0 rg BT 413.45 553.45 Td (esult) Tj ET Q q 0 0 0 rg BT 432.75 553.45 Td (s to dif) Tj ET Q q 0 0 0 rg BT 459.32 553.45 Td (fer ma) Tj ET Q q 0 0 0 rg BT 484.83 553.45 Td (terially fr) Tj ET Q q 0 0 0 rg BT 521.18 553.45 Td (om those ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 54.00 540.25 Td (described in the for) Tj ET Q q 0 0 0 rg BT 130.30 540.25 Td (war) Tj ET Q q 0 0 0 rg BT 145.20 540.25 Td (d-looking s) Tj ET Q q 0 0 0 rg BT 188.43 540.25 Td (ta) Tj ET Q q 0 0 0 rg BT 196.32 540.25 Td (temen) Tj ET Q q 0 0 0 rg BT 221.19 540.25 Td (t) Tj ET Q q 0 0 0 rg BT 224.49 540.25 Td (s can be found in the 2012 F) Tj ET Q q 0 0 0 rg BT 336.01 540.25 Td (orm 10-K and JPMor) Tj ET Q q 0 0 0 rg BT 416.89 540.25 Td (gan Chase) Tj ET Q q 0 0 0 rg BT 456.73 540.25 Td () Tj ET Q q 0 0 0 rg BT 458.90 540.25 Td (s Quar) Tj ET Q q 0 0 0 rg BT 484.49 540.25 Td (terly R) Tj ET Q q 0 0 0 rg BT 510.09 540.25 Td (epor) Tj ET Q q 0 0 0 rg BT 528.51 540.25 Td (t) Tj ET Q q 0 0 0 rg BT 531.81 540.25 Td (s on ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 54.00 527.05 Td (F) Tj ET Q q 0 0 0 rg BT 58.63 527.05 Td (orm 10-Q filed with the SE) Tj ET Q q 0 0 0 rg BT 161.75 527.05 Td (C) Tj ET Q q 0 0 0 rg BT 166.93 527.05 Td (. JPMor) Tj ET Q q 0 0 0 rg BT 195.57 527.05 Td (gan Chase does not under) Tj ET Q q 0 0 0 rg BT 296.77 527.05 Td (tak) Tj ET Q q 0 0 0 rg BT 309.22 527.05 Td (e to upda) Tj ET Q q 0 0 0 rg BT 345.72 527.05 Td (te the for) Tj ET Q q 0 0 0 rg BT 382.01 527.05 Td (war) Tj ET Q q 0 0 0 rg BT 396.91 527.05 Td (d-looking s) Tj ET Q q 0 0 0 rg BT 440.14 527.05 Td (ta) Tj ET Q q 0 0 0 rg BT 448.03 527.05 Td (temen) Tj ET Q q 0 0 0 rg BT 472.90 527.05 Td (t) Tj ET Q q 0 0 0 rg BT 476.20 527.05 Td (s to r) Tj ET Q q 0 0 0 rg BT 495.75 527.05 Td (e) Tj ET Q q 0 0 0 rg BT 500.32 527.05 Td (f) Tj ET Q q 0 0 0 rg BT 503.38 527.05 Td (lec) Tj ET Q q 0 0 0 rg BT 514.52 527.05 Td (t the ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 54.00 513.85 Td (impac) Tj ET Q q 0 0 0 rg BT 77.93 513.85 Td (t of cir) Tj ET Q q 0 0 0 rg BT 102.92 513.85 Td (cums) Tj ET Q q 0 0 0 rg BT 123.47 513.85 Td (tanc) Tj ET Q q 0 0 0 rg BT 140.46 513.85 Td (es or e) Tj ET Q q 0 0 0 rg BT 166.15 513.85 Td (ven) Tj ET Q q 0 0 0 rg BT 180.15 513.85 Td (t) Tj ET Q q 0 0 0 rg BT 183.45 513.85 Td (s tha) Tj ET Q q 0 0 0 rg BT 202.31 513.85 Td (t ma) Tj ET Q q 0 0 0 rg BT 219.68 513.85 Td (y arise a) Tj ET Q q 0 0 0 rg BT 252.33 513.85 Td (f) Tj ET Q q 0 0 0 rg BT 255.44 513.85 Td (ter the da) Tj ET Q q 0 0 0 rg BT 293.34 513.85 Td (te of the for) Tj ET Q q 0 0 0 rg BT 339.55 513.85 Td (war) Tj ET Q q 0 0 0 rg BT 354.45 513.85 Td (d-looking s) Tj ET Q q 0 0 0 rg BT 397.68 513.85 Td (ta) Tj ET Q q 0 0 0 rg BT 405.57 513.85 Td (temen) Tj ET Q q 0 0 0 rg BT 430.44 513.85 Td (t) Tj ET Q q 0 0 0 rg BT 433.74 513.85 Td (s.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I4 Do Q BT /F3 13.00 Tf ET q 0 0 0 rg BT 49.00 475.65 Td (2.) Tj ET Q BT /F4 13.00 Tf ET q 0 0 0 rg BT 59.53 475.65 Td ( ) Tj ET Q BT /F3 13.00 Tf ET q 0 0 0 rg BT 90.00 475.65 Td (Summar) Tj ET Q q 0 0 0 rg BT 136.10 475.65 Td (y of r) Tj ET Q q 0 0 0 rg BT 164.07 475.65 Td (esolution plan) Tj ET Q BT /F3 13.00 Tf ET q 0 0 0 rg BT 54.00 450.45 Td (Business of the c) Tj ET Q q 0 0 0 rg BT 144.78 450.45 Td (o) Tj ET Q q 0 0 0 rg BT 151.27 450.45 Td (v) Tj ET Q q 0 0 0 rg BT 157.25 450.45 Td (er) Tj ET Q q 0 0 0 rg BT 168.61 450.45 Td (ed c) Tj ET Q q 0 0 0 rg BT 190.36 450.45 Td (ompan) Tj ET Q q 0 0 0 rg BT 227.68 450.45 Td (y) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 433.45 Td (O) Tj ET Q q 0 0 0 rg BT 60.18 433.45 Td (v) Tj ET Q q 0 0 0 rg BT 64.78 433.45 Td (er) Tj ET Q q 0 0 0 rg BT 73.77 433.45 Td (vie) Tj ET Q q 0 0 0 rg BT 85.99 433.45 Td (w ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 421.45 Td (JPMor) Tj ET Q q 0 0 0 rg BT 78.68 421.45 Td (g) Tj ET Q q 0 0 0 rg BT 83.48 421.45 Td (an C) Tj ET Q q 0 0 0 rg BT 100.91 421.45 Td (hase & C) Tj ET Q q 0 0 0 rg BT 135.28 421.45 Td (o) Tj ET Q q 0 0 0 rg BT 140.20 421.45 Td (., a financial holdin) Tj ET Q q 0 0 0 rg BT 216.62 421.45 Td (g c) Tj ET Q q 0 0 0 rg BT 228.03 421.45 Td (ompan) Tj ET Q q 0 0 0 rg BT 255.83 421.45 Td (y inc) Tj ET Q q 0 0 0 rg BT 274.37 421.45 Td (orpor) Tj ET Q q 0 0 0 rg BT 296.78 421.45 Td (ated under Dela) Tj ET Q q 0 0 0 rg BT 361.16 421.45 Td (w) Tj ET Q q 0 0 0 rg BT 367.68 421.45 Td (ar) Tj ET Q q 0 0 0 rg BT 376.08 421.45 Td (e la) Tj ET Q q 0 0 0 rg BT 390.46 421.45 Td (w in 1968, is a leadin) Tj ET Q q 0 0 0 rg BT 477.02 421.45 Td (g global financial ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 409.45 Td (ser) Tj ET Q q 0 0 0 rg BT 66.74 409.45 Td (vic) Tj ET Q q 0 0 0 rg BT 77.81 409.45 Td (es firm and one of the lar) Tj ET Q q 0 0 0 rg BT 179.57 409.45 Td (gest bankin) Tj ET Q q 0 0 0 rg BT 225.98 409.45 Td (g institutions in the United S) Tj ET Q q 0 0 0 rg BT 339.92 409.45 Td (tates of America \(填.S) Tj ET Q q 0 0 0 rg BT 429.32 409.45 Td (.能), with oper) Tj ET Q q 0 0 0 rg BT 482.52 409.45 Td (ations w) Tj ET Q q 0 0 0 rg BT 515.99 409.45 Td (orldwide; ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 397.45 Td (the F) Tj ET Q q 0 0 0 rg BT 74.26 397.45 Td (irm has $2.4 trillion in assets and $204.1 billion in stockholder) Tj ET Q q 0 0 0 rg BT 329.39 397.45 Td (s) Tj ET Q q 0 0 0 rg BT 333.31 397.45 Td ( equit) Tj ET Q q 0 0 0 rg BT 358.78 397.45 Td (y as of Dec) Tj ET Q q 0 0 0 rg BT 402.09 397.45 Td (ember 31, 2012. The F) Tj ET Q q 0 0 0 rg BT 495.69 397.45 Td (irm is a leader ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 385.45 Td (in in) Tj ET Q q 0 0 0 rg BT 71.35 385.45 Td (v) Tj ET Q q 0 0 0 rg BT 75.75 385.45 Td (estmen) Tj ET Q q 0 0 0 rg BT 105.40 385.45 Td (t bankin) Tj ET Q q 0 0 0 rg BT 138.09 385.45 Td (g, financial ser) Tj ET Q q 0 0 0 rg BT 197.34 385.45 Td (vic) Tj ET Q q 0 0 0 rg BT 208.41 385.45 Td (es f) Tj ET Q q 0 0 0 rg BT 222.50 385.45 Td (or c) Tj ET Q q 0 0 0 rg BT 237.70 385.45 Td (onsumer) Tj ET Q q 0 0 0 rg BT 273.28 385.45 Td (s and small businesses, c) Tj ET Q q 0 0 0 rg BT 373.34 385.45 Td (ommer) Tj ET Q q 0 0 0 rg BT 402.21 385.45 Td (cial bankin) Tj ET Q q 0 0 0 rg BT 445.60 385.45 Td (g, financial tr) Tj ET Q q 0 0 0 rg BT 498.89 385.45 Td (ansac) Tj ET Q q 0 0 0 rg BT 521.97 385.45 Td (tion ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 373.45 Td (pr) Tj ET Q q 0 0 0 rg BT 62.70 373.45 Td (oc) Tj ET Q q 0 0 0 rg BT 71.89 373.45 Td (essin) Tj ET Q q 0 0 0 rg BT 92.16 373.45 Td (g, asset managemen) Tj ET Q q 0 0 0 rg BT 174.97 373.45 Td (t and priv) Tj ET Q q 0 0 0 rg BT 213.52 373.45 Td (ate equit) Tj ET Q q 0 0 0 rg BT 249.44 373.45 Td (y) Tj ET Q q 0 0 0 rg BT 253.34 373.45 Td (. Under the J) Tj ET Q q 0 0 0 rg BT 303.93 373.45 Td (.P) Tj ET Q q 0 0 0 rg BT 310.93 373.45 Td (. Mor) Tj ET Q q 0 0 0 rg BT 331.59 373.45 Td (g) Tj ET Q q 0 0 0 rg BT 336.39 373.45 Td (an and C) Tj ET Q q 0 0 0 rg BT 371.22 373.45 Td (hase br) Tj ET Q q 0 0 0 rg BT 401.03 373.45 Td (ands, the F) Tj ET Q q 0 0 0 rg BT 445.21 373.45 Td (irm ser) Tj ET Q q 0 0 0 rg BT 474.10 373.45 Td (v) Tj ET Q q 0 0 0 rg BT 478.50 373.45 Td (es millions of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 361.45 Td (customer) Tj ET Q q 0 0 0 rg BT 91.88 361.45 Td (s in the U.S) Tj ET Q q 0 0 0 rg BT 136.83 361.45 Td (. and man) Tj ET Q q 0 0 0 rg BT 176.72 361.45 Td (y of the w) Tj ET Q q 0 0 0 rg BT 215.95 361.45 Td (orld) Tj ET Q q 0 0 0 rg BT 234.14 361.45 Td (s most pr) Tj ET Q q 0 0 0 rg BT 271.53 361.45 Td (ominen) Tj ET Q q 0 0 0 rg BT 301.70 361.45 Td (t c) Tj ET Q q 0 0 0 rg BT 311.42 361.45 Td (orpor) Tj ET Q q 0 0 0 rg BT 333.83 361.45 Td (ate) Tj ET Q q 0 0 0 rg BT 346.57 361.45 Td (, institutional and go) Tj ET Q q 0 0 0 rg BT 429.49 361.45 Td (v) Tj ET Q q 0 0 0 rg BT 433.89 361.45 Td (ernmen) Tj ET Q q 0 0 0 rg BT 465.11 361.45 Td (t clien) Tj ET Q q 0 0 0 rg BT 489.62 361.45 Td (ts.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 344.45 Td (JPMor) Tj ET Q q 0 0 0 rg BT 78.68 344.45 Td (g) Tj ET Q q 0 0 0 rg BT 83.48 344.45 Td (an C) Tj ET Q q 0 0 0 rg BT 100.91 344.45 Td (hase) Tj ET Q q 0 0 0 rg BT 119.49 344.45 Td () Tj ET Q q 0 0 0 rg BT 121.43 344.45 Td (s principal bank subsidiaries ar) Tj ET Q q 0 0 0 rg BT 246.18 344.45 Td (e JPMor) Tj ET Q q 0 0 0 rg BT 278.00 344.45 Td (g) Tj ET Q q 0 0 0 rg BT 282.80 344.45 Td (an C) Tj ET Q q 0 0 0 rg BT 300.23 344.45 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 341.60 344.45 Td (, National Association \() Tj ET Q q 0 0 0 rg BT 437.74 344.45 Td (JPMor) Tj ET Q q 0 0 0 rg BT 462.42 344.45 Td (g) Tj ET Q q 0 0 0 rg BT 467.21 344.45 Td (an C) Tj ET Q q 0 0 0 rg BT 484.64 344.45 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 526.01 344.45 Td (, N.) Tj ET Q q 0 0 0 rg BT 539.46 344.45 Td (A) Tj ET Q q 0 0 0 rg BT 545.23 344.45 Td (.能), ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 332.45 Td (a national bank with U.S) Tj ET Q q 0 0 0 rg BT 151.46 332.45 Td (. br) Tj ET Q q 0 0 0 rg BT 165.00 332.45 Td (anches in 23 states, and C) Tj ET Q q 0 0 0 rg BT 270.34 332.45 Td (hase Bank USA) Tj ET Q q 0 0 0 rg BT 330.51 332.45 Td (, National Association \() Tj ET Q q 0 0 0 rg BT 427.30 332.45 Td (C) Tj ET Q q 0 0 0 rg BT 432.43 332.45 Td (hase Bank USA) Tj ET Q q 0 0 0 rg BT 492.59 332.45 Td (, N.) Tj ET Q q 0 0 0 rg BT 506.04 332.45 Td (A) Tj ET Q q 0 0 0 rg BT 511.81 332.45 Td (.能), a ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 320.45 Td (national bank that is the F) Tj ET Q q 0 0 0 rg BT 159.14 320.45 Td (irm) Tj ET Q q 0 0 0 rg BT 172.70 320.45 Td () Tj ET Q q 0 0 0 rg BT 174.64 320.45 Td (s cr) Tj ET Q q 0 0 0 rg BT 188.79 320.45 Td (edit car) Tj ET Q q 0 0 0 rg BT 219.31 320.45 Td (d-issuin) Tj ET Q q 0 0 0 rg BT 250.53 320.45 Td (g bank) Tj ET Q q 0 0 0 rg BT 277.63 320.45 Td (. JPMor) Tj ET Q q 0 0 0 rg BT 307.15 320.45 Td (g) Tj ET Q q 0 0 0 rg BT 311.95 320.45 Td (an C) Tj ET Q q 0 0 0 rg BT 329.38 320.45 Td (hase) Tj ET Q q 0 0 0 rg BT 347.96 320.45 Td () Tj ET Q q 0 0 0 rg BT 349.90 320.45 Td (s principal nonbank subsidiar) Tj ET Q q 0 0 0 rg BT 468.22 320.45 Td (y is J) Tj ET Q q 0 0 0 rg BT 487.13 320.45 Td (.P) Tj ET Q q 0 0 0 rg BT 494.13 320.45 Td (. Mor) Tj ET Q q 0 0 0 rg BT 514.78 320.45 Td (g) Tj ET Q q 0 0 0 rg BT 519.58 320.45 Td (an ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 308.45 Td (Securities LL) Tj ET Q q 0 0 0 rg BT 105.09 308.45 Td (C \() Tj ET Q q 0 0 0 rg BT 119.25 308.45 Td (JPMor) Tj ET Q q 0 0 0 rg BT 143.93 308.45 Td (g) Tj ET Q q 0 0 0 rg BT 148.73 308.45 Td (an Securities) Tj ET Q q 0 0 0 rg BT 200.47 308.45 Td (能), the F) Tj ET Q q 0 0 0 rg BT 233.26 308.45 Td (irm) Tj ET Q q 0 0 0 rg BT 246.82 308.45 Td () Tj ET Q q 0 0 0 rg BT 248.76 308.45 Td (s U.S) Tj ET Q q 0 0 0 rg BT 268.36 308.45 Td (. in) Tj ET Q q 0 0 0 rg BT 280.68 308.45 Td (v) Tj ET Q q 0 0 0 rg BT 285.08 308.45 Td (estmen) Tj ET Q q 0 0 0 rg BT 314.73 308.45 Td (t bankin) Tj ET Q q 0 0 0 rg BT 347.42 308.45 Td (g firm. The bank and nonbank subsidiaries of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 296.45 Td (JPMor) Tj ET Q q 0 0 0 rg BT 78.68 296.45 Td (g) Tj ET Q q 0 0 0 rg BT 83.48 296.45 Td (an C) Tj ET Q q 0 0 0 rg BT 100.91 296.45 Td (hase oper) Tj ET Q q 0 0 0 rg BT 140.55 296.45 Td (ate nationally as w) Tj ET Q q 0 0 0 rg BT 215.75 296.45 Td (ell as thr) Tj ET Q q 0 0 0 rg BT 250.91 296.45 Td (ough o) Tj ET Q q 0 0 0 rg BT 278.32 296.45 Td (v) Tj ET Q q 0 0 0 rg BT 282.72 296.45 Td (er) Tj ET Q q 0 0 0 rg BT 291.29 296.45 Td (seas br) Tj ET Q q 0 0 0 rg BT 320.00 296.45 Td (anches and subsidiaries, r) Tj ET Q q 0 0 0 rg BT 424.16 296.45 Td (epr) Tj ET Q q 0 0 0 rg BT 437.66 296.45 Td (esen) Tj ET Q q 0 0 0 rg BT 456.36 296.45 Td (tativ) Tj ET Q q 0 0 0 rg BT 474.41 296.45 Td (e of) Tj ET Q q 0 0 0 rg BT 489.70 296.45 Td (fic) Tj ET Q q 0 0 0 rg BT 499.30 296.45 Td (es and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 284.45 Td (subsidiar) Tj ET Q q 0 0 0 rg BT 90.92 284.45 Td (y f) Tj ET Q q 0 0 0 rg BT 100.69 284.45 Td (or) Tj ET Q q 0 0 0 rg BT 109.28 284.45 Td (eign banks. One of the F) Tj ET Q q 0 0 0 rg BT 206.37 284.45 Td (irm) Tj ET Q q 0 0 0 rg BT 219.93 284.45 Td () Tj ET Q q 0 0 0 rg BT 221.87 284.45 Td (s principal oper) Tj ET Q q 0 0 0 rg BT 284.46 284.45 Td (atin) Tj ET Q q 0 0 0 rg BT 299.93 284.45 Td (g subsidiaries in the United K) Tj ET Q q 0 0 0 rg BT 417.01 284.45 Td (in) Tj ET Q q 0 0 0 rg BT 424.44 284.45 Td (gdom \(填.K.能) is J) Tj ET Q q 0 0 0 rg BT 495.72 284.45 Td (.P) Tj ET Q q 0 0 0 rg BT 502.72 284.45 Td (. Mor) Tj ET Q q 0 0 0 rg BT 523.38 284.45 Td (g) Tj ET Q q 0 0 0 rg BT 528.18 284.45 Td (an ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 272.45 Td (Securities plc \(f) Tj ET Q q 0 0 0 rg BT 116.56 272.45 Td (ormerly J) Tj ET Q q 0 0 0 rg BT 154.07 272.45 Td (.P) Tj ET Q q 0 0 0 rg BT 161.07 272.45 Td (. Mor) Tj ET Q q 0 0 0 rg BT 181.73 272.45 Td (g) Tj ET Q q 0 0 0 rg BT 186.53 272.45 Td (an Securities L) Tj ET Q q 0 0 0 rg BT 245.24 272.45 Td (td.\), a wholly) Tj ET Q q 0 0 0 rg BT 297.70 272.45 Td (-o) Tj ET Q q 0 0 0 rg BT 305.82 272.45 Td (wned subsidiar) Tj ET Q q 0 0 0 rg BT 366.68 272.45 Td (y of JPMor) Tj ET Q q 0 0 0 rg BT 408.59 272.45 Td (g) Tj ET Q q 0 0 0 rg BT 413.39 272.45 Td (an C) Tj ET Q q 0 0 0 rg BT 430.82 272.45 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 472.19 272.45 Td (, N.) Tj ET Q q 0 0 0 rg BT 485.63 272.45 Td (A) Tj ET Q q 0 0 0 rg BT 491.40 272.45 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 254.25 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 254.25 Td (irm) Tj ET Q q 0 0 0 rg BT 89.41 254.25 Td () Tj ET Q q 0 0 0 rg BT 91.35 254.25 Td (s w) Tj ET Q q 0 0 0 rg BT 104.23 254.25 Td (ebsite is w) Tj ET Q q 0 0 0 rg BT 146.41 254.25 Td (w) Tj ET Q q 0 0 0 rg BT 153.13 254.25 Td (w) Tj ET Q q 0 0 0 rg BT 159.20 254.25 Td (.jpmor) Tj ET Q q 0 0 0 rg BT 185.50 254.25 Td (g) Tj ET Q q 0 0 0 rg BT 190.30 254.25 Td (anchase) Tj ET Q q 0 0 0 rg BT 223.16 254.25 Td (.) Tj ET Q q 0 0 0 rg BT 225.51 254.25 Td (c) Tj ET Q q 0 0 0 rg BT 229.68 254.25 Td (om. JPMor) Tj ET Q q 0 0 0 rg BT 271.96 254.25 Td (g) Tj ET Q q 0 0 0 rg BT 276.76 254.25 Td (an C) Tj ET Q q 0 0 0 rg BT 294.19 254.25 Td (hase mak) Tj ET Q q 0 0 0 rg BT 332.45 254.25 Td (es a) Tj ET Q q 0 0 0 rg BT 348.34 254.25 Td (v) Tj ET Q q 0 0 0 rg BT 352.74 254.25 Td (ailable fr) Tj ET Q q 0 0 0 rg BT 388.59 254.25 Td (ee of char) Tj ET Q q 0 0 0 rg BT 428.67 254.25 Td (ge) Tj ET Q q 0 0 0 rg BT 438.27 254.25 Td (, thr) Tj ET Q q 0 0 0 rg BT 455.01 254.25 Td (ough its w) Tj ET Q q 0 0 0 rg BT 495.99 254.25 Td (ebsite) Tj ET Q q 0 0 0 rg BT 520.25 254.25 Td (, annual ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 241.05 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 241.05 Td (epor) Tj ET Q q 0 0 0 rg BT 76.49 241.05 Td (ts on F) Tj ET Q q 0 0 0 rg BT 103.28 241.05 Td (orm 10-K, quar) Tj ET Q q 0 0 0 rg BT 165.74 241.05 Td (terly r) Tj ET Q q 0 0 0 rg BT 190.29 241.05 Td (epor) Tj ET Q q 0 0 0 rg BT 209.21 241.05 Td (ts on F) Tj ET Q q 0 0 0 rg BT 236.00 241.05 Td (orm 10-Q) Tj ET Q q 0 0 0 rg BT 274.85 241.05 Td (, curr) Tj ET Q q 0 0 0 rg BT 296.25 241.05 Td (en) Tj ET Q q 0 0 0 rg BT 306.13 241.05 Td (t r) Tj ET Q q 0 0 0 rg BT 315.25 241.05 Td (epor) Tj ET Q q 0 0 0 rg BT 334.17 241.05 Td (ts on F) Tj ET Q q 0 0 0 rg BT 360.96 241.05 Td (orm 8-K, and an) Tj ET Q q 0 0 0 rg BT 426.10 241.05 Td (y amendmen) Tj ET Q q 0 0 0 rg BT 478.16 241.05 Td (ts to those r) Tj ET Q q 0 0 0 rg BT 526.39 241.05 Td (epor) Tj ET Q q 0 0 0 rg BT 545.31 241.05 Td (ts ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 227.85 Td (filed or furnished pur) Tj ET Q q 0 0 0 rg BT 139.88 227.85 Td (suan) Tj ET Q q 0 0 0 rg BT 158.91 227.85 Td (t to Sec) Tj ET Q q 0 0 0 rg BT 189.02 227.85 Td (tion 13\(a\) or Sec) Tj ET Q q 0 0 0 rg BT 257.71 227.85 Td (tion 15\(d\) of the Securities Ex) Tj ET Q q 0 0 0 rg BT 378.66 227.85 Td (chan) Tj ET Q q 0 0 0 rg BT 397.87 227.85 Td (ge A) Tj ET Q q 0 0 0 rg BT 415.48 227.85 Td (c) Tj ET Q q 0 0 0 rg BT 419.75 227.85 Td (t of 1934, as soon as r) Tj ET Q q 0 0 0 rg BT 510.40 227.85 Td (easonably ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 214.65 Td (pr) Tj ET Q q 0 0 0 rg BT 62.70 214.65 Td (ac) Tj ET Q q 0 0 0 rg BT 71.80 214.65 Td (ticable af) Tj ET Q q 0 0 0 rg BT 109.15 214.65 Td (ter it elec) Tj ET Q q 0 0 0 rg BT 147.45 214.65 Td (tr) Tj ET Q q 0 0 0 rg BT 154.23 214.65 Td (onically files such material with, or furnishes such material to) Tj ET Q q 0 0 0 rg BT 401.77 214.65 Td (, the US Securities and Ex) Tj ET Q q 0 0 0 rg BT 503.80 214.65 Td (chan) Tj ET Q q 0 0 0 rg BT 523.01 214.65 Td (ge ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 201.45 Td (C) Tj ET Q q 0 0 0 rg BT 58.93 201.45 Td (ommission \(the ) Tj ET Q q 0 0 0 rg BT 127.83 201.45 Td (SE) Tj ET Q q 0 0 0 rg BT 137.64 201.45 Td (C) Tj ET Q q 0 0 0 rg BT 142.77 201.45 Td (能). The F) Tj ET Q q 0 0 0 rg BT 177.15 201.45 Td (irm has adopted, and posted on its w) Tj ET Q q 0 0 0 rg BT 325.65 201.45 Td (ebsite) Tj ET Q q 0 0 0 rg BT 349.91 201.45 Td (, a C) Tj ET Q q 0 0 0 rg BT 366.85 201.45 Td (ode of E) Tj ET Q q 0 0 0 rg BT 399.44 201.45 Td (thics f) Tj ET Q q 0 0 0 rg BT 423.69 201.45 Td (or its C) Tj ET Q q 0 0 0 rg BT 451.82 201.45 Td (hairman and C) Tj ET Q q 0 0 0 rg BT 510.42 201.45 Td (hief ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 188.25 Td (Ex) Tj ET Q q 0 0 0 rg BT 63.26 188.25 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 87.39 188.25 Td (e Of) Tj ET Q q 0 0 0 rg BT 103.69 188.25 Td (fic) Tj ET Q q 0 0 0 rg BT 113.29 188.25 Td (er) Tj ET Q q 0 0 0 rg BT 120.96 188.25 Td (, C) Tj ET Q q 0 0 0 rg BT 130.93 188.25 Td (hief F) Tj ET Q q 0 0 0 rg BT 153.41 188.25 Td (inancial Of) Tj ET Q q 0 0 0 rg BT 196.31 188.25 Td (fic) Tj ET Q q 0 0 0 rg BT 205.91 188.25 Td (er) Tj ET Q q 0 0 0 rg BT 213.58 188.25 Td (, C) Tj ET Q q 0 0 0 rg BT 223.55 188.25 Td (hief A) Tj ET Q q 0 0 0 rg BT 246.82 188.25 Td (c) Tj ET Q q 0 0 0 rg BT 250.99 188.25 Td (c) Tj ET Q q 0 0 0 rg BT 255.16 188.25 Td (oun) Tj ET Q q 0 0 0 rg BT 270.36 188.25 Td (tin) Tj ET Q q 0 0 0 rg BT 281.00 188.25 Td (g Of) Tj ET Q q 0 0 0 rg BT 297.39 188.25 Td (fic) Tj ET Q q 0 0 0 rg BT 306.99 188.25 Td (er and other senior financial of) Tj ET Q q 0 0 0 rg BT 431.67 188.25 Td (fic) Tj ET Q q 0 0 0 rg BT 441.27 188.25 Td (er) Tj ET Q q 0 0 0 rg BT 449.84 188.25 Td (s.) Tj ET Q BT /F3 13.00 Tf ET q 0 0 0 rg BT 54.00 156.65 Td (3. ) Tj ET Q q 0 0 0 rg BT 90.00 156.65 Td (The names of ma) Tj ET Q q 0 0 0 rg BT 182.20 156.65 Td (terial en) Tj ET Q q 0 0 0 rg BT 227.77 156.65 Td (tities) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 138.45 Td (F) Tj ET Q q 0 0 0 rg BT 58.73 138.45 Td (or r) Tj ET Q q 0 0 0 rg BT 73.33 138.45 Td (esolution plannin) Tj ET Q q 0 0 0 rg BT 142.94 138.45 Td (g purposes, JPMor) Tj ET Q q 0 0 0 rg BT 216.59 138.45 Td (g) Tj ET Q q 0 0 0 rg BT 221.39 138.45 Td (an C) Tj ET Q q 0 0 0 rg BT 238.82 138.45 Td (hase has iden) Tj ET Q q 0 0 0 rg BT 293.64 138.45 Td (tified 35 ) Tj ET Q q 0 0 0 rg BT 334.45 138.45 Td (material en) Tj ET Q q 0 0 0 rg BT 380.61 138.45 Td (tities, under sec) Tj ET Q q 0 0 0 rg BT 448.80 138.45 Td (tion 165\(d\)\(1\) of the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 125.25 Td (Dodd-F) Tj ET Q q 0 0 0 rg BT 82.97 125.25 Td (r) Tj ET Q q 0 0 0 rg BT 86.54 125.25 Td (ank A) Tj ET Q q 0 0 0 rg BT 109.03 125.25 Td (c) Tj ET Q q 0 0 0 rg BT 113.30 125.25 Td (t r) Tj ET Q q 0 0 0 rg BT 122.42 125.25 Td (eg) Tj ET Q q 0 0 0 rg BT 132.02 125.25 Td (ar) Tj ET Q q 0 0 0 rg BT 140.47 125.25 Td (din) Tj ET Q q 0 0 0 rg BT 153.00 125.25 Td (g r) Tj ET Q q 0 0 0 rg BT 163.81 125.25 Td (esolution plans f) Tj ET Q q 0 0 0 rg BT 230.15 125.25 Td (or specified bank holdin) Tj ET Q q 0 0 0 rg BT 326.61 125.25 Td (g c) Tj ET Q q 0 0 0 rg BT 338.02 125.25 Td (ompanies, a material en) Tj ET Q q 0 0 0 rg BT 435.26 125.25 Td (tit) Tj ET Q q 0 0 0 rg BT 444.18 125.25 Td (y means ) Tj ET Q q 0 0 0 rg BT 483.87 125.25 Td (a subsidiar) Tj ET Q q 0 0 0 rg BT 527.96 125.25 Td (y or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 112.05 Td (f) Tj ET Q q 0 0 0 rg BT 56.93 112.05 Td (or) Tj ET Q q 0 0 0 rg BT 65.52 112.05 Td (eign of) Tj ET Q q 0 0 0 rg BT 93.24 112.05 Td (fic) Tj ET Q q 0 0 0 rg BT 102.84 112.05 Td (e of the c) Tj ET Q q 0 0 0 rg BT 140.02 112.05 Td (o) Tj ET Q q 0 0 0 rg BT 144.94 112.05 Td (v) Tj ET Q q 0 0 0 rg BT 149.34 112.05 Td (er) Tj ET Q q 0 0 0 rg BT 157.71 112.05 Td (ed c) Tj ET Q q 0 0 0 rg BT 174.12 112.05 Td (ompan) Tj ET Q q 0 0 0 rg BT 201.92 112.05 Td (y that is significan) Tj ET Q q 0 0 0 rg BT 274.65 112.05 Td (t to the ac) Tj ET Q q 0 0 0 rg BT 315.35 112.05 Td (tivities of a critical oper) Tj ET Q q 0 0 0 rg BT 410.45 112.05 Td (ation or c) Tj ET Q q 0 0 0 rg BT 448.58 112.05 Td (or) Tj ET Q q 0 0 0 rg BT 457.17 112.05 Td (e business line) Tj ET Q q 0 0 0 rg BT 515.96 112.05 Td (. The ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 98.85 Td (F) Tj ET Q q 0 0 0 rg BT 58.78 98.85 Td (irm) Tj ET Q q 0 0 0 rg BT 72.34 98.85 Td () Tj ET Q q 0 0 0 rg BT 74.28 98.85 Td (s iden) Tj ET Q q 0 0 0 rg BT 98.02 98.85 Td (tified 35 material en) Tj ET Q q 0 0 0 rg BT 181.00 98.85 Td (tities ar) Tj ET Q q 0 0 0 rg BT 211.78 98.85 Td (e listed belo) Tj ET Q q 0 0 0 rg BT 260.61 98.85 Td (w) Tj ET Q q 0 0 0 rg BT 266.68 98.85 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 77.65 Td (P) Tj ET Q q 0 0 0 rg BT 59.50 77.65 Td (ar) Tj ET Q q 0 0 0 rg BT 68.38 77.65 Td (en) Tj ET Q q 0 0 0 rg BT 78.56 77.65 Td (t C) Tj ET Q q 0 0 0 rg BT 89.44 77.65 Td (ompan) Tj ET Q q 0 0 0 rg BT 118.15 77.65 Td (y and main oper) Tj ET Q q 0 0 0 rg BT 185.45 77.65 Td (a) Tj ET Q q 0 0 0 rg BT 190.43 77.65 Td (tin) Tj ET Q q 0 0 0 rg BT 201.87 77.65 Td (g bank includin) Tj ET Q q 0 0 0 rg BT 265.50 77.65 Td (g ma) Tj ET Q q 0 0 0 rg BT 285.65 77.65 Td (terial br) Tj ET Q q 0 0 0 rg BT 319.66 77.65 Td (anches:) Tj ET Q endstream endobj 11 0 obj <> endobj 12 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 300.15 44.50 Td (4) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET /GS0 gs q 7.47 0 0 10.76 54.00 728.25 cm /I5 Do Q /GS0 gs q 6.03 0 0 10.76 61.47 728.25 cm /I6 Do Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 730.30 Td (JPMor) Tj ET Q q 0 0 0 rg BT 93.58 730.30 Td (g) Tj ET Q q 0 0 0 rg BT 98.47 730.30 Td (an C) Tj ET Q q 0 0 0 rg BT 116.30 730.30 Td (hase & C) Tj ET Q q 0 0 0 rg BT 151.52 730.30 Td (o) Tj ET Q q 0 0 0 rg BT 156.56 730.30 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 167.92 730.30 Td (The C) Tj ET Q q 0 0 0 rg BT 189.92 730.30 Td (ompan) Tj ET Q q 0 0 0 rg BT 217.72 730.30 Td (y is the top tier holdin) Tj ET Q q 0 0 0 rg BT 306.06 730.30 Td (g c) Tj ET Q q 0 0 0 rg BT 317.47 730.30 Td (ompan) Tj ET Q q 0 0 0 rg BT 345.27 730.30 Td (y) Tj ET Q q 0 0 0 rg BT 349.17 730.30 Td (. It is a financial holdin) Tj ET Q q 0 0 0 rg BT 440.06 730.30 Td (g c) Tj ET Q q 0 0 0 rg BT 451.47 730.30 Td (ompan) Tj ET Q q 0 0 0 rg BT 479.27 730.30 Td (y inc) Tj ET Q q 0 0 0 rg BT 497.81 730.30 Td (orpor) Tj ET Q q 0 0 0 rg BT 520.22 730.30 Td (ated ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 717.10 Td (under Dela) Tj ET Q q 0 0 0 rg BT 111.60 717.10 Td (w) Tj ET Q q 0 0 0 rg BT 118.12 717.10 Td (ar) Tj ET Q q 0 0 0 rg BT 126.52 717.10 Td (e la) Tj ET Q q 0 0 0 rg BT 140.90 717.10 Td (w) Tj ET Q q 0 0 0 rg BT 146.97 717.10 Td (, and is subjec) Tj ET Q q 0 0 0 rg BT 203.63 717.10 Td (t to super) Tj ET Q q 0 0 0 rg BT 242.72 717.10 Td (vision b) Tj ET Q q 0 0 0 rg BT 273.61 717.10 Td (y the Boar) Tj ET Q q 0 0 0 rg BT 314.92 717.10 Td (d of Go) Tj ET Q q 0 0 0 rg BT 343.27 717.10 Td (v) Tj ET Q q 0 0 0 rg BT 347.67 717.10 Td (ernor) Tj ET Q q 0 0 0 rg BT 370.06 717.10 Td (s of the F) Tj ET Q q 0 0 0 rg BT 407.01 717.10 Td (eder) Tj ET Q q 0 0 0 rg BT 425.28 717.10 Td (al R) Tj ET Q q 0 0 0 rg BT 440.37 717.10 Td (eser) Tj ET Q q 0 0 0 rg BT 457.91 717.10 Td (v) Tj ET Q q 0 0 0 rg BT 462.31 717.10 Td (e S) Tj ET Q q 0 0 0 rg BT 474.22 717.10 Td (ystem.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 696.85 cm /I7 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 698.90 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 698.90 Td (JPMor) Tj ET Q q 0 0 0 rg BT 93.58 698.90 Td (g) Tj ET Q q 0 0 0 rg BT 98.47 698.90 Td (an C) Tj ET Q q 0 0 0 rg BT 116.30 698.90 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 159.26 698.90 Td (, N.) Tj ET Q q 0 0 0 rg BT 172.86 698.90 Td (A) Tj ET Q q 0 0 0 rg BT 178.83 698.90 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 190.19 698.90 Td (JPMor) Tj ET Q q 0 0 0 rg BT 214.87 698.90 Td (g) Tj ET Q q 0 0 0 rg BT 219.67 698.90 Td (an C) Tj ET Q q 0 0 0 rg BT 237.10 698.90 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 278.47 698.90 Td (, N.) Tj ET Q q 0 0 0 rg BT 291.92 698.90 Td (A) Tj ET Q q 0 0 0 rg BT 297.69 698.90 Td (. is a wholly o) Tj ET Q q 0 0 0 rg BT 351.91 698.90 Td (wned national bank subsidiar) Tj ET Q q 0 0 0 rg BT 470.17 698.90 Td (y of JPMor) Tj ET Q q 0 0 0 rg BT 512.08 698.90 Td (g) Tj ET Q q 0 0 0 rg BT 516.88 698.90 Td (an C) Tj ET Q q 0 0 0 rg BT 534.31 698.90 Td (hase) Tj ET Q q 0 0 0 rg BT 552.99 698.90 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 685.70 Td (This en) Tj ET Q q 0 0 0 rg BT 96.07 685.70 Td (tit) Tj ET Q q 0 0 0 rg BT 104.99 685.70 Td (y of) Tj ET Q q 0 0 0 rg BT 119.98 685.70 Td (f) Tj ET Q q 0 0 0 rg BT 122.91 685.70 Td (er) Tj ET Q q 0 0 0 rg BT 131.48 685.70 Td (s a wide r) Tj ET Q q 0 0 0 rg BT 169.79 685.70 Td (an) Tj ET Q q 0 0 0 rg BT 179.65 685.70 Td (ge of bankin) Tj ET Q q 0 0 0 rg BT 229.22 685.70 Td (g ser) Tj ET Q q 0 0 0 rg BT 249.20 685.70 Td (vic) Tj ET Q q 0 0 0 rg BT 260.27 685.70 Td (es to its customer) Tj ET Q q 0 0 0 rg BT 331.85 685.70 Td (s, both domestically and in) Tj ET Q q 0 0 0 rg BT 439.52 685.70 Td (ternationally) Tj ET Q q 0 0 0 rg BT 490.56 685.70 Td (. The material ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 672.50 Td (f) Tj ET Q q 0 0 0 rg BT 70.43 672.50 Td (or) Tj ET Q q 0 0 0 rg BT 79.02 672.50 Td (eign br) Tj ET Q q 0 0 0 rg BT 107.29 672.50 Td (anches of JPMCB include: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 211.18 672.50 Td (JPMCB L) Tj ET Q q 0 0 0 rg BT 246.08 672.50 Td (ondon Br) Tj ET Q q 0 0 0 rg BT 284.19 672.50 Td (anch) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 304.22 672.50 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 309.06 672.50 Td (JPMCB Nassau Br) Tj ET Q q 0 0 0 rg BT 381.21 672.50 Td (anch) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 401.23 672.50 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 406.07 672.50 Td (JPMCB Hon) Tj ET Q q 0 0 0 rg BT 453.05 672.50 Td (g K) Tj ET Q q 0 0 0 rg BT 465.71 672.50 Td (on) Tj ET Q q 0 0 0 rg BT 476.14 672.50 Td (g Br) Tj ET Q q 0 0 0 rg BT 492.90 672.50 Td (anch) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 512.92 672.50 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 517.76 672.50 Td (JPMCB ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 659.30 Td (Philippines Br) Tj ET Q q 0 0 0 rg BT 125.95 659.30 Td (anch Global S) Tj ET Q q 0 0 0 rg BT 182.17 659.30 Td (er) Tj ET Q q 0 0 0 rg BT 191.16 659.30 Td (vic) Tj ET Q q 0 0 0 rg BT 202.81 659.30 Td (es C) Tj ET Q q 0 0 0 rg BT 219.29 659.30 Td (en) Tj ET Q q 0 0 0 rg BT 229.47 659.30 Td (ter) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 241.78 659.30 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 246.62 659.30 Td (JPMCB Sin) Tj ET Q q 0 0 0 rg BT 289.85 659.30 Td (g) Tj ET Q q 0 0 0 rg BT 294.74 659.30 Td (apor) Tj ET Q q 0 0 0 rg BT 314.07 659.30 Td (e Br) Tj ET Q q 0 0 0 rg BT 330.78 659.30 Td (anch) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 350.81 659.30 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 355.65 659.30 Td (JPMCB S) Tj ET Q q 0 0 0 rg BT 390.76 659.30 Td (y) Tj ET Q q 0 0 0 rg BT 395.41 659.30 Td (dne) Tj ET Q q 0 0 0 rg BT 410.92 659.30 Td (y Br) Tj ET Q q 0 0 0 rg BT 427.49 659.30 Td (anch) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 447.52 659.30 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 452.36 659.30 Td (JPMCB T) Tj ET Q q 0 0 0 rg BT 487.12 659.30 Td (ok) Tj ET Q q 0 0 0 rg BT 497.29 659.30 Td (y) Tj ET Q q 0 0 0 rg BT 501.89 659.30 Td (o Br) Tj ET Q q 0 0 0 rg BT 518.85 659.30 Td (anch) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 538.88 659.30 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 646.10 Td (and the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 100.38 646.10 Td (JPMCB Z) Tj ET Q q 0 0 0 rg BT 135.54 646.10 Td (urich Br) Tj ET Q q 0 0 0 rg BT 168.87 646.10 Td (anch) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 188.90 646.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 624.90 Td (Other bankin) Tj ET Q q 0 0 0 rg BT 108.72 624.90 Td (g and ser) Tj ET Q q 0 0 0 rg BT 147.06 624.90 Td (vic) Tj ET Q q 0 0 0 rg BT 158.71 624.90 Td (e en) Tj ET Q q 0 0 0 rg BT 176.02 624.90 Td (tities:) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 604.65 cm /I8 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 606.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 606.70 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 606.70 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 606.70 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 606.70 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 606.70 Td (an A) Tj ET Q q 0 0 0 rg BT 122.94 606.70 Td (G ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 130.97 606.70 Td ( J) Tj ET Q q 0 0 0 rg BT 140.76 606.70 Td (.P) Tj ET Q q 0 0 0 rg BT 147.76 606.70 Td (. Mor) Tj ET Q q 0 0 0 rg BT 168.42 606.70 Td (g) Tj ET Q q 0 0 0 rg BT 173.22 606.70 Td (an A) Tj ET Q q 0 0 0 rg BT 190.99 606.70 Td (G is a fully lic) Tj ET Q q 0 0 0 rg BT 243.78 606.70 Td (ensed bank in German) Tj ET Q q 0 0 0 rg BT 333.61 606.70 Td (y) Tj ET Q q 0 0 0 rg BT 337.51 606.70 Td (. Amon) Tj ET Q q 0 0 0 rg BT 365.81 606.70 Td (g other ac) Tj ET Q q 0 0 0 rg BT 406.32 606.70 Td (tivities, this en) Tj ET Q q 0 0 0 rg BT 465.08 606.70 Td (tit) Tj ET Q q 0 0 0 rg BT 474.00 606.70 Td (y manages E) Tj ET Q q 0 0 0 rg BT 524.37 606.70 Td (ur) Tj ET Q q 0 0 0 rg BT 533.04 606.70 Td (o ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 593.50 Td (clearin) Tj ET Q q 0 0 0 rg BT 94.91 593.50 Td (g f) Tj ET Q q 0 0 0 rg BT 105.08 593.50 Td (or the F) Tj ET Q q 0 0 0 rg BT 136.37 593.50 Td (irm w) Tj ET Q q 0 0 0 rg BT 159.04 593.50 Td (orldwide) Tj ET Q q 0 0 0 rg BT 194.06 593.50 Td (. ) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 573.25 cm /I9 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 575.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 575.30 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 575.30 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 575.30 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 575.30 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 575.30 Td (an E) Tj ET Q q 0 0 0 rg BT 122.40 575.30 Td (ur) Tj ET Q q 0 0 0 rg BT 131.57 575.30 Td (ope Limited ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 183.20 575.30 Td ( J) Tj ET Q q 0 0 0 rg BT 192.99 575.30 Td (.P) Tj ET Q q 0 0 0 rg BT 199.99 575.30 Td (. Mor) Tj ET Q q 0 0 0 rg BT 220.65 575.30 Td (g) Tj ET Q q 0 0 0 rg BT 225.45 575.30 Td (an E) Tj ET Q q 0 0 0 rg BT 242.69 575.30 Td (ur) Tj ET Q q 0 0 0 rg BT 251.36 575.30 Td (ope Limited is a fully lic) Tj ET Q q 0 0 0 rg BT 346.22 575.30 Td (ensed bank that pr) Tj ET Q q 0 0 0 rg BT 421.88 575.30 Td (o) Tj ET Q q 0 0 0 rg BT 426.80 575.30 Td (vides mark) Tj ET Q q 0 0 0 rg BT 470.77 575.30 Td (etin) Tj ET Q q 0 0 0 rg BT 486.21 575.30 Td (g, custody and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 562.10 Td (pa) Tj ET Q q 0 0 0 rg BT 77.36 562.10 Td (ymen) Tj ET Q q 0 0 0 rg BT 99.48 562.10 Td (t ser) Tj ET Q q 0 0 0 rg BT 117.77 562.10 Td (vic) Tj ET Q q 0 0 0 rg BT 128.84 562.10 Td (es both to its clien) Tj ET Q q 0 0 0 rg BT 202.33 562.10 Td (ts and on behalf of its af) Tj ET Q q 0 0 0 rg BT 299.83 562.10 Td (filiated en) Tj ET Q q 0 0 0 rg BT 340.28 562.10 Td (tities.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 541.85 cm /I10 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 543.90 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 543.90 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 543.90 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 543.90 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 543.90 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 543.90 Td (an S) Tj ET Q q 0 0 0 rg BT 122.40 543.90 Td (er) Tj ET Q q 0 0 0 rg BT 131.39 543.90 Td (vic) Tj ET Q q 0 0 0 rg BT 143.04 543.90 Td (es India Priv) Tj ET Q q 0 0 0 rg BT 194.71 543.90 Td (a) Tj ET Q q 0 0 0 rg BT 199.69 543.90 Td (te Limited ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 244.39 543.90 Td ( J) Tj ET Q q 0 0 0 rg BT 254.18 543.90 Td (.P) Tj ET Q q 0 0 0 rg BT 261.18 543.90 Td (. Mor) Tj ET Q q 0 0 0 rg BT 281.84 543.90 Td (g) Tj ET Q q 0 0 0 rg BT 286.64 543.90 Td (an Ser) Tj ET Q q 0 0 0 rg BT 312.58 543.90 Td (vic) Tj ET Q q 0 0 0 rg BT 323.65 543.90 Td (es India Priv) Tj ET Q q 0 0 0 rg BT 373.09 543.90 Td (ate Limited pr) Tj ET Q q 0 0 0 rg BT 429.69 543.90 Td (o) Tj ET Q q 0 0 0 rg BT 434.61 543.90 Td (vides oper) Tj ET Q q 0 0 0 rg BT 476.29 543.90 Td (atin) Tj ET Q q 0 0 0 rg BT 491.76 543.90 Td (g ser) Tj ET Q q 0 0 0 rg BT 511.74 543.90 Td (vic) Tj ET Q q 0 0 0 rg BT 522.81 543.90 Td (es to ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 530.70 Td (JPMor) Tj ET Q q 0 0 0 rg BT 92.18 530.70 Td (g) Tj ET Q q 0 0 0 rg BT 96.98 530.70 Td (an C) Tj ET Q q 0 0 0 rg BT 114.41 530.70 Td (hase en) Tj ET Q q 0 0 0 rg BT 145.41 530.70 Td (tities and af) Tj ET Q q 0 0 0 rg BT 193.15 530.70 Td (filiates thr) Tj ET Q q 0 0 0 rg BT 234.55 530.70 Td (ough phone c) Tj ET Q q 0 0 0 rg BT 288.76 530.70 Td (en) Tj ET Q q 0 0 0 rg BT 298.64 530.70 Td (ter) Tj ET Q q 0 0 0 rg BT 309.52 530.70 Td (, tr) Tj ET Q q 0 0 0 rg BT 321.14 530.70 Td (ansac) Tj ET Q q 0 0 0 rg BT 344.22 530.70 Td (tion pr) Tj ET Q q 0 0 0 rg BT 371.01 530.70 Td (oc) Tj ET Q q 0 0 0 rg BT 380.20 530.70 Td (essin) Tj ET Q q 0 0 0 rg BT 400.47 530.70 Td (g, IT in) Tj ET Q q 0 0 0 rg BT 427.49 530.70 Td (fr) Tj ET Q q 0 0 0 rg BT 434.09 530.70 Td (astruc) Tj ET Q q 0 0 0 rg BT 459.19 530.70 Td (tur) Tj ET Q q 0 0 0 rg BT 471.07 530.70 Td (e and applications ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 517.50 Td (de) Tj ET Q q 0 0 0 rg BT 77.35 517.50 Td (v) Tj ET Q q 0 0 0 rg BT 81.75 517.50 Td (elopmen) Tj ET Q q 0 0 0 rg BT 116.78 517.50 Td (t suppor) Tj ET Q q 0 0 0 rg BT 150.70 517.50 Td (t) Tj ET Q q 0 0 0 rg BT 154.01 517.50 Td (, ac) Tj ET Q q 0 0 0 rg BT 167.85 517.50 Td (c) Tj ET Q q 0 0 0 rg BT 172.02 517.50 Td (oun) Tj ET Q q 0 0 0 rg BT 187.22 517.50 Td (tin) Tj ET Q q 0 0 0 rg BT 197.86 517.50 Td (g and financ) Tj ET Q q 0 0 0 rg BT 247.19 517.50 Td (e) Tj ET Q q 0 0 0 rg BT 251.89 517.50 Td (, and analy) Tj ET Q q 0 0 0 rg BT 296.03 517.50 Td (tics suppor) Tj ET Q q 0 0 0 rg BT 340.59 517.50 Td (t) Tj ET Q q 0 0 0 rg BT 343.90 517.50 Td (. ) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 497.25 cm /I11 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 499.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 499.30 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 499.30 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 499.30 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 499.30 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 499.30 Td (an T) Tj ET Q q 0 0 0 rg BT 122.10 499.30 Td (r) Tj ET Q q 0 0 0 rg BT 125.95 499.30 Td (easur) Tj ET Q q 0 0 0 rg BT 149.52 499.30 Td (y T) Tj ET Q q 0 0 0 rg BT 160.99 499.30 Td (echnolo) Tj ET Q q 0 0 0 rg BT 193.88 499.30 Td (gies C) Tj ET Q q 0 0 0 rg BT 217.93 499.30 Td (orpor) Tj ET Q q 0 0 0 rg BT 241.22 499.30 Td (a) Tj ET Q q 0 0 0 rg BT 246.20 499.30 Td (tion ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 265.07 499.30 Td ( J) Tj ET Q q 0 0 0 rg BT 274.86 499.30 Td (.P) Tj ET Q q 0 0 0 rg BT 281.86 499.30 Td (. Mor) Tj ET Q q 0 0 0 rg BT 302.52 499.30 Td (g) Tj ET Q q 0 0 0 rg BT 307.32 499.30 Td (an T) Tj ET Q q 0 0 0 rg BT 323.97 499.30 Td (r) Tj ET Q q 0 0 0 rg BT 327.54 499.30 Td (easur) Tj ET Q q 0 0 0 rg BT 350.21 499.30 Td (y T) Tj ET Q q 0 0 0 rg BT 361.25 499.30 Td (echnologies C) Tj ET Q q 0 0 0 rg BT 416.42 499.30 Td (orpor) Tj ET Q q 0 0 0 rg BT 438.83 499.30 Td (ation pr) Tj ET Q q 0 0 0 rg BT 470.46 499.30 Td (o) Tj ET Q q 0 0 0 rg BT 475.38 499.30 Td (vides C) Tj ET Q q 0 0 0 rg BT 503.62 499.30 Td (ash ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 486.10 Td (Managemen) Tj ET Q q 0 0 0 rg BT 116.84 486.10 Td (t and T) Tj ET Q q 0 0 0 rg BT 144.14 486.10 Td (r) Tj ET Q q 0 0 0 rg BT 147.71 486.10 Td (ade and T) Tj ET Q q 0 0 0 rg BT 186.53 486.10 Td (r) Tj ET Q q 0 0 0 rg BT 190.10 486.10 Td (easur) Tj ET Q q 0 0 0 rg BT 212.77 486.10 Td (y Managemen) Tj ET Q q 0 0 0 rg BT 268.95 486.10 Td (t ser) Tj ET Q q 0 0 0 rg BT 287.24 486.10 Td (vic) Tj ET Q q 0 0 0 rg BT 298.31 486.10 Td (es to JPMor) Tj ET Q q 0 0 0 rg BT 344.72 486.10 Td (g) Tj ET Q q 0 0 0 rg BT 349.52 486.10 Td (an C) Tj ET Q q 0 0 0 rg BT 366.95 486.10 Td (hase Bank and its af) Tj ET Q q 0 0 0 rg BT 447.84 486.10 Td (filiates.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 464.90 Td (A) Tj ET Q q 0 0 0 rg BT 59.77 464.90 Td (dditional In) Tj ET Q q 0 0 0 rg BT 107.78 464.90 Td (v) Tj ET Q q 0 0 0 rg BT 112.38 464.90 Td (estmen) Tj ET Q q 0 0 0 rg BT 143.19 464.90 Td (t Bank en) Tj ET Q q 0 0 0 rg BT 182.50 464.90 Td (tities:) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 444.65 cm /I12 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 446.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 446.70 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 446.70 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 446.70 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 446.70 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 446.70 Td (an C) Tj ET Q q 0 0 0 rg BT 122.54 446.70 Td (learin) Tj ET Q q 0 0 0 rg BT 146.95 446.70 Td (g C) Tj ET Q q 0 0 0 rg BT 159.25 446.70 Td (orp) Tj ET Q q 0 0 0 rg BT 173.55 446.70 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 178.29 446.70 Td ( J) Tj ET Q q 0 0 0 rg BT 188.08 446.70 Td (.P) Tj ET Q q 0 0 0 rg BT 195.08 446.70 Td (. Mor) Tj ET Q q 0 0 0 rg BT 215.74 446.70 Td (g) Tj ET Q q 0 0 0 rg BT 220.54 446.70 Td (an C) Tj ET Q q 0 0 0 rg BT 237.97 446.70 Td (learin) Tj ET Q q 0 0 0 rg BT 261.16 446.70 Td (g C) Tj ET Q q 0 0 0 rg BT 273.33 446.70 Td (orp) Tj ET Q q 0 0 0 rg BT 287.05 446.70 Td (., a subsidiar) Tj ET Q q 0 0 0 rg BT 338.48 446.70 Td (y of J) Tj ET Q q 0 0 0 rg BT 359.02 446.70 Td (.P) Tj ET Q q 0 0 0 rg BT 366.02 446.70 Td (. Mor) Tj ET Q q 0 0 0 rg BT 386.68 446.70 Td (g) Tj ET Q q 0 0 0 rg BT 391.48 446.70 Td (an Securities, LL) Tj ET Q q 0 0 0 rg BT 457.37 446.70 Td (C) Tj ET Q q 0 0 0 rg BT 462.55 446.70 Td (, is a US r) Tj ET Q q 0 0 0 rg BT 500.07 446.70 Td (egister) Tj ET Q q 0 0 0 rg BT 527.77 446.70 Td (ed ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 433.50 Td (br) Tj ET Q q 0 0 0 rg BT 76.20 433.50 Td (ok) Tj ET Q q 0 0 0 rg BT 85.79 433.50 Td (er) Tj ET Q q 0 0 0 rg BT 94.01 433.50 Td (-dealer and pr) Tj ET Q q 0 0 0 rg BT 151.26 433.50 Td (o) Tj ET Q q 0 0 0 rg BT 156.18 433.50 Td (vides c) Tj ET Q q 0 0 0 rg BT 183.51 433.50 Td (er) Tj ET Q q 0 0 0 rg BT 192.28 433.50 Td (tain JPMor) Tj ET Q q 0 0 0 rg BT 234.87 433.50 Td (g) Tj ET Q q 0 0 0 rg BT 239.67 433.50 Td (an C) Tj ET Q q 0 0 0 rg BT 257.10 433.50 Td (hase customer) Tj ET Q q 0 0 0 rg BT 316.10 433.50 Td (s and af) Tj ET Q q 0 0 0 rg BT 347.82 433.50 Td (filiates with securities and US listed options ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 420.30 Td (clear) Tj ET Q q 0 0 0 rg BT 87.38 420.30 Td (anc) Tj ET Q q 0 0 0 rg BT 101.51 420.30 Td (e) Tj ET Q q 0 0 0 rg BT 106.21 420.30 Td (, customer financin) Tj ET Q q 0 0 0 rg BT 183.34 420.30 Td (g, and r) Tj ET Q q 0 0 0 rg BT 214.05 420.30 Td (elated ser) Tj ET Q q 0 0 0 rg BT 254.33 420.30 Td (vic) Tj ET Q q 0 0 0 rg BT 265.40 420.30 Td (es.) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 276.72 420.30 Td ( ) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 400.05 cm /I13 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 402.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 402.10 Td (JPMor) Tj ET Q q 0 0 0 rg BT 93.58 402.10 Td (g) Tj ET Q q 0 0 0 rg BT 98.47 402.10 Td (an S) Tj ET Q q 0 0 0 rg BT 116.16 402.10 Td (ecurities Japan C) Tj ET Q q 0 0 0 rg BT 186.70 402.10 Td (o) Tj ET Q q 0 0 0 rg BT 191.74 402.10 Td (., L) Tj ET Q q 0 0 0 rg BT 203.55 402.10 Td (td. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 217.14 402.10 Td ( JPMor) Tj ET Q q 0 0 0 rg BT 248.30 402.10 Td (g) Tj ET Q q 0 0 0 rg BT 253.10 402.10 Td (an Securities Japan C) Tj ET Q q 0 0 0 rg BT 337.98 402.10 Td (o) Tj ET Q q 0 0 0 rg BT 342.90 402.10 Td (., L) Tj ET Q q 0 0 0 rg BT 354.77 402.10 Td (td. is a r) Tj ET Q q 0 0 0 rg BT 387.42 402.10 Td (egister) Tj ET Q q 0 0 0 rg BT 415.12 402.10 Td (ed br) Tj ET Q q 0 0 0 rg BT 436.06 402.10 Td (ok) Tj ET Q q 0 0 0 rg BT 445.65 402.10 Td (er) Tj ET Q q 0 0 0 rg BT 453.87 402.10 Td (-dealer and in) Tj ET Q q 0 0 0 rg BT 509.90 402.10 Td (v) Tj ET Q q 0 0 0 rg BT 514.29 402.10 Td (estmen) Tj ET Q q 0 0 0 rg BT 543.94 402.10 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 388.90 Td (advisor in Japan.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 368.65 cm /I14 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 370.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 370.70 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 370.70 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 370.70 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 370.70 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 370.70 Td (an S) Tj ET Q q 0 0 0 rg BT 122.40 370.70 Td (ecurities LL) Tj ET Q q 0 0 0 rg BT 170.41 370.70 Td (C ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 177.82 370.70 Td ( J) Tj ET Q q 0 0 0 rg BT 187.61 370.70 Td (.P) Tj ET Q q 0 0 0 rg BT 194.61 370.70 Td (. Mor) Tj ET Q q 0 0 0 rg BT 215.27 370.70 Td (g) Tj ET Q q 0 0 0 rg BT 220.07 370.70 Td (an Securities LL) Tj ET Q q 0 0 0 rg BT 283.46 370.70 Td (C is a r) Tj ET Q q 0 0 0 rg BT 310.33 370.70 Td (egister) Tj ET Q q 0 0 0 rg BT 338.03 370.70 Td (ed US br) Tj ET Q q 0 0 0 rg BT 372.15 370.70 Td (ok) Tj ET Q q 0 0 0 rg BT 381.74 370.70 Td (er) Tj ET Q q 0 0 0 rg BT 389.96 370.70 Td (-dealer) Tj ET Q q 0 0 0 rg BT 417.97 370.70 Td (, in) Tj ET Q q 0 0 0 rg BT 430.29 370.70 Td (v) Tj ET Q q 0 0 0 rg BT 434.69 370.70 Td (estmen) Tj ET Q q 0 0 0 rg BT 464.34 370.70 Td (t advisor and futur) Tj ET Q q 0 0 0 rg BT 539.18 370.70 Td (es ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 357.50 Td (c) Tj ET Q q 0 0 0 rg BT 71.67 357.50 Td (ommission mer) Tj ET Q q 0 0 0 rg BT 133.61 357.50 Td (chan) Tj ET Q q 0 0 0 rg BT 152.87 357.50 Td (t) Tj ET Q q 0 0 0 rg BT 156.18 357.50 Td (. It is the F) Tj ET Q q 0 0 0 rg BT 198.25 357.50 Td (irm) Tj ET Q q 0 0 0 rg BT 211.81 357.50 Td () Tj ET Q q 0 0 0 rg BT 213.75 357.50 Td (s primar) Tj ET Q q 0 0 0 rg BT 247.80 357.50 Td (y br) Tj ET Q q 0 0 0 rg BT 263.34 357.50 Td (ok) Tj ET Q q 0 0 0 rg BT 272.93 357.50 Td (er) Tj ET Q q 0 0 0 rg BT 281.15 357.50 Td (-dealer in the US) Tj ET Q q 0 0 0 rg BT 348.39 357.50 Td (.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 337.25 cm /I15 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 339.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 339.30 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 339.30 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 339.30 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 339.30 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 339.30 Td (an S) Tj ET Q q 0 0 0 rg BT 122.40 339.30 Td (ecurities plc ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 175.51 339.30 Td ( J) Tj ET Q q 0 0 0 rg BT 185.30 339.30 Td (.P) Tj ET Q q 0 0 0 rg BT 192.30 339.30 Td (. Mor) Tj ET Q q 0 0 0 rg BT 212.96 339.30 Td (g) Tj ET Q q 0 0 0 rg BT 217.76 339.30 Td (an Securities plc is the principal in) Tj ET Q q 0 0 0 rg BT 355.52 339.30 Td (v) Tj ET Q q 0 0 0 rg BT 359.92 339.30 Td (estmen) Tj ET Q q 0 0 0 rg BT 389.57 339.30 Td (t bankin) Tj ET Q q 0 0 0 rg BT 422.26 339.30 Td (g en) Tj ET Q q 0 0 0 rg BT 439.38 339.30 Td (tit) Tj ET Q q 0 0 0 rg BT 448.30 339.30 Td (y in E) Tj ET Q q 0 0 0 rg BT 469.95 339.30 Td (ur) Tj ET Q q 0 0 0 rg BT 478.62 339.30 Td (ope) Tj ET Q q 0 0 0 rg BT 493.47 339.30 Td (/Middle East/) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 326.10 Td (Africa \(摘MEA) Tj ET Q q 0 0 0 rg BT 123.28 326.10 Td (能). R) Tj ET Q q 0 0 0 rg BT 141.27 326.10 Td (egister) Tj ET Q q 0 0 0 rg BT 168.97 326.10 Td (ed as a bank en) Tj ET Q q 0 0 0 rg BT 231.50 326.10 Td (tit) Tj ET Q q 0 0 0 rg BT 240.42 326.10 Td (y in the U.K., its ac) Tj ET Q q 0 0 0 rg BT 314.91 326.10 Td (tivities include under) Tj ET Q q 0 0 0 rg BT 399.74 326.10 Td (writin) Tj ET Q q 0 0 0 rg BT 423.02 326.10 Td (g, tr) Tj ET Q q 0 0 0 rg BT 439.54 326.10 Td (adin) Tj ET Q q 0 0 0 rg BT 456.90 326.10 Td (g, br) Tj ET Q q 0 0 0 rg BT 475.33 326.10 Td (ok) Tj ET Q q 0 0 0 rg BT 484.92 326.10 Td (er) Tj ET Q q 0 0 0 rg BT 493.29 326.10 Td (age) Tj ET Q q 0 0 0 rg BT 507.72 326.10 Td (, advisor) Tj ET Q q 0 0 0 rg BT 542.35 326.10 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 312.90 Td (and prime ser) Tj ET Q q 0 0 0 rg BT 123.72 312.90 Td (vic) Tj ET Q q 0 0 0 rg BT 134.79 312.90 Td (es.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 292.65 cm /I16 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 294.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 294.70 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 294.70 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 294.70 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 294.70 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 294.70 Td (an V) Tj ET Q q 0 0 0 rg BT 122.71 294.70 Td (en) Tj ET Q q 0 0 0 rg BT 132.89 294.70 Td (tur) Tj ET Q q 0 0 0 rg BT 145.58 294.70 Td (es Ener) Tj ET Q q 0 0 0 rg BT 176.20 294.70 Td (g) Tj ET Q q 0 0 0 rg BT 181.29 294.70 Td (y C) Tj ET Q q 0 0 0 rg BT 193.40 294.70 Td (orpor) Tj ET Q q 0 0 0 rg BT 216.69 294.70 Td (a) Tj ET Q q 0 0 0 rg BT 221.67 294.70 Td (tion ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 240.54 294.70 Td ( J) Tj ET Q q 0 0 0 rg BT 250.33 294.70 Td (.P) Tj ET Q q 0 0 0 rg BT 257.33 294.70 Td (. Mor) Tj ET Q q 0 0 0 rg BT 277.99 294.70 Td (g) Tj ET Q q 0 0 0 rg BT 282.79 294.70 Td (an V) Tj ET Q q 0 0 0 rg BT 300.31 294.70 Td (en) Tj ET Q q 0 0 0 rg BT 310.19 294.70 Td (tur) Tj ET Q q 0 0 0 rg BT 322.07 294.70 Td (es Ener) Tj ET Q q 0 0 0 rg BT 351.72 294.70 Td (g) Tj ET Q q 0 0 0 rg BT 356.82 294.70 Td (y C) Tj ET Q q 0 0 0 rg BT 368.59 294.70 Td (orpor) Tj ET Q q 0 0 0 rg BT 391.00 294.70 Td (ation pr) Tj ET Q q 0 0 0 rg BT 422.63 294.70 Td (o) Tj ET Q q 0 0 0 rg BT 427.55 294.70 Td (vides c) Tj ET Q q 0 0 0 rg BT 454.88 294.70 Td (ommodities risk ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 281.50 Td (managemen) Tj ET Q q 0 0 0 rg BT 117.35 281.50 Td (t solutions to clien) Tj ET Q q 0 0 0 rg BT 191.15 281.50 Td (ts globally) Tj ET Q q 0 0 0 rg BT 231.88 281.50 Td (, and those solutions include financial deriv) Tj ET Q q 0 0 0 rg BT 406.05 281.50 Td (ativ) Tj ET Q q 0 0 0 rg BT 420.89 281.50 Td (es tr) Tj ET Q q 0 0 0 rg BT 438.83 281.50 Td (ansac) Tj ET Q q 0 0 0 rg BT 461.91 281.50 Td (tions as w) Tj ET Q q 0 0 0 rg BT 501.74 281.50 Td (ell as ph) Tj ET Q q 0 0 0 rg BT 535.20 281.50 Td (ysical ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 268.30 Td (c) Tj ET Q q 0 0 0 rg BT 71.67 268.30 Td (ommodities tr) Tj ET Q q 0 0 0 rg BT 128.24 268.30 Td (ansac) Tj ET Q q 0 0 0 rg BT 151.32 268.30 Td (tions.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 248.05 cm /I17 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 250.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 250.10 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 250.10 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 250.10 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 250.10 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 250.10 Td (an Whitefriar) Tj ET Q q 0 0 0 rg BT 160.44 250.10 Td (s Inc) Tj ET Q q 0 0 0 rg BT 179.68 250.10 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 184.42 250.10 Td ( J) Tj ET Q q 0 0 0 rg BT 194.21 250.10 Td (.P) Tj ET Q q 0 0 0 rg BT 201.21 250.10 Td (. Mor) Tj ET Q q 0 0 0 rg BT 221.87 250.10 Td (g) Tj ET Q q 0 0 0 rg BT 226.67 250.10 Td (an Whitefriar) Tj ET Q q 0 0 0 rg BT 279.68 250.10 Td (s Inc) Tj ET Q q 0 0 0 rg BT 298.20 250.10 Td (. is a Dela) Tj ET Q q 0 0 0 rg BT 336.93 250.10 Td (w) Tj ET Q q 0 0 0 rg BT 343.45 250.10 Td (ar) Tj ET Q q 0 0 0 rg BT 351.85 250.10 Td (e c) Tj ET Q q 0 0 0 rg BT 363.16 250.10 Td (ompan) Tj ET Q q 0 0 0 rg BT 390.96 250.10 Td (y that) Tj ET Q q 0 0 0 rg BT 414.28 250.10 Td (, thr) Tj ET Q q 0 0 0 rg BT 431.03 250.10 Td (ough its L) Tj ET Q q 0 0 0 rg BT 469.97 250.10 Td (ondon Br) Tj ET Q q 0 0 0 rg BT 506.80 250.10 Td (anch, ac) Tj ET Q q 0 0 0 rg BT 540.05 250.10 Td (ts ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 236.90 Td (as the F) Tj ET Q q 0 0 0 rg BT 98.95 236.90 Td (irm) Tj ET Q q 0 0 0 rg BT 112.51 236.90 Td () Tj ET Q q 0 0 0 rg BT 114.45 236.90 Td (s primar) Tj ET Q q 0 0 0 rg BT 148.50 236.90 Td (y leg) Tj ET Q q 0 0 0 rg BT 167.40 236.90 Td (al en) Tj ET Q q 0 0 0 rg BT 186.91 236.90 Td (tit) Tj ET Q q 0 0 0 rg BT 195.83 236.90 Td (y wher) Tj ET Q q 0 0 0 rg BT 222.74 236.90 Td (e risk positions ar) Tj ET Q q 0 0 0 rg BT 294.02 236.90 Td (e book) Tj ET Q q 0 0 0 rg BT 320.90 236.90 Td (ed f) Tj ET Q q 0 0 0 rg BT 336.07 236.90 Td (or c) Tj ET Q q 0 0 0 rg BT 351.27 236.90 Td (er) Tj ET Q q 0 0 0 rg BT 360.04 236.90 Td (tain businesses of the C) Tj ET Q q 0 0 0 rg BT 454.52 236.90 Td (orpor) Tj ET Q q 0 0 0 rg BT 476.93 236.90 Td (ate & In) Tj ET Q q 0 0 0 rg BT 508.17 236.90 Td (v) Tj ET Q q 0 0 0 rg BT 512.57 236.90 Td (estmen) Tj ET Q q 0 0 0 rg BT 542.22 236.90 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 223.70 Td (Bank) Tj ET Q q 0 0 0 rg BT 87.75 223.70 Td (.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 203.45 cm /I18 Do Q /GS0 gs q 6.03 0 0 10.76 61.47 203.45 cm /I19 Do Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 205.50 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 205.50 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 205.50 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 205.50 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 205.50 Td (an Limited ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 155.75 205.50 Td ( J) Tj ET Q q 0 0 0 rg BT 161.40 205.50 Td (.P) Tj ET Q q 0 0 0 rg BT 168.40 205.50 Td (. Mor) Tj ET Q q 0 0 0 rg BT 189.06 205.50 Td (g) Tj ET Q q 0 0 0 rg BT 193.86 205.50 Td (an Limited is the EMEA r) Tj ET Q q 0 0 0 rg BT 291.91 205.50 Td (egion) Tj ET Q q 0 0 0 rg BT 313.91 205.50 Td () Tj ET Q q 0 0 0 rg BT 315.85 205.50 Td (s primar) Tj ET Q q 0 0 0 rg BT 349.90 205.50 Td (y advisor on mer) Tj ET Q q 0 0 0 rg BT 417.22 205.50 Td (ger) Tj ET Q q 0 0 0 rg BT 430.69 205.50 Td (s and ac) Tj ET Q q 0 0 0 rg BT 463.45 205.50 Td (quisitions \(M&) Tj ET Q q 0 0 0 rg BT 521.38 205.50 Td (A\) and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 192.30 Td (also arr) Tj ET Q q 0 0 0 rg BT 98.24 192.30 Td (an) Tj ET Q q 0 0 0 rg BT 108.10 192.30 Td (ges syndicated debt financ) Tj ET Q q 0 0 0 rg BT 215.08 192.30 Td (e tr) Tj ET Q q 0 0 0 rg BT 229.00 192.30 Td (ansac) Tj ET Q q 0 0 0 rg BT 252.08 192.30 Td (tions. ) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 172.05 cm /I20 Do Q /GS0 gs q 6.03 0 0 10.76 61.47 172.05 cm /I21 Do Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 174.10 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 174.10 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 174.10 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 174.10 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 174.10 Td (an C) Tj ET Q q 0 0 0 rg BT 122.44 174.10 Td (ommodities C) Tj ET Q q 0 0 0 rg BT 179.44 174.10 Td (anada C) Tj ET Q q 0 0 0 rg BT 212.56 174.10 Td (orpor) Tj ET Q q 0 0 0 rg BT 235.85 174.10 Td (a) Tj ET Q q 0 0 0 rg BT 240.83 174.10 Td (tion ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 264.08 174.10 Td ( J) Tj ET Q q 0 0 0 rg BT 269.73 174.10 Td (.P) Tj ET Q q 0 0 0 rg BT 276.73 174.10 Td (. Mor) Tj ET Q q 0 0 0 rg BT 297.39 174.10 Td (g) Tj ET Q q 0 0 0 rg BT 302.19 174.10 Td (an C) Tj ET Q q 0 0 0 rg BT 319.42 174.10 Td (ommodities C) Tj ET Q q 0 0 0 rg BT 374.29 174.10 Td (anada C) Tj ET Q q 0 0 0 rg BT 406.28 174.10 Td (orpor) Tj ET Q q 0 0 0 rg BT 428.69 174.10 Td (ation pr) Tj ET Q q 0 0 0 rg BT 460.32 174.10 Td (o) Tj ET Q q 0 0 0 rg BT 465.24 174.10 Td (vides c) Tj ET Q q 0 0 0 rg BT 492.57 174.10 Td (ommodities risk ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 160.90 Td (managemen) Tj ET Q q 0 0 0 rg BT 117.35 160.90 Td (t solutions to C) Tj ET Q q 0 0 0 rg BT 177.27 160.90 Td (anadian clien) Tj ET Q q 0 0 0 rg BT 230.82 160.90 Td (ts, and those solutions include financial deriv) Tj ET Q q 0 0 0 rg BT 412.22 160.90 Td (ativ) Tj ET Q q 0 0 0 rg BT 427.06 160.90 Td (es tr) Tj ET Q q 0 0 0 rg BT 445.00 160.90 Td (ansac) Tj ET Q q 0 0 0 rg BT 468.08 160.90 Td (tions as w) Tj ET Q q 0 0 0 rg BT 507.91 160.90 Td (ell as ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 147.70 Td (ph) Tj ET Q q 0 0 0 rg BT 77.71 147.70 Td (ysical c) Tj ET Q q 0 0 0 rg BT 106.65 147.70 Td (ommodities tr) Tj ET Q q 0 0 0 rg BT 163.22 147.70 Td (ansac) Tj ET Q q 0 0 0 rg BT 186.30 147.70 Td (tions.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 126.50 Td (A) Tj ET Q q 0 0 0 rg BT 59.77 126.50 Td (dditional C) Tj ET Q q 0 0 0 rg BT 104.90 126.50 Td (ar) Tj ET Q q 0 0 0 rg BT 113.78 126.50 Td (d S) Tj ET Q q 0 0 0 rg BT 126.43 126.50 Td (er) Tj ET Q q 0 0 0 rg BT 135.42 126.50 Td (vic) Tj ET Q q 0 0 0 rg BT 147.07 126.50 Td (es En) Tj ET Q q 0 0 0 rg BT 168.90 126.50 Td (tities:) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 106.25 cm /I22 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 108.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 108.30 Td (C) Tj ET Q q 0 0 0 rg BT 72.72 108.30 Td (hase BankC) Tj ET Q q 0 0 0 rg BT 120.85 108.30 Td (ar) Tj ET Q q 0 0 0 rg BT 129.73 108.30 Td (d S) Tj ET Q q 0 0 0 rg BT 142.38 108.30 Td (er) Tj ET Q q 0 0 0 rg BT 151.37 108.30 Td (vic) Tj ET Q q 0 0 0 rg BT 163.02 108.30 Td (es, Inc) Tj ET Q q 0 0 0 rg BT 189.65 108.30 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 194.39 108.30 Td ( C) Tj ET Q q 0 0 0 rg BT 206.00 108.30 Td (hase BankC) Tj ET Q q 0 0 0 rg BT 252.30 108.30 Td (ar) Tj ET Q q 0 0 0 rg BT 260.75 108.30 Td (d Ser) Tj ET Q q 0 0 0 rg BT 281.83 108.30 Td (vic) Tj ET Q q 0 0 0 rg BT 292.90 108.30 Td (es, Inc) Tj ET Q q 0 0 0 rg BT 318.72 108.30 Td (. pr) Tj ET Q q 0 0 0 rg BT 332.26 108.30 Td (o) Tj ET Q q 0 0 0 rg BT 337.18 108.30 Td (vides the Cr) Tj ET Q q 0 0 0 rg BT 384.42 108.30 Td (edit C) Tj ET Q q 0 0 0 rg BT 407.35 108.30 Td (ar) Tj ET Q q 0 0 0 rg BT 415.80 108.30 Td (d sub-line of business with ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 95.10 Td (oper) Tj ET Q q 0 0 0 rg BT 86.02 95.10 Td (ational suppor) Tj ET Q q 0 0 0 rg BT 144.61 95.10 Td (t \() Tj ET Q q 0 0 0 rg BT 153.66 95.10 Td (customer ser) Tj ET Q q 0 0 0 rg BT 206.52 95.10 Td (vic) Tj ET Q q 0 0 0 rg BT 217.59 95.10 Td (e) Tj ET Q q 0 0 0 rg BT 222.29 95.10 Td (, pa) Tj ET Q q 0 0 0 rg BT 236.99 95.10 Td (ymen) Tj ET Q q 0 0 0 rg BT 259.11 95.10 Td (t pr) Tj ET Q q 0 0 0 rg BT 273.36 95.10 Td (oc) Tj ET Q q 0 0 0 rg BT 282.55 95.10 Td (essin) Tj ET Q q 0 0 0 rg BT 302.82 95.10 Td (g, debt c) Tj ET Q q 0 0 0 rg BT 337.31 95.10 Td (ollec) Tj ET Q q 0 0 0 rg BT 356.32 95.10 Td (tion, etc) Tj ET Q q 0 0 0 rg BT 389.30 95.10 Td (.\) at v) Tj ET Q q 0 0 0 rg BT 412.52 95.10 Td (arious locations thr) Tj ET Q q 0 0 0 rg BT 490.46 95.10 Td (oughout the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 81.90 Td (c) Tj ET Q q 0 0 0 rg BT 71.67 81.90 Td (oun) Tj ET Q q 0 0 0 rg BT 86.87 81.90 Td (tr) Tj ET Q q 0 0 0 rg BT 94.00 81.90 Td (y) Tj ET Q q 0 0 0 rg BT 97.90 81.90 Td (.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I23 Do Q endstream endobj 13 0 obj <> endobj 14 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 300.15 44.50 Td (5) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET /GS0 gs q 7.47 0 0 10.76 54.00 728.25 cm /I24 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 730.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 730.30 Td (C) Tj ET Q q 0 0 0 rg BT 72.72 730.30 Td (hase Bank USA) Tj ET Q q 0 0 0 rg BT 134.98 730.30 Td (, Na) Tj ET Q q 0 0 0 rg BT 150.91 730.30 Td (tional Associa) Tj ET Q q 0 0 0 rg BT 208.83 730.30 Td (tion ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 227.70 730.30 Td ( C) Tj ET Q q 0 0 0 rg BT 239.31 730.30 Td (hase Bank USA) Tj ET Q q 0 0 0 rg BT 299.48 730.30 Td (, N.) Tj ET Q q 0 0 0 rg BT 312.93 730.30 Td (A) Tj ET Q q 0 0 0 rg BT 318.70 730.30 Td (. a char) Tj ET Q q 0 0 0 rg BT 348.86 730.30 Td (ter) Tj ET Q q 0 0 0 rg BT 360.44 730.30 Td (ed national bank) Tj ET Q q 0 0 0 rg BT 427.89 730.30 Td (, c) Tj ET Q q 0 0 0 rg BT 436.90 730.30 Td (onduc) Tj ET Q q 0 0 0 rg BT 461.52 730.30 Td (ts ac) Tj ET Q q 0 0 0 rg BT 480.19 730.30 Td (tivities ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 717.10 Td (pr) Tj ET Q q 0 0 0 rg BT 76.20 717.10 Td (edominan) Tj ET Q q 0 0 0 rg BT 116.30 717.10 Td (tly r) Tj ET Q q 0 0 0 rg BT 132.38 717.10 Td (elated to cr) Tj ET Q q 0 0 0 rg BT 178.28 717.10 Td (edit car) Tj ET Q q 0 0 0 rg BT 208.80 717.10 Td (d lendin) Tj ET Q q 0 0 0 rg BT 241.16 717.10 Td (g and other f) Tj ET Q q 0 0 0 rg BT 292.90 717.10 Td (orms of c) Tj ET Q q 0 0 0 rg BT 330.25 717.10 Td (onsumer lendin) Tj ET Q q 0 0 0 rg BT 392.99 717.10 Td (g.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 696.85 cm /I25 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 698.90 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 698.90 Td (C) Tj ET Q q 0 0 0 rg BT 72.72 698.90 Td (hase I) Tj ET Q q 0 0 0 rg BT 97.31 698.90 Td (ssuanc) Tj ET Q q 0 0 0 rg BT 125.73 698.90 Td (e T) Tj ET Q q 0 0 0 rg BT 137.64 698.90 Td (rust ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 156.85 698.90 Td ( C) Tj ET Q q 0 0 0 rg BT 168.46 698.90 Td (hase Issuanc) Tj ET Q q 0 0 0 rg BT 219.51 698.90 Td (e T) Tj ET Q q 0 0 0 rg BT 231.00 698.90 Td (rust is a special purpose statutor) Tj ET Q q 0 0 0 rg BT 363.20 698.90 Td (y trust which securitiz) Tj ET Q q 0 0 0 rg BT 451.26 698.90 Td (es cr) Tj ET Q q 0 0 0 rg BT 470.21 698.90 Td (edit car) Tj ET Q q 0 0 0 rg BT 500.73 698.90 Td (d loan ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 685.70 Td (r) Tj ET Q q 0 0 0 rg BT 71.07 685.70 Td (ec) Tj ET Q q 0 0 0 rg BT 80.04 685.70 Td (eiv) Tj ET Q q 0 0 0 rg BT 91.64 685.70 Td (ables f) Tj ET Q q 0 0 0 rg BT 118.15 685.70 Td (or C) Tj ET Q q 0 0 0 rg BT 134.31 685.70 Td (hase Bank USA N.) Tj ET Q q 0 0 0 rg BT 205.33 685.70 Td (A) Tj ET Q q 0 0 0 rg BT 211.10 685.70 Td (.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 665.45 cm /I26 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 667.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 667.50 Td (C) Tj ET Q q 0 0 0 rg BT 72.72 667.50 Td (hase P) Tj ET Q q 0 0 0 rg BT 99.95 667.50 Td (a) Tj ET Q q 0 0 0 rg BT 104.83 667.50 Td (ymen) Tj ET Q q 0 0 0 rg BT 127.75 667.50 Td (tech E) Tj ET Q q 0 0 0 rg BT 153.14 667.50 Td (ur) Tj ET Q q 0 0 0 rg BT 162.31 667.50 Td (ope Limited ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 213.94 667.50 Td ( C) Tj ET Q q 0 0 0 rg BT 225.55 667.50 Td (hase P) Tj ET Q q 0 0 0 rg BT 251.92 667.50 Td (a) Tj ET Q q 0 0 0 rg BT 256.65 667.50 Td (ymen) Tj ET Q q 0 0 0 rg BT 278.77 667.50 Td (tech E) Tj ET Q q 0 0 0 rg BT 303.41 667.50 Td (ur) Tj ET Q q 0 0 0 rg BT 312.08 667.50 Td (ope Limited is the F) Tj ET Q q 0 0 0 rg BT 391.11 667.50 Td (irm) Tj ET Q q 0 0 0 rg BT 404.67 667.50 Td () Tj ET Q q 0 0 0 rg BT 406.61 667.50 Td (s primar) Tj ET Q q 0 0 0 rg BT 440.66 667.50 Td (y mer) Tj ET Q q 0 0 0 rg BT 463.61 667.50 Td (chan) Tj ET Q q 0 0 0 rg BT 482.87 667.50 Td (t pr) Tj ET Q q 0 0 0 rg BT 497.12 667.50 Td (oc) Tj ET Q q 0 0 0 rg BT 506.31 667.50 Td (essin) Tj ET Q q 0 0 0 rg BT 526.58 667.50 Td (g en) Tj ET Q q 0 0 0 rg BT 543.70 667.50 Td (tit) Tj ET Q q 0 0 0 rg BT 552.62 667.50 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 654.30 Td (in E) Tj ET Q q 0 0 0 rg BT 82.31 654.30 Td (ur) Tj ET Q q 0 0 0 rg BT 90.98 654.30 Td (ope) Tj ET Q q 0 0 0 rg BT 105.83 654.30 Td (. ) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 634.05 cm /I27 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 636.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 636.10 Td (C) Tj ET Q q 0 0 0 rg BT 72.72 636.10 Td (hase P) Tj ET Q q 0 0 0 rg BT 99.95 636.10 Td (a) Tj ET Q q 0 0 0 rg BT 104.83 636.10 Td (ymen) Tj ET Q q 0 0 0 rg BT 127.75 636.10 Td (tech S) Tj ET Q q 0 0 0 rg BT 153.14 636.10 Td (olutions ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 189.37 636.10 Td ( C) Tj ET Q q 0 0 0 rg BT 200.98 636.10 Td (hase P) Tj ET Q q 0 0 0 rg BT 227.35 636.10 Td (a) Tj ET Q q 0 0 0 rg BT 232.08 636.10 Td (ymen) Tj ET Q q 0 0 0 rg BT 254.20 636.10 Td (tech Solutions is the primar) Tj ET Q q 0 0 0 rg BT 365.45 636.10 Td (y mer) Tj ET Q q 0 0 0 rg BT 388.40 636.10 Td (chan) Tj ET Q q 0 0 0 rg BT 407.66 636.10 Td (t pr) Tj ET Q q 0 0 0 rg BT 421.91 636.10 Td (oc) Tj ET Q q 0 0 0 rg BT 431.10 636.10 Td (essin) Tj ET Q q 0 0 0 rg BT 451.37 636.10 Td (g en) Tj ET Q q 0 0 0 rg BT 468.49 636.10 Td (tit) Tj ET Q q 0 0 0 rg BT 477.41 636.10 Td (y in C) Tj ET Q q 0 0 0 rg BT 499.20 636.10 Td (anada.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 615.85 cm /I28 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 617.90 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 617.90 Td (JPMN Inc) Tj ET Q q 0 0 0 rg BT 105.81 617.90 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 110.55 617.90 Td ( JPMN holds par) Tj ET Q q 0 0 0 rg BT 179.47 617.90 Td (ticipation in) Tj ET Q q 0 0 0 rg BT 227.24 617.90 Td (ter) Tj ET Q q 0 0 0 rg BT 238.82 617.90 Td (ests in cr) Tj ET Q q 0 0 0 rg BT 274.87 617.90 Td (edit car) Tj ET Q q 0 0 0 rg BT 305.39 617.90 Td (d loan r) Tj ET Q q 0 0 0 rg BT 336.18 617.90 Td (ec) Tj ET Q q 0 0 0 rg BT 345.15 617.90 Td (eiv) Tj ET Q q 0 0 0 rg BT 356.75 617.90 Td (ables pur) Tj ET Q q 0 0 0 rg BT 394.13 617.90 Td (chased fr) Tj ET Q q 0 0 0 rg BT 431.17 617.90 Td (om C) Tj ET Q q 0 0 0 rg BT 451.40 617.90 Td (hase Bank USA) Tj ET Q q 0 0 0 rg BT 511.57 617.90 Td (, N.) Tj ET Q q 0 0 0 rg BT 525.02 617.90 Td (A) Tj ET Q q 0 0 0 rg BT 530.79 617.90 Td (.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 597.65 cm /I29 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 599.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 599.70 Td (P) Tj ET Q q 0 0 0 rg BT 73.00 599.70 Td (a) Tj ET Q q 0 0 0 rg BT 77.88 599.70 Td (ymen) Tj ET Q q 0 0 0 rg BT 100.80 599.70 Td (tech, LL) Tj ET Q q 0 0 0 rg BT 133.05 599.70 Td (C ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 140.46 599.70 Td ( P) Tj ET Q q 0 0 0 rg BT 152.19 599.70 Td (a) Tj ET Q q 0 0 0 rg BT 156.92 599.70 Td (ymen) Tj ET Q q 0 0 0 rg BT 179.04 599.70 Td (tech, LL) Tj ET Q q 0 0 0 rg BT 210.45 599.70 Td (C is the F) Tj ET Q q 0 0 0 rg BT 246.84 599.70 Td (irm) Tj ET Q q 0 0 0 rg BT 260.40 599.70 Td () Tj ET Q q 0 0 0 rg BT 262.34 599.70 Td (s primar) Tj ET Q q 0 0 0 rg BT 296.39 599.70 Td (y mer) Tj ET Q q 0 0 0 rg BT 319.34 599.70 Td (chan) Tj ET Q q 0 0 0 rg BT 338.60 599.70 Td (t pr) Tj ET Q q 0 0 0 rg BT 352.85 599.70 Td (oc) Tj ET Q q 0 0 0 rg BT 362.04 599.70 Td (essin) Tj ET Q q 0 0 0 rg BT 382.31 599.70 Td (g en) Tj ET Q q 0 0 0 rg BT 399.43 599.70 Td (tit) Tj ET Q q 0 0 0 rg BT 408.35 599.70 Td (y in the U.S) Tj ET Q q 0 0 0 rg BT 453.78 599.70 Td (.) Tj ET Q q 0 0 0 rg BT 456.38 599.70 Td (A) Tj ET Q q 0 0 0 rg BT 462.15 599.70 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 578.50 Td (Asset Managemen) Tj ET Q q 0 0 0 rg BT 129.87 578.50 Td (t En) Tj ET Q q 0 0 0 rg BT 146.10 578.50 Td (tities:) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 558.25 cm /I30 Do Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 61.47 560.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 560.30 Td (JPMor) Tj ET Q q 0 0 0 rg BT 93.58 560.30 Td (g) Tj ET Q q 0 0 0 rg BT 98.47 560.30 Td (an Asset Managemen) Tj ET Q q 0 0 0 rg BT 186.95 560.30 Td (t \(E) Tj ET Q q 0 0 0 rg BT 201.39 560.30 Td (ur) Tj ET Q q 0 0 0 rg BT 210.56 560.30 Td (ope\) S) Tj ET Q q 0 0 0 rg BT 236.72 560.30 Td (.a.r) Tj ET Q q 0 0 0 rg BT 249.85 560.30 Td (.l. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 259.76 560.30 Td ( JPMor) Tj ET Q q 0 0 0 rg BT 290.92 560.30 Td (g) Tj ET Q q 0 0 0 rg BT 295.72 560.30 Td (an Asset Managemen) Tj ET Q q 0 0 0 rg BT 381.42 560.30 Td (t \(E) Tj ET Q q 0 0 0 rg BT 395.51 560.30 Td (ur) Tj ET Q q 0 0 0 rg BT 404.18 560.30 Td (ope\) S) Tj ET Q q 0 0 0 rg BT 429.89 560.30 Td (.a.r) Tj ET Q q 0 0 0 rg BT 442.59 560.30 Td (.l. is the primar) Tj ET Q q 0 0 0 rg BT 504.32 560.30 Td (y fund ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 547.10 Td (managemen) Tj ET Q q 0 0 0 rg BT 117.35 547.10 Td (t and distribution en) Tj ET Q q 0 0 0 rg BT 199.31 547.10 Td (tit) Tj ET Q q 0 0 0 rg BT 208.23 547.10 Td (y f) Tj ET Q q 0 0 0 rg BT 218.00 547.10 Td (or the L) Tj ET Q q 0 0 0 rg BT 249.14 547.10 Td (ux) Tj ET Q q 0 0 0 rg BT 258.51 547.10 Td (embour) Tj ET Q q 0 0 0 rg BT 289.87 547.10 Td (g mutual fundr) Tj ET Q q 0 0 0 rg BT 352.16 547.10 Td (an) Tj ET Q q 0 0 0 rg BT 362.02 547.10 Td (ge) Tj ET Q q 0 0 0 rg BT 371.62 547.10 Td (.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 526.85 cm /I31 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 528.90 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 528.90 Td (JPMor) Tj ET Q q 0 0 0 rg BT 93.58 528.90 Td (g) Tj ET Q q 0 0 0 rg BT 98.47 528.90 Td (an Asset Managemen) Tj ET Q q 0 0 0 rg BT 186.95 528.90 Td (t \(UK\) Limited ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 248.13 528.90 Td ( JPMor) Tj ET Q q 0 0 0 rg BT 279.29 528.90 Td (g) Tj ET Q q 0 0 0 rg BT 284.09 528.90 Td (an Asset Managemen) Tj ET Q q 0 0 0 rg BT 369.79 528.90 Td (t \(UK\) is the primar) Tj ET Q q 0 0 0 rg BT 448.20 528.90 Td (y UK in) Tj ET Q q 0 0 0 rg BT 476.25 528.90 Td (v) Tj ET Q q 0 0 0 rg BT 480.65 528.90 Td (estmen) Tj ET Q q 0 0 0 rg BT 510.30 528.90 Td (t advisor) Tj ET Q q 0 0 0 rg BT 545.64 528.90 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 515.70 Td (en) Tj ET Q q 0 0 0 rg BT 77.38 515.70 Td (tit) Tj ET Q q 0 0 0 rg BT 86.30 515.70 Td (y within J) Tj ET Q q 0 0 0 rg BT 123.63 515.70 Td (.P) Tj ET Q q 0 0 0 rg BT 130.63 515.70 Td (. Mor) Tj ET Q q 0 0 0 rg BT 151.29 515.70 Td (g) Tj ET Q q 0 0 0 rg BT 156.09 515.70 Td (an Asset Managemen) Tj ET Q q 0 0 0 rg BT 241.79 515.70 Td (t) Tj ET Q q 0 0 0 rg BT 245.10 515.70 Td (.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 495.45 cm /I32 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 497.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 497.50 Td (JPMor) Tj ET Q q 0 0 0 rg BT 93.58 497.50 Td (g) Tj ET Q q 0 0 0 rg BT 98.47 497.50 Td (an Distribution S) Tj ET Q q 0 0 0 rg BT 168.73 497.50 Td (er) Tj ET Q q 0 0 0 rg BT 177.72 497.50 Td (vic) Tj ET Q q 0 0 0 rg BT 189.37 497.50 Td (es, Inc) Tj ET Q q 0 0 0 rg BT 216.00 497.50 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 220.74 497.50 Td ( JPMor) Tj ET Q q 0 0 0 rg BT 251.90 497.50 Td (g) Tj ET Q q 0 0 0 rg BT 256.70 497.50 Td (an Distribution Ser) Tj ET Q q 0 0 0 rg BT 332.59 497.50 Td (vic) Tj ET Q q 0 0 0 rg BT 343.66 497.50 Td (es, Inc) Tj ET Q q 0 0 0 rg BT 369.48 497.50 Td (. is the US distributor and shar) Tj ET Q q 0 0 0 rg BT 491.96 497.50 Td (eholder ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 484.30 Td (ser) Tj ET Q q 0 0 0 rg BT 80.24 484.30 Td (vicin) Tj ET Q q 0 0 0 rg BT 98.79 484.30 Td (g agen) Tj ET Q q 0 0 0 rg BT 125.64 484.30 Td (t f) Tj ET Q q 0 0 0 rg BT 134.12 484.30 Td (or JPMor) Tj ET Q q 0 0 0 rg BT 169.83 484.30 Td (g) Tj ET Q q 0 0 0 rg BT 174.63 484.30 Td (an) Tj ET Q q 0 0 0 rg BT 184.34 484.30 Td () Tj ET Q q 0 0 0 rg BT 186.28 484.30 Td (s mutual funds.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 464.05 cm /I33 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 466.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 466.10 Td (JPMor) Tj ET Q q 0 0 0 rg BT 93.58 466.10 Td (g) Tj ET Q q 0 0 0 rg BT 98.47 466.10 Td (an F) Tj ET Q q 0 0 0 rg BT 115.91 466.10 Td (unds Managemen) Tj ET Q q 0 0 0 rg BT 189.31 466.10 Td (t) Tj ET Q q 0 0 0 rg BT 192.88 466.10 Td (, Inc) Tj ET Q q 0 0 0 rg BT 210.39 466.10 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 215.13 466.10 Td ( JPMor) Tj ET Q q 0 0 0 rg BT 246.29 466.10 Td (g) Tj ET Q q 0 0 0 rg BT 251.09 466.10 Td (an F) Tj ET Q q 0 0 0 rg BT 268.07 466.10 Td (unds Managemen) Tj ET Q q 0 0 0 rg BT 339.10 466.10 Td (t) Tj ET Q q 0 0 0 rg BT 342.41 466.10 Td (, Inc) Tj ET Q q 0 0 0 rg BT 359.41 466.10 Td (. is the administr) Tj ET Q q 0 0 0 rg BT 426.89 466.10 Td (ator f) Tj ET Q q 0 0 0 rg BT 448.89 466.10 Td (or JPMor) Tj ET Q q 0 0 0 rg BT 484.60 466.10 Td (g) Tj ET Q q 0 0 0 rg BT 489.40 466.10 Td (an) Tj ET Q q 0 0 0 rg BT 499.11 466.10 Td () Tj ET Q q 0 0 0 rg BT 501.05 466.10 Td (s mutual ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 452.90 Td (funds.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 432.65 cm /I34 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 434.70 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 434.70 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 434.70 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 434.70 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 434.70 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 434.70 Td (an In) Tj ET Q q 0 0 0 rg BT 125.52 434.70 Td (terna) Tj ET Q q 0 0 0 rg BT 148.15 434.70 Td (tional Bank Limited ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 232.14 434.70 Td ( J) Tj ET Q q 0 0 0 rg BT 241.93 434.70 Td (.P) Tj ET Q q 0 0 0 rg BT 248.93 434.70 Td (. Mor) Tj ET Q q 0 0 0 rg BT 269.59 434.70 Td (g) Tj ET Q q 0 0 0 rg BT 274.39 434.70 Td (an In) Tj ET Q q 0 0 0 rg BT 294.43 434.70 Td (ternational Bank Limited of) Tj ET Q q 0 0 0 rg BT 404.77 434.70 Td (f) Tj ET Q q 0 0 0 rg BT 407.70 434.70 Td (er) Tj ET Q q 0 0 0 rg BT 416.27 434.70 Td (s discr) Tj ET Q q 0 0 0 rg BT 441.94 434.70 Td (etionar) Tj ET Q q 0 0 0 rg BT 471.25 434.70 Td (y in) Tj ET Q q 0 0 0 rg BT 485.57 434.70 Td (v) Tj ET Q q 0 0 0 rg BT 489.97 434.70 Td (estmen) Tj ET Q q 0 0 0 rg BT 519.62 434.70 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 421.50 Td (managemen) Tj ET Q q 0 0 0 rg BT 117.35 421.50 Td (t) Tj ET Q q 0 0 0 rg BT 120.66 421.50 Td (, br) Tj ET Q q 0 0 0 rg BT 134.20 421.50 Td (ok) Tj ET Q q 0 0 0 rg BT 143.79 421.50 Td (er) Tj ET Q q 0 0 0 rg BT 152.16 421.50 Td (age) Tj ET Q q 0 0 0 rg BT 166.59 421.50 Td (, advisor) Tj ET Q q 0 0 0 rg BT 201.22 421.50 Td (y) Tj ET Q q 0 0 0 rg BT 205.12 421.50 Td (, custody and bankin) Tj ET Q q 0 0 0 rg BT 288.01 421.50 Td (g ser) Tj ET Q q 0 0 0 rg BT 307.99 421.50 Td (vic) Tj ET Q q 0 0 0 rg BT 319.06 421.50 Td (es, fund mark) Tj ET Q q 0 0 0 rg BT 374.23 421.50 Td (etin) Tj ET Q q 0 0 0 rg BT 389.67 421.50 Td (g and hedge fund advisor) Tj ET Q q 0 0 0 rg BT 491.87 421.50 Td (y to clien) Tj ET Q q 0 0 0 rg BT 528.24 421.50 Td (ts in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 408.30 Td (E) Tj ET Q q 0 0 0 rg BT 72.44 408.30 Td (ur) Tj ET Q q 0 0 0 rg BT 81.11 408.30 Td (ope) Tj ET Q q 0 0 0 rg BT 95.96 408.30 Td (, Latin America and Asia.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 388.05 cm /I35 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 390.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 390.10 Td (J) Tj ET Q q 0 0 0 rg BT 71.20 390.10 Td (.P) Tj ET Q q 0 0 0 rg BT 78.55 390.10 Td (. Mor) Tj ET Q q 0 0 0 rg BT 99.82 390.10 Td (g) Tj ET Q q 0 0 0 rg BT 104.71 390.10 Td (an In) Tj ET Q q 0 0 0 rg BT 125.47 390.10 Td (v) Tj ET Q q 0 0 0 rg BT 130.07 390.10 Td (estmen) Tj ET Q q 0 0 0 rg BT 160.88 390.10 Td (t Managemen) Tj ET Q q 0 0 0 rg BT 217.58 390.10 Td (t Inc) Tj ET Q q 0 0 0 rg BT 236.11 390.10 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 240.85 390.10 Td ( J) Tj ET Q q 0 0 0 rg BT 250.64 390.10 Td (.P) Tj ET Q q 0 0 0 rg BT 257.64 390.10 Td (. Mor) Tj ET Q q 0 0 0 rg BT 278.30 390.10 Td (g) Tj ET Q q 0 0 0 rg BT 283.10 390.10 Td (an In) Tj ET Q q 0 0 0 rg BT 303.14 390.10 Td (v) Tj ET Q q 0 0 0 rg BT 307.54 390.10 Td (estmen) Tj ET Q q 0 0 0 rg BT 337.19 390.10 Td (t Managemen) Tj ET Q q 0 0 0 rg BT 392.08 390.10 Td (t Inc) Tj ET Q q 0 0 0 rg BT 409.79 390.10 Td (. is the primar) Tj ET Q q 0 0 0 rg BT 466.56 390.10 Td (y US in) Tj ET Q q 0 0 0 rg BT 494.06 390.10 Td (v) Tj ET Q q 0 0 0 rg BT 498.46 390.10 Td (estmen) Tj ET Q q 0 0 0 rg BT 528.11 390.10 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 376.90 Td (advisor) Tj ET Q q 0 0 0 rg BT 97.29 376.90 Td (y en) Tj ET Q q 0 0 0 rg BT 114.01 376.90 Td (tit) Tj ET Q q 0 0 0 rg BT 122.93 376.90 Td (y within J) Tj ET Q q 0 0 0 rg BT 160.26 376.90 Td (.P) Tj ET Q q 0 0 0 rg BT 167.26 376.90 Td (. Mor) Tj ET Q q 0 0 0 rg BT 187.92 376.90 Td (g) Tj ET Q q 0 0 0 rg BT 192.72 376.90 Td (an Asset Managemen) Tj ET Q q 0 0 0 rg BT 278.42 376.90 Td (t) Tj ET Q q 0 0 0 rg BT 281.73 376.90 Td (.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I36 Do Q BT /F3 13.00 Tf ET q 0 0 0 rg BT 54.00 344.45 Td (4. ) Tj ET Q q 0 0 0 rg BT 90.00 344.45 Td (Description of c) Tj ET Q q 0 0 0 rg BT 174.81 344.45 Td (or) Tj ET Q q 0 0 0 rg BT 186.50 344.45 Td (e business lines) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 323.65 Td (F) Tj ET Q q 0 0 0 rg BT 59.68 323.65 Td (or r) Tj ET Q q 0 0 0 rg BT 77.20 323.65 Td (esolution plannin) Tj ET Q q 0 0 0 rg BT 160.73 323.65 Td (g purposes, JPMor) Tj ET Q q 0 0 0 rg BT 249.11 323.65 Td (g) Tj ET Q q 0 0 0 rg BT 254.87 323.65 Td (an C) Tj ET Q q 0 0 0 rg BT 275.78 323.65 Td (hase has iden) Tj ET Q q 0 0 0 rg BT 341.57 323.65 Td (tified 26 ) Tj ET Q q 0 0 0 rg BT 390.36 323.65 Td (c) Tj ET Q q 0 0 0 rg BT 395.36 323.65 Td (or) Tj ET Q q 0 0 0 rg BT 405.67 323.65 Td (e business lines) Tj ET Q q 0 0 0 rg BT 481.04 323.65 Td (. Under ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 307.80 Td (Sec) Tj ET Q q 0 0 0 rg BT 70.79 307.80 Td (tion 165\(d\)\(1\) of the Dodd-F) Tj ET Q q 0 0 0 rg BT 211.40 307.80 Td (r) Tj ET Q q 0 0 0 rg BT 215.69 307.80 Td (ank A) Tj ET Q q 0 0 0 rg BT 242.68 307.80 Td (c) Tj ET Q q 0 0 0 rg BT 247.80 307.80 Td (t r) Tj ET Q q 0 0 0 rg BT 258.74 307.80 Td (eg) Tj ET Q q 0 0 0 rg BT 270.26 307.80 Td (ar) Tj ET Q q 0 0 0 rg BT 280.40 307.80 Td (din) Tj ET Q q 0 0 0 rg BT 295.44 307.80 Td (g r) Tj ET Q q 0 0 0 rg BT 308.41 307.80 Td (esolution plans f) Tj ET Q q 0 0 0 rg BT 388.02 307.80 Td (or specified bank holdin) Tj ET Q q 0 0 0 rg BT 503.77 307.80 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 291.95 Td (c) Tj ET Q q 0 0 0 rg BT 59.00 291.95 Td (ompanies, c) Tj ET Q q 0 0 0 rg BT 116.70 291.95 Td (or) Tj ET Q q 0 0 0 rg BT 127.01 291.95 Td (e business lines means ) Tj ET Q q 0 0 0 rg BT 244.91 291.95 Td (those business lines of the c) Tj ET Q q 0 0 0 rg BT 380.11 291.95 Td (o) Tj ET Q q 0 0 0 rg BT 386.01 291.95 Td (v) Tj ET Q q 0 0 0 rg BT 391.29 291.95 Td (er) Tj ET Q q 0 0 0 rg BT 401.34 291.95 Td (ed c) Tj ET Q q 0 0 0 rg BT 421.03 291.95 Td (ompan) Tj ET Q q 0 0 0 rg BT 454.39 291.95 Td (y) Tj ET Q q 0 0 0 rg BT 459.07 291.95 Td (, includin) Tj ET Q q 0 0 0 rg BT 503.09 291.95 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 276.10 Td (associated oper) Tj ET Q q 0 0 0 rg BT 129.97 276.10 Td (ations, ser) Tj ET Q q 0 0 0 rg BT 180.60 276.10 Td (vic) Tj ET Q q 0 0 0 rg BT 193.88 276.10 Td (es, func) Tj ET Q q 0 0 0 rg BT 231.31 276.10 Td (tion and suppor) Tj ET Q q 0 0 0 rg BT 307.96 276.10 Td (t) Tj ET Q q 0 0 0 rg BT 311.93 276.10 Td (, that , in the vie) Tj ET Q q 0 0 0 rg BT 390.41 276.10 Td (w of the c) Tj ET Q q 0 0 0 rg BT 437.15 276.10 Td (o) Tj ET Q q 0 0 0 rg BT 443.05 276.10 Td (v) Tj ET Q q 0 0 0 rg BT 448.33 276.10 Td (er) Tj ET Q q 0 0 0 rg BT 458.37 276.10 Td (ed c) Tj ET Q q 0 0 0 rg BT 478.07 276.10 Td (ompan) Tj ET Q q 0 0 0 rg BT 511.43 276.10 Td (y) Tj ET Q q 0 0 0 rg BT 516.11 276.10 Td (, upon ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 260.25 Td (failur) Tj ET Q q 0 0 0 rg BT 79.67 260.25 Td (e w) Tj ET Q q 0 0 0 rg BT 96.06 260.25 Td (ould r) Tj ET Q q 0 0 0 rg BT 124.37 260.25 Td (esult in a material loss of r) Tj ET Q q 0 0 0 rg BT 252.85 260.25 Td (e) Tj ET Q q 0 0 0 rg BT 258.55 260.25 Td (v) Tj ET Q q 0 0 0 rg BT 263.83 260.25 Td (enue pr) Tj ET Q q 0 0 0 rg BT 300.88 260.25 Td (ofit) Tj ET Q q 0 0 0 rg BT 317.39 260.25 Td (, or fr) Tj ET Q q 0 0 0 rg BT 344.35 260.25 Td (anchise v) Tj ET Q q 0 0 0 rg BT 389.08 260.25 Td (alue) Tj ET Q q 0 0 0 rg BT 409.47 260.25 Td (. The F) Tj ET Q q 0 0 0 rg BT 446.40 260.25 Td (irm) Tj ET Q q 0 0 0 rg BT 462.67 260.25 Td () Tj ET Q q 0 0 0 rg BT 465.00 260.25 Td (s iden) Tj ET Q q 0 0 0 rg BT 493.49 260.25 Td (tified 26 ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 244.45 Td (c) Tj ET Q q 0 0 0 rg BT 59.00 244.45 Td (or) Tj ET Q q 0 0 0 rg BT 69.31 244.45 Td (e business lines r) Tj ET Q q 0 0 0 rg BT 151.90 244.45 Td (epr) Tj ET Q q 0 0 0 rg BT 168.10 244.45 Td (esen) Tj ET Q q 0 0 0 rg BT 190.54 244.45 Td (t the F) Tj ET Q q 0 0 0 rg BT 221.51 244.45 Td (irm) Tj ET Q q 0 0 0 rg BT 237.78 244.45 Td () Tj ET Q q 0 0 0 rg BT 240.11 244.45 Td (s f) Tj ET Q q 0 0 0 rg BT 251.26 244.45 Td (our principal business segmen) Tj ET Q q 0 0 0 rg BT 397.82 244.45 Td (ts, as w) Tj ET Q q 0 0 0 rg BT 433.56 244.45 Td (ell as C) Tj ET Q q 0 0 0 rg BT 467.38 244.45 Td (orpor) Tj ET Q q 0 0 0 rg BT 494.27 244.45 Td (ate) Tj ET Q q 0 0 0 rg BT 509.56 244.45 Td (, and the ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 228.60 Td (21 sub-segmen) Tj ET Q q 0 0 0 rg BT 128.74 228.60 Td (ts that r) Tj ET Q q 0 0 0 rg BT 166.97 228.60 Td (epor) Tj ET Q q 0 0 0 rg BT 189.67 228.60 Td (t in) Tj ET Q q 0 0 0 rg BT 205.31 228.60 Td (to the segmen) Tj ET Q q 0 0 0 rg BT 274.18 228.60 Td (ts that JPMor) Tj ET Q q 0 0 0 rg BT 337.74 228.60 Td (g) Tj ET Q q 0 0 0 rg BT 343.50 228.60 Td (an C) Tj ET Q q 0 0 0 rg BT 364.42 228.60 Td (hase belie) Tj ET Q q 0 0 0 rg BT 413.21 228.60 Td (v) Tj ET Q q 0 0 0 rg BT 418.49 228.60 Td (es meet the c) Tj ET Q q 0 0 0 rg BT 482.93 228.60 Td (or) Tj ET Q q 0 0 0 rg BT 493.23 228.60 Td (e business ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 212.75 Td (line definition. Descriptions of these c) Tj ET Q q 0 0 0 rg BT 236.07 212.75 Td (or) Tj ET Q q 0 0 0 rg BT 246.38 212.75 Td (e business lines ar) Tj ET Q q 0 0 0 rg BT 334.76 212.75 Td (e as f) Tj ET Q q 0 0 0 rg BT 360.27 212.75 Td (ollo) Tj ET Q q 0 0 0 rg BT 378.17 212.75 Td (ws:) Tj ET Q endstream endobj 15 0 obj <> endobj 16 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 300.15 44.50 Td (6) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET BT /F3 12.00 Tf ET q 0 0 0 rg BT 139.00 728.40 Td (JPMor) Tj ET Q q 0 0 0 rg BT 170.30 728.40 Td (g) Tj ET Q q 0 0 0 rg BT 176.16 728.40 Td (an C) Tj ET Q q 0 0 0 rg BT 197.56 728.40 Td (hase R) Tj ET Q q 0 0 0 rg BT 230.48 728.40 Td (esolution Line of Business \("L) Tj ET Q q 0 0 0 rg BT 378.17 728.40 Td (OB"\) and sub-L) Tj ET Q q 0 0 0 rg BT 453.47 728.40 Td (OBs) Tj ET Q /GS0 gs q 504.00 0 0 244.00 54.00 474.40 cm /I37 Do Q BT /F2 10.00 Tf ET BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 453.60 Td (R) Tj ET Q q 0 0 0 rg BT 60.55 453.60 Td (esolution L) Tj ET Q q 0 0 0 rg BT 113.33 453.60 Td (OBs and sub-L) Tj ET Q q 0 0 0 rg BT 181.96 453.60 Td (OBs r) Tj ET Q q 0 0 0 rg BT 207.73 453.60 Td (epr) Tj ET Q q 0 0 0 rg BT 223.93 453.60 Td (esen) Tj ET Q q 0 0 0 rg BT 246.37 453.60 Td (t the c) Tj ET Q q 0 0 0 rg BT 276.61 453.60 Td (or) Tj ET Q q 0 0 0 rg BT 286.92 453.60 Td (e business lines iden) Tj ET Q q 0 0 0 rg BT 386.08 453.60 Td (tified solely f) Tj ET Q q 0 0 0 rg BT 448.25 453.60 Td (or r) Tj ET Q q 0 0 0 rg BT 465.77 453.60 Td (esolution plannin) Tj ET Q q 0 0 0 rg BT 549.30 453.60 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 437.75 Td (purposes. In some cir) Tj ET Q q 0 0 0 rg BT 157.16 437.75 Td (cumstanc) Tj ET Q q 0 0 0 rg BT 203.27 437.75 Td (es, r) Tj ET Q q 0 0 0 rg BT 223.94 437.75 Td (esolution sub-L) Tj ET Q q 0 0 0 rg BT 297.60 437.75 Td (OBs listed abo) Tj ET Q q 0 0 0 rg BT 366.14 437.75 Td (v) Tj ET Q q 0 0 0 rg BT 371.42 437.75 Td (e migh) Tj ET Q q 0 0 0 rg BT 404.14 437.75 Td (t dif) Tj ET Q q 0 0 0 rg BT 423.55 437.75 Td (f) Tj ET Q q 0 0 0 rg BT 427.07 437.75 Td (er fr) Tj ET Q q 0 0 0 rg BT 447.96 437.75 Td (om the F) Tj ET Q q 0 0 0 rg BT 490.39 437.75 Td (irm) Tj ET Q q 0 0 0 rg BT 506.66 437.75 Td () Tj ET Q q 0 0 0 rg BT 508.99 437.75 Td (s sub-) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 421.90 Td (segmen) Tj ET Q q 0 0 0 rg BT 91.61 421.90 Td (ts discussed in the 2012 F) Tj ET Q q 0 0 0 rg BT 218.22 421.90 Td (orm 10-K.) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 54.00 398.05 Td (C) Tj ET Q q 0 0 0 rg BT 60.14 398.05 Td (onsumer & C) Tj ET Q q 0 0 0 rg BT 123.19 398.05 Td (ommunit) Tj ET Q q 0 0 0 rg BT 168.77 398.05 Td (y Bankin) Tj ET Q q 0 0 0 rg BT 212.02 398.05 Td (g) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 383.65 Td (C) Tj ET Q q 0 0 0 rg BT 59.92 383.65 Td (onsumer & C) Tj ET Q q 0 0 0 rg BT 121.20 383.65 Td (ommunit) Tj ET Q q 0 0 0 rg BT 164.93 383.65 Td (y Bankin) Tj ET Q q 0 0 0 rg BT 206.17 383.65 Td (g \() Tj ET Q q 0 0 0 rg BT 223.79 383.65 Td (C) Tj ET Q q 0 0 0 rg BT 229.70 383.65 Td (CB) Tj ET Q q 0 0 0 rg BT 242.24 383.65 Td (能) ser) Tj ET Q q 0 0 0 rg BT 269.57 383.65 Td (v) Tj ET Q q 0 0 0 rg BT 274.85 383.65 Td (es c) Tj ET Q q 0 0 0 rg BT 293.24 383.65 Td (onsumer) Tj ET Q q 0 0 0 rg BT 335.94 383.65 Td (s and businesses thr) Tj ET Q q 0 0 0 rg BT 433.68 383.65 Td (ough per) Tj ET Q q 0 0 0 rg BT 477.11 383.65 Td (sonal ser) Tj ET Q q 0 0 0 rg BT 520.95 383.65 Td (vic) Tj ET Q q 0 0 0 rg BT 534.24 383.65 Td (e at ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 369.25 Td (bank br) Tj ET Q q 0 0 0 rg BT 90.90 369.25 Td (anches and thr) Tj ET Q q 0 0 0 rg BT 162.63 369.25 Td (ough A) Tj ET Q q 0 0 0 rg BT 195.77 369.25 Td (TMs, online) Tj ET Q q 0 0 0 rg BT 250.64 369.25 Td (, mobile and telephone bankin) Tj ET Q q 0 0 0 rg BT 397.15 369.25 Td (g. C) Tj ET Q q 0 0 0 rg BT 414.75 369.25 Td (CB is or) Tj ET Q q 0 0 0 rg BT 451.04 369.25 Td (g) Tj ET Q q 0 0 0 rg BT 456.80 369.25 Td (aniz) Tj ET Q q 0 0 0 rg BT 476.50 369.25 Td (ed in) Tj ET Q q 0 0 0 rg BT 500.17 369.25 Td (to ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 354.85 Td (C) Tj ET Q q 0 0 0 rg BT 59.92 354.85 Td (onsumer & Business Bankin) Tj ET Q q 0 0 0 rg BT 193.14 354.85 Td (g, Mor) Tj ET Q q 0 0 0 rg BT 224.29 354.85 Td (tg) Tj ET Q q 0 0 0 rg BT 233.90 354.85 Td (age Bankin) Tj ET Q q 0 0 0 rg BT 287.18 354.85 Td (g \(includin) Tj ET Q q 0 0 0 rg BT 338.40 354.85 Td (g Mor) Tj ET Q q 0 0 0 rg BT 366.55 354.85 Td (tg) Tj ET Q q 0 0 0 rg BT 376.16 354.85 Td (age Pr) Tj ET Q q 0 0 0 rg BT 407.11 354.85 Td (oduc) Tj ET Q q 0 0 0 rg BT 430.50 354.85 Td (tion, Mor) Tj ET Q q 0 0 0 rg BT 474.68 354.85 Td (tg) Tj ET Q q 0 0 0 rg BT 484.29 354.85 Td (age Ser) Tj ET Q q 0 0 0 rg BT 520.90 354.85 Td (vicin) Tj ET Q q 0 0 0 rg BT 543.16 354.85 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 340.45 Td (and R) Tj ET Q q 0 0 0 rg BT 81.43 340.45 Td (eal Estate Por) Tj ET Q q 0 0 0 rg BT 148.84 340.45 Td (t) Tj ET Q q 0 0 0 rg BT 152.51 340.45 Td (f) Tj ET Q q 0 0 0 rg BT 156.02 340.45 Td (olios\) and C) Tj ET Q q 0 0 0 rg BT 212.83 340.45 Td (ar) Tj ET Q q 0 0 0 rg BT 222.97 340.45 Td (d, Mer) Tj ET Q q 0 0 0 rg BT 253.62 340.45 Td (chan) Tj ET Q q 0 0 0 rg BT 276.73 340.45 Td (t Ser) Tj ET Q q 0 0 0 rg BT 299.76 340.45 Td (vic) Tj ET Q q 0 0 0 rg BT 313.04 340.45 Td (es & A) Tj ET Q q 0 0 0 rg BT 343.10 340.45 Td (uto \() Tj ET Q q 0 0 0 rg BT 370.83 340.45 Td (C) Tj ET Q q 0 0 0 rg BT 376.93 340.45 Td (ar) Tj ET Q q 0 0 0 rg BT 387.07 340.45 Td (d能). C) Tj ET Q q 0 0 0 rg BT 414.14 340.45 Td (onsumer & Business Bankin) Tj ET Q q 0 0 0 rg BT 547.37 340.45 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 326.05 Td (of) Tj ET Q q 0 0 0 rg BT 63.78 326.05 Td (f) Tj ET Q q 0 0 0 rg BT 67.30 326.05 Td (er) Tj ET Q q 0 0 0 rg BT 77.58 326.05 Td (s deposit and in) Tj ET Q q 0 0 0 rg BT 153.49 326.05 Td (v) Tj ET Q q 0 0 0 rg BT 158.77 326.05 Td (estmen) Tj ET Q q 0 0 0 rg BT 194.35 326.05 Td (t pr) Tj ET Q q 0 0 0 rg BT 211.45 326.05 Td (oduc) Tj ET Q q 0 0 0 rg BT 234.84 326.05 Td (ts and ser) Tj ET Q q 0 0 0 rg BT 282.49 326.05 Td (vic) Tj ET Q q 0 0 0 rg BT 295.78 326.05 Td (es to c) Tj ET Q q 0 0 0 rg BT 326.86 326.05 Td (onsumer) Tj ET Q q 0 0 0 rg BT 369.55 326.05 Td (s, and lendin) Tj ET Q q 0 0 0 rg BT 430.97 326.05 Td (g, deposit) Tj ET Q q 0 0 0 rg BT 478.39 326.05 Td (, and cash ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 311.65 Td (managemen) Tj ET Q q 0 0 0 rg BT 113.82 311.65 Td (t and pa) Tj ET Q q 0 0 0 rg BT 153.19 311.65 Td (ymen) Tj ET Q q 0 0 0 rg BT 179.73 311.65 Td (t solutions to small businesses. Mor) Tj ET Q q 0 0 0 rg BT 351.56 311.65 Td (tg) Tj ET Q q 0 0 0 rg BT 361.18 311.65 Td (age Bankin) Tj ET Q q 0 0 0 rg BT 414.46 311.65 Td (g includes mor) Tj ET Q q 0 0 0 rg BT 485.90 311.65 Td (tg) Tj ET Q q 0 0 0 rg BT 495.52 311.65 Td (age ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 297.25 Td (origination and ser) Tj ET Q q 0 0 0 rg BT 145.91 297.25 Td (vicin) Tj ET Q q 0 0 0 rg BT 168.17 297.25 Td (g ac) Tj ET Q q 0 0 0 rg BT 187.77 297.25 Td (tivities, as w) Tj ET Q q 0 0 0 rg BT 247.16 297.25 Td (ell as por) Tj ET Q q 0 0 0 rg BT 292.01 297.25 Td (t) Tj ET Q q 0 0 0 rg BT 295.68 297.25 Td (f) Tj ET Q q 0 0 0 rg BT 299.19 297.25 Td (olios c) Tj ET Q q 0 0 0 rg BT 329.71 297.25 Td (omprised of r) Tj ET Q q 0 0 0 rg BT 394.73 297.25 Td (esiden) Tj ET Q q 0 0 0 rg BT 426.17 297.25 Td (tial mor) Tj ET Q q 0 0 0 rg BT 464.53 297.25 Td (tg) Tj ET Q q 0 0 0 rg BT 474.14 297.25 Td (ages and home ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 282.85 Td (equit) Tj ET Q q 0 0 0 rg BT 78.89 282.85 Td (y loans, includin) Tj ET Q q 0 0 0 rg BT 156.86 282.85 Td (g the pur) Tj ET Q q 0 0 0 rg BT 200.69 282.85 Td (chased cr) Tj ET Q q 0 0 0 rg BT 246.56 282.85 Td (edit impair) Tj ET Q q 0 0 0 rg BT 299.27 282.85 Td (ed \(撤CI能) por) Tj ET Q q 0 0 0 rg BT 367.81 282.85 Td (t) Tj ET Q q 0 0 0 rg BT 371.48 282.85 Td (f) Tj ET Q q 0 0 0 rg BT 375.00 282.85 Td (olio ac) Tj ET Q q 0 0 0 rg BT 406.49 282.85 Td (quir) Tj ET Q q 0 0 0 rg BT 425.93 282.85 Td (ed in the W) Tj ET Q q 0 0 0 rg BT 479.70 282.85 Td (ashin) Tj ET Q q 0 0 0 rg BT 505.39 282.85 Td (g) Tj ET Q q 0 0 0 rg BT 511.39 282.85 Td (ton ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 268.45 Td (Mutual tr) Tj ET Q q 0 0 0 rg BT 98.46 268.45 Td (ansac) Tj ET Q q 0 0 0 rg BT 126.16 268.45 Td (tion. C) Tj ET Q q 0 0 0 rg BT 156.97 268.45 Td (ar) Tj ET Q q 0 0 0 rg BT 167.11 268.45 Td (d issues cr) Tj ET Q q 0 0 0 rg BT 217.43 268.45 Td (edit car) Tj ET Q q 0 0 0 rg BT 254.05 268.45 Td (ds to c) Tj ET Q q 0 0 0 rg BT 285.49 268.45 Td (onsumer) Tj ET Q q 0 0 0 rg BT 328.19 268.45 Td (s and small businesses, pr) Tj ET Q q 0 0 0 rg BT 453.70 268.45 Td (o) Tj ET Q q 0 0 0 rg BT 459.60 268.45 Td (vides pa) Tj ET Q q 0 0 0 rg BT 499.23 268.45 Td (ymen) Tj ET Q q 0 0 0 rg BT 525.77 268.45 Td (t ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 254.05 Td (ser) Tj ET Q q 0 0 0 rg BT 69.29 254.05 Td (vic) Tj ET Q q 0 0 0 rg BT 82.57 254.05 Td (es to c) Tj ET Q q 0 0 0 rg BT 113.65 254.05 Td (orpor) Tj ET Q q 0 0 0 rg BT 140.54 254.05 Td (ate and public sec) Tj ET Q q 0 0 0 rg BT 227.48 254.05 Td (tor clien) Tj ET Q q 0 0 0 rg BT 267.32 254.05 Td (ts thr) Tj ET Q q 0 0 0 rg BT 293.10 254.05 Td (ough its c) Tj ET Q q 0 0 0 rg BT 339.46 254.05 Td (ommer) Tj ET Q q 0 0 0 rg BT 374.10 254.05 Td (cial car) Tj ET Q q 0 0 0 rg BT 408.80 254.05 Td (d pr) Tj ET Q q 0 0 0 rg BT 428.17 254.05 Td (oduc) Tj ET Q q 0 0 0 rg BT 451.56 254.05 Td (ts, of) Tj ET Q q 0 0 0 rg BT 475.82 254.05 Td (f) Tj ET Q q 0 0 0 rg BT 479.34 254.05 Td (er) Tj ET Q q 0 0 0 rg BT 489.62 254.05 Td (s pa) Tj ET Q q 0 0 0 rg BT 509.09 254.05 Td (ymen) Tj ET Q q 0 0 0 rg BT 535.63 254.05 Td (t ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 239.65 Td (pr) Tj ET Q q 0 0 0 rg BT 64.44 239.65 Td (oc) Tj ET Q q 0 0 0 rg BT 75.47 239.65 Td (essin) Tj ET Q q 0 0 0 rg BT 99.79 239.65 Td (g ser) Tj ET Q q 0 0 0 rg BT 123.77 239.65 Td (vic) Tj ET Q q 0 0 0 rg BT 137.05 239.65 Td (es to mer) Tj ET Q q 0 0 0 rg BT 182.46 239.65 Td (chan) Tj ET Q q 0 0 0 rg BT 205.57 239.65 Td (ts, and pr) Tj ET Q q 0 0 0 rg BT 251.38 239.65 Td (o) Tj ET Q q 0 0 0 rg BT 257.28 239.65 Td (vides a) Tj ET Q q 0 0 0 rg BT 290.81 239.65 Td (uto and studen) Tj ET Q q 0 0 0 rg BT 363.26 239.65 Td (t loan ser) Tj ET Q q 0 0 0 rg BT 408.95 239.65 Td (vic) Tj ET Q q 0 0 0 rg BT 422.23 239.65 Td (es.) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 219.25 Td (The f) Tj ET Q q 0 0 0 rg BT 78.00 219.25 Td (ollo) Tj ET Q q 0 0 0 rg BT 95.89 219.25 Td (win) Tj ET Q q 0 0 0 rg BT 112.69 219.25 Td (g sub-segmen) Tj ET Q q 0 0 0 rg BT 179.87 219.25 Td (ts within the C) Tj ET Q q 0 0 0 rg BT 248.46 219.25 Td (CB ha) Tj ET Q q 0 0 0 rg BT 275.76 219.25 Td (v) Tj ET Q q 0 0 0 rg BT 281.04 219.25 Td (e also been designated as c) Tj ET Q q 0 0 0 rg BT 413.04 219.25 Td (or) Tj ET Q q 0 0 0 rg BT 423.35 219.25 Td (e business lines f) Tj ET Q q 0 0 0 rg BT 505.16 219.25 Td (or ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 204.85 Td (R) Tj ET Q q 0 0 0 rg BT 60.55 204.85 Td (esolution plannin) Tj ET Q q 0 0 0 rg BT 144.08 204.85 Td (g purposes: ) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 184.00 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 184.00 Td (C) Tj ET Q q 0 0 0 rg BT 73.64 184.00 Td (onsumer Bankin) Tj ET Q q 0 0 0 rg BT 155.36 184.00 Td (g) Tj ET Q q 0 0 0 rg BT 161.59 184.00 Td (/Business Bankin) Tj ET Q q 0 0 0 rg BT 248.22 184.00 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 256.84 184.00 Td ( C) Tj ET Q q 0 0 0 rg BT 270.53 184.00 Td (onsumer & Business Bankin) Tj ET Q q 0 0 0 rg BT 403.75 184.00 Td (g \() Tj ET Q q 0 0 0 rg BT 421.37 184.00 Td (CBB) Tj ET Q q 0 0 0 rg BT 440.53 184.00 Td (能) includes br) Tj ET Q q 0 0 0 rg BT 505.69 184.00 Td (anch ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 168.20 Td (bankin) Tj ET Q q 0 0 0 rg BT 100.07 168.20 Td (g and business bankin) Tj ET Q q 0 0 0 rg BT 206.55 168.20 Td (g ac) Tj ET Q q 0 0 0 rg BT 226.16 168.20 Td (tivities. CBB ser) Tj ET Q q 0 0 0 rg BT 301.68 168.20 Td (v) Tj ET Q q 0 0 0 rg BT 306.96 168.20 Td (es c) Tj ET Q q 0 0 0 rg BT 325.35 168.20 Td (onsumer) Tj ET Q q 0 0 0 rg BT 368.05 168.20 Td (s and businesses thr) Tj ET Q q 0 0 0 rg BT 465.79 168.20 Td (ough multiple ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 152.35 Td (channels: in-per) Tj ET Q q 0 0 0 rg BT 145.43 152.35 Td (son ser) Tj ET Q q 0 0 0 rg BT 180.53 152.35 Td (vic) Tj ET Q q 0 0 0 rg BT 193.81 152.35 Td (e at bank br) Tj ET Q q 0 0 0 rg BT 251.73 152.35 Td (anches, a) Tj ET Q q 0 0 0 rg BT 297.03 152.35 Td (utomated teller machines, telephone bankin) Tj ET Q q 0 0 0 rg BT 510.82 152.35 Td (g, online ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 136.50 Td (bankin) Tj ET Q q 0 0 0 rg BT 100.07 136.50 Td (g, mobile bankin) Tj ET Q q 0 0 0 rg BT 180.19 136.50 Td (g and financial advic) Tj ET Q q 0 0 0 rg BT 279.08 136.50 Td (e) Tj ET Q q 0 0 0 rg BT 284.72 136.50 Td (.) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 115.65 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 115.65 Td (Mor) Tj ET Q q 0 0 0 rg BT 87.58 115.65 Td (tg) Tj ET Q q 0 0 0 rg BT 97.67 115.65 Td (age Pr) Tj ET Q q 0 0 0 rg BT 129.59 115.65 Td (oduction ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 176.36 115.65 Td ( Mor) Tj ET Q q 0 0 0 rg BT 203.60 115.65 Td (tg) Tj ET Q q 0 0 0 rg BT 213.22 115.65 Td (age Pr) Tj ET Q q 0 0 0 rg BT 244.16 115.65 Td (oduc) Tj ET Q q 0 0 0 rg BT 267.55 115.65 Td (tion r) Tj ET Q q 0 0 0 rg BT 293.56 115.65 Td (epr) Tj ET Q q 0 0 0 rg BT 309.76 115.65 Td (esen) Tj ET Q q 0 0 0 rg BT 332.20 115.65 Td (ts the mor) Tj ET Q q 0 0 0 rg BT 382.33 115.65 Td (tg) Tj ET Q q 0 0 0 rg BT 391.94 115.65 Td (age origination business includin) Tj ET Q q 0 0 0 rg BT 550.49 115.65 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 99.80 Td (origination channels, sec) Tj ET Q q 0 0 0 rg BT 187.50 99.80 Td (ondar) Tj ET Q q 0 0 0 rg BT 216.30 99.80 Td (y mark) Tj ET Q q 0 0 0 rg BT 249.48 99.80 Td (etin) Tj ET Q q 0 0 0 rg BT 268.01 99.80 Td (g and r) Tj ET Q q 0 0 0 rg BT 301.86 99.80 Td (epur) Tj ET Q q 0 0 0 rg BT 324.18 99.80 Td (chases. 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C) Tj ET Q q 0 0 0 rg BT 113.52 712.60 Td (or) Tj ET Q q 0 0 0 rg BT 123.83 712.60 Td (e ser) Tj ET Q q 0 0 0 rg BT 147.68 712.60 Td (vicin) Tj ET Q q 0 0 0 rg BT 169.94 712.60 Td (g includes sendin) Tj ET Q q 0 0 0 rg BT 253.09 712.60 Td (g mon) Tj ET Q q 0 0 0 rg BT 283.19 712.60 Td (thly statemen) Tj ET Q q 0 0 0 rg BT 349.58 712.60 Td (ts, c) Tj ET Q q 0 0 0 rg BT 369.07 712.60 Td (ollec) Tj ET Q q 0 0 0 rg BT 391.88 712.60 Td (tin) Tj ET Q q 0 0 0 rg BT 404.65 712.60 Td (g pa) Tj ET Q q 0 0 0 rg BT 425.17 712.60 Td (ymen) Tj ET Q q 0 0 0 rg BT 451.72 712.60 Td (ts and gener) Tj ET Q q 0 0 0 rg BT 511.92 712.60 Td (ally ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 696.75 Td (managin) Tj ET Q q 0 0 0 rg BT 109.33 696.75 Td (g the ser) Tj ET Q q 0 0 0 rg BT 151.88 696.75 Td (vicin) Tj ET Q q 0 0 0 rg BT 174.14 696.75 Td (g of 7.3 million home loans with c) Tj ET Q q 0 0 0 rg BT 337.67 696.75 Td (ombined balanc) Tj ET Q q 0 0 0 rg BT 414.72 696.75 Td (e of appr) Tj ET Q q 0 0 0 rg BT 458.15 696.75 Td (o) Tj ET Q q 0 0 0 rg BT 463.93 696.75 Td (ximately $1 trillion ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 680.90 Td (\(both ser) Tj ET Q q 0 0 0 rg BT 112.10 680.90 Td (vic) Tj ET Q q 0 0 0 rg BT 125.39 680.90 Td (ed f) Tj ET Q q 0 0 0 rg BT 143.59 680.90 Td (or thir) Tj ET Q q 0 0 0 rg BT 174.06 680.90 Td (d par) Tj ET Q q 0 0 0 rg BT 199.70 680.90 Td (t) Tj ET Q q 0 0 0 rg BT 203.68 680.90 Td (y and o) Tj ET Q q 0 0 0 rg BT 238.73 680.90 Td (wned\). Borr) Tj ET Q q 0 0 0 rg BT 296.11 680.90 Td (o) Tj ET Q q 0 0 0 rg BT 302.07 680.90 Td (w) Tj ET Q q 0 0 0 rg BT 309.90 680.90 Td (er assistanc) Tj ET Q q 0 0 0 rg BT 366.83 680.90 Td (e pr) Tj ET Q q 0 0 0 rg BT 385.83 680.90 Td (o) Tj ET Q q 0 0 0 rg BT 391.74 680.90 Td (vides suppor) Tj ET Q q 0 0 0 rg BT 453.57 680.90 Td (t to delinquen) Tj ET Q q 0 0 0 rg BT 520.92 680.90 Td (t ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 665.05 Td (borr) Tj ET Q q 0 0 0 rg BT 88.37 665.05 Td (o) Tj ET Q q 0 0 0 rg BT 94.33 665.05 Td (w) Tj ET Q q 0 0 0 rg BT 102.16 665.05 Td (er) Tj ET Q q 0 0 0 rg BT 112.44 665.05 Td (s and c) Tj ET Q q 0 0 0 rg BT 145.96 665.05 Td (or) Tj ET Q q 0 0 0 rg BT 156.26 665.05 Td (e defa) Tj ET Q q 0 0 0 rg BT 186.08 665.05 Td (ult pr) Tj ET Q q 0 0 0 rg BT 212.26 665.05 Td (o) Tj ET Q q 0 0 0 rg BT 218.16 665.05 Td (vides c) Tj ET Q q 0 0 0 rg BT 250.96 665.05 Td (ollec) Tj ET Q q 0 0 0 rg BT 273.77 665.05 Td (tion and r) Tj ET Q q 0 0 0 rg BT 320.65 665.05 Td (ec) Tj ET Q q 0 0 0 rg BT 331.42 665.05 Td (o) Tj ET Q q 0 0 0 rg BT 337.32 665.05 Td (v) Tj ET Q q 0 0 0 rg BT 342.60 665.05 Td (er) Tj ET Q q 0 0 0 rg BT 353.06 665.05 Td (y methods to customer) Tj ET Q q 0 0 0 rg BT 464.24 665.05 Td (s who ha) Tj ET Q q 0 0 0 rg BT 506.58 665.05 Td (v) Tj ET Q q 0 0 0 rg BT 511.86 665.05 Td (e fallen ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 649.20 Td (behind on their mor) Tj ET Q q 0 0 0 rg BT 164.46 649.20 Td (tg) Tj ET Q q 0 0 0 rg BT 174.07 649.20 Td (age pa) Tj ET Q q 0 0 0 rg BT 206.15 649.20 Td (ymen) Tj ET Q q 0 0 0 rg BT 232.69 649.20 Td (ts.) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 628.40 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 628.40 Td (R) Tj ET Q q 0 0 0 rg BT 74.34 628.40 Td (eal E) Tj ET Q q 0 0 0 rg BT 98.29 628.40 Td (sta) Tj ET Q q 0 0 0 rg BT 113.57 628.40 Td (te P) Tj ET Q q 0 0 0 rg BT 133.07 628.40 Td (or) Tj ET Q q 0 0 0 rg BT 144.10 628.40 Td (t) Tj ET Q q 0 0 0 rg BT 148.26 628.40 Td (f) Tj ET Q q 0 0 0 rg BT 152.16 628.40 Td (olios ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 178.62 628.40 Td ( R) Tj ET Q q 0 0 0 rg BT 192.95 628.40 Td (eal Estate Por) Tj ET Q q 0 0 0 rg BT 260.35 628.40 Td (t) Tj ET Q q 0 0 0 rg BT 264.02 628.40 Td (f) Tj ET Q q 0 0 0 rg BT 267.54 628.40 Td (olios c) Tj ET Q q 0 0 0 rg BT 298.06 628.40 Td (onsists of r) Tj ET Q q 0 0 0 rg BT 351.00 628.40 Td (esiden) Tj ET Q q 0 0 0 rg BT 382.44 628.40 Td (tial r) Tj ET Q q 0 0 0 rg BT 405.01 628.40 Td (eal estate loans, prime) Tj ET Q q 0 0 0 rg BT 514.91 628.40 Td (, option ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 612.55 Td (ARM, subprime and home equit) Tj ET Q q 0 0 0 rg BT 219.66 612.55 Td (y loans that the firm r) Tj ET Q q 0 0 0 rg BT 324.77 612.55 Td (etains f) Tj ET Q q 0 0 0 rg BT 360.36 612.55 Td (or in) Tj ET Q q 0 0 0 rg BT 382.57 612.55 Td (v) Tj ET Q q 0 0 0 rg BT 387.85 612.55 Td (estmen) Tj ET Q q 0 0 0 rg BT 423.43 612.55 Td (t purposes with a carr) Tj ET Q q 0 0 0 rg BT 529.32 612.55 Td (yin) Tj ET Q q 0 0 0 rg BT 543.63 612.55 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 596.70 Td (v) Tj ET Q q 0 0 0 rg BT 72.78 596.70 Td (alue of $177 billion, gr) Tj ET Q q 0 0 0 rg BT 184.34 596.70 Td (oss of allo) Tj ET Q q 0 0 0 rg BT 232.96 596.70 Td (w) Tj ET Q q 0 0 0 rg BT 240.78 596.70 Td (anc) Tj ET Q q 0 0 0 rg BT 257.74 596.70 Td (e f) Tj ET Q q 0 0 0 rg BT 269.82 596.70 Td (or cr) Tj ET Q q 0 0 0 rg BT 292.41 596.70 Td (edit losses, as of Dec) Tj ET Q q 0 0 0 rg BT 392.61 596.70 Td (ember 31, 2012. The por) Tj ET Q q 0 0 0 rg BT 516.15 596.70 Td (t) Tj ET Q q 0 0 0 rg BT 519.82 596.70 Td (f) Tj ET Q q 0 0 0 rg BT 523.33 596.70 Td (olio ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 580.85 Td (also includes the pur) Tj ET Q q 0 0 0 rg BT 167.72 580.85 Td (chased cr) Tj ET Q q 0 0 0 rg BT 213.60 580.85 Td (edit) Tj ET Q q 0 0 0 rg BT 231.79 580.85 Td (- impair) Tj ET Q q 0 0 0 rg BT 269.66 580.85 Td (ed por) Tj ET Q q 0 0 0 rg BT 301.30 580.85 Td (t) Tj ET Q q 0 0 0 rg BT 304.97 580.85 Td (f) Tj ET Q q 0 0 0 rg BT 308.48 580.85 Td (olio ac) Tj ET Q q 0 0 0 rg BT 339.97 580.85 Td (quir) Tj ET Q q 0 0 0 rg BT 359.41 580.85 Td (ed in the W) Tj ET Q q 0 0 0 rg BT 413.18 580.85 Td (ashin) Tj ET Q q 0 0 0 rg BT 438.87 580.85 Td (g) Tj ET Q q 0 0 0 rg BT 444.87 580.85 Td (ton Mutual \() Tj ET Q q 0 0 0 rg BT 509.45 580.85 Td (W) Tj ET Q q 0 0 0 rg BT 518.11 580.85 Td (aMu) Tj ET Q q 0 0 0 rg BT 538.58 580.85 Td (能) ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 565.00 Td (tr) Tj ET Q q 0 0 0 rg BT 75.64 565.00 Td (ansac) Tj ET Q q 0 0 0 rg BT 103.33 565.00 Td (tion in September 2008. R) Tj ET Q q 0 0 0 rg BT 231.98 565.00 Td (eal Estate Por) Tj ET Q q 0 0 0 rg BT 299.39 565.00 Td (t) Tj ET Q q 0 0 0 rg BT 303.06 565.00 Td (f) Tj ET Q q 0 0 0 rg BT 306.57 565.00 Td (olios loans ar) Tj ET Q q 0 0 0 rg BT 370.73 565.00 Td (e ser) Tj ET Q q 0 0 0 rg BT 394.58 565.00 Td (vic) Tj ET Q q 0 0 0 rg BT 407.87 565.00 Td (ed b) Tj ET Q q 0 0 0 rg BT 428.65 565.00 Td (y Mor) Tj ET Q q 0 0 0 rg BT 456.32 565.00 Td (tg) Tj ET Q q 0 0 0 rg BT 465.93 565.00 Td (age Ser) Tj ET Q q 0 0 0 rg BT 502.55 565.00 Td (vicin) Tj ET Q q 0 0 0 rg BT 524.81 565.00 Td (g.) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 544.20 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 544.20 Td (A) Tj ET Q q 0 0 0 rg BT 74.36 544.20 Td (uto & S) Tj ET Q q 0 0 0 rg BT 109.79 544.20 Td (tuden) Tj ET Q q 0 0 0 rg BT 139.01 544.20 Td (t L) Tj ET Q q 0 0 0 rg BT 151.46 544.20 Td (endin) Tj ET Q q 0 0 0 rg BT 179.64 544.20 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 188.26 544.20 Td ( C) Tj ET Q q 0 0 0 rg BT 202.19 544.20 Td (hase A) Tj ET Q q 0 0 0 rg BT 234.22 544.20 Td (uto F) Tj ET Q q 0 0 0 rg BT 258.76 544.20 Td (inanc) Tj ET Q q 0 0 0 rg BT 284.75 544.20 Td (e pr) Tj ET Q q 0 0 0 rg BT 303.75 544.20 Td (o) Tj ET Q q 0 0 0 rg BT 309.66 544.20 Td (vides a) Tj ET Q q 0 0 0 rg BT 343.19 544.20 Td (uto loans and leases to c) Tj ET Q q 0 0 0 rg BT 461.84 544.20 Td (onsumer) Tj ET Q q 0 0 0 rg BT 504.54 544.20 Td (s primarily ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 528.35 Td (thr) Tj ET Q q 0 0 0 rg BT 81.79 528.35 Td (ough a national net) Tj ET Q q 0 0 0 rg BT 175.69 528.35 Td (w) Tj ET Q q 0 0 0 rg BT 183.52 528.35 Td (ork of a) Tj ET Q q 0 0 0 rg BT 220.50 528.35 Td (utomotiv) Tj ET Q q 0 0 0 rg BT 263.82 528.35 Td (e dealer) Tj ET Q q 0 0 0 rg BT 303.30 528.35 Td (s, thr) Tj ET Q q 0 0 0 rg BT 328.22 528.35 Td (ough JPMor) Tj ET Q q 0 0 0 rg BT 384.83 528.35 Td (g) Tj ET Q q 0 0 0 rg BT 390.59 528.35 Td (an C) Tj ET Q q 0 0 0 rg BT 411.50 528.35 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 461.15 528.35 Td (, N.) Tj ET Q q 0 0 0 rg BT 477.29 528.35 Td (A) Tj ET Q q 0 0 0 rg BT 484.21 528.35 Td (. br) Tj ET Q q 0 0 0 rg BT 500.46 528.35 Td (anches, ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 512.50 Td (and o) Tj ET Q q 0 0 0 rg BT 94.28 512.50 Td (v) Tj ET Q q 0 0 0 rg BT 99.56 512.50 Td (er the in) Tj ET Q q 0 0 0 rg BT 140.09 512.50 Td (ternet) Tj ET Q q 0 0 0 rg BT 169.99 512.50 Td (. It also pr) Tj ET Q q 0 0 0 rg BT 218.49 512.50 Td (o) Tj ET Q q 0 0 0 rg BT 224.40 512.50 Td (vides c) Tj ET Q q 0 0 0 rg BT 257.19 512.50 Td (ommer) Tj ET Q q 0 0 0 rg BT 291.84 512.50 Td (cial loans to a) Tj ET Q q 0 0 0 rg BT 358.32 512.50 Td (uto dealer) Tj ET Q q 0 0 0 rg BT 408.03 512.50 Td (s. C) Tj ET Q q 0 0 0 rg BT 424.82 512.50 Td (hase S) Tj ET Q q 0 0 0 rg BT 456.01 512.50 Td (tuden) Tj ET Q q 0 0 0 rg BT 483.96 512.50 Td (t L) Tj ET Q q 0 0 0 rg BT 495.99 512.50 Td (endin) Tj ET Q q 0 0 0 rg BT 522.95 512.50 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 496.65 Td (pr) Tj ET Q q 0 0 0 rg BT 77.94 496.65 Td (o) Tj ET Q q 0 0 0 rg BT 83.84 496.65 Td (vides priv) Tj ET Q q 0 0 0 rg BT 130.35 496.65 Td (ate studen) Tj ET Q q 0 0 0 rg BT 181.34 496.65 Td (t loans to c) Tj ET Q q 0 0 0 rg BT 234.25 496.65 Td (onsumer) Tj ET Q q 0 0 0 rg BT 276.95 496.65 Td (s.) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 475.80 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 475.80 Td (Mer) Tj ET Q q 0 0 0 rg BT 87.04 475.80 Td (chan) Tj ET Q q 0 0 0 rg BT 111.01 475.80 Td (t S) Tj ET Q q 0 0 0 rg BT 124.02 475.80 Td (er) Tj ET Q q 0 0 0 rg BT 134.81 475.80 Td (vic) Tj ET Q q 0 0 0 rg BT 148.79 475.80 Td (es ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 162.42 475.80 Td ( Mer) Tj ET Q q 0 0 0 rg BT 188.92 475.80 Td (chan) Tj ET Q q 0 0 0 rg BT 212.03 475.80 Td (t Ser) Tj ET Q q 0 0 0 rg BT 235.06 475.80 Td (vic) Tj ET Q q 0 0 0 rg BT 248.34 475.80 Td (es is a global leader in cr) Tj ET Q q 0 0 0 rg BT 368.21 475.80 Td (edit car) Tj ET Q q 0 0 0 rg BT 404.83 475.80 Td (d tr) Tj ET Q q 0 0 0 rg BT 421.90 475.80 Td (ansac) Tj ET Q q 0 0 0 rg BT 449.59 475.80 Td (tion and pa) Tj ET Q q 0 0 0 rg BT 504.02 475.80 Td (ymen) Tj ET Q q 0 0 0 rg BT 530.57 475.80 Td (t ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 460.00 Td (pr) Tj ET Q q 0 0 0 rg BT 77.94 460.00 Td (oc) Tj ET Q q 0 0 0 rg BT 88.97 460.00 Td (essin) Tj ET Q q 0 0 0 rg BT 113.29 460.00 Td (g with of) Tj ET Q q 0 0 0 rg BT 155.34 460.00 Td (fic) Tj ET Q q 0 0 0 rg BT 166.86 460.00 Td (es in the United S) Tj ET Q q 0 0 0 rg BT 251.19 460.00 Td (tates, C) Tj ET Q q 0 0 0 rg BT 287.18 460.00 Td (anada and E) Tj ET Q q 0 0 0 rg BT 346.46 460.00 Td (ur) Tj ET Q q 0 0 0 rg BT 356.87 460.00 Td (ope) Tj ET Q q 0 0 0 rg BT 374.69 460.00 Td (.) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 439.15 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 439.15 Td (Cr) Tj ET Q q 0 0 0 rg BT 78.32 439.15 Td (edit C) Tj ET Q q 0 0 0 rg BT 106.98 439.15 Td (ar) Tj ET Q q 0 0 0 rg BT 117.64 439.15 Td (d ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 126.72 439.15 Td ( C) Tj ET Q q 0 0 0 rg BT 140.59 439.15 Td (ar) Tj ET Q q 0 0 0 rg BT 150.73 439.15 Td (d is one of the nation) Tj ET Q q 0 0 0 rg BT 252.53 439.15 Td () Tj ET Q q 0 0 0 rg BT 254.86 439.15 Td (s lar) Tj ET Q q 0 0 0 rg BT 275.52 439.15 Td (gest issuer) Tj ET Q q 0 0 0 rg BT 327.58 439.15 Td (s of cr) Tj ET Q q 0 0 0 rg BT 357.03 439.15 Td (edit car) Tj ET Q q 0 0 0 rg BT 393.65 439.15 Td (ds to c) Tj ET Q q 0 0 0 rg BT 425.09 439.15 Td (onsumer) Tj ET Q q 0 0 0 rg BT 467.79 439.15 Td (s and small ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 423.30 Td (businesses, and pr) Tj ET Q q 0 0 0 rg BT 156.76 423.30 Td (o) Tj ET Q q 0 0 0 rg BT 162.66 423.30 Td (vides pa) Tj ET Q q 0 0 0 rg BT 202.28 423.30 Td (ymen) Tj ET Q q 0 0 0 rg BT 228.83 423.30 Td (t ser) Tj ET Q q 0 0 0 rg BT 250.78 423.30 Td (vic) Tj ET Q q 0 0 0 rg BT 264.06 423.30 Td (es to c) Tj ET Q q 0 0 0 rg BT 295.14 423.30 Td (orpor) Tj ET Q q 0 0 0 rg BT 322.03 423.30 Td (ate and public sec) Tj ET Q q 0 0 0 rg BT 408.97 423.30 Td (tor clien) Tj ET Q q 0 0 0 rg BT 448.81 423.30 Td (ts thr) Tj ET Q q 0 0 0 rg BT 474.59 423.30 Td (ough its ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 407.45 Td (c) Tj ET Q q 0 0 0 rg BT 72.50 407.45 Td (ommer) Tj ET Q q 0 0 0 rg BT 107.15 407.45 Td (cial car) Tj ET Q q 0 0 0 rg BT 141.85 407.45 Td (d pr) Tj ET Q q 0 0 0 rg BT 161.22 407.45 Td (oduc) Tj ET Q q 0 0 0 rg BT 184.61 407.45 Td (ts.) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 54.00 383.60 Td (C) Tj ET Q q 0 0 0 rg BT 60.14 383.60 Td (orpor) Tj ET Q q 0 0 0 rg BT 88.09 383.60 Td (a) Tj ET Q q 0 0 0 rg BT 94.07 383.60 Td (te & In) Tj ET Q q 0 0 0 rg BT 126.67 383.60 Td (v) Tj ET Q q 0 0 0 rg BT 132.19 383.60 Td (estmen) Tj ET Q q 0 0 0 rg BT 169.17 383.60 Td (t Bank) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 369.20 Td (The C) Tj ET Q q 0 0 0 rg BT 80.40 369.20 Td (orpor) Tj ET Q q 0 0 0 rg BT 107.29 369.20 Td (ate & In) Tj ET Q q 0 0 0 rg BT 144.78 369.20 Td (v) Tj ET Q q 0 0 0 rg BT 150.06 369.20 Td (estmen) Tj ET Q q 0 0 0 rg BT 185.64 369.20 Td (t Bank \() Tj ET Q q 0 0 0 rg BT 228.15 369.20 Td (CIB) Tj ET Q q 0 0 0 rg BT 243.89 369.20 Td (能) of) Tj ET Q q 0 0 0 rg BT 265.70 369.20 Td (f) Tj ET Q q 0 0 0 rg BT 269.22 369.20 Td (er) Tj ET Q q 0 0 0 rg BT 279.50 369.20 Td (s a br) Tj ET Q q 0 0 0 rg BT 306.18 369.20 Td (oad suite of in) Tj ET Q q 0 0 0 rg BT 374.61 369.20 Td (v) Tj ET Q q 0 0 0 rg BT 379.89 369.20 Td (estmen) Tj ET Q q 0 0 0 rg BT 415.47 369.20 Td (t bankin) Tj ET Q q 0 0 0 rg BT 454.70 369.20 Td (g, mark) Tj ET Q q 0 0 0 rg BT 491.36 369.20 Td (et) Tj ET Q q 0 0 0 rg BT 500.55 369.20 Td (-makin) Tj ET Q q 0 0 0 rg BT 533.88 369.20 Td (g, ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 354.80 Td (prime br) Tj ET Q q 0 0 0 rg BT 95.74 354.80 Td (ok) Tj ET Q q 0 0 0 rg BT 107.24 354.80 Td (er) Tj ET Q q 0 0 0 rg BT 117.29 354.80 Td (age) Tj ET Q q 0 0 0 rg BT 134.60 354.80 Td (, and tr) Tj ET Q q 0 0 0 rg BT 169.43 354.80 Td (easur) Tj ET Q q 0 0 0 rg BT 196.63 354.80 Td (y and securities pr) Tj ET Q q 0 0 0 rg BT 285.33 354.80 Td (oduc) Tj ET Q q 0 0 0 rg BT 308.72 354.80 Td (ts and ser) Tj ET Q q 0 0 0 rg BT 356.38 354.80 Td (vic) Tj ET Q q 0 0 0 rg BT 369.66 354.80 Td (es to a global clien) Tj ET Q q 0 0 0 rg BT 459.66 354.80 Td (t base of ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 340.40 Td (c) Tj ET Q q 0 0 0 rg BT 59.00 340.40 Td (orpor) Tj ET Q q 0 0 0 rg BT 85.90 340.40 Td (ations, in) Tj ET Q q 0 0 0 rg BT 130.21 340.40 Td (v) Tj ET Q q 0 0 0 rg BT 135.49 340.40 Td (estor) Tj ET Q q 0 0 0 rg BT 160.48 340.40 Td (s, financial institutions, go) Tj ET Q q 0 0 0 rg BT 287.12 340.40 Td (v) Tj ET Q q 0 0 0 rg BT 292.40 340.40 Td (ernmen) Tj ET Q q 0 0 0 rg BT 329.87 340.40 Td (t and municipal en) Tj ET Q q 0 0 0 rg BT 419.36 340.40 Td (tities. W) Tj ET Q q 0 0 0 rg BT 458.06 340.40 Td (ithin Bankin) Tj ET Q q 0 0 0 rg BT 515.83 340.40 Td (g, the ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 326.00 Td (CIB of) Tj ET Q q 0 0 0 rg BT 82.44 326.00 Td (f) Tj ET Q q 0 0 0 rg BT 85.96 326.00 Td (er) Tj ET Q q 0 0 0 rg BT 96.24 326.00 Td (s a full r) Tj ET Q q 0 0 0 rg BT 135.23 326.00 Td (an) Tj ET Q q 0 0 0 rg BT 147.06 326.00 Td (ge of in) Tj ET Q q 0 0 0 rg BT 182.95 326.00 Td (v) Tj ET Q q 0 0 0 rg BT 188.23 326.00 Td (estmen) Tj ET Q q 0 0 0 rg BT 223.81 326.00 Td (t bankin) Tj ET Q q 0 0 0 rg BT 263.04 326.00 Td (g pr) Tj ET Q q 0 0 0 rg BT 282.17 326.00 Td (oduc) Tj ET Q q 0 0 0 rg BT 305.56 326.00 Td (ts and ser) Tj ET Q q 0 0 0 rg BT 353.21 326.00 Td (vic) Tj ET Q q 0 0 0 rg BT 366.49 326.00 Td (es in all major capital mark) Tj ET Q q 0 0 0 rg BT 497.64 326.00 Td (ets, ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 311.60 Td (includin) Tj ET Q q 0 0 0 rg BT 92.21 311.60 Td (g advisin) Tj ET Q q 0 0 0 rg BT 134.83 311.60 Td (g on c) Tj ET Q q 0 0 0 rg BT 163.51 311.60 Td (orpor) Tj ET Q q 0 0 0 rg BT 190.40 311.60 Td (ate str) Tj ET Q q 0 0 0 rg BT 221.58 311.60 Td (ateg) Tj ET Q q 0 0 0 rg BT 243.11 311.60 Td (y and struc) Tj ET Q q 0 0 0 rg BT 296.52 311.60 Td (tur) Tj ET Q q 0 0 0 rg BT 310.78 311.60 Td (e) Tj ET Q q 0 0 0 rg BT 316.42 311.60 Td (, capital-r) Tj ET Q q 0 0 0 rg BT 362.78 311.60 Td (aisin) Tj ET Q q 0 0 0 rg BT 385.20 311.60 Td (g in equit) Tj ET Q q 0 0 0 rg BT 430.62 311.60 Td (y and debt mark) Tj ET Q q 0 0 0 rg BT 509.37 311.60 Td (ets, as ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 297.20 Td (w) Tj ET Q q 0 0 0 rg BT 61.82 297.20 Td (ell as loan origination and syndication. 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This sub-L) Tj ET Q q 0 0 0 rg BT 541.26 449.15 Td (OB ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 433.30 Td (curr) Tj ET Q q 0 0 0 rg BT 87.37 433.30 Td (en) Tj ET Q q 0 0 0 rg BT 99.23 433.30 Td (tly has mor) Tj ET Q q 0 0 0 rg BT 153.42 433.30 Td (e than 2,200 ac) Tj ET Q q 0 0 0 rg BT 230.36 433.30 Td (tiv) Tj ET Q q 0 0 0 rg BT 242.38 433.30 Td (e clien) Tj ET Q q 0 0 0 rg BT 273.70 433.30 Td (ts.) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 285.37 433.30 Td ( ) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 412.45 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 412.45 Td (In) Tj ET Q q 0 0 0 rg BT 77.28 412.45 Td (v) Tj ET Q q 0 0 0 rg BT 82.80 412.45 Td (estor S) Tj ET Q q 0 0 0 rg BT 117.60 412.45 Td (er) Tj ET Q q 0 0 0 rg BT 128.39 412.45 Td (vic) Tj ET Q q 0 0 0 rg BT 142.37 412.45 Td (es ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 156.00 412.45 Td ( ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 163.78 412.45 Td (In) Tj ET Q q 0 0 0 rg BT 173.07 412.45 Td (v) Tj ET Q q 0 0 0 rg BT 178.35 412.45 Td (estor Ser) Tj ET Q q 0 0 0 rg BT 222.38 412.45 Td (vic) Tj ET Q q 0 0 0 rg BT 235.67 412.45 Td (es \("IS"\) is a sub-line of business \("sub-L) Tj ET Q q 0 0 0 rg BT 430.91 412.45 Td (OB"\) within the C) Tj ET Q q 0 0 0 rg BT 513.46 412.45 Td (orpor) Tj ET Q q 0 0 0 rg BT 540.35 412.45 Td (ate ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 396.60 Td (& In) Tj ET Q q 0 0 0 rg BT 86.77 396.60 Td (v) Tj ET Q q 0 0 0 rg BT 92.05 396.60 Td (estmen) Tj ET Q q 0 0 0 rg BT 127.63 396.60 Td (t Bank \("CIB"\) line of business \("L) Tj ET Q q 0 0 0 rg BT 288.95 396.60 Td (OB"\) within JPM Gr) Tj ET Q q 0 0 0 rg BT 380.12 396.60 Td (oup) Tj ET Q q 0 0 0 rg BT 398.30 396.60 Td (. IS includes the f) Tj ET Q q 0 0 0 rg BT 486.41 396.60 Td (ollo) Tj ET Q q 0 0 0 rg BT 504.30 396.60 Td (win) Tj ET Q q 0 0 0 rg BT 521.10 396.60 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 380.80 Td (business units:) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 138.68 380.80 Td ( C) Tj ET Q q 0 0 0 rg BT 147.41 380.80 Td (ustody and F) Tj ET Q q 0 0 0 rg BT 209.05 380.80 Td (und Ser) Tj ET Q q 0 0 0 rg BT 246.62 380.80 Td (vic) Tj ET Q q 0 0 0 rg BT 259.91 380.80 Td (es, A) Tj ET Q q 0 0 0 rg BT 282.98 380.80 Td (genc) Tj ET Q q 0 0 0 rg BT 305.96 380.80 Td (y C) Tj ET Q q 0 0 0 rg BT 320.33 380.80 Td (learin) Tj ET Q q 0 0 0 rg BT 348.16 380.80 Td (g, C) Tj ET Q q 0 0 0 rg BT 365.76 380.80 Td (ollater) Tj ET Q q 0 0 0 rg BT 397.38 380.80 Td (al Managemen) Tj ET Q q 0 0 0 rg BT 468.14 380.80 Td (t and Ex) Tj ET Q q 0 0 0 rg BT 506.79 380.80 Td (ecution ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 364.95 Td (\("A) Tj ET Q q 0 0 0 rg BT 82.84 364.95 Td (C) Tj ET Q q 0 0 0 rg BT 88.75 364.95 Td (CE"\), and F) Tj ET Q q 0 0 0 rg BT 141.97 364.95 Td (inancin) Tj ET Q q 0 0 0 rg BT 176.94 364.95 Td (g. ) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 344.10 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 344.10 Td (T) Tj ET Q q 0 0 0 rg BT 73.24 344.10 Td (r) Tj ET Q q 0 0 0 rg BT 77.86 344.10 Td (easur) Tj ET Q q 0 0 0 rg BT 106.14 344.10 Td (y S) Tj ET Q q 0 0 0 rg BT 120.62 344.10 Td (er) Tj ET Q q 0 0 0 rg BT 131.41 344.10 Td (vic) Tj ET Q q 0 0 0 rg BT 145.39 344.10 Td (es ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 159.02 344.10 Td ( ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 166.80 344.10 Td (T) Tj ET Q q 0 0 0 rg BT 172.02 344.10 Td (r) Tj ET Q q 0 0 0 rg BT 176.31 344.10 Td (easur) Tj ET Q q 0 0 0 rg BT 203.51 344.10 Td (y Ser) Tj ET Q q 0 0 0 rg BT 228.08 344.10 Td (vic) Tj ET Q q 0 0 0 rg BT 241.37 344.10 Td (es \() Tj ET Q q 0 0 0 rg BT 264.23 344.10 Td (T) Tj ET Q q 0 0 0 rg BT 269.87 344.10 Td (S) Tj ET Q q 0 0 0 rg BT 275.59 344.10 Td (能) is a sub-line of business \() Tj ET Q q 0 0 0 rg BT 414.11 344.10 Td (sub-L) Tj ET Q q 0 0 0 rg BT 440.36 344.10 Td (OB) Tj ET Q q 0 0 0 rg BT 454.10 344.10 Td (能) in the C) Tj ET Q q 0 0 0 rg BT 502.48 344.10 Td (orpor) Tj ET Q q 0 0 0 rg BT 529.37 344.10 Td (ate & ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 328.25 Td (In) Tj ET Q q 0 0 0 rg BT 76.79 328.25 Td (v) Tj ET Q q 0 0 0 rg BT 82.07 328.25 Td (estmen) Tj ET Q q 0 0 0 rg BT 117.65 328.25 Td (t Bank \() Tj ET Q q 0 0 0 rg BT 160.16 328.25 Td (CIB) Tj ET Q q 0 0 0 rg BT 175.90 328.25 Td (能) line of business \(鏑) Tj ET Q q 0 0 0 rg BT 279.91 328.25 Td (OB) Tj ET Q q 0 0 0 rg BT 293.65 328.25 Td (能). The T) Tj ET Q q 0 0 0 rg BT 337.62 328.25 Td (S business is a full ser) Tj ET Q q 0 0 0 rg BT 443.56 328.25 Td (vic) Tj ET Q q 0 0 0 rg BT 456.84 328.25 Td (e pr) Tj ET Q q 0 0 0 rg BT 475.85 328.25 Td (o) Tj ET Q q 0 0 0 rg BT 481.75 328.25 Td (vider of ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 312.40 Td (inno) Tj ET Q q 0 0 0 rg BT 88.60 312.40 Td (v) Tj ET Q q 0 0 0 rg BT 93.88 312.40 Td (ativ) Tj ET Q q 0 0 0 rg BT 111.68 312.40 Td (e cash managemen) Tj ET Q q 0 0 0 rg BT 204.72 312.40 Td (t) Tj ET Q q 0 0 0 rg BT 208.69 312.40 Td (, tr) Tj ET Q q 0 0 0 rg BT 222.63 312.40 Td (ade) Tj ET Q q 0 0 0 rg BT 240.19 312.40 Td (, liquidit) Tj ET Q q 0 0 0 rg BT 279.96 312.40 Td (y) Tj ET Q q 0 0 0 rg BT 284.64 312.40 Td (, escr) Tj ET Q q 0 0 0 rg BT 310.38 312.40 Td (o) Tj ET Q q 0 0 0 rg BT 316.34 312.40 Td (w ser) Tj ET Q q 0 0 0 rg BT 342.32 312.40 Td (vic) Tj ET Q q 0 0 0 rg BT 355.61 312.40 Td (es and elec) Tj ET Q q 0 0 0 rg BT 409.47 312.40 Td (tr) Tj ET Q q 0 0 0 rg BT 417.61 312.40 Td (onic financial ser) Tj ET Q q 0 0 0 rg BT 499.95 312.40 Td (vic) Tj ET Q q 0 0 0 rg BT 513.24 312.40 Td (es ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 296.60 Td (\("EF) Tj ET Q q 0 0 0 rg BT 88.00 296.60 Td (S"\), specifically f) Tj ET Q q 0 0 0 rg BT 168.17 296.60 Td (or tr) Tj ET Q q 0 0 0 rg BT 189.54 296.60 Td (easur) Tj ET Q q 0 0 0 rg BT 216.74 296.60 Td (y pr) Tj ET Q q 0 0 0 rg BT 235.39 296.60 Td (of) Tj ET Q q 0 0 0 rg BT 244.93 296.60 Td (essionals, financial institutions and go) Tj ET Q q 0 0 0 rg BT 428.67 296.60 Td (v) Tj ET Q q 0 0 0 rg BT 433.95 296.60 Td (ernmen) Tj ET Q q 0 0 0 rg BT 471.42 296.60 Td (t agencies.) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 523.20 296.60 Td ( ) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 54.00 274.20 Td (C) Tj ET Q q 0 0 0 rg BT 60.14 274.20 Td (ommer) Tj ET Q q 0 0 0 rg BT 95.98 274.20 Td (cial Bankin) Tj ET Q q 0 0 0 rg BT 151.10 274.20 Td (g) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 259.80 Td (C) Tj ET Q q 0 0 0 rg BT 59.92 259.80 Td (ommer) Tj ET Q q 0 0 0 rg BT 94.56 259.80 Td (cial Bankin) Tj ET Q q 0 0 0 rg BT 147.10 259.80 Td (g \() Tj ET Q q 0 0 0 rg BT 164.71 259.80 Td (CB) Tj ET Q q 0 0 0 rg BT 177.25 259.80 Td (能) deliv) Tj ET Q q 0 0 0 rg BT 212.28 259.80 Td (er) Tj ET Q q 0 0 0 rg BT 222.56 259.80 Td (s e) Tj ET Q q 0 0 0 rg BT 235.84 259.80 Td (xtensiv) Tj ET Q q 0 0 0 rg BT 269.95 259.80 Td (e industr) Tj ET Q q 0 0 0 rg BT 313.17 259.80 Td (y kno) Tj ET Q q 0 0 0 rg BT 339.05 259.80 Td (wledge) Tj ET Q q 0 0 0 rg BT 373.28 259.80 Td (, local e) Tj ET Q q 0 0 0 rg BT 410.33 259.80 Td (xper) Tj ET Q q 0 0 0 rg BT 432.37 259.80 Td (tise and dedicated ser) Tj ET Q q 0 0 0 rg BT 538.94 259.80 Td (vic) Tj ET Q q 0 0 0 rg BT 552.23 259.80 Td (e ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 245.40 Td (to U.S) Tj ET Q q 0 0 0 rg BT 82.57 245.40 Td (. and U.S) Tj ET Q q 0 0 0 rg BT 125.15 245.40 Td (. multinational clien) Tj ET Q q 0 0 0 rg BT 221.22 245.40 Td (ts, includin) Tj ET Q q 0 0 0 rg BT 273.91 245.40 Td (g c) Tj ET Q q 0 0 0 rg BT 287.60 245.40 Td (orpor) Tj ET Q q 0 0 0 rg BT 314.50 245.40 Td (ations, municipalities, financial institutions and ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 231.00 Td (non-pr) Tj ET Q q 0 0 0 rg BT 86.56 231.00 Td (ofit en) Tj ET Q q 0 0 0 rg BT 117.61 231.00 Td (tities with annual r) Tj ET Q q 0 0 0 rg BT 208.11 231.00 Td (e) Tj ET Q q 0 0 0 rg BT 213.81 231.00 Td (v) Tj ET Q q 0 0 0 rg BT 219.09 231.00 Td (enue gener) Tj ET Q q 0 0 0 rg BT 273.54 231.00 Td (ally r) Tj ET Q q 0 0 0 rg BT 297.73 231.00 Td (an) Tj ET Q q 0 0 0 rg BT 309.56 231.00 Td (gin) Tj ET Q q 0 0 0 rg BT 324.36 231.00 Td (g fr) Tj ET Q q 0 0 0 rg BT 340.97 231.00 Td (om $20 million to $2 billion. CB pr) Tj ET Q q 0 0 0 rg BT 508.64 231.00 Td (o) Tj ET Q q 0 0 0 rg BT 514.55 231.00 Td (vides ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 216.60 Td (financin) Tj ET Q q 0 0 0 rg BT 92.60 216.60 Td (g to r) Tj ET Q q 0 0 0 rg BT 118.26 216.60 Td (eal estate in) Tj ET Q q 0 0 0 rg BT 177.20 216.60 Td (v) Tj ET Q q 0 0 0 rg BT 182.48 216.60 Td (estor) Tj ET Q q 0 0 0 rg BT 207.47 216.60 Td (s and o) Tj ET Q q 0 0 0 rg BT 241.94 216.60 Td (wner) Tj ET Q q 0 0 0 rg BT 266.27 216.60 Td (s. P) Tj ET Q q 0 0 0 rg BT 283.20 216.60 Td (ar) Tj ET Q q 0 0 0 rg BT 293.76 216.60 Td (tnerin) Tj ET Q q 0 0 0 rg BT 322.85 216.60 Td (g with the F) Tj ET Q q 0 0 0 rg BT 379.43 216.60 Td (irm) Tj ET Q q 0 0 0 rg BT 395.70 216.60 Td () Tj ET Q q 0 0 0 rg BT 398.02 216.60 Td (s other businesses, CB pr) Tj ET Q q 0 0 0 rg BT 518.50 216.60 Td (o) Tj ET Q q 0 0 0 rg BT 524.41 216.60 Td (vides ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 202.20 Td (c) Tj ET Q q 0 0 0 rg BT 59.00 202.20 Td (ompr) Tj ET Q q 0 0 0 rg BT 84.76 202.20 Td (ehensiv) Tj ET Q q 0 0 0 rg BT 121.57 202.20 Td (e financial solutions, includin) Tj ET Q q 0 0 0 rg BT 261.93 202.20 Td (g lendin) Tj ET Q q 0 0 0 rg BT 300.53 202.20 Td (g, tr) Tj ET Q q 0 0 0 rg BT 320.35 202.20 Td (easur) Tj ET Q q 0 0 0 rg BT 347.55 202.20 Td (y ser) Tj ET Q q 0 0 0 rg BT 371.05 202.20 Td (vic) Tj ET Q q 0 0 0 rg BT 384.33 202.20 Td (es, in) Tj ET Q q 0 0 0 rg BT 409.70 202.20 Td (v) Tj ET Q q 0 0 0 rg BT 414.98 202.20 Td (estmen) Tj ET Q q 0 0 0 rg BT 450.56 202.20 Td (t bankin) Tj ET Q q 0 0 0 rg BT 489.79 202.20 Td (g and asset ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 187.80 Td (managemen) Tj ET Q q 0 0 0 rg BT 113.82 187.80 Td (t to meet its clien) Tj ET Q q 0 0 0 rg BT 197.75 187.80 Td (ts) Tj ET Q q 0 0 0 rg BT 206.30 187.80 Td ( domestic and in) Tj ET Q q 0 0 0 rg BT 288.46 187.80 Td (ternational financial needs.) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 168.40 Td (The f) Tj ET Q q 0 0 0 rg BT 78.00 168.40 Td (ollo) Tj ET Q q 0 0 0 rg BT 95.89 168.40 Td (win) Tj ET Q q 0 0 0 rg BT 112.69 168.40 Td (g sub-segmen) Tj ET Q q 0 0 0 rg BT 179.87 168.40 Td (ts within the CB ha) Tj ET Q q 0 0 0 rg BT 269.84 168.40 Td (v) Tj ET Q q 0 0 0 rg BT 275.12 168.40 Td (e also been designated as c) Tj ET Q q 0 0 0 rg BT 407.12 168.40 Td (or) Tj ET Q q 0 0 0 rg BT 417.43 168.40 Td (e business lines f) Tj ET Q q 0 0 0 rg BT 499.25 168.40 Td (or ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 154.00 Td (R) Tj ET Q q 0 0 0 rg BT 60.55 154.00 Td (esolution plannin) Tj ET Q q 0 0 0 rg BT 144.08 154.00 Td (g purposes: ) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 133.15 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 133.15 Td (Middle Mark) Tj ET Q q 0 0 0 rg BT 129.82 133.15 Td (et ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 142.60 133.15 Td ( The C) Tj ET Q q 0 0 0 rg BT 176.77 133.15 Td (or) Tj ET Q q 0 0 0 rg BT 187.08 133.15 Td (e segmen) Tj ET Q q 0 0 0 rg BT 233.26 133.15 Td (t of the Middle Mark) Tj ET Q q 0 0 0 rg BT 330.63 133.15 Td (et Bankin) Tj ET Q q 0 0 0 rg BT 376.09 133.15 Td (g business ser) Tj ET Q q 0 0 0 rg BT 444.42 133.15 Td (vic) Tj ET Q q 0 0 0 rg BT 457.70 133.15 Td (es c) Tj ET Q q 0 0 0 rg BT 476.10 133.15 Td (ommer) Tj ET Q q 0 0 0 rg BT 510.74 133.15 Td (cial ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 117.30 Td (clien) Tj ET Q q 0 0 0 rg BT 90.25 117.30 Td (ts with annual r) Tj ET Q q 0 0 0 rg BT 165.38 117.30 Td (e) Tj ET Q q 0 0 0 rg BT 171.08 117.30 Td (v) Tj ET Q q 0 0 0 rg BT 176.36 117.30 Td (enues gener) Tj ET Q q 0 0 0 rg BT 235.63 117.30 Td (ally bet) Tj ET Q q 0 0 0 rg BT 271.43 117.30 Td (w) Tj ET Q q 0 0 0 rg BT 279.25 117.30 Td (een $20 million up to $500 million. The GNPH segmen) Tj ET Q q 0 0 0 rg BT 543.52 117.30 Td (t ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 101.45 Td (of the Middle Mark) Tj ET Q q 0 0 0 rg BT 158.22 101.45 Td (et Bankin) Tj ET Q q 0 0 0 rg BT 203.67 101.45 Td (g business pr) Tj ET Q q 0 0 0 rg BT 267.15 101.45 Td (o) Tj ET Q q 0 0 0 rg BT 273.06 101.45 Td (vides national c) Tj ET Q q 0 0 0 rg BT 348.27 101.45 Td (o) Tj ET Q q 0 0 0 rg BT 354.18 101.45 Td (v) Tj ET Q q 0 0 0 rg BT 359.46 101.45 Td (er) Tj ET Q q 0 0 0 rg BT 369.50 101.45 Td (age f) Tj ET Q q 0 0 0 rg BT 393.26 101.45 Td (or go) Tj ET Q q 0 0 0 rg BT 418.28 101.45 Td (v) Tj ET Q q 0 0 0 rg BT 423.56 101.45 Td (ernmen) Tj ET Q q 0 0 0 rg BT 461.02 101.45 Td (t) Tj ET Q q 0 0 0 rg BT 465.00 101.45 Td (, non-pr) Tj ET Q q 0 0 0 rg BT 503.36 101.45 Td (ofit) Tj ET Q q 0 0 0 rg BT 519.87 101.45 Td (, ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 85.60 Td (healthcar) Tj ET Q q 0 0 0 rg BT 113.32 85.60 Td (e and higher education or) Tj ET Q q 0 0 0 rg BT 237.69 85.60 Td (g) Tj ET Q q 0 0 0 rg BT 243.45 85.60 Td (anizations.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I40 Do Q endstream endobj 21 0 obj <> endobj 22 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 300.15 44.50 Td (9) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 728.40 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 728.40 Td (C) Tj ET Q q 0 0 0 rg BT 73.64 728.40 Td (ommer) Tj ET Q q 0 0 0 rg BT 109.48 728.40 Td (cial T) Tj ET Q q 0 0 0 rg BT 135.12 728.40 Td (erm L) Tj ET Q q 0 0 0 rg BT 163.49 728.40 Td (endin) Tj ET Q q 0 0 0 rg BT 191.66 728.40 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 200.28 728.40 Td ( C) Tj ET Q q 0 0 0 rg BT 213.97 728.40 Td (ommer) Tj ET Q q 0 0 0 rg BT 248.62 728.40 Td (cial T) Tj ET Q q 0 0 0 rg BT 273.16 728.40 Td (erm L) Tj ET Q q 0 0 0 rg BT 300.79 728.40 Td (endin) Tj ET Q q 0 0 0 rg BT 327.74 728.40 Td (g pr) Tj ET Q q 0 0 0 rg BT 346.87 728.40 Td (o) Tj ET Q q 0 0 0 rg BT 352.78 728.40 Td (vides term financin) Tj ET Q q 0 0 0 rg BT 445.28 728.40 Td (g to o) Tj ET Q q 0 0 0 rg BT 472.62 728.40 Td (wner) Tj ET Q q 0 0 0 rg BT 496.94 728.40 Td (s and ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 712.60 Td (in) Tj ET Q q 0 0 0 rg BT 76.48 712.60 Td (v) Tj ET Q q 0 0 0 rg BT 81.76 712.60 Td (estor) Tj ET Q q 0 0 0 rg BT 106.74 712.60 Td (s of c) Tj ET Q q 0 0 0 rg BT 131.84 712.60 Td (ommer) Tj ET Q q 0 0 0 rg BT 166.49 712.60 Td (cial pr) Tj ET Q q 0 0 0 rg BT 196.43 712.60 Td (oper) Tj ET Q q 0 0 0 rg BT 219.13 712.60 Td (ties and/) Tj ET Q q 0 0 0 rg BT 261.37 712.60 Td (or apar) Tj ET Q q 0 0 0 rg BT 297.12 712.60 Td (tmen) Tj ET Q q 0 0 0 rg BT 322.12 712.60 Td (t buildin) Tj ET Q q 0 0 0 rg BT 361.92 712.60 Td (g) Tj ET Q q 0 0 0 rg BT 367.92 712.60 Td (s with fiv) Tj ET Q q 0 0 0 rg BT 410.93 712.60 Td (e or mor) Tj ET Q q 0 0 0 rg BT 452.33 712.60 Td (e units as w) Tj ET Q q 0 0 0 rg BT 508.79 712.60 Td (ell as ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 696.75 Td (c) Tj ET Q q 0 0 0 rg BT 72.50 696.75 Td (ommer) Tj ET Q q 0 0 0 rg BT 107.15 696.75 Td (cial pr) Tj ET Q q 0 0 0 rg BT 137.09 696.75 Td (oper) Tj ET Q q 0 0 0 rg BT 159.79 696.75 Td (ties includin) Tj ET Q q 0 0 0 rg BT 218.12 696.75 Td (g of) Tj ET Q q 0 0 0 rg BT 236.59 696.75 Td (fic) Tj ET Q q 0 0 0 rg BT 248.11 696.75 Td (e buildin) Tj ET Q q 0 0 0 rg BT 289.82 696.75 Td (g) Tj ET Q q 0 0 0 rg BT 295.82 696.75 Td (s, shoppin) Tj ET Q q 0 0 0 rg BT 344.69 696.75 Td (g c) Tj ET Q q 0 0 0 rg BT 358.38 696.75 Td (en) Tj ET Q q 0 0 0 rg BT 370.23 696.75 Td (ter) Tj ET Q q 0 0 0 rg BT 384.37 696.75 Td (s and industrial buildin) Tj ET Q q 0 0 0 rg BT 494.82 696.75 Td (g) Tj ET Q q 0 0 0 rg BT 500.82 696.75 Td (s - of) Tj ET Q q 0 0 0 rg BT 524.82 696.75 Td (f) Tj ET Q q 0 0 0 rg BT 528.33 696.75 Td (erin) Tj ET Q q 0 0 0 rg BT 547.41 696.75 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 680.90 Td (str) Tj ET Q q 0 0 0 rg BT 80.46 680.90 Td (eamlined, lo) Tj ET Q q 0 0 0 rg BT 139.90 680.90 Td (w) Tj ET Q q 0 0 0 rg BT 147.66 680.90 Td (-c) Tj ET Q q 0 0 0 rg BT 156.44 680.90 Td (ost financin) Tj ET Q q 0 0 0 rg BT 212.56 680.90 Td (g solutions f) Tj ET Q q 0 0 0 rg BT 271.22 680.90 Td (or pur) Tj ET Q q 0 0 0 rg BT 301.02 680.90 Td (chase and r) Tj ET Q q 0 0 0 rg BT 356.59 680.90 Td (efinanc) Tj ET Q q 0 0 0 rg BT 391.98 680.90 Td (e) Tj ET Q q 0 0 0 rg BT 397.62 680.90 Td (.) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 660.05 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 660.05 Td (C) Tj ET Q q 0 0 0 rg BT 73.64 660.05 Td (orpor) Tj ET Q q 0 0 0 rg BT 101.59 660.05 Td (a) Tj ET Q q 0 0 0 rg BT 107.57 660.05 Td (te C) Tj ET Q q 0 0 0 rg BT 126.61 660.05 Td (lien) Tj ET Q q 0 0 0 rg BT 145.19 660.05 Td (t Bankin) Tj ET Q q 0 0 0 rg BT 186.96 660.05 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 195.58 660.05 Td (砲) Tj ET Q q 0 0 0 rg BT 206.46 660.05 Td (orpor) Tj ET Q q 0 0 0 rg BT 233.35 660.05 Td (ate C) Tj ET Q q 0 0 0 rg BT 257.72 660.05 Td (lien) Tj ET Q q 0 0 0 rg BT 275.41 660.05 Td (t Bankin) Tj ET Q q 0 0 0 rg BT 315.11 660.05 Td (g f) Tj ET Q q 0 0 0 rg BT 327.31 660.05 Td (ocuses on U.S) Tj ET Q q 0 0 0 rg BT 393.61 660.05 Td (. and C) Tj ET Q q 0 0 0 rg BT 426.40 660.05 Td (anadian c) Tj ET Q q 0 0 0 rg BT 472.91 660.05 Td (ompanies, ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 644.20 Td (t) Tj ET Q q 0 0 0 rg BT 71.47 644.20 Td (ypically with r) Tj ET Q q 0 0 0 rg BT 138.74 644.20 Td (e) Tj ET Q q 0 0 0 rg BT 144.44 644.20 Td (v) Tj ET Q q 0 0 0 rg BT 149.72 644.20 Td (enues of o) Tj ET Q q 0 0 0 rg BT 199.52 644.20 Td (v) Tj ET Q q 0 0 0 rg BT 204.80 644.20 Td (er $500 million and up to $2 billion, which r) Tj ET Q q 0 0 0 rg BT 419.34 644.20 Td (equir) Tj ET Q q 0 0 0 rg BT 444.54 644.20 Td (e tr) Tj ET Q q 0 0 0 rg BT 461.24 644.20 Td (aditional bankin) Tj ET Q q 0 0 0 rg BT 539.07 644.20 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 628.40 Td (ser) Tj ET Q q 0 0 0 rg BT 82.79 628.40 Td (vic) Tj ET Q q 0 0 0 rg BT 96.07 628.40 Td (es in addition to in) Tj ET Q q 0 0 0 rg BT 185.60 628.40 Td (v) Tj ET Q q 0 0 0 rg BT 190.88 628.40 Td (estmen) Tj ET Q q 0 0 0 rg BT 226.46 628.40 Td (t bankin) Tj ET Q q 0 0 0 rg BT 265.69 628.40 Td (g pr) Tj ET Q q 0 0 0 rg BT 284.82 628.40 Td (oduc) Tj ET Q q 0 0 0 rg BT 308.21 628.40 Td (ts.) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 607.55 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 607.55 Td (R) Tj ET Q q 0 0 0 rg BT 74.34 607.55 Td (eal E) Tj ET Q q 0 0 0 rg BT 98.29 607.55 Td (sta) Tj ET Q q 0 0 0 rg BT 113.57 607.55 Td (te Bankin) Tj ET Q q 0 0 0 rg BT 161.21 607.55 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 169.83 607.55 Td ( R) Tj ET Q q 0 0 0 rg BT 184.15 607.55 Td (eal Estate Bankin) Tj ET Q q 0 0 0 rg BT 267.38 607.55 Td (g pr) Tj ET Q q 0 0 0 rg BT 286.51 607.55 Td (o) Tj ET Q q 0 0 0 rg BT 292.42 607.55 Td (vides full ser) Tj ET Q q 0 0 0 rg BT 353.96 607.55 Td (vic) Tj ET Q q 0 0 0 rg BT 367.25 607.55 Td (e bankin) Tj ET Q q 0 0 0 rg BT 408.38 607.55 Td (g to pr) Tj ET Q q 0 0 0 rg BT 440.20 607.55 Td (of) Tj ET Q q 0 0 0 rg BT 449.74 607.55 Td (essional r) Tj ET Q q 0 0 0 rg BT 496.04 607.55 Td (eal estate ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 591.70 Td (de) Tj ET Q q 0 0 0 rg BT 79.32 591.70 Td (v) Tj ET Q q 0 0 0 rg BT 84.60 591.70 Td (eloper) Tj ET Q q 0 0 0 rg BT 115.78 591.70 Td (s, in) Tj ET Q q 0 0 0 rg BT 135.38 591.70 Td (v) Tj ET Q q 0 0 0 rg BT 140.66 591.70 Td (estor) Tj ET Q q 0 0 0 rg BT 165.65 591.70 Td (s, r) Tj ET Q q 0 0 0 rg BT 180.56 591.70 Td (eal estate in) Tj ET Q q 0 0 0 rg BT 239.51 591.70 Td (v) Tj ET Q q 0 0 0 rg BT 244.79 591.70 Td (estmen) Tj ET Q q 0 0 0 rg BT 280.37 591.70 Td (t trusts \(迭EIT) Tj ET Q q 0 0 0 rg BT 347.95 591.70 Td (s) Tj ET Q q 0 0 0 rg BT 352.66 591.70 Td (能), r) Tj ET Q q 0 0 0 rg BT 371.98 591.70 Td (eal estate oper) Tj ET Q q 0 0 0 rg BT 444.17 591.70 Td (atin) Tj ET Q q 0 0 0 rg BT 462.73 591.70 Td (g c) Tj ET Q q 0 0 0 rg BT 476.42 591.70 Td (ompanies ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 575.85 Td (\(迭E) Tj ET Q q 0 0 0 rg BT 89.27 575.85 Td (OCs) Tj ET Q q 0 0 0 rg BT 107.24 575.85 Td (能) and in) Tj ET Q q 0 0 0 rg BT 149.14 575.85 Td (v) Tj ET Q q 0 0 0 rg BT 154.42 575.85 Td (estmen) Tj ET Q q 0 0 0 rg BT 190.00 575.85 Td (t funds ac) Tj ET Q q 0 0 0 rg BT 237.24 575.85 Td (tiv) Tj ET Q q 0 0 0 rg BT 249.25 575.85 Td (e in major mark) Tj ET Q q 0 0 0 rg BT 325.76 575.85 Td (ets acr) Tj ET Q q 0 0 0 rg BT 358.15 575.85 Td (oss the U.S) Tj ET Q q 0 0 0 rg BT 411.10 575.85 Td (.) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 54.00 552.00 Td (Asset Managemen) Tj ET Q q 0 0 0 rg BT 145.05 552.00 Td (t) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 537.60 Td (Asset Managemen) Tj ET Q q 0 0 0 rg BT 142.08 537.60 Td (t \() Tj ET Q q 0 0 0 rg BT 156.83 537.60 Td (AM能), with clien) Tj ET Q q 0 0 0 rg BT 233.68 537.60 Td (t assets of $2.1 trillion, is a global leader in in) Tj ET Q q 0 0 0 rg BT 455.47 537.60 Td (v) Tj ET Q q 0 0 0 rg BT 460.75 537.60 Td (estmen) Tj ET Q q 0 0 0 rg BT 496.33 537.60 Td (t and w) Tj ET Q q 0 0 0 rg BT 531.70 537.60 Td (ealth ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 523.20 Td (managemen) Tj ET Q q 0 0 0 rg BT 113.82 523.20 Td (t) Tj ET Q q 0 0 0 rg BT 117.79 523.20 Td (. AM clien) Tj ET Q q 0 0 0 rg BT 164.64 523.20 Td (ts include institutions, high-net) Tj ET Q q 0 0 0 rg BT 314.29 523.20 Td (-) Tj ET Q q 0 0 0 rg BT 317.95 523.20 Td (w) Tj ET Q q 0 0 0 rg BT 325.77 523.20 Td (or) Tj ET Q q 0 0 0 rg BT 336.56 523.20 Td (th individuals and r) Tj ET Q q 0 0 0 rg BT 429.48 523.20 Td (etail in) Tj ET Q q 0 0 0 rg BT 462.50 523.20 Td (v) Tj ET Q q 0 0 0 rg BT 467.78 523.20 Td (estor) Tj ET Q q 0 0 0 rg BT 492.77 523.20 Td (s in e) Tj ET Q q 0 0 0 rg BT 517.94 523.20 Td (v) Tj ET Q q 0 0 0 rg BT 523.22 523.20 Td (er) Tj ET Q q 0 0 0 rg BT 533.69 523.20 Td (y ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 508.80 Td (major mark) Tj ET Q q 0 0 0 rg BT 110.10 508.80 Td (et thr) Tj ET Q q 0 0 0 rg BT 136.81 508.80 Td (oughout the w) Tj ET Q q 0 0 0 rg BT 206.20 508.80 Td (orld. AM of) Tj ET Q q 0 0 0 rg BT 259.57 508.80 Td (f) Tj ET Q q 0 0 0 rg BT 263.09 508.80 Td (er) Tj ET Q q 0 0 0 rg BT 273.37 508.80 Td (s in) Tj ET Q q 0 0 0 rg BT 289.98 508.80 Td (v) Tj ET Q q 0 0 0 rg BT 295.26 508.80 Td (estmen) Tj ET Q q 0 0 0 rg BT 330.84 508.80 Td (t managemen) Tj ET Q q 0 0 0 rg BT 397.32 508.80 Td (t acr) Tj ET Q q 0 0 0 rg BT 419.12 508.80 Td (oss all major asset classes ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 494.40 Td (includin) Tj ET Q q 0 0 0 rg BT 92.21 494.40 Td (g equities, fix) Tj ET Q q 0 0 0 rg BT 156.58 494.40 Td (ed inc) Tj ET Q q 0 0 0 rg BT 185.30 494.40 Td (ome) Tj ET Q q 0 0 0 rg BT 206.26 494.40 Td (, alternativ) Tj ET Q q 0 0 0 rg BT 258.79 494.40 Td (es and mone) Tj ET Q q 0 0 0 rg BT 320.23 494.40 Td (y mark) Tj ET Q q 0 0 0 rg BT 353.41 494.40 Td (et funds. AM also of) Tj ET Q q 0 0 0 rg BT 448.97 494.40 Td (f) Tj ET Q q 0 0 0 rg BT 452.48 494.40 Td (er) Tj ET Q q 0 0 0 rg BT 462.77 494.40 Td (s multi-) Tj ET Q q 0 0 0 rg BT 499.15 494.40 Td (asset ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 480.00 Td (in) Tj ET Q q 0 0 0 rg BT 62.98 480.00 Td (v) Tj ET Q q 0 0 0 rg BT 68.26 480.00 Td (estmen) Tj ET Q q 0 0 0 rg BT 103.84 480.00 Td (t managemen) Tj ET Q q 0 0 0 rg BT 170.32 480.00 Td (t) Tj ET Q q 0 0 0 rg BT 174.29 480.00 Td (, pr) Tj ET Q q 0 0 0 rg BT 190.54 480.00 Td (o) Tj ET Q q 0 0 0 rg BT 196.44 480.00 Td (vidin) Tj ET Q q 0 0 0 rg BT 219.76 480.00 Td (g solutions to a br) Tj ET Q q 0 0 0 rg BT 306.64 480.00 Td (oad r) Tj ET Q q 0 0 0 rg BT 331.67 480.00 Td (an) Tj ET Q q 0 0 0 rg BT 343.50 480.00 Td (ge of clien) Tj ET Q q 0 0 0 rg BT 393.17 480.00 Td (ts) Tj ET Q q 0 0 0 rg BT 401.72 480.00 Td ( in) Tj ET Q q 0 0 0 rg BT 416.38 480.00 Td (v) Tj ET Q q 0 0 0 rg BT 421.66 480.00 Td (estmen) Tj ET Q q 0 0 0 rg BT 457.24 480.00 Td (t needs. F) Tj ET Q q 0 0 0 rg BT 504.00 480.00 Td (or ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 465.60 Td (individual in) Tj ET Q q 0 0 0 rg BT 113.09 465.60 Td (v) Tj ET Q q 0 0 0 rg BT 118.37 465.60 Td (estor) Tj ET Q q 0 0 0 rg BT 143.35 465.60 Td (s, AM also pr) Tj ET Q q 0 0 0 rg BT 205.12 465.60 Td (o) Tj ET Q q 0 0 0 rg BT 211.02 465.60 Td (vides r) Tj ET Q q 0 0 0 rg BT 243.10 465.60 Td (etir) Tj ET Q q 0 0 0 rg BT 259.87 465.60 Td (emen) Tj ET Q q 0 0 0 rg BT 286.78 465.60 Td (t pr) Tj ET Q q 0 0 0 rg BT 303.88 465.60 Td (oduc) Tj ET Q q 0 0 0 rg BT 327.26 465.60 Td (ts and ser) Tj ET Q q 0 0 0 rg BT 374.92 465.60 Td (vic) Tj ET Q q 0 0 0 rg BT 388.20 465.60 Td (es, br) Tj ET Q q 0 0 0 rg BT 415.03 465.60 Td (ok) Tj ET Q q 0 0 0 rg BT 426.54 465.60 Td (er) Tj ET Q q 0 0 0 rg BT 436.58 465.60 Td (age and bankin) Tj ET Q q 0 0 0 rg BT 510.27 465.60 Td (g ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 451.20 Td (ser) Tj ET Q q 0 0 0 rg BT 69.29 451.20 Td (vic) Tj ET Q q 0 0 0 rg BT 82.57 451.20 Td (es includin) Tj ET Q q 0 0 0 rg BT 134.17 451.20 Td (g trust and estate) Tj ET Q q 0 0 0 rg BT 219.32 451.20 Td (, loans, mor) Tj ET Q q 0 0 0 rg BT 276.77 451.20 Td (tg) Tj ET Q q 0 0 0 rg BT 286.38 451.20 Td (ages and deposits. The majorit) Tj ET Q q 0 0 0 rg BT 434.23 451.20 Td (y of AM) Tj ET Q q 0 0 0 rg BT 472.72 451.20 Td (s clien) Tj ET Q q 0 0 0 rg BT 503.10 451.20 Td (t assets ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 436.80 Td (ar) Tj ET Q q 0 0 0 rg BT 64.08 436.80 Td (e in ac) Tj ET Q q 0 0 0 rg BT 95.41 436.80 Td (tiv) Tj ET Q q 0 0 0 rg BT 107.42 436.80 Td (ely managed por) Tj ET Q q 0 0 0 rg BT 188.89 436.80 Td (t) Tj ET Q q 0 0 0 rg BT 192.56 436.80 Td (f) Tj ET Q q 0 0 0 rg BT 196.08 436.80 Td (olios.) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 417.40 Td (The f) Tj ET Q q 0 0 0 rg BT 78.00 417.40 Td (ollo) Tj ET Q q 0 0 0 rg BT 95.89 417.40 Td (win) Tj ET Q q 0 0 0 rg BT 112.69 417.40 Td (g sub-segmen) Tj ET Q q 0 0 0 rg BT 179.87 417.40 Td (ts within the AM ha) Tj ET Q q 0 0 0 rg BT 272.66 417.40 Td (v) Tj ET Q q 0 0 0 rg BT 277.94 417.40 Td (e also been designated as c) Tj ET Q q 0 0 0 rg BT 409.94 417.40 Td (or) Tj ET Q q 0 0 0 rg BT 420.25 417.40 Td (e business lines f) Tj ET Q q 0 0 0 rg BT 502.06 417.40 Td (or ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 403.00 Td (R) Tj ET Q q 0 0 0 rg BT 60.55 403.00 Td (esolution plannin) Tj ET Q q 0 0 0 rg BT 144.08 403.00 Td (g purposes: ) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 382.20 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 382.20 Td (Global In) Tj ET Q q 0 0 0 rg BT 111.92 382.20 Td (v) Tj ET Q q 0 0 0 rg BT 117.44 382.20 Td (estmen) Tj ET Q q 0 0 0 rg BT 154.42 382.20 Td (t Managemen) Tj ET Q q 0 0 0 rg BT 222.46 382.20 Td (t ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 229.37 382.20 Td ( Global In) Tj ET Q q 0 0 0 rg BT 279.84 382.20 Td (v) Tj ET Q q 0 0 0 rg BT 285.12 382.20 Td (estmen) Tj ET Q q 0 0 0 rg BT 320.70 382.20 Td (t Managemen) Tj ET Q q 0 0 0 rg BT 386.57 382.20 Td (t pr) Tj ET Q q 0 0 0 rg BT 403.67 382.20 Td (o) Tj ET Q q 0 0 0 rg BT 409.57 382.20 Td (vides in) Tj ET Q q 0 0 0 rg BT 446.34 382.20 Td (v) Tj ET Q q 0 0 0 rg BT 451.62 382.20 Td (estmen) Tj ET Q q 0 0 0 rg BT 487.20 382.20 Td (t managemen) Tj ET Q q 0 0 0 rg BT 553.68 382.20 Td (t ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 366.35 Td (ser) Tj ET Q q 0 0 0 rg BT 82.79 366.35 Td (vic) Tj ET Q q 0 0 0 rg BT 96.07 366.35 Td (es and pr) Tj ET Q q 0 0 0 rg BT 140.78 366.35 Td (oduc) Tj ET Q q 0 0 0 rg BT 164.17 366.35 Td (ts globally acr) Tj ET Q q 0 0 0 rg BT 231.72 366.35 Td (oss multiple asset classes to institutional clien) Tj ET Q q 0 0 0 rg BT 454.15 366.35 Td (ts, pooled fund ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 350.50 Td (v) Tj ET Q q 0 0 0 rg BT 72.78 350.50 Td (ehicles and r) Tj ET Q q 0 0 0 rg BT 134.15 350.50 Td (etail in) Tj ET Q q 0 0 0 rg BT 167.17 350.50 Td (v) Tj ET Q q 0 0 0 rg BT 172.45 350.50 Td (estor) Tj ET Q q 0 0 0 rg BT 197.44 350.50 Td (s, includin) Tj ET Q q 0 0 0 rg BT 246.28 350.50 Td (g public) Tj ET Q q 0 0 0 rg BT 284.47 350.50 Td (, c) Tj ET Q q 0 0 0 rg BT 295.28 350.50 Td (orpor) Tj ET Q q 0 0 0 rg BT 322.17 350.50 Td (ate and union emplo) Tj ET Q q 0 0 0 rg BT 421.47 350.50 Td (y) Tj ET Q q 0 0 0 rg BT 426.75 350.50 Td (ee benefit funds, mutual ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 334.65 Td (funds, high net w) Tj ET Q q 0 0 0 rg BT 150.44 334.65 Td (or) Tj ET Q q 0 0 0 rg BT 161.23 334.65 Td (th individuals, c) Tj ET Q q 0 0 0 rg BT 236.99 334.65 Td (orpor) Tj ET Q q 0 0 0 rg BT 263.88 334.65 Td (ations, f) Tj ET Q q 0 0 0 rg BT 302.74 334.65 Td (oundations, endo) Tj ET Q q 0 0 0 rg BT 386.49 334.65 Td (wmen) Tj ET Q q 0 0 0 rg BT 415.52 334.65 Td (ts, insur) Tj ET Q q 0 0 0 rg BT 454.27 334.65 Td (anc) Tj ET Q q 0 0 0 rg BT 471.23 334.65 Td (e c) Tj ET Q q 0 0 0 rg BT 484.80 334.65 Td (ompanies, ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 318.80 Td (other financial institutions and go) Tj ET Q q 0 0 0 rg BT 230.40 318.80 Td (v) Tj ET Q q 0 0 0 rg BT 235.68 318.80 Td (ernmen) Tj ET Q q 0 0 0 rg BT 273.14 318.80 Td (ts and their agencies. Such ser) Tj ET Q q 0 0 0 rg BT 420.63 318.80 Td (vic) Tj ET Q q 0 0 0 rg BT 433.92 318.80 Td (es also include the ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 303.00 Td (pr) Tj ET Q q 0 0 0 rg BT 77.94 303.00 Td (o) Tj ET Q q 0 0 0 rg BT 83.84 303.00 Td (vision of sub-) Tj ET Q q 0 0 0 rg BT 148.04 303.00 Td (advisor) Tj ET Q q 0 0 0 rg BT 183.79 303.00 Td (y ser) Tj ET Q q 0 0 0 rg BT 207.29 303.00 Td (vic) Tj ET Q q 0 0 0 rg BT 220.57 303.00 Td (es to other in) Tj ET Q q 0 0 0 rg BT 284.63 303.00 Td (v) Tj ET Q q 0 0 0 rg BT 289.91 303.00 Td (estmen) Tj ET Q q 0 0 0 rg BT 325.49 303.00 Td (t manager) Tj ET Q q 0 0 0 rg BT 375.35 303.00 Td (s, whether af) Tj ET Q q 0 0 0 rg BT 438.31 303.00 Td (filiated or unaf) Tj ET Q q 0 0 0 rg BT 510.06 303.00 Td (filiated, ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 287.15 Td (and their clien) Tj ET Q q 0 0 0 rg BT 136.99 287.15 Td (ts, fr) Tj ET Q q 0 0 0 rg BT 159.40 287.15 Td (om the U.S) Tj ET Q q 0 0 0 rg BT 211.98 287.15 Td (. and in) Tj ET Q q 0 0 0 rg BT 247.64 287.15 Td (ternationally) Tj ET Q q 0 0 0 rg BT 308.90 287.15 Td (.) Tj ET Q BT /F4 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 54.00 266.30 Td ( ) Tj ET Q BT /F3 12.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 266.30 Td (Global W) Tj ET Q q 0 0 0 rg BT 111.30 266.30 Td (ealth Managemen) Tj ET Q q 0 0 0 rg BT 200.86 266.30 Td (t ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 207.77 266.30 Td ( Global W) Tj ET Q q 0 0 0 rg BT 257.62 266.30 Td (ealth Managemen) Tj ET Q q 0 0 0 rg BT 344.15 266.30 Td (t \() Tj ET Q q 0 0 0 rg BT 359.74 266.30 Td (G) Tj ET Q q 0 0 0 rg BT 366.28 266.30 Td (WM能) of) Tj ET Q q 0 0 0 rg BT 405.73 266.30 Td (f) Tj ET Q q 0 0 0 rg BT 409.25 266.30 Td (er) Tj ET Q q 0 0 0 rg BT 419.53 266.30 Td (s in) Tj ET Q q 0 0 0 rg BT 436.14 266.30 Td (v) Tj ET Q q 0 0 0 rg BT 441.42 266.30 Td (estmen) Tj ET Q q 0 0 0 rg BT 477.00 266.30 Td (t advic) Tj ET Q q 0 0 0 rg BT 508.86 266.30 Td (e and ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 250.45 Td (w) Tj ET Q q 0 0 0 rg BT 75.32 250.45 Td (ealth managemen) Tj ET Q q 0 0 0 rg BT 162.47 250.45 Td (t ser) Tj ET Q q 0 0 0 rg BT 184.42 250.45 Td (vic) Tj ET Q q 0 0 0 rg BT 197.70 250.45 Td (es includin) Tj ET Q q 0 0 0 rg BT 249.30 250.45 Td (g in) Tj ET Q q 0 0 0 rg BT 266.96 250.45 Td (v) Tj ET Q q 0 0 0 rg BT 272.24 250.45 Td (estmen) Tj ET Q q 0 0 0 rg BT 307.82 250.45 Td (t managemen) Tj ET Q q 0 0 0 rg BT 374.30 250.45 Td (t) Tj ET Q q 0 0 0 rg BT 378.27 250.45 Td (, br) Tj ET Q q 0 0 0 rg BT 394.52 250.45 Td (ok) Tj ET Q q 0 0 0 rg BT 406.03 250.45 Td (er) Tj ET Q q 0 0 0 rg BT 416.07 250.45 Td (age) Tj ET Q q 0 0 0 rg BT 433.39 250.45 Td (, capital mark) Tj ET Q q 0 0 0 rg BT 499.47 250.45 Td (ets and risk ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 234.60 Td (managemen) Tj ET Q q 0 0 0 rg BT 127.32 234.60 Td (t) Tj ET Q q 0 0 0 rg BT 131.29 234.60 Td (, tax and estate plannin) Tj ET Q q 0 0 0 rg BT 244.58 234.60 Td (g, bankin) Tj ET Q q 0 0 0 rg BT 288.84 234.60 Td (g, capital r) Tj ET Q q 0 0 0 rg BT 340.11 234.60 Td (aisin) Tj ET Q q 0 0 0 rg BT 362.53 234.60 Td (g, alternativ) Tj ET Q q 0 0 0 rg BT 420.94 234.60 Td (e in) Tj ET Q q 0 0 0 rg BT 438.49 234.60 Td (v) Tj ET Q q 0 0 0 rg BT 443.77 234.60 Td (estmen) Tj ET Q q 0 0 0 rg BT 479.35 234.60 Td (ts and ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 218.80 Td (specialt) Tj ET Q q 0 0 0 rg BT 104.90 218.80 Td (y) Tj ET Q q 0 0 0 rg BT 110.18 218.80 Td (-) Tj ET Q q 0 0 0 rg BT 113.84 218.80 Td (w) Tj ET Q q 0 0 0 rg BT 121.67 218.80 Td (ealth advisor) Tj ET Q q 0 0 0 rg BT 184.74 218.80 Td (y ser) Tj ET Q q 0 0 0 rg BT 208.24 218.80 Td (vic) Tj ET Q q 0 0 0 rg BT 221.52 218.80 Td (es to high and ultr) Tj ET Q q 0 0 0 rg BT 309.56 218.80 Td (a high net w) Tj ET Q q 0 0 0 rg BT 368.45 218.80 Td (or) Tj ET Q q 0 0 0 rg BT 379.23 218.80 Td (th individuals, families, mone) Tj ET Q q 0 0 0 rg BT 520.98 218.80 Td (y ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 202.95 Td (manager) Tj ET Q q 0 0 0 rg BT 110.70 202.95 Td (s, business o) Tj ET Q q 0 0 0 rg BT 171.65 202.95 Td (wner) Tj ET Q q 0 0 0 rg BT 195.97 202.95 Td (s, trusts, per) Tj ET Q q 0 0 0 rg BT 256.73 202.95 Td (sonal holdin) Tj ET Q q 0 0 0 rg BT 315.46 202.95 Td (g c) Tj ET Q q 0 0 0 rg BT 329.15 202.95 Td (ompanies and small c) Tj ET Q q 0 0 0 rg BT 433.34 202.95 Td (orpor) Tj ET Q q 0 0 0 rg BT 460.23 202.95 Td (ations w) Tj ET Q q 0 0 0 rg BT 500.40 202.95 Td (orldwide) Tj ET Q q 0 0 0 rg BT 542.42 202.95 Td (. ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 187.10 Td (G) Tj ET Q q 0 0 0 rg BT 74.04 187.10 Td (WM also pr) Tj ET Q q 0 0 0 rg BT 127.33 187.10 Td (o) Tj ET Q q 0 0 0 rg BT 133.24 187.10 Td (vides such ser) Tj ET Q q 0 0 0 rg BT 201.29 187.10 Td (vic) Tj ET Q q 0 0 0 rg BT 214.57 187.10 Td (es to smaller charities, f) Tj ET Q q 0 0 0 rg BT 330.37 187.10 Td (oundations and endo) Tj ET Q q 0 0 0 rg BT 432.01 187.10 Td (wmen) Tj ET Q q 0 0 0 rg BT 461.04 187.10 Td (ts. G) Tj ET Q q 0 0 0 rg BT 482.06 187.10 Td (WM is ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 67.50 171.25 Td (or) Tj ET Q q 0 0 0 rg BT 77.81 171.25 Td (g) Tj ET Q q 0 0 0 rg BT 83.57 171.25 Td (aniz) Tj ET Q q 0 0 0 rg BT 103.27 171.25 Td (ed in) Tj ET Q q 0 0 0 rg BT 126.94 171.25 Td (to the Priv) Tj ET Q q 0 0 0 rg BT 177.18 171.25 Td (ate Bank) Tj ET Q q 0 0 0 rg BT 219.69 171.25 Td (, Priv) Tj ET Q q 0 0 0 rg BT 244.49 171.25 Td (ate W) Tj ET Q q 0 0 0 rg BT 271.37 171.25 Td (ealth Managemen) Tj ET Q q 0 0 0 rg BT 357.90 171.25 Td (t and J) Tj ET Q q 0 0 0 rg BT 389.41 171.25 Td (.P) Tj ET Q q 0 0 0 rg BT 397.81 171.25 Td (. Mor) Tj ET Q q 0 0 0 rg BT 422.60 171.25 Td (g) Tj ET Q q 0 0 0 rg BT 428.36 171.25 Td (an Securities.) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 54.00 147.40 Td (C) Tj ET Q q 0 0 0 rg BT 60.14 147.40 Td (orpor) Tj ET Q q 0 0 0 rg BT 88.09 147.40 Td (a) Tj ET Q q 0 0 0 rg BT 94.07 147.40 Td (te) Tj ET Q q 0 0 0 rg BT 104.10 147.40 Td (/Priv) Tj ET Q q 0 0 0 rg BT 129.40 147.40 Td (a) Tj ET Q q 0 0 0 rg BT 135.37 147.40 Td (te E) Tj ET Q q 0 0 0 rg BT 154.25 147.40 Td (quit) Tj ET Q q 0 0 0 rg BT 174.47 147.40 Td (y) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 133.00 Td (The C) Tj ET Q q 0 0 0 rg BT 80.40 133.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 107.29 133.00 Td (ate) Tj ET Q q 0 0 0 rg BT 122.58 133.00 Td (/Priv) Tj ET Q q 0 0 0 rg BT 146.33 133.00 Td (ate E) Tj ET Q q 0 0 0 rg BT 170.41 133.00 Td (quit) Tj ET Q q 0 0 0 rg BT 189.54 133.00 Td (y segmen) Tj ET Q q 0 0 0 rg BT 235.35 133.00 Td (t c) Tj ET Q q 0 0 0 rg BT 247.02 133.00 Td (omprises Priv) Tj ET Q q 0 0 0 rg BT 312.97 133.00 Td (ate E) Tj ET Q q 0 0 0 rg BT 337.05 133.00 Td (quit) Tj ET Q q 0 0 0 rg BT 356.18 133.00 Td (y) Tj ET Q q 0 0 0 rg BT 360.86 133.00 Td (, T) Tj ET Q q 0 0 0 rg BT 371.89 133.00 Td (r) Tj ET Q q 0 0 0 rg BT 376.17 133.00 Td (easur) Tj ET Q q 0 0 0 rg BT 403.38 133.00 Td (y) Tj ET Q q 0 0 0 rg BT 408.06 133.00 Td (, C) Tj ET Q q 0 0 0 rg BT 420.02 133.00 Td (hief In) Tj ET Q q 0 0 0 rg BT 450.55 133.00 Td (v) Tj ET Q q 0 0 0 rg BT 455.83 133.00 Td (estmen) Tj ET Q q 0 0 0 rg BT 491.41 133.00 Td (t Of) Tj ET Q q 0 0 0 rg BT 509.06 133.00 Td (fic) Tj ET Q q 0 0 0 rg BT 520.58 133.00 Td (e ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 118.60 Td (\() Tj ET Q q 0 0 0 rg BT 62.93 118.60 Td (CIO) Tj ET Q q 0 0 0 rg BT 79.09 118.60 Td (能), and Other C) Tj ET Q q 0 0 0 rg BT 151.14 118.60 Td (orpor) Tj ET Q q 0 0 0 rg BT 178.03 118.60 Td (ate) Tj ET Q q 0 0 0 rg BT 193.32 118.60 Td (, which includes c) Tj ET Q q 0 0 0 rg BT 277.76 118.60 Td (orpor) Tj ET Q q 0 0 0 rg BT 304.65 118.60 Td (ate staf) Tj ET Q q 0 0 0 rg BT 341.10 118.60 Td (f units and e) Tj ET Q q 0 0 0 rg BT 400.70 118.60 Td (xpense that is c) Tj ET Q q 0 0 0 rg BT 475.51 118.60 Td (en) Tj ET Q q 0 0 0 rg BT 487.37 118.60 Td (tr) Tj ET Q q 0 0 0 rg BT 495.50 118.60 Td (ally ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 54.00 104.20 Td (managed. 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79.54999999999995 m 488.5 79.54999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 79.54999999999995 m 558.5 79.54999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 66.54999999999995 m 418.5 66.54999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 66.54999999999995 m 488.5 66.54999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 66.54999999999995 m 558.5 66.54999999999995 l s BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 61.00 533.35 Td (JPMor) Tj ET Q q 1 1 1 rg BT 84.47 533.35 Td (g) Tj ET Q q 1 1 1 rg BT 88.87 533.35 Td (an C) Tj ET Q q 1 1 1 rg BT 104.92 533.35 Td (hase S) Tj ET Q q 1 1 1 rg BT 129.05 533.35 Td (elected C) Tj ET Q q 1 1 1 rg BT 163.13 533.35 Td (onsolida) Tj ET Q q 1 1 1 rg BT 195.05 533.35 Td (ted Balanc) Tj ET Q q 1 1 1 rg BT 234.73 533.35 Td (e Sheets da) Tj ET Q q 1 1 1 rg BT 277.56 533.35 Td (taケ) Tj ET Q BT /F4 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 61.00 515.85 Td (Dec) Tj ET Q q 0 0 0 rg BT 74.40 515.85 Td (ember 31, \(in millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 453.80 514.85 Td (2012) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 523.80 514.85 Td (2011) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 501.85 Td (Assets) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 488.85 Td (Cash and due from banks) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 488.85 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.25 488.85 Td (53,723) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 488.85 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.25 488.85 Td (59,602) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 475.85 Td (Deposits with banks) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 475.85 Td (121,814) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 475.85 Td (85,279) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 462.85 Td (Federal funds sold and securities purchased under resale agreements) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 462.85 Td (296,296) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 462.85 Td (235,314) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 449.85 Td (Securities borrowed) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 449.85 Td (119,017) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 449.85 Td (142,462) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 436.85 Td (Trading assets:) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 68.00 422.85 Td (Debt and equity instruments) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 422.85 Td (375,045) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 422.85 Td (351,486) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 68.00 408.85 Td (Derivative receivables) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 408.85 Td (74,983) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 408.85 Td (92,477) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 395.85 Td (Securities) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 395.85 Td (371,152) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 395.85 Td (364,793) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 382.85 Td (Loans) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 382.85 Td (733,796) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 382.85 Td (723,720) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 369.85 Td (Allowance for loan losses) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 440.05 369.85 Td (\(21,936\)) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 510.05 369.85 Td (\(27,609\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 356.85 Td (Loans, net of allowance for loan losses) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 356.85 Td (711,860) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 356.85 Td (696,111) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 343.85 Td (Accrued interest and accounts receivable) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 343.85 Td (60,933) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 343.85 Td (61,478) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 330.85 Td (Premises and equipment) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 330.85 Td (14,519) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 330.85 Td (14,041) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 317.85 Td (Goodwill) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 317.85 Td (48,175) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 317.85 Td (48,188) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 304.85 Td (Mortgage servicing rights) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.55 304.85 Td (7,614) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 304.85 Td (7,223) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 290.85 Td (Other intangible assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.55 291.85 Td (2,235) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 291.85 Td (3,207) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 275.85 Td (Other assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 275.85 Td (101,775) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 275.85 Td (104,131) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 261.85 Td (Total assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 261.85 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 433.95 261.85 Td (2,359,141) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 261.85 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 503.95 261.85 Td (2,265,792) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 247.85 Td (Liabilities) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 233.85 Td (Deposits) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 233.85 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 433.95 233.85 Td (1,193,593) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 233.85 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 503.95 233.85 Td (1,127,806) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 219.85 Td (Federal funds purchased and securities loaned or sold under repurchase agreements) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 219.85 Td (240,103) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 219.85 Td (213,532) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 206.85 Td (Commercial paper) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 206.85 Td (55,367) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 206.85 Td (51,631) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 192.85 Td (Other borr) Tj ET Q q 0 0 0 rg BT 99.31 192.85 Td (o) Tj ET Q q 0 0 0 rg BT 103.79 192.85 Td (w) Tj ET Q q 0 0 0 rg BT 109.65 192.85 Td (ed funds) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 192.85 Td (26,636) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 192.85 Td (21,908) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 178.85 Td (Trading liabilities:) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 68.00 164.85 Td (Debt and equity instruments) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 164.85 Td (61,262) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 164.85 Td (66,718) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 68.00 152.85 Td (Derivative payables) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 152.85 Td (70,656) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 152.85 Td (74,977) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 138.85 Td (Accounts payable and other liabilities) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 138.85 Td (195,240) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 138.85 Td (202,895) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 124.85 Td (Beneficial in) Tj ET Q q 0 0 0 rg BT 105.47 124.85 Td (ter) Tj ET Q q 0 0 0 rg BT 115.89 124.85 Td (ests issued b) Tj ET Q q 0 0 0 rg BT 162.02 124.85 Td (y c) Tj ET Q q 0 0 0 rg BT 171.92 124.85 Td (onsolidated v) Tj ET Q q 0 0 0 rg BT 220.37 124.85 Td (ariable in) Tj ET Q q 0 0 0 rg BT 254.52 124.85 Td (ter) Tj ET Q q 0 0 0 rg BT 264.94 124.85 Td (est en) Tj ET Q q 0 0 0 rg BT 286.76 124.85 Td (tities) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 124.85 Td (63,191) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 124.85 Td (65,977) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 110.85 Td (L) Tj ET Q q 0 0 0 rg BT 65.03 110.85 Td (on) Tj ET Q q 0 0 0 rg BT 74.08 110.85 Td (g) Tj ET Q q 0 0 0 rg BT 78.40 110.85 Td (-term debt) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 110.85 Td (249,024) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 110.85 Td (256,775) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 96.85 Td (Total liabilities) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 434.20 96.85 Td (2,155,072) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 504.20 96.85 Td (2,082,219) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 82.85 Td (Stockholders equity) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 82.85 Td (204,069) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 82.85 Td (183,573) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 69.85 Td (Total liabilities and stockholders equity) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 69.85 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 433.95 69.85 Td (2,359,141) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 69.85 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 503.95 69.85 Td (2,265,792) Tj ET Q BT /F2 10.00 Tf ET endstream endobj 25 0 obj <> 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ar) Tj ET Q q 0 0 0 rg BT 304.32 731.65 Td (e an in) Tj ET Q q 0 0 0 rg BT 325.85 731.65 Td (tegr) Tj ET Q q 0 0 0 rg BT 339.04 731.65 Td (al par) Tj ET Q q 0 0 0 rg BT 357.89 731.65 Td (t of our c) Tj ET Q q 0 0 0 rg BT 386.88 731.65 Td (onsolidated financial statemen) Tj ET Q q 0 0 0 rg BT 485.99 731.65 Td (ts. ) Tj ET Q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 54.50 721.15 504.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 701.15 364.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 418.50 701.15 70.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 488.50 701.15 70.00 -15.00 re f /GS0 gs 1 1 1 RG /GS0 gs 5.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 721.15 m 418.5 721.15 l s 1 1 1 RG /GS0 gs 5.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 721.15 m 488.5 721.15 l s 1 1 1 RG /GS0 gs 5.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 721.15 m 558.5 721.15 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 686.15 m 418.5 686.15 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 686.15 m 488.5 686.15 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 686.15 m 558.5 686.15 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 647.15 m 418.5 647.15 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 647.15 m 488.5 647.15 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 647.15 m 558.5 647.15 l s BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 61.00 707.95 Td (C) Tj ET Q q 1 1 1 rg BT 65.74 707.95 Td (apital r) Tj ET Q q 1 1 1 rg BT 92.95 707.95 Td (a) Tj ET Q q 1 1 1 rg BT 97.43 707.95 Td (tios of JPMor) Tj ET Q q 1 1 1 rg BT 146.50 707.95 Td (g) Tj ET Q q 1 1 1 rg BT 150.90 707.95 Td (an C) Tj ET Q q 1 1 1 rg BT 166.95 707.95 Td (hase) Tj ET Q BT /F4 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 61.00 690.45 Td (Year ended December 31,) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 453.80 689.45 Td (2012) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 527.80 690.45 Td (2011) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 676.45 Td 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Q q 0 0 0 rg BT 483.49 603.65 Td (tion of this filin) Tj ET Q q 0 0 0 rg BT 544.40 603.65 Td (g. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 590.45 Td (The f) Tj ET Q q 0 0 0 rg BT 74.00 590.45 Td (ollo) Tj ET Q q 0 0 0 rg BT 88.91 590.45 Td (win) Tj ET Q q 0 0 0 rg BT 102.91 590.45 Td (g is summar) Tj ET Q q 0 0 0 rg BT 152.26 590.45 Td (y financial in) Tj ET Q q 0 0 0 rg BT 203.35 590.45 Td (f) Tj ET Q q 0 0 0 rg BT 206.28 590.45 Td (ormation as of Dec) Tj ET Q q 0 0 0 rg BT 282.11 590.45 Td (ember 31, 2012 f) Tj ET Q q 0 0 0 rg BT 354.30 590.45 Td (or JPMor) Tj ET Q q 0 0 0 rg BT 390.01 590.45 Td (g) Tj ET Q q 0 0 0 rg BT 394.81 590.45 Td (an C) Tj ET Q q 0 0 0 rg BT 412.24 590.45 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 453.61 590.45 Td (, N.) Tj ET Q q 0 0 0 rg BT 467.06 590.45 Td (A) Tj ET Q q 0 0 0 rg BT 472.83 590.45 Td (. and C) Tj ET Q q 0 0 0 rg BT 500.20 590.45 Td (hase Bank ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 577.25 Td (USA) Tj ET Q q 0 0 0 rg BT 70.61 577.25 Td (,N.) Tj ET Q q 0 0 0 rg BT 84.06 577.25 Td (A) Tj ET Q q 0 0 0 rg BT 89.83 577.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 559.05 Td (The tables belo) Tj ET Q q 0 0 0 rg BT 115.22 559.05 Td (w highligh) Tj ET Q q 0 0 0 rg BT 156.53 559.05 Td (t selec) Tj ET Q q 0 0 0 rg BT 182.43 559.05 Td (ted in) Tj ET Q q 0 0 0 rg BT 205.36 559.05 Td (f) Tj ET Q q 0 0 0 rg BT 208.29 559.05 Td (ormation fr) Tj ET Q q 0 0 0 rg BT 254.25 559.05 Td (om JPMor) Tj ET Q q 0 0 0 rg BT 294.03 559.05 Td (g) Tj ET Q q 0 0 0 rg BT 298.83 559.05 Td (an C) Tj ET Q q 0 0 0 rg BT 316.26 559.05 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 357.63 559.05 Td (, N.) Tj ET Q q 0 0 0 rg BT 371.08 559.05 Td (A) Tj ET Q q 0 0 0 rg BT 376.85 559.05 Td (. and C) Tj ET Q q 0 0 0 rg BT 404.21 559.05 Td (hase Bank USA) Tj ET Q q 0 0 0 rg BT 464.38 559.05 Td (, N.) Tj ET Q q 0 0 0 rg BT 477.83 559.05 Td (A) Tj ET Q q 0 0 0 rg BT 483.60 559.05 Td (. 2011 and 2012 ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 545.85 Td (call r) Tj ET Q q 0 0 0 rg BT 73.88 545.85 Td (epor) Tj ET Q q 0 0 0 rg BT 92.80 545.85 Td (ts as r) Tj ET Q q 0 0 0 rg BT 117.13 545.85 Td (equir) Tj ET Q q 0 0 0 rg BT 138.13 545.85 Td (ed b) Tj ET Q q 0 0 0 rg BT 155.45 545.85 Td (y the F) Tj ET Q q 0 0 0 rg BT 182.50 545.85 Td (eder) Tj ET Q q 0 0 0 rg BT 200.77 545.85 Td (al R) Tj ET Q q 0 0 0 rg BT 215.86 545.85 Td (eser) Tj ET Q q 0 0 0 rg BT 233.40 545.85 Td (v) Tj ET Q q 0 0 0 rg BT 237.80 545.85 Td (e and カ牾ヲモホマキマツヤリ r) Tj ET Q q 0 0 0 rg BT 286.74 545.85 Td (esolution plan rules. F) Tj ET Q q 0 0 0 rg BT 375.74 545.85 Td (or the most c) Tj ET Q q 0 0 0 rg BT 428.75 545.85 Td (omplete) Tj ET Q q 0 0 0 rg BT 461.81 545.85 Td (, updated description of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 532.65 Td (most of the topics c) Tj ET Q q 0 0 0 rg BT 132.71 532.65 Td (o) Tj ET Q q 0 0 0 rg BT 137.63 532.65 Td (v) Tj ET Q q 0 0 0 rg BT 142.03 532.65 Td (er) Tj ET Q q 0 0 0 rg BT 150.40 532.65 Td (ed in this filin) Tj ET Q q 0 0 0 rg BT 204.93 532.65 Td (g, includin) Tj ET Q q 0 0 0 rg BT 246.51 532.65 Td (g financial in) Tj ET Q q 0 0 0 rg BT 298.00 532.65 Td (f) Tj ET Q q 0 0 0 rg BT 300.93 532.65 Td (ormation r) Tj ET Q q 0 0 0 rg BT 343.86 532.65 Td (eg) Tj ET Q q 0 0 0 rg BT 353.46 532.65 Td (ar) Tj ET Q q 0 0 0 rg BT 361.91 532.65 Td (din) Tj ET Q q 0 0 0 rg BT 374.44 532.65 Td (g assets, liabilities, capital and major fundin) Tj ET Q q 0 0 0 rg BT 551.31 532.65 Td (g ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 519.45 Td (sour) Tj ET Q q 0 0 0 rg BT 71.71 519.45 Td (c) Tj ET Q q 0 0 0 rg BT 75.88 519.45 Td (es, JPMor) Tj ET Q q 0 0 0 rg BT 114.22 519.45 Td (g) Tj ET Q q 0 0 0 rg BT 119.02 519.45 Td (an C) Tj ET Q q 0 0 0 rg BT 136.45 519.45 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 177.82 519.45 Td (, N.) Tj ET Q q 0 0 0 rg BT 191.27 519.45 Td (A) Tj ET Q q 0 0 0 rg BT 197.04 519.45 Td (. and C) Tj ET Q q 0 0 0 rg BT 224.41 519.45 Td (hase Bank USA) Tj ET Q q 0 0 0 rg BT 284.58 519.45 Td (, N.) Tj ET Q q 0 0 0 rg BT 298.03 519.45 Td (A) Tj ET Q q 0 0 0 rg BT 303.80 519.45 Td (. call r) Tj ET Q q 0 0 0 rg BT 328.52 519.45 Td (epor) Tj ET Q q 0 0 0 rg BT 347.44 519.45 Td (ts should be r) Tj ET Q q 0 0 0 rg BT 402.02 519.45 Td (ead in theiren) Tj ET Q q 0 0 0 rg BT 460.38 519.45 Td (tir) Tj ET Q q 0 0 0 rg BT 469.56 519.45 Td (et) Tj ET Q q 0 0 0 rg BT 477.67 519.45 Td (y) Tj ET Q q 0 0 0 rg BT 481.57 519.45 Td (.) Tj ET Q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 54.50 508.95 364.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 418.50 508.95 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 488.50 508.95 70.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 488.95 364.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 418.50 488.95 70.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 488.50 488.95 70.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 473.95000000000005 m 418.5 473.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 473.95000000000005 m 488.5 473.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 473.95000000000005 m 558.5 473.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 317.95000000000005 m 418.5 317.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 317.95000000000005 m 488.5 317.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 317.95000000000005 m 558.5 317.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 303.95000000000005 m 418.5 303.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 303.95000000000005 m 488.5 303.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 303.95000000000005 m 558.5 303.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 202.95000000000005 m 418.5 202.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 202.95000000000005 m 488.5 202.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 202.95000000000005 m 558.5 202.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 175.95000000000005 m 418.5 175.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 175.95000000000005 m 488.5 175.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 175.95000000000005 m 558.5 175.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 161.95000000000005 m 418.5 161.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 161.95000000000005 m 488.5 161.95000000000005 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 161.95000000000005 m 558.5 161.95000000000005 l s BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 61.00 496.25 Td (JPMor) Tj ET Q q 1 1 1 rg BT 84.47 496.25 Td (g) Tj ET Q q 1 1 1 rg BT 88.87 496.25 Td (an C) Tj ET Q q 1 1 1 rg BT 104.92 496.25 Td (hase Bank) Tj ET Q q 1 1 1 rg BT 143.58 496.25 Td (, N.) Tj ET Q q 1 1 1 rg BT 155.82 496.25 Td (A) Tj ET Q q 1 1 1 rg BT 161.20 496.25 Td (. Balanc) Tj ET Q q 1 1 1 rg BT 196.73 496.25 Td (e sheet analysis) Tj ET Q BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 61.00 478.75 Td (Dec) Tj ET Q q 0 0 0 rg BT 74.77 478.75 Td (ember 31, \(in millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 453.80 479.25 Td (2012) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 523.80 479.25 Td (2011) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 464.25 Td (Assets) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 451.25 Td (Cash and balances due from depository institutions) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 451.25 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.25 451.25 Td (175,683) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 451.25 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.25 451.25 Td (146,680) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 438.25 Td (Securities) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 438.25 Td (358,336) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 438.25 Td (354,087) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 425.25 Td (Federal funds sold and securities purchased under agreements to resell) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 425.25 Td (285,291) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 425.25 Td (255,018) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 412.25 Td (Loans and lease financing receivables) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 412.25 Td (608,723) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 412.25 Td (580,061) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 399.25 Td (Trading assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 399.25 Td (318,311) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 399.25 Td (319,628) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 386.25 Td (Premises and fixed assets \(including capitalized leases\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 386.25 Td (10,579) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 386.25 Td (10,331) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 373.25 Td (Other real estate owned) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.55 373.25 Td (2,264) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 373.25 Td (1,713) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 360.25 Td (Investments in unconsolidated subsidiaries and associated companies) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.55 360.25 Td (4,336) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 360.25 Td (4,067) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 347.25 Td (Direct and indirect investments in real estate ventures) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.55 347.25 Td (1,165) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 347.25 Td (1,379) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 334.25 Td (Intangible assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 334.25 Td (35,894) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 334.25 Td (36,117) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 321.25 Td (Other assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 321.25 Td (96,191) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 321.25 Td (102,597) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 308.25 Td (Total assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 308.25 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 433.95 308.25 Td (1,896,773) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 308.25 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 503.95 308.25 Td (1,811,678) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 294.25 Td (Liabilities) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 281.25 Td (Deposits) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 281.25 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 433.95 281.25 Td (1,246,327) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 281.25 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 503.95 281.25 Td (1,190,738) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 267.25 Td (Federal funds purchased and securities sold under agreements to repurchase) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 267.25 Td (158,722) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 267.25 Td (170,265) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 254.25 Td (Trading liabilities) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 254.25 Td (110,651) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 254.25 Td (123,334) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 241.25 Td (Other borrowed money \(includes mortgage indebtedness and obligations under capitalized) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 232.25 Td (leases\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 241.25 Td (121,671) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 241.25 Td (89,956) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 219.25 Td (Subordinated notes and debentures) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 219.25 Td (29,088) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 219.25 Td (29,013) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 206.25 Td (Other liabilities) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 206.25 Td (84,034) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 206.25 Td (77,417) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 193.25 Td (Total liabilities) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 434.20 193.25 Td (1,750,493) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 504.20 193.25 Td (1,680,723) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 179.25 Td (Stockholders equity) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.50 179.25 Td (146,280) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.50 179.25 Td (130,955) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 166.25 Td (Total liabilities and stockholders equity) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 166.25 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 433.95 166.25 Td (1,896,773) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 166.25 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 503.95 166.25 Td (1,811,678) Tj ET Q BT /F2 10.00 Tf ET 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 54.50 151.95 364.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 418.50 151.95 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 488.50 151.95 70.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 131.95 364.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 418.50 131.95 70.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 488.50 131.95 70.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 116.95000000000005 m 418.5 116.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 116.95000000000005 m 488.5 116.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 116.95000000000005 m 558.5 116.95000000000005 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 77.95000000000005 m 418.5 77.95000000000005 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 77.95000000000005 m 488.5 77.95000000000005 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 77.95000000000005 m 558.5 77.95000000000005 l s BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 61.00 139.25 Td (JPMor) Tj ET Q q 1 1 1 rg BT 84.47 139.25 Td (g) Tj ET Q q 1 1 1 rg BT 88.87 139.25 Td (an C) Tj ET Q q 1 1 1 rg BT 104.92 139.25 Td (hase Bank) Tj ET Q q 1 1 1 rg BT 143.58 139.25 Td (, N.) Tj ET Q q 1 1 1 rg BT 155.82 139.25 Td (A) Tj ET Q q 1 1 1 rg BT 161.20 139.25 Td (. C) Tj ET Q q 1 1 1 rg BT 176.16 139.25 Td (apital r) Tj ET Q q 1 1 1 rg BT 203.37 139.25 Td (a) Tj ET Q q 1 1 1 rg BT 207.85 139.25 Td (tios) Tj ET Q BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 61.00 121.75 Td (Y) Tj ET Q q 0 0 0 rg BT 65.33 121.75 Td (ear ended Dec) Tj ET Q q 0 0 0 rg BT 118.77 121.75 Td (ember 31,) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 455.80 122.25 Td (2012) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 525.80 122.25 Td (2011) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 107.25 Td (Capital ratios) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 94.25 Td (Tier 1 capital) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 462.45 94.25 Td (10.2) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 479.85 94.25 Td (%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 537.50 94.25 Td (9.4) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 549.85 94.25 Td (%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 81.25 Td (Total) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 463.60 81.25 Td (13.4) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 533.60 81.25 Td (13.0) Tj ET Q BT /F2 10.00 Tf ET /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I43 Do Q endstream endobj 27 0 obj <> endobj 28 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 294.55 44.50 Td (12) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 54.50 737.50 364.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 418.50 737.50 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 488.50 737.50 70.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 717.50 364.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 418.50 717.50 70.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 488.50 717.50 70.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 702.5 m 418.5 702.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 702.5 m 488.5 702.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 702.5 m 558.5 702.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 598.5 m 418.5 598.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 598.5 m 488.5 598.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 598.5 m 558.5 598.5 l s BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 61.00 724.80 Td (JPMor) Tj ET Q q 1 1 1 rg BT 84.47 724.80 Td (g) Tj ET Q q 1 1 1 rg BT 88.87 724.80 Td (an C) Tj ET Q q 1 1 1 rg BT 104.92 724.80 Td (hase Bank) Tj ET Q q 1 1 1 rg BT 143.58 724.80 Td (, N.) Tj ET Q q 1 1 1 rg BT 155.82 724.80 Td (A) Tj ET Q q 1 1 1 rg BT 161.20 724.80 Td (. S) Tj ET Q q 1 1 1 rg BT 175.99 724.80 Td (elected inc) Tj ET Q q 1 1 1 rg BT 216.48 724.80 Td (ome fr) Tj ET Q q 1 1 1 rg BT 241.15 724.80 Td (om f) Tj ET Q q 1 1 1 rg BT 257.91 724.80 Td (or) Tj ET Q q 1 1 1 rg BT 266.00 724.80 Td (eign of) Tj ET Q q 1 1 1 rg BT 291.72 724.80 Td (fic) Tj ET Q q 1 1 1 rg BT 300.90 724.80 Td (es da) Tj ET Q q 1 1 1 rg BT 320.41 724.80 Td (ta) Tj ET Q BT /F4 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 61.00 707.30 Td (Dec) Tj ET Q q 0 0 0 rg BT 74.40 707.30 Td (ember 31, \(in millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 453.80 707.80 Td (2012) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 523.80 707.80 Td (2011) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 692.80 Td (Total interest income in foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 692.80 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.25 692.80 Td (14,179) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 692.80 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.25 692.80 Td (15,160) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 679.80 Td (Total interest expense in foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.55 679.80 Td (3,910) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 679.80 Td (5,439) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 666.80 Td (Provision for loan and lease losses in foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 458.85 666.80 Td (153) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 522.35 666.80 Td (\(114\)) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 653.80 Td (Noninterest income in foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.55 653.80 Td (7,414) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 653.80 Td (14,372) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 640.80 Td (Realized gains \(losses\) on held-to-maturity and available-for-sale securities in foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 458.85 640.80 Td (811) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 640.80 Td (313) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 627.80 Td (Total noninterest expense in foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 627.80 Td (15,242) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 627.80 Td (15,282) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 614.80 Td (Net income attributable to foreign offices before internal allocations of income and expense) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.55 614.80 Td (2,856) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 614.80 Td (5,762) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 601.80 Td (Consolidated net income attributable to foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 458.85 601.80 Td (707) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 601.80 Td (7,594) Tj ET Q BT /F2 10.00 Tf ET 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 54.50 576.50 364.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 418.50 576.50 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 488.50 576.50 70.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 556.50 364.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 418.50 556.50 70.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 488.50 556.50 70.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 541.5 m 418.5 541.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 541.5 m 488.5 541.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 541.5 m 558.5 541.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 385.5 m 418.5 385.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 385.5 m 488.5 385.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 385.5 m 558.5 385.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 372.5 m 418.5 372.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 372.5 m 488.5 372.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 372.5 m 558.5 372.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 272.5 m 418.5 272.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 272.5 m 488.5 272.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 272.5 m 558.5 272.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 246.5 m 418.5 246.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 246.5 m 488.5 246.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 246.5 m 558.5 246.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 233.5 m 418.5 233.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 233.5 m 488.5 233.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 233.5 m 558.5 233.5 l s BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 61.00 563.80 Td (C) Tj ET Q q 1 1 1 rg BT 65.70 563.80 Td (hase Bank USA) Tj ET Q q 1 1 1 rg BT 121.73 563.80 Td (, N.) Tj ET Q q 1 1 1 rg BT 133.97 563.80 Td (A) Tj ET Q q 1 1 1 rg BT 139.35 563.80 Td (. Balanc) Tj ET Q q 1 1 1 rg BT 174.88 563.80 Td (e sheet analysis) Tj ET Q BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 61.00 546.30 Td (Dec) Tj ET Q q 0 0 0 rg BT 74.77 546.30 Td (ember 31, \(in millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 453.80 546.80 Td (2012) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 523.80 546.80 Td (2011) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 531.80 Td (Assets) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 518.80 Td (Cash and balances due from depository institutions) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 518.80 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.30 518.80 Td (1,782) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 518.80 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.30 518.80 Td (2,845) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 505.80 Td (Securities) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 468.95 505.80 Td (1) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 538.95 505.80 Td (1) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 492.80 Td (Federal funds sold and securities purchased under agreements to resell) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.55 492.80 Td (4,199) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 492.80 Td (284) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 479.80 Td (Loans and lease financing receivables) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 479.80 Td (94,470) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 479.80 Td (97,623) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 466.80 Td (Trading assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 467.85 466.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 540.25 466.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 453.80 Td (Premises and fixed assets \(including capitalized leases\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 458.85 453.80 Td (264) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 453.80 Td (272) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 440.80 Td (Other real estate owned) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 467.85 440.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 538.05 440.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 427.80 Td (Investments in unconsolidated subsidiaries and associated companies) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 467.85 427.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 538.05 427.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 414.80 Td (Direct and indirect investments in real estate ventures) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 467.85 414.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 538.05 414.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 401.80 Td (Intangible assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 401.80 Td (12,686) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 401.80 Td (12,922) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 388.80 Td (Other assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.55 388.80 Td (7,250) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 388.80 Td (7,802) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 375.80 Td (Total assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 375.80 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.25 375.80 Td (120,652) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 375.80 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.25 375.80 Td (121,749) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 362.80 Td (Liabilities) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 349.80 Td (Deposits) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 349.80 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.25 349.80 Td (45,627) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 349.80 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.25 349.80 Td (48,797) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 336.80 Td (Federal funds purchased and securities sold under agreements to repurchase) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 467.85 336.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 336.80 Td (454) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 323.80 Td (Trading liabilities) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 467.85 323.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 538.05 323.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 310.80 Td (Other borrowed money \(includes mortgage indebtedness and obligations under capitalized) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 301.80 Td (leases\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 302.80 Td (47,046) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 302.80 Td (41,187) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 288.80 Td (Subordinated notes and debentures) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.55 288.80 Td (2,150) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 288.80 Td (2,150) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 275.80 Td (Other liabilities) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.55 275.80 Td (3,997) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 275.80 Td (5,050) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 262.80 Td (Total liabilities) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 262.80 Td (98,819) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 262.80 Td (97,638) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 249.80 Td (Stockholders equity) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 446.50 249.80 Td (21,833) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 249.80 Td (24,111) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 236.80 Td (Total liabilities and stockholders equity) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 236.80 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 441.25 236.80 Td (120,652) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 236.80 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 511.25 236.80 Td (121,749) Tj ET Q BT /F2 10.00 Tf ET 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 54.50 211.50 364.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 418.50 211.50 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 488.50 211.50 70.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 191.50 364.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 418.50 191.50 70.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 488.50 191.50 70.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 176.5 m 418.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 176.5 m 488.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 176.5 m 558.5 176.5 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 137.5 m 418.5 137.5 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 137.5 m 488.5 137.5 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 137.5 m 558.5 137.5 l s BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 61.00 198.80 Td (C) Tj ET Q q 1 1 1 rg BT 65.70 198.80 Td (hase Bank USA) Tj ET Q q 1 1 1 rg BT 121.73 198.80 Td (, N.) Tj ET Q q 1 1 1 rg BT 133.97 198.80 Td (A) Tj ET Q q 1 1 1 rg BT 139.35 198.80 Td (. C) Tj ET Q q 1 1 1 rg BT 154.31 198.80 Td (apital r) Tj ET Q q 1 1 1 rg BT 181.52 198.80 Td (a) Tj ET Q q 1 1 1 rg BT 186.00 198.80 Td (tios) Tj ET Q BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 61.00 181.30 Td (Y) Tj ET Q q 0 0 0 rg BT 65.33 181.30 Td (ear ended Dec) Tj ET Q q 0 0 0 rg BT 118.77 181.30 Td (ember 31,) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 455.80 181.80 Td (2012) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 525.80 181.80 Td (2011) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 166.80 Td (Capital ratios) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 153.80 Td (Tier 1 capital) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 463.50 153.80 Td (9.3) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 475.85 153.80 Td (%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.45 153.80 Td (11.1) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 545.85 153.80 Td (%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 140.80 Td (Total) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 458.45 140.80 Td (12.7) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.45 140.80 Td (14.4) Tj ET Q BT /F2 10.00 Tf ET /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I44 Do Q endstream endobj 29 0 obj <> endobj 30 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 294.55 44.50 Td (13) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 54.50 737.50 364.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 418.50 737.50 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 488.50 737.50 70.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 717.50 364.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 418.50 717.50 70.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 488.50 717.50 70.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 702.5 m 418.5 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 702.5 m 488.5 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 702.5 m 558.5 702.5 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 598.5 m 418.5 598.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 598.5 m 488.5 598.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 598.5 m 558.5 598.5 l s BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 61.00 724.80 Td (C) Tj ET Q q 1 1 1 rg BT 65.70 724.80 Td (hase Bank USA) Tj ET Q q 1 1 1 rg BT 121.73 724.80 Td (, N.) Tj ET Q q 1 1 1 rg BT 133.97 724.80 Td (A) Tj ET Q q 1 1 1 rg BT 139.35 724.80 Td (. S) Tj ET Q q 1 1 1 rg BT 154.14 724.80 Td (elected inc) Tj ET Q q 1 1 1 rg BT 194.63 724.80 Td (ome fr) Tj ET Q q 1 1 1 rg BT 219.30 724.80 Td (om f) Tj ET Q q 1 1 1 rg BT 236.06 724.80 Td (or) Tj ET Q q 1 1 1 rg BT 244.15 724.80 Td (eign of) Tj ET Q q 1 1 1 rg BT 269.87 724.80 Td (fic) Tj ET Q q 1 1 1 rg BT 279.05 724.80 Td (es da) Tj ET Q q 1 1 1 rg BT 298.55 724.80 Td (ta) Tj ET Q BT /F4 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 61.00 707.30 Td (Dec) Tj ET Q q 0 0 0 rg BT 74.40 707.30 Td (ember 31, \(in millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 457.80 707.80 Td (2012) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 527.80 707.80 Td (2011) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 692.80 Td (Total interest income in foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 692.80 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.85 692.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 692.80 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 542.05 692.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 679.80 Td (Total interest expense in foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.85 679.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 542.05 679.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 666.80 Td (Provision for loan and lease losses in foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.85 666.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 542.05 666.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 653.80 Td (Noninterest income in foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.85 653.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 542.05 653.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 640.80 Td (Realized gains \(losses\) on held-to-maturity and available-for-sale securities in foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.85 640.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 542.05 640.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 627.80 Td (Total noninterest expense in foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.85 627.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 542.05 627.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 614.80 Td (Net income attributable to foreign offices before internal allocations of income and expense) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.85 614.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 542.05 614.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 601.80 Td (Consolidated net income attributable to foreign offices) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.85 601.80 Td () Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 542.05 601.80 Td () Tj ET Q BT /F2 10.00 Tf ET BT /F3 11.00 Tf ET q 0 0 0 rg BT 54.00 565.80 Td (C) Tj ET Q q 0 0 0 rg BT 59.80 565.80 Td (apital Managemen) Tj ET Q q 0 0 0 rg BT 144.90 565.80 Td (t) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 553.80 Td (A str) Tj ET Q q 0 0 0 rg BT 72.81 553.80 Td (on) Tj ET Q q 0 0 0 rg BT 82.86 553.80 Td (g capital position is essen) Tj ET Q q 0 0 0 rg BT 185.67 553.80 Td (tial to the F) Tj ET Q q 0 0 0 rg BT 231.74 553.80 Td (irm) Tj ET Q q 0 0 0 rg BT 245.30 553.80 Td () Tj ET Q q 0 0 0 rg BT 247.24 553.80 Td (s business str) Tj ET Q q 0 0 0 rg BT 301.36 553.80 Td (ateg) Tj ET Q q 0 0 0 rg BT 319.30 553.80 Td (y and c) Tj ET Q q 0 0 0 rg BT 347.71 553.80 Td (ompetitiv) Tj ET Q q 0 0 0 rg BT 386.02 553.80 Td (e position. The F) Tj ET Q q 0 0 0 rg BT 452.17 553.80 Td (irm) Tj ET Q q 0 0 0 rg BT 465.73 553.80 Td () Tj ET Q q 0 0 0 rg BT 467.67 553.80 Td (s capital str) Tj ET Q q 0 0 0 rg BT 514.25 553.80 Td (ateg) Tj ET Q q 0 0 0 rg BT 532.19 553.80 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 541.80 Td (f) Tj ET Q q 0 0 0 rg BT 56.93 541.80 Td (ocuses on lon) Tj ET Q q 0 0 0 rg BT 111.45 541.80 Td (g) Tj ET Q q 0 0 0 rg BT 116.25 541.80 Td (-term stabilit) Tj ET Q q 0 0 0 rg BT 168.92 541.80 Td (y) Tj ET Q q 0 0 0 rg BT 172.82 541.80 Td (, which enables the F) Tj ET Q q 0 0 0 rg BT 257.22 541.80 Td (irm to build and in) Tj ET Q q 0 0 0 rg BT 331.35 541.80 Td (v) Tj ET Q q 0 0 0 rg BT 335.75 541.80 Td (est in mark) Tj ET Q q 0 0 0 rg BT 380.80 541.80 Td (et) Tj ET Q q 0 0 0 rg BT 388.46 541.80 Td (-leadin) Tj ET Q q 0 0 0 rg BT 416.22 541.80 Td (g businesses, e) Tj ET Q q 0 0 0 rg BT 476.49 541.80 Td (v) Tj ET Q q 0 0 0 rg BT 480.89 541.80 Td (en in a highly ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 529.80 Td (str) Tj ET Q q 0 0 0 rg BT 64.80 529.80 Td (essed en) Tj ET Q q 0 0 0 rg BT 99.76 529.80 Td (vir) Tj ET Q q 0 0 0 rg BT 110.23 529.80 Td (onmen) Tj ET Q q 0 0 0 rg BT 138.00 529.80 Td (t) Tj ET Q q 0 0 0 rg BT 141.31 529.80 Td (. Prior to makin) Tj ET Q q 0 0 0 rg BT 203.79 529.80 Td (g an) Tj ET Q q 0 0 0 rg BT 220.94 529.80 Td (y decisions on futur) Tj ET Q q 0 0 0 rg BT 299.73 529.80 Td (e business ac) Tj ET Q q 0 0 0 rg BT 352.93 529.80 Td (tivities, senior managemen) Tj ET Q q 0 0 0 rg BT 461.94 529.80 Td (t c) Tj ET Q q 0 0 0 rg BT 471.66 529.80 Td (onsider) Tj ET Q q 0 0 0 rg BT 501.90 529.80 Td (s the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 517.80 Td (implications on the F) Tj ET Q q 0 0 0 rg BT 138.05 517.80 Td (irm) Tj ET Q q 0 0 0 rg BT 151.61 517.80 Td () Tj ET Q q 0 0 0 rg BT 153.55 517.80 Td (s capital str) Tj ET Q q 0 0 0 rg BT 200.13 517.80 Td (en) Tj ET Q q 0 0 0 rg BT 209.96 517.80 Td (g) Tj ET Q q 0 0 0 rg BT 214.96 517.80 Td (th. In addition to c) Tj ET Q q 0 0 0 rg BT 288.54 517.80 Td (onsiderin) Tj ET Q q 0 0 0 rg BT 326.11 517.80 Td (g the F) Tj ET Q q 0 0 0 rg BT 353.61 517.80 Td (irm) Tj ET Q q 0 0 0 rg BT 367.17 517.80 Td () Tj ET Q q 0 0 0 rg BT 369.11 517.80 Td (s earnin) Tj ET Q q 0 0 0 rg BT 401.32 517.80 Td (g) Tj ET Q q 0 0 0 rg BT 406.32 517.80 Td (s outlook) Tj ET Q q 0 0 0 rg BT 443.28 517.80 Td (, senior managemen) Tj ET Q q 0 0 0 rg BT 525.35 517.80 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 505.80 Td (e) Tj ET Q q 0 0 0 rg BT 58.75 505.80 Td (v) Tj ET Q q 0 0 0 rg BT 63.15 505.80 Td (aluates all sour) Tj ET Q q 0 0 0 rg BT 124.54 505.80 Td (c) Tj ET Q q 0 0 0 rg BT 128.71 505.80 Td (es and uses of capital with a vie) Tj ET Q q 0 0 0 rg BT 255.83 505.80 Td (w to pr) Tj ET Q q 0 0 0 rg BT 284.01 505.80 Td (eser) Tj ET Q q 0 0 0 rg BT 301.55 505.80 Td (vin) Tj ET Q q 0 0 0 rg BT 313.48 505.80 Td (g the F) Tj ET Q q 0 0 0 rg BT 340.98 505.80 Td (irm) Tj ET Q q 0 0 0 rg BT 354.54 505.80 Td () Tj ET Q q 0 0 0 rg BT 356.48 505.80 Td (s capital str) Tj ET Q q 0 0 0 rg BT 403.05 505.80 Td (en) Tj ET Q q 0 0 0 rg BT 412.88 505.80 Td (g) Tj ET Q q 0 0 0 rg BT 417.88 505.80 Td (th. Main) Tj ET Q q 0 0 0 rg BT 450.60 505.80 Td (tainin) Tj ET Q q 0 0 0 rg BT 473.60 505.80 Td (g a str) Tj ET Q q 0 0 0 rg BT 498.81 505.80 Td (on) Tj ET Q q 0 0 0 rg BT 508.86 505.80 Td (g balanc) Tj ET Q q 0 0 0 rg BT 542.65 505.80 Td (e ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 493.80 Td (sheet to manage thr) Tj ET Q q 0 0 0 rg BT 135.35 493.80 Td (ough ec) Tj ET Q q 0 0 0 rg BT 166.81 493.80 Td (onomic v) Tj ET Q q 0 0 0 rg BT 203.08 493.80 Td (olatilit) Tj ET Q q 0 0 0 rg BT 229.17 493.80 Td (y is c) Tj ET Q q 0 0 0 rg BT 248.94 493.80 Td (onsider) Tj ET Q q 0 0 0 rg BT 278.98 493.80 Td (ed a str) Tj ET Q q 0 0 0 rg BT 309.19 493.80 Td (ategic imper) Tj ET Q q 0 0 0 rg BT 359.53 493.80 Td (ativ) Tj ET Q q 0 0 0 rg BT 374.37 493.80 Td (e b) Tj ET Q q 0 0 0 rg BT 386.59 493.80 Td (y the F) Tj ET Q q 0 0 0 rg BT 413.68 493.80 Td (irm) Tj ET Q q 0 0 0 rg BT 427.24 493.80 Td () Tj ET Q q 0 0 0 rg BT 429.18 493.80 Td (s Boar) Tj ET Q q 0 0 0 rg BT 454.53 493.80 Td (d of Dir) Tj ET Q q 0 0 0 rg BT 484.25 493.80 Td (ec) Tj ET Q q 0 0 0 rg BT 493.32 493.80 Td (tor) Tj ET Q q 0 0 0 rg BT 505.32 493.80 Td (s, CE) Tj ET Q q 0 0 0 rg BT 524.10 493.80 Td (O and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 481.80 Td (Oper) Tj ET Q q 0 0 0 rg BT 73.53 481.80 Td (atin) Tj ET Q q 0 0 0 rg BT 89.00 481.80 Td (g C) Tj ET Q q 0 0 0 rg BT 101.17 481.80 Td (ommit) Tj ET Q q 0 0 0 rg BT 127.18 481.80 Td (tee) Tj ET Q q 0 0 0 rg BT 139.89 481.80 Td (. The F) Tj ET Q q 0 0 0 rg BT 166.58 481.80 Td (irm) Tj ET Q q 0 0 0 rg BT 180.14 481.80 Td () Tj ET Q q 0 0 0 rg BT 182.08 481.80 Td (s balanc) Tj ET Q q 0 0 0 rg BT 214.99 481.80 Td (e sheet philosoph) Tj ET Q q 0 0 0 rg BT 285.82 481.80 Td (y f) Tj ET Q q 0 0 0 rg BT 295.59 481.80 Td (ocuses on risk) Tj ET Q q 0 0 0 rg BT 352.01 481.80 Td (-) Tj ET Q q 0 0 0 rg BT 355.06 481.80 Td (adjusted r) Tj ET Q q 0 0 0 rg BT 395.47 481.80 Td (eturns, str) Tj ET Q q 0 0 0 rg BT 437.03 481.80 Td (on) Tj ET Q q 0 0 0 rg BT 447.08 481.80 Td (g capital and r) Tj ET Q q 0 0 0 rg BT 504.71 481.80 Td (eser) Tj ET Q q 0 0 0 rg BT 522.25 481.80 Td (v) Tj ET Q q 0 0 0 rg BT 526.65 481.80 Td (es, and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 469.80 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 469.80 Td (obust liquidit) Tj ET Q q 0 0 0 rg BT 110.69 469.80 Td (y) Tj ET Q q 0 0 0 rg BT 114.59 469.80 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 451.80 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 451.80 Td (irm) Tj ET Q q 0 0 0 rg BT 89.41 451.80 Td () Tj ET Q q 0 0 0 rg BT 91.35 451.80 Td (s capital managemen) Tj ET Q q 0 0 0 rg BT 176.98 451.80 Td (t objec) Tj ET Q q 0 0 0 rg BT 204.09 451.80 Td (tiv) Tj ET Q q 0 0 0 rg BT 214.10 451.80 Td (es ar) Tj ET Q q 0 0 0 rg BT 233.66 451.80 Td (e to hold capital suf) Tj ET Q q 0 0 0 rg BT 313.09 451.80 Td (ficien) Tj ET Q q 0 0 0 rg BT 335.02 451.80 Td (t to:) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 434.75 cm /I45 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 436.80 Td ( ) Tj ET Q q 0 0 0 rg BT 67.50 436.80 Td (C) Tj ET Q q 0 0 0 rg BT 72.43 436.80 Td (o) Tj ET Q q 0 0 0 rg BT 77.35 436.80 Td (v) Tj ET Q q 0 0 0 rg BT 81.75 436.80 Td (er all material risks underlyin) Tj ET Q q 0 0 0 rg BT 200.19 436.80 Td (g the F) Tj ET Q q 0 0 0 rg BT 227.69 436.80 Td (irm) Tj ET Q q 0 0 0 rg BT 241.25 436.80 Td () Tj ET Q q 0 0 0 rg BT 243.19 436.80 Td (s business ac) Tj ET Q q 0 0 0 rg BT 295.61 436.80 Td (tivities;) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 419.75 cm /I46 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 421.80 Td ( ) Tj ET Q q 0 0 0 rg BT 67.50 421.80 Td (Main) Tj ET Q q 0 0 0 rg BT 87.04 421.80 Td (tain ) Tj ET Q q 0 0 0 rg BT 109.09 421.80 Td (w) Tj ET Q q 0 0 0 rg BT 115.61 421.80 Td (ell-capitaliz) Tj ET Q q 0 0 0 rg BT 162.02 421.80 Td (ed status under r) Tj ET Q q 0 0 0 rg BT 234.79 421.80 Td (egulator) Tj ET Q q 0 0 0 rg BT 269.03 421.80 Td (y r) Tj ET Q q 0 0 0 rg BT 279.44 421.80 Td (equir) Tj ET Q q 0 0 0 rg BT 300.44 421.80 Td (emen) Tj ET Q q 0 0 0 rg BT 322.86 421.80 Td (ts;) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 404.75 cm /I47 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 406.80 Td ( ) Tj ET Q q 0 0 0 rg BT 67.50 406.80 Td (Main) Tj ET Q q 0 0 0 rg BT 87.04 406.80 Td (tain debt r) Tj ET Q q 0 0 0 rg BT 129.10 406.80 Td (atin) Tj ET Q q 0 0 0 rg BT 144.57 406.80 Td (g) Tj ET Q q 0 0 0 rg BT 149.57 406.80 Td (s, which will enable the F) Tj ET Q q 0 0 0 rg BT 250.20 406.80 Td (irm to optimiz) Tj ET Q q 0 0 0 rg BT 306.88 406.80 Td (e its fundin) Tj ET Q q 0 0 0 rg BT 351.77 406.80 Td (g mix and liquidit) Tj ET Q q 0 0 0 rg BT 421.66 406.80 Td (ysour) Tj ET Q q 0 0 0 rg BT 446.21 406.80 Td (c) Tj ET Q q 0 0 0 rg BT 450.38 406.80 Td (es while minimizin) Tj ET Q q 0 0 0 rg BT 524.64 406.80 Td (g c) Tj ET Q q 0 0 0 rg BT 536.05 406.80 Td (osts;) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 389.75 cm /I48 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 391.80 Td ( ) Tj ET Q q 0 0 0 rg BT 67.50 391.80 Td (R) Tj ET Q q 0 0 0 rg BT 72.96 391.80 Td (etain fle) Tj ET Q q 0 0 0 rg BT 105.86 391.80 Td (xibilit) Tj ET Q q 0 0 0 rg BT 128.43 391.80 Td (y to tak) Tj ET Q q 0 0 0 rg BT 158.45 391.80 Td (e adv) Tj ET Q q 0 0 0 rg BT 179.92 391.80 Td (an) Tj ET Q q 0 0 0 rg BT 189.83 391.80 Td (tage of futur) Tj ET Q q 0 0 0 rg BT 240.31 391.80 Td (e in) Tj ET Q q 0 0 0 rg BT 254.93 391.80 Td (v) Tj ET Q q 0 0 0 rg BT 259.33 391.80 Td (estmen) Tj ET Q q 0 0 0 rg BT 288.98 391.80 Td (t oppor) Tj ET Q q 0 0 0 rg BT 318.80 391.80 Td (tunities; and) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 374.75 cm /I49 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 376.80 Td ( ) Tj ET Q q 0 0 0 rg BT 67.50 376.80 Td (Build and in) Tj ET Q q 0 0 0 rg BT 115.30 376.80 Td (v) Tj ET Q q 0 0 0 rg BT 119.70 376.80 Td (est in businesses, e) Tj ET Q q 0 0 0 rg BT 196.97 376.80 Td (v) Tj ET Q q 0 0 0 rg BT 201.37 376.80 Td (en in a highly str) Tj ET Q q 0 0 0 rg BT 268.34 376.80 Td (essed en) Tj ET Q q 0 0 0 rg BT 303.30 376.80 Td (vir) Tj ET Q q 0 0 0 rg BT 313.77 376.80 Td (onmen) Tj ET Q q 0 0 0 rg BT 341.54 376.80 Td (t) Tj ET Q q 0 0 0 rg BT 344.85 376.80 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 358.80 Td (These objec) Tj ET Q q 0 0 0 rg BT 101.45 358.80 Td (tiv) Tj ET Q q 0 0 0 rg BT 111.46 358.80 Td (es ar) Tj ET Q q 0 0 0 rg BT 131.02 358.80 Td (e achie) Tj ET Q q 0 0 0 rg BT 159.49 358.80 Td (v) Tj ET Q q 0 0 0 rg BT 163.89 358.80 Td (ed thr) Tj ET Q q 0 0 0 rg BT 188.04 358.80 Td (ough on) Tj ET Q q 0 0 0 rg BT 220.58 358.80 Td (goin) Tj ET Q q 0 0 0 rg BT 237.93 358.80 Td (g monitorin) Tj ET Q q 0 0 0 rg BT 284.79 358.80 Td (g of the F) Tj ET Q q 0 0 0 rg BT 322.67 358.80 Td (irm) Tj ET Q q 0 0 0 rg BT 336.23 358.80 Td () Tj ET Q q 0 0 0 rg BT 338.17 358.80 Td (s capital position, r) Tj ET Q q 0 0 0 rg BT 414.69 358.80 Td (egular str) Tj ET Q q 0 0 0 rg BT 453.59 358.80 Td (ess testin) Tj ET Q q 0 0 0 rg BT 491.44 358.80 Td (g, and a capital ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 346.80 Td (go) Tj ET Q q 0 0 0 rg BT 63.82 346.80 Td (v) Tj ET Q q 0 0 0 rg BT 68.22 346.80 Td (ernanc) Tj ET Q q 0 0 0 rg BT 95.95 346.80 Td (e fr) Tj ET Q q 0 0 0 rg BT 109.69 346.80 Td (ame) Tj ET Q q 0 0 0 rg BT 127.01 346.80 Td (w) Tj ET Q q 0 0 0 rg BT 133.53 346.80 Td (ork) Tj ET Q q 0 0 0 rg BT 146.99 346.80 Td (. C) Tj ET Q q 0 0 0 rg BT 156.91 346.80 Td (apital managemen) Tj ET Q q 0 0 0 rg BT 231.96 346.80 Td (t is in) Tj ET Q q 0 0 0 rg BT 253.75 346.80 Td (tended to be fle) Tj ET Q q 0 0 0 rg BT 317.26 346.80 Td (xible in or) Tj ET Q q 0 0 0 rg BT 357.37 346.80 Td (der to r) Tj ET Q q 0 0 0 rg BT 387.42 346.80 Td (eac) Tj ET Q q 0 0 0 rg BT 401.32 346.80 Td (t to a r) Tj ET Q q 0 0 0 rg BT 428.17 346.80 Td (an) Tj ET Q q 0 0 0 rg BT 438.03 346.80 Td (ge of poten) Tj ET Q q 0 0 0 rg BT 483.70 346.80 Td (tial e) Tj ET Q q 0 0 0 rg BT 503.69 346.80 Td (v) Tj ET Q q 0 0 0 rg BT 508.09 346.80 Td (en) Tj ET Q q 0 0 0 rg BT 517.97 346.80 Td (ts. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 334.80 Td (JPMor) Tj ET Q q 0 0 0 rg BT 78.68 334.80 Td (g) Tj ET Q q 0 0 0 rg BT 83.48 334.80 Td (an C) Tj ET Q q 0 0 0 rg BT 100.91 334.80 Td (hase has fr) Tj ET Q q 0 0 0 rg BT 144.95 334.80 Td (equen) Tj ET Q q 0 0 0 rg BT 169.86 334.80 Td (t firmwide and L) Tj ET Q q 0 0 0 rg BT 235.34 334.80 Td (OB pr) Tj ET Q q 0 0 0 rg BT 257.93 334.80 Td (oc) Tj ET Q q 0 0 0 rg BT 267.12 334.80 Td (esses f) Tj ET Q q 0 0 0 rg BT 294.05 334.80 Td (or on) Tj ET Q q 0 0 0 rg BT 315.13 334.80 Td (goin) Tj ET Q q 0 0 0 rg BT 332.48 334.80 Td (g monitorin) Tj ET Q q 0 0 0 rg BT 379.33 334.80 Td (g and ac) Tj ET Q q 0 0 0 rg BT 413.07 334.80 Td (tiv) Tj ET Q q 0 0 0 rg BT 423.08 334.80 Td (e managemen) Tj ET Q q 0 0 0 rg BT 480.07 334.80 Td (t of its capital ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 322.80 Td (position.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 304.80 Td (C) Tj ET Q q 0 0 0 rg BT 59.27 304.80 Td (apital go) Tj ET Q q 0 0 0 rg BT 95.63 304.80 Td (v) Tj ET Q q 0 0 0 rg BT 100.23 304.80 Td (ernanc) Tj ET Q q 0 0 0 rg BT 129.00 304.80 Td (e) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 292.80 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 292.80 Td (irm) Tj ET Q q 0 0 0 rg BT 89.41 292.80 Td () Tj ET Q q 0 0 0 rg BT 91.35 292.80 Td (s senior managemen) Tj ET Q q 0 0 0 rg BT 174.94 292.80 Td (t r) Tj ET Q q 0 0 0 rg BT 184.06 292.80 Td (ec) Tj ET Q q 0 0 0 rg BT 193.03 292.80 Td (ogniz) Tj ET Q q 0 0 0 rg BT 214.54 292.80 Td (es the impor) Tj ET Q q 0 0 0 rg BT 265.44 292.80 Td (tanc) Tj ET Q q 0 0 0 rg BT 282.78 292.80 Td (e of a capital managemen) Tj ET Q q 0 0 0 rg BT 386.75 292.80 Td (t func) Tj ET Q q 0 0 0 rg BT 409.83 292.80 Td (tion that suppor) Tj ET Q q 0 0 0 rg BT 475.02 292.80 Td (ts str) Tj ET Q q 0 0 0 rg BT 495.38 292.80 Td (ategic ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 280.80 Td (decision-makin) Tj ET Q q 0 0 0 rg BT 114.86 280.80 Td (g. The F) Tj ET Q q 0 0 0 rg BT 146.45 280.80 Td (irm has established the R) Tj ET Q q 0 0 0 rg BT 248.10 280.80 Td (egulator) Tj ET Q q 0 0 0 rg BT 282.34 280.80 Td (y C) Tj ET Q q 0 0 0 rg BT 294.26 280.80 Td (apital Managemen) Tj ET Q q 0 0 0 rg BT 368.80 280.80 Td (t Of) Tj ET Q q 0 0 0 rg BT 383.51 280.80 Td (fic) Tj ET Q q 0 0 0 rg BT 393.11 280.80 Td (e \(迭CMO) Tj ET Q q 0 0 0 rg BT 431.53 280.80 Td (能) which is r) Tj ET Q q 0 0 0 rg BT 479.68 280.80 Td (esponsible f) Tj ET Q q 0 0 0 rg BT 527.86 280.80 Td (or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 268.80 Td (measurin) Tj ET Q q 0 0 0 rg BT 91.59 268.80 Td (g, monitorin) Tj ET Q q 0 0 0 rg BT 140.95 268.80 Td (g and r) Tj ET Q q 0 0 0 rg BT 169.16 268.80 Td (epor) Tj ET Q q 0 0 0 rg BT 188.08 268.80 Td (tin) Tj ET Q q 0 0 0 rg BT 198.72 268.80 Td (g the F) Tj ET Q q 0 0 0 rg BT 226.22 268.80 Td (irm) Tj ET Q q 0 0 0 rg BT 239.78 268.80 Td () Tj ET Q q 0 0 0 rg BT 241.72 268.80 Td (s capital and r) Tj ET Q q 0 0 0 rg BT 298.47 268.80 Td (elated risks. The RCMO is an in) Tj ET Q q 0 0 0 rg BT 421.37 268.80 Td (tegr) Tj ET Q q 0 0 0 rg BT 437.85 268.80 Td (al c) Tj ET Q q 0 0 0 rg BT 451.65 268.80 Td (omponen) Tj ET Q q 0 0 0 rg BT 489.57 268.80 Td (t of the F) Tj ET Q q 0 0 0 rg BT 525.77 268.80 Td (irm) Tj ET Q q 0 0 0 rg BT 539.33 268.80 Td () Tj ET Q q 0 0 0 rg BT 541.27 268.80 Td (s ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 256.80 Td (o) Tj ET Q q 0 0 0 rg BT 58.92 256.80 Td (v) Tj ET Q q 0 0 0 rg BT 63.32 256.80 Td (er) Tj ET Q q 0 0 0 rg BT 71.69 256.80 Td (all capital go) Tj ET Q q 0 0 0 rg BT 123.02 256.80 Td (v) Tj ET Q q 0 0 0 rg BT 127.42 256.80 Td (ernanc) Tj ET Q q 0 0 0 rg BT 155.15 256.80 Td (e fr) Tj ET Q q 0 0 0 rg BT 168.89 256.80 Td (ame) Tj ET Q q 0 0 0 rg BT 186.21 256.80 Td (w) Tj ET Q q 0 0 0 rg BT 192.73 256.80 Td (ork and is r) Tj ET Q q 0 0 0 rg BT 238.11 256.80 Td (esponsible f) Tj ET Q q 0 0 0 rg BT 286.29 256.80 Td (or r) Tj ET Q q 0 0 0 rg BT 300.89 256.80 Td (e) Tj ET Q q 0 0 0 rg BT 305.64 256.80 Td (vie) Tj ET Q q 0 0 0 rg BT 317.29 256.80 Td (win) Tj ET Q q 0 0 0 rg BT 331.29 256.80 Td (g, appr) Tj ET Q q 0 0 0 rg BT 359.69 256.80 Td (o) Tj ET Q q 0 0 0 rg BT 364.60 256.80 Td (vin) Tj ET Q q 0 0 0 rg BT 376.53 256.80 Td (g and monitorin) Tj ET Q q 0 0 0 rg BT 440.79 256.80 Td (g the implemen) Tj ET Q q 0 0 0 rg BT 503.66 256.80 Td (tation of the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 244.80 Td (F) Tj ET Q q 0 0 0 rg BT 58.78 244.80 Td (irm) Tj ET Q q 0 0 0 rg BT 72.34 244.80 Td () Tj ET Q q 0 0 0 rg BT 74.28 244.80 Td (s capital policies and str) Tj ET Q q 0 0 0 rg BT 171.05 244.80 Td (ategies, as w) Tj ET Q q 0 0 0 rg BT 222.56 244.80 Td (ell as its capital adequac) Tj ET Q q 0 0 0 rg BT 321.31 244.80 Td (y assessmen) Tj ET Q q 0 0 0 rg BT 371.48 244.80 Td (t pr) Tj ET Q q 0 0 0 rg BT 385.73 244.80 Td (oc) Tj ET Q q 0 0 0 rg BT 394.92 244.80 Td (ess. The Boar) Tj ET Q q 0 0 0 rg BT 448.66 244.80 Td (d) Tj ET Q q 0 0 0 rg BT 455.70 244.80 Td (s Risk Polic) Tj ET Q q 0 0 0 rg BT 500.55 244.80 Td (y C) Tj ET Q q 0 0 0 rg BT 512.32 244.80 Td (ommit) Tj ET Q q 0 0 0 rg BT 538.33 244.80 Td (tee ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 232.80 Td (assesses the capital adequac) Tj ET Q q 0 0 0 rg BT 169.88 232.80 Td (y assessmen) Tj ET Q q 0 0 0 rg BT 220.05 232.80 Td (t pr) Tj ET Q q 0 0 0 rg BT 234.30 232.80 Td (oc) Tj ET Q q 0 0 0 rg BT 243.49 232.80 Td (ess and its c) Tj ET Q q 0 0 0 rg BT 292.21 232.80 Td (omponen) Tj ET Q q 0 0 0 rg BT 330.13 232.80 Td (ts. This r) Tj ET Q q 0 0 0 rg BT 364.46 232.80 Td (e) Tj ET Q q 0 0 0 rg BT 369.21 232.80 Td (vie) Tj ET Q q 0 0 0 rg BT 380.86 232.80 Td (w enc) Tj ET Q q 0 0 0 rg BT 403.87 232.80 Td (ompasses e) Tj ET Q q 0 0 0 rg BT 450.54 232.80 Td (v) Tj ET Q q 0 0 0 rg BT 454.94 232.80 Td (aluatin) Tj ET Q q 0 0 0 rg BT 482.80 232.80 Td (g the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 220.80 Td (ef) Tj ET Q q 0 0 0 rg BT 61.93 220.80 Td (f) Tj ET Q q 0 0 0 rg BT 64.86 220.80 Td (ec) Tj ET Q q 0 0 0 rg BT 73.93 220.80 Td (tiv) Tj ET Q q 0 0 0 rg BT 83.94 220.80 Td (eness of the capital adequac) Tj ET Q q 0 0 0 rg BT 198.45 220.80 Td (y pr) Tj ET Q q 0 0 0 rg BT 213.99 220.80 Td (oc) Tj ET Q q 0 0 0 rg BT 223.18 220.80 Td (ess, the appr) Tj ET Q q 0 0 0 rg BT 275.00 220.80 Td (opriateness of the risk toler) Tj ET Q q 0 0 0 rg BT 386.34 220.80 Td (anc) Tj ET Q q 0 0 0 rg BT 400.47 220.80 Td (e le) Tj ET Q q 0 0 0 rg BT 414.82 220.80 Td (v) Tj ET Q q 0 0 0 rg BT 419.22 220.80 Td (els, and the str) Tj ET Q q 0 0 0 rg BT 479.02 220.80 Td (en) Tj ET Q q 0 0 0 rg BT 488.85 220.80 Td (g) Tj ET Q q 0 0 0 rg BT 493.85 220.80 Td (th of the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 208.80 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 208.80 Td (on) Tj ET Q q 0 0 0 rg BT 68.27 208.80 Td (tr) Tj ET Q q 0 0 0 rg BT 75.05 208.80 Td (ol in) Tj ET Q q 0 0 0 rg BT 92.35 208.80 Td (fr) Tj ET Q q 0 0 0 rg BT 98.95 208.80 Td (astruc) Tj ET Q q 0 0 0 rg BT 124.05 208.80 Td (tur) Tj ET Q q 0 0 0 rg BT 135.93 208.80 Td (e) Tj ET Q q 0 0 0 rg BT 140.63 208.80 Td (. F) Tj ET Q q 0 0 0 rg BT 150.20 208.80 Td (or additional discussion on the Boar) Tj ET Q q 0 0 0 rg BT 294.78 208.80 Td (d) Tj ET Q q 0 0 0 rg BT 301.82 208.80 Td (s Risk Polic) Tj ET Q q 0 0 0 rg BT 346.67 208.80 Td (y C) Tj ET Q q 0 0 0 rg BT 358.44 208.80 Td (ommit) Tj ET Q q 0 0 0 rg BT 384.45 208.80 Td (tee) Tj ET Q q 0 0 0 rg BT 397.16 208.80 Td (, see Risk Managemen) Tj ET Q q 0 0 0 rg BT 486.24 208.80 Td (t on pages 123) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 196.80 Td (126 of the 2012 Annual R) Tj ET Q q 0 0 0 rg BT 159.87 196.80 Td (epor) Tj ET Q q 0 0 0 rg BT 178.79 196.80 Td (t) Tj ET Q q 0 0 0 rg BT 182.10 196.80 Td (.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 54.00 178.80 Td (In) Tj ET Q q 0 0 0 rg BT 61.52 178.80 Td (ternal Capital A) Tj ET Q q 0 0 0 rg BT 122.13 178.80 Td (dequac) Tj ET Q q 0 0 0 rg BT 150.92 178.80 Td (y Assessmen) Tj ET Q q 0 0 0 rg BT 200.71 178.80 Td (t Pr) Tj ET Q q 0 0 0 rg BT 214.59 178.80 Td (oc) Tj ET Q q 0 0 0 rg BT 223.54 178.80 Td (ess) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 166.80 Td (Semiannually) Tj ET Q q 0 0 0 rg BT 107.70 166.80 Td (, the F) Tj ET Q q 0 0 0 rg BT 132.80 166.80 Td (irm c) Tj ET Q q 0 0 0 rg BT 153.12 166.80 Td (ompletes the In) Tj ET Q q 0 0 0 rg BT 215.86 166.80 Td (ternal C) Tj ET Q q 0 0 0 rg BT 247.38 166.80 Td (apital A) Tj ET Q q 0 0 0 rg BT 278.15 166.80 Td (dequac) Tj ET Q q 0 0 0 rg BT 307.43 166.80 Td (y Assessmen) Tj ET Q q 0 0 0 rg BT 358.44 166.80 Td (t Pr) Tj ET Q q 0 0 0 rg BT 372.91 166.80 Td (oc) Tj ET Q q 0 0 0 rg BT 382.10 166.80 Td (ess \(的CA) Tj ET Q q 0 0 0 rg BT 418.38 166.80 Td (AP能), which pr) Tj ET Q q 0 0 0 rg BT 476.42 166.80 Td (o) Tj ET Q q 0 0 0 rg BT 481.33 166.80 Td (vides managemen) Tj ET Q q 0 0 0 rg BT 554.34 166.80 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 154.80 Td (with a vie) Tj ET Q q 0 0 0 rg BT 92.47 154.80 Td (w of the impac) Tj ET Q q 0 0 0 rg BT 151.62 154.80 Td (t of se) Tj ET Q q 0 0 0 rg BT 176.33 154.80 Td (v) Tj ET Q q 0 0 0 rg BT 180.73 154.80 Td (er) Tj ET Q q 0 0 0 rg BT 189.10 154.80 Td (e and une) Tj ET Q q 0 0 0 rg BT 228.57 154.80 Td (xpec) Tj ET Q q 0 0 0 rg BT 247.24 154.80 Td (ted e) Tj ET Q q 0 0 0 rg BT 267.44 154.80 Td (v) Tj ET Q q 0 0 0 rg BT 271.84 154.80 Td (en) Tj ET Q q 0 0 0 rg BT 281.72 154.80 Td (ts on earnin) Tj ET Q q 0 0 0 rg BT 329.64 154.80 Td (g) Tj ET Q q 0 0 0 rg BT 334.64 154.80 Td (s, balanc) Tj ET Q q 0 0 0 rg BT 370.04 154.80 Td (e sheet positions, r) Tj ET Q q 0 0 0 rg BT 446.24 154.80 Td (eser) Tj ET Q q 0 0 0 rg BT 463.78 154.80 Td (v) Tj ET Q q 0 0 0 rg BT 468.18 154.80 Td (es and capital. 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These sc) Tj ET Q q 0 0 0 rg BT 136.36 100.80 Td (enarios ar) Tj ET Q q 0 0 0 rg BT 176.97 100.80 Td (e ar) Tj ET Q q 0 0 0 rg BT 192.91 100.80 Td (ticulated in terms of macr) Tj ET Q q 0 0 0 rg BT 296.98 100.80 Td (oec) Tj ET Q q 0 0 0 rg BT 310.97 100.80 Td (onomic fac) Tj ET Q q 0 0 0 rg BT 354.97 100.80 Td (tor) Tj ET Q q 0 0 0 rg BT 366.97 100.80 Td (s, which ar) Tj ET Q q 0 0 0 rg BT 410.02 100.80 Td (e k) Tj ET Q q 0 0 0 rg BT 421.73 100.80 Td (e) Tj ET Q q 0 0 0 rg BT 426.48 100.80 Td (y driv) Tj ET Q q 0 0 0 rg BT 448.89 100.80 Td (er) Tj ET Q q 0 0 0 rg BT 457.46 100.80 Td (s of business r) Tj ET Q q 0 0 0 rg BT 514.73 100.80 Td (esults; ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 88.80 Td (global mark) Tj ET Q q 0 0 0 rg BT 101.95 88.80 Td (et shocks, which gener) Tj ET Q q 0 0 0 rg BT 193.16 88.80 Td (ate shor) Tj ET Q q 0 0 0 rg BT 226.48 88.80 Td (t) Tj ET Q q 0 0 0 rg BT 229.34 88.80 Td (-term but se) Tj ET Q q 0 0 0 rg BT 278.80 88.80 Td (v) Tj ET Q q 0 0 0 rg BT 283.20 88.80 Td (er) Tj ET Q q 0 0 0 rg BT 291.57 88.80 Td (e tr) Tj ET Q q 0 0 0 rg BT 305.49 88.80 Td (adin) Tj ET Q q 0 0 0 rg BT 322.85 88.80 Td (g losses; and idiosyncr) Tj ET Q q 0 0 0 rg BT 413.03 88.80 Td (atic oper) Tj ET Q q 0 0 0 rg BT 448.54 88.80 Td (ational risk e) Tj ET Q q 0 0 0 rg BT 500.56 88.80 Td (v) Tj ET Q q 0 0 0 rg BT 504.96 88.80 Td (en) Tj ET Q q 0 0 0 rg BT 514.84 88.80 Td (ts. The ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 76.80 Td (sc) Tj ET Q q 0 0 0 rg BT 62.19 76.80 Td (enarios ar) Tj ET Q q 0 0 0 rg BT 102.80 76.80 Td (e in) Tj ET Q q 0 0 0 rg BT 117.42 76.80 Td (tended to captur) Tj ET Q q 0 0 0 rg BT 184.53 76.80 Td (e and str) Tj ET Q q 0 0 0 rg BT 219.87 76.80 Td (ess k) Tj ET Q q 0 0 0 rg BT 239.62 76.80 Td (e) Tj ET Q q 0 0 0 rg BT 244.37 76.80 Td (y vulner) Tj ET Q q 0 0 0 rg BT 276.77 76.80 Td (abilities and idiosyncr) Tj ET Q q 0 0 0 rg BT 364.52 76.80 Td (atic risks facin) Tj ET Q q 0 0 0 rg BT 422.10 76.80 Td (g the F) Tj ET Q q 0 0 0 rg BT 449.59 76.80 Td (irm. Ho) Tj ET Q q 0 0 0 rg BT 479.23 76.80 Td (w) Tj ET Q q 0 0 0 rg BT 485.75 76.80 Td (e) Tj ET Q q 0 0 0 rg BT 490.50 76.80 Td (v) Tj ET Q q 0 0 0 rg BT 494.90 76.80 Td (er) Tj ET Q q 0 0 0 rg BT 502.57 76.80 Td (, when ) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I50 Do Q endstream endobj 31 0 obj <> endobj 32 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 294.55 44.50 Td (14) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 730.00 Td (definin) Tj ET Q q 0 0 0 rg BT 81.89 730.00 Td (g a br) Tj ET Q q 0 0 0 rg BT 105.00 730.00 Td (oad r) Tj ET Q q 0 0 0 rg BT 125.86 730.00 Td (an) Tj ET Q q 0 0 0 rg BT 135.72 730.00 Td (ge of sc) Tj ET Q q 0 0 0 rg BT 166.34 730.00 Td (enarios, r) Tj ET Q q 0 0 0 rg BT 204.62 730.00 Td (ealiz) Tj ET Q q 0 0 0 rg BT 223.17 730.00 Td (ed e) Tj ET Q q 0 0 0 rg BT 240.16 730.00 Td (v) Tj ET Q q 0 0 0 rg BT 244.56 730.00 Td (en) Tj ET Q q 0 0 0 rg BT 254.44 730.00 Td (ts can alw) Tj ET Q q 0 0 0 rg BT 294.34 730.00 Td (a) Tj ET Q q 0 0 0 rg BT 299.07 730.00 Td (ys be w) Tj ET Q q 0 0 0 rg BT 328.72 730.00 Td (or) Tj ET Q q 0 0 0 rg BT 337.51 730.00 Td (se) Tj ET Q q 0 0 0 rg BT 346.23 730.00 Td (. A) Tj ET Q q 0 0 0 rg BT 356.64 730.00 Td (c) Tj ET Q q 0 0 0 rg BT 360.81 730.00 Td (c) Tj ET Q q 0 0 0 rg BT 364.98 730.00 Td (or) Tj ET Q q 0 0 0 rg BT 373.62 730.00 Td (din) Tj ET Q q 0 0 0 rg BT 386.15 730.00 Td (gly) Tj ET Q q 0 0 0 rg BT 397.40 730.00 Td (, managemen) Tj ET Q q 0 0 0 rg BT 452.09 730.00 Td (t c) Tj ET Q q 0 0 0 rg BT 461.81 730.00 Td (onsider) Tj ET Q q 0 0 0 rg BT 492.05 730.00 Td (s additional ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 718.00 Td (str) Tj ET Q q 0 0 0 rg BT 64.80 718.00 Td (esses outside these sc) Tj ET Q q 0 0 0 rg BT 153.28 718.00 Td (enarios, as nec) Tj ET Q q 0 0 0 rg BT 213.28 718.00 Td (essar) Tj ET Q q 0 0 0 rg BT 234.87 718.00 Td (y) Tj ET Q q 0 0 0 rg BT 238.77 718.00 Td (. ICA) Tj ET Q q 0 0 0 rg BT 257.02 718.00 Td (AP r) Tj ET Q q 0 0 0 rg BT 273.95 718.00 Td (esults ar) Tj ET Q q 0 0 0 rg BT 308.30 718.00 Td (e r) Tj ET Q q 0 0 0 rg BT 319.01 718.00 Td (e) Tj ET Q q 0 0 0 rg BT 323.76 718.00 Td (vie) Tj ET Q q 0 0 0 rg BT 335.41 718.00 Td (w) Tj ET Q q 0 0 0 rg BT 341.93 718.00 Td (ed b) Tj ET Q q 0 0 0 rg BT 359.25 718.00 Td (y managemen) Tj ET Q q 0 0 0 rg BT 415.94 718.00 Td (t and the Boar) Tj ET Q q 0 0 0 rg BT 473.35 718.00 Td (d of Dir) Tj ET Q q 0 0 0 rg BT 503.07 718.00 Td (ec) Tj ET Q q 0 0 0 rg BT 512.14 718.00 Td (tor) Tj ET Q q 0 0 0 rg BT 524.14 718.00 Td (s. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 54.00 700.00 Td (C) Tj ET Q q 0 0 0 rg BT 58.83 700.00 Td (ompr) Tj ET Q q 0 0 0 rg BT 79.88 700.00 Td (ehensive Capital Analy) Tj ET Q q 0 0 0 rg BT 168.52 700.00 Td (sis and R) Tj ET Q q 0 0 0 rg BT 203.09 700.00 Td (e) Tj ET Q q 0 0 0 rg BT 207.66 700.00 Td (vie) Tj ET Q q 0 0 0 rg BT 219.14 700.00 Td (w \() Tj ET Q q 0 0 0 rg BT 234.46 700.00 Td (C) Tj ET Q q 0 0 0 rg BT 239.29 700.00 Td (C) Tj ET Q q 0 0 0 rg BT 244.32 700.00 Td (AR) Tj ET Q q 0 0 0 rg BT 255.21 700.00 Td (能)) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 688.00 Td (The F) Tj ET Q q 0 0 0 rg BT 75.80 688.00 Td (eder) Tj ET Q q 0 0 0 rg BT 94.07 688.00 Td (al R) Tj ET Q q 0 0 0 rg BT 109.16 688.00 Td (eser) Tj ET Q q 0 0 0 rg BT 126.70 688.00 Td (v) Tj ET Q q 0 0 0 rg BT 131.10 688.00 Td (e r) Tj ET Q q 0 0 0 rg BT 141.81 688.00 Td (equir) Tj ET Q q 0 0 0 rg BT 162.81 688.00 Td (es lar) Tj ET Q q 0 0 0 rg BT 184.83 688.00 Td (ge bank holdin) Tj ET Q q 0 0 0 rg BT 244.06 688.00 Td (g c) Tj ET Q q 0 0 0 rg BT 255.47 688.00 Td (ompanies, includin) Tj ET Q q 0 0 0 rg BT 331.21 688.00 Td (g the F) Tj ET Q q 0 0 0 rg BT 358.71 688.00 Td (irm, to submit a capital plan on an annual basis. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 676.00 Td (The F) Tj ET Q q 0 0 0 rg BT 75.80 676.00 Td (eder) Tj ET Q q 0 0 0 rg BT 94.07 676.00 Td (al R) Tj ET Q q 0 0 0 rg BT 109.16 676.00 Td (eser) Tj ET Q q 0 0 0 rg BT 126.70 676.00 Td (v) Tj ET Q q 0 0 0 rg BT 131.10 676.00 Td (e uses the C) Tj ET Q q 0 0 0 rg BT 178.93 676.00 Td (CAR and Dodd-F) Tj ET Q q 0 0 0 rg BT 243.90 676.00 Td (r) Tj ET Q q 0 0 0 rg BT 247.47 676.00 Td (ank A) Tj ET Q q 0 0 0 rg BT 269.96 676.00 Td (c) Tj ET Q q 0 0 0 rg BT 274.23 676.00 Td (t W) Tj ET Q q 0 0 0 rg BT 287.00 676.00 Td (all S) Tj ET Q q 0 0 0 rg BT 303.96 676.00 Td (tr) Tj ET Q q 0 0 0 rg BT 310.74 676.00 Td (eet R) Tj ET Q q 0 0 0 rg BT 331.35 676.00 Td (ef) Tj ET Q q 0 0 0 rg BT 339.08 676.00 Td (orm and C) Tj ET Q q 0 0 0 rg BT 380.18 676.00 Td (onsumer Pr) Tj ET Q q 0 0 0 rg BT 426.92 676.00 Td (otec) Tj ET Q q 0 0 0 rg BT 444.22 676.00 Td (tion A) Tj ET Q q 0 0 0 rg BT 467.88 676.00 Td (c) Tj ET Q q 0 0 0 rg BT 472.15 676.00 Td (t \(the 泥odd-F) Tj ET Q q 0 0 0 rg BT 529.84 676.00 Td (r) Tj ET Q q 0 0 0 rg BT 533.41 676.00 Td (ank ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 664.00 Td (A) Tj ET Q q 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(obust) Tj ET Q q 0 0 0 rg BT 201.60 652.00 Td (, f) Tj ET Q q 0 0 0 rg BT 209.37 652.00 Td (or) Tj ET Q q 0 0 0 rg BT 218.26 652.00 Td (w) Tj ET Q q 0 0 0 rg BT 224.78 652.00 Td (ar) Tj ET Q q 0 0 0 rg BT 233.23 652.00 Td (d-lookin) Tj ET Q q 0 0 0 rg BT 266.03 652.00 Td (g capital assessmen) Tj ET Q q 0 0 0 rg BT 346.02 652.00 Td (t and plannin) Tj ET Q q 0 0 0 rg BT 399.08 652.00 Td (g pr) Tj ET Q q 0 0 0 rg BT 415.02 652.00 Td (oc) Tj ET Q q 0 0 0 rg BT 424.21 652.00 Td (esses in plac) Tj ET Q q 0 0 0 rg BT 474.67 652.00 Td (e that addr) Tj ET Q q 0 0 0 rg BT 519.13 652.00 Td (ess each ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 640.00 Td (bank holdin) Tj ET Q q 0 0 0 rg BT 101.19 640.00 Td (g c) Tj ET Q q 0 0 0 rg BT 112.60 640.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 140.40 640.00 Td (y) Tj ET Q q 0 0 0 rg BT 146.84 640.00 Td (s unique risks to enable them to ha) Tj ET Q q 0 0 0 rg BT 287.98 640.00 Td (v) Tj ET Q q 0 0 0 rg BT 292.38 640.00 Td (e the abilit) Tj ET Q q 0 0 0 rg BT 335.53 640.00 Td (y to absorb losses under c) Tj ET Q q 0 0 0 rg BT 440.06 640.00 Td (er) Tj ET Q q 0 0 0 rg BT 448.83 640.00 Td (tain str) Tj ET Q q 0 0 0 rg BT 477.54 640.00 Td (ess sc) Tj ET Q q 0 0 0 rg BT 500.91 640.00 Td (enarios. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 628.00 Td (Thr) Tj ET Q q 0 0 0 rg BT 67.50 628.00 Td (ough the C) Tj ET Q q 0 0 0 rg BT 110.40 628.00 Td (CAR, the F) Tj ET Q q 0 0 0 rg BT 151.71 628.00 Td (eder) Tj ET Q q 0 0 0 rg BT 169.98 628.00 Td (al R) Tj ET Q q 0 0 0 rg BT 185.07 628.00 Td (eser) Tj ET Q q 0 0 0 rg BT 202.61 628.00 Td (v) Tj ET Q q 0 0 0 rg BT 207.01 628.00 Td (e e) Tj ET Q q 0 0 0 rg BT 218.90 628.00 Td (v) Tj ET Q q 0 0 0 rg BT 223.30 628.00 Td (aluates each bank holdin) Tj ET Q q 0 0 0 rg BT 323.40 628.00 Td (g c) Tj ET Q q 0 0 0 rg BT 334.81 628.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 362.61 628.00 Td (y) Tj ET Q q 0 0 0 rg BT 369.05 628.00 Td (s capital adequac) Tj ET Q q 0 0 0 rg BT 438.94 628.00 Td (y and in) Tj ET Q q 0 0 0 rg BT 470.65 628.00 Td (ternal capital ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 616.00 Td (adequac) Tj ET Q q 0 0 0 rg BT 88.11 616.00 Td (y assessmen) Tj ET Q q 0 0 0 rg BT 138.28 616.00 Td (t pr) Tj ET Q q 0 0 0 rg BT 152.53 616.00 Td (oc) Tj ET Q q 0 0 0 rg BT 161.72 616.00 Td (esses, as w) Tj ET Q q 0 0 0 rg BT 205.93 616.00 Td (ell as its plans to mak) Tj ET Q q 0 0 0 rg BT 292.77 616.00 Td (e capital distributions, such as dividend pa) Tj ET Q q 0 0 0 rg BT 463.71 616.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 485.83 616.00 Td (ts or stock ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 604.00 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 604.00 Td (epur) Tj ET Q q 0 0 0 rg BT 76.17 604.00 Td (chases.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 586.00 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 586.00 Td (irm) Tj ET Q q 0 0 0 rg BT 89.41 586.00 Td () Tj ET Q q 0 0 0 rg BT 91.35 586.00 Td (s C) Tj ET Q q 0 0 0 rg BT 102.64 586.00 Td (CAR pr) Tj ET Q q 0 0 0 rg BT 129.94 586.00 Td (oc) Tj ET Q q 0 0 0 rg BT 139.13 586.00 Td (ess is in) Tj ET Q q 0 0 0 rg BT 170.55 586.00 Td (tegr) Tj ET Q q 0 0 0 rg BT 187.03 586.00 Td (ated in) Tj ET Q q 0 0 0 rg BT 214.79 586.00 Td (to and emplo) Tj ET Q q 0 0 0 rg BT 267.81 586.00 Td (ys the same methodologies utiliz) Tj ET Q q 0 0 0 rg BT 399.47 586.00 Td (ed in the F) Tj ET Q q 0 0 0 rg BT 441.83 586.00 Td (irm) Tj ET Q q 0 0 0 rg BT 455.39 586.00 Td () Tj ET Q q 0 0 0 rg BT 457.33 586.00 Td (s ICA) Tj ET Q q 0 0 0 rg BT 477.10 586.00 Td (AP pr) Tj ET Q q 0 0 0 rg BT 499.16 586.00 Td (oc) Tj ET Q q 0 0 0 rg BT 508.35 586.00 Td (ess ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 574.00 Td (described abo) Tj ET Q q 0 0 0 rg BT 110.46 574.00 Td (v) Tj ET Q q 0 0 0 rg BT 114.86 574.00 Td (e) Tj ET Q q 0 0 0 rg BT 119.56 574.00 Td (. The F) Tj ET Q q 0 0 0 rg BT 146.25 574.00 Td (irm submit) Tj ET Q q 0 0 0 rg BT 189.90 574.00 Td (ted its 2012 capital plan on Januar) Tj ET Q q 0 0 0 rg BT 331.18 574.00 Td (y 9, 2012, and r) Tj ET Q q 0 0 0 rg BT 396.67 574.00 Td (ec) Tj ET Q q 0 0 0 rg BT 405.64 574.00 Td (eiv) Tj ET Q q 0 0 0 rg BT 417.24 574.00 Td (ed notic) Tj ET Q q 0 0 0 rg BT 449.41 574.00 Td (e of the F) Tj ET Q q 0 0 0 rg BT 487.14 574.00 Td (eder) Tj ET Q q 0 0 0 rg BT 505.41 574.00 Td (al R) Tj ET Q q 0 0 0 rg BT 520.50 574.00 Td (eser) Tj ET Q q 0 0 0 rg BT 538.04 574.00 Td (v) Tj ET Q q 0 0 0 rg BT 542.44 574.00 Td (e) Tj ET Q q 0 0 0 rg BT 547.04 574.00 Td () Tj ET Q q 0 0 0 rg BT 548.98 574.00 Td (s ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 562.00 Td (non-objec) Tj ET Q q 0 0 0 rg BT 93.99 562.00 Td (tion on Mar) Tj ET Q q 0 0 0 rg BT 140.21 562.00 Td (ch 13, 2012. The F) Tj ET Q q 0 0 0 rg BT 217.03 562.00 Td (irm incr) Tj ET Q q 0 0 0 rg BT 248.50 562.00 Td (eased the quar) Tj ET Q q 0 0 0 rg BT 308.90 562.00 Td (terly dividend on its c) Tj ET Q q 0 0 0 rg BT 395.38 562.00 Td (ommon equit) Tj ET Q q 0 0 0 rg BT 449.11 562.00 Td (y to $0.30 per shar) Tj ET Q q 0 0 0 rg BT 527.24 562.00 Td (e ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 550.00 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 550.00 Td (ommencin) Tj ET Q q 0 0 0 rg BT 100.25 550.00 Td (g in the fir) Tj ET Q q 0 0 0 rg BT 142.04 550.00 Td (st quar) Tj ET Q q 0 0 0 rg BT 170.64 550.00 Td (ter of 2012, and durin) Tj ET Q q 0 0 0 rg BT 260.99 550.00 Td (g 2012 r) Tj ET Q q 0 0 0 rg BT 296.54 550.00 Td (epur) Tj ET Q q 0 0 0 rg BT 315.14 550.00 Td (chased \() Tj ET Q q 0 0 0 rg BT 349.08 550.00 Td (on a tr) Tj ET Q q 0 0 0 rg BT 375.52 550.00 Td (ade-date basis\) 31 million shar) Tj ET Q q 0 0 0 rg BT 501.06 550.00 Td (es of c) Tj ET Q q 0 0 0 rg BT 526.77 550.00 Td (ommon ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 538.00 Td (stock and 18 million w) Tj ET Q q 0 0 0 rg BT 144.84 538.00 Td (arr) Tj ET Q q 0 0 0 rg BT 156.91 538.00 Td (an) Tj ET Q q 0 0 0 rg BT 166.82 538.00 Td (ts f) Tj ET Q q 0 0 0 rg BT 179.32 538.00 Td (or $1.3 billion and $238 million, r) Tj ET Q q 0 0 0 rg BT 317.49 538.00 Td (espec) Tj ET Q q 0 0 0 rg BT 340.51 538.00 Td (tiv) Tj ET Q q 0 0 0 rg BT 350.52 538.00 Td (ely) Tj ET Q q 0 0 0 rg BT 361.68 538.00 Td (. F) Tj ET Q q 0 0 0 rg BT 371.25 538.00 Td (ollo) Tj ET Q q 0 0 0 rg BT 386.16 538.00 Td (win) Tj ET Q q 0 0 0 rg BT 400.16 538.00 Td (g the v) Tj ET Q q 0 0 0 rg BT 427.28 538.00 Td (olun) Tj ET Q q 0 0 0 rg BT 444.94 538.00 Td (tar) Tj ET Q q 0 0 0 rg BT 456.90 538.00 Td (y c) Tj ET Q q 0 0 0 rg BT 467.91 538.00 Td (essation of its ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 526.00 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 526.00 Td (ommon equit) Tj ET Q q 0 0 0 rg BT 111.90 526.00 Td (y r) Tj ET Q q 0 0 0 rg BT 122.31 526.00 Td (epur) Tj ET Q q 0 0 0 rg BT 140.91 526.00 Td (chase pr) Tj ET Q q 0 0 0 rg BT 174.95 526.00 Td (ogr) Tj ET Q q 0 0 0 rg BT 188.44 526.00 Td (am in Ma) Tj ET Q q 0 0 0 rg BT 225.18 526.00 Td (y 2012, the F) Tj ET Q q 0 0 0 rg BT 279.52 526.00 Td (irm r) Tj ET Q q 0 0 0 rg BT 299.24 526.00 Td (esubmit) Tj ET Q q 0 0 0 rg BT 331.54 526.00 Td (ted its capital plan to the F) Tj ET Q q 0 0 0 rg BT 439.05 526.00 Td (eder) Tj ET Q q 0 0 0 rg BT 457.31 526.00 Td (al R) Tj ET Q q 0 0 0 rg BT 472.40 526.00 Td (eser) Tj ET Q q 0 0 0 rg BT 489.94 526.00 Td (v) Tj ET Q q 0 0 0 rg BT 494.34 526.00 Td (e under the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 514.00 Td (2012 C) Tj ET Q q 0 0 0 rg BT 83.67 514.00 Td (CAR pr) Tj ET Q q 0 0 0 rg BT 110.97 514.00 Td (oc) Tj ET Q q 0 0 0 rg BT 120.16 514.00 Td (ess in A) Tj ET Q q 0 0 0 rg BT 150.78 514.00 Td (ugust 2012. Pur) Tj ET Q q 0 0 0 rg BT 216.91 514.00 Td (suan) Tj ET Q q 0 0 0 rg BT 235.94 514.00 Td (t to a non-objec) Tj ET Q q 0 0 0 rg BT 299.22 514.00 Td (tion r) Tj ET Q q 0 0 0 rg BT 320.89 514.00 Td (ec) Tj ET Q q 0 0 0 rg BT 329.86 514.00 Td (eiv) Tj ET Q q 0 0 0 rg BT 341.46 514.00 Td (ed fr) Tj ET Q q 0 0 0 rg BT 360.30 514.00 Td (om the F) Tj ET Q q 0 0 0 rg BT 395.61 514.00 Td (eder) Tj ET Q q 0 0 0 rg BT 413.88 514.00 Td (al R) Tj ET Q q 0 0 0 rg BT 428.97 514.00 Td (eser) Tj ET Q q 0 0 0 rg BT 446.50 514.00 Td (v) Tj ET Q q 0 0 0 rg BT 450.90 514.00 Td (e on No) Tj ET Q q 0 0 0 rg BT 481.46 514.00 Td (v) Tj ET Q q 0 0 0 rg BT 485.86 514.00 Td (ember 5, 2012, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 502.00 Td (with r) Tj ET Q q 0 0 0 rg BT 77.22 502.00 Td (espec) Tj ET Q q 0 0 0 rg BT 100.24 502.00 Td (t to the r) Tj ET Q q 0 0 0 rg BT 135.41 502.00 Td (esubmit) Tj ET Q q 0 0 0 rg BT 167.71 502.00 Td (ted capital plan, the F) Tj ET Q q 0 0 0 rg BT 255.23 502.00 Td (irm is a) Tj ET Q q 0 0 0 rg BT 284.92 502.00 Td (uthoriz) Tj ET Q q 0 0 0 rg BT 313.51 502.00 Td (ed to r) Tj ET Q q 0 0 0 rg BT 339.88 502.00 Td (epur) Tj ET Q q 0 0 0 rg BT 358.48 502.00 Td (chase up to $3.0 billion of c) Tj ET Q q 0 0 0 rg BT 470.50 502.00 Td (ommon equit) Tj ET Q q 0 0 0 rg BT 524.23 502.00 Td (y in the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 490.00 Td (fir) Tj ET Q q 0 0 0 rg BT 63.20 490.00 Td (st quar) Tj ET Q q 0 0 0 rg BT 91.80 490.00 Td (ter of 2013. The timin) Tj ET Q q 0 0 0 rg BT 181.30 490.00 Td (g and e) Tj ET Q q 0 0 0 rg BT 210.64 490.00 Td (x) Tj ET Q q 0 0 0 rg BT 215.01 490.00 Td (ac) Tj ET Q q 0 0 0 rg BT 224.11 490.00 Td (t amoun) Tj ET Q q 0 0 0 rg BT 257.43 490.00 Td (t of an) Tj ET Q q 0 0 0 rg BT 283.28 490.00 Td (y c) Tj ET Q q 0 0 0 rg BT 294.29 490.00 Td (ommon equit) Tj ET Q q 0 0 0 rg BT 348.02 490.00 Td (y to be r) Tj ET Q q 0 0 0 rg BT 381.27 490.00 Td (epur) Tj ET Q q 0 0 0 rg BT 399.87 490.00 Td (chased under the pr) Tj ET Q q 0 0 0 rg BT 480.63 490.00 Td (ogr) Tj ET Q q 0 0 0 rg BT 494.12 490.00 Td (am will depend ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 478.00 Td (on v) Tj ET Q q 0 0 0 rg BT 70.89 478.00 Td (arious fac) Tj ET Q q 0 0 0 rg BT 110.40 478.00 Td (tor) Tj ET Q q 0 0 0 rg BT 122.40 478.00 Td (s, includin) Tj ET Q q 0 0 0 rg BT 163.10 478.00 Td (g mark) Tj ET Q q 0 0 0 rg BT 191.15 478.00 Td (et c) Tj ET Q q 0 0 0 rg BT 205.67 478.00 Td (onditions; the F) Tj ET Q q 0 0 0 rg BT 268.20 478.00 Td (irm) Tj ET Q q 0 0 0 rg BT 281.76 478.00 Td () Tj ET Q q 0 0 0 rg BT 283.70 478.00 Td (s capital position; or) Tj ET Q q 0 0 0 rg BT 365.24 478.00 Td (g) Tj ET Q q 0 0 0 rg BT 370.04 478.00 Td (anic and other in) Tj ET Q q 0 0 0 rg BT 438.01 478.00 Td (v) Tj ET Q q 0 0 0 rg BT 442.41 478.00 Td (estmen) Tj ET Q q 0 0 0 rg BT 472.06 478.00 Td (t oppor) Tj ET Q q 0 0 0 rg BT 501.88 478.00 Td (tunities; and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 466.00 Td (leg) Tj ET Q q 0 0 0 rg BT 66.06 466.00 Td (al and r) Tj ET Q q 0 0 0 rg BT 96.66 466.00 Td (egulator) Tj ET Q q 0 0 0 rg BT 130.90 466.00 Td (y c) Tj ET Q q 0 0 0 rg BT 141.91 466.00 Td (onsider) Tj ET Q q 0 0 0 rg BT 171.95 466.00 Td (ations, amon) Tj ET Q q 0 0 0 rg BT 224.02 466.00 Td (g other fac) Tj ET Q q 0 0 0 rg BT 267.56 466.00 Td (tor) Tj ET Q q 0 0 0 rg BT 279.56 466.00 Td (s.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 448.00 Td (On Januar) Tj ET Q q 0 0 0 rg BT 94.82 448.00 Td (y 7, 2013, the F) Tj ET Q q 0 0 0 rg BT 159.60 448.00 Td (irm submit) Tj ET Q q 0 0 0 rg BT 203.25 448.00 Td (ted its capital plan to the F) Tj ET Q q 0 0 0 rg BT 310.76 448.00 Td (eder) Tj ET Q q 0 0 0 rg BT 329.03 448.00 Td (al R) Tj ET Q q 0 0 0 rg BT 344.12 448.00 Td (eser) Tj ET Q q 0 0 0 rg BT 361.66 448.00 Td (v) Tj ET Q q 0 0 0 rg BT 366.06 448.00 Td (e under the F) Tj ET Q q 0 0 0 rg BT 419.54 448.00 Td (eder) Tj ET Q q 0 0 0 rg BT 437.81 448.00 Td (al R) Tj ET Q q 0 0 0 rg BT 452.90 448.00 Td (eser) Tj ET Q q 0 0 0 rg BT 470.44 448.00 Td (v) Tj ET Q q 0 0 0 rg BT 474.84 448.00 Td (e) Tj ET Q q 0 0 0 rg BT 479.44 448.00 Td () Tj ET Q q 0 0 0 rg BT 481.38 448.00 Td (s 2013 C) Tj ET Q q 0 0 0 rg BT 517.41 448.00 Td (CAR ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 436.00 Td (pr) Tj ET Q q 0 0 0 rg BT 62.70 436.00 Td (oc) Tj ET Q q 0 0 0 rg BT 71.89 436.00 Td (ess. The F) Tj ET Q q 0 0 0 rg BT 111.42 436.00 Td (irm) Tj ET Q q 0 0 0 rg BT 124.98 436.00 Td () Tj ET Q q 0 0 0 rg BT 126.92 436.00 Td (s plan r) Tj ET Q q 0 0 0 rg BT 156.74 436.00 Td (elates to the last thr) Tj ET Q q 0 0 0 rg BT 238.02 436.00 Td (ee quar) Tj ET Q q 0 0 0 rg BT 268.99 436.00 Td (ter) Tj ET Q q 0 0 0 rg BT 280.77 436.00 Td (s of 2013 and the fir) Tj ET Q q 0 0 0 rg BT 364.33 436.00 Td (st quar) Tj ET Q q 0 0 0 rg BT 392.93 436.00 Td (ter of 2014 \(that is, the 2013 C) Tj ET Q q 0 0 0 rg BT 520.81 436.00 Td (CAR ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 424.00 Td (capital plan r) Tj ET Q q 0 0 0 rg BT 106.88 424.00 Td (elates to dividends to be declar) Tj ET Q q 0 0 0 rg BT 232.62 424.00 Td (ed c) Tj ET Q q 0 0 0 rg BT 249.03 424.00 Td (ommencin) Tj ET Q q 0 0 0 rg BT 291.11 424.00 Td (g in June 2013, and to c) Tj ET Q q 0 0 0 rg BT 388.48 424.00 Td (ommon equit) Tj ET Q q 0 0 0 rg BT 442.21 424.00 Td (y r) Tj ET Q q 0 0 0 rg BT 452.62 424.00 Td (epur) Tj ET Q q 0 0 0 rg BT 471.22 424.00 Td (chases and other ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 412.00 Td (capital ac) Tj ET Q q 0 0 0 rg BT 92.52 412.00 Td (tions c) Tj ET Q q 0 0 0 rg BT 118.81 412.00 Td (ommencin) Tj ET Q q 0 0 0 rg BT 160.89 412.00 Td (g April 1, 2013\). The F) Tj ET Q q 0 0 0 rg BT 252.93 412.00 Td (irm e) Tj ET Q q 0 0 0 rg BT 273.78 412.00 Td (xpec) Tj ET Q q 0 0 0 rg BT 292.45 412.00 Td (ts to r) Tj ET Q q 0 0 0 rg BT 316.16 412.00 Td (ec) Tj ET Q q 0 0 0 rg BT 325.13 412.00 Td (eiv) Tj ET Q q 0 0 0 rg BT 336.73 412.00 Td (e the F) Tj ET Q q 0 0 0 rg BT 364.08 412.00 Td (eder) Tj ET Q q 0 0 0 rg BT 382.35 412.00 Td (al R) Tj ET Q q 0 0 0 rg BT 397.44 412.00 Td (eser) Tj ET Q q 0 0 0 rg BT 414.98 412.00 Td (v) Tj ET Q q 0 0 0 rg BT 419.38 412.00 Td (e) Tj ET Q q 0 0 0 rg BT 423.98 412.00 Td () Tj ET Q q 0 0 0 rg BT 425.92 412.00 Td (s r) Tj ET Q q 0 0 0 rg BT 435.84 412.00 Td (esponse to its plan no later ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 400.00 Td (than Mar) Tj ET Q q 0 0 0 rg BT 90.27 400.00 Td (ch 14, 2013. The F) Tj ET Q q 0 0 0 rg BT 167.09 400.00 Td (irm e) Tj ET Q q 0 0 0 rg BT 187.94 400.00 Td (xpec) Tj ET Q q 0 0 0 rg BT 206.61 400.00 Td (ts that its Boar) Tj ET Q q 0 0 0 rg BT 265.86 400.00 Td (d of Dir) Tj ET Q q 0 0 0 rg BT 295.58 400.00 Td (ec) Tj ET Q q 0 0 0 rg BT 304.65 400.00 Td (tor) Tj ET Q q 0 0 0 rg BT 316.65 400.00 Td (s will declar) Tj ET Q q 0 0 0 rg BT 364.22 400.00 Td (e the r) Tj ET Q q 0 0 0 rg BT 390.41 400.00 Td (egular quar) Tj ET Q q 0 0 0 rg BT 437.54 400.00 Td (terly c) Tj ET Q q 0 0 0 rg BT 462.69 400.00 Td (ommon stock dividend ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 388.00 Td (of $0.30 per shar) Tj ET Q q 0 0 0 rg BT 125.12 388.00 Td (e f) Tj ET Q q 0 0 0 rg BT 135.19 388.00 Td (or the 2013 fir) Tj ET Q q 0 0 0 rg BT 195.64 388.00 Td (st quar) Tj ET Q q 0 0 0 rg BT 224.24 388.00 Td (ter at its Boar) Tj ET Q q 0 0 0 rg BT 279.60 388.00 Td (d meetin) Tj ET Q q 0 0 0 rg BT 315.02 388.00 Td (g to be held on Mar) Tj ET Q q 0 0 0 rg BT 393.05 388.00 Td (ch 19, 2013. F) Tj ET Q q 0 0 0 rg BT 452.75 388.00 Td (or additional in) Tj ET Q q 0 0 0 rg BT 514.08 388.00 Td (f) Tj ET Q q 0 0 0 rg BT 517.01 388.00 Td (ormation ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 376.00 Td (on the F) Tj ET Q q 0 0 0 rg BT 86.75 376.00 Td (irm) Tj ET Q q 0 0 0 rg BT 100.31 376.00 Td () Tj ET Q q 0 0 0 rg BT 102.25 376.00 Td (s capital ac) Tj ET Q q 0 0 0 rg BT 147.13 376.00 Td (tions, see C) Tj ET Q q 0 0 0 rg BT 192.79 376.00 Td (apital ac) Tj ET Q q 0 0 0 rg BT 227.09 376.00 Td (tions on page 122, and Notes 22 and 23 on pages 300 and 300301, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 364.00 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 364.00 Td (espec) Tj ET Q q 0 0 0 rg BT 80.59 364.00 Td (tiv) Tj ET Q q 0 0 0 rg BT 90.60 364.00 Td (ely) Tj ET Q q 0 0 0 rg BT 101.76 364.00 Td (, of the 2012 Annual R) Tj ET Q q 0 0 0 rg BT 193.33 364.00 Td (epor) Tj ET Q q 0 0 0 rg BT 212.25 364.00 Td (t) Tj ET Q q 0 0 0 rg BT 215.56 364.00 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 346.00 Td (C) Tj ET Q q 0 0 0 rg BT 59.27 346.00 Td (apital Disciplines) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 334.00 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 334.00 Td (irm assesses capital based on:) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 316.95 cm /I51 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 319.00 Td ( ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 66.00 319.00 Td (R) Tj ET Q q 0 0 0 rg BT 71.37 319.00 Td (egula) Tj ET Q q 0 0 0 rg BT 93.07 319.00 Td (tor) Tj ET Q q 0 0 0 rg BT 105.06 319.00 Td (y capital r) Tj ET Q q 0 0 0 rg BT 143.72 319.00 Td (equir) Tj ET Q q 0 0 0 rg BT 164.26 319.00 Td (emen) Tj ET Q q 0 0 0 rg BT 185.98 319.00 Td (t) Tj ET Q q 0 0 0 rg BT 189.28 319.00 Td (s) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 301.95 cm /I52 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 304.00 Td ( ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 66.00 304.00 Td (E) Tj ET Q q 0 0 0 rg BT 70.78 304.00 Td (c) Tj ET Q q 0 0 0 rg BT 74.80 304.00 Td (onomic risk capital assessmen) Tj ET Q q 0 0 0 rg BT 193.37 304.00 Td (t) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 286.95 cm /I53 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 289.00 Td ( ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 66.00 289.00 Td (Line of business equit) Tj ET Q q 0 0 0 rg BT 150.82 289.00 Td (y a) Tj ET Q q 0 0 0 rg BT 162.01 289.00 Td (t) Tj ET Q q 0 0 0 rg BT 165.06 289.00 Td (tribution) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 271.00 Td (R) Tj ET Q q 0 0 0 rg BT 59.46 271.00 Td (egulator) Tj ET Q q 0 0 0 rg BT 93.70 271.00 Td (y capital is the capital r) Tj ET Q q 0 0 0 rg BT 187.19 271.00 Td (equir) Tj ET Q q 0 0 0 rg BT 208.19 271.00 Td (ed to be held b) Tj ET Q q 0 0 0 rg BT 268.18 271.00 Td (y the F) Tj ET Q q 0 0 0 rg BT 295.28 271.00 Td (irm pur) Tj ET Q q 0 0 0 rg BT 325.43 271.00 Td (suan) Tj ET Q q 0 0 0 rg BT 344.46 271.00 Td (t to the standar) Tj ET Q q 0 0 0 rg BT 406.80 271.00 Td (ds stipulated b) Tj ET Q q 0 0 0 rg BT 465.94 271.00 Td (y U.S) Tj ET Q q 0 0 0 rg BT 486.01 271.00 Td (. bank r) Tj ET Q q 0 0 0 rg BT 516.47 271.00 Td (egulator) Tj ET Q q 0 0 0 rg BT 550.71 271.00 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 259.00 Td (agencies. R) Tj ET Q q 0 0 0 rg BT 99.40 259.00 Td (egulator) Tj ET Q q 0 0 0 rg BT 133.64 259.00 Td (y capital is the primar) Tj ET Q q 0 0 0 rg BT 221.83 259.00 Td (y measur) Tj ET Q q 0 0 0 rg BT 258.73 259.00 Td (e used to assess capital adequac) Tj ET Q q 0 0 0 rg BT 389.38 259.00 Td (y at JPMor) Tj ET Q q 0 0 0 rg BT 431.28 259.00 Td (g) Tj ET Q q 0 0 0 rg BT 436.08 259.00 Td (an C) Tj ET Q q 0 0 0 rg BT 453.51 259.00 Td (hase) Tj ET Q q 0 0 0 rg BT 472.19 259.00 Td (, as r) Tj ET Q q 0 0 0 rg BT 491.79 259.00 Td (egulator) Tj ET Q q 0 0 0 rg BT 526.03 259.00 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 247.00 Td (capital measur) Tj ET Q q 0 0 0 rg BT 113.48 247.00 Td (es ar) Tj ET Q q 0 0 0 rg BT 133.04 247.00 Td (e the basis upon which the F) Tj ET Q q 0 0 0 rg BT 247.12 247.00 Td (eder) Tj ET Q q 0 0 0 rg BT 265.39 247.00 Td (al R) Tj ET Q q 0 0 0 rg BT 280.48 247.00 Td (eser) Tj ET Q q 0 0 0 rg BT 298.02 247.00 Td (v) Tj ET Q q 0 0 0 rg BT 302.42 247.00 Td (e objec) Tj ET Q q 0 0 0 rg BT 331.12 247.00 Td (ts or does not objec) Tj ET Q q 0 0 0 rg BT 410.25 247.00 Td (t to the F) Tj ET Q q 0 0 0 rg BT 446.63 247.00 Td (irm) Tj ET Q q 0 0 0 rg BT 460.19 247.00 Td () Tj ET Q q 0 0 0 rg BT 462.13 247.00 Td (s planned capital ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 235.00 Td (ac) Tj ET Q q 0 0 0 rg BT 63.10 235.00 Td (tions as set f) Tj ET Q q 0 0 0 rg BT 113.71 235.00 Td (or) Tj ET Q q 0 0 0 rg BT 122.70 235.00 Td (th in the F) Tj ET Q q 0 0 0 rg BT 163.51 235.00 Td (irm) Tj ET Q q 0 0 0 rg BT 177.07 235.00 Td () Tj ET Q q 0 0 0 rg BT 179.01 235.00 Td (s C) Tj ET Q q 0 0 0 rg BT 190.30 235.00 Td (CAR submission.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 217.00 Td (E) Tj ET Q q 0 0 0 rg BT 58.89 217.00 Td (c) Tj ET Q q 0 0 0 rg BT 63.06 217.00 Td (onomic risk capital is assessed b) Tj ET Q q 0 0 0 rg BT 193.19 217.00 Td (y e) Tj ET Q q 0 0 0 rg BT 204.78 217.00 Td (v) Tj ET Q q 0 0 0 rg BT 209.18 217.00 Td (aluatin) Tj ET Q q 0 0 0 rg BT 237.04 217.00 Td (g the underlyin) Tj ET Q q 0 0 0 rg BT 297.95 217.00 Td (g risks of JPMor) Tj ET Q q 0 0 0 rg BT 361.33 217.00 Td (g) Tj ET Q q 0 0 0 rg BT 366.13 217.00 Td (an C) Tj ET Q q 0 0 0 rg BT 383.56 217.00 Td (hase) Tj ET Q q 0 0 0 rg BT 402.14 217.00 Td () Tj ET Q q 0 0 0 rg BT 404.08 217.00 Td (s business ac) Tj ET Q q 0 0 0 rg BT 456.50 217.00 Td (tivities usin) Tj ET Q q 0 0 0 rg BT 502.32 217.00 Td (g in) Tj ET Q q 0 0 0 rg BT 517.04 217.00 Td (ternal ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 205.00 Td (risk e) Tj ET Q q 0 0 0 rg BT 75.80 205.00 Td (v) Tj ET Q q 0 0 0 rg BT 80.20 205.00 Td (aluation methods. These methods r) Tj ET Q q 0 0 0 rg BT 222.20 205.00 Td (esult in capital allocations f) Tj ET Q q 0 0 0 rg BT 332.29 205.00 Td (or both individual and ag) Tj ET Q q 0 0 0 rg BT 433.14 205.00 Td (gr) Tj ET Q q 0 0 0 rg BT 441.61 205.00 Td (eg) Tj ET Q q 0 0 0 rg BT 451.21 205.00 Td (ated L) Tj ET Q q 0 0 0 rg BT 475.97 205.00 Td (OB tr) Tj ET Q q 0 0 0 rg BT 496.64 205.00 Td (ansac) Tj ET Q q 0 0 0 rg BT 519.72 205.00 Td (tions and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 193.00 Td (can be gr) Tj ET Q q 0 0 0 rg BT 91.26 193.00 Td (ouped in) Tj ET Q q 0 0 0 rg BT 126.23 193.00 Td (to f) Tj ET Q q 0 0 0 rg BT 139.73 193.00 Td (our main categories:) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 175.95 cm /I54 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 178.00 Td ( ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 66.00 178.00 Td (Cr) Tj ET Q q 0 0 0 rg BT 74.44 178.00 Td (edit risk) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 160.95 cm /I55 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 163.00 Td ( ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 66.00 163.00 Td (Mark) Tj ET Q q 0 0 0 rg BT 85.98 163.00 Td (et risk) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 145.95 cm /I56 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 148.00 Td ( ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 66.00 148.00 Td (Oper) Tj ET Q q 0 0 0 rg BT 85.18 148.00 Td (a) Tj ET Q q 0 0 0 rg BT 89.92 148.00 Td (tional risk) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 130.95 cm /I57 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 133.00 Td ( ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 66.00 133.00 Td (Priv) Tj ET Q q 0 0 0 rg BT 81.61 133.00 Td (a) Tj ET Q q 0 0 0 rg BT 86.35 133.00 Td (te equit) Tj ET Q q 0 0 0 rg BT 116.38 133.00 Td (y risk) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 115.00 Td (These in) Tj ET Q q 0 0 0 rg BT 87.37 115.00 Td (ternal calculations r) Tj ET Q q 0 0 0 rg BT 167.62 115.00 Td (esult in the capital needed to c) Tj ET Q q 0 0 0 rg BT 291.13 115.00 Td (o) Tj ET Q q 0 0 0 rg BT 296.05 115.00 Td (v) Tj ET Q q 0 0 0 rg BT 300.45 115.00 Td (er JPMor) Tj ET Q q 0 0 0 rg BT 335.94 115.00 Td (g) Tj ET Q q 0 0 0 rg BT 340.74 115.00 Td (an C) Tj ET Q q 0 0 0 rg BT 358.17 115.00 Td (hase) Tj ET Q q 0 0 0 rg BT 376.75 115.00 Td () Tj ET Q q 0 0 0 rg BT 378.69 115.00 Td (s business ac) Tj ET Q q 0 0 0 rg BT 431.10 115.00 Td (tivities in the e) Tj ET Q q 0 0 0 rg BT 490.48 115.00 Td (v) Tj ET Q q 0 0 0 rg BT 494.88 115.00 Td (en) Tj ET Q q 0 0 0 rg BT 504.76 115.00 Td (t of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 103.00 Td (une) Tj ET Q q 0 0 0 rg BT 68.93 103.00 Td (xpec) Tj ET Q q 0 0 0 rg BT 87.60 103.00 Td (ted losses.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 85.00 Td (In determinin) Tj ET Q q 0 0 0 rg BT 108.41 85.00 Td (g line of business equit) Tj ET Q q 0 0 0 rg BT 200.87 85.00 Td (y the F) Tj ET Q q 0 0 0 rg BT 227.97 85.00 Td (irm e) Tj ET Q q 0 0 0 rg BT 248.87 85.00 Td (v) Tj ET Q q 0 0 0 rg BT 253.27 85.00 Td (aluates the amoun) Tj ET Q q 0 0 0 rg BT 328.11 85.00 Td (t of capital the line of business w) Tj ET Q q 0 0 0 rg BT 459.94 85.00 Td (ould r) Tj ET Q q 0 0 0 rg BT 483.53 85.00 Td (equir) Tj ET Q q 0 0 0 rg BT 504.53 85.00 Td (e if it w) Tj ET Q q 0 0 0 rg BT 533.91 85.00 Td (er) Tj ET Q q 0 0 0 rg BT 542.28 85.00 Td (e ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 73.00 Td (oper) Tj ET Q q 0 0 0 rg BT 72.52 73.00 Td (atin) Tj ET Q q 0 0 0 rg BT 87.99 73.00 Td (g independen) Tj ET Q q 0 0 0 rg BT 142.70 73.00 Td (tly) Tj ET Q q 0 0 0 rg BT 152.27 73.00 Td (, inc) Tj ET Q q 0 0 0 rg BT 168.81 73.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 191.22 73.00 Td (atin) Tj ET Q q 0 0 0 rg BT 206.69 73.00 Td (g suf) Tj ET Q q 0 0 0 rg BT 226.18 73.00 Td (ficien) Tj ET Q q 0 0 0 rg BT 248.11 73.00 Td (t capital to addr) Tj ET Q q 0 0 0 rg BT 312.25 73.00 Td (ess r) Tj ET Q q 0 0 0 rg BT 331.00 73.00 Td (egulator) Tj ET Q q 0 0 0 rg BT 365.24 73.00 Td (y capital r) Tj ET Q q 0 0 0 rg BT 405.06 73.00 Td (equir) Tj ET Q q 0 0 0 rg BT 426.06 73.00 Td (emen) Tj ET Q q 0 0 0 rg BT 448.48 73.00 Td (ts \(includin) Tj ET Q q 0 0 0 rg BT 493.49 73.00 Td (g Basel III T) Tj ET Q q 0 0 0 rg BT 539.72 73.00 Td (ier ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 61.00 Td (1 c) Tj ET Q q 0 0 0 rg BT 66.11 61.00 Td (ommon capital r) Tj ET Q q 0 0 0 rg BT 132.09 61.00 Td (equir) Tj ET Q q 0 0 0 rg BT 153.09 61.00 Td (emen) Tj ET Q q 0 0 0 rg BT 175.51 61.00 Td (ts as discussed belo) Tj ET Q q 0 0 0 rg BT 254.75 61.00 Td (w\), ec) Tj ET Q q 0 0 0 rg BT 278.73 61.00 Td (onomic risk measur) Tj ET Q q 0 0 0 rg BT 357.71 61.00 Td (es and capital le) Tj ET Q q 0 0 0 rg BT 422.90 61.00 Td (v) Tj ET Q q 0 0 0 rg BT 427.30 61.00 Td (els f) Tj ET Q q 0 0 0 rg BT 443.85 61.00 Td (or similarly r) Tj ET Q q 0 0 0 rg BT 495.27 61.00 Td (ated peer) Tj ET Q q 0 0 0 rg BT 534.05 61.00 Td (s.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I58 Do Q endstream endobj 33 0 obj <> endobj 34 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 294.55 44.50 Td (15) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 730.00 Td (R) Tj ET Q q 0 0 0 rg BT 59.70 730.00 Td (e) Tj ET Q q 0 0 0 rg BT 64.64 730.00 Td (gula) Tj ET Q q 0 0 0 rg BT 82.55 730.00 Td (tor) Tj ET Q q 0 0 0 rg BT 95.31 730.00 Td (y c) Tj ET Q q 0 0 0 rg BT 106.67 730.00 Td (apital) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 718.00 Td (The F) Tj ET Q q 0 0 0 rg BT 75.80 718.00 Td (eder) Tj ET Q q 0 0 0 rg BT 94.07 718.00 Td (al R) Tj ET Q q 0 0 0 rg BT 109.16 718.00 Td (eser) Tj ET Q q 0 0 0 rg BT 126.70 718.00 Td (v) Tj ET Q q 0 0 0 rg BT 131.10 718.00 Td (e establishes capital r) Tj ET Q q 0 0 0 rg BT 218.39 718.00 Td (equir) Tj ET Q q 0 0 0 rg BT 239.39 718.00 Td (emen) Tj ET Q q 0 0 0 rg BT 261.81 718.00 Td (ts, includin) Tj ET Q q 0 0 0 rg BT 305.72 718.00 Td (g w) Tj ET Q q 0 0 0 rg BT 319.48 718.00 Td (ell-capitaliz) Tj ET Q q 0 0 0 rg BT 365.89 718.00 Td (ed standar) Tj ET Q q 0 0 0 rg BT 408.87 718.00 Td (ds, f) Tj ET Q q 0 0 0 rg BT 425.76 718.00 Td (or the c) Tj ET Q q 0 0 0 rg BT 456.43 718.00 Td (onsolidated financial ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 706.00 Td (holdin) Tj ET Q q 0 0 0 rg BT 79.14 706.00 Td (g c) Tj ET Q q 0 0 0 rg BT 90.55 706.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 118.35 706.00 Td (y) Tj ET Q q 0 0 0 rg BT 122.25 706.00 Td (. The Of) Tj ET Q q 0 0 0 rg BT 153.32 706.00 Td (fic) Tj ET Q q 0 0 0 rg BT 162.92 706.00 Td (e of the C) Tj ET Q q 0 0 0 rg BT 200.86 706.00 Td (omptr) Tj ET Q q 0 0 0 rg BT 225.53 706.00 Td (oller of the C) Tj ET Q q 0 0 0 rg BT 277.08 706.00 Td (urr) Tj ET Q q 0 0 0 rg BT 289.42 706.00 Td (enc) Tj ET Q q 0 0 0 rg BT 303.67 706.00 Td (y \() Tj ET Q q 0 0 0 rg BT 317.94 706.00 Td (OC) Tj ET Q q 0 0 0 rg BT 328.90 706.00 Td (C) Tj ET Q q 0 0 0 rg BT 334.03 706.00 Td (能) establishes similar capital r) Tj ET Q q 0 0 0 rg BT 454.07 706.00 Td (equir) Tj ET Q q 0 0 0 rg BT 475.07 706.00 Td (emen) Tj ET Q q 0 0 0 rg BT 497.49 706.00 Td (ts and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 694.00 Td (standar) Tj ET Q q 0 0 0 rg BT 84.74 694.00 Td (ds f) Tj ET Q q 0 0 0 rg BT 99.13 694.00 Td (or the F) Tj ET Q q 0 0 0 rg BT 130.42 694.00 Td (irm) Tj ET Q q 0 0 0 rg BT 143.98 694.00 Td () Tj ET Q q 0 0 0 rg BT 145.92 694.00 Td (s national banks, includin) Tj ET Q q 0 0 0 rg BT 248.04 694.00 Td (g JPMor) Tj ET Q q 0 0 0 rg BT 279.96 694.00 Td (g) Tj ET Q q 0 0 0 rg BT 284.76 694.00 Td (an C) Tj ET Q q 0 0 0 rg BT 302.19 694.00 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 343.56 694.00 Td (, N.) Tj ET Q q 0 0 0 rg BT 357.01 694.00 Td (A) Tj ET Q q 0 0 0 rg BT 362.78 694.00 Td (. and C) Tj ET Q q 0 0 0 rg BT 390.15 694.00 Td (hase Bank USA) Tj ET Q q 0 0 0 rg BT 450.32 694.00 Td (, N.) Tj ET Q q 0 0 0 rg BT 463.77 694.00 Td (A) Tj ET Q q 0 0 0 rg BT 469.54 694.00 Td (. ) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 54.00 676.00 Td (Basel) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 664.00 Td (The minimum risk) Tj ET Q q 0 0 0 rg BT 126.07 664.00 Td (-based capital r) Tj ET Q q 0 0 0 rg BT 188.43 664.00 Td (equir) Tj ET Q q 0 0 0 rg BT 209.43 664.00 Td (emen) Tj ET Q q 0 0 0 rg BT 231.85 664.00 Td (ts adopted b) Tj ET Q q 0 0 0 rg BT 282.03 664.00 Td (y the U.S) Tj ET Q q 0 0 0 rg BT 317.59 664.00 Td (. f) Tj ET Q q 0 0 0 rg BT 325.36 664.00 Td (eder) Tj ET Q q 0 0 0 rg BT 343.63 664.00 Td (al bankin) Tj ET Q q 0 0 0 rg BT 380.40 664.00 Td (g agencies f) Tj ET Q q 0 0 0 rg BT 428.01 664.00 Td (ollo) Tj ET Q q 0 0 0 rg BT 442.92 664.00 Td (w the C) Tj ET Q q 0 0 0 rg BT 472.38 664.00 Td (apital A) Tj ET Q q 0 0 0 rg BT 503.15 664.00 Td (c) Tj ET Q q 0 0 0 rg BT 507.32 664.00 Td (c) Tj ET Q q 0 0 0 rg BT 511.49 664.00 Td (or) Tj ET Q q 0 0 0 rg BT 520.13 664.00 Td (d \(釘asel ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 652.00 Td (I能) of the Basel C) Tj ET Q q 0 0 0 rg BT 121.46 652.00 Td (ommit) Tj ET Q q 0 0 0 rg BT 147.47 652.00 Td (tee on Bankin) Tj ET Q q 0 0 0 rg BT 202.64 652.00 Td (g Super) Tj ET Q q 0 0 0 rg BT 233.75 652.00 Td (vision \(釘asel C) Tj ET Q q 0 0 0 rg BT 296.15 652.00 Td (ommit) Tj ET Q q 0 0 0 rg BT 322.16 652.00 Td (tee) Tj ET Q q 0 0 0 rg BT 334.77 652.00 Td (能). In 2004, the Basel C) Tj ET Q q 0 0 0 rg BT 429.05 652.00 Td (ommit) Tj ET Q q 0 0 0 rg BT 455.06 652.00 Td (tee published a r) Tj ET Q q 0 0 0 rg BT 522.56 652.00 Td (e) Tj ET Q q 0 0 0 rg BT 527.31 652.00 Td (vision ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 640.00 Td (to the C) Tj ET Q q 0 0 0 rg BT 85.13 640.00 Td (apital A) Tj ET Q q 0 0 0 rg BT 115.90 640.00 Td (c) Tj ET Q q 0 0 0 rg BT 120.07 640.00 Td (c) Tj ET Q q 0 0 0 rg BT 124.24 640.00 Td (or) Tj ET Q q 0 0 0 rg BT 132.88 640.00 Td (d \(釘asel II能). The goal of the Basel II fr) Tj ET Q q 0 0 0 rg BT 290.55 640.00 Td (ame) Tj ET Q q 0 0 0 rg BT 307.87 640.00 Td (w) Tj ET Q q 0 0 0 rg BT 314.39 640.00 Td (ork is to pr) Tj ET Q q 0 0 0 rg BT 358.07 640.00 Td (o) Tj ET Q q 0 0 0 rg BT 362.99 640.00 Td (vide mor) Tj ET Q q 0 0 0 rg BT 398.46 640.00 Td (e risk) Tj ET Q q 0 0 0 rg BT 420.00 640.00 Td (-sensitiv) Tj ET Q q 0 0 0 rg BT 453.53 640.00 Td (e r) Tj ET Q q 0 0 0 rg BT 464.24 640.00 Td (egulator) Tj ET Q q 0 0 0 rg BT 498.48 640.00 Td (y capital ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 628.00 Td (calculations and pr) Tj ET Q q 0 0 0 rg BT 130.34 628.00 Td (omote enhanc) Tj ET Q q 0 0 0 rg BT 187.66 628.00 Td (ed risk managemen) Tj ET Q q 0 0 0 rg BT 266.80 628.00 Td (t pr) Tj ET Q q 0 0 0 rg BT 281.05 628.00 Td (ac) Tj ET Q q 0 0 0 rg BT 290.15 628.00 Td (tic) Tj ET Q q 0 0 0 rg BT 299.93 628.00 Td (es amon) Tj ET Q q 0 0 0 rg BT 333.71 628.00 Td (g lar) Tj ET Q q 0 0 0 rg BT 351.81 628.00 Td (ge) Tj ET Q q 0 0 0 rg BT 361.41 628.00 Td (, in) Tj ET Q q 0 0 0 rg BT 373.73 628.00 Td (ternationally ac) Tj ET Q q 0 0 0 rg BT 436.82 628.00 Td (tiv) Tj ET Q q 0 0 0 rg BT 446.83 628.00 Td (e bankin) Tj ET Q q 0 0 0 rg BT 481.11 628.00 Td (g or) Tj ET Q q 0 0 0 rg BT 496.94 628.00 Td (g) Tj ET Q q 0 0 0 rg BT 501.74 628.00 Td (anizations. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 616.00 Td (U.S) Tj ET Q q 0 0 0 rg BT 67.24 616.00 Td (. bankin) Tj ET Q q 0 0 0 rg BT 99.22 616.00 Td (g r) Tj ET Q q 0 0 0 rg BT 110.03 616.00 Td (egulator) Tj ET Q q 0 0 0 rg BT 144.12 616.00 Td (s published a final Basel II rule in Dec) Tj ET Q q 0 0 0 rg BT 294.21 616.00 Td (ember 2007,) Tj ET Q q 0 0 0 rg BT 347.09 616.00 Td (which r) Tj ET Q q 0 0 0 rg BT 376.45 616.00 Td (equir) Tj ET Q q 0 0 0 rg BT 397.44 616.00 Td (es JPMor) Tj ET Q q 0 0 0 rg BT 433.28 616.00 Td (g) Tj ET Q q 0 0 0 rg BT 438.08 616.00 Td (an C) Tj ET Q q 0 0 0 rg BT 455.51 616.00 Td (hase to implemen) Tj ET Q q 0 0 0 rg BT 527.35 616.00 Td (t Basel ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 604.00 Td (II at the holdin) Tj ET Q q 0 0 0 rg BT 112.66 604.00 Td (g c) Tj ET Q q 0 0 0 rg BT 124.07 604.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 151.87 604.00 Td (y le) Tj ET Q q 0 0 0 rg BT 165.92 604.00 Td (v) Tj ET Q q 0 0 0 rg BT 170.32 604.00 Td (el, as w) Tj ET Q q 0 0 0 rg BT 200.13 604.00 Td (ell as at c) Tj ET Q q 0 0 0 rg BT 237.93 604.00 Td (er) Tj ET Q q 0 0 0 rg BT 246.70 604.00 Td (tain of its k) Tj ET Q q 0 0 0 rg BT 291.54 604.00 Td (e) Tj ET Q q 0 0 0 rg BT 296.29 604.00 Td (y U.S) Tj ET Q q 0 0 0 rg BT 316.37 604.00 Td (. bank subsidiaries.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 586.00 Td (Prior to full implemen) Tj ET Q q 0 0 0 rg BT 142.56 586.00 Td (tation of the Basel II fr) Tj ET Q q 0 0 0 rg BT 232.80 586.00 Td (ame) Tj ET Q q 0 0 0 rg BT 250.12 586.00 Td (w) Tj ET Q q 0 0 0 rg BT 256.64 586.00 Td (ork) Tj ET Q q 0 0 0 rg BT 270.10 586.00 Td (, JPMor) Tj ET Q q 0 0 0 rg BT 299.62 586.00 Td (g) Tj ET Q q 0 0 0 rg BT 304.42 586.00 Td (an C) Tj ET Q q 0 0 0 rg BT 321.85 586.00 Td (hase is r) Tj ET Q q 0 0 0 rg BT 355.30 586.00 Td (equir) Tj ET Q q 0 0 0 rg BT 376.30 586.00 Td (ed to c) Tj ET Q q 0 0 0 rg BT 403.27 586.00 Td (omplete a qualification period of at ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 574.00 Td (least f) Tj ET Q q 0 0 0 rg BT 78.59 574.00 Td (our c) Tj ET Q q 0 0 0 rg BT 98.89 574.00 Td (onsecutiv) Tj ET Q q 0 0 0 rg BT 137.19 574.00 Td (e quar) Tj ET Q q 0 0 0 rg BT 163.36 574.00 Td (ter) Tj ET Q q 0 0 0 rg BT 175.14 574.00 Td (s durin) Tj ET Q q 0 0 0 rg BT 202.80 574.00 Td (g which it needs to demonstr) Tj ET Q q 0 0 0 rg BT 319.13 574.00 Td (ate that it meets the r) Tj ET Q q 0 0 0 rg BT 406.94 574.00 Td (equir) Tj ET Q q 0 0 0 rg BT 427.93 574.00 Td (emen) Tj ET Q q 0 0 0 rg BT 450.35 574.00 Td (ts of the rule to the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 562.00 Td (satisfac) Tj ET Q q 0 0 0 rg BT 84.61 562.00 Td (tion of its U.S) Tj ET Q q 0 0 0 rg BT 138.31 562.00 Td (. bankin) Tj ET Q q 0 0 0 rg BT 170.29 562.00 Td (g r) Tj ET Q q 0 0 0 rg BT 181.10 562.00 Td (egulator) Tj ET Q q 0 0 0 rg BT 215.19 562.00 Td (s. JPMor) Tj ET Q q 0 0 0 rg BT 248.73 562.00 Td (g) Tj ET Q q 0 0 0 rg BT 253.53 562.00 Td (an C) Tj ET Q q 0 0 0 rg BT 270.96 562.00 Td (hase is curr) Tj ET Q q 0 0 0 rg BT 317.40 562.00 Td (en) Tj ET Q q 0 0 0 rg BT 327.28 562.00 Td (tly in the qualification period and e) Tj ET Q q 0 0 0 rg BT 468.19 562.00 Td (xpec) Tj ET Q q 0 0 0 rg BT 486.86 562.00 Td (ts to be in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 550.00 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 550.00 Td (omplianc) Tj ET Q q 0 0 0 rg BT 95.05 550.00 Td (e with all r) Tj ET Q q 0 0 0 rg BT 137.50 550.00 Td (ele) Tj ET Q q 0 0 0 rg BT 149.51 550.00 Td (v) Tj ET Q q 0 0 0 rg BT 153.91 550.00 Td (an) Tj ET Q q 0 0 0 rg BT 163.82 550.00 Td (t Basel II rules within the established timelines. In addition, the F) Tj ET Q q 0 0 0 rg BT 424.50 550.00 Td (irm has adopted, and will ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 538.00 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 538.00 Td (on) Tj ET Q q 0 0 0 rg BT 68.27 538.00 Td (tinue to adopt) Tj ET Q q 0 0 0 rg BT 125.21 538.00 Td (, based on v) Tj ET Q q 0 0 0 rg BT 173.16 538.00 Td (arious established timelines, Basel II rules in c) Tj ET Q q 0 0 0 rg BT 358.64 538.00 Td (er) Tj ET Q q 0 0 0 rg BT 367.41 538.00 Td (tain non-U.S) Tj ET Q q 0 0 0 rg BT 416.99 538.00 Td (. jurisdic) Tj ET Q q 0 0 0 rg BT 451.13 538.00 Td (tions, as r) Tj ET Q q 0 0 0 rg BT 490.50 538.00 Td (equir) Tj ET Q q 0 0 0 rg BT 511.50 538.00 Td (ed.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 520.00 Td (In c) Tj ET Q q 0 0 0 rg BT 68.30 520.00 Td (onnec) Tj ET Q q 0 0 0 rg BT 92.65 520.00 Td (tion with the U.S) Tj ET Q q 0 0 0 rg BT 159.12 520.00 Td (. Go) Tj ET Q q 0 0 0 rg BT 174.48 520.00 Td (v) Tj ET Q q 0 0 0 rg BT 178.88 520.00 Td (ernmen) Tj ET Q q 0 0 0 rg BT 210.10 520.00 Td (t) Tj ET Q q 0 0 0 rg BT 215.25 520.00 Td (s Super) Tj ET Q q 0 0 0 rg BT 245.48 520.00 Td (visor) Tj ET Q q 0 0 0 rg BT 265.34 520.00 Td (y C) Tj ET Q q 0 0 0 rg BT 277.26 520.00 Td (apital Assessmen) Tj ET Q q 0 0 0 rg BT 346.63 520.00 Td (t Pr) Tj ET Q q 0 0 0 rg BT 361.10 520.00 Td (ogr) Tj ET Q q 0 0 0 rg BT 374.59 520.00 Td (am in 2009 \() Tj ET Q q 0 0 0 rg BT 431.70 520.00 Td (SCAP能), U.S) Tj ET Q q 0 0 0 rg BT 478.44 520.00 Td (. bankin) Tj ET Q q 0 0 0 rg BT 510.41 520.00 Td (g ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 508.00 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 508.00 Td (egulator) Tj ET Q q 0 0 0 rg BT 91.66 508.00 Td (s de) Tj ET Q q 0 0 0 rg BT 107.87 508.00 Td (v) Tj ET Q q 0 0 0 rg BT 112.27 508.00 Td (eloped an additional measur) Tj ET Q q 0 0 0 rg BT 227.10 508.00 Td (e of capital, T) Tj ET Q q 0 0 0 rg BT 281.25 508.00 Td (ier 1 c) Tj ET Q q 0 0 0 rg BT 306.57 508.00 Td (ommon, which is defined as T) Tj ET Q q 0 0 0 rg BT 425.20 508.00 Td (ier 1 capital less elemen) Tj ET Q q 0 0 0 rg BT 523.08 508.00 Td (ts of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 496.00 Td (T) Tj ET Q q 0 0 0 rg BT 58.70 496.00 Td (ier 1 capital not in the f) Tj ET Q q 0 0 0 rg BT 153.25 496.00 Td (orm of c) Tj ET Q q 0 0 0 rg BT 186.58 496.00 Td (ommon equit) Tj ET Q q 0 0 0 rg BT 240.31 496.00 Td (y) Tj ET Q q 0 0 0 rg BT 244.21 496.00 Td (, such as perpetual pr) Tj ET Q q 0 0 0 rg BT 331.22 496.00 Td (ef) Tj ET Q q 0 0 0 rg BT 338.95 496.00 Td (err) Tj ET Q q 0 0 0 rg BT 350.99 496.00 Td (ed stock) Tj ET Q q 0 0 0 rg BT 384.47 496.00 Td (, nonc) Tj ET Q q 0 0 0 rg BT 408.76 496.00 Td (on) Tj ET Q q 0 0 0 rg BT 418.86 496.00 Td (tr) Tj ET Q q 0 0 0 rg BT 425.64 496.00 Td (ollin) Tj ET Q q 0 0 0 rg BT 443.01 496.00 Td (g in) Tj ET Q q 0 0 0 rg BT 457.73 496.00 Td (ter) Tj ET Q q 0 0 0 rg BT 469.30 496.00 Td (ests in subsidiaries ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 484.00 Td (and trust pr) Tj ET Q q 0 0 0 rg BT 101.65 484.00 Td (ef) Tj ET Q q 0 0 0 rg BT 109.38 484.00 Td (err) Tj ET Q q 0 0 0 rg BT 121.42 484.00 Td (ed securities. The F) Tj ET Q q 0 0 0 rg BT 198.94 484.00 Td (eder) Tj ET Q q 0 0 0 rg BT 217.21 484.00 Td (al R) Tj ET Q q 0 0 0 rg BT 232.30 484.00 Td (eser) Tj ET Q q 0 0 0 rg BT 249.84 484.00 Td (v) Tj ET Q q 0 0 0 rg BT 254.24 484.00 Td (e emplo) Tj ET Q q 0 0 0 rg BT 286.43 484.00 Td (ys a minimum 5% T) Tj ET Q q 0 0 0 rg BT 366.69 484.00 Td (ier 1 c) Tj ET Q q 0 0 0 rg BT 392.01 484.00 Td (ommon r) Tj ET Q q 0 0 0 rg BT 428.57 484.00 Td (atio standar) Tj ET Q q 0 0 0 rg BT 477.11 484.00 Td (d f) Tj ET Q q 0 0 0 rg BT 487.48 484.00 Td (or C) Tj ET Q q 0 0 0 rg BT 503.44 484.00 Td (CAR ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 472.00 Td (purposes, in addition to the other minimum capital r) Tj ET Q q 0 0 0 rg BT 264.93 472.00 Td (equir) Tj ET Q q 0 0 0 rg BT 285.93 472.00 Td (emen) Tj ET Q q 0 0 0 rg BT 308.35 472.00 Td (ts under Basel I.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 454.00 Td (The f) Tj ET Q q 0 0 0 rg BT 74.00 454.00 Td (ollo) Tj ET Q q 0 0 0 rg BT 88.91 454.00 Td (win) Tj ET Q q 0 0 0 rg BT 102.91 454.00 Td (g table pr) Tj ET Q q 0 0 0 rg BT 141.62 454.00 Td (esen) Tj ET Q q 0 0 0 rg BT 160.32 454.00 Td (ts the r) Tj ET Q q 0 0 0 rg BT 188.94 454.00 Td (egulator) Tj ET Q q 0 0 0 rg BT 223.18 454.00 Td (y capital, assets and risk) Tj ET Q q 0 0 0 rg BT 320.99 454.00 Td (-based capital r) Tj ET Q q 0 0 0 rg BT 383.35 454.00 Td (atios f) Tj ET Q q 0 0 0 rg BT 408.10 454.00 Td (or JPMor) Tj ET Q q 0 0 0 rg BT 443.80 454.00 Td (g) Tj ET Q q 0 0 0 rg BT 448.60 454.00 Td (an C) Tj ET Q q 0 0 0 rg BT 466.03 454.00 Td (hase at Dec) Tj ET Q q 0 0 0 rg BT 512.42 454.00 Td (ember 31, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 442.00 Td (2012 and 2011, under Basel I. As of Dec) Tj ET Q q 0 0 0 rg BT 218.30 442.00 Td (ember 31, 2012 and 2011, JPMor) Tj ET Q q 0 0 0 rg BT 356.88 442.00 Td (g) Tj ET Q q 0 0 0 rg BT 361.68 442.00 Td (an C) Tj ET Q q 0 0 0 rg BT 379.11 442.00 Td (hase and all of its bankin) Tj ET Q q 0 0 0 rg BT 479.22 442.00 Td (g subsidiaries w) Tj ET Q q 0 0 0 rg BT 543.21 442.00 Td (er) Tj ET Q q 0 0 0 rg BT 551.58 442.00 Td (e ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 430.00 Td (w) Tj ET Q q 0 0 0 rg BT 60.52 430.00 Td (ell-capitaliz) Tj ET Q q 0 0 0 rg BT 106.93 430.00 Td (ed and each met all capital r) Tj ET Q q 0 0 0 rg BT 221.06 430.00 Td (equir) Tj ET Q q 0 0 0 rg BT 242.06 430.00 Td (emen) Tj ET Q q 0 0 0 rg BT 264.48 430.00 Td (ts to which it w) Tj ET Q q 0 0 0 rg BT 324.88 430.00 Td (as subjec) Tj ET Q q 0 0 0 rg BT 361.73 430.00 Td (t) Tj ET Q q 0 0 0 rg BT 365.04 430.00 Td (.) Tj ET Q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 54.50 419.50 364.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 418.50 419.50 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 488.50 419.50 70.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 399.50 364.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 418.50 399.50 70.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 488.50 399.50 70.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 384.5 m 418.5 384.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 384.5 m 488.5 384.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 384.5 m 558.5 384.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 319.5 m 418.5 319.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 319.5 m 488.5 319.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 319.5 m 558.5 319.5 l s BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 61.00 406.80 Td (Risk) Tj ET Q q 1 1 1 rg BT 76.61 406.80 Td (-based c) Tj ET Q q 1 1 1 rg BT 107.77 406.80 Td (apital r) Tj ET Q q 1 1 1 rg BT 134.98 406.80 Td (a) Tj ET Q q 1 1 1 rg BT 139.46 406.80 Td (tios) Tj ET Q BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 61.00 389.30 Td (Dec) Tj ET Q q 0 0 0 rg BT 74.77 389.30 Td (ember 31,) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 451.80 389.80 Td (2012) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 523.80 389.80 Td (2011) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 374.80 Td (Capital ratios) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 361.80 Td (Tier 1 capital) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 458.45 361.80 Td (12.6) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 475.85 361.80 Td (%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.45 361.80 Td (12.3) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 545.85 361.80 Td (%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 348.80 Td (Total capital) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 458.45 348.80 Td (15.3) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.45 348.80 Td (15.4) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 335.80 Td (Tier 1 leverage) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 463.50 335.80 Td (7.1) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 533.50 335.80 Td (6.8) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 322.80 Td (Tier 1 commonケ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 458.45 322.80 Td (11.0) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.45 322.80 Td (10.1) Tj ET Q BT /F2 10.00 Tf ET BT /F4 8.00 Tf ET q 0 0 0 rg BT 54.00 307.40 Td (ケ The T) Tj ET Q q 0 0 0 rg BT 75.58 307.40 Td (ier 1 c) Tj ET Q q 0 0 0 rg BT 95.83 307.40 Td (ommon r) Tj ET Q q 0 0 0 rg BT 125.08 307.40 Td (atio is T) Tj ET Q q 0 0 0 rg BT 150.09 307.40 Td (ier 1 c) Tj ET Q q 0 0 0 rg BT 170.34 307.40 Td (ommon capital divided b) Tj ET Q q 0 0 0 rg BT 249.73 307.40 Td (y RW) Tj ET Q q 0 0 0 rg BT 265.22 307.40 Td (A) Tj ET Q q 0 0 0 rg BT 269.84 307.40 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 283.40 Td (A) Tj ET Q q 0 0 0 rg BT 59.52 283.40 Td (t Dec) Tj ET Q q 0 0 0 rg BT 79.96 283.40 Td (ember 31, 2012 and 2011, JPMor) Tj ET Q q 0 0 0 rg BT 218.54 283.40 Td (g) Tj ET Q q 0 0 0 rg BT 223.34 283.40 Td (an C) Tj ET Q q 0 0 0 rg BT 240.77 283.40 Td (hase main) Tj ET Q q 0 0 0 rg BT 281.94 283.40 Td (tained T) Tj ET Q q 0 0 0 rg BT 314.45 283.40 Td (ier 1 and T) Tj ET Q q 0 0 0 rg BT 357.20 283.40 Td (otal capital r) Tj ET Q q 0 0 0 rg BT 408.05 283.40 Td (atios in e) Tj ET Q q 0 0 0 rg BT 444.44 283.40 Td (x) Tj ET Q q 0 0 0 rg BT 448.71 283.40 Td (c) Tj ET Q q 0 0 0 rg BT 452.88 283.40 Td (ess of the w) Tj ET Q q 0 0 0 rg BT 500.45 283.40 Td (ell-capitaliz) Tj ET Q q 0 0 0 rg BT 546.86 283.40 Td (ed ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 271.40 Td (standar) Tj ET Q q 0 0 0 rg BT 84.74 271.40 Td (ds established b) Tj ET Q q 0 0 0 rg BT 149.52 271.40 Td (y the F) Tj ET Q q 0 0 0 rg BT 176.57 271.40 Td (eder) Tj ET Q q 0 0 0 rg BT 194.84 271.40 Td (al R) Tj ET Q q 0 0 0 rg BT 209.93 271.40 Td (eser) Tj ET Q q 0 0 0 rg BT 227.47 271.40 Td (v) Tj ET Q q 0 0 0 rg BT 231.87 271.40 Td (e) Tj ET Q q 0 0 0 rg BT 236.57 271.40 Td (, as indicated in the abo) Tj ET Q q 0 0 0 rg BT 332.36 271.40 Td (v) Tj ET Q q 0 0 0 rg BT 336.76 271.40 Td (e tables. In addition, at Dec) Tj ET Q q 0 0 0 rg BT 446.61 271.40 Td (ember 31, 2012 and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 259.40 Td (2011, the F) Tj ET Q q 0 0 0 rg BT 101.50 259.40 Td (irm) Tj ET Q q 0 0 0 rg BT 115.06 259.40 Td () Tj ET Q q 0 0 0 rg BT 117.00 259.40 Td (s T) Tj ET Q q 0 0 0 rg BT 128.06 259.40 Td (ier 1 c) Tj ET Q q 0 0 0 rg BT 153.38 259.40 Td (ommon r) Tj ET Q q 0 0 0 rg BT 189.94 259.40 Td (atio w) Tj ET Q q 0 0 0 rg BT 214.26 259.40 Td (as significan) Tj ET Q q 0 0 0 rg BT 263.86 259.40 Td (tly abo) Tj ET Q q 0 0 0 rg BT 291.25 259.40 Td (v) Tj ET Q q 0 0 0 rg BT 295.65 259.40 Td (e the 5% C) Tj ET Q q 0 0 0 rg BT 340.14 259.40 Td (CAR standar) Tj ET Q q 0 0 0 rg BT 389.48 259.40 Td (d. F) Tj ET Q q 0 0 0 rg BT 404.15 259.40 Td (or mor) Tj ET Q q 0 0 0 rg BT 431.51 259.40 Td (e in) Tj ET Q q 0 0 0 rg BT 446.13 259.40 Td (f) Tj ET Q q 0 0 0 rg BT 449.06 259.40 Td (ormation, see Note 28 on ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 247.40 Td (pages 306308 of the 2012 Annual R) Tj ET Q q 0 0 0 rg BT 206.83 247.40 Td (epor) Tj ET Q q 0 0 0 rg BT 225.75 247.40 Td (t) Tj ET Q q 0 0 0 rg BT 229.06 247.40 Td (.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I59 Do Q endstream endobj 35 0 obj <> endobj 36 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 294.55 44.50 Td (16) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 730.00 Td (A r) Tj ET Q q 0 0 0 rg BT 65.58 730.00 Td (ec) Tj ET Q q 0 0 0 rg BT 74.55 730.00 Td (onciliation of total stockholder) Tj ET Q q 0 0 0 rg BT 197.94 730.00 Td (s) Tj ET Q q 0 0 0 rg BT 201.86 730.00 Td ( equit) Tj ET Q q 0 0 0 rg BT 227.33 730.00 Td (y to T) Tj ET Q q 0 0 0 rg BT 249.44 730.00 Td (ier 1 c) Tj ET Q q 0 0 0 rg BT 274.76 730.00 Td (ommon, T) Tj ET Q q 0 0 0 rg BT 314.95 730.00 Td (ier 1 capital and T) Tj ET Q q 0 0 0 rg BT 387.12 730.00 Td (otal qualif) Tj ET Q q 0 0 0 rg BT 428.18 730.00 Td (yin) Tj ET Q q 0 0 0 rg BT 440.11 730.00 Td (g capital is pr) Tj ET Q q 0 0 0 rg BT 494.23 730.00 Td (esen) Tj ET Q q 0 0 0 rg BT 512.93 730.00 Td (ted in the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 718.00 Td (table belo) Tj ET Q q 0 0 0 rg BT 94.13 718.00 Td (w) Tj ET Q q 0 0 0 rg BT 100.20 718.00 Td (.) Tj ET Q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 54.50 707.50 364.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 418.50 707.50 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 488.50 707.50 70.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 687.50 364.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 418.50 687.50 70.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 488.50 687.50 70.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 672.5 m 418.5 672.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 672.5 m 488.5 672.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 672.5 m 558.5 672.5 l s 0.6509803921568628 0.6509803921568628 0.6509803921568628 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 646.5 m 418.5 646.5 l s 0.6509803921568628 0.6509803921568628 0.6509803921568628 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 646.5 m 488.5 646.5 l s 0.6509803921568628 0.6509803921568628 0.6509803921568628 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 646.5 m 558.5 646.5 l s 0.6509803921568628 0.6509803921568628 0.6509803921568628 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 646.5 m 418.5 646.5 l s 0.6509803921568628 0.6509803921568628 0.6509803921568628 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 646.5 m 488.5 646.5 l s 0.6509803921568628 0.6509803921568628 0.6509803921568628 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 646.5 m 558.5 646.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 559.5 m 418.5 559.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 559.5 m 488.5 559.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 559.5 m 558.5 559.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 546.5 m 418.5 546.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 546.5 m 488.5 546.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 546.5 m 558.5 546.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 507.5 m 418.5 507.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 507.5 m 488.5 507.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 507.5 m 558.5 507.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 494.5 m 418.5 494.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 494.5 m 488.5 494.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 494.5 m 558.5 494.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 455.5 m 418.5 455.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 455.5 m 488.5 455.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 455.5 m 558.5 455.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 442.5 m 418.5 442.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 442.5 m 488.5 442.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 442.5 m 558.5 442.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 429.5 m 418.5 429.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 429.5 m 488.5 429.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 429.5 m 558.5 429.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 415.5 m 418.5 415.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 415.5 m 488.5 415.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 415.5 m 558.5 415.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 401.5 m 418.5 401.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 418.5 401.5 m 488.5 401.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 488.5 401.5 m 558.5 401.5 l s BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 61.00 694.80 Td (Risk) Tj ET Q q 1 1 1 rg BT 76.61 694.80 Td (-based c) Tj ET Q q 1 1 1 rg BT 107.77 694.80 Td (apital c) Tj ET Q q 1 1 1 rg BT 135.40 694.80 Td (omponen) Tj ET Q q 1 1 1 rg BT 170.59 694.80 Td (ts and assets) Tj ET Q BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 61.00 677.30 Td (Dec) Tj ET Q q 0 0 0 rg BT 74.77 677.30 Td (ember 31, \(in millions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 457.80 677.80 Td (2012) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 527.80 677.80 Td (2011) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 662.80 Td (Total stockholders equity) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 662.80 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 445.25 662.80 Td (204,069) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 662.80 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 515.25 662.80 Td (183,573) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 649.80 Td (Less: Preferred stock) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 455.55 649.80 Td (9,058) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 525.55 649.80 Td (7,800) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 636.80 Td (Common stockholders equity) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 445.50 636.80 Td (195,011) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 515.50 636.80 Td (175,773) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 623.80 Td (Ef) Tj ET Q q 0 0 0 rg BT 68.31 623.80 Td (f) Tj ET Q q 0 0 0 rg BT 70.95 623.80 Td (ec) Tj ET Q q 0 0 0 rg BT 79.11 623.80 Td (t of c) Tj ET Q q 0 0 0 rg BT 97.21 623.80 Td (er) Tj ET Q q 0 0 0 rg BT 105.10 623.80 Td (tain items in ac) Tj ET Q q 0 0 0 rg BT 160.26 623.80 Td (cumulated other c) Tj ET Q q 0 0 0 rg BT 226.18 623.80 Td (ompr) Tj ET Q q 0 0 0 rg BT 245.49 623.80 Td (ehensiv) Tj ET Q q 0 0 0 rg BT 273.10 623.80 Td (e inc) Tj ET Q q 0 0 0 rg BT 290.06 623.80 Td (ome) Tj ET Q q 0 0 0 rg BT 305.77 623.80 Td (/\(loss\) e) Tj ET Q q 0 0 0 rg BT 336.13 623.80 Td (x) Tj ET Q q 0 0 0 rg BT 339.97 623.80 Td (cluded fr) Tj ET Q q 0 0 0 rg BT 372.12 623.80 Td (om) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 614.80 Td (T) Tj ET Q q 0 0 0 rg BT 65.23 614.80 Td (ier 1 c) Tj ET Q q 0 0 0 rg BT 88.02 614.80 Td (ommon) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 449.10 623.80 Td (\(4,198\)) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 526.35 623.80 Td (\(970\)) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 601.80 Td (L) Tj ET Q q 0 0 0 rg BT 65.03 601.80 Td (ess: Goodwill) Tj ET Q BT /F4 9.00 Tf ET BT /F4 5.40 Tf ET q 0 0 0 rg BT 112.11 604.95 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 450.50 601.80 Td (45,663) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 520.50 601.80 Td (45,873) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 588.80 Td (Fair value DVA on derivative and structured note liabilities related to the Firm痴 credit quality) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 455.55 588.80 Td (1,577) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 525.55 588.80 Td (2,150) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 575.80 Td (Investments in certain subsidiaries and other) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 462.85 575.80 Td (920) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 532.85 575.80 Td (993) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 562.80 Td (Other intangible assetsケ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 455.30 562.80 Td (2,311) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 525.30 562.80 Td (2,871) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 549.80 Td (Tier 1 common) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 445.50 549.80 Td (140,342) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 515.50 549.80 Td (122,916) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 536.80 Td (Preferred stock) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 455.55 536.80 Td (9,058) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 525.55 536.80 Td (7,800) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 523.80 Td (Qualifying hybrid securities and noncontrolling interestsイ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 450.50 523.80 Td (10,608) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 520.50 523.80 Td (19,668) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 510.80 Td (Adjustment for investments in certain subsidiaries and other) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 466.45 510.80 Td (\(6\)) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 544.25 510.80 Td () Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 497.80 Td (Total Tier 1 capital) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 445.50 497.80 Td (160,002) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 515.50 497.80 Td (150,384) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 484.80 Td (Long-term debt and other instruments qualifying as Tier 2) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 450.50 484.80 Td (18,061) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 520.50 484.80 Td (22,275) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 471.80 Td (Qualifying allowance for credit losses) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 450.50 471.80 Td (15,995) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 520.50 471.80 Td (15,504) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 458.80 Td (Adjustment for investments in certain subsidiaries and other) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 461.40 458.80 Td (\(22\)) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 531.40 458.80 Td (\(75\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 445.80 Td (Total Tier 2 capital) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 450.50 445.80 Td (34,034) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 520.50 445.80 Td (37,704) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 432.80 Td (Total qualifying capital) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 432.80 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 445.25 432.80 Td (194,036) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 432.80 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 515.25 432.80 Td (188,088) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 419.80 Td (Risk-weighted assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 419.80 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 437.95 419.80 Td (1,270,378) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 419.80 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 507.95 419.80 Td (1,221,198) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 405.80 Td (Total adjusted average assets) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 425.00 405.80 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 437.95 405.80 Td (2,243,242) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 495.00 405.80 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 507.95 405.80 Td (2,202,087) Tj ET Q BT /F2 10.00 Tf ET BT /F4 8.00 Tf ET q 0 0 0 rg BT 54.00 389.45 Td (ケ Goodwill and other in) Tj ET Q q 0 0 0 rg BT 126.98 389.45 Td (tan) Tj ET Q q 0 0 0 rg BT 137.43 389.45 Td (gible assets ar) Tj ET Q q 0 0 0 rg BT 183.57 389.45 Td (e net of an) Tj ET Q q 0 0 0 rg BT 217.90 389.45 Td (y associated def) Tj ET Q q 0 0 0 rg BT 269.47 389.45 Td (err) Tj ET Q q 0 0 0 rg BT 279.10 389.45 Td (ed tax liabilities.) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 54.00 378.90 Td (イ Primarily includes trust pr) Tj ET Q q 0 0 0 rg BT 142.66 378.90 Td (ef) Tj ET Q q 0 0 0 rg BT 148.85 378.90 Td (err) Tj ET Q q 0 0 0 rg BT 158.48 378.90 Td (ed capital debt securities of c) Tj ET Q q 0 0 0 rg BT 252.70 378.90 Td (er) Tj ET Q q 0 0 0 rg BT 259.72 378.90 Td (tain business trusts.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 360.70 Td (F) Tj ET Q q 0 0 0 rg BT 58.73 360.70 Td (or fur) Tj ET Q q 0 0 0 rg BT 81.86 360.70 Td (ther details on r) Tj ET Q q 0 0 0 rg BT 146.23 360.70 Td (egulator) Tj ET Q q 0 0 0 rg BT 180.47 360.70 Td (y capital, ec) Tj ET Q q 0 0 0 rg BT 228.20 360.70 Td (onomic risk capital, and line of business equit) Tj ET Q q 0 0 0 rg BT 411.66 360.70 Td (y) Tj ET Q q 0 0 0 rg BT 415.56 360.70 Td (, please r) Tj ET Q q 0 0 0 rg BT 452.34 360.70 Td (ef) Tj ET Q q 0 0 0 rg BT 460.07 360.70 Td (er to JPMor) Tj ET Q q 0 0 0 rg BT 506.13 360.70 Td (g) Tj ET Q q 0 0 0 rg BT 510.93 360.70 Td (an C) Tj ET Q q 0 0 0 rg BT 528.36 360.70 Td (hase) Tj ET Q q 0 0 0 rg BT 546.94 360.70 Td () Tj ET Q q 0 0 0 rg BT 548.88 360.70 Td (s ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 347.50 Td (2012 Annual R) Tj ET Q q 0 0 0 rg BT 114.86 347.50 Td (epor) Tj ET Q q 0 0 0 rg BT 133.78 347.50 Td (t on F) Tj ET Q q 0 0 0 rg BT 156.55 347.50 Td (orm 10-K and other JPMC 34 A) Tj ET Q q 0 0 0 rg BT 284.01 347.50 Td (c) Tj ET Q q 0 0 0 rg BT 288.28 347.50 Td (t R) Tj ET Q q 0 0 0 rg BT 299.29 347.50 Td (epor) Tj ET Q q 0 0 0 rg BT 318.21 347.50 Td (ts.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I60 Do Q BT /F3 13.00 Tf ET q 0 0 0 rg BT 54.00 318.05 Td (6. ) Tj ET Q q 0 0 0 rg BT 90.00 318.05 Td (F) Tj ET Q q 0 0 0 rg BT 96.28 318.05 Td (undin) Tj ET Q q 0 0 0 rg BT 127.36 318.05 Td (g) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 303.05 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 303.05 Td (irm funds its global balanc) Tj ET Q q 0 0 0 rg BT 182.38 303.05 Td (e sheet thr) Tj ET Q q 0 0 0 rg BT 225.73 303.05 Td (ough div) Tj ET Q q 0 0 0 rg BT 260.12 303.05 Td (er) Tj ET Q q 0 0 0 rg BT 268.69 303.05 Td (se sour) Tj ET Q q 0 0 0 rg BT 297.56 303.05 Td (c) Tj ET Q q 0 0 0 rg BT 301.73 303.05 Td (es of fundin) Tj ET Q q 0 0 0 rg BT 349.06 303.05 Td (g, includin) Tj ET Q q 0 0 0 rg BT 390.64 303.05 Td (g a stable deposit fr) Tj ET Q q 0 0 0 rg BT 470.46 303.05 Td (anchise as w) Tj ET Q q 0 0 0 rg BT 521.04 303.05 Td (ell as ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 291.05 Td (secur) Tj ET Q q 0 0 0 rg BT 75.71 291.05 Td (ed and unsecur) Tj ET Q q 0 0 0 rg BT 137.29 291.05 Td (ed fundin) Tj ET Q q 0 0 0 rg BT 175.32 291.05 Td (g in the capital mark) Tj ET Q q 0 0 0 rg BT 258.14 291.05 Td (ets. A) Tj ET Q q 0 0 0 rg BT 280.58 291.05 Td (c) Tj ET Q q 0 0 0 rg BT 284.75 291.05 Td (c) Tj ET Q q 0 0 0 rg BT 288.92 291.05 Td (ess to fundin) Tj ET Q q 0 0 0 rg BT 340.46 291.05 Td (g mark) Tj ET Q q 0 0 0 rg BT 368.51 291.05 Td (ets is e) Tj ET Q q 0 0 0 rg BT 396.34 291.05 Td (x) Tj ET Q q 0 0 0 rg BT 400.61 291.05 Td (ecuted r) Tj ET Q q 0 0 0 rg BT 433.75 291.05 Td (egionally thr) Tj ET Q q 0 0 0 rg BT 484.49 291.05 Td (ough hubs in Ne) Tj ET Q q 0 0 0 rg BT 549.33 291.05 Td (w ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 279.05 Td (Y) Tj ET Q q 0 0 0 rg BT 58.60 279.05 Td (ork) Tj ET Q q 0 0 0 rg BT 72.06 279.05 Td (, L) Tj ET Q q 0 0 0 rg BT 81.38 279.05 Td (ondon, Hon) Tj ET Q q 0 0 0 rg BT 127.69 279.05 Td (g K) Tj ET Q q 0 0 0 rg BT 140.05 279.05 Td (on) Tj ET Q q 0 0 0 rg BT 150.10 279.05 Td (g and other locations which enables the F) Tj ET Q q 0 0 0 rg BT 317.12 279.05 Td (irm to obser) Tj ET Q q 0 0 0 rg BT 366.73 279.05 Td (v) Tj ET Q q 0 0 0 rg BT 371.13 279.05 Td (e and r) Tj ET Q q 0 0 0 rg BT 399.23 279.05 Td (espond ef) Tj ET Q q 0 0 0 rg BT 438.70 279.05 Td (f) Tj ET Q q 0 0 0 rg BT 441.63 279.05 Td (ec) Tj ET Q q 0 0 0 rg BT 450.70 279.05 Td (tiv) Tj ET Q q 0 0 0 rg BT 460.71 279.05 Td (ely to local mark) Tj ET Q q 0 0 0 rg BT 527.52 279.05 Td (et ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 267.05 Td (dynamics and clien) Tj ET Q q 0 0 0 rg BT 130.64 267.05 Td (t needs. The F) Tj ET Q q 0 0 0 rg BT 186.73 267.05 Td (irm manages and monitor) Tj ET Q q 0 0 0 rg BT 291.16 267.05 Td (s its use of wholesale fundin) Tj ET Q q 0 0 0 rg BT 404.36 267.05 Td (g) Tj ET Q q 0 0 0 rg BT 409.36 267.05 Td (s mark) Tj ET Q q 0 0 0 rg BT 436.53 267.05 Td (ets to maximiz) Tj ET Q q 0 0 0 rg BT 495.11 267.05 Td (e mark) Tj ET Q q 0 0 0 rg BT 523.06 267.05 Td (et ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 255.05 Td (ac) Tj ET Q q 0 0 0 rg BT 63.00 255.05 Td (c) Tj ET Q q 0 0 0 rg BT 67.17 255.05 Td (ess, optimiz) Tj ET Q q 0 0 0 rg BT 114.81 255.05 Td (e fundin) Tj ET Q q 0 0 0 rg BT 147.74 255.05 Td (g c) Tj ET Q q 0 0 0 rg BT 159.15 255.05 Td (ost and ensur) Tj ET Q q 0 0 0 rg BT 213.76 255.05 Td (e div) Tj ET Q q 0 0 0 rg BT 232.80 255.05 Td (er) Tj ET Q q 0 0 0 rg BT 241.37 255.05 Td (sification of its fundin) Tj ET Q q 0 0 0 rg BT 328.52 255.05 Td (g pr) Tj ET Q q 0 0 0 rg BT 344.46 255.05 Td (ofile acr) Tj ET Q q 0 0 0 rg BT 377.12 255.05 Td (oss geogr) Tj ET Q q 0 0 0 rg BT 415.71 255.05 Td (aphic r) Tj ET Q q 0 0 0 rg BT 443.33 255.05 Td (egions, tenor) Tj ET Q q 0 0 0 rg BT 496.37 255.05 Td (s, curr) Tj ET Q q 0 0 0 rg BT 521.79 255.05 Td (encies, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 243.05 Td (pr) Tj ET Q q 0 0 0 rg BT 62.70 243.05 Td (oduc) Tj ET Q q 0 0 0 rg BT 82.19 243.05 Td (t t) Tj ET Q q 0 0 0 rg BT 91.05 243.05 Td (ypes and c) Tj ET Q q 0 0 0 rg BT 133.41 243.05 Td (oun) Tj ET Q q 0 0 0 rg BT 148.61 243.05 Td (terpar) Tj ET Q q 0 0 0 rg BT 174.22 243.05 Td (ties, usin) Tj ET Q q 0 0 0 rg BT 210.04 243.05 Td (g k) Tj ET Q q 0 0 0 rg BT 221.85 243.05 Td (e) Tj ET Q q 0 0 0 rg BT 226.60 243.05 Td (y metrics includin) Tj ET Q q 0 0 0 rg BT 297.68 243.05 Td (g shor) Tj ET Q q 0 0 0 rg BT 323.06 243.05 Td (t) Tj ET Q q 0 0 0 rg BT 325.92 243.05 Td (-term unsecur) Tj ET Q q 0 0 0 rg BT 382.77 243.05 Td (ed fundin) Tj ET Q q 0 0 0 rg BT 420.80 243.05 Td (g as a per) Tj ET Q q 0 0 0 rg BT 459.90 243.05 Td (c) Tj ET Q q 0 0 0 rg BT 464.07 243.05 Td (en) Tj ET Q q 0 0 0 rg BT 473.95 243.05 Td (tage of total ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 231.05 Td (liabilities, and in r) Tj ET Q q 0 0 0 rg BT 126.19 231.05 Td (elation to high-qualit) Tj ET Q q 0 0 0 rg BT 210.89 231.05 Td (y assets, and c) Tj ET Q q 0 0 0 rg BT 269.04 231.05 Td (oun) Tj ET Q q 0 0 0 rg BT 284.24 231.05 Td (terpar) Tj ET Q q 0 0 0 rg BT 309.85 231.05 Td (t) Tj ET Q q 0 0 0 rg BT 313.16 231.05 Td (y c) Tj ET Q q 0 0 0 rg BT 324.17 231.05 Td (onc) Tj ET Q q 0 0 0 rg BT 338.49 231.05 Td (en) Tj ET Q q 0 0 0 rg BT 348.37 231.05 Td (tr) Tj ET Q q 0 0 0 rg BT 355.15 231.05 Td (ation.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 211.85 Td (S) Tj ET Q q 0 0 0 rg BT 59.08 211.85 Td (our) Tj ET Q q 0 0 0 rg BT 73.39 211.85 Td (c) Tj ET Q q 0 0 0 rg BT 77.66 211.85 Td (es of funds) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 198.65 Td (A k) Tj ET Q q 0 0 0 rg BT 66.58 198.65 Td (e) Tj ET Q q 0 0 0 rg BT 71.33 198.65 Td (y str) Tj ET Q q 0 0 0 rg BT 88.97 198.65 Td (en) Tj ET Q q 0 0 0 rg BT 98.80 198.65 Td (g) Tj ET Q q 0 0 0 rg BT 103.80 198.65 Td (th of the F) Tj ET Q q 0 0 0 rg BT 145.13 198.65 Td (irm is its div) Tj ET Q q 0 0 0 rg BT 193.91 198.65 Td (er) Tj ET Q q 0 0 0 rg BT 202.48 198.65 Td (sified deposit fr) Tj ET Q q 0 0 0 rg BT 265.19 198.65 Td (anchise) Tj ET Q q 0 0 0 rg BT 295.62 198.65 Td (, thr) Tj ET Q q 0 0 0 rg BT 312.36 198.65 Td (ough each lines of business, which pr) Tj ET Q q 0 0 0 rg BT 461.66 198.65 Td (o) Tj ET Q q 0 0 0 rg BT 466.58 198.65 Td (vides a stable sour) Tj ET Q q 0 0 0 rg BT 541.41 198.65 Td (c) Tj ET Q q 0 0 0 rg BT 545.58 198.65 Td (e ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 185.45 Td (of fundin) Tj ET Q q 0 0 0 rg BT 90.18 185.45 Td (g and decr) Tj ET Q q 0 0 0 rg BT 132.51 185.45 Td (eases r) Tj ET Q q 0 0 0 rg BT 160.89 185.45 Td (elianc) Tj ET Q q 0 0 0 rg BT 184.68 185.45 Td (e on the wholesale mark) Tj ET Q q 0 0 0 rg BT 283.03 185.45 Td (ets. As of Dec) Tj ET Q q 0 0 0 rg BT 337.20 185.45 Td (ember 31, 2012, the F) Tj ET Q q 0 0 0 rg BT 429.22 185.45 Td (irm) Tj ET Q q 0 0 0 rg BT 442.78 185.45 Td () Tj ET Q q 0 0 0 rg BT 444.72 185.45 Td (s deposits) Tj ET Q q 0 0 0 rg BT 484.68 185.45 Td (-to-loans r) Tj ET Q q 0 0 0 rg BT 526.58 185.45 Td (atio ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 172.25 Td (w) Tj ET Q q 0 0 0 rg BT 60.52 172.25 Td (as 163%, c) Tj ET Q q 0 0 0 rg BT 106.52 172.25 Td (ompar) Tj ET Q q 0 0 0 rg BT 132.81 172.25 Td (ed to 156% at Dec) Tj ET Q q 0 0 0 rg BT 209.03 172.25 Td (ember 31, 2011. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 157.25 Td (As of Dec) Tj ET Q q 0 0 0 rg BT 91.31 157.25 Td (ember 31, 2012, total deposits f) Tj ET Q q 0 0 0 rg BT 223.11 157.25 Td (or the F) Tj ET Q q 0 0 0 rg BT 254.40 157.25 Td (irm w) Tj ET Q q 0 0 0 rg BT 277.07 157.25 Td (er) Tj ET Q q 0 0 0 rg BT 285.44 157.25 Td (e $1,193.6 billion, c) Tj ET Q q 0 0 0 rg BT 367.53 157.25 Td (ompar) Tj ET Q q 0 0 0 rg BT 393.82 157.25 Td (ed with $1,127.8 billion at Dec) Tj ET Q q 0 0 0 rg BT 519.25 157.25 Td (ember ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 145.25 Td (31, 2011 \(55% and 54% of total liabilities at Dec) Tj ET Q q 0 0 0 rg BT 256.44 145.25 Td (ember 31, 2012 and 2011, r) Tj ET Q q 0 0 0 rg BT 373.91 145.25 Td (espec) Tj ET Q q 0 0 0 rg BT 396.93 145.25 Td (tiv) Tj ET Q q 0 0 0 rg BT 406.94 145.25 Td (ely\). The incr) Tj ET Q q 0 0 0 rg BT 459.53 145.25 Td (ease in deposits w) Tj ET Q q 0 0 0 rg BT 532.75 145.25 Td (as ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 133.25 Td (pr) Tj ET Q q 0 0 0 rg BT 62.70 133.25 Td (edominan) Tj ET Q q 0 0 0 rg BT 102.80 133.25 Td (tly due to gr) Tj ET Q q 0 0 0 rg BT 151.69 133.25 Td (o) Tj ET Q q 0 0 0 rg BT 156.66 133.25 Td (w) Tj ET Q q 0 0 0 rg BT 163.38 133.25 Td (th in r) Tj ET Q q 0 0 0 rg BT 187.50 133.25 Td (etail and wholesale deposits. The F) Tj ET Q q 0 0 0 rg BT 327.76 133.25 Td (irm t) Tj ET Q q 0 0 0 rg BT 347.22 133.25 Td (ypically e) Tj ET Q q 0 0 0 rg BT 384.76 133.25 Td (xperienc) Tj ET Q q 0 0 0 rg BT 419.33 133.25 Td (es higher customer deposit ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 121.25 Td (in) Tj ET Q q 0 0 0 rg BT 61.48 121.25 Td (flo) Tj ET Q q 0 0 0 rg BT 71.94 121.25 Td (ws at period-ends. Ther) Tj ET Q q 0 0 0 rg BT 166.71 121.25 Td (ef) Tj ET Q q 0 0 0 rg BT 174.44 121.25 Td (or) Tj ET Q q 0 0 0 rg BT 183.03 121.25 Td (e) Tj ET Q q 0 0 0 rg BT 187.73 121.25 Td (, a) Tj ET Q q 0 0 0 rg BT 197.30 121.25 Td (v) Tj ET Q q 0 0 0 rg BT 201.70 121.25 Td (er) Tj ET Q q 0 0 0 rg BT 210.07 121.25 Td (age deposit balanc) Tj ET Q q 0 0 0 rg BT 285.51 121.25 Td (es ar) Tj ET Q q 0 0 0 rg BT 305.07 121.25 Td (e mor) Tj ET Q q 0 0 0 rg BT 328.54 121.25 Td (e r) Tj ET Q q 0 0 0 rg BT 339.25 121.25 Td (epr) Tj ET Q q 0 0 0 rg BT 352.74 121.25 Td (esen) Tj ET Q q 0 0 0 rg BT 371.44 121.25 Td (tativ) Tj ET Q q 0 0 0 rg BT 389.49 121.25 Td (e of deposit tr) Tj ET Q q 0 0 0 rg BT 445.82 121.25 Td (ends. The table belo) Tj ET Q q 0 0 0 rg BT 526.91 121.25 Td (w ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 109.25 Td (summariz) Tj ET Q q 0 0 0 rg BT 93.56 109.25 Td (es, b) Tj ET Q q 0 0 0 rg BT 112.30 109.25 Td (y line of business, a) Tj ET Q q 0 0 0 rg BT 190.85 109.25 Td (v) Tj ET Q q 0 0 0 rg BT 195.25 109.25 Td (er) Tj ET Q q 0 0 0 rg BT 203.62 109.25 Td (age deposits f) Tj ET Q q 0 0 0 rg BT 259.46 109.25 Td (or the y) Tj ET Q q 0 0 0 rg BT 290.37 109.25 Td (ear ended Dec) Tj ET Q q 0 0 0 rg BT 348.17 109.25 Td (ember 31, 2012 and 2011, r) Tj ET Q q 0 0 0 rg BT 465.64 109.25 Td (espec) Tj ET Q q 0 0 0 rg BT 488.65 109.25 Td (tiv) Tj ET Q q 0 0 0 rg BT 498.66 109.25 Td (ely) Tj ET Q q 0 0 0 rg BT 509.82 109.25 Td (.) Tj ET Q endstream endobj 37 0 obj <> endobj 38 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 294.55 44.50 Td (17) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 54.50 737.50 504.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 717.50 280.00 -10.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 334.50 717.50 110.00 -10.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 444.50 717.50 4.00 -10.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 448.50 717.50 110.00 -25.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 707.50 280.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 334.50 707.50 110.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 444.50 707.50 4.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 692.50 280.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 334.50 692.50 55.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 389.50 692.50 55.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 444.50 692.50 4.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 448.50 692.50 55.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 503.50 692.50 55.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 692.5 m 389.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 692.5 m 444.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 692.5 m 503.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 692.5 m 558.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 677.5 m 334.5 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 677.5 m 389.5 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 677.5 m 444.5 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 677.5 m 448.5 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 677.5 m 503.5 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 677.5 m 558.5 677.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 607.5 m 334.5 607.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 334.5 607.5 m 389.5 607.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 389.5 607.5 m 444.5 607.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 444.5 607.5 m 448.5 607.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 448.5 607.5 m 503.5 607.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 503.5 607.5 m 558.5 607.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 593.5 m 334.5 593.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 334.5 593.5 m 389.5 593.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 389.5 593.5 m 444.5 593.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 444.5 593.5 m 448.5 593.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 448.5 593.5 m 503.5 593.5 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 503.5 593.5 m 558.5 593.5 l s BT /F3 8.50 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 61.00 724.45 Td (Deposits) Tj ET Q BT /F4 8.50 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 468.10 705.20 Td (A) Tj ET Q q 0 0 0 rg BT 472.62 705.20 Td (v) Tj ET Q q 0 0 0 rg BT 476.36 705.20 Td (er) Tj ET Q q 0 0 0 rg BT 483.48 705.20 Td (age f) Tj ET Q q 0 0 0 rg BT 500.31 705.20 Td (or the y) Tj ET Q q 0 0 0 rg BT 526.58 705.20 Td (ear) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 467.15 696.70 Td (ended Dec) Tj ET Q q 0 0 0 rg BT 502.99 696.70 Td (ember 31,) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 361.20 696.70 Td (December 31,) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 680.70 Td (\(in millions\)) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 359.95 681.70 Td (2012) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 414.95 681.70 Td (2011) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 480.95 681.70 Td (2012) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 535.95 681.70 Td (2011) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 667.70 Td (C) Tj ET Q q 0 0 0 rg BT 65.19 667.70 Td (onsumer & C) Tj ET Q q 0 0 0 rg BT 108.60 667.70 Td (ommunit) Tj ET Q q 0 0 0 rg BT 139.57 667.70 Td (y Bankin) Tj ET Q q 0 0 0 rg BT 168.79 667.70 Td (g) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 337.00 667.70 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 351.20 667.70 Td (438,484) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 392.00 667.70 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 406.20 667.70 Td (397,825) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 451.00 667.70 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 469.20 667.70 Td (413,911) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 506.00 667.70 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 524.20 667.70 Td (382,678) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 653.70 Td (C) Tj ET Q q 0 0 0 rg BT 65.19 653.70 Td (orpor) Tj ET Q q 0 0 0 rg BT 84.24 653.70 Td (ate & In) Tj ET Q q 0 0 0 rg BT 110.79 653.70 Td (v) Tj ET Q q 0 0 0 rg BT 114.53 653.70 Td (estmen) Tj ET Q q 0 0 0 rg BT 139.74 653.70 Td (t Bank) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 351.20 653.70 Td (385,560) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 406.20 653.70 Td (362,384) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 469.20 653.70 Td (353,048) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 524.20 653.70 Td (317,213) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 639.70 Td (C) Tj ET Q q 0 0 0 rg BT 65.19 639.70 Td (ommer) Tj ET Q q 0 0 0 rg BT 89.73 639.70 Td (cial Bankin) Tj ET Q q 0 0 0 rg BT 126.94 639.70 Td (g) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 351.20 639.70 Td (198,383) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 406.20 639.70 Td (196,366) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 469.20 639.70 Td (181,805) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 524.20 639.70 Td (157,899) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 625.70 Td (Asset Managemen) Tj ET Q q 0 0 0 rg BT 123.39 625.70 Td (t) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 351.20 625.70 Td (144,579) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 406.20 625.70 Td (127,464) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 469.20 625.70 Td (129,208) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 524.20 625.70 Td (106,421) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.50 611.70 Td (C) Tj ET Q q 0 0 0 rg BT 65.69 611.70 Td (orpor) Tj ET Q q 0 0 0 rg BT 84.74 611.70 Td (ate) Tj ET Q q 0 0 0 rg BT 95.57 611.70 Td (/Priv) Tj ET Q q 0 0 0 rg BT 112.39 611.70 Td (ate E) Tj ET Q q 0 0 0 rg BT 129.45 611.70 Td (quit) Tj ET Q q 0 0 0 rg BT 143.00 611.70 Td (y) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 355.95 611.70 Td (26,587) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 410.95 611.70 Td (43,767) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 473.95 611.70 Td (27,911) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 528.95 611.70 Td (47,779) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 61.00 597.70 Td (T) Tj ET Q q 0 0 0 rg BT 64.81 597.70 Td (otal F) Tj ET Q q 0 0 0 rg BT 84.81 597.70 Td (irm) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 337.00 597.70 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 344.30 597.70 Td (1,193,593) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 392.00 597.70 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 399.30 597.70 Td (1,127,806) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 451.00 597.70 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 462.30 597.70 Td (1,105,883) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 506.00 597.70 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 517.30 597.70 Td (1,011,990) Tj ET Q BT /F2 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 576.00 Td (A significan) Tj ET Q q 0 0 0 rg BT 100.42 576.00 Td (t por) Tj ET Q q 0 0 0 rg BT 120.09 576.00 Td (tion of the F) Tj ET Q q 0 0 0 rg BT 168.84 576.00 Td (irm) Tj ET Q q 0 0 0 rg BT 182.40 576.00 Td () Tj ET Q q 0 0 0 rg BT 184.34 576.00 Td (s deposits ar) Tj ET Q q 0 0 0 rg BT 235.14 576.00 Td (e r) Tj ET Q q 0 0 0 rg BT 245.85 576.00 Td (etail deposits \(37% and 35% at Dec) Tj ET Q q 0 0 0 rg BT 393.28 576.00 Td (ember 31, 2012 and 2011, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 564.00 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 564.00 Td (espec) Tj ET Q q 0 0 0 rg BT 80.59 564.00 Td (tiv) Tj ET Q q 0 0 0 rg BT 90.60 564.00 Td (ely\), which ar) Tj ET Q q 0 0 0 rg BT 144.99 564.00 Td (e c) Tj ET Q q 0 0 0 rg BT 156.30 564.00 Td (onsider) Tj ET Q q 0 0 0 rg BT 186.34 564.00 Td (ed par) Tj ET Q q 0 0 0 rg BT 212.51 564.00 Td (ticularly stable as the) Tj ET Q q 0 0 0 rg BT 298.77 564.00 Td (y ar) Tj ET Q q 0 0 0 rg BT 314.01 564.00 Td (e less sensitiv) Tj ET Q q 0 0 0 rg BT 369.17 564.00 Td (e to in) Tj ET Q q 0 0 0 rg BT 394.35 564.00 Td (ter) Tj ET Q q 0 0 0 rg BT 405.93 564.00 Td (est r) Tj ET Q q 0 0 0 rg BT 423.87 564.00 Td (ate chan) Tj ET Q q 0 0 0 rg BT 458.26 564.00 Td (ges or mark) Tj ET Q q 0 0 0 rg BT 506.16 564.00 Td (et v) Tj ET Q q 0 0 0 rg BT 520.91 564.00 Td (olatilit) Tj ET Q q 0 0 0 rg BT 547.00 564.00 Td (y) Tj ET Q q 0 0 0 rg BT 550.90 564.00 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 552.00 Td (A) Tj ET Q q 0 0 0 rg BT 59.57 552.00 Td (dditionally) Tj ET Q q 0 0 0 rg BT 101.58 552.00 Td (, the majorit) Tj ET Q q 0 0 0 rg BT 151.21 552.00 Td (y of the F) Tj ET Q q 0 0 0 rg BT 188.70 552.00 Td (irm) Tj ET Q q 0 0 0 rg BT 202.26 552.00 Td () Tj ET Q q 0 0 0 rg BT 204.20 552.00 Td (s institutional deposits ar) Tj ET Q q 0 0 0 rg BT 305.86 552.00 Td (e also c) Tj ET Q q 0 0 0 rg BT 335.84 552.00 Td (onsider) Tj ET Q q 0 0 0 rg BT 365.88 552.00 Td (ed to be stable sour) Tj ET Q q 0 0 0 rg BT 445.45 552.00 Td (c) Tj ET Q q 0 0 0 rg BT 449.62 552.00 Td (es of fundin) Tj ET Q q 0 0 0 rg BT 496.96 552.00 Td (g sinc) Tj ET Q q 0 0 0 rg BT 519.92 552.00 Td (e the) Tj ET Q q 0 0 0 rg BT 540.15 552.00 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 540.00 Td (ar) Tj ET Q q 0 0 0 rg BT 62.40 540.00 Td (e gener) Tj ET Q q 0 0 0 rg BT 92.74 540.00 Td (ated fr) Tj ET Q q 0 0 0 rg BT 119.62 540.00 Td (om customer) Tj ET Q q 0 0 0 rg BT 172.60 540.00 Td (s that main) Tj ET Q q 0 0 0 rg BT 217.73 540.00 Td (tain oper) Tj ET Q q 0 0 0 rg BT 254.16 540.00 Td (atin) Tj ET Q q 0 0 0 rg BT 269.63 540.00 Td (g ser) Tj ET Q q 0 0 0 rg BT 289.61 540.00 Td (vic) Tj ET Q q 0 0 0 rg BT 300.68 540.00 Td (e r) Tj ET Q q 0 0 0 rg BT 311.39 540.00 Td (elationships with the F) Tj ET Q q 0 0 0 rg BT 402.18 540.00 Td (irm.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 522.00 Td (A) Tj ET Q q 0 0 0 rg BT 59.57 522.00 Td (dditional sour) Tj ET Q q 0 0 0 rg BT 115.27 522.00 Td (c) Tj ET Q q 0 0 0 rg BT 119.44 522.00 Td (es of fundin) Tj ET Q q 0 0 0 rg BT 166.78 522.00 Td (g include a v) Tj ET Q q 0 0 0 rg BT 217.14 522.00 Td (ariet) Tj ET Q q 0 0 0 rg BT 236.15 522.00 Td (y of unsecur) Tj ET Q q 0 0 0 rg BT 285.32 522.00 Td (ed and secur) Tj ET Q q 0 0 0 rg BT 336.67 522.00 Td (ed shor) Tj ET Q q 0 0 0 rg BT 367.05 522.00 Td (t) Tj ET Q q 0 0 0 rg BT 369.91 522.00 Td (-term and lon) Tj ET Q q 0 0 0 rg BT 424.73 522.00 Td (g) Tj ET Q q 0 0 0 rg BT 429.53 522.00 Td (-term instrumen) Tj ET Q q 0 0 0 rg BT 495.58 522.00 Td (ts. Shor) Tj ET Q q 0 0 0 rg BT 526.69 522.00 Td (t) Tj ET Q q 0 0 0 rg BT 529.55 522.00 Td (-term ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 510.00 Td (unsecur) Tj ET Q q 0 0 0 rg BT 85.94 510.00 Td (ed fundin) Tj ET Q q 0 0 0 rg BT 123.97 510.00 Td (g sour) Tj ET Q q 0 0 0 rg BT 148.92 510.00 Td (c) Tj ET Q q 0 0 0 rg BT 153.09 510.00 Td (es include f) Tj ET Q q 0 0 0 rg BT 198.73 510.00 Td (eder) Tj ET Q q 0 0 0 rg BT 217.00 510.00 Td (al funds and E) Tj ET Q q 0 0 0 rg BT 273.69 510.00 Td (ur) Tj ET Q q 0 0 0 rg BT 282.36 510.00 Td (odollar) Tj ET Q q 0 0 0 rg BT 311.02 510.00 Td (s pur) Tj ET Q q 0 0 0 rg BT 331.18 510.00 Td (chased, c) Tj ET Q q 0 0 0 rg BT 368.29 510.00 Td (er) Tj ET Q q 0 0 0 rg BT 377.06 510.00 Td (tificates of deposit) Tj ET Q q 0 0 0 rg BT 451.69 510.00 Td (, time deposits, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 498.00 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 498.00 Td (ommer) Tj ET Q q 0 0 0 rg BT 87.04 498.00 Td (cial paper and other borr) Tj ET Q q 0 0 0 rg BT 188.15 498.00 Td (o) Tj ET Q q 0 0 0 rg BT 193.12 498.00 Td (w) Tj ET Q q 0 0 0 rg BT 199.64 498.00 Td (ed funds. L) Tj ET Q q 0 0 0 rg BT 243.58 498.00 Td (on) Tj ET Q q 0 0 0 rg BT 253.63 498.00 Td (g) Tj ET Q q 0 0 0 rg BT 258.43 498.00 Td (-term unsecur) Tj ET Q q 0 0 0 rg BT 315.28 498.00 Td (ed fundin) Tj ET Q q 0 0 0 rg BT 353.31 498.00 Td (g sour) Tj ET Q q 0 0 0 rg BT 378.26 498.00 Td (c) Tj ET Q q 0 0 0 rg BT 382.43 498.00 Td (es include lon) Tj ET Q q 0 0 0 rg BT 437.65 498.00 Td (g) Tj ET Q q 0 0 0 rg BT 442.45 498.00 Td (-term debt) Tj ET Q q 0 0 0 rg BT 485.69 498.00 Td (, pr) Tj ET Q q 0 0 0 rg BT 499.23 498.00 Td (ef) Tj ET Q q 0 0 0 rg BT 506.96 498.00 Td (err) Tj ET Q q 0 0 0 rg BT 519.00 498.00 Td (ed stock ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 486.00 Td (and c) Tj ET Q q 0 0 0 rg BT 75.57 486.00 Td (ommon stock) Tj ET Q q 0 0 0 rg BT 129.80 486.00 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 468.00 Td (Shor) Tj ET Q q 0 0 0 rg BT 73.04 468.00 Td (t) Tj ET Q q 0 0 0 rg BT 75.90 468.00 Td (-term unsecur) Tj ET Q q 0 0 0 rg BT 132.75 468.00 Td (ed fundin) Tj ET Q q 0 0 0 rg BT 170.78 468.00 Td (g sour) Tj ET Q q 0 0 0 rg BT 195.73 468.00 Td (c) Tj ET Q q 0 0 0 rg BT 199.90 468.00 Td (es include f) Tj ET Q q 0 0 0 rg BT 245.54 468.00 Td (eder) Tj ET Q q 0 0 0 rg BT 263.81 468.00 Td (al funds and E) Tj ET Q q 0 0 0 rg BT 320.50 468.00 Td (ur) Tj ET Q q 0 0 0 rg BT 329.17 468.00 Td (odollar) Tj ET Q q 0 0 0 rg BT 357.83 468.00 Td (s pur) Tj ET Q q 0 0 0 rg BT 377.99 468.00 Td (chased; c) Tj ET Q q 0 0 0 rg BT 415.10 468.00 Td (er) Tj ET Q q 0 0 0 rg BT 423.87 468.00 Td (tificates of deposit; time ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 456.00 Td (deposits; c) Tj ET Q q 0 0 0 rg BT 96.71 456.00 Td (ommer) Tj ET Q q 0 0 0 rg BT 125.58 456.00 Td (cial paper) Tj ET Q q 0 0 0 rg BT 165.24 456.00 Td (; and other borr) Tj ET Q q 0 0 0 rg BT 229.04 456.00 Td (o) Tj ET Q q 0 0 0 rg BT 234.01 456.00 Td (w) Tj ET Q q 0 0 0 rg BT 240.53 456.00 Td (ed funds that gener) Tj ET Q q 0 0 0 rg BT 319.41 456.00 Td (ally ha) Tj ET Q q 0 0 0 rg BT 345.86 456.00 Td (v) Tj ET Q q 0 0 0 rg BT 350.26 456.00 Td (e maturities of one y) Tj ET Q q 0 0 0 rg BT 433.19 456.00 Td (ear or less.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 438.00 Td (L) Tj ET Q q 0 0 0 rg BT 58.48 438.00 Td (on) Tj ET Q q 0 0 0 rg BT 68.53 438.00 Td (g) Tj ET Q q 0 0 0 rg BT 73.33 438.00 Td (-term fundin) Tj ET Q q 0 0 0 rg BT 124.03 438.00 Td (g pr) Tj ET Q q 0 0 0 rg BT 139.97 438.00 Td (o) Tj ET Q q 0 0 0 rg BT 144.89 438.00 Td (vides additional sour) Tj ET Q q 0 0 0 rg BT 228.58 438.00 Td (c) Tj ET Q q 0 0 0 rg BT 232.75 438.00 Td (es of stable fundin) Tj ET Q q 0 0 0 rg BT 306.88 438.00 Td (g and liquidit) Tj ET Q q 0 0 0 rg BT 359.82 438.00 Td (y f) Tj ET Q q 0 0 0 rg BT 369.59 438.00 Td (or the F) Tj ET Q q 0 0 0 rg BT 400.87 438.00 Td (irm. The majorit) Tj ET Q q 0 0 0 rg BT 465.90 438.00 Td (y of the F) Tj ET Q q 0 0 0 rg BT 503.39 438.00 Td (irm) Tj ET Q q 0 0 0 rg BT 516.95 438.00 Td () Tj ET Q q 0 0 0 rg BT 518.89 438.00 Td (s lon) Tj ET Q q 0 0 0 rg BT 537.76 438.00 Td (g) Tj ET Q q 0 0 0 rg BT 542.56 438.00 Td (-) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 426.00 Td (term unsecur) Tj ET Q q 0 0 0 rg BT 107.70 426.00 Td (ed fundin) Tj ET Q q 0 0 0 rg BT 145.73 426.00 Td (g is issued b) Tj ET Q q 0 0 0 rg BT 194.59 426.00 Td (y the par) Tj ET Q q 0 0 0 rg BT 230.44 426.00 Td (en) Tj ET Q q 0 0 0 rg BT 240.32 426.00 Td (t holdin) Tj ET Q q 0 0 0 rg BT 271.01 426.00 Td (g c) Tj ET Q q 0 0 0 rg BT 282.42 426.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 310.22 426.00 Td (y to pr) Tj ET Q q 0 0 0 rg BT 336.33 426.00 Td (o) Tj ET Q q 0 0 0 rg BT 341.25 426.00 Td (vide maximum fle) Tj ET Q q 0 0 0 rg BT 412.94 426.00 Td (xibilit) Tj ET Q q 0 0 0 rg BT 435.51 426.00 Td (y in suppor) Tj ET Q q 0 0 0 rg BT 480.59 426.00 Td (t of both bank and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 414.00 Td (nonbank subsidiar) Tj ET Q q 0 0 0 rg BT 128.25 414.00 Td (y fundin) Tj ET Q q 0 0 0 rg BT 160.88 414.00 Td (g.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 396.00 Td (The par) Tj ET Q q 0 0 0 rg BT 84.60 396.00 Td (en) Tj ET Q q 0 0 0 rg BT 94.48 396.00 Td (t holdin) Tj ET Q q 0 0 0 rg BT 125.17 396.00 Td (g c) Tj ET Q q 0 0 0 rg BT 136.58 396.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 164.38 396.00 Td (y ac) Tj ET Q q 0 0 0 rg BT 180.32 396.00 Td (ts as an impor) Tj ET Q q 0 0 0 rg BT 237.64 396.00 Td (tan) Tj ET Q q 0 0 0 rg BT 250.76 396.00 Td (t sour) Tj ET Q q 0 0 0 rg BT 274.02 396.00 Td (c) Tj ET Q q 0 0 0 rg BT 278.19 396.00 Td (e of fundin) Tj ET Q q 0 0 0 rg BT 321.51 396.00 Td (g to its subsidiaries. The F) Tj ET Q q 0 0 0 rg BT 425.86 396.00 Td (irm) Tj ET Q q 0 0 0 rg BT 439.42 396.00 Td () Tj ET Q q 0 0 0 rg BT 441.36 396.00 Td (s liquidit) Tj ET Q q 0 0 0 rg BT 476.02 396.00 Td (y managemen) Tj ET Q q 0 0 0 rg BT 532.71 396.00 Td (t is ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 384.00 Td (ther) Tj ET Q q 0 0 0 rg BT 70.71 384.00 Td (ef) Tj ET Q q 0 0 0 rg BT 78.44 384.00 Td (or) Tj ET Q q 0 0 0 rg BT 87.03 384.00 Td (e in) Tj ET Q q 0 0 0 rg BT 101.65 384.00 Td (tended to ensur) Tj ET Q q 0 0 0 rg BT 165.32 384.00 Td (e that liquidit) Tj ET Q q 0 0 0 rg BT 219.48 384.00 Td (y at the par) Tj ET Q q 0 0 0 rg BT 265.71 384.00 Td (en) Tj ET Q q 0 0 0 rg BT 275.59 384.00 Td (t holdin) Tj ET Q q 0 0 0 rg BT 306.28 384.00 Td (g c) Tj ET Q q 0 0 0 rg BT 317.69 384.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 345.49 384.00 Td (y is main) Tj ET Q q 0 0 0 rg BT 381.14 384.00 Td (tained at le) Tj ET Q q 0 0 0 rg BT 426.53 384.00 Td (v) Tj ET Q q 0 0 0 rg BT 430.93 384.00 Td (els suf) Tj ET Q q 0 0 0 rg BT 456.80 384.00 Td (ficien) Tj ET Q q 0 0 0 rg BT 478.73 384.00 Td (t to fund the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 372.00 Td (oper) Tj ET Q q 0 0 0 rg BT 72.52 372.00 Td (ations of the par) Tj ET Q q 0 0 0 rg BT 138.87 372.00 Td (en) Tj ET Q q 0 0 0 rg BT 148.75 372.00 Td (t holdin) Tj ET Q q 0 0 0 rg BT 179.44 372.00 Td (g c) Tj ET Q q 0 0 0 rg BT 190.85 372.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 218.65 372.00 Td (y and its subsidiaries and af) Tj ET Q q 0 0 0 rg BT 330.45 372.00 Td (filiates f) Tj ET Q q 0 0 0 rg BT 362.87 372.00 Td (or an e) Tj ET Q q 0 0 0 rg BT 390.90 372.00 Td (xtended period of time in a str) Tj ET Q q 0 0 0 rg BT 513.02 372.00 Td (ess ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 360.00 Td (en) Tj ET Q q 0 0 0 rg BT 63.88 360.00 Td (vir) Tj ET Q q 0 0 0 rg BT 74.35 360.00 Td (onmen) Tj ET Q q 0 0 0 rg BT 102.12 360.00 Td (t wher) Tj ET Q q 0 0 0 rg BT 127.74 360.00 Td (e ac) Tj ET Q q 0 0 0 rg BT 143.88 360.00 Td (c) Tj ET Q q 0 0 0 rg BT 148.05 360.00 Td (ess to normal fundin) Tj ET Q q 0 0 0 rg BT 230.78 360.00 Td (g sour) Tj ET Q q 0 0 0 rg BT 255.73 360.00 Td (c) Tj ET Q q 0 0 0 rg BT 259.90 360.00 Td (es is disrupted.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 342.00 Td (T) Tj ET Q q 0 0 0 rg BT 58.20 342.00 Td (o ef) Tj ET Q q 0 0 0 rg BT 73.49 342.00 Td (f) Tj ET Q q 0 0 0 rg BT 76.42 342.00 Td (ec) Tj ET Q q 0 0 0 rg BT 85.49 342.00 Td (tiv) Tj ET Q q 0 0 0 rg BT 95.50 342.00 Td (ely monitor the adequac) Tj ET Q q 0 0 0 rg BT 193.72 342.00 Td (y of liquidit) Tj ET Q q 0 0 0 rg BT 239.25 342.00 Td (y and fundin) Tj ET Q q 0 0 0 rg BT 289.28 342.00 Td (g at the par) Tj ET Q q 0 0 0 rg BT 335.91 342.00 Td (en) Tj ET Q q 0 0 0 rg BT 345.79 342.00 Td (t holdin) Tj ET Q q 0 0 0 rg BT 376.48 342.00 Td (g c) Tj ET Q q 0 0 0 rg BT 387.88 342.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 415.69 342.00 Td (y) Tj ET Q q 0 0 0 rg BT 419.58 342.00 Td (, the F) Tj ET Q q 0 0 0 rg BT 444.68 342.00 Td (irm uses thr) Tj ET Q q 0 0 0 rg BT 493.02 342.00 Td (ee primar) Tj ET Q q 0 0 0 rg BT 532.65 342.00 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 330.00 Td (measur) Tj ET Q q 0 0 0 rg BT 84.06 330.00 Td (es:) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 309.95 cm /I61 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 312.00 Td ( ) Tj ET Q q 0 0 0 rg BT 67.50 312.00 Td (Number of mon) Tj ET Q q 0 0 0 rg BT 130.52 312.00 Td (ths of pr) Tj ET Q q 0 0 0 rg BT 164.31 312.00 Td (e-fundin) Tj ET Q q 0 0 0 rg BT 198.05 312.00 Td (g: The F) Tj ET Q q 0 0 0 rg BT 229.64 312.00 Td (irm tar) Tj ET Q q 0 0 0 rg BT 257.40 312.00 Td (gets pr) Tj ET Q q 0 0 0 rg BT 285.37 312.00 Td (e-fundin) Tj ET Q q 0 0 0 rg BT 319.10 312.00 Td (g of the par) Tj ET Q q 0 0 0 rg BT 365.74 312.00 Td (en) Tj ET Q q 0 0 0 rg BT 375.62 312.00 Td (t holdin) Tj ET Q q 0 0 0 rg BT 406.31 312.00 Td (g c) Tj ET Q q 0 0 0 rg BT 417.72 312.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 445.52 312.00 Td (y to ensur) Tj ET Q q 0 0 0 rg BT 485.55 312.00 Td (e that both ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 300.00 Td (c) Tj ET Q q 0 0 0 rg BT 71.67 300.00 Td (on) Tj ET Q q 0 0 0 rg BT 81.77 300.00 Td (tr) Tj ET Q q 0 0 0 rg BT 88.55 300.00 Td (ac) Tj ET Q q 0 0 0 rg BT 97.65 300.00 Td (tual and non-c) Tj ET Q q 0 0 0 rg BT 155.59 300.00 Td (on) Tj ET Q q 0 0 0 rg BT 165.69 300.00 Td (tr) Tj ET Q q 0 0 0 rg BT 172.47 300.00 Td (ac) Tj ET Q q 0 0 0 rg BT 181.57 300.00 Td (tual oblig) Tj ET Q q 0 0 0 rg BT 219.32 300.00 Td (ations can be met f) Tj ET Q q 0 0 0 rg BT 296.08 300.00 Td (or at least 18 mon) Tj ET Q q 0 0 0 rg BT 370.53 300.00 Td (ths assumin) Tj ET Q q 0 0 0 rg BT 418.37 300.00 Td (g no ac) Tj ET Q q 0 0 0 rg BT 447.10 300.00 Td (c) Tj ET Q q 0 0 0 rg BT 451.27 300.00 Td (ess to wholesale fundin) Tj ET Q q 0 0 0 rg BT 545.24 300.00 Td (g ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 288.00 Td (mark) Tj ET Q q 0 0 0 rg BT 88.31 288.00 Td (ets. Ho) Tj ET Q q 0 0 0 rg BT 116.17 288.00 Td (w) Tj ET Q q 0 0 0 rg BT 122.69 288.00 Td (e) Tj ET Q q 0 0 0 rg BT 127.44 288.00 Td (v) Tj ET Q q 0 0 0 rg BT 131.84 288.00 Td (er) Tj ET Q q 0 0 0 rg BT 139.51 288.00 Td (, due to c) Tj ET Q q 0 0 0 rg BT 176.43 288.00 Td (onser) Tj ET Q q 0 0 0 rg BT 199.32 288.00 Td (v) Tj ET Q q 0 0 0 rg BT 203.72 288.00 Td (ativ) Tj ET Q q 0 0 0 rg BT 218.56 288.00 Td (e liquidit) Tj ET Q q 0 0 0 rg BT 254.00 288.00 Td (y managemen) Tj ET Q q 0 0 0 rg BT 310.69 288.00 Td (t ac) Tj ET Q q 0 0 0 rg BT 325.34 288.00 Td (tions tak) Tj ET Q q 0 0 0 rg BT 360.07 288.00 Td (en b) Tj ET Q q 0 0 0 rg BT 377.42 288.00 Td (y the F) Tj ET Q q 0 0 0 rg BT 404.52 288.00 Td (irm, the curr) Tj ET Q q 0 0 0 rg BT 455.21 288.00 Td (en) Tj ET Q q 0 0 0 rg BT 465.09 288.00 Td (t pr) Tj ET Q q 0 0 0 rg BT 479.33 288.00 Td (e-fundin) Tj ET Q q 0 0 0 rg BT 513.07 288.00 Td (g of such ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 276.00 Td (oblig) Tj ET Q q 0 0 0 rg BT 87.31 276.00 Td (ations is gr) Tj ET Q q 0 0 0 rg BT 131.49 276.00 Td (eater than tar) Tj ET Q q 0 0 0 rg BT 187.39 276.00 Td (get) Tj ET Q q 0 0 0 rg BT 200.40 276.00 Td (.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 255.95 cm /I62 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 258.00 Td ( ) Tj ET Q q 0 0 0 rg BT 67.50 258.00 Td (Ex) Tj ET Q q 0 0 0 rg BT 76.76 258.00 Td (c) Tj ET Q q 0 0 0 rg BT 80.93 258.00 Td (ess cash: Ex) Tj ET Q q 0 0 0 rg BT 128.41 258.00 Td (c) Tj ET Q q 0 0 0 rg BT 132.58 258.00 Td (ess cash is managed to ensur) Tj ET Q q 0 0 0 rg BT 249.92 258.00 Td (e that daily cash r) Tj ET Q q 0 0 0 rg BT 321.52 258.00 Td (equir) Tj ET Q q 0 0 0 rg BT 342.52 258.00 Td (emen) Tj ET Q q 0 0 0 rg BT 364.94 258.00 Td (ts can be met in both normal and str) Tj ET Q q 0 0 0 rg BT 511.48 258.00 Td (essed ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 246.00 Td (en) Tj ET Q q 0 0 0 rg BT 77.38 246.00 Td (vir) Tj ET Q q 0 0 0 rg BT 87.85 246.00 Td (onmen) Tj ET Q q 0 0 0 rg BT 115.62 246.00 Td (ts. Ex) Tj ET Q q 0 0 0 rg BT 136.95 246.00 Td (c) Tj ET Q q 0 0 0 rg BT 141.12 246.00 Td (ess cash gener) Tj ET Q q 0 0 0 rg BT 200.04 246.00 Td (ated b) Tj ET Q q 0 0 0 rg BT 225.40 246.00 Td (y par) Tj ET Q q 0 0 0 rg BT 245.77 246.00 Td (en) Tj ET Q q 0 0 0 rg BT 255.65 246.00 Td (t holdin) Tj ET Q q 0 0 0 rg BT 286.34 246.00 Td (g c) Tj ET Q q 0 0 0 rg BT 297.75 246.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 325.55 246.00 Td (y issuanc) Tj ET Q q 0 0 0 rg BT 362.06 246.00 Td (e ac) Tj ET Q q 0 0 0 rg BT 378.30 246.00 Td (tivit) Tj ET Q q 0 0 0 rg BT 394.12 246.00 Td (y is plac) Tj ET Q q 0 0 0 rg BT 426.31 246.00 Td (ed on deposit with or as ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 234.00 Td (adv) Tj ET Q q 0 0 0 rg BT 81.83 234.00 Td (anc) Tj ET Q q 0 0 0 rg BT 95.96 234.00 Td (es to both bank and nonbank subsidiaries or held as liquid c) Tj ET Q q 0 0 0 rg BT 336.68 234.00 Td (ollater) Tj ET Q q 0 0 0 rg BT 363.03 234.00 Td (al pur) Tj ET Q q 0 0 0 rg BT 386.46 234.00 Td (chased thr) Tj ET Q q 0 0 0 rg BT 428.81 234.00 Td (ough r) Tj ET Q q 0 0 0 rg BT 454.87 234.00 Td (e) Tj ET Q q 0 0 0 rg BT 459.62 234.00 Td (v) Tj ET Q q 0 0 0 rg BT 464.02 234.00 Td (er) Tj ET Q q 0 0 0 rg BT 472.58 234.00 Td (se r) Tj ET Q q 0 0 0 rg BT 487.31 234.00 Td (epur) Tj ET Q q 0 0 0 rg BT 505.91 234.00 Td (chase ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 222.00 Td (agr) Tj ET Q q 0 0 0 rg BT 80.80 222.00 Td (eemen) Tj ET Q q 0 0 0 rg BT 108.02 222.00 Td (ts.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 201.95 cm /I63 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 204.00 Td ( ) Tj ET Q q 0 0 0 rg BT 67.50 204.00 Td (S) Tj ET Q q 0 0 0 rg BT 72.37 204.00 Td (tr) Tj ET Q q 0 0 0 rg BT 79.15 204.00 Td (ess testin) Tj ET Q q 0 0 0 rg BT 117.00 204.00 Td (g:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 124.40 204.00 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 126.64 204.00 Td (The F) Tj ET Q q 0 0 0 rg BT 148.49 204.00 Td (irm c) Tj ET Q q 0 0 0 rg BT 168.81 204.00 Td (onduc) Tj ET Q q 0 0 0 rg BT 193.43 204.00 Td (ts r) Tj ET Q q 0 0 0 rg BT 206.57 204.00 Td (egular str) Tj ET Q q 0 0 0 rg BT 245.47 204.00 Td (ess testin) Tj ET Q q 0 0 0 rg BT 283.32 204.00 Td (g f) Tj ET Q q 0 0 0 rg BT 293.49 204.00 Td (or the par) Tj ET Q q 0 0 0 rg BT 333.53 204.00 Td (en) Tj ET Q q 0 0 0 rg BT 343.41 204.00 Td (t holdin) Tj ET Q q 0 0 0 rg BT 374.09 204.00 Td (g c) Tj ET Q q 0 0 0 rg BT 385.50 204.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 413.30 204.00 Td (y and major bank subsidiaries as ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 192.00 Td (w) Tj ET Q q 0 0 0 rg BT 74.02 192.00 Td (ell as the F) Tj ET Q q 0 0 0 rg BT 117.53 192.00 Td (irm) Tj ET Q q 0 0 0 rg BT 131.09 192.00 Td () Tj ET Q q 0 0 0 rg BT 133.03 192.00 Td (s principal U.S) Tj ET Q q 0 0 0 rg BT 190.34 192.00 Td (. and U.K. br) Tj ET Q q 0 0 0 rg BT 240.01 192.00 Td (ok) Tj ET Q q 0 0 0 rg BT 249.60 192.00 Td (er) Tj ET Q q 0 0 0 rg BT 257.82 192.00 Td (-dealer subsidiaries to ensur) Tj ET Q q 0 0 0 rg BT 372.39 192.00 Td (e suf) Tj ET Q q 0 0 0 rg BT 391.77 192.00 Td (ficien) Tj ET Q q 0 0 0 rg BT 413.70 192.00 Td (t liquidit) Tj ET Q q 0 0 0 rg BT 447.55 192.00 Td (y f) Tj ET Q q 0 0 0 rg BT 457.32 192.00 Td (or the F) Tj ET Q q 0 0 0 rg BT 488.61 192.00 Td (irm in a str) Tj ET Q q 0 0 0 rg BT 532.60 192.00 Td (essed ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 180.00 Td (en) Tj ET Q q 0 0 0 rg BT 77.38 180.00 Td (vir) Tj ET Q q 0 0 0 rg BT 87.85 180.00 Td (onmen) Tj ET Q q 0 0 0 rg BT 115.62 180.00 Td (t) Tj ET Q q 0 0 0 rg BT 118.93 180.00 Td (. The F) Tj ET Q q 0 0 0 rg BT 145.62 180.00 Td (irm) Tj ET Q q 0 0 0 rg BT 159.18 180.00 Td () Tj ET Q q 0 0 0 rg BT 161.12 180.00 Td (s liquidit) Tj ET Q q 0 0 0 rg BT 195.78 180.00 Td (y managemen) Tj ET Q q 0 0 0 rg BT 252.47 180.00 Td (t tak) Tj ET Q q 0 0 0 rg BT 270.63 180.00 Td (es in) Tj ET Q q 0 0 0 rg BT 289.27 180.00 Td (to c) Tj ET Q q 0 0 0 rg BT 304.01 180.00 Td (onsider) Tj ET Q q 0 0 0 rg BT 334.05 180.00 Td (ation its subsidiaries) Tj ET Q q 0 0 0 rg BT 416.74 180.00 Td ( abilit) Tj ET Q q 0 0 0 rg BT 442.00 180.00 Td (y to gener) Tj ET Q q 0 0 0 rg BT 482.60 180.00 Td (ate r) Tj ET Q q 0 0 0 rg BT 501.35 180.00 Td (eplac) Tj ET Q q 0 0 0 rg BT 522.74 180.00 Td (emen) Tj ET Q q 0 0 0 rg BT 545.16 180.00 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.50 168.00 Td (fundin) Tj ET Q q 0 0 0 rg BT 93.29 168.00 Td (g in the e) Tj ET Q q 0 0 0 rg BT 130.63 168.00 Td (v) Tj ET Q q 0 0 0 rg BT 135.03 168.00 Td (en) Tj ET Q q 0 0 0 rg BT 144.91 168.00 Td (t the par) Tj ET Q q 0 0 0 rg BT 179.47 168.00 Td (en) Tj ET Q q 0 0 0 rg BT 189.35 168.00 Td (t holdin) Tj ET Q q 0 0 0 rg BT 220.04 168.00 Td (g c) Tj ET Q q 0 0 0 rg BT 231.45 168.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 259.25 168.00 Td (y r) Tj ET Q q 0 0 0 rg BT 269.66 168.00 Td (equir) Tj ET Q q 0 0 0 rg BT 290.66 168.00 Td (es r) Tj ET Q q 0 0 0 rg BT 305.39 168.00 Td (epa) Tj ET Q q 0 0 0 rg BT 320.04 168.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 342.17 168.00 Td (t of the af) Tj ET Q q 0 0 0 rg BT 381.34 168.00 Td (or) Tj ET Q q 0 0 0 rg BT 389.93 168.00 Td (emen) Tj ET Q q 0 0 0 rg BT 412.35 168.00 Td (tioned deposits and adv) Tj ET Q q 0 0 0 rg BT 508.12 168.00 Td (anc) Tj ET Q q 0 0 0 rg BT 522.25 168.00 Td (es.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 148.80 Td (F) Tj ET Q q 0 0 0 rg BT 58.73 148.80 Td (or fur) Tj ET Q q 0 0 0 rg BT 81.86 148.80 Td (ther details on fundin) Tj ET Q q 0 0 0 rg BT 168.45 148.80 Td (g, please r) Tj ET Q q 0 0 0 rg BT 210.14 148.80 Td (ef) Tj ET Q q 0 0 0 rg BT 217.87 148.80 Td (er to JPMor) Tj ET Q q 0 0 0 rg BT 263.93 148.80 Td (g) Tj ET Q q 0 0 0 rg BT 268.73 148.80 Td (an C) Tj ET Q q 0 0 0 rg BT 286.16 148.80 Td (hase) Tj ET Q q 0 0 0 rg BT 304.74 148.80 Td () Tj ET Q q 0 0 0 rg BT 306.68 148.80 Td (s 2012 Annual R) Tj ET Q q 0 0 0 rg BT 373.90 148.80 Td (epor) Tj ET Q q 0 0 0 rg BT 392.82 148.80 Td (t on F) Tj ET Q q 0 0 0 rg BT 415.58 148.80 Td (orm 10-K and other JPMC 34 A) Tj ET Q q 0 0 0 rg BT 543.04 148.80 Td (c) Tj ET Q q 0 0 0 rg BT 547.31 148.80 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 135.60 Td (R) Tj ET Q q 0 0 0 rg BT 59.46 135.60 Td (epor) Tj ET Q q 0 0 0 rg BT 78.38 135.60 Td (ts.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I64 Do Q endstream endobj 39 0 obj <> endobj 40 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 294.55 44.50 Td (18) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET BT /F3 13.00 Tf ET q 0 0 0 rg BT 54.00 727.65 Td (7. ) Tj ET Q q 0 0 0 rg BT 90.00 727.65 Td (Global Liquidit) Tj ET Q q 0 0 0 rg BT 169.47 727.65 Td (y R) Tj ET Q q 0 0 0 rg BT 185.97 727.65 Td (eser) Tj ET Q q 0 0 0 rg BT 209.51 727.65 Td (v) Tj ET Q q 0 0 0 rg BT 215.49 727.65 Td (e) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 710.65 Td (The Global Liquidit) Tj ET Q q 0 0 0 rg BT 129.48 710.65 Td (y R) Tj ET Q q 0 0 0 rg BT 141.78 710.65 Td (eser) Tj ET Q q 0 0 0 rg BT 159.32 710.65 Td (v) Tj ET Q q 0 0 0 rg BT 163.72 710.65 Td (e includes cash on deposit at c) Tj ET Q q 0 0 0 rg BT 286.03 710.65 Td (en) Tj ET Q q 0 0 0 rg BT 295.91 710.65 Td (tr) Tj ET Q q 0 0 0 rg BT 302.69 710.65 Td (al banks, and cash pr) Tj ET Q q 0 0 0 rg BT 387.53 710.65 Td (oc) Tj ET Q q 0 0 0 rg BT 396.72 710.65 Td (eeds r) Tj ET Q q 0 0 0 rg BT 421.35 710.65 Td (easonably e) Tj ET Q q 0 0 0 rg BT 469.10 710.65 Td (xpec) Tj ET Q q 0 0 0 rg BT 487.77 710.65 Td (ted to be ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 698.65 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 698.65 Td (ec) Tj ET Q q 0 0 0 rg BT 66.54 698.65 Td (eiv) Tj ET Q q 0 0 0 rg BT 78.14 698.65 Td (ed in secur) Tj ET Q q 0 0 0 rg BT 121.96 698.65 Td (ed financin) Tj ET Q q 0 0 0 rg BT 166.37 698.65 Td (g) Tj ET Q q 0 0 0 rg BT 171.37 698.65 Td (s of unencumber) Tj ET Q q 0 0 0 rg BT 238.84 698.65 Td (ed high-qualit) Tj ET Q q 0 0 0 rg BT 295.02 698.65 Td (y securities \(such as so) Tj ET Q q 0 0 0 rg BT 387.38 698.65 Td (v) Tj ET Q q 0 0 0 rg BT 391.78 698.65 Td (er) Tj ET Q q 0 0 0 rg BT 400.15 698.65 Td (eign debt) Tj ET Q q 0 0 0 rg BT 438.05 698.65 Td (, go) Tj ET Q q 0 0 0 rg BT 452.71 698.65 Td (v) Tj ET Q q 0 0 0 rg BT 457.11 698.65 Td (ernmen) Tj ET Q q 0 0 0 rg BT 488.33 698.65 Td (t) Tj ET Q q 0 0 0 rg BT 491.19 698.65 Td (-guar) Tj ET Q q 0 0 0 rg BT 512.74 698.65 Td (an) Tj ET Q q 0 0 0 rg BT 522.65 698.65 Td (teed ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 686.65 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 686.65 Td (orpor) Tj ET Q q 0 0 0 rg BT 80.58 686.65 Td (ate debt) Tj ET Q q 0 0 0 rg BT 114.10 686.65 Td (, U.S) Tj ET Q q 0 0 0 rg BT 132.18 686.65 Td (. go) Tj ET Q q 0 0 0 rg BT 146.84 686.65 Td (v) Tj ET Q q 0 0 0 rg BT 151.24 686.65 Td (ernmen) Tj ET Q q 0 0 0 rg BT 182.46 686.65 Td (t agenc) Tj ET Q q 0 0 0 rg BT 211.99 686.65 Td (y debt) Tj ET Q q 0 0 0 rg BT 237.17 686.65 Td (, and agenc) Tj ET Q q 0 0 0 rg BT 283.39 686.65 Td (y MBS\) that ar) Tj ET Q q 0 0 0 rg BT 340.96 686.65 Td (e a) Tj ET Q q 0 0 0 rg BT 352.83 686.65 Td (v) Tj ET Q q 0 0 0 rg BT 357.23 686.65 Td (ailable to the F) Tj ET Q q 0 0 0 rg BT 417.30 686.65 Td (irm on a c) Tj ET Q q 0 0 0 rg BT 457.28 686.65 Td (onsolidated basis. The ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 674.65 Td (liquidit) Tj ET Q q 0 0 0 rg BT 82.30 674.65 Td (y amoun) Tj ET Q q 0 0 0 rg BT 116.91 674.65 Td (t estimated to be r) Tj ET Q q 0 0 0 rg BT 191.32 674.65 Td (ealiz) Tj ET Q q 0 0 0 rg BT 209.87 674.65 Td (ed fr) Tj ET Q q 0 0 0 rg BT 228.71 674.65 Td (om secur) Tj ET Q q 0 0 0 rg BT 265.52 674.65 Td (ed financin) Tj ET Q q 0 0 0 rg BT 309.93 674.65 Td (g) Tj ET Q q 0 0 0 rg BT 314.93 674.65 Td (s is based on managemen) Tj ET Q q 0 0 0 rg BT 418.61 674.65 Td (t) Tj ET Q q 0 0 0 rg BT 423.76 674.65 Td (s curr) Tj ET Q q 0 0 0 rg BT 446.68 674.65 Td (en) Tj ET Q q 0 0 0 rg BT 456.56 674.65 Td (t judgmen) Tj ET Q q 0 0 0 rg BT 497.17 674.65 Td (t and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 662.65 Td (assessmen) Tj ET Q q 0 0 0 rg BT 97.33 662.65 Td (t of the F) Tj ET Q q 0 0 0 rg BT 133.53 662.65 Td (irm) Tj ET Q q 0 0 0 rg BT 147.09 662.65 Td () Tj ET Q q 0 0 0 rg BT 149.03 662.65 Td (s abilit) Tj ET Q q 0 0 0 rg BT 175.92 662.65 Td (y to quickly r) Tj ET Q q 0 0 0 rg BT 227.67 662.65 Td (aise funds fr) Tj ET Q q 0 0 0 rg BT 277.38 662.65 Td (om secur) Tj ET Q q 0 0 0 rg BT 314.19 662.65 Td (ed financin) Tj ET Q q 0 0 0 rg BT 358.60 662.65 Td (g) Tj ET Q q 0 0 0 rg BT 363.60 662.65 Td (s.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 644.65 Td (The Global Liquidit) Tj ET Q q 0 0 0 rg BT 129.48 644.65 Td (y R) Tj ET Q q 0 0 0 rg BT 141.78 644.65 Td (eser) Tj ET Q q 0 0 0 rg BT 159.32 644.65 Td (v) Tj ET Q q 0 0 0 rg BT 163.72 644.65 Td (e also includes the F) Tj ET Q q 0 0 0 rg BT 245.36 644.65 Td (irm) Tj ET Q q 0 0 0 rg BT 258.92 644.65 Td () Tj ET Q q 0 0 0 rg BT 260.86 644.65 Td (s borr) Tj ET Q q 0 0 0 rg BT 284.61 644.65 Td (o) Tj ET Q q 0 0 0 rg BT 289.58 644.65 Td (win) Tj ET Q q 0 0 0 rg BT 303.58 644.65 Td (g capacit) Tj ET Q q 0 0 0 rg BT 339.76 644.65 Td (y at v) Tj ET Q q 0 0 0 rg BT 361.38 644.65 Td (arious FHLBs, the F) Tj ET Q q 0 0 0 rg BT 438.98 644.65 Td (eder) Tj ET Q q 0 0 0 rg BT 457.24 644.65 Td (al R) Tj ET Q q 0 0 0 rg BT 472.33 644.65 Td (eser) Tj ET Q q 0 0 0 rg BT 489.87 644.65 Td (v) Tj ET Q q 0 0 0 rg BT 494.27 644.65 Td (e Bank disc) Tj ET Q q 0 0 0 rg BT 539.54 644.65 Td (oun) Tj ET Q q 0 0 0 rg BT 554.74 644.65 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 632.65 Td (windo) Tj ET Q q 0 0 0 rg BT 78.17 632.65 Td (w and v) Tj ET Q q 0 0 0 rg BT 108.88 632.65 Td (arious other c) Tj ET Q q 0 0 0 rg BT 164.60 632.65 Td (en) Tj ET Q q 0 0 0 rg BT 174.48 632.65 Td (tr) Tj ET Q q 0 0 0 rg BT 181.26 632.65 Td (al banks as a r) Tj ET Q q 0 0 0 rg BT 238.89 632.65 Td (esult of c) Tj ET Q q 0 0 0 rg BT 275.38 632.65 Td (ollater) Tj ET Q q 0 0 0 rg BT 301.73 632.65 Td (al pledged b) Tj ET Q q 0 0 0 rg BT 351.07 632.65 Td (y the F) Tj ET Q q 0 0 0 rg BT 378.17 632.65 Td (irm to such banks. Although c) Tj ET Q q 0 0 0 rg BT 497.39 632.65 Td (onsider) Tj ET Q q 0 0 0 rg BT 527.43 632.65 Td (ed as a ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 620.65 Td (sour) Tj ET Q q 0 0 0 rg BT 71.71 620.65 Td (c) Tj ET Q q 0 0 0 rg BT 75.88 620.65 Td (e of a) Tj ET Q q 0 0 0 rg BT 98.14 620.65 Td (v) Tj ET Q q 0 0 0 rg BT 102.54 620.65 Td (ailable liquidit) Tj ET Q q 0 0 0 rg BT 160.09 620.65 Td (y) Tj ET Q q 0 0 0 rg BT 163.99 620.65 Td (, the F) Tj ET Q q 0 0 0 rg BT 189.09 620.65 Td (irm does not vie) Tj ET Q q 0 0 0 rg BT 253.87 620.65 Td (w borr) Tj ET Q q 0 0 0 rg BT 280.17 620.65 Td (o) Tj ET Q q 0 0 0 rg BT 285.14 620.65 Td (win) Tj ET Q q 0 0 0 rg BT 299.14 620.65 Td (g capacit) Tj ET Q q 0 0 0 rg BT 335.32 620.65 Td (y at the F) Tj ET Q q 0 0 0 rg BT 372.75 620.65 Td (eder) Tj ET Q q 0 0 0 rg BT 391.01 620.65 Td (al R) Tj ET Q q 0 0 0 rg BT 406.10 620.65 Td (eser) Tj ET Q q 0 0 0 rg BT 423.64 620.65 Td (v) Tj ET Q q 0 0 0 rg BT 428.04 620.65 Td (e Bank disc) Tj ET Q q 0 0 0 rg BT 473.31 620.65 Td (oun) Tj ET Q q 0 0 0 rg BT 488.51 620.65 Td (t windo) Tj ET Q q 0 0 0 rg BT 518.23 620.65 Td (w and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 608.65 Td (v) Tj ET Q q 0 0 0 rg BT 58.40 608.65 Td (arious other c) Tj ET Q q 0 0 0 rg BT 114.12 608.65 Td (en) Tj ET Q q 0 0 0 rg BT 124.00 608.65 Td (tr) Tj ET Q q 0 0 0 rg BT 130.78 608.65 Td (al banks as a primar) Tj ET Q q 0 0 0 rg BT 212.53 608.65 Td (y sour) Tj ET Q q 0 0 0 rg BT 237.08 608.65 Td (c) Tj ET Q q 0 0 0 rg BT 241.25 608.65 Td (e of fundin) Tj ET Q q 0 0 0 rg BT 284.57 608.65 Td (g. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 590.65 Td (As of Dec) Tj ET Q q 0 0 0 rg BT 91.31 590.65 Td (ember 31, 2012, the Global Liquidit) Tj ET Q q 0 0 0 rg BT 236.96 590.65 Td (y R) Tj ET Q q 0 0 0 rg BT 249.26 590.65 Td (eser) Tj ET Q q 0 0 0 rg BT 266.80 590.65 Td (v) Tj ET Q q 0 0 0 rg BT 271.20 590.65 Td (e w) Tj ET Q q 0 0 0 rg BT 284.86 590.65 Td (as estimated to be appr) Tj ET Q q 0 0 0 rg BT 380.00 590.65 Td (o) Tj ET Q q 0 0 0 rg BT 384.82 590.65 Td (ximately $491 billion, c) Tj ET Q q 0 0 0 rg BT 480.31 590.65 Td (ompar) Tj ET Q q 0 0 0 rg BT 506.60 590.65 Td (ed with ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 578.65 Td (appr) Tj ET Q q 0 0 0 rg BT 72.66 578.65 Td (o) Tj ET Q q 0 0 0 rg BT 77.48 578.65 Td (ximately $379 billion at Dec) Tj ET Q q 0 0 0 rg BT 191.58 578.65 Td (ember 31, 2011. 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Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 524.65 Td (S) Tj ET Q q 0 0 0 rg BT 58.93 524.65 Td (tr) Tj ET Q q 0 0 0 rg BT 66.30 524.65 Td (ess testin) Tj ET Q q 0 0 0 rg BT 105.97 524.65 Td (g) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 512.65 Td (Liquidit) Tj ET Q q 0 0 0 rg BT 84.57 512.65 Td (y str) Tj ET Q q 0 0 0 rg BT 102.21 512.65 Td (ess tests ar) Tj ET Q q 0 0 0 rg BT 147.39 512.65 Td (e in) Tj ET Q q 0 0 0 rg BT 162.01 512.65 Td (tended to ensur) Tj ET Q q 0 0 0 rg BT 225.68 512.65 Td (e suf) Tj ET Q q 0 0 0 rg BT 245.07 512.65 Td (ficien) Tj ET Q q 0 0 0 rg BT 267.00 512.65 Td (t liquidit) Tj ET Q q 0 0 0 rg BT 300.85 512.65 Td (y f) Tj ET Q q 0 0 0 rg BT 310.62 512.65 Td (or the F) Tj ET Q q 0 0 0 rg BT 341.91 512.65 Td (irm under a v) Tj ET Q q 0 0 0 rg BT 395.76 512.65 Td (ariet) Tj ET Q q 0 0 0 rg BT 414.77 512.65 Td (y of adv) Tj ET Q q 0 0 0 rg BT 446.33 512.65 Td (er) Tj ET Q q 0 0 0 rg BT 454.90 512.65 Td (se sc) Tj ET Q q 0 0 0 rg BT 474.25 512.65 Td (enarios. 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S) Tj ET Q q 0 0 0 rg BT 87.35 476.65 Td (tandar) Tj ET Q q 0 0 0 rg BT 114.07 476.65 Td (d str) Tj ET Q q 0 0 0 rg BT 132.31 476.65 Td (ess tests ar) Tj ET Q q 0 0 0 rg BT 177.49 476.65 Td (e per) Tj ET Q q 0 0 0 rg BT 198.33 476.65 Td (f) Tj ET Q q 0 0 0 rg BT 201.26 476.65 Td (ormed on a r) Tj ET Q q 0 0 0 rg BT 253.16 476.65 Td (egular basis and ad hoc str) Tj ET Q q 0 0 0 rg BT 361.18 476.65 Td (ess tests ar) Tj ET Q q 0 0 0 rg BT 406.36 476.65 Td (e per) Tj ET Q q 0 0 0 rg BT 427.20 476.65 Td (f) Tj ET Q q 0 0 0 rg BT 430.13 476.65 Td (ormed as r) Tj ET Q q 0 0 0 rg BT 473.56 476.65 Td (equir) Tj ET Q q 0 0 0 rg BT 494.55 476.65 Td (ed. S) Tj ET Q q 0 0 0 rg BT 514.16 476.65 Td (tr) Tj ET Q q 0 0 0 rg BT 520.94 476.65 Td (ess ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 464.65 Td (sc) Tj ET Q q 0 0 0 rg BT 62.19 464.65 Td (enarios ar) Tj ET Q q 0 0 0 rg BT 102.80 464.65 Td (e pr) Tj ET Q q 0 0 0 rg BT 118.64 464.65 Td (oduc) Tj ET Q q 0 0 0 rg BT 138.03 464.65 Td (ed f) Tj ET Q q 0 0 0 rg BT 153.20 464.65 Td (or the par) Tj ET Q q 0 0 0 rg BT 193.24 464.65 Td (en) Tj ET Q q 0 0 0 rg BT 203.12 464.65 Td (t holdin) Tj ET Q q 0 0 0 rg BT 233.81 464.65 Td (g c) Tj ET Q q 0 0 0 rg BT 245.22 464.65 Td (ompan) Tj ET Q q 0 0 0 rg BT 273.02 464.65 Td (y and the F) Tj ET Q q 0 0 0 rg BT 317.52 464.65 Td (irm) Tj ET Q q 0 0 0 rg BT 331.08 464.65 Td () Tj ET Q q 0 0 0 rg BT 333.02 464.65 Td (s major bank subsidiaries as w) Tj ET Q q 0 0 0 rg BT 455.31 464.65 Td (ell as the F) Tj ET Q q 0 0 0 rg BT 498.81 464.65 Td (irm) Tj ET Q q 0 0 0 rg BT 512.37 464.65 Td () Tj ET Q q 0 0 0 rg BT 514.31 464.65 Td (s principal ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 452.65 Td (U.S) Tj ET Q q 0 0 0 rg BT 67.24 452.65 Td (. and U.K. br) Tj ET Q q 0 0 0 rg BT 116.91 452.65 Td (ok) Tj ET Q q 0 0 0 rg BT 126.50 452.65 Td (er) Tj ET Q q 0 0 0 rg BT 134.72 452.65 Td (-dealer subsidiaries. In addition, separ) Tj ET Q q 0 0 0 rg BT 289.11 452.65 Td (ate r) Tj ET Q q 0 0 0 rg BT 307.86 452.65 Td (egional liquidit) Tj ET Q q 0 0 0 rg BT 368.04 452.65 Td (y str) Tj ET Q q 0 0 0 rg BT 385.68 452.65 Td (ess testin) Tj ET Q q 0 0 0 rg BT 423.52 452.65 Td (g is per) Tj ET Q q 0 0 0 rg BT 453.22 452.65 Td (f) Tj ET Q q 0 0 0 rg BT 456.15 452.65 Td (ormed.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 437.65 Td (Liquidit) Tj ET Q q 0 0 0 rg BT 84.57 437.65 Td (y str) Tj ET Q q 0 0 0 rg BT 102.21 437.65 Td (ess tests assume all of the F) Tj ET Q q 0 0 0 rg BT 214.58 437.65 Td (irm) Tj ET Q q 0 0 0 rg BT 228.14 437.65 Td () Tj ET Q q 0 0 0 rg BT 230.08 437.65 Td (s c) Tj ET Q q 0 0 0 rg BT 240.61 437.65 Td (on) Tj ET Q q 0 0 0 rg BT 250.71 437.65 Td (tr) Tj ET Q q 0 0 0 rg BT 257.49 437.65 Td (ac) Tj ET Q q 0 0 0 rg BT 266.59 437.65 Td (tual oblig) Tj ET Q q 0 0 0 rg BT 304.34 437.65 Td (ations ar) Tj ET Q q 0 0 0 rg BT 339.69 437.65 Td (e met and also tak) Tj ET Q q 0 0 0 rg BT 413.60 437.65 Td (e in) Tj ET Q q 0 0 0 rg BT 428.22 437.65 Td (to c) Tj ET Q q 0 0 0 rg BT 442.96 437.65 Td (onsider) Tj ET Q q 0 0 0 rg BT 472.99 437.65 Td (ation v) Tj ET Q q 0 0 0 rg BT 500.32 437.65 Td (ar) Tj ET Q q 0 0 0 rg BT 509.07 437.65 Td (yin) Tj ET Q q 0 0 0 rg BT 521.00 437.65 Td (g le) Tj ET Q q 0 0 0 rg BT 535.45 437.65 Td (v) Tj ET Q q 0 0 0 rg BT 539.85 437.65 Td (els ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 425.65 Td (of ac) Tj ET Q q 0 0 0 rg BT 73.39 425.65 Td (c) Tj ET Q q 0 0 0 rg BT 77.56 425.65 Td (ess to unsecur) Tj ET Q q 0 0 0 rg BT 135.25 425.65 Td (ed and secur) Tj ET Q q 0 0 0 rg BT 186.60 425.65 Td (ed fundin) Tj ET Q q 0 0 0 rg BT 224.63 425.65 Td (g mark) Tj ET Q q 0 0 0 rg BT 252.68 425.65 Td (ets. A) Tj ET Q q 0 0 0 rg BT 275.12 425.65 Td (dditionally) Tj ET Q q 0 0 0 rg BT 317.13 425.65 Td (, assumptions with r) Tj ET Q q 0 0 0 rg BT 398.15 425.65 Td (espec) Tj ET Q q 0 0 0 rg BT 421.17 425.65 Td (t to poten) Tj ET Q q 0 0 0 rg BT 460.52 425.65 Td (tial non-c) Tj ET Q q 0 0 0 rg BT 498.36 425.65 Td (on) Tj ET Q q 0 0 0 rg BT 508.46 425.65 Td (tr) Tj ET Q q 0 0 0 rg BT 515.24 425.65 Td (ac) Tj ET Q q 0 0 0 rg BT 524.34 425.65 Td (tual and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 413.65 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 413.65 Td (on) Tj ET Q q 0 0 0 rg BT 68.27 413.65 Td (tin) Tj ET Q q 0 0 0 rg BT 78.91 413.65 Td (gen) Tj ET Q q 0 0 0 rg BT 93.69 413.65 Td (t out) Tj ET Q q 0 0 0 rg BT 112.42 413.65 Td (flo) Tj ET Q q 0 0 0 rg BT 122.88 413.65 Td (ws include) Tj ET Q q 0 0 0 rg BT 164.92 413.65 Td (, but ar) Tj ET Q q 0 0 0 rg BT 193.94 413.65 Td (e not limited to) Tj ET Q q 0 0 0 rg BT 255.36 413.65 Td (, the f) Tj ET Q q 0 0 0 rg BT 278.61 413.65 Td (ollo) Tj ET Q q 0 0 0 rg BT 293.52 413.65 Td (win) Tj ET Q q 0 0 0 rg BT 307.52 413.65 Td (g:) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 394.60 cm /I65 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 396.65 Td ( ) Tj ET Q q 0 0 0 rg BT 67.50 396.65 Td (Deposits) Tj ET Q /GS0 gs q 4.00 0 0 10.09 67.50 381.49 cm /I66 Do Q /GS0 gs q 5.00 0 0 10.09 71.50 381.49 cm /I67 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 76.50 383.65 Td (F) Tj ET Q q 0 0 0 rg BT 81.23 383.65 Td (or bank deposits that ha) Tj ET Q q 0 0 0 rg BT 178.93 383.65 Td (v) Tj ET Q q 0 0 0 rg BT 183.33 383.65 Td (e no c) Tj ET Q q 0 0 0 rg BT 207.13 383.65 Td (on) Tj ET Q q 0 0 0 rg BT 217.23 383.65 Td (tr) Tj ET Q q 0 0 0 rg BT 224.01 383.65 Td (ac) Tj ET Q q 0 0 0 rg BT 233.11 383.65 Td (tual maturit) Tj ET Q q 0 0 0 rg BT 281.31 383.65 Td (y) Tj ET Q q 0 0 0 rg BT 285.21 383.65 Td (, the r) Tj ET Q q 0 0 0 rg BT 309.10 383.65 Td (an) Tj ET Q q 0 0 0 rg BT 318.96 383.65 Td (ge of poten) Tj ET Q q 0 0 0 rg BT 364.63 383.65 Td (tial out) Tj ET Q q 0 0 0 rg BT 393.05 383.65 Td (flo) Tj ET Q q 0 0 0 rg BT 403.51 383.65 Td (ws r) Tj ET Q q 0 0 0 rg BT 420.01 383.65 Td (eflec) Tj ET Q q 0 0 0 rg BT 439.36 383.65 Td (t the t) Tj ET Q q 0 0 0 rg BT 463.70 383.65 Td (ype and siz) Tj ET Q q 0 0 0 rg BT 508.35 383.65 Td (e of deposit ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 76.50 371.65 Td (ac) Tj ET Q q 0 0 0 rg BT 85.50 371.65 Td (c) Tj ET Q q 0 0 0 rg BT 89.67 371.65 Td (oun) Tj ET Q q 0 0 0 rg BT 104.87 371.65 Td (t) Tj ET Q q 0 0 0 rg BT 108.18 371.65 Td (, and the natur) Tj ET Q q 0 0 0 rg BT 167.74 371.65 Td (e and e) Tj ET Q q 0 0 0 rg BT 196.98 371.65 Td (xten) Tj ET Q q 0 0 0 rg BT 214.54 371.65 Td (t of the F) Tj ET Q q 0 0 0 rg BT 250.74 371.65 Td (irm) Tj ET Q q 0 0 0 rg BT 264.30 371.65 Td () Tj ET Q q 0 0 0 rg BT 266.24 371.65 Td (s r) Tj ET Q q 0 0 0 rg BT 276.17 371.65 Td (elationship with the depositor) Tj ET Q q 0 0 0 rg BT 395.74 371.65 Td (.) Tj ET Q /GS0 gs q 4.00 0 0 10.09 67.50 356.49 cm /I68 Do Q /GS0 gs q 5.00 0 0 10.09 71.50 356.49 cm /I69 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 76.50 358.65 Td (Secur) Tj ET Q q 0 0 0 rg BT 99.11 358.65 Td (ed fundin) Tj ET Q q 0 0 0 rg BT 137.14 358.65 Td (g) Tj ET Q /GS0 gs q 4.00 0 0 10.09 67.50 343.49 cm /I70 Do Q /GS0 gs q 5.00 0 0 10.09 71.50 343.49 cm /I71 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 76.50 345.65 Td (Ran) Tj ET Q q 0 0 0 rg BT 91.92 345.65 Td (ge of hair) Tj ET Q q 0 0 0 rg BT 130.28 345.65 Td (cuts on c) Tj ET Q q 0 0 0 rg BT 165.83 345.65 Td (ollater) Tj ET Q q 0 0 0 rg BT 192.18 345.65 Td (al based on securit) Tj ET Q q 0 0 0 rg BT 268.04 345.65 Td (y t) Tj ET Q q 0 0 0 rg BT 278.19 345.65 Td (ype and c) Tj ET Q q 0 0 0 rg BT 316.53 345.65 Td (oun) Tj ET Q q 0 0 0 rg BT 331.73 345.65 Td (terpar) Tj ET Q q 0 0 0 rg BT 357.34 345.65 Td (t) Tj ET Q q 0 0 0 rg BT 360.65 345.65 Td (y) Tj ET Q q 0 0 0 rg BT 364.55 345.65 Td (.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 326.60 cm /I72 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 61.47 328.65 Td ( ) Tj ET Q q 0 0 0 rg BT 67.50 328.65 Td (Deriv) Tj ET Q q 0 0 0 rg BT 88.69 328.65 Td (ativ) Tj ET Q q 0 0 0 rg BT 103.53 328.65 Td (es) Tj ET Q /GS0 gs q 4.00 0 0 10.09 67.50 313.49 cm /I73 Do Q /GS0 gs q 5.00 0 0 10.09 71.50 313.49 cm /I74 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 76.50 315.65 Td (Mar) Tj ET Q q 0 0 0 rg BT 92.13 315.65 Td (gin calls b) Tj ET Q q 0 0 0 rg BT 132.31 315.65 Td (y e) Tj ET Q q 0 0 0 rg BT 143.85 315.65 Td (x) Tj ET Q q 0 0 0 rg BT 148.12 315.65 Td (chan) Tj ET Q q 0 0 0 rg BT 167.33 315.65 Td (ges or clearin) Tj ET Q q 0 0 0 rg BT 221.83 315.65 Td (g houses;) Tj ET Q /GS0 gs q 4.00 0 0 10.09 67.50 301.49 cm /I75 Do Q /GS0 gs q 5.00 0 0 10.09 71.50 301.49 cm /I76 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 76.50 303.65 Td (C) Tj ET Q q 0 0 0 rg BT 81.43 303.65 Td (ollater) Tj ET Q q 0 0 0 rg BT 107.78 303.65 Td (al calls associated with r) Tj ET Q q 0 0 0 rg BT 205.75 303.65 Td (atin) Tj ET Q q 0 0 0 rg BT 221.22 303.65 Td (g) Tj ET Q q 0 0 0 rg BT 226.22 303.65 Td (s do) Tj ET Q q 0 0 0 rg BT 242.65 303.65 Td (wn) Tj ET Q q 0 0 0 rg BT 254.25 303.65 Td (gr) Tj ET Q q 0 0 0 rg BT 262.72 303.65 Td (ade trig) Tj ET Q q 0 0 0 rg BT 294.07 303.65 Td (ger) Tj ET Q q 0 0 0 rg BT 307.54 303.65 Td (s and v) Tj ET Q q 0 0 0 rg BT 335.70 303.65 Td (ariation mar) Tj ET Q q 0 0 0 rg BT 385.67 303.65 Td (gin;) Tj ET Q /GS0 gs q 4.00 0 0 10.09 67.50 289.49 cm /I77 Do Q /GS0 gs q 5.00 0 0 10.09 71.50 289.49 cm /I78 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 76.50 291.65 Td (Out) Tj ET Q q 0 0 0 rg BT 90.69 291.65 Td (flo) Tj ET Q q 0 0 0 rg BT 101.15 291.65 Td (ws of e) Tj ET Q q 0 0 0 rg BT 129.17 291.65 Td (x) Tj ET Q q 0 0 0 rg BT 133.44 291.65 Td (c) Tj ET Q q 0 0 0 rg BT 137.61 291.65 Td (ess clien) Tj ET Q q 0 0 0 rg BT 171.75 291.65 Td (t c) Tj ET Q q 0 0 0 rg BT 181.47 291.65 Td (ollater) Tj ET Q q 0 0 0 rg BT 207.82 291.65 Td (al;) Tj ET Q /GS0 gs q 4.00 0 0 10.09 67.50 277.49 cm /I79 Do Q /GS0 gs q 5.00 0 0 10.09 71.50 277.49 cm /I80 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 76.50 279.65 Td (No) Tj ET Q q 0 0 0 rg BT 87.43 279.65 Td (v) Tj ET Q q 0 0 0 rg BT 91.83 279.65 Td (ation of deriv) Tj ET Q q 0 0 0 rg BT 145.52 279.65 Td (ativ) Tj ET Q q 0 0 0 rg BT 160.36 279.65 Td (e tr) Tj ET Q q 0 0 0 rg BT 174.28 279.65 Td (ades.) Tj ET Q /GS0 gs q 7.47 0 0 10.76 54.00 260.60 cm /I81 Do Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.45098039215686275 0.592156862745098 0.7372549019607844 rg BT 61.47 262.65 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 67.50 262.65 Td (Un) Tj ET Q q 0 0 0 rg BT 78.50 262.65 Td (funded c) Tj ET Q q 0 0 0 rg BT 113.27 262.65 Td (ommitmen) Tj ET Q q 0 0 0 rg BT 157.00 262.65 Td (ts) Tj ET Q /GS0 gs q 4.00 0 0 10.09 67.50 247.49 cm /I82 Do Q /GS0 gs q 5.00 0 0 10.09 71.50 247.49 cm /I83 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 76.50 249.65 Td (Poten) Tj ET Q q 0 0 0 rg BT 99.96 249.65 Td (tial facilit) Tj ET Q q 0 0 0 rg BT 137.85 249.65 Td (y dr) Tj ET Q q 0 0 0 rg BT 153.36 249.65 Td (a) Tj ET Q q 0 0 0 rg BT 158.14 249.65 Td (wdo) Tj ET Q q 0 0 0 rg BT 174.78 249.65 Td (wns r) Tj ET Q q 0 0 0 rg BT 196.41 249.65 Td (eflec) Tj ET Q q 0 0 0 rg BT 215.77 249.65 Td (tin) Tj ET Q q 0 0 0 rg BT 226.41 249.65 Td (g the t) Tj ET Q q 0 0 0 rg BT 252.44 249.65 Td (ype of c) Tj ET Q q 0 0 0 rg BT 283.77 249.65 Td (ommitmen) Tj ET Q q 0 0 0 rg BT 327.50 249.65 Td (t and c) Tj ET Q q 0 0 0 rg BT 354.62 249.65 Td (oun) Tj ET Q q 0 0 0 rg BT 369.82 249.65 Td (terpar) Tj ET Q q 0 0 0 rg BT 395.43 249.65 Td (t) Tj ET Q q 0 0 0 rg BT 398.74 249.65 Td (y) Tj ET Q q 0 0 0 rg BT 402.64 249.65 Td (.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I84 Do Q BT /F3 13.00 Tf ET q 0 0 0 rg BT 54.00 220.05 Td (8. ) Tj ET Q q 0 0 0 rg BT 90.00 220.05 Td (Description of deriv) Tj ET Q q 0 0 0 rg BT 197.08 220.05 Td (a) Tj ET Q q 0 0 0 rg BT 203.56 220.05 Td (tiv) Tj ET Q q 0 0 0 rg BT 217.53 220.05 Td (e and hedgin) Tj ET Q q 0 0 0 rg BT 287.07 220.05 Td (g a) Tj ET Q q 0 0 0 rg BT 302.88 220.05 Td (ctivities) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 198.85 Td (Deriv) Tj ET Q q 0 0 0 rg BT 76.21 198.85 Td (a) Tj ET Q q 0 0 0 rg BT 81.19 198.85 Td (tiv) Tj ET Q q 0 0 0 rg BT 91.94 198.85 Td (e instrumen) Tj ET Q q 0 0 0 rg BT 142.18 198.85 Td (ts) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 185.65 Td (Deriv) Tj ET Q q 0 0 0 rg BT 75.19 185.65 Td (ativ) Tj ET Q q 0 0 0 rg BT 90.03 185.65 Td (e instrumen) Tj ET Q q 0 0 0 rg BT 138.32 185.65 Td (ts enable end-user) Tj ET Q q 0 0 0 rg BT 213.25 185.65 Td (s to modif) Tj ET Q q 0 0 0 rg BT 253.72 185.65 Td (y or mitig) Tj ET Q q 0 0 0 rg BT 292.14 185.65 Td (ate e) Tj ET Q q 0 0 0 rg BT 312.02 185.65 Td (xposur) Tj ET Q q 0 0 0 rg BT 339.33 185.65 Td (e to cr) Tj ET Q q 0 0 0 rg BT 364.83 185.65 Td (edit or mark) Tj ET Q q 0 0 0 rg BT 414.52 185.65 Td (et risks. C) Tj ET Q q 0 0 0 rg BT 453.37 185.65 Td (oun) Tj ET Q q 0 0 0 rg BT 468.57 185.65 Td (terpar) Tj ET Q q 0 0 0 rg BT 494.18 185.65 Td (ties to a ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 172.45 Td (deriv) Tj ET Q q 0 0 0 rg BT 74.37 172.45 Td (ativ) Tj ET Q q 0 0 0 rg BT 89.21 172.45 Td (e c) Tj ET Q q 0 0 0 rg BT 100.52 172.45 Td (on) Tj ET Q q 0 0 0 rg BT 110.62 172.45 Td (tr) Tj ET Q q 0 0 0 rg BT 117.40 172.45 Td (ac) Tj ET Q q 0 0 0 rg BT 126.50 172.45 Td (t seek to obtain risks and r) Tj ET Q q 0 0 0 rg BT 233.30 172.45 Td (e) Tj ET Q q 0 0 0 rg BT 238.05 172.45 Td (w) Tj ET Q q 0 0 0 rg BT 244.57 172.45 Td (ar) Tj ET Q q 0 0 0 rg BT 253.02 172.45 Td (ds similar to those that c) Tj ET Q q 0 0 0 rg BT 352.32 172.45 Td (ould be obtained fr) Tj ET Q q 0 0 0 rg BT 429.17 172.45 Td (om pur) Tj ET Q q 0 0 0 rg BT 458.06 172.45 Td (chasin) Tj ET Q q 0 0 0 rg BT 483.69 172.45 Td (g or sellin) Tj ET Q q 0 0 0 rg BT 523.13 172.45 Td (g a ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 159.25 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 159.25 Td (elated cash instrumen) Tj ET Q q 0 0 0 rg BT 146.80 159.25 Td (t without ha) Tj ET Q q 0 0 0 rg BT 195.19 159.25 Td (vin) Tj ET Q q 0 0 0 rg BT 207.12 159.25 Td (g to e) Tj ET Q q 0 0 0 rg BT 229.63 159.25 Td (x) Tj ET Q q 0 0 0 rg BT 233.90 159.25 Td (chan) Tj ET Q q 0 0 0 rg BT 253.11 159.25 Td (ge upfr) Tj ET Q q 0 0 0 rg BT 281.98 159.25 Td (on) Tj ET Q q 0 0 0 rg BT 292.08 159.25 Td (t the full pur) Tj ET Q q 0 0 0 rg BT 342.30 159.25 Td (chase or sales pric) Tj ET Q q 0 0 0 rg BT 416.50 159.25 Td (e) Tj ET Q q 0 0 0 rg BT 421.21 159.25 Td (. JPMor) Tj ET Q q 0 0 0 rg BT 450.72 159.25 Td (g) Tj ET Q q 0 0 0 rg BT 455.52 159.25 Td (an C) Tj ET Q q 0 0 0 rg BT 472.95 159.25 Td (hase mak) Tj ET Q q 0 0 0 rg BT 511.21 159.25 Td (es mark) Tj ET Q q 0 0 0 rg BT 543.18 159.25 Td (ets ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 146.05 Td (in deriv) Tj ET Q q 0 0 0 rg BT 84.24 146.05 Td (ativ) Tj ET Q q 0 0 0 rg BT 99.08 146.05 Td (es f) Tj ET Q q 0 0 0 rg BT 113.17 146.05 Td (or customer) Tj ET Q q 0 0 0 rg BT 162.08 146.05 Td (s and also uses deriv) Tj ET Q q 0 0 0 rg BT 245.16 146.05 Td (ativ) Tj ET Q q 0 0 0 rg BT 260.00 146.05 Td (es to hedge or manage its o) Tj ET Q q 0 0 0 rg BT 371.34 146.05 Td (wn mark) Tj ET Q q 0 0 0 rg BT 406.19 146.05 Td (et risk e) Tj ET Q q 0 0 0 rg BT 438.29 146.05 Td (xposur) Tj ET Q q 0 0 0 rg BT 465.60 146.05 Td (es. The majorit) Tj ET Q q 0 0 0 rg BT 525.63 146.05 Td (y of the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 132.85 Td (F) Tj ET Q q 0 0 0 rg BT 58.78 132.85 Td (irm) Tj ET Q q 0 0 0 rg BT 72.34 132.85 Td () Tj ET Q q 0 0 0 rg BT 74.28 132.85 Td (s deriv) Tj ET Q q 0 0 0 rg BT 101.01 132.85 Td (ativ) Tj ET Q q 0 0 0 rg BT 115.85 132.85 Td (es ar) Tj ET Q q 0 0 0 rg BT 135.41 132.85 Td (e en) Tj ET Q q 0 0 0 rg BT 152.43 132.85 Td (ter) Tj ET Q q 0 0 0 rg BT 164.01 132.85 Td (ed in) Tj ET Q q 0 0 0 rg BT 183.73 132.85 Td (to f) Tj ET Q q 0 0 0 rg BT 197.23 132.85 Td (or mark) Tj ET Q q 0 0 0 rg BT 229.07 132.85 Td (et) Tj ET Q q 0 0 0 rg BT 236.73 132.85 Td (-makin) Tj ET Q q 0 0 0 rg BT 264.50 132.85 Td (g purposes.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 54.00 113.65 Td (Mark) Tj ET Q q 0 0 0 rg BT 73.98 113.65 Td (et Making Deriv) Tj ET Q q 0 0 0 rg BT 135.33 113.65 Td (a) Tj ET Q q 0 0 0 rg BT 140.07 113.65 Td (tives) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 100.45 Td (The majorit) Tj ET Q q 0 0 0 rg BT 100.38 100.45 Td (y of the F) Tj ET Q q 0 0 0 rg BT 137.87 100.45 Td (irm) Tj ET Q q 0 0 0 rg BT 151.43 100.45 Td () Tj ET Q q 0 0 0 rg BT 153.37 100.45 Td (s deriv) Tj ET Q q 0 0 0 rg BT 180.10 100.45 Td (ativ) Tj ET Q q 0 0 0 rg BT 194.94 100.45 Td (es ar) Tj ET Q q 0 0 0 rg BT 214.50 100.45 Td (e en) Tj ET Q q 0 0 0 rg BT 231.52 100.45 Td (ter) Tj ET Q q 0 0 0 rg BT 243.10 100.45 Td (ed in) Tj ET Q q 0 0 0 rg BT 262.82 100.45 Td (to f) Tj ET Q q 0 0 0 rg BT 276.32 100.45 Td (or mark) Tj ET Q q 0 0 0 rg BT 308.16 100.45 Td (et) Tj ET Q q 0 0 0 rg BT 315.82 100.45 Td (-makin) Tj ET Q q 0 0 0 rg BT 343.59 100.45 Td (g purposes. C) Tj ET Q q 0 0 0 rg BT 397.48 100.45 Td (ustomer) Tj ET Q q 0 0 0 rg BT 431.15 100.45 Td (s use deriv) Tj ET Q q 0 0 0 rg BT 474.13 100.45 Td (ativ) Tj ET Q q 0 0 0 rg BT 488.97 100.45 Td (es to mitig) Tj ET Q q 0 0 0 rg BT 531.25 100.45 Td (ate or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 87.25 Td (modif) Tj ET Q q 0 0 0 rg BT 77.54 87.25 Td (y in) Tj ET Q q 0 0 0 rg BT 91.86 87.25 Td (ter) Tj ET Q q 0 0 0 rg BT 103.44 87.25 Td (est r) Tj ET Q q 0 0 0 rg BT 121.38 87.25 Td (ate) Tj ET Q q 0 0 0 rg BT 134.12 87.25 Td (, cr) Tj ET Q q 0 0 0 rg BT 146.75 87.25 Td (edit) Tj ET Q q 0 0 0 rg BT 162.36 87.25 Td (, f) Tj ET Q q 0 0 0 rg BT 170.13 87.25 Td (or) Tj ET Q q 0 0 0 rg BT 178.72 87.25 Td (eign e) Tj ET Q q 0 0 0 rg BT 202.99 87.25 Td (x) Tj ET Q q 0 0 0 rg BT 207.26 87.25 Td (chan) Tj ET Q q 0 0 0 rg BT 226.47 87.25 Td (ge) Tj ET Q q 0 0 0 rg BT 236.07 87.25 Td (, equit) Tj ET Q q 0 0 0 rg BT 261.65 87.25 Td (y and c) Tj ET Q q 0 0 0 rg BT 290.06 87.25 Td (ommodit) Tj ET Q q 0 0 0 rg BT 326.39 87.25 Td (y risks. 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Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 481.65 Td (C) Tj ET Q q 0 0 0 rg BT 58.93 481.65 Td (ommodities c) Tj ET Q q 0 0 0 rg BT 112.89 481.65 Td (on) Tj ET Q q 0 0 0 rg BT 122.99 481.65 Td (tr) Tj ET Q q 0 0 0 rg BT 129.77 481.65 Td (ac) Tj ET Q q 0 0 0 rg BT 138.87 481.65 Td (ts ar) Tj ET Q q 0 0 0 rg BT 156.84 481.65 Td (e used to manage the pric) Tj ET Q q 0 0 0 rg BT 261.33 481.65 Td (e risk of c) Tj ET Q q 0 0 0 rg BT 300.08 481.65 Td (er) Tj ET Q q 0 0 0 rg BT 308.85 481.65 Td (tain c) Tj ET Q q 0 0 0 rg BT 330.93 481.65 Td (ommodities in) Tj ET Q q 0 0 0 rg BT 388.20 481.65 Td (v) Tj ET Q q 0 0 0 rg BT 392.60 481.65 Td (en) Tj ET Q q 0 0 0 rg BT 402.48 481.65 Td (tories. 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Also in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 455.25 Td (the c) Tj ET Q q 0 0 0 rg BT 73.65 455.25 Td (ommodities por) Tj ET Q q 0 0 0 rg BT 137.56 455.25 Td (t) Tj ET Q q 0 0 0 rg BT 140.62 455.25 Td (f) Tj ET Q q 0 0 0 rg BT 143.55 455.25 Td (olio) Tj ET Q q 0 0 0 rg BT 158.35 455.25 Td (, elec) Tj ET Q q 0 0 0 rg BT 179.52 455.25 Td (tricit) Tj ET Q q 0 0 0 rg BT 198.73 455.25 Td (y and natur) Tj ET Q q 0 0 0 rg BT 244.81 455.25 Td (al g) Tj ET Q q 0 0 0 rg BT 259.24 455.25 Td (as futur) Tj ET Q q 0 0 0 rg BT 290.44 455.25 Td (es and f) Tj ET Q q 0 0 0 rg BT 321.93 455.25 Td (or) Tj ET Q q 0 0 0 rg BT 330.82 455.25 Td (w) Tj ET Q q 0 0 0 rg BT 337.34 455.25 Td (ar) Tj ET Q q 0 0 0 rg BT 345.79 455.25 Td (ds c) Tj ET Q q 0 0 0 rg BT 361.42 455.25 Td (on) Tj ET Q q 0 0 0 rg BT 371.52 455.25 Td (tr) Tj ET Q q 0 0 0 rg BT 378.30 455.25 Td (ac) Tj ET Q q 0 0 0 rg BT 387.40 455.25 Td (ts ar) Tj ET Q q 0 0 0 rg BT 405.37 455.25 Td (e used to manage pric) Tj ET Q q 0 0 0 rg BT 494.38 455.25 Td (e risk ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 442.05 Td (associated with ener) Tj ET Q q 0 0 0 rg BT 136.74 442.05 Td (g) Tj ET Q q 0 0 0 rg BT 141.84 442.05 Td (y) Tj ET Q q 0 0 0 rg BT 146.24 442.05 Td (-r) Tj ET Q q 0 0 0 rg BT 152.96 442.05 Td (elated tollin) Tj ET Q q 0 0 0 rg BT 201.08 442.05 Td (g and load-ser) Tj ET Q q 0 0 0 rg BT 259.02 442.05 Td (vin) Tj ET Q q 0 0 0 rg BT 270.95 442.05 Td (g c) Tj ET Q q 0 0 0 rg BT 282.36 442.05 Td (on) Tj ET Q q 0 0 0 rg BT 292.46 442.05 Td (tr) Tj ET Q q 0 0 0 rg BT 299.24 442.05 Td (ac) Tj ET Q q 0 0 0 rg BT 308.34 442.05 Td (ts and in) Tj ET Q q 0 0 0 rg BT 342.79 442.05 Td (v) Tj ET Q q 0 0 0 rg BT 347.19 442.05 Td (estmen) Tj ET Q q 0 0 0 rg BT 376.84 442.05 Td (ts.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 422.85 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 422.85 Td (irm uses cr) Tj ET Q q 0 0 0 rg BT 120.07 422.85 Td (edit deriv) Tj ET Q q 0 0 0 rg BT 158.29 422.85 Td (ativ) Tj ET Q q 0 0 0 rg BT 173.13 422.85 Td (es to manage the c) Tj ET Q q 0 0 0 rg BT 249.08 422.85 Td (oun) Tj ET Q q 0 0 0 rg BT 264.28 422.85 Td (terpar) Tj ET Q q 0 0 0 rg BT 289.89 422.85 Td (t) Tj ET Q q 0 0 0 rg BT 293.20 422.85 Td (y cr) Tj ET Q q 0 0 0 rg BT 307.83 422.85 Td (edit risk associated with loans and lendin) Tj ET Q q 0 0 0 rg BT 473.28 422.85 Td (g) Tj ET Q q 0 0 0 rg BT 478.08 422.85 Td (-r) Tj ET Q q 0 0 0 rg BT 484.80 422.85 Td (elated ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 409.65 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 409.65 Td (ommitmen) Tj ET Q q 0 0 0 rg BT 101.90 409.65 Td (ts. Cr) Tj ET Q q 0 0 0 rg BT 122.57 409.65 Td (edit deriv) Tj ET Q q 0 0 0 rg BT 160.79 409.65 Td (ativ) Tj ET Q q 0 0 0 rg BT 175.63 409.65 Td (es c) Tj ET Q q 0 0 0 rg BT 190.96 409.65 Td (ompensate the pur) Tj ET Q q 0 0 0 rg BT 267.26 409.65 Td (chaser when the en) Tj ET Q q 0 0 0 rg BT 345.60 409.65 Td (tit) Tj ET Q q 0 0 0 rg BT 354.52 409.65 Td (y r) Tj ET Q q 0 0 0 rg BT 364.93 409.65 Td (ef) Tj ET Q q 0 0 0 rg BT 372.66 409.65 Td (er) Tj ET Q q 0 0 0 rg BT 381.02 409.65 Td (enc) Tj ET Q q 0 0 0 rg BT 395.12 409.65 Td (ed in the c) Tj ET Q q 0 0 0 rg BT 436.88 409.65 Td (on) Tj ET Q q 0 0 0 rg BT 446.98 409.65 Td (tr) Tj ET Q q 0 0 0 rg BT 453.76 409.65 Td (ac) Tj ET Q q 0 0 0 rg BT 462.86 409.65 Td (t e) Tj ET Q q 0 0 0 rg BT 473.11 409.65 Td (xperienc) Tj ET Q q 0 0 0 rg BT 507.68 409.65 Td (es a cr) Tj ET Q q 0 0 0 rg BT 533.80 409.65 Td (edit ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 396.45 Td (e) Tj ET Q q 0 0 0 rg BT 58.75 396.45 Td (v) Tj ET Q q 0 0 0 rg BT 63.15 396.45 Td (en) Tj ET Q q 0 0 0 rg BT 73.03 396.45 Td (t) Tj ET Q q 0 0 0 rg BT 76.34 396.45 Td (, such as bankruptc) Tj ET Q q 0 0 0 rg BT 154.32 396.45 Td (y or a failur) Tj ET Q q 0 0 0 rg BT 200.75 396.45 Td (e to pa) Tj ET Q q 0 0 0 rg BT 228.32 396.45 Td (y an oblig) Tj ET Q q 0 0 0 rg BT 267.27 396.45 Td (ation when due) Tj ET Q q 0 0 0 rg BT 329.07 396.45 Td (. Cr) Tj ET Q q 0 0 0 rg BT 342.51 396.45 Td (edit deriv) Tj ET Q q 0 0 0 rg BT 380.73 396.45 Td (ativ) Tj ET Q q 0 0 0 rg BT 395.56 396.45 Td (es primarily c) Tj ET Q q 0 0 0 rg BT 450.03 396.45 Td (onsist of cr) Tj ET Q q 0 0 0 rg BT 494.35 396.45 Td (edit defa) Tj ET Q q 0 0 0 rg BT 529.91 396.45 Td (ult ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 383.25 Td (sw) Tj ET Q q 0 0 0 rg BT 64.54 383.25 Td (aps \() Tj ET Q q 0 0 0 rg BT 88.30 383.25 Td (CDS) Tj ET Q q 0 0 0 rg BT 104.02 383.25 Td (能). ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 364.05 Td (F) Tj ET Q q 0 0 0 rg BT 58.73 364.05 Td (or in) Tj ET Q q 0 0 0 rg BT 77.24 364.05 Td (f) Tj ET Q q 0 0 0 rg BT 80.17 364.05 Td (ormation on the ac) Tj ET Q q 0 0 0 rg BT 156.50 364.05 Td (c) Tj ET Q q 0 0 0 rg BT 160.67 364.05 Td (oun) Tj ET Q q 0 0 0 rg BT 175.87 364.05 Td (tin) Tj ET Q q 0 0 0 rg BT 186.51 364.05 Td (g tr) Tj ET Q q 0 0 0 rg BT 200.53 364.05 Td (eatmen) Tj ET Q q 0 0 0 rg BT 230.99 364.05 Td (t of deriv) Tj ET Q q 0 0 0 rg BT 267.30 364.05 Td (ativ) Tj ET Q q 0 0 0 rg BT 282.14 364.05 Td (es, please r) Tj ET Q q 0 0 0 rg BT 327.75 364.05 Td (ef) Tj ET Q q 0 0 0 rg BT 335.48 364.05 Td (er to JPMor) Tj ET Q q 0 0 0 rg BT 381.54 364.05 Td (g) Tj ET Q q 0 0 0 rg BT 386.33 364.05 Td (an C) Tj ET Q q 0 0 0 rg BT 403.76 364.05 Td (hase) Tj ET Q q 0 0 0 rg BT 422.34 364.05 Td () Tj ET Q q 0 0 0 rg BT 424.28 364.05 Td (s 2012 Annual R) Tj ET Q q 0 0 0 rg BT 491.50 364.05 Td (epor) Tj ET Q q 0 0 0 rg BT 510.42 364.05 Td (t on F) Tj ET Q q 0 0 0 rg BT 533.19 364.05 Td (orm ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 350.85 Td (10-K and other JPMC 34 A) Tj ET Q q 0 0 0 rg BT 162.69 350.85 Td (c) Tj ET Q q 0 0 0 rg BT 166.96 350.85 Td (t r) Tj ET Q q 0 0 0 rg BT 176.08 350.85 Td (epor) Tj ET Q q 0 0 0 rg BT 195.00 350.85 Td (ts.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I85 Do Q endstream endobj 43 0 obj <> endobj 44 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 294.55 44.50 Td (20) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET BT /F3 13.00 Tf ET q 0 0 0 rg BT 54.00 727.65 Td (9. ) Tj ET Q q 0 0 0 rg BT 90.00 727.65 Td (Notional amoun) Tj ET Q q 0 0 0 rg BT 176.70 727.65 Td (t of deriv) Tj ET Q q 0 0 0 rg BT 225.89 727.65 Td (a) Tj ET Q q 0 0 0 rg BT 232.36 727.65 Td (tiv) Tj ET Q q 0 0 0 rg BT 246.34 727.65 Td (e c) Tj ET Q q 0 0 0 rg BT 261.16 727.65 Td (on) Tj ET Q q 0 0 0 rg BT 274.72 727.65 Td (tr) Tj ET Q q 0 0 0 rg BT 284.23 727.65 Td (a) Tj ET Q q 0 0 0 rg BT 290.71 727.65 Td (cts) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 709.45 Td (The f) Tj ET Q q 0 0 0 rg BT 74.00 709.45 Td (ollo) Tj ET Q q 0 0 0 rg BT 88.91 709.45 Td (win) Tj ET Q q 0 0 0 rg BT 102.91 709.45 Td (g table summariz) Tj ET Q q 0 0 0 rg BT 172.48 709.45 Td (es the notional amoun) Tj ET Q q 0 0 0 rg BT 262.43 709.45 Td (t of deriv) Tj ET Q q 0 0 0 rg BT 298.74 709.45 Td (ativ) Tj ET Q q 0 0 0 rg BT 313.58 709.45 Td (e c) Tj ET Q q 0 0 0 rg BT 324.89 709.45 Td (on) Tj ET Q q 0 0 0 rg BT 334.99 709.45 Td (tr) Tj ET Q q 0 0 0 rg BT 341.77 709.45 Td (ac) Tj ET Q q 0 0 0 rg BT 350.87 709.45 Td (ts outstandin) Tj ET Q q 0 0 0 rg BT 403.49 709.45 Td (g as of Dec) Tj ET Q q 0 0 0 rg BT 447.20 709.45 Td (ember 31, 2012 and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 696.25 Td (2011.) 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M 486.5 313.75 m 558.5 313.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 300.75 m 414.5 300.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 414.5 300.75 m 486.5 300.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 486.5 300.75 m 558.5 300.75 l s BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 61.50 673.05 Td (Deriv) Tj ET Q q 1 1 1 rg BT 81.49 673.05 Td (a) Tj ET Q q 1 1 1 rg BT 85.97 673.05 Td (tiv) Tj ET Q q 1 1 1 rg BT 95.65 673.05 Td (e c) Tj ET Q q 1 1 1 rg BT 105.91 673.05 Td (on) Tj ET Q q 1 1 1 rg BT 115.29 673.05 Td (tr) Tj ET Q q 1 1 1 rg BT 121.88 673.05 Td (a) Tj ET Q q 1 1 1 rg BT 126.36 673.05 Td (ct notional amoun) Tj ET Q q 1 1 1 rg BT 194.67 673.05 Td (ts) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.40 Tf ET q 1 1 1 rg BT 201.65 676.20 Td (2) Tj ET Q BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 61.00 654.05 Td (Dec) Tj ET Q q 0 0 0 rg BT 74.77 654.05 Td (ember 31, \(in billions\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 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9.00 Tf ET q 0 0 0 rg BT 449.55 589.05 Td (3,911) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 589.05 Td (4,026) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 576.05 Td (Total interest rate contracts) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 444.50 576.05 Td (52,784) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.50 576.05 Td (54,460) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 563.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 69.12 563.05 Td (edit deriv) Tj ET Q q 0 0 0 rg BT 105.13 563.05 Td (a) Tj ET Q q 0 0 0 rg BT 109.61 563.05 Td (tiv) Tj ET Q q 0 0 0 rg BT 119.28 563.05 Td (es) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.40 Tf ET q 0 0 0 rg BT 127.49 566.20 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 449.55 563.05 Td (5,981) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 563.05 Td (5,774) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 546.05 Td (Foreign exchange contracts) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 533.05 Td (Cross-currency swaps) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 449.55 533.05 Td (3,355) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 533.05 Td (2,931) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 520.05 Td (Spot, futures and forwards) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 449.55 520.05 Td (4,033) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 520.05 Td (4,512) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 507.05 Td (Written options) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 456.85 507.05 Td (651) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 507.05 Td (674) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 494.05 Td (Purchased options) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 456.85 494.05 Td (661) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 494.05 Td (670) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 481.05 Td (Total foreign exchange contracts) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 449.55 481.05 Td (8,700) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 481.05 Td (8,787) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 464.05 Td (Equity contracts) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 451.05 Td (Swaps) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 456.85 451.05 Td (163) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 451.05 Td (119) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 438.05 Td (Futures and forwards) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 461.90 438.05 Td (49) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 533.90 438.05 Td (38) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 425.05 Td (Written options) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 456.85 425.05 Td (442) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 425.05 Td (460) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 412.05 Td (Purchased options) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 456.85 412.05 Td (403) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 412.05 Td (405) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 399.05 Td (Total equity contracts) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 449.55 399.05 Td (1,057) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 523.80 399.05 Td (1022) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 382.05 Td (Commodity contracts) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 369.05 Td (Swaps) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 456.85 369.05 Td (313) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 369.05 Td (341) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 356.05 Td (Spot, futures and forwards) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 456.85 356.05 Td (190) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 356.05 Td (188) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 343.05 Td (Written options) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 456.85 343.05 Td (265) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 343.05 Td (310) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 61.00 330.05 Td (Purchased options) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 456.85 330.05 Td (260) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 528.85 330.05 Td (274) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 317.05 Td (Total commodity contracts) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 449.55 317.05 Td (1,028) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 521.55 317.05 Td (1,113) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 304.05 Td (Total derivative notional amounts) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 421.00 304.05 Td ($) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 444.25 304.05 Td (69,550) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 493.00 304.05 Td ($) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 516.25 304.05 Td (71,156) Tj ET Q BT /F2 10.00 Tf ET BT /F4 8.00 Tf ET q 0 0 0 rg BT 54.00 288.65 Td (ケ Primarily c) Tj ET Q q 0 0 0 rg BT 92.98 288.65 Td (onsists of cr) Tj ET Q q 0 0 0 rg BT 131.65 288.65 Td (edit defa) Tj ET Q q 0 0 0 rg BT 160.10 288.65 Td (ult sw) Tj ET Q q 0 0 0 rg BT 179.02 288.65 Td (aps.) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 54.00 280.90 Td (2) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 56.69 278.10 Td ( R) Tj ET Q q 0 0 0 rg BT 62.93 278.10 Td (epr) Tj ET Q q 0 0 0 rg BT 73.73 278.10 Td (esen) Tj ET Q q 0 0 0 rg BT 88.69 278.10 Td (ts the sum of gr) Tj ET Q q 0 0 0 rg BT 139.17 278.10 Td (oss lon) Tj ET Q q 0 0 0 rg BT 161.50 278.10 Td (g and gr) Tj ET Q q 0 0 0 rg BT 187.99 278.10 Td (oss shor) Tj ET Q q 0 0 0 rg BT 214.82 278.10 Td (t thir) Tj ET Q q 0 0 0 rg BT 230.75 278.10 Td (d-par) Tj ET Q q 0 0 0 rg BT 248.49 278.10 Td (t) Tj ET Q q 0 0 0 rg BT 251.14 278.10 Td (y notional deriv) Tj ET Q q 0 0 0 rg BT 301.34 278.10 Td (ativ) Tj ET Q q 0 0 0 rg BT 313.21 278.10 Td (e c) Tj ET Q q 0 0 0 rg BT 322.26 278.10 Td (on) Tj ET Q q 0 0 0 rg BT 330.34 278.10 Td (tr) Tj ET Q q 0 0 0 rg BT 335.76 278.10 Td (ac) Tj ET Q q 0 0 0 rg BT 343.04 278.10 Td (ts.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 255.90 Td (While the notional amoun) Tj ET Q q 0 0 0 rg BT 157.39 255.90 Td (ts disclosed abo) Tj ET Q q 0 0 0 rg BT 221.32 255.90 Td (v) Tj ET Q q 0 0 0 rg BT 225.72 255.90 Td (e giv) Tj ET Q q 0 0 0 rg BT 244.56 255.90 Td (e an indication of the v) Tj ET Q q 0 0 0 rg BT 336.45 255.90 Td (olume of the F) Tj ET Q q 0 0 0 rg BT 394.56 255.90 Td (irm) Tj ET Q q 0 0 0 rg BT 408.12 255.90 Td () Tj ET Q q 0 0 0 rg BT 410.06 255.90 Td (s deriv) Tj ET Q q 0 0 0 rg BT 436.78 255.90 Td (ativ) Tj ET Q q 0 0 0 rg BT 451.62 255.90 Td (es ac) Tj ET Q q 0 0 0 rg BT 471.88 255.90 Td (tivit) Tj ET Q q 0 0 0 rg BT 487.70 255.90 Td (y) Tj ET Q q 0 0 0 rg BT 491.60 255.90 Td (, the notional ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 242.70 Td (amoun) Tj ET Q q 0 0 0 rg BT 81.77 242.70 Td (ts significan) Tj ET Q q 0 0 0 rg BT 129.75 242.70 Td (tly e) Tj ET Q q 0 0 0 rg BT 146.96 242.70 Td (x) Tj ET Q q 0 0 0 rg BT 151.23 242.70 Td (c) Tj ET Q q 0 0 0 rg BT 155.40 242.70 Td (eed, in the F) Tj ET Q q 0 0 0 rg BT 205.07 242.70 Td (irm) Tj ET Q q 0 0 0 rg BT 218.63 242.70 Td () Tj ET Q q 0 0 0 rg BT 220.57 242.70 Td (s vie) Tj ET Q q 0 0 0 rg BT 238.58 242.70 Td (w) Tj ET Q q 0 0 0 rg BT 244.65 242.70 Td (, the possible losses that c) Tj ET Q q 0 0 0 rg BT 349.86 242.70 Td (ould arise fr) Tj ET Q q 0 0 0 rg BT 398.54 242.70 Td (om such tr) Tj ET Q q 0 0 0 rg BT 441.23 242.70 Td (ansac) Tj ET Q q 0 0 0 rg BT 464.31 242.70 Td (tions. F) Tj ET Q q 0 0 0 rg BT 493.65 242.70 Td (or most ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 229.50 Td (deriv) Tj ET Q q 0 0 0 rg BT 74.37 229.50 Td (ativ) Tj ET Q q 0 0 0 rg BT 89.21 229.50 Td (e tr) Tj ET Q q 0 0 0 rg BT 103.13 229.50 Td (ansac) Tj ET Q q 0 0 0 rg BT 126.21 229.50 Td (tions, the notional amoun) Tj ET Q q 0 0 0 rg BT 229.62 229.50 Td (t is not e) Tj ET Q q 0 0 0 rg BT 264.33 229.50 Td (x) Tj ET Q q 0 0 0 rg BT 268.60 229.50 Td (chan) Tj ET Q q 0 0 0 rg BT 287.81 229.50 Td (ged; it is used simply as a r) Tj ET Q q 0 0 0 rg BT 396.04 229.50 Td (ef) Tj ET Q q 0 0 0 rg BT 403.77 229.50 Td (er) Tj ET Q q 0 0 0 rg BT 412.14 229.50 Td (enc) Tj ET Q q 0 0 0 rg BT 426.24 229.50 Td (e to calculate pa) Tj ET Q q 0 0 0 rg BT 492.27 229.50 Td (ymen) Tj ET Q q 0 0 0 rg BT 514.40 229.50 Td (ts.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 210.30 Td (F) Tj ET Q q 0 0 0 rg BT 58.73 210.30 Td (or fur) Tj ET Q q 0 0 0 rg BT 81.86 210.30 Td (ther details on the impac) Tj ET Q q 0 0 0 rg BT 182.51 210.30 Td (t of deriv) Tj ET Q q 0 0 0 rg BT 218.82 210.30 Td (ativ) Tj ET Q q 0 0 0 rg BT 233.66 210.30 Td (es on the c) Tj ET Q q 0 0 0 rg BT 276.96 210.30 Td (onsolidated statemen) Tj ET Q q 0 0 0 rg BT 364.08 210.30 Td (ts of inc) Tj ET Q q 0 0 0 rg BT 395.73 210.30 Td (ome and balanc) Tj ET Q q 0 0 0 rg BT 459.58 210.30 Td (e sheet) Tj ET Q q 0 0 0 rg BT 488.78 210.30 Td (, please r) Tj ET Q q 0 0 0 rg BT 525.57 210.30 Td (ef) Tj ET Q q 0 0 0 rg BT 533.30 210.30 Td (er to ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 197.10 Td (JPMor) Tj ET Q q 0 0 0 rg BT 78.68 197.10 Td (g) Tj ET Q q 0 0 0 rg BT 83.48 197.10 Td (an C) Tj ET Q q 0 0 0 rg BT 100.91 197.10 Td (hase) Tj ET Q q 0 0 0 rg BT 119.49 197.10 Td () Tj ET Q q 0 0 0 rg BT 121.43 197.10 Td (s 2012 Annual R) Tj ET Q q 0 0 0 rg BT 188.65 197.10 Td (epor) Tj ET Q q 0 0 0 rg BT 207.57 197.10 Td (t on F) Tj ET Q q 0 0 0 rg BT 230.34 197.10 Td (orm 10-K and other JPMC 34 A) Tj ET Q q 0 0 0 rg BT 357.80 197.10 Td (c) Tj ET Q q 0 0 0 rg BT 362.07 197.10 Td (t R) Tj ET Q q 0 0 0 rg BT 373.08 197.10 Td (epor) Tj ET Q q 0 0 0 rg BT 392.00 197.10 Td (ts.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I86 Do Q BT /F3 13.00 Tf ET q 0 0 0 rg BT 54.00 162.80 Td (10. ) Tj ET Q BT /F4 13.00 Tf ET q 0 0 0 rg BT 74.72 162.80 Td ( ) Tj ET Q BT /F3 13.00 Tf ET q 0 0 0 rg BT 90.00 162.80 Td (Member) Tj ET Q q 0 0 0 rg BT 134.97 162.80 Td (ships in ma) Tj ET Q q 0 0 0 rg BT 196.27 162.80 Td (terial pa) Tj ET Q q 0 0 0 rg BT 241.87 162.80 Td (ymen) Tj ET Q q 0 0 0 rg BT 271.66 162.80 Td (t) Tj ET Q q 0 0 0 rg BT 276.30 162.80 Td (, clearin) Tj ET Q q 0 0 0 rg BT 319.81 162.80 Td (g and set) Tj ET Q q 0 0 0 rg BT 368.84 162.80 Td (tlemen) Tj ET Q q 0 0 0 rg BT 406.86 162.80 Td (t s) Tj ET Q q 0 0 0 rg BT 419.79 162.80 Td (ystems) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 145.80 Td (JPMor) Tj ET Q q 0 0 0 rg BT 78.68 145.80 Td (g) Tj ET Q q 0 0 0 rg BT 83.48 145.80 Td (an C) Tj ET Q q 0 0 0 rg BT 100.91 145.80 Td (hase main) Tj ET Q q 0 0 0 rg BT 142.08 145.80 Td (tains member) Tj ET Q q 0 0 0 rg BT 197.99 145.80 Td (ships and/) Tj ET Q q 0 0 0 rg BT 239.46 145.80 Td (or par) Tj ET Q q 0 0 0 rg BT 264.42 145.80 Td (ticipates in \() Tj ET Q q 0 0 0 rg BT 314.35 145.80 Td (either dir) Tj ET Q q 0 0 0 rg BT 351.77 145.80 Td (ec) Tj ET Q q 0 0 0 rg BT 360.84 145.80 Td (tly or indir) Tj ET Q q 0 0 0 rg BT 402.98 145.80 Td (ec) Tj ET Q q 0 0 0 rg BT 412.05 145.80 Td (tly\) financial mark) Tj ET Q q 0 0 0 rg BT 485.73 145.80 Td (et utilities ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 133.80 Td (\(擢MU能) to facilitate the clearin) Tj ET Q q 0 0 0 rg BT 180.94 133.80 Td (g and set) Tj ET Q q 0 0 0 rg BT 217.51 133.80 Td (tlemen) Tj ET Q q 0 0 0 rg BT 245.60 133.80 Td (t of customer securit) Tj ET Q q 0 0 0 rg BT 329.18 133.80 Td (y) Tj ET Q q 0 0 0 rg BT 333.08 133.80 Td (, deriv) Tj ET Q q 0 0 0 rg BT 358.29 133.80 Td (ativ) Tj ET Q q 0 0 0 rg BT 373.13 133.80 Td (e) Tj ET Q q 0 0 0 rg BT 377.83 133.80 Td (, and cash tr) Tj ET Q q 0 0 0 rg BT 427.39 133.80 Td (ansac) Tj ET Q q 0 0 0 rg BT 450.47 133.80 Td (tions. The most significan) Tj ET Q q 0 0 0 rg BT 552.89 133.80 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 121.80 Td (financial mark) Tj ET Q q 0 0 0 rg BT 111.58 121.80 Td (et utilities ar) Tj ET Q q 0 0 0 rg BT 162.67 121.80 Td (e listed and described belo) Tj ET Q q 0 0 0 rg BT 270.48 121.80 Td (w) Tj ET Q q 0 0 0 rg BT 276.55 121.80 Td (.) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.20 w 0 i [] 0 d 1 J 1 j 3 M 54 102.46999999999991 m 101.169921875 102.46999999999991 l s q 0 0 0 rg BT 54.00 103.80 Td (P) Tj ET Q q 0 0 0 rg BT 59.10 103.80 Td (A) Tj ET Q q 0 0 0 rg BT 64.22 103.80 Td (YMENT) Tj ET Q q 0 0 0 rg BT 93.64 103.80 Td (S:) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.20 w 0 i [] 0 d 1 J 1 j 3 M 54 86.46999999999991 m 133.6806640625 86.46999999999991 l s q 0 0 0 rg BT 54.00 87.80 Td (US P) Tj ET Q q 0 0 0 rg BT 72.93 87.80 Td (a) Tj ET Q q 0 0 0 rg BT 77.81 87.80 Td (ymen) Tj ET Q q 0 0 0 rg BT 100.73 87.80 Td (ts FMUs) Tj ET Q endstream endobj 45 0 obj <> endobj 46 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 294.55 44.50 Td (21) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 730.00 Td (F) Tj ET Q q 0 0 0 rg BT 58.83 730.00 Td (edwir) Tj ET Q q 0 0 0 rg BT 82.41 730.00 Td (e F) Tj ET Q q 0 0 0 rg BT 94.37 730.00 Td (unds S) Tj ET Q q 0 0 0 rg BT 121.91 730.00 Td (er) Tj ET Q q 0 0 0 rg BT 130.90 730.00 Td (vic) Tj ET Q q 0 0 0 rg BT 142.55 730.00 Td (e) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 147.44 730.00 Td ( \(擢) Tj ET Q q 0 0 0 rg BT 162.20 730.00 Td (edwir) Tj ET Q q 0 0 0 rg BT 184.64 730.00 Td (e F) Tj ET Q q 0 0 0 rg BT 196.46 730.00 Td (unds) Tj ET Q q 0 0 0 rg BT 215.71 730.00 Td (能) is a wir) Tj ET Q q 0 0 0 rg BT 254.21 730.00 Td (e tr) Tj ET Q q 0 0 0 rg BT 268.13 730.00 Td (ansf) Tj ET Q q 0 0 0 rg BT 285.04 730.00 Td (er ser) Tj ET Q q 0 0 0 rg BT 308.59 730.00 Td (vic) Tj ET Q q 0 0 0 rg BT 319.66 730.00 Td (es pr) Tj ET Q q 0 0 0 rg BT 339.52 730.00 Td (o) Tj ET Q q 0 0 0 rg BT 344.44 730.00 Td (vider that is o) Tj ET Q q 0 0 0 rg BT 399.70 730.00 Td (wned and oper) Tj ET Q q 0 0 0 rg BT 459.56 730.00 Td (ated b) Tj ET Q q 0 0 0 rg BT 484.92 730.00 Td (y the F) Tj ET Q q 0 0 0 rg BT 511.96 730.00 Td (eder) Tj ET Q q 0 0 0 rg BT 530.23 730.00 Td (al ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 718.00 Td (R) Tj ET Q q 0 0 0 rg BT 59.46 718.00 Td (eser) Tj ET Q q 0 0 0 rg BT 77.00 718.00 Td (v) Tj ET Q q 0 0 0 rg BT 81.40 718.00 Td (e) Tj ET Q q 0 0 0 rg BT 86.10 718.00 Td (. F) Tj ET Q q 0 0 0 rg BT 95.67 718.00 Td (edwir) Tj ET Q q 0 0 0 rg BT 118.11 718.00 Td (e F) Tj ET Q q 0 0 0 rg BT 129.93 718.00 Td (unds is a r) Tj ET Q q 0 0 0 rg BT 171.12 718.00 Td (eal-time gr) Tj ET Q q 0 0 0 rg BT 215.32 718.00 Td (oss set) Tj ET Q q 0 0 0 rg BT 242.65 718.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 270.74 718.00 Td (t system \(迭) Tj ET Q q 0 0 0 rg BT 320.02 718.00 Td (T) Tj ET Q q 0 0 0 rg BT 324.57 718.00 Td (GS) Tj ET Q q 0 0 0 rg BT 334.94 718.00 Td (能). P) Tj ET Q q 0 0 0 rg BT 352.72 718.00 Td (a) Tj ET Q q 0 0 0 rg BT 357.45 718.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 379.57 718.00 Td (ts ar) Tj ET Q q 0 0 0 rg BT 397.54 718.00 Td (e c) Tj ET Q q 0 0 0 rg BT 408.85 718.00 Td (on) Tj ET Q q 0 0 0 rg BT 418.95 718.00 Td (tinuously set) Tj ET Q q 0 0 0 rg BT 470.16 718.00 Td (tled on an individual, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 706.00 Td (or) Tj ET Q q 0 0 0 rg BT 62.64 706.00 Td (der) Tj ET Q q 0 0 0 rg BT 75.96 706.00 Td (-b) Tj ET Q q 0 0 0 rg BT 84.19 706.00 Td (y) Tj ET Q q 0 0 0 rg BT 88.59 706.00 Td (-or) Tj ET Q q 0 0 0 rg BT 100.38 706.00 Td (der basis without net) Tj ET Q q 0 0 0 rg BT 185.05 706.00 Td (tin) Tj ET Q q 0 0 0 rg BT 195.69 706.00 Td (g. F) Tj ET Q q 0 0 0 rg BT 210.16 706.00 Td (edwir) Tj ET Q q 0 0 0 rg BT 232.60 706.00 Td (e F) Tj ET Q q 0 0 0 rg BT 244.42 706.00 Td (unds pr) Tj ET Q q 0 0 0 rg BT 274.81 706.00 Td (oc) Tj ET Q q 0 0 0 rg BT 284.00 706.00 Td (esses the pur) Tj ET Q q 0 0 0 rg BT 337.28 706.00 Td (chase and sale of f) Tj ET Q q 0 0 0 rg BT 411.78 706.00 Td (eder) Tj ET Q q 0 0 0 rg BT 430.05 706.00 Td (al funds; the pur) Tj ET Q q 0 0 0 rg BT 496.18 706.00 Td (chase) Tj ET Q q 0 0 0 rg BT 519.08 706.00 Td (, sale and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 694.00 Td (financin) Tj ET Q q 0 0 0 rg BT 86.17 694.00 Td (g of securities tr) Tj ET Q q 0 0 0 rg BT 151.56 694.00 Td (ansac) Tj ET Q q 0 0 0 rg BT 174.64 694.00 Td (tions; the disbur) Tj ET Q q 0 0 0 rg BT 240.26 694.00 Td (semen) Tj ET Q q 0 0 0 rg BT 266.70 694.00 Td (t or r) Tj ET Q q 0 0 0 rg BT 286.85 694.00 Td (epa) Tj ET Q q 0 0 0 rg BT 301.51 694.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 323.63 694.00 Td (t of loans; the set) Tj ET Q q 0 0 0 rg BT 393.27 694.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 421.36 694.00 Td (t of cr) Tj ET Q q 0 0 0 rg BT 445.09 694.00 Td (oss) Tj ET Q q 0 0 0 rg BT 458.05 694.00 Td (-bor) Tj ET Q q 0 0 0 rg BT 474.97 694.00 Td (der US dollar ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 682.00 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 682.00 Td (ommer) Tj ET Q q 0 0 0 rg BT 87.04 682.00 Td (cial tr) Tj ET Q q 0 0 0 rg BT 110.07 682.00 Td (ansac) Tj ET Q q 0 0 0 rg BT 133.15 682.00 Td (tions; the set) Tj ET Q q 0 0 0 rg BT 185.18 682.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 213.27 682.00 Td (t of r) Tj ET Q q 0 0 0 rg BT 232.78 682.00 Td (eal estate tr) Tj ET Q q 0 0 0 rg BT 281.20 682.00 Td (ansac) Tj ET Q q 0 0 0 rg BT 304.28 682.00 Td (tions and other high-) Tj ET Q q 0 0 0 rg BT 388.58 682.00 Td (v) Tj ET Q q 0 0 0 rg BT 392.98 682.00 Td (alue) Tj ET Q q 0 0 0 rg BT 410.07 682.00 Td (, time-critical pa) Tj ET Q q 0 0 0 rg BT 475.81 682.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 497.94 682.00 Td (ts) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 664.00 Td (C) Tj ET Q q 0 0 0 rg BT 59.22 664.00 Td (learin) Tj ET Q q 0 0 0 rg BT 83.63 664.00 Td (g House In) Tj ET Q q 0 0 0 rg BT 127.10 664.00 Td (terbank P) Tj ET Q q 0 0 0 rg BT 167.83 664.00 Td (a) Tj ET Q q 0 0 0 rg BT 172.71 664.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 195.63 664.00 Td (ts S) Tj ET Q q 0 0 0 rg BT 210.45 664.00 Td (ystem) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 235.83 664.00 Td ( \() Tj ET Q q 0 0 0 rg BT 245.61 664.00 Td (CHIPS) Tj ET Q q 0 0 0 rg BT 269.44 664.00 Td (能), a US pa) Tj ET Q q 0 0 0 rg BT 312.18 664.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 334.30 664.00 Td (ts system, is a ser) Tj ET Q q 0 0 0 rg BT 405.67 664.00 Td (vic) Tj ET Q q 0 0 0 rg BT 416.74 664.00 Td (e of The C) Tj ET Q q 0 0 0 rg BT 456.47 664.00 Td (learin) Tj ET Q q 0 0 0 rg BT 479.66 664.00 Td (g House P) Tj ET Q q 0 0 0 rg BT 519.45 664.00 Td (a) Tj ET Q q 0 0 0 rg BT 524.18 664.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 546.30 664.00 Td (ts ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 652.00 Td (C) Tj ET Q q 0 0 0 rg BT 58.93 652.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 86.73 652.00 Td (y L) Tj ET Q q 0 0 0 rg BT 98.45 652.00 Td (.L) Tj ET Q q 0 0 0 rg BT 105.83 652.00 Td (.) Tj ET Q q 0 0 0 rg BT 107.98 652.00 Td (C) Tj ET Q q 0 0 0 rg BT 113.16 652.00 Td (. \() Tj ET Q q 0 0 0 rg BT 125.89 652.00 Td (The C) Tj ET Q q 0 0 0 rg BT 148.09 652.00 Td (learin) Tj ET Q q 0 0 0 rg BT 171.28 652.00 Td (g House) Tj ET Q q 0 0 0 rg BT 203.28 652.00 Td (能) which, in turn, is o) Tj ET Q q 0 0 0 rg BT 287.15 652.00 Td (wned b) Tj ET Q q 0 0 0 rg BT 316.17 652.00 Td (y the w) Tj ET Q q 0 0 0 rg BT 345.01 652.00 Td (orld) Tj ET Q q 0 0 0 rg BT 363.20 652.00 Td (s lar) Tj ET Q q 0 0 0 rg BT 380.42 652.00 Td (gest c) Tj ET Q q 0 0 0 rg BT 403.86 652.00 Td (ommer) Tj ET Q q 0 0 0 rg BT 432.73 652.00 Td (cial banks. CHIPS is a lar) Tj ET Q q 0 0 0 rg BT 530.65 652.00 Td (ge-) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 640.00 Td (v) Tj ET Q q 0 0 0 rg BT 58.40 640.00 Td (alue wir) Tj ET Q q 0 0 0 rg BT 90.47 640.00 Td (e tr) Tj ET Q q 0 0 0 rg BT 104.39 640.00 Td (ansf) Tj ET Q q 0 0 0 rg BT 121.30 640.00 Td (er pa) Tj ET Q q 0 0 0 rg BT 141.97 640.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 164.09 640.00 Td (t system with r) Tj ET Q q 0 0 0 rg BT 223.49 640.00 Td (eal-time final set) Tj ET Q q 0 0 0 rg BT 291.34 640.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 319.43 640.00 Td (t of pa) Tj ET Q q 0 0 0 rg BT 345.23 640.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 367.35 640.00 Td (ts. P) Tj ET Q q 0 0 0 rg BT 384.67 640.00 Td (a) Tj ET Q q 0 0 0 rg BT 389.40 640.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 411.52 640.00 Td (ts bec) Tj ET Q q 0 0 0 rg BT 435.18 640.00 Td (ome final on c) Tj ET Q q 0 0 0 rg BT 491.93 640.00 Td (ompletion of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 628.00 Td (set) Tj ET Q q 0 0 0 rg BT 65.93 628.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 94.02 628.00 Td (t) Tj ET Q q 0 0 0 rg BT 97.33 628.00 Td (, which oc) Tj ET Q q 0 0 0 rg BT 137.15 628.00 Td (cur) Tj ET Q q 0 0 0 rg BT 150.24 628.00 Td (s thr) Tj ET Q q 0 0 0 rg BT 168.51 628.00 Td (oughout the da) Tj ET Q q 0 0 0 rg BT 229.64 628.00 Td (y) Tj ET Q q 0 0 0 rg BT 233.54 628.00 Td (. CHIPS pr) Tj ET Q q 0 0 0 rg BT 273.40 628.00 Td (oc) Tj ET Q q 0 0 0 rg BT 282.59 628.00 Td (esses a lar) Tj ET Q q 0 0 0 rg BT 324.62 628.00 Td (ge pr) Tj ET Q q 0 0 0 rg BT 345.36 628.00 Td (opor) Tj ET Q q 0 0 0 rg BT 364.50 628.00 Td (tion of US dollar cr) Tj ET Q q 0 0 0 rg BT 439.83 628.00 Td (oss) Tj ET Q q 0 0 0 rg BT 452.79 628.00 Td (-bor) Tj ET Q q 0 0 0 rg BT 469.71 628.00 Td (der pa) Tj ET Q q 0 0 0 rg BT 495.48 628.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 517.60 628.00 Td (ts and an ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 616.00 Td (incr) Tj ET Q q 0 0 0 rg BT 69.32 616.00 Td (easin) Tj ET Q q 0 0 0 rg BT 90.40 616.00 Td (g v) Tj ET Q q 0 0 0 rg BT 102.04 616.00 Td (olume of US domestic pa) Tj ET Q q 0 0 0 rg BT 201.78 616.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 223.90 616.00 Td (ts.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 598.00 Td (F) Tj ET Q q 0 0 0 rg BT 58.83 598.00 Td (edA) Tj ET Q q 0 0 0 rg BT 74.67 598.00 Td (CH S) Tj ET Q q 0 0 0 rg BT 93.43 598.00 Td (er) Tj ET Q q 0 0 0 rg BT 102.42 598.00 Td (vic) Tj ET Q q 0 0 0 rg BT 114.07 598.00 Td (es) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 123.19 598.00 Td ( \(擢) Tj ET Q q 0 0 0 rg BT 137.95 598.00 Td (edA) Tj ET Q q 0 0 0 rg BT 153.32 598.00 Td (CH能) is an elec) Tj ET Q q 0 0 0 rg BT 211.79 598.00 Td (tr) Tj ET Q q 0 0 0 rg BT 218.57 598.00 Td (onic pa) Tj ET Q q 0 0 0 rg BT 247.54 598.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 269.66 598.00 Td (t system pr) Tj ET Q q 0 0 0 rg BT 314.54 598.00 Td (o) Tj ET Q q 0 0 0 rg BT 319.46 598.00 Td (vidin) Tj ET Q q 0 0 0 rg BT 338.89 598.00 Td (g A) Tj ET Q q 0 0 0 rg BT 351.60 598.00 Td (CH ser) Tj ET Q q 0 0 0 rg BT 377.73 598.00 Td (vic) Tj ET Q q 0 0 0 rg BT 388.80 598.00 Td (es that is o) Tj ET Q q 0 0 0 rg BT 432.41 598.00 Td (wned and oper) Tj ET Q q 0 0 0 rg BT 492.27 598.00 Td (ated b) Tj ET Q q 0 0 0 rg BT 517.63 598.00 Td (y the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 586.00 Td (F) Tj ET Q q 0 0 0 rg BT 58.73 586.00 Td (eder) Tj ET Q q 0 0 0 rg BT 77.00 586.00 Td (al R) Tj ET Q q 0 0 0 rg BT 92.09 586.00 Td (eser) Tj ET Q q 0 0 0 rg BT 109.63 586.00 Td (v) Tj ET Q q 0 0 0 rg BT 114.03 586.00 Td (e) Tj ET Q q 0 0 0 rg BT 118.73 586.00 Td (. The A) Tj ET Q q 0 0 0 rg BT 146.11 586.00 Td (CH system e) Tj ET Q q 0 0 0 rg BT 194.83 586.00 Td (x) Tj ET Q q 0 0 0 rg BT 199.10 586.00 Td (chan) Tj ET Q q 0 0 0 rg BT 218.31 586.00 Td (ges batched debit and cr) Tj ET Q q 0 0 0 rg BT 317.30 586.00 Td (edit pa) Tj ET Q q 0 0 0 rg BT 345.01 586.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 367.13 586.00 Td (ts amon) Tj ET Q q 0 0 0 rg BT 399.32 586.00 Td (g business, c) Tj ET Q q 0 0 0 rg BT 450.19 586.00 Td (onsumer and go) Tj ET Q q 0 0 0 rg BT 515.23 586.00 Td (v) Tj ET Q q 0 0 0 rg BT 519.63 586.00 Td (ernmen) Tj ET Q q 0 0 0 rg BT 550.84 586.00 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 574.00 Td (ac) Tj ET Q q 0 0 0 rg BT 63.00 574.00 Td (c) Tj ET Q q 0 0 0 rg BT 67.17 574.00 Td (oun) Tj ET Q q 0 0 0 rg BT 82.37 574.00 Td (ts. The system pr) Tj ET Q q 0 0 0 rg BT 150.84 574.00 Td (oc) Tj ET Q q 0 0 0 rg BT 160.03 574.00 Td (esses pr) Tj ET Q q 0 0 0 rg BT 192.73 574.00 Td (e-) Tj ET Q q 0 0 0 rg BT 200.58 574.00 Td (a) Tj ET Q q 0 0 0 rg BT 205.36 574.00 Td (uthoriz) Tj ET Q q 0 0 0 rg BT 233.95 574.00 Td (ed r) Tj ET Q q 0 0 0 rg BT 249.76 574.00 Td (ecurrin) Tj ET Q q 0 0 0 rg BT 278.65 574.00 Td (g pa) Tj ET Q q 0 0 0 rg BT 295.75 574.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 317.87 574.00 Td (ts such as pa) Tj ET Q q 0 0 0 rg BT 369.30 574.00 Td (yr) Tj ET Q q 0 0 0 rg BT 377.37 574.00 Td (oll, Social Securit) Tj ET Q q 0 0 0 rg BT 446.76 574.00 Td (y) Tj ET Q q 0 0 0 rg BT 450.66 574.00 Td (, mor) Tj ET Q q 0 0 0 rg BT 472.23 574.00 Td (tg) Tj ET Q q 0 0 0 rg BT 480.24 574.00 Td (age and utilit) Tj ET Q q 0 0 0 rg BT 533.38 574.00 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 562.00 Td (pa) Tj ET Q q 0 0 0 rg BT 63.86 562.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 85.98 562.00 Td (ts, and non-r) Tj ET Q q 0 0 0 rg BT 137.45 562.00 Td (ecurrin) Tj ET Q q 0 0 0 rg BT 166.34 562.00 Td (g pa) Tj ET Q q 0 0 0 rg BT 183.44 562.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 205.56 562.00 Td (ts such as telephone-initiated pa) Tj ET Q q 0 0 0 rg BT 336.44 562.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 358.56 562.00 Td (ts and the c) Tj ET Q q 0 0 0 rg BT 405.18 562.00 Td (on) Tj ET Q q 0 0 0 rg BT 415.28 562.00 Td (v) Tj ET Q q 0 0 0 rg BT 419.68 562.00 Td (er) Tj ET Q q 0 0 0 rg BT 428.25 562.00 Td (sion of checks in) Tj ET Q q 0 0 0 rg BT 494.38 562.00 Td (to A) Tj ET Q q 0 0 0 rg BT 510.42 562.00 Td (CH ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 550.00 Td (pa) Tj ET Q q 0 0 0 rg BT 63.86 550.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 85.98 550.00 Td (ts at lockbo) Tj ET Q q 0 0 0 rg BT 132.20 550.00 Td (x) Tj ET Q q 0 0 0 rg BT 136.47 550.00 Td (es and poin) Tj ET Q q 0 0 0 rg BT 182.66 550.00 Td (ts of sale) Tj ET Q q 0 0 0 rg BT 218.63 550.00 Td (. It also pr) Tj ET Q q 0 0 0 rg BT 259.05 550.00 Td (oc) Tj ET Q q 0 0 0 rg BT 268.24 550.00 Td (esses outbound cr) Tj ET Q q 0 0 0 rg BT 341.18 550.00 Td (oss) Tj ET Q q 0 0 0 rg BT 354.14 550.00 Td (-bor) Tj ET Q q 0 0 0 rg BT 371.06 550.00 Td (der A) Tj ET Q q 0 0 0 rg BT 392.44 550.00 Td (CH pa) Tj ET Q q 0 0 0 rg BT 415.69 550.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 437.81 550.00 Td (ts thr) Tj ET Q q 0 0 0 rg BT 459.29 550.00 Td (ough the F) Tj ET Q q 0 0 0 rg BT 501.99 550.00 Td (edGlobal ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 538.00 Td (ser) Tj ET Q q 0 0 0 rg BT 66.74 538.00 Td (vic) Tj ET Q q 0 0 0 rg BT 77.81 538.00 Td (e) Tj ET Q q 0 0 0 rg BT 82.51 538.00 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 520.00 Td (Electr) Tj ET Q q 0 0 0 rg BT 78.43 520.00 Td (onic P) Tj ET Q q 0 0 0 rg BT 103.60 520.00 Td (a) Tj ET Q q 0 0 0 rg BT 108.48 520.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 131.40 520.00 Td (ts Net) Tj ET Q q 0 0 0 rg BT 156.06 520.00 Td (w) Tj ET Q q 0 0 0 rg BT 162.84 520.00 Td (ork) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 176.86 520.00 Td ( \(摘PN能) is an elec) Tj ET Q q 0 0 0 rg BT 250.66 520.00 Td (tr) Tj ET Q q 0 0 0 rg BT 257.44 520.00 Td (onic pa) Tj ET Q q 0 0 0 rg BT 286.41 520.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 308.53 520.00 Td (t system pr) Tj ET Q q 0 0 0 rg BT 353.41 520.00 Td (o) Tj ET Q q 0 0 0 rg BT 358.33 520.00 Td (vidin) Tj ET Q q 0 0 0 rg BT 377.76 520.00 Td (g A) Tj ET Q q 0 0 0 rg BT 390.47 520.00 Td (CH ser) Tj ET Q q 0 0 0 rg BT 416.60 520.00 Td (vic) Tj ET Q q 0 0 0 rg BT 427.67 520.00 Td (es that is o) Tj ET Q q 0 0 0 rg BT 471.28 520.00 Td (wned and oper) Tj ET Q q 0 0 0 rg BT 531.14 520.00 Td (ated ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 508.00 Td (b) Tj ET Q q 0 0 0 rg BT 59.08 508.00 Td (y The C) Tj ET Q q 0 0 0 rg BT 88.12 508.00 Td (learin) Tj ET Q q 0 0 0 rg BT 111.31 508.00 Td (g House) Tj ET Q q 0 0 0 rg BT 143.41 508.00 Td (. EPN facilitates e) Tj ET Q q 0 0 0 rg BT 213.39 508.00 Td (x) Tj ET Q q 0 0 0 rg BT 217.66 508.00 Td (chan) Tj ET Q q 0 0 0 rg BT 236.87 508.00 Td (ges of batched debit and cr) Tj ET Q q 0 0 0 rg BT 346.25 508.00 Td (edit pa) Tj ET Q q 0 0 0 rg BT 373.96 508.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 396.08 508.00 Td (ts amon) Tj ET Q q 0 0 0 rg BT 428.27 508.00 Td (g business, c) Tj ET Q q 0 0 0 rg BT 479.14 508.00 Td (onsumer and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 496.00 Td (go) Tj ET Q q 0 0 0 rg BT 63.82 496.00 Td (v) Tj ET Q q 0 0 0 rg BT 68.22 496.00 Td (ernmen) Tj ET Q q 0 0 0 rg BT 99.44 496.00 Td (t ac) Tj ET Q q 0 0 0 rg BT 113.99 496.00 Td (c) Tj ET Q q 0 0 0 rg BT 118.16 496.00 Td (oun) Tj ET Q q 0 0 0 rg BT 133.36 496.00 Td (ts. The system pr) Tj ET Q q 0 0 0 rg BT 201.83 496.00 Td (oc) Tj ET Q q 0 0 0 rg BT 211.02 496.00 Td (esses pr) Tj ET Q q 0 0 0 rg BT 243.72 496.00 Td (e-) Tj ET Q q 0 0 0 rg BT 251.57 496.00 Td (a) Tj ET Q q 0 0 0 rg BT 256.35 496.00 Td (uthoriz) Tj ET Q q 0 0 0 rg BT 284.94 496.00 Td (ed r) Tj ET Q q 0 0 0 rg BT 300.75 496.00 Td (ecurrin) Tj ET Q q 0 0 0 rg BT 329.64 496.00 Td (g pa) Tj ET Q q 0 0 0 rg BT 346.74 496.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 368.86 496.00 Td (ts such as pa) Tj ET Q q 0 0 0 rg BT 420.29 496.00 Td (yr) Tj ET Q q 0 0 0 rg BT 428.35 496.00 Td (oll, Social Securit) Tj ET Q q 0 0 0 rg BT 497.74 496.00 Td (y) Tj ET Q q 0 0 0 rg BT 501.64 496.00 Td (, mor) Tj ET Q q 0 0 0 rg BT 523.21 496.00 Td (tg) Tj ET Q q 0 0 0 rg BT 531.22 496.00 Td (age ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 484.00 Td (and utilit) Tj ET Q q 0 0 0 rg BT 90.28 484.00 Td (y pa) Tj ET Q q 0 0 0 rg BT 106.98 484.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 129.10 484.00 Td (ts, and non-r) Tj ET Q q 0 0 0 rg BT 180.57 484.00 Td (ecurrin) Tj ET Q q 0 0 0 rg BT 209.46 484.00 Td (g pa) Tj ET Q q 0 0 0 rg BT 226.56 484.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 248.68 484.00 Td (ts such as telephone-initiated pa) Tj ET Q q 0 0 0 rg BT 379.56 484.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 401.68 484.00 Td (ts and the c) Tj ET Q q 0 0 0 rg BT 448.30 484.00 Td (on) Tj ET Q q 0 0 0 rg BT 458.40 484.00 Td (v) Tj ET Q q 0 0 0 rg BT 462.80 484.00 Td (er) Tj ET Q q 0 0 0 rg BT 471.37 484.00 Td (sion of checks in) Tj ET Q q 0 0 0 rg BT 537.49 484.00 Td (to ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 472.00 Td (A) Tj ET Q q 0 0 0 rg BT 59.47 472.00 Td (CH pa) Tj ET Q q 0 0 0 rg BT 82.72 472.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 104.84 472.00 Td (ts at lockbo) Tj ET Q q 0 0 0 rg BT 151.06 472.00 Td (x) Tj ET Q q 0 0 0 rg BT 155.33 472.00 Td (es and poin) Tj ET Q q 0 0 0 rg BT 201.52 472.00 Td (ts of sale) Tj ET Q q 0 0 0 rg BT 237.49 472.00 Td (. It also pr) Tj ET Q q 0 0 0 rg BT 277.91 472.00 Td (oc) Tj ET Q q 0 0 0 rg BT 287.10 472.00 Td (esses inbound and outbound cr) Tj ET Q q 0 0 0 rg BT 412.79 472.00 Td (oss) Tj ET Q q 0 0 0 rg BT 425.75 472.00 Td (-bor) Tj ET Q q 0 0 0 rg BT 442.67 472.00 Td (der A) Tj ET Q q 0 0 0 rg BT 464.05 472.00 Td (CH pa) Tj ET Q q 0 0 0 rg BT 487.30 472.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 509.42 472.00 Td (ts thr) Tj ET Q q 0 0 0 rg BT 530.90 472.00 Td (ough ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 460.00 Td (f) Tj ET Q q 0 0 0 rg BT 56.93 460.00 Td (or) Tj ET Q q 0 0 0 rg BT 65.52 460.00 Td (eign g) Tj ET Q q 0 0 0 rg BT 89.89 460.00 Td (ate) Tj ET Q q 0 0 0 rg BT 102.68 460.00 Td (w) Tj ET Q q 0 0 0 rg BT 109.20 460.00 Td (a) Tj ET Q q 0 0 0 rg BT 113.93 460.00 Td (y oper) Tj ET Q q 0 0 0 rg BT 139.29 460.00 Td (ator) Tj ET Q q 0 0 0 rg BT 156.12 460.00 Td (s.) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.20 w 0 i [] 0 d 1 J 1 j 3 M 54 440.67 m 146.2109375 440.67 l s q 0 0 0 rg BT 54.00 442.00 Td (EMEA P) Tj ET Q q 0 0 0 rg BT 85.46 442.00 Td (a) Tj ET Q q 0 0 0 rg BT 90.34 442.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 113.26 442.00 Td (ts FMUs) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 426.00 Td (The C) Tj ET Q q 0 0 0 rg BT 76.77 426.00 Td (learin) Tj ET Q q 0 0 0 rg BT 101.18 426.00 Td (g House A) Tj ET Q q 0 0 0 rg BT 142.17 426.00 Td (utoma) Tj ET Q q 0 0 0 rg BT 169.12 426.00 Td (ted P) Tj ET Q q 0 0 0 rg BT 190.60 426.00 Td (a) Tj ET Q q 0 0 0 rg BT 195.48 426.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 218.40 426.00 Td (t S) Tj ET Q q 0 0 0 rg BT 228.99 426.00 Td (ystem) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 254.37 426.00 Td ( \() Tj ET Q q 0 0 0 rg BT 264.15 426.00 Td (CHAPS) Tj ET Q q 0 0 0 rg BT 290.99 426.00 Td (能) is the UK) Tj ET Q q 0 0 0 rg BT 338.59 426.00 Td (s in) Tj ET Q q 0 0 0 rg BT 352.43 426.00 Td (terbank pa) Tj ET Q q 0 0 0 rg BT 396.02 426.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 418.14 426.00 Td (t system f) Tj ET Q q 0 0 0 rg BT 457.25 426.00 Td (or lar) Tj ET Q q 0 0 0 rg BT 479.14 426.00 Td (ge v) Tj ET Q q 0 0 0 rg BT 495.58 426.00 Td (alue sterlin) Tj ET Q q 0 0 0 rg BT 540.70 426.00 Td (g ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 414.00 Td (pa) Tj ET Q q 0 0 0 rg BT 63.86 414.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 85.98 414.00 Td (ts. CHAPS is oper) Tj ET Q q 0 0 0 rg BT 154.66 414.00 Td (ated b) Tj ET Q q 0 0 0 rg BT 180.02 414.00 Td (y CHAPS C) Tj ET Q q 0 0 0 rg BT 221.32 414.00 Td (learin) Tj ET Q q 0 0 0 rg BT 244.51 414.00 Td (g C) Tj ET Q q 0 0 0 rg BT 256.68 414.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 284.48 414.00 Td (y Limited \() Tj ET Q q 0 0 0 rg BT 331.48 414.00 Td (CHAPS C) Tj ET Q q 0 0 0 rg BT 365.74 414.00 Td (o) Tj ET Q q 0 0 0 rg BT 370.46 414.00 Td (能). F) Tj ET Q q 0 0 0 rg BT 387.72 414.00 Td (or its normal oper) Tj ET Q q 0 0 0 rg BT 460.43 414.00 Td (ation, CHAPS depends ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 402.00 Td (on the R) Tj ET Q q 0 0 0 rg BT 87.38 402.00 Td (T) Tj ET Q q 0 0 0 rg BT 91.93 402.00 Td (GS IT in) Tj ET Q q 0 0 0 rg BT 122.07 402.00 Td (fr) Tj ET Q q 0 0 0 rg BT 128.67 402.00 Td (astruc) Tj ET Q q 0 0 0 rg BT 153.77 402.00 Td (tur) Tj ET Q q 0 0 0 rg BT 165.65 402.00 Td (e of the Bank of En) Tj ET Q q 0 0 0 rg BT 241.51 402.00 Td (gland \(釘oE能). CHAPS C) Tj ET Q q 0 0 0 rg BT 336.28 402.00 Td (o is also subjec) Tj ET Q q 0 0 0 rg BT 396.73 402.00 Td (t to BoE o) Tj ET Q q 0 0 0 rg BT 435.64 402.00 Td (v) Tj ET Q q 0 0 0 rg BT 440.04 402.00 Td (er) Tj ET Q q 0 0 0 rg BT 448.60 402.00 Td (sigh) Tj ET Q q 0 0 0 rg BT 465.00 402.00 Td (t) Tj ET Q q 0 0 0 rg BT 468.31 402.00 Td (. CHAPS C) Tj ET Q q 0 0 0 rg BT 507.41 402.00 Td (o is o) Tj ET Q q 0 0 0 rg BT 528.50 402.00 Td (wned ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 390.00 Td (b) Tj ET Q q 0 0 0 rg BT 59.08 390.00 Td (y the member) Tj ET Q q 0 0 0 rg BT 115.38 390.00 Td (s of CHAPS) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 372.00 Td (T) Tj ET Q q 0 0 0 rg BT 58.78 372.00 Td (r) Tj ET Q q 0 0 0 rg BT 62.58 372.00 Td (ans E) Tj ET Q q 0 0 0 rg BT 84.50 372.00 Td (ur) Tj ET Q q 0 0 0 rg BT 93.67 372.00 Td (opean A) Tj ET Q q 0 0 0 rg BT 127.34 372.00 Td (utoma) Tj ET Q q 0 0 0 rg BT 154.29 372.00 Td (ted R) Tj ET Q q 0 0 0 rg BT 175.97 372.00 Td (eal time Gr) Tj ET Q q 0 0 0 rg BT 221.71 372.00 Td (oss S) Tj ET Q q 0 0 0 rg BT 242.63 372.00 Td (et) Tj ET Q q 0 0 0 rg BT 250.99 372.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 280.24 372.00 Td (t Expr) Tj ET Q q 0 0 0 rg BT 305.08 372.00 Td (ess T) Tj ET Q q 0 0 0 rg BT 325.45 372.00 Td (r) Tj ET Q q 0 0 0 rg BT 329.25 372.00 Td (ansf) Tj ET Q q 0 0 0 rg BT 347.10 372.00 Td (er S) Tj ET Q q 0 0 0 rg BT 362.96 372.00 Td (ystem \(T) Tj ET Q q 0 0 0 rg BT 398.66 372.00 Td (AR) Tj ET Q q 0 0 0 rg BT 410.28 372.00 Td (GET2\)) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 435.53 372.00 Td ( is the R) Tj ET Q q 0 0 0 rg BT 467.52 372.00 Td (T) Tj ET Q q 0 0 0 rg BT 472.07 372.00 Td (GS system o) Tj ET Q q 0 0 0 rg BT 520.53 372.00 Td (wned ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 360.00 Td (and oper) Tj ET Q q 0 0 0 rg BT 89.92 360.00 Td (ated b) Tj ET Q q 0 0 0 rg BT 115.28 360.00 Td (y the E) Tj ET Q q 0 0 0 rg BT 142.54 360.00 Td (ur) Tj ET Q q 0 0 0 rg BT 151.21 360.00 Td (osystem, which c) Tj ET Q q 0 0 0 rg BT 219.32 360.00 Td (omprises the E) Tj ET Q q 0 0 0 rg BT 278.88 360.00 Td (ur) Tj ET Q q 0 0 0 rg BT 287.55 360.00 Td (opean C) Tj ET Q q 0 0 0 rg BT 319.73 360.00 Td (en) Tj ET Q q 0 0 0 rg BT 329.61 360.00 Td (tr) Tj ET Q q 0 0 0 rg BT 336.39 360.00 Td (al Bank \(摘) Tj ET Q q 0 0 0 rg BT 381.04 360.00 Td (CB) Tj ET Q q 0 0 0 rg BT 391.49 360.00 Td (能) and the National C) Tj ET Q q 0 0 0 rg BT 475.55 360.00 Td (en) Tj ET Q q 0 0 0 rg BT 485.43 360.00 Td (tr) Tj ET Q q 0 0 0 rg BT 492.21 360.00 Td (al Banks ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 348.00 Td (\(哲CBs) Tj ET Q q 0 0 0 rg BT 82.17 348.00 Td (能) of the E) Tj ET Q q 0 0 0 rg BT 123.01 348.00 Td (ur) Tj ET Q q 0 0 0 rg BT 131.68 348.00 Td (opean Union \(摘U能) Member S) Tj ET Q q 0 0 0 rg BT 254.08 348.00 Td (tates that ha) Tj ET Q q 0 0 0 rg BT 305.07 348.00 Td (v) Tj ET Q q 0 0 0 rg BT 309.47 348.00 Td (e adopted the eur) Tj ET Q q 0 0 0 rg BT 381.08 348.00 Td (o) Tj ET Q q 0 0 0 rg BT 386.00 348.00 Td (. T) Tj ET Q q 0 0 0 rg BT 395.09 348.00 Td (ARGET2 has to be used f) Tj ET Q q 0 0 0 rg BT 493.10 348.00 Td (or all pa) Tj ET Q q 0 0 0 rg BT 526.08 348.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 548.20 348.00 Td (ts ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 336.00 Td (in) Tj ET Q q 0 0 0 rg BT 61.48 336.00 Td (v) Tj ET Q q 0 0 0 rg BT 65.88 336.00 Td (olvin) Tj ET Q q 0 0 0 rg BT 85.29 336.00 Td (g the E) Tj ET Q q 0 0 0 rg BT 112.95 336.00 Td (ur) Tj ET Q q 0 0 0 rg BT 121.62 336.00 Td (osystem, as w) Tj ET Q q 0 0 0 rg BT 177.48 336.00 Td (ell as f) Tj ET Q q 0 0 0 rg BT 203.66 336.00 Td (or the set) Tj ET Q q 0 0 0 rg BT 242.10 336.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 270.19 336.00 Td (t of oper) Tj ET Q q 0 0 0 rg BT 304.65 336.00 Td (ations of all lar) Tj ET Q q 0 0 0 rg BT 364.94 336.00 Td (ge-) Tj ET Q q 0 0 0 rg BT 377.68 336.00 Td (v) Tj ET Q q 0 0 0 rg BT 382.08 336.00 Td (alue net set) Tj ET Q q 0 0 0 rg BT 429.02 336.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 457.11 336.00 Td (t systems and securities ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 324.00 Td (set) Tj ET Q q 0 0 0 rg BT 65.93 324.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 94.02 324.00 Td (t systems handlin) Tj ET Q q 0 0 0 rg BT 164.30 324.00 Td (g the eur) Tj ET Q q 0 0 0 rg BT 200.49 324.00 Td (o \() Tj ET Q q 0 0 0 rg BT 211.35 324.00 Td (e) Tj ET Q q 0 0 0 rg BT 216.05 324.00 Td (.) Tj ET Q q 0 0 0 rg BT 218.45 324.00 Td (g. E) Tj ET Q q 0 0 0 rg BT 233.13 324.00 Td (ur) Tj ET Q q 0 0 0 rg BT 241.80 324.00 Td (o1\). P) Tj ET Q q 0 0 0 rg BT 266.11 324.00 Td (ar) Tj ET Q q 0 0 0 rg BT 274.91 324.00 Td (ticipatin) Tj ET Q q 0 0 0 rg BT 307.74 324.00 Td (g c) Tj ET Q q 0 0 0 rg BT 319.15 324.00 Td (ommer) Tj ET Q q 0 0 0 rg BT 348.02 324.00 Td (cial banks ac) Tj ET Q q 0 0 0 rg BT 399.34 324.00 Td (c) Tj ET Q q 0 0 0 rg BT 403.51 324.00 Td (ess the T) Tj ET Q q 0 0 0 rg BT 438.42 324.00 Td (ARGET2 system via the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 312.00 Td (National C) Tj ET Q q 0 0 0 rg BT 95.16 312.00 Td (en) Tj ET Q q 0 0 0 rg BT 105.04 312.00 Td (tr) Tj ET Q q 0 0 0 rg BT 111.82 312.00 Td (al Banks \(哲CBs) Tj ET Q q 0 0 0 rg BT 176.08 312.00 Td (能) of eur) Tj ET Q q 0 0 0 rg BT 209.97 312.00 Td (o) Tj ET Q q 0 0 0 rg BT 214.89 312.00 Td (z) Tj ET Q q 0 0 0 rg BT 218.95 312.00 Td (one Member S) Tj ET Q q 0 0 0 rg BT 276.82 312.00 Td (tates ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 294.00 Td (E) Tj ET Q q 0 0 0 rg BT 59.08 294.00 Td (ur) Tj ET Q q 0 0 0 rg BT 68.25 294.00 Td (opean Bank) Tj ET Q q 0 0 0 rg BT 117.18 294.00 Td (er) Tj ET Q q 0 0 0 rg BT 126.02 294.00 Td (s Associa) Tj ET Q q 0 0 0 rg BT 163.84 294.00 Td (tion EUR) Tj ET Q q 0 0 0 rg BT 199.85 294.00 Td (O1) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 211.68 294.00 Td ( is an industr) Tj ET Q q 0 0 0 rg BT 263.96 294.00 Td (y) Tj ET Q q 0 0 0 rg BT 268.36 294.00 Td (-o) Tj ET Q q 0 0 0 rg BT 276.48 294.00 Td (wned pa) Tj ET Q q 0 0 0 rg BT 310.28 294.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 332.40 294.00 Td (t system f) Tj ET Q q 0 0 0 rg BT 371.51 294.00 Td (or domestic and cr) Tj ET Q q 0 0 0 rg BT 446.58 294.00 Td (oss) Tj ET Q q 0 0 0 rg BT 459.54 294.00 Td (-bor) Tj ET Q q 0 0 0 rg BT 476.46 294.00 Td (der sin) Tj ET Q q 0 0 0 rg BT 503.82 294.00 Td (gle pa) Tj ET Q q 0 0 0 rg BT 528.18 294.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 550.30 294.00 Td (ts ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 282.00 Td (in eur) Tj ET Q q 0 0 0 rg BT 77.34 282.00 Td (o bet) Tj ET Q q 0 0 0 rg BT 97.94 282.00 Td (w) Tj ET Q q 0 0 0 rg BT 104.46 282.00 Td (een banks oper) Tj ET Q q 0 0 0 rg BT 166.12 282.00 Td (atin) Tj ET Q q 0 0 0 rg BT 181.59 282.00 Td (g in the EU. EURO1 is oper) Tj ET Q q 0 0 0 rg BT 287.65 282.00 Td (ated b) Tj ET Q q 0 0 0 rg BT 313.01 282.00 Td (y EB) Tj ET Q q 0 0 0 rg BT 330.26 282.00 Td (A C) Tj ET Q q 0 0 0 rg BT 343.40 282.00 Td (learin) Tj ET Q q 0 0 0 rg BT 366.58 282.00 Td (g. EURO1 par) Tj ET Q q 0 0 0 rg BT 420.69 282.00 Td (ticipan) Tj ET Q q 0 0 0 rg BT 447.96 282.00 Td (ts e) Tj ET Q q 0 0 0 rg BT 462.23 282.00 Td (x) Tj ET Q q 0 0 0 rg BT 466.50 282.00 Td (chan) Tj ET Q q 0 0 0 rg BT 485.71 282.00 Td (ge c) Tj ET Q q 0 0 0 rg BT 501.92 282.00 Td (ommer) Tj ET Q q 0 0 0 rg BT 530.79 282.00 Td (cial ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 270.00 Td (and financial pa) Tj ET Q q 0 0 0 rg BT 118.03 270.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 140.15 270.00 Td (ts thr) Tj ET Q q 0 0 0 rg BT 161.63 270.00 Td (ough banks r) Tj ET Q q 0 0 0 rg BT 213.76 270.00 Td (egister) Tj ET Q q 0 0 0 rg BT 241.46 270.00 Td (ed dir) Tj ET Q q 0 0 0 rg BT 264.77 270.00 Td (ec) Tj ET Q q 0 0 0 rg BT 273.84 270.00 Td (tly on the system. P) Tj ET Q q 0 0 0 rg BT 352.70 270.00 Td (ar) Tj ET Q q 0 0 0 rg BT 361.50 270.00 Td (ticipan) Tj ET Q q 0 0 0 rg BT 388.77 270.00 Td (ts can also channel to thir) Tj ET Q q 0 0 0 rg BT 492.50 270.00 Td (d par) Tj ET Q q 0 0 0 rg BT 513.87 270.00 Td (t) Tj ET Q q 0 0 0 rg BT 517.18 270.00 Td (y banks ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 258.00 Td (that ar) Tj ET Q q 0 0 0 rg BT 81.12 258.00 Td (e ac) Tj ET Q q 0 0 0 rg BT 97.26 258.00 Td (c) Tj ET Q q 0 0 0 rg BT 101.43 258.00 Td (essible thr) Tj ET Q q 0 0 0 rg BT 143.31 258.00 Td (ough EURO1 banks and ar) Tj ET Q q 0 0 0 rg BT 248.11 258.00 Td (e listed as their clien) Tj ET Q q 0 0 0 rg BT 331.28 258.00 Td (ts in the EURO1/) Tj ET Q q 0 0 0 rg BT 398.17 258.00 Td (S) Tj ET Q q 0 0 0 rg BT 402.94 258.00 Td (TEP1 dir) Tj ET Q q 0 0 0 rg BT 437.08 258.00 Td (ec) Tj ET Q q 0 0 0 rg BT 446.15 258.00 Td (tor) Tj ET Q q 0 0 0 rg BT 458.30 258.00 Td (y) Tj ET Q q 0 0 0 rg BT 462.20 258.00 Td (.) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.20 w 0 i [] 0 d 1 J 1 j 3 M 54 238.66999999999996 m 104.8505859375 238.66999999999996 l s q 0 0 0 rg BT 54.00 240.00 Td (SE) Tj ET Q q 0 0 0 rg BT 64.11 240.00 Td (C) Tj ET Q q 0 0 0 rg BT 69.23 240.00 Td (URITIES:) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.20 w 0 i [] 0 d 1 J 1 j 3 M 54 222.66999999999996 m 134.0400390625 222.66999999999996 l s q 0 0 0 rg BT 54.00 224.00 Td (US S) Tj ET Q q 0 0 0 rg BT 72.51 224.00 Td (ecurities FMUs) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 208.00 Td (F) Tj ET Q q 0 0 0 rg BT 58.83 208.00 Td (edwir) Tj ET Q q 0 0 0 rg BT 82.41 208.00 Td (e S) Tj ET Q q 0 0 0 rg BT 94.62 208.00 Td (ecurities S) Tj ET Q q 0 0 0 rg BT 138.27 208.00 Td (er) Tj ET Q q 0 0 0 rg BT 147.26 208.00 Td (vic) Tj ET Q q 0 0 0 rg BT 158.91 208.00 Td (e) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 163.80 208.00 Td ( \(擢) Tj ET Q q 0 0 0 rg BT 178.56 208.00 Td (edwir) Tj ET Q q 0 0 0 rg BT 201.00 208.00 Td (e Securities) Tj ET Q q 0 0 0 rg BT 247.58 208.00 Td (能) is a national securities book en) Tj ET Q q 0 0 0 rg BT 381.88 208.00 Td (tr) Tj ET Q q 0 0 0 rg BT 389.01 208.00 Td (y system that is o) Tj ET Q q 0 0 0 rg BT 458.93 208.00 Td (wned and oper) Tj ET Q q 0 0 0 rg BT 518.79 208.00 Td (ated b) Tj ET Q q 0 0 0 rg BT 544.15 208.00 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 196.00 Td (the F) Tj ET Q q 0 0 0 rg BT 74.21 196.00 Td (eder) Tj ET Q q 0 0 0 rg BT 92.48 196.00 Td (al R) Tj ET Q q 0 0 0 rg BT 107.57 196.00 Td (eser) Tj ET Q q 0 0 0 rg BT 125.11 196.00 Td (v) Tj ET Q q 0 0 0 rg BT 129.51 196.00 Td (e) Tj ET Q q 0 0 0 rg BT 134.21 196.00 Td (. F) Tj ET Q q 0 0 0 rg BT 143.78 196.00 Td (edwir) Tj ET Q q 0 0 0 rg BT 166.22 196.00 Td (e Securities c) Tj ET Q q 0 0 0 rg BT 219.41 196.00 Td (onduc) Tj ET Q q 0 0 0 rg BT 244.03 196.00 Td (ts r) Tj ET Q q 0 0 0 rg BT 257.17 196.00 Td (eal-time tr) Tj ET Q q 0 0 0 rg BT 299.68 196.00 Td (ansf) Tj ET Q q 0 0 0 rg BT 316.59 196.00 Td (er) Tj ET Q q 0 0 0 rg BT 325.16 196.00 Td (s of securities and r) Tj ET Q q 0 0 0 rg BT 403.85 196.00 Td (elated funds, on an individual and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 184.00 Td (gr) Tj ET Q q 0 0 0 rg BT 62.47 184.00 Td (oss basis. 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Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 700.00 Td (Na) Tj ET Q q 0 0 0 rg BT 65.19 700.00 Td (tional S) Tj ET Q q 0 0 0 rg BT 96.84 700.00 Td (ecurities C) Tj ET Q q 0 0 0 rg BT 140.63 700.00 Td (learin) Tj ET Q q 0 0 0 rg BT 165.04 700.00 Td (g C) Tj ET Q q 0 0 0 rg BT 177.34 700.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 200.63 700.00 Td (a) Tj ET Q q 0 0 0 rg BT 205.61 700.00 Td (tion) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 222.24 700.00 Td ( \(哲SC) Tj ET Q q 0 0 0 rg BT 248.13 700.00 Td (C) Tj ET Q q 0 0 0 rg BT 253.26 700.00 Td (能), a US securities clearin) Tj ET Q q 0 0 0 rg BT 354.53 700.00 Td (g agenc) Tj ET Q q 0 0 0 rg BT 385.75 700.00 Td (y) Tj ET Q q 0 0 0 rg BT 389.65 700.00 Td (, is a subsidiar) Tj ET Q q 0 0 0 rg BT 447.34 700.00 Td (y of the Depositor) Tj ET Q q 0 0 0 rg BT 519.48 700.00 Td (y T) Tj ET Q q 0 0 0 rg BT 530.67 700.00 Td (rust & ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 688.00 Td (C) Tj ET Q q 0 0 0 rg BT 59.13 688.00 Td (learin) Tj ET Q q 0 0 0 rg BT 82.32 688.00 Td (g C) Tj ET Q q 0 0 0 rg BT 94.49 688.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 116.90 688.00 Td (ation which, in turn, is o) Tj ET Q q 0 0 0 rg BT 213.67 688.00 Td (wned b) Tj ET Q q 0 0 0 rg BT 242.69 688.00 Td (y its user) Tj ET Q q 0 0 0 rg BT 279.19 688.00 Td (s, includin) Tj ET Q q 0 0 0 rg BT 319.89 688.00 Td (g major banks, br) Tj ET Q q 0 0 0 rg BT 390.34 688.00 Td (ok) Tj ET Q q 0 0 0 rg BT 399.93 688.00 Td (er) Tj ET Q q 0 0 0 rg BT 408.15 688.00 Td (-dealer) Tj ET Q q 0 0 0 rg BT 437.05 688.00 Td (s, and other financial ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 676.00 Td (institutions. NSC) Tj ET Q q 0 0 0 rg BT 119.95 676.00 Td (C pr) Tj ET Q q 0 0 0 rg BT 136.02 676.00 Td (o) Tj ET Q q 0 0 0 rg BT 140.94 676.00 Td (vides clearin) Tj ET Q q 0 0 0 rg BT 191.51 676.00 Td (g, set) Tj ET Q q 0 0 0 rg BT 213.18 676.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 241.27 676.00 Td (t) Tj ET Q q 0 0 0 rg BT 244.58 676.00 Td (, risk managemen) Tj ET Q q 0 0 0 rg BT 316.32 676.00 Td (t) Tj ET Q q 0 0 0 rg BT 319.63 676.00 Td (, c) Tj ET Q q 0 0 0 rg BT 328.64 676.00 Td (en) Tj ET Q q 0 0 0 rg BT 338.52 676.00 Td (tr) Tj ET Q q 0 0 0 rg BT 345.30 676.00 Td (al c) Tj ET Q q 0 0 0 rg BT 359.10 676.00 Td (oun) Tj ET Q q 0 0 0 rg BT 374.30 676.00 Td (terpar) Tj ET Q q 0 0 0 rg BT 399.91 676.00 Td (t) Tj ET Q q 0 0 0 rg BT 403.22 676.00 Td (y ser) Tj ET Q q 0 0 0 rg BT 422.80 676.00 Td (vic) Tj ET Q q 0 0 0 rg BT 433.87 676.00 Td (es and a guar) Tj ET Q q 0 0 0 rg BT 488.00 676.00 Td (an) Tj ET Q q 0 0 0 rg BT 497.91 676.00 Td (tee of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 664.00 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 664.00 Td (ompletion f) Tj ET Q q 0 0 0 rg BT 104.35 664.00 Td (or c) Tj ET Q q 0 0 0 rg BT 119.55 664.00 Td (er) Tj ET Q q 0 0 0 rg BT 128.32 664.00 Td (tain tr) Tj ET Q q 0 0 0 rg BT 153.01 664.00 Td (ansac) Tj ET Q q 0 0 0 rg BT 176.09 664.00 Td (tions f) Tj ET Q q 0 0 0 rg BT 201.14 664.00 Td (or vir) Tj ET Q q 0 0 0 rg BT 223.04 664.00 Td (tually all US br) Tj ET Q q 0 0 0 rg BT 281.91 664.00 Td (ok) Tj ET Q q 0 0 0 rg BT 291.50 664.00 Td (er) Tj ET Q q 0 0 0 rg BT 299.72 664.00 Td (-to-br) Tj ET Q q 0 0 0 rg BT 322.95 664.00 Td (ok) Tj ET Q q 0 0 0 rg BT 332.54 664.00 Td (er tr) Tj ET Q q 0 0 0 rg BT 350.13 664.00 Td (ades in) Tj ET Q q 0 0 0 rg BT 378.70 664.00 Td (v) Tj ET Q q 0 0 0 rg BT 383.10 664.00 Td (olvin) Tj ET Q q 0 0 0 rg BT 402.51 664.00 Td (g equities, c) Tj ET Q q 0 0 0 rg BT 450.61 664.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 473.02 664.00 Td (ate and municipal ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 652.00 Td (debt) Tj ET Q q 0 0 0 rg BT 72.34 652.00 Td (, American depositar) Tj ET Q q 0 0 0 rg BT 156.41 652.00 Td (y r) Tj ET Q q 0 0 0 rg BT 166.82 652.00 Td (ec) Tj ET Q q 0 0 0 rg BT 175.79 652.00 Td (eipts, e) Tj ET Q q 0 0 0 rg BT 204.89 652.00 Td (x) Tj ET Q q 0 0 0 rg BT 209.16 652.00 Td (chan) Tj ET Q q 0 0 0 rg BT 228.37 652.00 Td (ge-tr) Tj ET Q q 0 0 0 rg BT 248.00 652.00 Td (aded funds, and unit in) Tj ET Q q 0 0 0 rg BT 340.45 652.00 Td (v) Tj ET Q q 0 0 0 rg BT 344.85 652.00 Td (estmen) Tj ET Q q 0 0 0 rg BT 374.50 652.00 Td (t trusts. NSC) Tj ET Q q 0 0 0 rg BT 423.98 652.00 Td (C suppor) Tj ET Q q 0 0 0 rg BT 459.72 652.00 Td (ts mor) Tj ET Q q 0 0 0 rg BT 485.62 652.00 Td (e than 50 ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 640.00 Td (e) Tj ET Q q 0 0 0 rg BT 58.70 640.00 Td (x) Tj ET Q q 0 0 0 rg BT 62.97 640.00 Td (chan) Tj ET Q q 0 0 0 rg BT 82.18 640.00 Td (ges, alternativ) Tj ET Q q 0 0 0 rg BT 139.68 640.00 Td (e tr) Tj ET Q q 0 0 0 rg BT 153.60 640.00 Td (adin) Tj ET Q q 0 0 0 rg BT 170.96 640.00 Td (g systems and other tr) Tj ET Q q 0 0 0 rg BT 261.20 640.00 Td (adin) Tj ET Q q 0 0 0 rg BT 278.56 640.00 Td (g c) Tj ET Q q 0 0 0 rg BT 289.97 640.00 Td (en) Tj ET Q q 0 0 0 rg BT 299.85 640.00 Td (ter) Tj ET Q q 0 0 0 rg BT 311.63 640.00 Td (s, as w) Tj ET Q q 0 0 0 rg BT 338.20 640.00 Td (ell as banks, br) Tj ET Q q 0 0 0 rg BT 398.72 640.00 Td (ok) Tj ET Q q 0 0 0 rg BT 408.31 640.00 Td (er) Tj ET Q q 0 0 0 rg BT 416.52 640.00 Td (-dealer) Tj ET Q q 0 0 0 rg BT 445.43 640.00 Td (s and other clearin) Tj ET Q q 0 0 0 rg BT 520.77 640.00 Td (g ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 628.00 Td (member) Tj ET Q q 0 0 0 rg BT 87.98 628.00 Td (s. NSC) Tj ET Q q 0 0 0 rg BT 112.70 628.00 Td (C gener) Tj ET Q q 0 0 0 rg BT 143.27 628.00 Td (ally clear) Tj ET Q q 0 0 0 rg BT 179.94 628.00 Td (s and set) Tj ET Q q 0 0 0 rg BT 215.63 628.00 Td (tles tr) Tj ET Q q 0 0 0 rg BT 239.24 628.00 Td (ades on a T+3 basis.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 610.00 Td (F) Tj ET Q q 0 0 0 rg BT 58.93 610.00 Td (ix) Tj ET Q q 0 0 0 rg BT 66.05 610.00 Td (ed Inc) Tj ET Q q 0 0 0 rg BT 91.03 610.00 Td (ome C) Tj ET Q q 0 0 0 rg BT 116.51 610.00 Td (learin) Tj ET Q q 0 0 0 rg BT 140.92 610.00 Td (g C) Tj ET Q q 0 0 0 rg BT 153.22 610.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 176.51 610.00 Td (a) Tj ET Q q 0 0 0 rg BT 181.49 610.00 Td (tion) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 198.12 610.00 Td ( \(擢IC) Tj ET Q q 0 0 0 rg BT 220.62 610.00 Td (C) Tj ET Q q 0 0 0 rg BT 225.75 610.00 Td (能), a US securities clearin) Tj ET Q q 0 0 0 rg BT 327.02 610.00 Td (g agenc) Tj ET Q q 0 0 0 rg BT 358.24 610.00 Td (y) Tj ET Q q 0 0 0 rg BT 362.14 610.00 Td (, is also a subsidiar) Tj ET Q q 0 0 0 rg BT 438.50 610.00 Td (y of the Depositor) Tj ET Q q 0 0 0 rg BT 510.65 610.00 Td (y T) Tj ET Q q 0 0 0 rg BT 521.84 610.00 Td (rust & ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 598.00 Td (C) Tj ET Q q 0 0 0 rg BT 59.13 598.00 Td (learin) Tj ET Q q 0 0 0 rg BT 82.32 598.00 Td (g C) Tj ET Q q 0 0 0 rg BT 94.49 598.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 116.90 598.00 Td (ation. FIC) Tj ET Q q 0 0 0 rg BT 154.80 598.00 Td (C oper) Tj ET Q q 0 0 0 rg BT 180.69 598.00 Td (ates t) Tj ET Q q 0 0 0 rg BT 203.20 598.00 Td (w) Tj ET Q q 0 0 0 rg BT 209.72 598.00 Td (o divisions, the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 272.39 598.00 Td (Go) Tj ET Q q 0 0 0 rg BT 283.17 598.00 Td (v) Tj ET Q q 0 0 0 rg BT 287.77 598.00 Td (ernmen) Tj ET Q q 0 0 0 rg BT 320.07 598.00 Td (t S) Tj ET Q q 0 0 0 rg BT 330.91 598.00 Td (ecurities Division) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 402.97 598.00 Td ( \() Tj ET Q q 0 0 0 rg BT 412.75 598.00 Td (GSD) Tj ET Q q 0 0 0 rg BT 429.04 598.00 Td (能) and the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 471.95 598.00 Td (Mor) Tj ET Q q 0 0 0 rg BT 488.68 598.00 Td (tg) Tj ET Q q 0 0 0 rg BT 497.09 598.00 Td (age Ba) Tj ET Q q 0 0 0 rg BT 524.95 598.00 Td (ck) Tj ET Q q 0 0 0 rg BT 534.10 598.00 Td (ed ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 586.00 Td (S) Tj ET Q q 0 0 0 rg BT 59.08 586.00 Td (ecurities Division) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 131.14 586.00 Td (. Each division of) Tj ET Q q 0 0 0 rg BT 198.95 586.00 Td (f) Tj ET Q q 0 0 0 rg BT 201.88 586.00 Td (er) Tj ET Q q 0 0 0 rg BT 210.45 586.00 Td (s ser) Tj ET Q q 0 0 0 rg BT 229.55 586.00 Td (vic) Tj ET Q q 0 0 0 rg BT 240.62 586.00 Td (es to its o) Tj ET Q q 0 0 0 rg BT 279.29 586.00 Td (wn member) Tj ET Q q 0 0 0 rg BT 327.31 586.00 Td (s pur) Tj ET Q q 0 0 0 rg BT 347.67 586.00 Td (suan) Tj ET Q q 0 0 0 rg BT 366.70 586.00 Td (t to separ) Tj ET Q q 0 0 0 rg BT 405.17 586.00 Td (ate rules and pr) Tj ET Q q 0 0 0 rg BT 468.84 586.00 Td (oc) Tj ET Q q 0 0 0 rg BT 478.03 586.00 Td (edur) Tj ET Q q 0 0 0 rg BT 496.60 586.00 Td (es.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 568.00 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 63.00 568.00 Td (GSD is a c) Tj ET Q q 0 0 0 rg BT 101.88 568.00 Td (en) Tj ET Q q 0 0 0 rg BT 111.76 568.00 Td (tr) Tj ET Q q 0 0 0 rg BT 118.54 568.00 Td (al c) Tj ET Q q 0 0 0 rg BT 132.34 568.00 Td (oun) Tj ET Q q 0 0 0 rg BT 147.54 568.00 Td (terpar) Tj ET Q q 0 0 0 rg BT 173.15 568.00 Td (t) Tj ET Q q 0 0 0 rg BT 176.46 568.00 Td (y and pr) Tj ET Q q 0 0 0 rg BT 209.40 568.00 Td (o) Tj ET Q q 0 0 0 rg BT 214.32 568.00 Td (vides r) Tj ET Q q 0 0 0 rg BT 241.05 568.00 Td (eal-time tr) Tj ET Q q 0 0 0 rg BT 283.56 568.00 Td (ade matchin) Tj ET Q q 0 0 0 rg BT 333.19 568.00 Td (g, net) Tj ET Q q 0 0 0 rg BT 355.97 568.00 Td (tin) Tj ET Q q 0 0 0 rg BT 366.61 568.00 Td (g and clearin) Tj ET Q q 0 0 0 rg BT 418.66 568.00 Td (g ser) Tj ET Q q 0 0 0 rg BT 438.63 568.00 Td (vic) Tj ET Q q 0 0 0 rg BT 449.70 568.00 Td (es f) Tj ET Q q 0 0 0 rg BT 463.79 568.00 Td (or tr) Tj ET Q q 0 0 0 rg BT 481.60 568.00 Td (ades in U.S) Tj ET Q q 0 0 0 rg BT 525.80 568.00 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 63.00 556.00 Td (go) Tj ET Q q 0 0 0 rg BT 72.82 556.00 Td (v) Tj ET Q q 0 0 0 rg BT 77.22 556.00 Td (ernmen) Tj ET Q q 0 0 0 rg BT 108.44 556.00 Td (t debt issues, includin) Tj ET Q q 0 0 0 rg BT 195.61 556.00 Td (g r) Tj ET Q q 0 0 0 rg BT 206.42 556.00 Td (epur) Tj ET Q q 0 0 0 rg BT 225.02 556.00 Td (chase agr) Tj ET Q q 0 0 0 rg BT 263.66 556.00 Td (eemen) Tj ET Q q 0 0 0 rg BT 290.88 556.00 Td (ts. Securities tr) Tj ET Q q 0 0 0 rg BT 351.61 556.00 Td (ansac) Tj ET Q q 0 0 0 rg BT 374.69 556.00 Td (tions pr) Tj ET Q q 0 0 0 rg BT 405.51 556.00 Td (oc) Tj ET Q q 0 0 0 rg BT 414.70 556.00 Td (essed b) Tj ET Q q 0 0 0 rg BT 444.85 556.00 Td (y GSD include T) Tj ET Q q 0 0 0 rg BT 506.37 556.00 Td (r) Tj ET Q q 0 0 0 rg BT 509.94 556.00 Td (easur) Tj ET Q q 0 0 0 rg BT 532.61 556.00 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 63.00 544.00 Td (bills, bonds, notes and go) Tj ET Q q 0 0 0 rg BT 165.29 544.00 Td (v) Tj ET Q q 0 0 0 rg BT 169.69 544.00 Td (ernmen) Tj ET Q q 0 0 0 rg BT 200.91 544.00 Td (t agenc) Tj ET Q q 0 0 0 rg BT 230.44 544.00 Td (y securities. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 531.00 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 63.00 531.00 Td (MBSD is a c) Tj ET Q q 0 0 0 rg BT 109.03 531.00 Td (en) Tj ET Q q 0 0 0 rg BT 118.91 531.00 Td (tr) Tj ET Q q 0 0 0 rg BT 125.69 531.00 Td (al c) Tj ET Q q 0 0 0 rg BT 139.49 531.00 Td (oun) Tj ET Q q 0 0 0 rg BT 154.69 531.00 Td (terpar) Tj ET Q q 0 0 0 rg BT 180.30 531.00 Td (t) Tj ET Q q 0 0 0 rg BT 183.61 531.00 Td (y and pr) Tj ET Q q 0 0 0 rg BT 216.55 531.00 Td (o) Tj ET Q q 0 0 0 rg BT 221.47 531.00 Td (vides r) Tj ET Q q 0 0 0 rg BT 248.20 531.00 Td (eal-time tr) Tj ET Q q 0 0 0 rg BT 290.71 531.00 Td (ade matchin) Tj ET Q q 0 0 0 rg BT 340.34 531.00 Td (g, net) Tj ET Q q 0 0 0 rg BT 363.12 531.00 Td (tin) Tj ET Q q 0 0 0 rg BT 373.76 531.00 Td (g, and clearin) Tj ET Q q 0 0 0 rg BT 428.31 531.00 Td (g ser) Tj ET Q q 0 0 0 rg BT 448.28 531.00 Td (vic) Tj ET Q q 0 0 0 rg BT 459.35 531.00 Td (es f) Tj ET Q q 0 0 0 rg BT 473.44 531.00 Td (or the mor) Tj ET Q q 0 0 0 rg BT 516.68 531.00 Td (tg) Tj ET Q q 0 0 0 rg BT 524.69 531.00 Td (age-) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 63.00 519.00 Td (back) Tj ET Q q 0 0 0 rg BT 81.75 519.00 Td (ed securities mark) Tj ET Q q 0 0 0 rg BT 155.78 519.00 Td (et) Tj ET Q q 0 0 0 rg BT 163.89 519.00 Td (. ) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.20 w 0 i [] 0 d 1 J 1 j 3 M 54 499.67 m 146.5703125 499.67 l s q 0 0 0 rg BT 54.00 501.00 Td (EMEA S) Tj ET Q q 0 0 0 rg BT 85.04 501.00 Td (ecurities FMUs) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 485.00 Td (E) Tj ET Q q 0 0 0 rg BT 59.08 485.00 Td (ur) Tj ET Q q 0 0 0 rg BT 68.25 485.00 Td (oC) Tj ET Q q 0 0 0 rg BT 78.61 485.00 Td (lear UK & Ir) Tj ET Q q 0 0 0 rg BT 126.64 485.00 Td (eland) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 149.90 485.00 Td ( \(f) Tj ET Q q 0 0 0 rg BT 158.77 485.00 Td (ormerly ) Tj ET Q q 0 0 0 rg BT 196.81 485.00 Td (CRES) Tj ET Q q 0 0 0 rg BT 217.16 485.00 Td (T) Tj ET Q q 0 0 0 rg BT 222.16 485.00 Td (能) system is the UK) Tj ET Q q 0 0 0 rg BT 300.39 485.00 Td (s C) Tj ET Q q 0 0 0 rg BT 311.68 485.00 Td (en) Tj ET Q q 0 0 0 rg BT 321.56 485.00 Td (tr) Tj ET Q q 0 0 0 rg BT 328.34 485.00 Td (al Securities Depositor) Tj ET Q q 0 0 0 rg BT 419.29 485.00 Td (y) Tj ET Q q 0 0 0 rg BT 423.19 485.00 Td (, pr) Tj ET Q q 0 0 0 rg BT 436.73 485.00 Td (o) Tj ET Q q 0 0 0 rg BT 441.65 485.00 Td (vidin) Tj ET Q q 0 0 0 rg BT 461.08 485.00 Td (g facilities f) Tj ET Q q 0 0 0 rg BT 507.36 485.00 Td (or the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 473.00 Td (dematerializ) Tj ET Q q 0 0 0 rg BT 104.30 473.00 Td (ed holdin) Tj ET Q q 0 0 0 rg BT 141.68 473.00 Td (g of UK equities, ETF) Tj ET Q q 0 0 0 rg BT 224.26 473.00 Td (s, gilt securities and mone) Tj ET Q q 0 0 0 rg BT 329.45 473.00 Td (y mark) Tj ET Q q 0 0 0 rg BT 357.10 473.00 Td (et instrumen) Tj ET Q q 0 0 0 rg BT 408.60 473.00 Td (ts \(as w) Tj ET Q q 0 0 0 rg BT 439.48 473.00 Td (ell as c) Tj ET Q q 0 0 0 rg BT 466.90 473.00 Td (er) Tj ET Q q 0 0 0 rg BT 475.67 473.00 Td (tain f) Tj ET Q q 0 0 0 rg BT 496.51 473.00 Td (or) Tj ET Q q 0 0 0 rg BT 505.10 473.00 Td (eign ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 461.00 Td (securities thr) Tj ET Q q 0 0 0 rg BT 106.89 461.00 Td (ough CRES) Tj ET Q q 0 0 0 rg BT 149.73 461.00 Td (T depositor) Tj ET Q q 0 0 0 rg BT 195.49 461.00 Td (y instrumen) Tj ET Q q 0 0 0 rg BT 243.48 461.00 Td (ts\). CRES) Tj ET Q q 0 0 0 rg BT 279.50 461.00 Td (T is also the Securities Set) Tj ET Q q 0 0 0 rg BT 384.26 461.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 412.35 461.00 Td (t S) Tj ET Q q 0 0 0 rg BT 422.67 461.00 Td (ystem \() Tj ET Q q 0 0 0 rg BT 456.87 461.00 Td (S) Tj ET Q q 0 0 0 rg BT 461.69 461.00 Td (S) Tj ET Q q 0 0 0 rg BT 466.51 461.00 Td (S) Tj ET Q q 0 0 0 rg BT 471.28 461.00 Td (能) f) Tj ET Q q 0 0 0 rg BT 484.24 461.00 Td (or the set) Tj ET Q q 0 0 0 rg BT 522.67 461.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 550.76 461.00 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 449.00 Td (of these instrumen) Tj ET Q q 0 0 0 rg BT 129.84 449.00 Td (ts. Thr) Tj ET Q q 0 0 0 rg BT 155.41 449.00 Td (ough its links to S) Tj ET Q q 0 0 0 rg BT 226.23 449.00 Td (S) Tj ET Q q 0 0 0 rg BT 231.05 449.00 Td (S in other jurisdic) Tj ET Q q 0 0 0 rg BT 301.65 449.00 Td (tions \(includin) Tj ET Q q 0 0 0 rg BT 359.21 449.00 Td (g the US\) set) Tj ET Q q 0 0 0 rg BT 410.63 449.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 438.72 449.00 Td (t of some non-UK securities ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 437.00 Td (is also possible in CRES) Tj ET Q q 0 0 0 rg BT 146.97 437.00 Td (T) Tj ET Q q 0 0 0 rg BT 150.87 437.00 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 419.00 Td (E) Tj ET Q q 0 0 0 rg BT 59.08 419.00 Td (ur) Tj ET Q q 0 0 0 rg BT 68.25 419.00 Td (oclear Bank) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 117.57 419.00 Td ( \(摘) Tj ET Q q 0 0 0 rg BT 132.54 419.00 Td (ur) Tj ET Q q 0 0 0 rg BT 141.21 419.00 Td (oclear) Tj ET Q q 0 0 0 rg BT 166.31 419.00 Td (能) pr) Tj ET Q q 0 0 0 rg BT 185.04 419.00 Td (o) Tj ET Q q 0 0 0 rg BT 189.96 419.00 Td (vides In) Tj ET Q q 0 0 0 rg BT 220.86 419.00 Td (ternational C) Tj ET Q q 0 0 0 rg BT 272.82 419.00 Td (en) Tj ET Q q 0 0 0 rg BT 282.70 419.00 Td (tr) Tj ET Q q 0 0 0 rg BT 289.48 419.00 Td (al Securities Depositor) Tj ET Q q 0 0 0 rg BT 380.43 419.00 Td (y \(的CSD) Tj ET Q q 0 0 0 rg BT 413.34 419.00 Td (能) ser) Tj ET Q q 0 0 0 rg BT 436.11 419.00 Td (vic) Tj ET Q q 0 0 0 rg BT 447.18 419.00 Td (es and set) Tj ET Q q 0 0 0 rg BT 487.66 419.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 515.75 419.00 Td (t ser) Tj ET Q q 0 0 0 rg BT 534.04 419.00 Td (vic) Tj ET Q q 0 0 0 rg BT 545.11 419.00 Td (es ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 407.00 Td (f) Tj ET Q q 0 0 0 rg BT 56.93 407.00 Td (or cr) Tj ET Q q 0 0 0 rg BT 75.75 407.00 Td (oss) Tj ET Q q 0 0 0 rg BT 88.71 407.00 Td (-bor) Tj ET Q q 0 0 0 rg BT 105.63 407.00 Td (der tr) Tj ET Q q 0 0 0 rg BT 128.32 407.00 Td (ansac) Tj ET Q q 0 0 0 rg BT 151.40 407.00 Td (tions in) Tj ET Q q 0 0 0 rg BT 181.00 407.00 Td (v) Tj ET Q q 0 0 0 rg BT 185.40 407.00 Td (olvin) Tj ET Q q 0 0 0 rg BT 204.81 407.00 Td (g domestic and in) Tj ET Q q 0 0 0 rg BT 275.78 407.00 Td (ternational bonds, equities, deriv) Tj ET Q q 0 0 0 rg BT 409.12 407.00 Td (ativ) Tj ET Q q 0 0 0 rg BT 423.96 407.00 Td (es and in) Tj ET Q q 0 0 0 rg BT 460.00 407.00 Td (v) Tj ET Q q 0 0 0 rg BT 464.40 407.00 Td (estmen) Tj ET Q q 0 0 0 rg BT 494.05 407.00 Td (t funds. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 395.00 Td (E) Tj ET Q q 0 0 0 rg BT 58.94 395.00 Td (ur) Tj ET Q q 0 0 0 rg BT 67.61 395.00 Td (oclear is a primar) Tj ET Q q 0 0 0 rg BT 138.57 395.00 Td (y pr) Tj ET Q q 0 0 0 rg BT 154.11 395.00 Td (o) Tj ET Q q 0 0 0 rg BT 159.03 395.00 Td (vider of set) Tj ET Q q 0 0 0 rg BT 204.16 395.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 232.25 395.00 Td (t ser) Tj ET Q q 0 0 0 rg BT 250.54 395.00 Td (vic) Tj ET Q q 0 0 0 rg BT 261.61 395.00 Td (es f) Tj ET Q q 0 0 0 rg BT 275.70 395.00 Td (or E) Tj ET Q q 0 0 0 rg BT 291.67 395.00 Td (ur) Tj ET Q q 0 0 0 rg BT 300.34 395.00 Td (obonds. The E) Tj ET Q q 0 0 0 rg BT 356.61 395.00 Td (ur) Tj ET Q q 0 0 0 rg BT 365.28 395.00 Td (oclear gr) Tj ET Q q 0 0 0 rg BT 401.08 395.00 Td (oup includes E) Tj ET Q q 0 0 0 rg BT 459.18 395.00 Td (ur) Tj ET Q q 0 0 0 rg BT 467.85 395.00 Td (oclear Belgium, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 383.00 Td (E) Tj ET Q q 0 0 0 rg BT 58.94 383.00 Td (ur) Tj ET Q q 0 0 0 rg BT 67.61 383.00 Td (oclear F) Tj ET Q q 0 0 0 rg BT 99.73 383.00 Td (inland, E) Tj ET Q q 0 0 0 rg BT 134.56 383.00 Td (ur) Tj ET Q q 0 0 0 rg BT 143.23 383.00 Td (oclear F) Tj ET Q q 0 0 0 rg BT 175.25 383.00 Td (r) Tj ET Q q 0 0 0 rg BT 178.82 383.00 Td (anc) Tj ET Q q 0 0 0 rg BT 192.95 383.00 Td (e) Tj ET Q q 0 0 0 rg BT 197.65 383.00 Td (, E) Tj ET Q q 0 0 0 rg BT 207.43 383.00 Td (ur) Tj ET Q q 0 0 0 rg BT 216.10 383.00 Td (oclear Nederland, E) Tj ET Q q 0 0 0 rg BT 295.12 383.00 Td (ur) Tj ET Q q 0 0 0 rg BT 303.79 383.00 Td (oclear S) Tj ET Q q 0 0 0 rg BT 335.90 383.00 Td (w) Tj ET Q q 0 0 0 rg BT 342.42 383.00 Td (eden, and E) Tj ET Q q 0 0 0 rg BT 389.43 383.00 Td (ur) Tj ET Q q 0 0 0 rg BT 398.10 383.00 Td (oclear UK & Ir) Tj ET Q q 0 0 0 rg BT 453.72 383.00 Td (eland, which pr) Tj ET Q q 0 0 0 rg BT 515.37 383.00 Td (o) Tj ET Q q 0 0 0 rg BT 520.29 383.00 Td (vide ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 371.00 Td (set) Tj ET Q q 0 0 0 rg BT 65.93 371.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 94.02 371.00 Td (t ser) Tj ET Q q 0 0 0 rg BT 112.31 371.00 Td (vic) Tj ET Q q 0 0 0 rg BT 123.38 371.00 Td (es in their r) Tj ET Q q 0 0 0 rg BT 169.53 371.00 Td (espec) Tj ET Q q 0 0 0 rg BT 192.55 371.00 Td (tiv) Tj ET Q q 0 0 0 rg BT 202.56 371.00 Td (e local mark) Tj ET Q q 0 0 0 rg BT 251.84 371.00 Td (ets. E) Tj ET Q q 0 0 0 rg BT 273.65 371.00 Td (ur) Tj ET Q q 0 0 0 rg BT 282.32 371.00 Td (oclear also pr) Tj ET Q q 0 0 0 rg BT 337.03 371.00 Td (o) Tj ET Q q 0 0 0 rg BT 341.95 371.00 Td (vides r) Tj ET Q q 0 0 0 rg BT 368.67 371.00 Td (elated bankin) Tj ET Q q 0 0 0 rg BT 423.35 371.00 Td (g ser) Tj ET Q q 0 0 0 rg BT 443.33 371.00 Td (vic) Tj ET Q q 0 0 0 rg BT 454.40 371.00 Td (es to its set) Tj ET Q q 0 0 0 rg BT 500.03 371.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 528.12 371.00 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 359.00 Td (par) Tj ET Q q 0 0 0 rg BT 67.93 359.00 Td (ticipan) Tj ET Q q 0 0 0 rg BT 95.20 359.00 Td (ts.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 341.00 Td (C) Tj ET Q q 0 0 0 rg BT 59.22 341.00 Td (lear) Tj ET Q q 0 0 0 rg BT 75.76 341.00 Td (str) Tj ET Q q 0 0 0 rg BT 87.36 341.00 Td (eam) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 105.27 341.00 Td ( is an ICSD and S) Tj ET Q q 0 0 0 rg BT 171.76 341.00 Td (S) Tj ET Q q 0 0 0 rg BT 176.58 341.00 Td (S o) Tj ET Q q 0 0 0 rg BT 188.81 341.00 Td (wned and oper) Tj ET Q q 0 0 0 rg BT 248.67 341.00 Td (ated b) Tj ET Q q 0 0 0 rg BT 274.03 341.00 Td (y C) Tj ET Q q 0 0 0 rg BT 286.00 341.00 Td (lear) Tj ET Q q 0 0 0 rg BT 301.86 341.00 Td (str) Tj ET Q q 0 0 0 rg BT 312.66 341.00 Td (eam Bank S) Tj ET Q q 0 0 0 rg BT 359.63 341.00 Td (.) Tj ET Q q 0 0 0 rg BT 362.23 341.00 Td (A) Tj ET Q q 0 0 0 rg BT 368.00 341.00 Td (. \() Tj ET Q q 0 0 0 rg BT 380.28 341.00 Td (CBL) Tj ET Q q 0 0 0 rg BT 394.66 341.00 Td (能). A wide r) Tj ET Q q 0 0 0 rg BT 439.98 341.00 Td (an) Tj ET Q q 0 0 0 rg BT 449.84 341.00 Td (ge of financial instrumen) Tj ET Q q 0 0 0 rg BT 550.18 341.00 Td (ts ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 329.00 Td (\(spannin) Tj ET Q q 0 0 0 rg BT 89.27 329.00 Td (g a v) Tj ET Q q 0 0 0 rg BT 108.08 329.00 Td (ariet) Tj ET Q q 0 0 0 rg BT 127.09 329.00 Td (y of equit) Tj ET Q q 0 0 0 rg BT 165.06 329.00 Td (y and debt instrumen) Tj ET Q q 0 0 0 rg BT 251.03 329.00 Td (ts and w) Tj ET Q q 0 0 0 rg BT 284.52 329.00 Td (arr) Tj ET Q q 0 0 0 rg BT 296.59 329.00 Td (an) Tj ET Q q 0 0 0 rg BT 306.50 329.00 Td (ts\) ar) Tj ET Q q 0 0 0 rg BT 328.07 329.00 Td (e eligible f) Tj ET Q q 0 0 0 rg BT 369.83 329.00 Td (or deposit and tr) Tj ET Q q 0 0 0 rg BT 437.05 329.00 Td (ansf) Tj ET Q q 0 0 0 rg BT 453.96 329.00 Td (er in C) Tj ET Q q 0 0 0 rg BT 479.77 329.00 Td (lear) Tj ET Q q 0 0 0 rg BT 495.63 329.00 Td (str) Tj ET Q q 0 0 0 rg BT 506.43 329.00 Td (eam. CBL ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 317.00 Td (pr) Tj ET Q q 0 0 0 rg BT 62.70 317.00 Td (o) Tj ET Q q 0 0 0 rg BT 67.62 317.00 Td (vides custody r) Tj ET Q q 0 0 0 rg BT 127.86 317.00 Td (elated ser) Tj ET Q q 0 0 0 rg BT 168.14 317.00 Td (vic) Tj ET Q q 0 0 0 rg BT 179.21 317.00 Td (es \() Tj ET Q q 0 0 0 rg BT 193.87 317.00 Td (c) Tj ET Q q 0 0 0 rg BT 198.04 317.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 220.45 317.00 Td (ate ac) Tj ET Q q 0 0 0 rg BT 244.73 317.00 Td (tion pr) Tj ET Q q 0 0 0 rg BT 271.53 317.00 Td (oc) Tj ET Q q 0 0 0 rg BT 280.72 317.00 Td (essin) Tj ET Q q 0 0 0 rg BT 300.99 317.00 Td (g, withholdin) Tj ET Q q 0 0 0 rg BT 353.18 317.00 Td (g tax ser) Tj ET Q q 0 0 0 rg BT 388.00 317.00 Td (vic) Tj ET Q q 0 0 0 rg BT 399.07 317.00 Td (es, etc) Tj ET Q q 0 0 0 rg BT 425.11 317.00 Td (.\) f) Tj ET Q q 0 0 0 rg BT 436.48 317.00 Td (or securities held in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 305.00 Td (C) Tj ET Q q 0 0 0 rg BT 59.13 305.00 Td (lear) Tj ET Q q 0 0 0 rg BT 74.99 305.00 Td (str) Tj ET Q q 0 0 0 rg BT 85.79 305.00 Td (eam. CBL is inc) Tj ET Q q 0 0 0 rg BT 146.08 305.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 168.49 305.00 Td (ated in L) Tj ET Q q 0 0 0 rg BT 203.27 305.00 Td (ux) Tj ET Q q 0 0 0 rg BT 212.64 305.00 Td (embour) Tj ET Q q 0 0 0 rg BT 244.00 305.00 Td (g and is a) Tj ET Q q 0 0 0 rg BT 282.18 305.00 Td (uthoriz) Tj ET Q q 0 0 0 rg BT 310.77 305.00 Td (ed as a cr) Tj ET Q q 0 0 0 rg BT 349.16 305.00 Td (edit institution \(i.) Tj ET Q q 0 0 0 rg BT 418.98 305.00 Td (e) Tj ET Q q 0 0 0 rg BT 423.68 305.00 Td (. a bank\) b) Tj ET Q q 0 0 0 rg BT 466.42 305.00 Td (y the C) Tj ET Q q 0 0 0 rg BT 493.66 305.00 Td (ommission de ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 293.00 Td (Super) Tj ET Q q 0 0 0 rg BT 77.87 293.00 Td (vision du Sec) Tj ET Q q 0 0 0 rg BT 130.21 293.00 Td (teur F) Tj ET Q q 0 0 0 rg BT 154.11 293.00 Td (inancier of L) Tj ET Q q 0 0 0 rg BT 204.05 293.00 Td (ux) Tj ET Q q 0 0 0 rg BT 213.42 293.00 Td (embour) Tj ET Q q 0 0 0 rg BT 244.78 293.00 Td (g \(the ) Tj ET Q q 0 0 0 rg BT 274.94 293.00 Td (CS) Tj ET Q q 0 0 0 rg BT 284.79 293.00 Td (SF) Tj ET Q q 0 0 0 rg BT 294.69 293.00 Td (能). CBL is also subjec) Tj ET Q q 0 0 0 rg BT 377.92 293.00 Td (t to the o) Tj ET Q q 0 0 0 rg BT 414.44 293.00 Td (v) Tj ET Q q 0 0 0 rg BT 418.84 293.00 Td (er) Tj ET Q q 0 0 0 rg BT 427.41 293.00 Td (sigh) Tj ET Q q 0 0 0 rg BT 443.81 293.00 Td (t of the C) Tj ET Q q 0 0 0 rg BT 480.16 293.00 Td (en) Tj ET Q q 0 0 0 rg BT 490.04 293.00 Td (tr) Tj ET Q q 0 0 0 rg BT 496.82 293.00 Td (al Bank of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 281.00 Td (L) Tj ET Q q 0 0 0 rg BT 58.63 281.00 Td (ux) Tj ET Q q 0 0 0 rg BT 68.00 281.00 Td (embour) Tj ET Q q 0 0 0 rg BT 99.36 281.00 Td (g. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 263.00 Td (L) Tj ET Q q 0 0 0 rg BT 58.62 263.00 Td (CH.) Tj ET Q q 0 0 0 rg BT 72.26 263.00 Td (C) Tj ET Q q 0 0 0 rg BT 77.48 263.00 Td (learnet Limited) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 141.77 263.00 Td ( \(鏑) Tj ET Q q 0 0 0 rg BT 156.28 263.00 Td (CH L) Tj ET Q q 0 0 0 rg BT 174.20 263.00 Td (td能) is a C) Tj ET Q q 0 0 0 rg BT 213.40 263.00 Td (CP inc) Tj ET Q q 0 0 0 rg BT 237.82 263.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 260.23 263.00 Td (ated under the la) Tj ET Q q 0 0 0 rg BT 329.37 263.00 Td (ws of En) Tj ET Q q 0 0 0 rg BT 362.71 263.00 Td (gland and W) Tj ET Q q 0 0 0 rg BT 412.09 263.00 Td (ales. F) Tj ET Q q 0 0 0 rg BT 437.77 263.00 Td (or UK r) Tj ET Q q 0 0 0 rg BT 466.10 263.00 Td (egulator) Tj ET Q q 0 0 0 rg BT 500.34 263.00 Td (y purposes, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 251.00 Td (L) Tj ET Q q 0 0 0 rg BT 58.48 251.00 Td (CH L) Tj ET Q q 0 0 0 rg BT 76.40 251.00 Td (td is a ) Tj ET Q q 0 0 0 rg BT 106.97 251.00 Td (r) Tj ET Q q 0 0 0 rg BT 110.54 251.00 Td (ec) Tj ET Q q 0 0 0 rg BT 119.51 251.00 Td (ogniz) Tj ET Q q 0 0 0 rg BT 141.02 251.00 Td (ed clearin) Tj ET Q q 0 0 0 rg BT 180.67 251.00 Td (g house) Tj ET Q q 0 0 0 rg BT 211.78 251.00 Td ( under the F) Tj ET Q q 0 0 0 rg BT 264.61 251.00 Td (inancial Ser) Tj ET Q q 0 0 0 rg BT 311.99 251.00 Td (vic) Tj ET Q q 0 0 0 rg BT 323.06 251.00 Td (es and Mark) Tj ET Q q 0 0 0 rg BT 371.92 251.00 Td (ets A) Tj ET Q q 0 0 0 rg BT 391.85 251.00 Td (c) Tj ET Q q 0 0 0 rg BT 396.12 251.00 Td (t 2000 \(擢) Tj ET Q q 0 0 0 rg BT 438.88 251.00 Td (SMA) Tj ET Q q 0 0 0 rg BT 455.75 251.00 Td (能). It is r) Tj ET Q q 0 0 0 rg BT 488.82 251.00 Td (egulated b) Tj ET Q q 0 0 0 rg BT 531.44 251.00 Td (y the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 239.00 Td (F) Tj ET Q q 0 0 0 rg BT 58.78 239.00 Td (inancial Ser) Tj ET Q q 0 0 0 rg BT 106.16 239.00 Td (vic) Tj ET Q q 0 0 0 rg BT 117.23 239.00 Td (es A) Tj ET Q q 0 0 0 rg BT 133.96 239.00 Td (uthorit) Tj ET Q q 0 0 0 rg BT 161.80 239.00 Td (y \(擢) Tj ET Q q 0 0 0 rg BT 181.11 239.00 Td (SA) Tj ET Q q 0 0 0 rg BT 190.75 239.00 Td (能) and is also subjec) Tj ET Q q 0 0 0 rg BT 271.27 239.00 Td (t to the o) Tj ET Q q 0 0 0 rg BT 307.79 239.00 Td (v) Tj ET Q q 0 0 0 rg BT 312.19 239.00 Td (er) Tj ET Q q 0 0 0 rg BT 320.76 239.00 Td (sigh) Tj ET Q q 0 0 0 rg BT 337.16 239.00 Td (t of the Bank of En) Tj ET Q q 0 0 0 rg BT 411.42 239.00 Td (gland \(釘oE能). 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CL) Tj ET Q q 0 0 0 rg BT 356.95 730.00 Td (S Bank) Tj ET Q q 0 0 0 rg BT 386.25 730.00 Td (s par) Tj ET Q q 0 0 0 rg BT 406.14 730.00 Td (en) Tj ET Q q 0 0 0 rg BT 416.02 730.00 Td (t c) Tj ET Q q 0 0 0 rg BT 425.74 730.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 453.54 730.00 Td (y) Tj ET Q q 0 0 0 rg BT 457.44 730.00 Td (, CL) Tj ET Q q 0 0 0 rg BT 471.94 730.00 Td (S Gr) Tj ET Q q 0 0 0 rg BT 488.36 730.00 Td (oup Holdin) Tj ET Q q 0 0 0 rg BT 531.98 730.00 Td (g) Tj ET Q q 0 0 0 rg BT 536.98 730.00 Td (s, is ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 718.00 Td (a S) Tj ET Q q 0 0 0 rg BT 65.94 718.00 Td (wiss c) Tj ET Q q 0 0 0 rg BT 89.46 718.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 117.26 718.00 Td (y that o) Tj ET Q q 0 0 0 rg BT 147.79 718.00 Td (wns CL) Tj ET Q q 0 0 0 rg BT 175.51 718.00 Td (S UK In) Tj ET Q q 0 0 0 rg BT 204.24 718.00 Td (termediate Holdin) Tj ET Q q 0 0 0 rg BT 277.17 718.00 Td (g) Tj ET Q q 0 0 0 rg BT 282.17 718.00 Td (s, L) Tj ET Q q 0 0 0 rg BT 295.56 718.00 Td (td., which in turn o) Tj ET Q q 0 0 0 rg BT 371.29 718.00 Td (wns CL) Tj ET Q q 0 0 0 rg BT 399.01 718.00 Td (S Bank and CL) Tj ET Q q 0 0 0 rg BT 455.77 718.00 Td (S Ser) Tj ET Q q 0 0 0 rg BT 476.66 718.00 Td (vic) Tj ET Q q 0 0 0 rg BT 487.73 718.00 Td (es, a c) Tj ET Q q 0 0 0 rg BT 512.73 718.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 540.53 718.00 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 706.00 Td (or) Tj ET Q q 0 0 0 rg BT 62.59 706.00 Td (g) Tj ET Q q 0 0 0 rg BT 67.39 706.00 Td (aniz) Tj ET Q q 0 0 0 rg BT 83.81 706.00 Td (ed under the la) Tj ET Q q 0 0 0 rg BT 144.91 706.00 Td (ws of En) Tj ET Q q 0 0 0 rg BT 178.25 706.00 Td (gland that pr) Tj ET Q q 0 0 0 rg BT 230.43 706.00 Td (o) Tj ET Q q 0 0 0 rg BT 235.35 706.00 Td (vides technical and oper) Tj ET Q q 0 0 0 rg BT 333.17 706.00 Td (ational suppor) Tj ET Q q 0 0 0 rg BT 391.76 706.00 Td (t to CL) Tj ET Q q 0 0 0 rg BT 417.53 706.00 Td (S Bank) Tj ET Q q 0 0 0 rg BT 445.04 706.00 Td (. As an E) Tj ET Q q 0 0 0 rg BT 479.10 706.00 Td (dge A) Tj ET Q q 0 0 0 rg BT 501.81 706.00 Td (c) Tj ET Q q 0 0 0 rg BT 506.08 706.00 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 694.00 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 694.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 80.58 694.00 Td (ation, CL) Tj ET Q q 0 0 0 rg BT 115.67 694.00 Td (S Bank is r) Tj ET Q q 0 0 0 rg BT 157.70 694.00 Td (egulated and super) Tj ET Q q 0 0 0 rg BT 235.61 694.00 Td (vised in the United S) Tj ET Q q 0 0 0 rg BT 317.89 694.00 Td (tates b) Tj ET Q q 0 0 0 rg BT 345.38 694.00 Td (y the F) Tj ET Q q 0 0 0 rg BT 372.42 694.00 Td (eder) Tj ET Q q 0 0 0 rg BT 390.69 694.00 Td (al R) Tj ET Q q 0 0 0 rg BT 405.78 694.00 Td (eser) Tj ET Q q 0 0 0 rg BT 423.32 694.00 Td (v) Tj ET Q q 0 0 0 rg BT 427.72 694.00 Td (e) Tj ET Q q 0 0 0 rg BT 432.42 694.00 Td (. In the United K) Tj ET Q q 0 0 0 rg BT 497.14 694.00 Td (in) Tj ET Q q 0 0 0 rg BT 504.57 694.00 Td (gdom, HM ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 682.00 Td (T) Tj ET Q q 0 0 0 rg BT 58.35 682.00 Td (r) Tj ET Q q 0 0 0 rg BT 61.92 682.00 Td (easur) Tj ET Q q 0 0 0 rg BT 84.59 682.00 Td (y has specified CL) Tj ET Q q 0 0 0 rg BT 155.65 682.00 Td (S Bank as a r) Tj ET Q q 0 0 0 rg BT 207.28 682.00 Td (ec) Tj ET Q q 0 0 0 rg BT 216.25 682.00 Td (ogniz) Tj ET Q q 0 0 0 rg BT 237.76 682.00 Td (ed pa) Tj ET Q q 0 0 0 rg BT 259.86 682.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 281.98 682.00 Td (t system, and it is subjec) Tj ET Q q 0 0 0 rg BT 380.43 682.00 Td (t to r) Tj ET Q q 0 0 0 rg BT 400.12 682.00 Td (egulation b) Tj ET Q q 0 0 0 rg BT 445.38 682.00 Td (y the Bank of En) Tj ET Q q 0 0 0 rg BT 510.55 682.00 Td (gland.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 664.00 Td (S) Tj ET Q q 0 0 0 rg BT 58.88 664.00 Td (WIFT ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 88.69 664.00 Td (The Societ) Tj ET Q q 0 0 0 rg BT 130.43 664.00 Td (y f) Tj ET Q q 0 0 0 rg BT 140.20 664.00 Td (or W) Tj ET Q q 0 0 0 rg BT 158.45 664.00 Td (orldwide In) Tj ET Q q 0 0 0 rg BT 203.65 664.00 Td (terbank F) Tj ET Q q 0 0 0 rg BT 242.16 664.00 Td (inancial T) Tj ET Q q 0 0 0 rg BT 280.10 664.00 Td (elec) Tj ET Q q 0 0 0 rg BT 296.33 664.00 Td (ommunication, Soci騁 C) Tj ET Q q 0 0 0 rg BT 395.75 664.00 Td (oop駻) Tj ET Q q 0 0 0 rg BT 419.29 664.00 Td (ativ) Tj ET Q q 0 0 0 rg BT 434.13 664.00 Td (e R) Tj ET Q q 0 0 0 rg BT 453.90 664.00 Td (esponsabilit Limit馥 ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 652.00 Td (\(limited c) Tj ET Q q 0 0 0 rg BT 92.22 652.00 Td (o-oper) Tj ET Q q 0 0 0 rg BT 118.91 652.00 Td (ativ) Tj ET Q q 0 0 0 rg BT 133.75 652.00 Td (e societ) Tj ET Q q 0 0 0 rg BT 164.66 652.00 Td (y\) \() Tj ET Q q 0 0 0 rg BT 182.69 652.00 Td (S) Tj ET Q q 0 0 0 rg BT 187.51 652.00 Td (WIFT) Tj ET Q q 0 0 0 rg BT 207.52 652.00 Td (能) is a member) Tj ET Q q 0 0 0 rg BT 267.11 652.00 Td (-o) Tj ET Q q 0 0 0 rg BT 275.23 652.00 Td (wned c) Tj ET Q q 0 0 0 rg BT 303.34 652.00 Td (o-oper) Tj ET Q q 0 0 0 rg BT 330.03 652.00 Td (ativ) Tj ET Q q 0 0 0 rg BT 344.87 652.00 Td (e) Tj ET Q q 0 0 0 rg BT 349.57 652.00 Td (. S) Tj ET Q q 0 0 0 rg BT 359.23 652.00 Td (WIFT pr) Tj ET Q q 0 0 0 rg BT 390.08 652.00 Td (o) Tj ET Q q 0 0 0 rg BT 395.00 652.00 Td (vides a telec) Tj ET Q q 0 0 0 rg BT 444.77 652.00 Td (ommunication plat) Tj ET Q q 0 0 0 rg BT 520.53 652.00 Td (f) Tj ET Q q 0 0 0 rg BT 523.46 652.00 Td (orm f) Tj ET Q q 0 0 0 rg BT 545.16 652.00 Td (or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 640.00 Td (the e) Tj ET Q q 0 0 0 rg BT 74.18 640.00 Td (x) Tj ET Q q 0 0 0 rg BT 78.45 640.00 Td (chan) Tj ET Q q 0 0 0 rg BT 97.66 640.00 Td (ge of standar) Tj ET Q q 0 0 0 rg BT 150.83 640.00 Td (diz) Tj ET Q q 0 0 0 rg BT 162.39 640.00 Td (ed financial messages bet) Tj ET Q q 0 0 0 rg BT 266.11 640.00 Td (w) Tj ET Q q 0 0 0 rg BT 272.63 640.00 Td (een financial institutions and c) Tj ET Q q 0 0 0 rg BT 395.63 640.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 418.04 640.00 Td (ations. S) Tj ET Q q 0 0 0 rg BT 452.31 640.00 Td (WIFT is neither a pa) Tj ET Q q 0 0 0 rg BT 531.72 640.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 553.84 640.00 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 628.00 Td (system nor a set) Tj ET Q q 0 0 0 rg BT 119.89 628.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 147.98 628.00 Td (t system though the S) Tj ET Q q 0 0 0 rg BT 235.29 628.00 Td (WIFT messagin) Tj ET Q q 0 0 0 rg BT 295.18 628.00 Td (g standar) Tj ET Q q 0 0 0 rg BT 333.16 628.00 Td (d is used in man) Tj ET Q q 0 0 0 rg BT 398.24 628.00 Td (y pa) Tj ET Q q 0 0 0 rg BT 414.94 628.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 437.06 628.00 Td (t and set) Tj ET Q q 0 0 0 rg BT 471.94 628.00 Td (tlemen) Tj ET Q q 0 0 0 rg BT 500.03 628.00 Td (t systems. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 616.00 Td (S) Tj ET Q q 0 0 0 rg BT 58.82 616.00 Td (WIFT) Tj ET Q q 0 0 0 rg BT 78.83 616.00 Td () Tj ET Q q 0 0 0 rg BT 80.77 616.00 Td (s user) Tj ET Q q 0 0 0 rg BT 104.82 616.00 Td (s include banks, mark) Tj ET Q q 0 0 0 rg BT 192.11 616.00 Td (et in) Tj ET Q q 0 0 0 rg BT 209.94 616.00 Td (fr) Tj ET Q q 0 0 0 rg BT 216.54 616.00 Td (astruc) Tj ET Q q 0 0 0 rg BT 241.64 616.00 Td (tur) Tj ET Q q 0 0 0 rg BT 253.52 616.00 Td (es, br) Tj ET Q q 0 0 0 rg BT 275.88 616.00 Td (ok) Tj ET Q q 0 0 0 rg BT 285.47 616.00 Td (er) Tj ET Q q 0 0 0 rg BT 293.69 616.00 Td (-dealer) Tj ET Q q 0 0 0 rg BT 322.60 616.00 Td (s, c) Tj ET Q q 0 0 0 rg BT 335.63 616.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 358.04 616.00 Td (ates, custodians and in) Tj ET Q q 0 0 0 rg BT 450.01 616.00 Td (v) Tj ET Q q 0 0 0 rg BT 454.41 616.00 Td (estmen) Tj ET Q q 0 0 0 rg BT 484.06 616.00 Td (t manager) Tj ET Q q 0 0 0 rg BT 525.61 616.00 Td (s. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 604.00 Td (S) Tj ET Q q 0 0 0 rg BT 58.82 604.00 Td (WIFT is subjec) Tj ET Q q 0 0 0 rg BT 115.39 604.00 Td (t to o) Tj ET Q q 0 0 0 rg BT 136.43 604.00 Td (v) Tj ET Q q 0 0 0 rg BT 140.83 604.00 Td (er) Tj ET Q q 0 0 0 rg BT 149.40 604.00 Td (sigh) Tj ET Q q 0 0 0 rg BT 165.80 604.00 Td (t b) Tj ET Q q 0 0 0 rg BT 176.43 604.00 Td (y the c) Tj ET Q q 0 0 0 rg BT 202.92 604.00 Td (en) Tj ET Q q 0 0 0 rg BT 212.80 604.00 Td (tr) Tj ET Q q 0 0 0 rg BT 219.58 604.00 Td (al banks of the G10 led b) Tj ET Q q 0 0 0 rg BT 320.07 604.00 Td (y the National Bank of Belgium.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I89 Do Q BT /F3 13.00 Tf ET q 0 0 0 rg BT 54.00 574.05 Td (11. ) Tj ET Q q 0 0 0 rg BT 90.00 574.05 Td (Description of f) Tj ET Q q 0 0 0 rg BT 173.49 574.05 Td (or) Tj ET Q q 0 0 0 rg BT 185.17 574.05 Td (eign oper) Tj ET Q q 0 0 0 rg BT 236.11 574.05 Td (a) Tj ET Q q 0 0 0 rg BT 242.58 574.05 Td (tions) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 552.85 Td (In) Tj ET Q q 0 0 0 rg BT 62.20 552.85 Td (terna) Tj ET Q q 0 0 0 rg BT 84.83 552.85 Td (tional oper) Tj ET Q q 0 0 0 rg BT 130.54 552.85 Td (a) Tj ET Q q 0 0 0 rg BT 135.52 552.85 Td (tions) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 540.85 Td (Durin) Tj ET Q q 0 0 0 rg BT 76.12 540.85 Td (g the y) Tj ET Q q 0 0 0 rg BT 103.24 540.85 Td (ear) Tj ET Q q 0 0 0 rg BT 116.64 540.85 Td (s ended Dec) Tj ET Q q 0 0 0 rg BT 165.16 540.85 Td (ember 31, 2012, 2011 and 2010, the F) Tj ET Q q 0 0 0 rg BT 326.56 540.85 Td (irm r) Tj ET Q q 0 0 0 rg BT 346.28 540.85 Td (ec) Tj ET Q q 0 0 0 rg BT 355.25 540.85 Td (or) Tj ET Q q 0 0 0 rg BT 363.89 540.85 Td (ded appr) Tj ET Q q 0 0 0 rg BT 399.89 540.85 Td (o) Tj ET Q q 0 0 0 rg BT 404.71 540.85 Td (ximately $18.5 billion, $24.5 billion ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 528.85 Td (and $22.0 billion, r) Tj ET Q q 0 0 0 rg BT 132.05 528.85 Td (espec) Tj ET Q q 0 0 0 rg BT 155.07 528.85 Td (tiv) Tj ET Q q 0 0 0 rg BT 165.08 528.85 Td (ely) Tj ET Q q 0 0 0 rg BT 176.24 528.85 Td (, of managed r) Tj ET Q q 0 0 0 rg BT 234.71 528.85 Td (e) Tj ET Q q 0 0 0 rg BT 239.46 528.85 Td (v) Tj ET Q q 0 0 0 rg BT 243.86 528.85 Td (enue deriv) Tj ET Q q 0 0 0 rg BT 286.40 528.85 Td (ed fr) Tj ET Q q 0 0 0 rg BT 305.24 528.85 Td (om clien) Tj ET Q q 0 0 0 rg BT 339.30 528.85 Td (ts, customer) Tj ET Q q 0 0 0 rg BT 389.25 528.85 Td (s and c) Tj ET Q q 0 0 0 rg BT 417.18 528.85 Td (oun) Tj ET Q q 0 0 0 rg BT 432.38 528.85 Td (terpar) Tj ET Q q 0 0 0 rg BT 457.99 528.85 Td (ties domiciled outside of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 516.85 Td (Nor) Tj ET Q q 0 0 0 rg BT 69.00 516.85 Td (th America. Of those amoun) Tj ET Q q 0 0 0 rg BT 181.54 516.85 Td (ts, appr) Tj ET Q q 0 0 0 rg BT 212.27 516.85 Td (o) Tj ET Q q 0 0 0 rg BT 217.09 516.85 Td (ximately 57%, 66% and 64%, r) Tj ET Q q 0 0 0 rg BT 347.43 516.85 Td (espec) Tj ET Q q 0 0 0 rg BT 370.45 516.85 Td (tiv) Tj ET Q q 0 0 0 rg BT 380.46 516.85 Td (ely) Tj ET Q q 0 0 0 rg BT 391.62 516.85 Td (, w) Tj ET Q q 0 0 0 rg BT 402.98 516.85 Td (er) Tj ET Q q 0 0 0 rg BT 411.35 516.85 Td (e deriv) Tj ET Q q 0 0 0 rg BT 438.86 516.85 Td (ed fr) Tj ET Q q 0 0 0 rg BT 457.70 516.85 Td (om E) Tj ET Q q 0 0 0 rg BT 477.74 516.85 Td (ur) Tj ET Q q 0 0 0 rg BT 486.41 516.85 Td (ope) Tj ET Q q 0 0 0 rg BT 501.26 516.85 Td (/Middle East/) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 504.85 Td (Africa \(摘MEA) Tj ET Q q 0 0 0 rg BT 109.78 504.85 Td (能); appr) Tj ET Q q 0 0 0 rg BT 140.97 504.85 Td (o) Tj ET Q q 0 0 0 rg BT 145.79 504.85 Td (ximately 30%, 25% and 28%, r) Tj ET Q q 0 0 0 rg BT 276.13 504.85 Td (espec) Tj ET Q q 0 0 0 rg BT 299.15 504.85 Td (tiv) Tj ET Q q 0 0 0 rg BT 309.16 504.85 Td (ely) Tj ET Q q 0 0 0 rg BT 320.32 504.85 Td (, fr) Tj ET Q q 0 0 0 rg BT 331.76 504.85 Td (om Asia/P) Tj ET Q q 0 0 0 rg BT 373.00 504.85 Td (acific) Tj ET Q q 0 0 0 rg BT 394.25 504.85 Td (; and appr) Tj ET Q q 0 0 0 rg BT 435.15 504.85 Td (o) Tj ET Q q 0 0 0 rg BT 439.97 504.85 Td (ximately 13%, 9% and 8%, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 492.85 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 492.85 Td (espec) Tj ET Q q 0 0 0 rg BT 80.59 492.85 Td (tiv) Tj ET Q q 0 0 0 rg BT 90.60 492.85 Td (ely) Tj ET Q q 0 0 0 rg BT 101.76 492.85 Td (, fr) Tj ET Q q 0 0 0 rg BT 113.20 492.85 Td (om Latin America/) Tj ET Q q 0 0 0 rg BT 187.94 492.85 Td (C) Tj ET Q q 0 0 0 rg BT 193.02 492.85 Td (aribbean.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 480.85 Td (The f) Tj ET Q q 0 0 0 rg BT 74.00 480.85 Td (ollo) Tj ET Q q 0 0 0 rg BT 88.91 480.85 Td (win) Tj ET Q q 0 0 0 rg BT 102.91 480.85 Td (g table pr) Tj ET Q q 0 0 0 rg BT 141.62 480.85 Td (esen) Tj ET Q q 0 0 0 rg BT 160.32 480.85 Td (ts inc) Tj ET Q q 0 0 0 rg BT 181.59 480.85 Td (ome statemen) Tj ET Q q 0 0 0 rg BT 239.18 480.85 Td (t) Tj ET Q q 0 0 0 rg BT 242.04 480.85 Td (-r) Tj ET Q q 0 0 0 rg BT 248.76 480.85 Td (elated and balanc) Tj ET Q q 0 0 0 rg BT 320.25 480.85 Td (e sheet) Tj ET Q q 0 0 0 rg BT 349.00 480.85 Td (-r) Tj ET Q q 0 0 0 rg BT 355.71 480.85 Td (elated in) Tj ET Q q 0 0 0 rg BT 390.73 480.85 Td (f) Tj ET Q q 0 0 0 rg BT 393.66 480.85 Td (ormation f) Tj ET Q q 0 0 0 rg BT 435.95 480.85 Td (or JPMor) Tj ET Q q 0 0 0 rg BT 471.66 480.85 Td (g) Tj ET Q q 0 0 0 rg BT 476.46 480.85 Td (an C) Tj ET Q q 0 0 0 rg BT 493.89 480.85 Td (hase b) Tj ET Q q 0 0 0 rg BT 520.09 480.85 Td (y major ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 468.85 Td (in) Tj ET Q q 0 0 0 rg BT 61.48 468.85 Td (ternational geogr) Tj ET Q q 0 0 0 rg BT 131.70 468.85 Td (aphic ar) Tj ET Q q 0 0 0 rg BT 164.15 468.85 Td (ea. The F) Tj ET Q q 0 0 0 rg BT 200.47 468.85 Td (irm defines in) Tj ET Q q 0 0 0 rg BT 255.72 468.85 Td (ternational ac) Tj ET Q q 0 0 0 rg BT 311.85 468.85 Td (tivities f) Tj ET Q q 0 0 0 rg BT 344.06 468.85 Td (or purposes of this f) Tj ET Q q 0 0 0 rg BT 424.73 468.85 Td (ootnote pr) Tj ET Q q 0 0 0 rg BT 467.18 468.85 Td (esen) Tj ET Q q 0 0 0 rg BT 485.88 468.85 Td (tation as business ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 456.85 Td (tr) Tj ET Q q 0 0 0 rg BT 60.78 456.85 Td (ansac) Tj ET Q q 0 0 0 rg BT 83.86 456.85 Td (tions that in) Tj ET Q q 0 0 0 rg BT 132.18 456.85 Td (v) Tj ET Q q 0 0 0 rg BT 136.58 456.85 Td (olv) Tj ET Q q 0 0 0 rg BT 148.46 456.85 Td (e clien) Tj ET Q q 0 0 0 rg BT 174.56 456.85 Td (ts r) Tj ET Q q 0 0 0 rg BT 187.70 456.85 Td (esidin) Tj ET Q q 0 0 0 rg BT 211.45 456.85 Td (g outside of the U.S) Tj ET Q q 0 0 0 rg BT 289.79 456.85 Td (., and the in) Tj ET Q q 0 0 0 rg BT 337.49 456.85 Td (f) Tj ET Q q 0 0 0 rg BT 340.42 456.85 Td (ormation pr) Tj ET Q q 0 0 0 rg BT 388.48 456.85 Td (esen) Tj ET Q q 0 0 0 rg BT 407.17 456.85 Td (ted belo) Tj ET Q q 0 0 0 rg BT 439.98 456.85 Td (w is based pr) Tj ET Q q 0 0 0 rg BT 492.57 456.85 Td (edominan) Tj ET Q q 0 0 0 rg BT 532.67 456.85 Td (tly on ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 444.85 Td (the domicile of the clien) Tj ET Q q 0 0 0 rg BT 150.79 444.85 Td (t) Tj ET Q q 0 0 0 rg BT 154.10 444.85 Td (, the location fr) Tj ET Q q 0 0 0 rg BT 215.65 444.85 Td (om which the clien) Tj ET Q q 0 0 0 rg BT 290.98 444.85 Td (t r) Tj ET Q q 0 0 0 rg BT 300.10 444.85 Td (elationship is managed, or the location of the tr) Tj ET Q q 0 0 0 rg BT 491.68 444.85 Td (adin) Tj ET Q q 0 0 0 rg BT 509.04 444.85 Td (g desk) Tj ET Q q 0 0 0 rg BT 534.97 444.85 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 432.85 Td (Ho) Tj ET Q q 0 0 0 rg BT 64.99 432.85 Td (w) Tj ET Q q 0 0 0 rg BT 71.51 432.85 Td (e) Tj ET Q q 0 0 0 rg BT 76.26 432.85 Td (v) Tj ET Q q 0 0 0 rg BT 80.66 432.85 Td (er) Tj ET Q q 0 0 0 rg BT 88.33 432.85 Td (, man) Tj ET Q q 0 0 0 rg BT 110.82 432.85 Td (y of the F) Tj ET Q q 0 0 0 rg BT 148.31 432.85 Td (irm) Tj ET Q q 0 0 0 rg BT 161.87 432.85 Td () Tj ET Q q 0 0 0 rg BT 163.81 432.85 Td (s U.S) Tj ET Q q 0 0 0 rg BT 183.41 432.85 Td (. oper) Tj ET Q q 0 0 0 rg BT 206.77 432.85 Td (ations ser) Tj ET Q q 0 0 0 rg BT 246.46 432.85 Td (v) Tj ET Q q 0 0 0 rg BT 250.86 432.85 Td (e in) Tj ET Q q 0 0 0 rg BT 265.48 432.85 Td (ternational businesses.) Tj ET Q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 54.50 422.35 145.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 199.50 422.35 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 269.50 422.35 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 339.50 422.35 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 409.50 422.35 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 479.50 422.35 70.00 -20.00 re f /GS0 gs 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 549.50 422.35 9.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 402.35 145.00 -33.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 199.50 402.35 70.00 -33.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 269.50 402.35 70.00 -33.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 339.50 402.35 70.00 -33.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 409.50 402.35 70.00 -33.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 479.50 402.35 70.00 -33.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 549.50 402.35 9.00 -33.00 re f /GS0 gs 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 422.35 m 199.5 422.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 402.35 m 199.5 402.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 422.35 m 269.5 422.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 402.35 m 269.5 402.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 422.35 m 339.5 422.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 402.35 m 339.5 402.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 422.35 m 409.5 422.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 402.35 m 409.5 402.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 422.35 m 479.5 422.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 402.35 m 479.5 402.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 422.35 m 549.5 422.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 402.35 m 549.5 402.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 549.5 422.35 m 558.5 422.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 549.5 402.35 m 558.5 402.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 402.35 m 199.5 402.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 369.35 m 199.5 369.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 402.35 m 269.5 402.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 199.5 369.35 m 269.5 369.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 402.35 m 339.5 402.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 269.5 369.35 m 339.5 369.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 402.35 m 409.5 402.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 339.5 369.35 m 409.5 369.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 402.35 m 479.5 402.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 409.5 369.35 m 479.5 369.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 402.35 m 549.5 402.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 479.5 369.35 m 549.5 369.35 l s 0.6 0.6 0.6 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 549.5 402.35 m 558.5 402.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 549.5 369.35 m 558.5 369.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 313.35 m 199.5 313.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 199.5 313.35 m 269.5 313.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 269.5 313.35 m 339.5 313.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 339.5 313.35 m 409.5 313.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 409.5 313.35 m 479.5 313.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 479.5 313.35 m 549.5 313.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 549.5 313.35 m 558.5 313.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 285.35 m 199.5 285.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 199.5 285.35 m 269.5 285.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 269.5 285.35 m 339.5 285.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 339.5 285.35 m 409.5 285.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 409.5 285.35 m 479.5 285.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 479.5 285.35 m 549.5 285.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 549.5 285.35 m 558.5 285.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 271.35 m 199.5 271.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 199.5 271.35 m 269.5 271.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 269.5 271.35 m 339.5 271.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 339.5 271.35 m 409.5 271.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 409.5 271.35 m 479.5 271.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 479.5 271.35 m 549.5 271.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 549.5 271.35 m 558.5 271.35 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 211.35000000000002 m 199.5 211.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 199.5 211.35000000000002 m 269.5 211.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 269.5 211.35000000000002 m 339.5 211.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 339.5 211.35000000000002 m 409.5 211.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 409.5 211.35000000000002 m 479.5 211.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 479.5 211.35000000000002 m 549.5 211.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 549.5 211.35000000000002 m 558.5 211.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 183.35000000000002 m 199.5 183.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 199.5 183.35000000000002 m 269.5 183.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 269.5 183.35000000000002 m 339.5 183.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 339.5 183.35000000000002 m 409.5 183.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 409.5 183.35000000000002 m 479.5 183.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 479.5 183.35000000000002 m 549.5 183.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 549.5 183.35000000000002 m 558.5 183.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 183.35000000000002 m 199.5 183.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 169.35000000000002 m 199.5 169.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 199.5 169.35000000000002 m 269.5 169.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 269.5 169.35000000000002 m 339.5 169.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 339.5 169.35000000000002 m 409.5 169.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 409.5 169.35000000000002 m 479.5 169.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 479.5 169.35000000000002 m 549.5 169.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 549.5 169.35000000000002 m 558.5 169.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 109.35000000000002 m 199.5 109.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 199.5 109.35000000000002 m 269.5 109.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 269.5 109.35000000000002 m 339.5 109.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 339.5 109.35000000000002 m 409.5 109.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 409.5 109.35000000000002 m 479.5 109.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 479.5 109.35000000000002 m 549.5 109.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 549.5 109.35000000000002 m 558.5 109.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 81.35000000000002 m 199.5 81.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 199.5 81.35000000000002 m 269.5 81.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 269.5 81.35000000000002 m 339.5 81.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 339.5 81.35000000000002 m 409.5 81.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 409.5 81.35000000000002 m 479.5 81.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 479.5 81.35000000000002 m 549.5 81.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 549.5 81.35000000000002 m 558.5 81.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 81.35000000000002 m 199.5 81.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 67.35000000000002 m 199.5 67.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 199.5 67.35000000000002 m 269.5 67.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 269.5 67.35000000000002 m 339.5 67.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 339.5 67.35000000000002 m 409.5 67.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 409.5 67.35000000000002 m 479.5 67.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 479.5 67.35000000000002 m 549.5 67.35000000000002 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 549.5 67.35000000000002 m 558.5 67.35000000000002 l s BT /F3 8.50 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 59.00 409.30 Td (In) Tj ET Q q 1 1 1 rg BT 65.97 409.30 Td (terna) Tj ET Q q 1 1 1 rg BT 85.21 409.30 Td (tional oper) Tj ET Q q 1 1 1 rg BT 124.06 409.30 Td (a) Tj ET Q q 1 1 1 rg BT 128.29 409.30 Td (tions) Tj ET Q BT /F4 8.50 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 59.00 382.05 Td (As of or f) Tj ET Q q 0 0 0 rg BT 89.92 382.05 Td (or the y) Tj ET Q q 0 0 0 rg BT 116.20 382.05 Td (ear ended ) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 59.00 372.55 Td (Dec) Tj ET Q q 0 0 0 rg BT 71.66 372.55 Td (ember 31, \(in millions\)) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 215.85 372.55 Td (Revenueウ) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 286.90 373.55 Td (Expense) Tj ET Q BT /F4 8.50 Tf ET BT /F4 5.10 Tf ET q 0 0 0 rg BT 315.24 376.53 Td (4) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 347.30 389.55 Td (Inc) Tj ET Q q 0 0 0 rg BT 357.47 389.55 Td (ome bef) Tj ET Q q 0 0 0 rg BT 385.31 389.55 Td (or) Tj ET Q q 0 0 0 rg BT 392.61 389.55 Td (e ) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 353.25 381.05 Td (inc) Tj ET Q q 0 0 0 rg BT 363.19 381.05 Td (ome tax ) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 357.95 372.55 Td (e) Tj ET Q q 0 0 0 rg BT 361.95 372.55 Td (xpense) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 422.60 372.55 Td (Net income) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 492.00 372.55 Td (T) Tj ET Q q 0 0 0 rg BT 495.57 372.55 Td (otal assets) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 59.00 360.05 Td (2012) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 345.55 Td (Europe/Middle East and Africa) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 203.00 345.55 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 234.95 345.55 Td (10,522) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 273.00 345.55 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 309.70 345.55 Td (9,326) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 343.00 345.55 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 379.70 345.55 Td (1,196) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 413.00 345.55 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 449.70 345.55 Td (1,508) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 483.00 345.55 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 510.20 345.55 Td (553,147) Tj ET Q BT /F4 5.10 Tf ET q 0 0 0 rg BT 553.00 348.49 Td (5) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 331.55 Td (Asia and Pacific) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 239.80 331.55 Td (5,605) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 309.80 331.55 Td (3,952) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 379.80 331.55 Td (1,653) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 449.80 331.55 Td (1,048) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 510.30 331.55 Td (167,955) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 317.55 Td (Latin America and the Caribbean) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 239.80 317.55 Td (2,328) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 309.80 317.55 Td (1,580) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 386.70 317.55 Td (748) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 456.70 317.55 Td (454) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 515.05 317.55 Td (53,984) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 61.00 303.55 Td (Total international) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 235.05 303.55 Td (18,455) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 305.05 303.55 Td (14,858) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 379.80 303.55 Td (3,597) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 449.80 303.55 Td (3,010) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 510.30 303.55 Td (775,086) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 289.55 Td (North Americaケ) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 235.05 289.55 Td (78,576) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 305.05 289.55 Td (53,256) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 375.05 289.55 Td (25,320) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 445.05 289.55 Td (18,274) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 503.40 289.55 Td (1,584,055) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 61.00 275.55 Td (Total) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 203.00 275.55 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 234.95 275.55 Td (97,031) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 273.00 275.55 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 304.95 275.55 Td (68,114) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 343.00 275.55 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 374.95 275.55 Td (28,917) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 413.00 275.55 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 444.95 275.55 Td (21,284) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 483.00 275.55 Td ($) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 503.30 275.55 Td (2,359,141) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 59.00 258.05 Td (2011) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 243.55 Td (Europe/Middle East and Africa) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 203.00 243.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 234.95 243.55 Td (16,212) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 273.00 243.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 309.70 243.55 Td (9,157) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 343.00 243.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 379.70 243.55 Td (7,055) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 413.00 243.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 449.70 243.55 Td (4,844) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 483.00 243.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 510.20 243.55 Td (566,866) Tj ET Q BT /F4 5.10 Tf ET q 0 0 0 rg BT 553.00 246.49 Td (5) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 229.55 Td (Asia and Pacific) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 239.80 229.55 Td (5,992) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 309.80 229.55 Td (3,802) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 379.80 229.55 Td (2,190) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 449.80 229.55 Td (1,380) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 510.30 229.55 Td (156,411) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 215.55 Td (Latin America and the Caribbean) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 239.80 215.55 Td (2,273) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 309.80 215.55 Td (1,711) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 386.70 215.55 Td (562) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 456.70 215.55 Td (340) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 515.05 215.55 Td (51,481) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 61.00 201.55 Td (Total international) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 235.05 201.55 Td (24,477) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 305.05 201.55 Td (14,670) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 379.80 201.55 Td (9,807) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 449.80 201.55 Td (6,564) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 510.30 201.55 Td (774,758) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 187.55 Td (North Americaケ) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 235.05 187.55 Td (72,757) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 305.05 187.55 Td (55,815) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 375.05 187.55 Td (16,942) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 445.05 187.55 Td (12,412) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 503.40 187.55 Td (1,491,034) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 61.00 173.55 Td (T) Tj ET Q q 0 0 0 rg BT 64.81 173.55 Td (otal) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 203.00 173.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 234.95 173.55 Td (97,234) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 273.00 173.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 304.95 173.55 Td (70,485) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 343.00 173.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 374.95 173.55 Td (26,749) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 413.00 173.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 444.95 173.55 Td (18,976) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 483.00 173.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 503.30 173.55 Td (2,265,792) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 59.00 156.05 Td (2010イ) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 141.55 Td (Europe/Middle East and Africa) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 203.00 141.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 234.95 141.55 Td (14,135) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 273.00 141.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 309.70 141.55 Td (8,777) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 343.00 141.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 379.70 141.55 Td (5,358) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 413.00 141.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 449.70 141.55 Td (3,635) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 483.00 141.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 510.20 141.55 Td (446,547) Tj ET Q BT /F4 5.10 Tf ET q 0 0 0 rg BT 553.00 144.49 Td (5) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 127.55 Td (Asia and Pacific) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 239.80 127.55 Td (6,073) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 309.80 127.55 Td (3,677) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 379.80 127.55 Td (2,396) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 449.80 127.55 Td (1,614) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 510.30 127.55 Td (151,379) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 113.55 Td (Latin America and the Caribbean) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 239.80 113.55 Td (1,750) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 309.80 113.55 Td (1,181) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 386.70 113.55 Td (569) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 456.70 113.55 Td (362) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 515.05 113.55 Td (33,192) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 61.00 99.55 Td (Total international) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 235.05 99.55 Td (21,958) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 305.05 99.55 Td (13,635) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 379.80 99.55 Td (8,323) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 449.80 99.55 Td (5,611) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 510.30 99.55 Td (631,118) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 61.00 85.55 Td (North Americaケ) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 235.05 85.55 Td (80,736) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 305.05 85.55 Td (64,200) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 375.05 85.55 Td (16,536) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 445.05 85.55 Td (11,759) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 503.40 85.55 Td (1,486,487) Tj ET Q BT /F3 8.50 Tf ET q 0 0 0 rg BT 61.00 71.55 Td (Total) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 203.00 71.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 230.20 71.55 Td (102,694) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 273.00 71.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 304.95 71.55 Td (77,835) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 343.00 71.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 374.95 71.55 Td (24,859) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 413.00 71.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 444.95 71.55 Td (17,370) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 483.00 71.55 Td ($) Tj ET Q BT /F4 8.50 Tf ET q 0 0 0 rg BT 503.30 71.55 Td (2,117,605) Tj ET Q BT /F2 10.00 Tf ET endstream endobj 51 0 obj <> endobj 52 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 294.55 44.50 Td (24) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 54.00 734.45 Td (1 ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 58.50 731.65 Td (Substan) Tj ET Q q 0 0 0 rg BT 84.33 731.65 Td (tially r) Tj ET Q q 0 0 0 rg BT 104.95 731.65 Td (eflec) Tj ET Q q 0 0 0 rg BT 120.43 731.65 Td (ts the US) Tj ET Q q 0 0 0 rg BT 149.07 731.65 Td (.) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 54.00 723.85 Td (2 ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 59.00 721.05 Td (The r) Tj ET Q q 0 0 0 rg BT 75.51 721.05 Td (egional allocation of r) Tj ET Q q 0 0 0 rg BT 145.72 721.05 Td (e) Tj ET Q q 0 0 0 rg BT 149.52 721.05 Td (v) Tj ET Q q 0 0 0 rg BT 153.04 721.05 Td (enue) Tj ET Q q 0 0 0 rg BT 168.82 721.05 Td (, e) Tj ET Q q 0 0 0 rg BT 176.45 721.05 Td (xpense and net inc) Tj ET Q q 0 0 0 rg BT 236.67 721.05 Td (ome f) Tj ET Q q 0 0 0 rg BT 254.93 721.05 Td (or 2010 has been modified to c) Tj ET Q q 0 0 0 rg BT 356.50 721.05 Td (on) Tj ET Q q 0 0 0 rg BT 364.58 721.05 Td (f) Tj ET Q q 0 0 0 rg BT 366.92 721.05 Td (orm with curr) Tj ET Q q 0 0 0 rg BT 410.91 721.05 Td (en) Tj ET Q q 0 0 0 rg BT 418.81 721.05 Td (t allocation methodologies.) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 54.00 713.30 Td (3 ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 57.81 710.50 Td (R) Tj ET Q q 0 0 0 rg BT 62.18 710.50 Td (e) Tj ET Q q 0 0 0 rg BT 65.98 710.50 Td (v) Tj ET Q q 0 0 0 rg BT 69.50 710.50 Td (enue is c) Tj ET Q q 0 0 0 rg BT 97.58 710.50 Td (omposed of net in) Tj ET Q q 0 0 0 rg BT 155.59 710.50 Td (ter) Tj ET Q q 0 0 0 rg BT 164.86 710.50 Td (est inc) Tj ET Q q 0 0 0 rg BT 185.71 710.50 Td (ome and nonin) Tj ET Q q 0 0 0 rg BT 233.76 710.50 Td (ter) Tj ET Q q 0 0 0 rg BT 243.02 710.50 Td (est r) Tj ET Q q 0 0 0 rg BT 257.38 710.50 Td (e) Tj ET Q q 0 0 0 rg BT 261.18 710.50 Td (v) Tj ET Q q 0 0 0 rg BT 264.70 710.50 Td (enue) Tj ET Q q 0 0 0 rg BT 280.48 710.50 Td (.) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 54.00 702.75 Td (4) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 56.69 699.95 Td ( Expense is c) Tj ET Q q 0 0 0 rg BT 97.45 699.95 Td (omposed of nonin) Tj ET Q q 0 0 0 rg BT 155.30 699.95 Td (ter) Tj ET Q q 0 0 0 rg BT 164.57 699.95 Td (est e) Tj ET Q q 0 0 0 rg BT 179.82 699.95 Td (xpense and the pr) Tj ET Q q 0 0 0 rg BT 237.64 699.95 Td (o) Tj ET Q q 0 0 0 rg BT 241.57 699.95 Td (vision f) Tj ET Q q 0 0 0 rg BT 264.57 699.95 Td (or cr) Tj ET Q q 0 0 0 rg BT 279.62 699.95 Td (edit losses.) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 54.00 692.20 Td (5) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 56.69 689.40 Td ( T) Tj ET Q q 0 0 0 rg BT 61.92 689.40 Td (otal assets f) Tj ET Q q 0 0 0 rg BT 100.34 689.40 Td (or the U.K. w) Tj ET Q q 0 0 0 rg BT 141.75 689.40 Td (er) Tj ET Q q 0 0 0 rg BT 148.45 689.40 Td (e appr) Tj ET Q q 0 0 0 rg BT 169.09 689.40 Td (o) Tj ET Q q 0 0 0 rg BT 172.94 689.40 Td (ximately $498 billion, $510 billion, and $419 billion at Dec) Tj ET Q q 0 0 0 rg BT 365.47 689.40 Td (ember 31, 2012, 2011 and 2010, r) Tj ET Q q 0 0 0 rg BT 481.23 689.40 Td (espec) Tj ET Q q 0 0 0 rg BT 499.65 689.40 Td (tiv) Tj ET Q q 0 0 0 rg BT 507.66 689.40 Td (ely) Tj ET Q q 0 0 0 rg BT 516.59 689.40 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 671.20 Td (As the F) Tj ET Q q 0 0 0 rg BT 86.29 671.20 Td (irm) Tj ET Q q 0 0 0 rg BT 99.85 671.20 Td () Tj ET Q q 0 0 0 rg BT 101.79 671.20 Td (s oper) Tj ET Q q 0 0 0 rg BT 126.67 671.20 Td (ations ar) Tj ET Q q 0 0 0 rg BT 162.02 671.20 Td (e highly in) Tj ET Q q 0 0 0 rg BT 203.50 671.20 Td (tegr) Tj ET Q q 0 0 0 rg BT 219.98 671.20 Td (ated, estimates and subjec) Tj ET Q q 0 0 0 rg BT 327.19 671.20 Td (tiv) Tj ET Q q 0 0 0 rg BT 337.20 671.20 Td (e assumptions ha) Tj ET Q q 0 0 0 rg BT 407.15 671.20 Td (v) Tj ET Q q 0 0 0 rg BT 411.55 671.20 Td (e been made to appor) Tj ET Q q 0 0 0 rg BT 500.35 671.20 Td (tion r) Tj ET Q q 0 0 0 rg BT 522.02 671.20 Td (e) Tj ET Q q 0 0 0 rg BT 526.77 671.20 Td (v) Tj ET Q q 0 0 0 rg BT 531.17 671.20 Td (enue ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 658.00 Td (and e) Tj ET Q q 0 0 0 rg BT 76.10 658.00 Td (xpense bet) Tj ET Q q 0 0 0 rg BT 120.03 658.00 Td (w) Tj ET Q q 0 0 0 rg BT 126.55 658.00 Td (een US and in) Tj ET Q q 0 0 0 rg BT 181.68 658.00 Td (ternational oper) Tj ET Q q 0 0 0 rg BT 247.23 658.00 Td (ations. Also see the ) Tj ET Q q 0 0 0 rg BT 331.62 658.00 Td (Summar) Tj ET Q q 0 0 0 rg BT 365.87 658.00 Td (y F) Tj ET Q q 0 0 0 rg BT 377.49 658.00 Td (inancial In) Tj ET Q q 0 0 0 rg BT 418.97 658.00 Td (f) Tj ET Q q 0 0 0 rg BT 421.90 658.00 Td (ormation) Tj ET Q q 0 0 0 rg BT 458.67 658.00 Td ( of this public plan f) Tj ET Q q 0 0 0 rg BT 542.18 658.00 Td (or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 644.80 Td (selec) Tj ET Q q 0 0 0 rg BT 74.35 644.80 Td (ted inc) Tj ET Q q 0 0 0 rg BT 101.50 644.80 Td (ome fr) Tj ET Q q 0 0 0 rg BT 128.00 644.80 Td (om f) Tj ET Q q 0 0 0 rg BT 146.03 644.80 Td (or) Tj ET Q q 0 0 0 rg BT 154.62 644.80 Td (eign of) Tj ET Q q 0 0 0 rg BT 182.34 644.80 Td (fic) Tj ET Q q 0 0 0 rg BT 191.94 644.80 Td (es data or JPMor) Tj ET Q q 0 0 0 rg BT 259.12 644.80 Td (g) Tj ET Q q 0 0 0 rg BT 263.92 644.80 Td (an C) Tj ET Q q 0 0 0 rg BT 281.35 644.80 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 322.72 644.80 Td (, N.) Tj ET Q q 0 0 0 rg BT 336.17 644.80 Td (A) Tj ET Q q 0 0 0 rg BT 341.94 644.80 Td (. and C) Tj ET Q q 0 0 0 rg BT 369.31 644.80 Td (hase Bank USA) Tj ET Q q 0 0 0 rg BT 429.47 644.80 Td (, N.) Tj ET Q q 0 0 0 rg BT 442.92 644.80 Td (A) Tj ET Q q 0 0 0 rg BT 448.69 644.80 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 626.60 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 626.60 Td (irm) Tj ET Q q 0 0 0 rg BT 89.41 626.60 Td () Tj ET Q q 0 0 0 rg BT 91.35 626.60 Td (s lon) Tj ET Q q 0 0 0 rg BT 110.22 626.60 Td (g) Tj ET Q q 0 0 0 rg BT 115.02 626.60 Td (-liv) Tj ET Q q 0 0 0 rg BT 127.43 626.60 Td (ed assets f) Tj ET Q q 0 0 0 rg BT 169.84 626.60 Td (or the periods pr) Tj ET Q q 0 0 0 rg BT 237.53 626.60 Td (esen) Tj ET Q q 0 0 0 rg BT 256.23 626.60 Td (ted ar) Tj ET Q q 0 0 0 rg BT 280.08 626.60 Td (e not c) Tj ET Q q 0 0 0 rg BT 307.08 626.60 Td (onsider) Tj ET Q q 0 0 0 rg BT 337.12 626.60 Td (ed b) Tj ET Q q 0 0 0 rg BT 354.44 626.60 Td (y managemen) Tj ET Q q 0 0 0 rg BT 411.13 626.60 Td (t to be significan) Tj ET Q q 0 0 0 rg BT 477.93 626.60 Td (t in r) Tj ET Q q 0 0 0 rg BT 496.92 626.60 Td (elation to total ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 613.40 Td (assets. The majorit) Tj ET Q q 0 0 0 rg BT 132.46 613.40 Td (y of the F) Tj ET Q q 0 0 0 rg BT 169.95 613.40 Td (irm) Tj ET Q q 0 0 0 rg BT 183.51 613.40 Td () Tj ET Q q 0 0 0 rg BT 185.45 613.40 Td (s lon) Tj ET Q q 0 0 0 rg BT 204.32 613.40 Td (g) Tj ET Q q 0 0 0 rg BT 209.12 613.40 Td (-liv) Tj ET Q q 0 0 0 rg BT 221.53 613.40 Td (ed assets ar) Tj ET Q q 0 0 0 rg BT 269.41 613.40 Td (e located in the United S) Tj ET Q q 0 0 0 rg BT 367.64 613.40 Td (tates.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 592.20 Td (In) Tj ET Q q 0 0 0 rg BT 62.20 592.20 Td (terna) Tj ET Q q 0 0 0 rg BT 84.83 592.20 Td (tional wholesale a) Tj ET Q q 0 0 0 rg BT 160.36 592.20 Td (ctivities) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 579.00 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 579.00 Td (irm is c) Tj ET Q q 0 0 0 rg BT 104.93 579.00 Td (ommit) Tj ET Q q 0 0 0 rg BT 130.94 579.00 Td (ted to fur) Tj ET Q q 0 0 0 rg BT 169.06 579.00 Td (ther e) Tj ET Q q 0 0 0 rg BT 192.91 579.00 Td (xpandin) Tj ET Q q 0 0 0 rg BT 225.00 579.00 Td (g its wholesale business ac) Tj ET Q q 0 0 0 rg BT 332.70 579.00 Td (tivities outside of the United S) Tj ET Q q 0 0 0 rg BT 453.60 579.00 Td (tates, and it c) Tj ET Q q 0 0 0 rg BT 508.03 579.00 Td (on) Tj ET Q q 0 0 0 rg BT 518.13 579.00 Td (tinues to ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 565.80 Td (add additional clien) Tj ET Q q 0 0 0 rg BT 133.15 565.80 Td (t) Tj ET Q q 0 0 0 rg BT 136.01 565.80 Td (-ser) Tj ET Q q 0 0 0 rg BT 151.90 565.80 Td (vin) Tj ET Q q 0 0 0 rg BT 163.83 565.80 Td (g bank) Tj ET Q q 0 0 0 rg BT 190.73 565.80 Td (er) Tj ET Q q 0 0 0 rg BT 199.30 565.80 Td (s, as w) Tj ET Q q 0 0 0 rg BT 225.87 565.80 Td (ell as pr) Tj ET Q q 0 0 0 rg BT 257.82 565.80 Td (oduc) Tj ET Q q 0 0 0 rg BT 277.31 565.80 Td (t and sales suppor) Tj ET Q q 0 0 0 rg BT 351.10 565.80 Td (t per) Tj ET Q q 0 0 0 rg BT 370.35 565.80 Td (sonnel, to addr) Tj ET Q q 0 0 0 rg BT 430.92 565.80 Td (ess the needs of the F) Tj ET Q q 0 0 0 rg BT 518.41 565.80 Td (irm) Tj ET Q q 0 0 0 rg BT 531.97 565.80 Td () Tj ET Q q 0 0 0 rg BT 533.91 565.80 Td (s ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 552.60 Td (clien) Tj ET Q q 0 0 0 rg BT 72.96 552.60 Td (ts located in these r) Tj ET Q q 0 0 0 rg BT 152.25 552.60 Td (egions. W) Tj ET Q q 0 0 0 rg BT 190.73 552.60 Td (ith a c) Tj ET Q q 0 0 0 rg BT 215.15 552.60 Td (ompr) Tj ET Q q 0 0 0 rg BT 236.61 552.60 Td (ehensiv) Tj ET Q q 0 0 0 rg BT 267.29 552.60 Td (e and c) Tj ET Q q 0 0 0 rg BT 296.00 552.60 Td (oor) Tj ET Q q 0 0 0 rg BT 309.66 552.60 Td (dinated in) Tj ET Q q 0 0 0 rg BT 350.05 552.60 Td (ternational business str) Tj ET Q q 0 0 0 rg BT 444.83 552.60 Td (ateg) Tj ET Q q 0 0 0 rg BT 462.77 552.60 Td (y and gr) Tj ET Q q 0 0 0 rg BT 495.48 552.60 Td (o) Tj ET Q q 0 0 0 rg BT 500.45 552.60 Td (w) Tj ET Q q 0 0 0 rg BT 507.17 552.60 Td (th plan, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 539.40 Td (ef) Tj ET Q q 0 0 0 rg BT 61.93 539.40 Td (f) Tj ET Q q 0 0 0 rg BT 64.86 539.40 Td (or) Tj ET Q q 0 0 0 rg BT 73.85 539.40 Td (ts and in) Tj ET Q q 0 0 0 rg BT 108.30 539.40 Td (v) Tj ET Q q 0 0 0 rg BT 112.70 539.40 Td (estmen) Tj ET Q q 0 0 0 rg BT 142.35 539.40 Td (ts f) Tj ET Q q 0 0 0 rg BT 154.85 539.40 Td (or gr) Tj ET Q q 0 0 0 rg BT 174.35 539.40 Td (o) Tj ET Q q 0 0 0 rg BT 179.32 539.40 Td (w) Tj ET Q q 0 0 0 rg BT 186.04 539.40 Td (th outside of the United S) Tj ET Q q 0 0 0 rg BT 288.35 539.40 Td (tates will c) Tj ET Q q 0 0 0 rg BT 331.16 539.40 Td (on) Tj ET Q q 0 0 0 rg BT 341.26 539.40 Td (tinue to be ac) Tj ET Q q 0 0 0 rg BT 396.08 539.40 Td (c) Tj ET Q q 0 0 0 rg BT 400.25 539.40 Td (eler) Tj ET Q q 0 0 0 rg BT 415.88 539.40 Td (ated and prioritiz) Tj ET Q q 0 0 0 rg BT 485.51 539.40 Td (ed.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 521.20 Td (Set f) Tj ET Q q 0 0 0 rg BT 72.20 521.20 Td (or) Tj ET Q q 0 0 0 rg BT 81.19 521.20 Td (th belo) Tj ET Q q 0 0 0 rg BT 109.23 521.20 Td (w ar) Tj ET Q q 0 0 0 rg BT 126.54 521.20 Td (e c) Tj ET Q q 0 0 0 rg BT 137.85 521.20 Td (er) Tj ET Q q 0 0 0 rg BT 146.62 521.20 Td (tain k) Tj ET Q q 0 0 0 rg BT 169.10 521.20 Td (e) Tj ET Q q 0 0 0 rg BT 173.85 521.20 Td (y metrics r) Tj ET Q q 0 0 0 rg BT 216.66 521.20 Td (elated to the F) Tj ET Q q 0 0 0 rg BT 275.03 521.20 Td (irm) Tj ET Q q 0 0 0 rg BT 288.59 521.20 Td () Tj ET Q q 0 0 0 rg BT 290.53 521.20 Td (s wholesale in) Tj ET Q q 0 0 0 rg BT 346.80 521.20 Td (ternational oper) Tj ET Q q 0 0 0 rg BT 412.34 521.20 Td (ations, includin) Tj ET Q q 0 0 0 rg BT 473.63 521.20 Td (g, f) Tj ET Q q 0 0 0 rg BT 486.30 521.20 Td (or each of EMEA) Tj ET Q q 0 0 0 rg BT 552.02 521.20 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 508.00 Td (Asia/P) Tj ET Q q 0 0 0 rg BT 80.14 508.00 Td (acific and Latin America/) Tj ET Q q 0 0 0 rg BT 180.62 508.00 Td (C) Tj ET Q q 0 0 0 rg BT 185.70 508.00 Td (aribbean, the number of c) Tj ET Q q 0 0 0 rg BT 290.41 508.00 Td (oun) Tj ET Q q 0 0 0 rg BT 305.61 508.00 Td (tries in each such r) Tj ET Q q 0 0 0 rg BT 381.62 508.00 Td (egion in which the) Tj ET Q q 0 0 0 rg BT 454.96 508.00 Td (y oper) Tj ET Q q 0 0 0 rg BT 480.31 508.00 Td (ate) Tj ET Q q 0 0 0 rg BT 493.05 508.00 Td (, fr) Tj ET Q q 0 0 0 rg BT 504.49 508.00 Td (on) Tj ET Q q 0 0 0 rg BT 514.59 508.00 Td (t) Tj ET Q q 0 0 0 rg BT 517.45 508.00 Td (-of) Tj ET Q q 0 0 0 rg BT 528.75 508.00 Td (fic) Tj ET Q q 0 0 0 rg BT 538.35 508.00 Td (e ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 494.80 Td (headc) Tj ET Q q 0 0 0 rg BT 78.03 494.80 Td (oun) Tj ET Q q 0 0 0 rg BT 93.23 494.80 Td (t) Tj ET Q q 0 0 0 rg BT 96.54 494.80 Td (, number of clien) Tj ET Q q 0 0 0 rg BT 164.64 494.80 Td (ts, r) Tj ET Q q 0 0 0 rg BT 180.28 494.80 Td (e) Tj ET Q q 0 0 0 rg BT 185.03 494.80 Td (v) Tj ET Q q 0 0 0 rg BT 189.43 494.80 Td (enue and selec) Tj ET Q q 0 0 0 rg BT 249.35 494.80 Td (ted balanc) Tj ET Q q 0 0 0 rg BT 291.35 494.80 Td (e-sheet data. ) Tj ET Q 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 54.50 484.30 504.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 54.50 464.30 91.00 -36.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 145.50 464.30 135.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 280.50 464.30 4.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 284.50 464.30 135.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 419.50 464.30 4.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 423.50 464.30 135.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 145.50 449.30 45.00 -21.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 190.50 449.30 45.00 -21.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 235.50 449.30 45.00 -21.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 280.50 449.30 4.00 -21.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 284.50 449.30 45.00 -21.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 329.50 449.30 45.00 -21.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 374.50 449.30 45.00 -21.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 419.50 449.30 4.00 -21.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 423.50 449.30 45.00 -21.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 468.50 449.30 45.00 -21.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 513.50 449.30 45.00 -21.00 re f /GS0 gs 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 484.29999999999995 m 145.5 484.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 145.5 484.29999999999995 m 190.5 484.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 190.5 484.29999999999995 m 235.5 484.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 484.29999999999995 m 280.5 484.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 484.29999999999995 m 284.5 484.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 484.29999999999995 m 329.5 484.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 484.29999999999995 m 374.5 484.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 484.29999999999995 m 419.5 484.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 484.29999999999995 m 423.5 484.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 484.29999999999995 m 468.5 484.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 484.29999999999995 m 513.5 484.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 484.29999999999995 m 558.5 484.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 145.5 464.29999999999995 m 190.5 464.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 145.5 449.29999999999995 m 190.5 449.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 190.5 464.29999999999995 m 235.5 464.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 190.5 449.29999999999995 m 235.5 449.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 464.29999999999995 m 280.5 464.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 235.5 449.29999999999995 m 280.5 449.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 464.29999999999995 m 329.5 464.29999999999995 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 284.5 449.29999999999995 m 329.5 449.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 464.29999999999995 m 374.5 464.29999999999995 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 329.5 449.29999999999995 m 374.5 449.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 464.29999999999995 m 419.5 464.29999999999995 l s 0 0 0 RG /GS0 gs 0.25 w 0 i [] 0 d 0 J 0 j 3 M 374.5 449.29999999999995 m 419.5 449.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 464.29999999999995 m 468.5 464.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423.5 449.29999999999995 m 468.5 449.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 464.29999999999995 m 513.5 464.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468.5 449.29999999999995 m 513.5 449.29999999999995 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 464.29999999999995 m 558.5 464.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 513.5 449.29999999999995 m 558.5 449.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 428.29999999999995 m 145.5 428.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 145.5 428.29999999999995 m 190.5 428.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 190.5 428.29999999999995 m 235.5 428.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 235.5 428.29999999999995 m 280.5 428.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280.5 428.29999999999995 m 284.5 428.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 284.5 428.29999999999995 m 329.5 428.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329.5 428.29999999999995 m 374.5 428.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374.5 428.29999999999995 m 419.5 428.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 419.5 428.29999999999995 m 423.5 428.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423.5 428.29999999999995 m 468.5 428.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468.5 428.29999999999995 m 513.5 428.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 513.5 428.29999999999995 m 558.5 428.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 254.29999999999995 m 145.5 254.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 145.5 254.29999999999995 m 190.5 254.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 190.5 254.29999999999995 m 235.5 254.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 235.5 254.29999999999995 m 280.5 254.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 280.5 254.29999999999995 m 284.5 254.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 284.5 254.29999999999995 m 329.5 254.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 329.5 254.29999999999995 m 374.5 254.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 374.5 254.29999999999995 m 419.5 254.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 419.5 254.29999999999995 m 423.5 254.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 423.5 254.29999999999995 m 468.5 254.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 468.5 254.29999999999995 m 513.5 254.29999999999995 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 513.5 254.29999999999995 m 558.5 254.29999999999995 l s BT /F3 8.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 57.00 471.90 Td (In) Tj ET Q q 1 1 1 rg BT 63.56 471.90 Td (terna) Tj ET Q q 1 1 1 rg BT 81.66 471.90 Td (tional wholesale a) Tj ET Q q 1 1 1 rg BT 142.09 471.90 Td (ctivities) Tj ET Q BT /F4 8.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 57.00 455.40 Td (As of or f) Tj ET Q q 0 0 0 rg BT 86.10 455.40 Td (or the y) Tj ET Q q 0 0 0 rg BT 110.83 455.40 Td (ear ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 57.00 447.40 Td (ended Dec) Tj ET Q q 0 0 0 rg BT 90.73 447.40 Td (ember 31, ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 57.00 439.40 Td (\(dollar) Tj ET Q q 0 0 0 rg BT 78.79 439.40 Td (s in millions, e) Tj ET Q q 0 0 0 rg BT 124.71 439.40 Td (x) Tj ET Q q 0 0 0 rg BT 128.13 439.40 Td (c) Tj ET Q q 0 0 0 rg BT 131.46 439.40 Td (ept ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 57.00 431.40 Td (wher) Tj ET Q q 0 0 0 rg BT 73.06 431.40 Td (e other) Tj ET Q q 0 0 0 rg BT 96.39 431.40 Td (wise noted\)) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 201.30 453.40 Td (EMEA) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 330.60 453.40 Td (Asia/Pacific) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 448.20 453.40 Td (Latin America/Caribbean) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 164.05 431.40 Td (2012) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 209.05 431.40 Td (2011) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 254.05 431.40 Td (2010) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 303.05 431.40 Td (2012) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 348.05 431.40 Td (2011) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 393.05 431.40 Td (2010) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 442.05 431.40 Td (2012) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 487.05 431.40 Td (2011) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 532.05 431.40 Td (2010) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 419.40 Td (R) Tj ET Q q 0 0 0 rg BT 65.37 419.40 Td (e) Tj ET Q q 0 0 0 rg BT 69.17 419.40 Td (v) Tj ET Q q 0 0 0 rg BT 72.69 419.40 Td (enue) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 88.55 422.20 Td (1) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 149.00 419.40 Td ($) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 157.70 419.40 Td (10,398) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 194.00 419.40 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 202.70 419.40 Td (16,141) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 239.00 419.40 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 247.70 419.40 Td (14,149) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 288.00 419.40 Td ($) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 301.15 419.40 Td (5,590) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 333.00 419.40 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 346.15 419.40 Td (5,971) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 378.00 419.40 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 391.15 419.40 Td (6,082) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 427.00 419.40 Td ($) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 440.15 419.40 Td (2,327) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 472.00 419.40 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 485.15 419.40 Td (2,232) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 517.00 419.40 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 530.15 419.40 Td (1,697) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 406.40 Td (Countries of operation) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 173.10 406.40 Td (33) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 218.10 406.40 Td (33) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 263.10 406.40 Td (33) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 312.10 406.40 Td (17) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 357.10 406.40 Td (16) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 402.10 406.40 Td (16) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 455.60 406.40 Td (9) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 500.60 406.40 Td (9) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 545.60 406.40 Td (8) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 393.40 Td (New offices) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 176.85 393.40 Td () Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 222.60 393.40 Td (1) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 267.60 393.40 Td (6) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 316.60 393.40 Td (2) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 361.60 393.40 Td (2) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 406.60 393.40 Td (7) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 454.85 393.40 Td () Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 500.60 393.40 Td (4) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 545.60 393.40 Td (2) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 380.40 Td (T) Tj ET Q q 0 0 0 rg BT 64.36 380.40 Td (otal headc) Tj ET Q q 0 0 0 rg BT 97.87 380.40 Td (oun) Tj ET Q q 0 0 0 rg BT 110.03 380.40 Td (t) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 112.60 383.20 Td (2) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 157.70 380.40 Td (15,533) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 202.70 380.40 Td (16,178) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 247.70 380.40 Td (16,122) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 296.70 380.40 Td (20,548) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 341.70 380.40 Td (20,172) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 386.70 380.40 Td (19,153) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 440.15 380.40 Td (1,436) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 485.15 380.40 Td (1,378) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 530.15 380.40 Td (1,201) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 367.40 Td (Front-office headcount) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 162.15 367.40 Td (5,917) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 207.15 367.40 Td (5,993) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 252.15 367.40 Td (5,872) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 301.15 367.40 Td (4,195) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 346.15 367.40 Td (4,253) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 391.15 367.40 Td (4,168) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 446.65 367.40 Td (644) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 491.65 367.40 Td (569) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 536.65 367.40 Td (486) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 354.40 Td (Significan) Tj ET Q q 0 0 0 rg BT 92.45 354.40 Td (t clien) Tj ET Q q 0 0 0 rg BT 112.05 354.40 Td (ts) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 117.84 357.20 Td (3) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 168.65 354.40 Td (992) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 213.65 354.40 Td (938) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 258.65 354.40 Td (900) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 307.65 354.40 Td (492) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 352.65 354.40 Td (479) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 397.65 354.40 Td (451) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 446.65 354.40 Td (164) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 491.65 354.40 Td (140) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 536.65 354.40 Td (126) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 341.40 Td (Deposits \(a) Tj ET Q q 0 0 0 rg BT 97.15 341.40 Td (v) Tj ET Q q 0 0 0 rg BT 100.67 341.40 Td (er) Tj ET Q q 0 0 0 rg BT 107.37 341.40 Td (age\)) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 121.87 344.20 Td (4) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 149.00 341.40 Td ($) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 153.20 341.40 Td (169,693) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 194.00 341.40 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 198.20 341.40 Td (168,882) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 239.00 341.40 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 243.20 341.40 Td (142,859) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 288.00 341.40 Td ($) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 296.70 341.40 Td (57,329) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 333.00 341.40 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 341.70 341.40 Td (57,684) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 378.00 341.40 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 386.70 341.40 Td (53,268) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 427.00 341.40 Td ($) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 440.15 341.40 Td (4,823) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 472.00 341.40 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 485.15 341.40 Td (5,318) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 517.00 341.40 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 530.15 341.40 Td (6,263) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 328.40 Td (L) Tj ET Q q 0 0 0 rg BT 64.58 328.40 Td (oans \(period-end\)) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 122.86 331.20 Td (5) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 157.70 328.40 Td (40,760) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 202.70 328.40 Td (36,637) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 247.70 328.40 Td (27,934) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 296.70 328.40 Td (30,287) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 341.70 328.40 Td (31,119) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 386.70 328.40 Td (20,552) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 435.70 328.40 Td (30,322) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 480.70 328.40 Td (25,141) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 525.70 328.40 Td (16,480) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 315.40 Td (Assets under ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 307.40 Td (managemen) Tj ET Q q 0 0 0 rg BT 100.88 307.40 Td (t ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 299.40 Td (\(in billions\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 168.65 300.40 Td (258) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 213.65 300.40 Td (278) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 258.65 300.40 Td (282) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 307.65 300.40 Td (114) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 352.65 300.40 Td (105) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 397.65 300.40 Td (111) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 451.10 300.40 Td (45) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 496.10 300.40 Td (34) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 541.10 300.40 Td (35) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 287.40 Td (Assets under super) Tj ET Q q 0 0 0 rg BT 122.75 287.40 Td (vision ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 279.40 Td (\(in billions\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 168.65 279.40 Td (317) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 213.65 279.40 Td (329) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 258.65 279.40 Td (331) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 307.65 279.40 Td (160) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 352.65 279.40 Td (139) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 397.65 279.40 Td (147) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 446.65 279.40 Td (110) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 496.10 279.40 Td (89) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 541.10 279.40 Td (84) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 266.40 Td (Assets under custody ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.00 258.40 Td (\(in billions\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 162.15 258.40 Td (6,502) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 207.15 258.40 Td (5,430) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 252.15 258.40 Td (4,810) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 301.15 258.40 Td (1,577) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 346.15 258.40 Td (1,426) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 391.15 258.40 Td (1,321) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 446.65 258.40 Td (252) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 491.65 258.40 Td (279) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 536.65 258.40 Td (153) Tj ET Q BT /F2 10.00 Tf ET BT /F4 8.00 Tf ET q 0 0 0 rg BT 54.00 242.20 Td (Note: In) Tj ET Q q 0 0 0 rg BT 79.30 242.20 Td (ternational wholesale oper) Tj ET Q q 0 0 0 rg BT 165.68 242.20 Td (ations is c) Tj ET Q q 0 0 0 rg BT 197.58 242.20 Td (omprised of CIB, AM, CB and T) Tj ET Q q 0 0 0 rg BT 294.41 242.20 Td (r) Tj ET Q q 0 0 0 rg BT 297.27 242.20 Td (easur) Tj ET Q q 0 0 0 rg BT 315.40 242.20 Td (y and CIO) Tj ET Q q 0 0 0 rg BT 345.53 242.20 Td (, and prior) Tj ET Q q 0 0 0 rg BT 379.04 242.20 Td (-period amoun) Tj ET Q q 0 0 0 rg BT 426.54 242.20 Td (ts ha) Tj ET Q q 0 0 0 rg BT 442.08 242.20 Td (v) Tj ET Q q 0 0 0 rg BT 445.60 242.20 Td (e been r) Tj ET Q q 0 0 0 rg BT 471.93 242.20 Td (e) Tj ET Q q 0 0 0 rg BT 475.73 242.20 Td (vised to c) Tj ET Q q 0 0 0 rg BT 506.05 242.20 Td (on) Tj ET Q q 0 0 0 rg BT 514.13 242.20 Td (f) Tj ET Q q 0 0 0 rg BT 516.48 242.20 Td (orm with ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 54.00 232.60 Td (curr) Tj ET Q q 0 0 0 rg BT 67.25 232.60 Td (en) Tj ET Q q 0 0 0 rg BT 75.15 232.60 Td (t allocation methodologies.) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 54.00 225.80 Td (1) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 56.69 223.00 Td ( R) Tj ET Q q 0 0 0 rg BT 62.93 223.00 Td (e) Tj ET Q q 0 0 0 rg BT 66.73 223.00 Td (v) Tj ET Q q 0 0 0 rg BT 70.25 223.00 Td (enue is based pr) Tj ET Q q 0 0 0 rg BT 122.93 223.00 Td (edominan) Tj ET Q q 0 0 0 rg BT 155.01 223.00 Td (tly on the domicile of the clien) Tj ET Q q 0 0 0 rg BT 252.44 223.00 Td (t) Tj ET Q q 0 0 0 rg BT 255.09 223.00 Td (, the location fr) Tj ET Q q 0 0 0 rg BT 304.32 223.00 Td (om which the clien) Tj ET Q q 0 0 0 rg BT 364.59 223.00 Td (t r) Tj ET Q q 0 0 0 rg BT 371.88 223.00 Td (elationship is managed or the location of the tr) Tj ET Q q 0 0 0 rg BT 523.15 223.00 Td (adin) Tj ET Q q 0 0 0 rg BT 537.04 223.00 Td (g ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 58.50 213.40 Td (desk) Tj ET Q q 0 0 0 rg BT 73.45 213.40 Td (.) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 54.00 206.60 Td (2) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 56.69 203.80 Td ( T) Tj ET Q q 0 0 0 rg BT 61.92 203.80 Td (otal headc) Tj ET Q q 0 0 0 rg BT 95.43 203.80 Td (oun) Tj ET Q q 0 0 0 rg BT 107.59 203.80 Td (t includes all emplo) Tj ET Q q 0 0 0 rg BT 170.20 203.80 Td (y) Tj ET Q q 0 0 0 rg BT 173.72 203.80 Td (ees, includin) Tj ET Q q 0 0 0 rg BT 213.96 203.80 Td (g those in ser) Tj ET Q q 0 0 0 rg BT 257.45 203.80 Td (vic) Tj ET Q q 0 0 0 rg BT 266.31 203.80 Td (e c) Tj ET Q q 0 0 0 rg BT 275.36 203.80 Td (en) Tj ET Q q 0 0 0 rg BT 283.26 203.80 Td (ter) Tj ET Q q 0 0 0 rg BT 292.68 203.80 Td (s, located in the r) Tj ET Q q 0 0 0 rg BT 348.49 203.80 Td (egion.) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 54.00 197.00 Td (3) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 56.69 194.20 Td ( Significan) Tj ET Q q 0 0 0 rg BT 90.01 194.20 Td (t clien) Tj ET Q q 0 0 0 rg BT 109.61 194.20 Td (ts ar) Tj ET Q q 0 0 0 rg BT 123.99 194.20 Td (e defined as c) Tj ET Q q 0 0 0 rg BT 168.15 194.20 Td (ompanies with o) Tj ET Q q 0 0 0 rg BT 220.93 194.20 Td (v) Tj ET Q q 0 0 0 rg BT 224.45 194.20 Td (er $1mm in r) Tj ET Q q 0 0 0 rg BT 267.07 194.20 Td (e) Tj ET Q q 0 0 0 rg BT 270.87 194.20 Td (v) Tj ET Q q 0 0 0 rg BT 274.39 194.20 Td (enue o) Tj ET Q q 0 0 0 rg BT 296.06 194.20 Td (v) Tj ET Q q 0 0 0 rg BT 299.58 194.20 Td (er a tr) Tj ET Q q 0 0 0 rg BT 319.39 194.20 Td (ailin) Tj ET Q q 0 0 0 rg BT 333.08 194.20 Td (g 12-mon) Tj ET Q q 0 0 0 rg BT 364.63 194.20 Td (th period in the r) Tj ET Q q 0 0 0 rg BT 419.07 194.20 Td (egion \() Tj ET Q q 0 0 0 rg BT 441.55 194.20 Td (e) Tj ET Q q 0 0 0 rg BT 445.31 194.20 Td (x) Tj ET Q q 0 0 0 rg BT 448.72 194.20 Td (cludes priv) Tj ET Q q 0 0 0 rg BT 483.63 194.20 Td (ate bankin) Tj ET Q q 0 0 0 rg BT 517.49 194.20 Td (g clien) Tj ET Q q 0 0 0 rg BT 538.45 194.20 Td (ts\).) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 54.00 187.40 Td (4) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 56.69 184.60 Td ( Deposits ar) Tj ET Q q 0 0 0 rg BT 94.77 184.60 Td (e based on the location fr) Tj ET Q q 0 0 0 rg BT 176.81 184.60 Td (om which the clien) Tj ET Q q 0 0 0 rg BT 237.08 184.60 Td (t r) Tj ET Q q 0 0 0 rg BT 244.37 184.60 Td (elationship is managed.) Tj ET Q BT /F4 8.00 Tf ET BT /F4 4.80 Tf ET q 0 0 0 rg BT 54.00 177.80 Td (5) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 56.69 175.00 Td ( L) Tj ET Q q 0 0 0 rg BT 62.14 175.00 Td (oans outstandin) Tj ET Q q 0 0 0 rg BT 113.66 175.00 Td (g ar) Tj ET Q q 0 0 0 rg BT 126.17 175.00 Td (e based pr) Tj ET Q q 0 0 0 rg BT 159.81 175.00 Td (edominan) Tj ET Q q 0 0 0 rg BT 191.89 175.00 Td (tly on the domicile of the borr) Tj ET Q q 0 0 0 rg BT 288.07 175.00 Td (o) Tj ET Q q 0 0 0 rg BT 292.05 175.00 Td (w) Tj ET Q q 0 0 0 rg BT 297.26 175.00 Td (er and e) Tj ET Q q 0 0 0 rg BT 323.59 175.00 Td (x) Tj ET Q q 0 0 0 rg BT 327.00 175.00 Td (clude loans held-f) Tj ET Q q 0 0 0 rg BT 384.12 175.00 Td (or) Tj ET Q q 0 0 0 rg BT 390.87 175.00 Td (-sale and loans carried at fair v) Tj ET Q q 0 0 0 rg BT 490.77 175.00 Td (alue) Tj ET Q q 0 0 0 rg BT 504.44 175.00 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 155.80 Td (F) Tj ET Q q 0 0 0 rg BT 58.73 155.80 Td (or fur) Tj ET Q q 0 0 0 rg BT 81.86 155.80 Td (ther details on f) Tj ET Q q 0 0 0 rg BT 145.59 155.80 Td (or) Tj ET Q q 0 0 0 rg BT 154.18 155.80 Td (eign oper) Tj ET Q q 0 0 0 rg BT 192.27 155.80 Td (ations, please r) Tj ET Q q 0 0 0 rg BT 253.67 155.80 Td (ef) Tj ET Q q 0 0 0 rg BT 261.40 155.80 Td (er to JPMor) Tj ET Q q 0 0 0 rg BT 307.46 155.80 Td (g) Tj ET Q q 0 0 0 rg BT 312.26 155.80 Td (an C) Tj ET Q q 0 0 0 rg BT 329.69 155.80 Td (hase) Tj ET Q q 0 0 0 rg BT 348.27 155.80 Td () Tj ET Q q 0 0 0 rg BT 350.21 155.80 Td (s Annual R) Tj ET Q q 0 0 0 rg BT 392.68 155.80 Td (epor) Tj ET Q q 0 0 0 rg BT 411.60 155.80 Td (t on F) Tj ET Q q 0 0 0 rg BT 434.37 155.80 Td (orm 10-K and other JPMC 34 ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 142.60 Td (A) Tj ET Q q 0 0 0 rg BT 59.57 142.60 Td (c) Tj ET Q q 0 0 0 rg BT 63.84 142.60 Td (t R) Tj ET Q q 0 0 0 rg BT 74.85 142.60 Td (epor) Tj ET Q q 0 0 0 rg BT 93.77 142.60 Td (ts.) 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Mor) Tj ET Q q 0 0 0 rg BT 95.36 533.25 Td (g) Tj ET Q q 0 0 0 rg BT 100.16 533.25 Td (an Securities plc will tr) Tj ET Q q 0 0 0 rg BT 191.50 533.25 Td (ansition to the Pruden) Tj ET Q q 0 0 0 rg BT 281.13 533.25 Td (tial R) Tj ET Q q 0 0 0 rg BT 301.83 533.25 Td (egulation A) Tj ET Q q 0 0 0 rg BT 347.59 533.25 Td (uthorit) Tj ET Q q 0 0 0 rg BT 375.43 533.25 Td (y \(PRA\), pur) Tj ET Q q 0 0 0 rg BT 424.89 533.25 Td (suan) Tj ET Q q 0 0 0 rg BT 443.92 533.25 Td (t to the U.K. Go) Tj ET Q q 0 0 0 rg BT 504.76 533.25 Td (v) Tj ET Q q 0 0 0 rg BT 509.16 533.25 Td (ernmen) Tj ET Q q 0 0 0 rg BT 540.38 533.25 Td (t) Tj ET Q q 0 0 0 rg BT 545.53 533.25 Td (s ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 520.05 Td (plan under the F) Tj ET Q q 0 0 0 rg BT 120.29 520.05 Td (inancial Ser) Tj ET Q q 0 0 0 rg BT 167.67 520.05 Td (vic) Tj ET Q q 0 0 0 rg BT 178.74 520.05 Td (es A) Tj ET Q q 0 0 0 rg BT 195.47 520.05 Td (c) Tj ET Q q 0 0 0 rg BT 199.74 520.05 Td (t 2012 to r) Tj ET Q q 0 0 0 rg BT 244.17 520.05 Td (estruc) Tj ET Q q 0 0 0 rg BT 269.24 520.05 Td (tur) Tj ET Q q 0 0 0 rg BT 281.12 520.05 Td (e r) Tj ET Q q 0 0 0 rg BT 291.83 520.05 Td (egulator) Tj ET Q q 0 0 0 rg BT 326.07 520.05 Td (y c) Tj ET Q q 0 0 0 rg BT 337.08 520.05 Td (ompetenc) Tj ET Q q 0 0 0 rg BT 377.08 520.05 Td (es as bet) Tj ET Q q 0 0 0 rg BT 412.66 520.05 Td (w) Tj ET Q q 0 0 0 rg BT 419.18 520.05 Td (een the PRA \(which will be a ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 506.85 Td (subsidiar) Tj ET Q q 0 0 0 rg BT 90.92 506.85 Td (y of the Bank of En) Tj ET Q q 0 0 0 rg BT 166.48 506.85 Td (gland ha) Tj ET Q q 0 0 0 rg BT 201.10 506.85 Td (vin) Tj ET Q q 0 0 0 rg BT 213.03 506.85 Td (g r) Tj ET Q q 0 0 0 rg BT 223.84 506.85 Td (esponsibilit) Tj ET Q q 0 0 0 rg BT 270.06 506.85 Td (y f) Tj ET Q q 0 0 0 rg BT 279.83 506.85 Td (or pruden) Tj ET Q q 0 0 0 rg BT 319.74 506.85 Td (tial r) Tj ET Q q 0 0 0 rg BT 338.55 506.85 Td (egulation of banks and other systemically impor) Tj ET Q q 0 0 0 rg BT 532.52 506.85 Td (tan) Tj ET Q q 0 0 0 rg BT 545.64 506.85 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 493.65 Td (institutions\) and the F) Tj ET Q q 0 0 0 rg BT 142.85 493.65 Td (inancial C) Tj ET Q q 0 0 0 rg BT 181.52 493.65 Td (onduc) Tj ET Q q 0 0 0 rg BT 206.14 493.65 Td (t A) Tj ET Q q 0 0 0 rg BT 217.26 493.65 Td (uthorit) Tj ET Q q 0 0 0 rg BT 245.10 493.65 Td (y \(which will r) Tj ET Q q 0 0 0 rg BT 301.13 493.65 Td (egulate pruden) Tj ET Q q 0 0 0 rg BT 362.45 493.65 Td (tial mat) Tj ET Q q 0 0 0 rg BT 393.37 493.65 Td (ter) Tj ET Q q 0 0 0 rg BT 405.15 493.65 Td (s f) Tj ET Q q 0 0 0 rg BT 414.44 493.65 Td (or other firms and c) Tj ET Q q 0 0 0 rg BT 494.40 493.65 Td (onduc) Tj ET Q q 0 0 0 rg BT 519.02 493.65 Td (t mat) Tj ET Q q 0 0 0 rg BT 540.25 493.65 Td (ter) Tj ET Q q 0 0 0 rg BT 552.03 493.65 Td (s ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 480.45 Td (f) Tj ET Q q 0 0 0 rg BT 56.93 480.45 Td (or all par) Tj ET Q q 0 0 0 rg BT 93.98 480.45 Td (ticipan) Tj ET Q q 0 0 0 rg BT 121.25 480.45 Td (ts\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 462.45 Td (JPMor) Tj ET Q q 0 0 0 rg BT 78.68 462.45 Td (g) Tj ET Q q 0 0 0 rg BT 83.48 462.45 Td (an C) Tj ET Q q 0 0 0 rg BT 100.91 462.45 Td (hase mutual funds also ar) Tj ET Q q 0 0 0 rg BT 204.60 462.45 Td (e subjec) Tj ET Q q 0 0 0 rg BT 237.40 462.45 Td (t to r) Tj ET Q q 0 0 0 rg BT 257.09 462.45 Td (egulation b) Tj ET Q q 0 0 0 rg BT 302.36 462.45 Td (y the SE) Tj ET Q q 0 0 0 rg BT 334.49 462.45 Td (C) Tj ET Q q 0 0 0 rg BT 339.67 462.45 Td (, in addition to the super) Tj ET Q q 0 0 0 rg BT 438.92 462.45 Td (vision alr) Tj ET Q q 0 0 0 rg BT 475.59 462.45 Td (eady described ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 450.45 Td (abo) Tj ET Q q 0 0 0 rg BT 68.88 450.45 Td (v) Tj ET Q q 0 0 0 rg BT 73.28 450.45 Td (e with r) Tj ET Q q 0 0 0 rg BT 103.64 450.45 Td (espec) Tj ET Q q 0 0 0 rg BT 126.66 450.45 Td (t to mone) Tj ET Q q 0 0 0 rg BT 165.42 450.45 Td (y mark) Tj ET Q q 0 0 0 rg BT 193.07 450.45 Td (et mutual funds.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 431.25 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 431.25 Td (irm has subsidiaries that ar) Tj ET Q q 0 0 0 rg BT 185.67 431.25 Td (e member) Tj ET Q q 0 0 0 rg BT 226.79 431.25 Td (s of futur) Tj ET Q q 0 0 0 rg BT 263.55 431.25 Td (es e) Tj ET Q q 0 0 0 rg BT 279.41 431.25 Td (x) Tj ET Q q 0 0 0 rg BT 283.68 431.25 Td (chan) Tj ET Q q 0 0 0 rg BT 302.89 431.25 Td (ges in the United S) Tj ET Q q 0 0 0 rg BT 378.06 431.25 Td (tates and abr) Tj ET Q q 0 0 0 rg BT 431.40 431.25 Td (oad and ar) Tj ET Q q 0 0 0 rg BT 474.49 431.25 Td (e r) Tj ET Q q 0 0 0 rg BT 485.20 431.25 Td (egister) Tj ET Q q 0 0 0 rg BT 512.90 431.25 Td (ed ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 418.05 Td (ac) Tj ET Q q 0 0 0 rg BT 63.00 418.05 Td (c) Tj ET Q q 0 0 0 rg BT 67.17 418.05 Td (or) Tj ET Q q 0 0 0 rg BT 75.81 418.05 Td (din) Tj ET Q q 0 0 0 rg BT 88.34 418.05 Td (gly) Tj ET Q q 0 0 0 rg BT 99.60 418.05 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 398.85 Td (In the United S) Tj ET Q q 0 0 0 rg BT 113.38 398.85 Td (tates, t) Tj ET Q q 0 0 0 rg BT 141.60 398.85 Td (w) Tj ET Q q 0 0 0 rg BT 148.12 398.85 Td (o subsidiaries ar) Tj ET Q q 0 0 0 rg BT 214.11 398.85 Td (e r) Tj ET Q q 0 0 0 rg BT 224.82 398.85 Td (egister) Tj ET Q q 0 0 0 rg BT 252.52 398.85 Td (ed as futur) Tj ET Q q 0 0 0 rg BT 295.96 398.85 Td (es c) Tj ET Q q 0 0 0 rg BT 311.29 398.85 Td (ommission mer) Tj ET Q q 0 0 0 rg BT 373.23 398.85 Td (chan) Tj ET Q q 0 0 0 rg BT 392.49 398.85 Td (ts, and other subsidiaries ar) Tj ET Q q 0 0 0 rg BT 504.75 398.85 Td (e either ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 385.65 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 385.65 Td (egister) Tj ET Q q 0 0 0 rg BT 85.27 385.65 Td (ed with the CFT) Tj ET Q q 0 0 0 rg BT 147.10 385.65 Td (C as c) Tj ET Q q 0 0 0 rg BT 169.83 385.65 Td (ommodit) Tj ET Q q 0 0 0 rg BT 206.16 385.65 Td (y pool oper) Tj ET Q q 0 0 0 rg BT 251.49 385.65 Td (ator) Tj ET Q q 0 0 0 rg BT 268.32 385.65 Td (s and c) Tj ET Q q 0 0 0 rg BT 296.25 385.65 Td (ommodit) Tj ET Q q 0 0 0 rg BT 332.58 385.65 Td (y tr) Tj ET Q q 0 0 0 rg BT 346.20 385.65 Td (adin) Tj ET Q q 0 0 0 rg BT 363.56 385.65 Td (g advisor) Tj ET Q q 0 0 0 rg BT 400.44 385.65 Td (s or e) Tj ET Q q 0 0 0 rg BT 422.53 385.65 Td (x) Tj ET Q q 0 0 0 rg BT 426.80 385.65 Td (empt fr) Tj ET Q q 0 0 0 rg BT 456.62 385.65 Td (om such r) Tj ET Q q 0 0 0 rg BT 496.10 385.65 Td (egistr) Tj ET Q q 0 0 0 rg BT 518.99 385.65 Td (ation. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 372.45 Td (These CFT) Tj ET Q q 0 0 0 rg BT 94.35 372.45 Td (C) Tj ET Q q 0 0 0 rg BT 99.13 372.45 Td (-r) Tj ET Q q 0 0 0 rg BT 105.85 372.45 Td (egister) Tj ET Q q 0 0 0 rg BT 133.55 372.45 Td (ed subsidiaries ar) Tj ET Q q 0 0 0 rg BT 204.42 372.45 Td (e also member) Tj ET Q q 0 0 0 rg BT 264.21 372.45 Td (s of the National F) Tj ET Q q 0 0 0 rg BT 337.34 372.45 Td (utur) Tj ET Q q 0 0 0 rg BT 354.32 372.45 Td (es Association. The F) Tj ET Q q 0 0 0 rg BT 438.11 372.45 Td (irm) Tj ET Q q 0 0 0 rg BT 451.67 372.45 Td () Tj ET Q q 0 0 0 rg BT 453.61 372.45 Td (s US ener) Tj ET Q q 0 0 0 rg BT 491.45 372.45 Td (g) Tj ET Q q 0 0 0 rg BT 496.55 372.45 Td (y business is ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 359.25 Td (subjec) Tj ET Q q 0 0 0 rg BT 79.66 359.25 Td (t to r) Tj ET Q q 0 0 0 rg BT 99.35 359.25 Td (egulation b) Tj ET Q q 0 0 0 rg BT 144.62 359.25 Td (y the F) Tj ET Q q 0 0 0 rg BT 171.67 359.25 Td (eder) Tj ET Q q 0 0 0 rg BT 189.94 359.25 Td (al Ener) Tj ET Q q 0 0 0 rg BT 218.06 359.25 Td (g) Tj ET Q q 0 0 0 rg BT 223.16 359.25 Td (y R) Tj ET Q q 0 0 0 rg BT 235.46 359.25 Td (egulator) Tj ET Q q 0 0 0 rg BT 269.70 359.25 Td (y C) Tj ET Q q 0 0 0 rg BT 281.47 359.25 Td (ommission. It is also subjec) Tj ET Q q 0 0 0 rg BT 391.10 359.25 Td (t to other e) Tj ET Q q 0 0 0 rg BT 436.09 359.25 Td (xtensiv) Tj ET Q q 0 0 0 rg BT 464.52 359.25 Td (e and e) Tj ET Q q 0 0 0 rg BT 493.80 359.25 Td (v) Tj ET Q q 0 0 0 rg BT 498.20 359.25 Td (olvin) Tj ET Q q 0 0 0 rg BT 517.61 359.25 Td (g ener) Tj ET Q q 0 0 0 rg BT 543.15 359.25 Td (g) Tj ET Q q 0 0 0 rg BT 548.25 359.25 Td (y) Tj ET Q q 0 0 0 rg BT 552.15 359.25 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 346.05 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 346.05 Td (ommodities, en) Tj ET Q q 0 0 0 rg BT 120.34 346.05 Td (vir) Tj ET Q q 0 0 0 rg BT 130.81 346.05 Td (onmen) Tj ET Q q 0 0 0 rg BT 158.58 346.05 Td (tal and other go) Tj ET Q q 0 0 0 rg BT 222.81 346.05 Td (v) Tj ET Q q 0 0 0 rg BT 227.21 346.05 Td (ernmen) Tj ET Q q 0 0 0 rg BT 258.43 346.05 Td (tal r) Tj ET Q q 0 0 0 rg BT 274.84 346.05 Td (egulation both in the US and other jurisdic) Tj ET Q q 0 0 0 rg BT 445.25 346.05 Td (tions globally) Tj ET Q q 0 0 0 rg BT 498.53 346.05 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 326.85 Td (Under the Dodd-F) Tj ET Q q 0 0 0 rg BT 125.41 326.85 Td (r) Tj ET Q q 0 0 0 rg BT 128.98 326.85 Td (ank A) Tj ET Q q 0 0 0 rg BT 151.47 326.85 Td (c) Tj ET Q q 0 0 0 rg BT 155.74 326.85 Td (t) Tj ET Q q 0 0 0 rg BT 159.05 326.85 Td (, the CFT) Tj ET Q q 0 0 0 rg BT 193.83 326.85 Td (C and SE) Tj ET Q q 0 0 0 rg BT 228.41 326.85 Td (C will be the r) Tj ET Q q 0 0 0 rg BT 283.33 326.85 Td (egulator) Tj ET Q q 0 0 0 rg BT 317.42 326.85 Td (s of the F) Tj ET Q q 0 0 0 rg BT 354.42 326.85 Td (irm) Tj ET Q q 0 0 0 rg BT 367.98 326.85 Td () Tj ET Q q 0 0 0 rg BT 369.92 326.85 Td (s deriv) Tj ET Q q 0 0 0 rg BT 396.65 326.85 Td (ativ) Tj ET Q q 0 0 0 rg BT 411.49 326.85 Td (es businesses. JPMor) Tj ET Q q 0 0 0 rg BT 495.61 326.85 Td (g) Tj ET Q q 0 0 0 rg BT 500.41 326.85 Td (an C) Tj ET Q q 0 0 0 rg BT 517.84 326.85 Td (hase ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 313.65 Td (Bank) Tj ET Q q 0 0 0 rg BT 74.25 313.65 Td (, N.) Tj ET Q q 0 0 0 rg BT 87.70 313.65 Td (A) Tj ET Q q 0 0 0 rg BT 93.47 313.65 Td (., J) Tj ET Q q 0 0 0 rg BT 104.12 313.65 Td (.P) Tj ET Q q 0 0 0 rg BT 111.12 313.65 Td (. Mor) Tj ET Q q 0 0 0 rg BT 131.78 313.65 Td (g) Tj ET Q q 0 0 0 rg BT 136.58 313.65 Td (an Securities LL) Tj ET Q q 0 0 0 rg BT 199.97 313.65 Td (C and J) Tj ET Q q 0 0 0 rg BT 228.05 313.65 Td (.P) Tj ET Q q 0 0 0 rg BT 235.05 313.65 Td (. Mor) Tj ET Q q 0 0 0 rg BT 255.71 313.65 Td (g) Tj ET Q q 0 0 0 rg BT 260.51 313.65 Td (an V) Tj ET Q q 0 0 0 rg BT 278.03 313.65 Td (en) Tj ET Q q 0 0 0 rg BT 287.91 313.65 Td (tur) Tj ET Q q 0 0 0 rg BT 299.79 313.65 Td (es Ener) Tj ET Q q 0 0 0 rg BT 329.44 313.65 Td (g) Tj ET Q q 0 0 0 rg BT 334.54 313.65 Td (y C) Tj ET Q q 0 0 0 rg BT 346.31 313.65 Td (orpor) Tj ET Q q 0 0 0 rg BT 368.72 313.65 Td (ation ha) Tj ET Q q 0 0 0 rg BT 401.51 313.65 Td (v) Tj ET Q q 0 0 0 rg BT 405.91 313.65 Td (e r) Tj ET Q q 0 0 0 rg BT 416.62 313.65 Td (egister) Tj ET Q q 0 0 0 rg BT 444.31 313.65 Td (ed with the CFT) Tj ET Q q 0 0 0 rg BT 506.14 313.65 Td (C as sw) Tj ET Q q 0 0 0 rg BT 535.24 313.65 Td (ap ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 300.45 Td (dealer) Tj ET Q q 0 0 0 rg BT 79.76 300.45 Td (s. The F) Tj ET Q q 0 0 0 rg BT 110.47 300.45 Td (irm e) Tj ET Q q 0 0 0 rg BT 131.32 300.45 Td (xpec) Tj ET Q q 0 0 0 rg BT 149.99 300.45 Td (ts that JPMor) Tj ET Q q 0 0 0 rg BT 202.96 300.45 Td (g) Tj ET Q q 0 0 0 rg BT 207.76 300.45 Td (an C) Tj ET Q q 0 0 0 rg BT 225.19 300.45 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 266.56 300.45 Td (, N.) Tj ET Q q 0 0 0 rg BT 280.01 300.45 Td (A) Tj ET Q q 0 0 0 rg BT 285.78 300.45 Td (. and J) Tj ET Q q 0 0 0 rg BT 311.33 300.45 Td (.P) Tj ET Q q 0 0 0 rg BT 318.33 300.45 Td (. Mor) Tj ET Q q 0 0 0 rg BT 338.99 300.45 Td (g) Tj ET Q q 0 0 0 rg BT 343.79 300.45 Td (an Securities LL) Tj ET Q q 0 0 0 rg BT 407.18 300.45 Td (C will also r) Tj ET Q q 0 0 0 rg BT 453.01 300.45 Td (egister with the SE) Tj ET Q q 0 0 0 rg BT 528.09 300.45 Td (C as ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 287.25 Td (securit) Tj ET Q q 0 0 0 rg BT 81.52 287.25 Td (y) Tj ET Q q 0 0 0 rg BT 85.92 287.25 Td (-based sw) Tj ET Q q 0 0 0 rg BT 125.83 287.25 Td (ap dealer) Tj ET Q q 0 0 0 rg BT 163.89 287.25 Td (s.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 268.05 Td (The t) Tj ET Q q 0 0 0 rg BT 74.38 268.05 Td (ypes of ac) Tj ET Q q 0 0 0 rg BT 114.66 268.05 Td (tivities in which the non-US br) Tj ET Q q 0 0 0 rg BT 235.39 268.05 Td (anches of JPMor) Tj ET Q q 0 0 0 rg BT 300.92 268.05 Td (g) Tj ET Q q 0 0 0 rg BT 305.72 268.05 Td (an C) Tj ET Q q 0 0 0 rg BT 323.15 268.05 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 364.52 268.05 Td (, N.) Tj ET Q q 0 0 0 rg BT 377.97 268.05 Td (A) Tj ET Q q 0 0 0 rg BT 383.74 268.05 Td (. and the in) Tj ET Q q 0 0 0 rg BT 428.94 268.05 Td (ternational subsidiaries of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 254.85 Td (JPMor) Tj ET Q q 0 0 0 rg BT 78.68 254.85 Td (g) Tj ET Q q 0 0 0 rg BT 83.48 254.85 Td (an C) Tj ET Q q 0 0 0 rg BT 100.91 254.85 Td (hase ma) Tj ET Q q 0 0 0 rg BT 134.50 254.85 Td (y en) Tj ET Q q 0 0 0 rg BT 151.17 254.85 Td (g) Tj ET Q q 0 0 0 rg BT 155.97 254.85 Td (age ar) Tj ET Q q 0 0 0 rg BT 181.24 254.85 Td (e subjec) Tj ET Q q 0 0 0 rg BT 214.04 254.85 Td (t to v) Tj ET Q q 0 0 0 rg BT 234.56 254.85 Td (arious r) Tj ET Q q 0 0 0 rg BT 265.51 254.85 Td (estric) Tj ET Q q 0 0 0 rg BT 287.88 254.85 Td (tions imposed b) Tj ET Q q 0 0 0 rg BT 351.63 254.85 Td (y the F) Tj ET Q q 0 0 0 rg BT 378.67 254.85 Td (eder) Tj ET Q q 0 0 0 rg BT 396.94 254.85 Td (al R) Tj ET Q q 0 0 0 rg BT 412.03 254.85 Td (eser) Tj ET Q q 0 0 0 rg BT 429.57 254.85 Td (v) Tj ET Q q 0 0 0 rg BT 433.97 254.85 Td (e) Tj ET Q q 0 0 0 rg BT 438.67 254.85 Td (. Those non-US br) Tj ET Q q 0 0 0 rg BT 509.93 254.85 Td (anches and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 241.65 Td (in) Tj ET Q q 0 0 0 rg BT 61.48 241.65 Td (ternational subsidiaries also ar) Tj ET Q q 0 0 0 rg BT 185.81 241.65 Td (e subjec) Tj ET Q q 0 0 0 rg BT 218.61 241.65 Td (t to the la) Tj ET Q q 0 0 0 rg BT 257.45 241.65 Td (ws and r) Tj ET Q q 0 0 0 rg BT 291.35 241.65 Td (egulator) Tj ET Q q 0 0 0 rg BT 325.59 241.65 Td (y a) Tj ET Q q 0 0 0 rg BT 337.21 241.65 Td (uthorities of the c) Tj ET Q q 0 0 0 rg BT 408.54 241.65 Td (oun) Tj ET Q q 0 0 0 rg BT 423.74 241.65 Td (tries in which the) Tj ET Q q 0 0 0 rg BT 492.93 241.65 Td (y oper) Tj ET Q q 0 0 0 rg BT 518.29 241.65 Td (ate) Tj ET Q q 0 0 0 rg BT 531.03 241.65 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 223.65 Td (The ac) Tj ET Q q 0 0 0 rg BT 80.17 223.65 Td (tivities of JPMor) Tj ET Q q 0 0 0 rg BT 144.52 223.65 Td (g) Tj ET Q q 0 0 0 rg BT 149.32 223.65 Td (an C) Tj ET Q q 0 0 0 rg BT 166.75 223.65 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 208.12 223.65 Td (, N.) Tj ET Q q 0 0 0 rg BT 221.57 223.65 Td (A) Tj ET Q q 0 0 0 rg BT 227.34 223.65 Td (. and C) Tj ET Q q 0 0 0 rg BT 254.71 223.65 Td (hase Bank USA) Tj ET Q q 0 0 0 rg BT 314.88 223.65 Td (, N.) Tj ET Q q 0 0 0 rg BT 328.33 223.65 Td (A) Tj ET Q q 0 0 0 rg BT 334.10 223.65 Td (. as c) Tj ET Q q 0 0 0 rg BT 354.30 223.65 Td (onsumer lender) Tj ET Q q 0 0 0 rg BT 418.17 223.65 Td (s also ar) Tj ET Q q 0 0 0 rg BT 451.60 223.65 Td (e subjec) Tj ET Q q 0 0 0 rg BT 484.40 223.65 Td (t to r) Tj ET Q q 0 0 0 rg BT 504.09 223.65 Td (egulation ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 211.65 Td (under v) Tj ET Q q 0 0 0 rg BT 84.54 211.65 Td (arious U.S) Tj ET Q q 0 0 0 rg BT 125.16 211.65 Td (. f) Tj ET Q q 0 0 0 rg BT 132.93 211.65 Td (eder) Tj ET Q q 0 0 0 rg BT 151.20 211.65 Td (al la) Tj ET Q q 0 0 0 rg BT 168.07 211.65 Td (ws, includin) Tj ET Q q 0 0 0 rg BT 215.34 211.65 Td (g the T) Tj ET Q q 0 0 0 rg BT 242.41 211.65 Td (ruth-in-L) Tj ET Q q 0 0 0 rg BT 277.83 211.65 Td (endin) Tj ET Q q 0 0 0 rg BT 300.29 211.65 Td (g, E) Tj ET Q q 0 0 0 rg BT 314.92 211.65 Td (qual Cr) Tj ET Q q 0 0 0 rg BT 343.38 211.65 Td (edit Oppor) Tj ET Q q 0 0 0 rg BT 386.50 211.65 Td (tunit) Tj ET Q q 0 0 0 rg BT 405.65 211.65 Td (y) Tj ET Q q 0 0 0 rg BT 409.55 211.65 Td (, F) Tj ET Q q 0 0 0 rg BT 418.97 211.65 Td (air Cr) Tj ET Q q 0 0 0 rg BT 440.81 211.65 Td (edit R) Tj ET Q q 0 0 0 rg BT 464.12 211.65 Td (epor) Tj ET Q q 0 0 0 rg BT 483.04 211.65 Td (tin) Tj ET Q q 0 0 0 rg BT 493.68 211.65 Td (g, F) Tj ET Q q 0 0 0 rg BT 508.00 211.65 Td (air Debt ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 199.65 Td (C) Tj ET Q q 0 0 0 rg BT 58.93 199.65 Td (ollec) Tj ET Q q 0 0 0 rg BT 77.94 199.65 Td (tion Pr) Tj ET Q q 0 0 0 rg BT 104.96 199.65 Td (ac) Tj ET Q q 0 0 0 rg BT 114.06 199.65 Td (tic) Tj ET Q q 0 0 0 rg BT 123.84 199.65 Td (e) Tj ET Q q 0 0 0 rg BT 128.54 199.65 Td (, Elec) Tj ET Q q 0 0 0 rg BT 149.90 199.65 Td (tr) Tj ET Q q 0 0 0 rg BT 156.68 199.65 Td (onic F) Tj ET Q q 0 0 0 rg BT 180.47 199.65 Td (unds T) Tj ET Q q 0 0 0 rg BT 206.51 199.65 Td (r) Tj ET Q q 0 0 0 rg BT 210.08 199.65 Td (ansf) Tj ET Q q 0 0 0 rg BT 226.99 199.65 Td (er and CARD ac) Tj ET Q q 0 0 0 rg BT 288.82 199.65 Td (ts, as w) Tj ET Q q 0 0 0 rg BT 318.60 199.65 Td (ell as v) Tj ET Q q 0 0 0 rg BT 346.25 199.65 Td (arious state la) Tj ET Q q 0 0 0 rg BT 403.28 199.65 Td (ws. These statutes impose ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 187.65 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 187.65 Td (equir) Tj ET Q q 0 0 0 rg BT 78.57 187.65 Td (emen) Tj ET Q q 0 0 0 rg BT 100.99 187.65 Td (ts on c) Tj ET Q q 0 0 0 rg BT 127.22 187.65 Td (onsumer loan origination and c) Tj ET Q q 0 0 0 rg BT 252.84 187.65 Td (ollec) Tj ET Q q 0 0 0 rg BT 271.85 187.65 Td (tion pr) Tj ET Q q 0 0 0 rg BT 298.65 187.65 Td (ac) Tj ET Q q 0 0 0 rg BT 307.75 187.65 Td (tic) Tj ET Q q 0 0 0 rg BT 317.53 187.65 Td (es. Under the Dodd-F) Tj ET Q q 0 0 0 rg BT 402.60 187.65 Td (r) Tj ET Q q 0 0 0 rg BT 406.17 187.65 Td (ank A) Tj ET Q q 0 0 0 rg BT 428.65 187.65 Td (c) Tj ET Q q 0 0 0 rg BT 432.92 187.65 Td (t) Tj ET Q q 0 0 0 rg BT 436.23 187.65 Td (, the CFPB will be r) Tj ET Q q 0 0 0 rg BT 511.74 187.65 Td (esponsible ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 175.65 Td (f) Tj ET Q q 0 0 0 rg BT 56.93 175.65 Td (or rule-makin) Tj ET Q q 0 0 0 rg BT 111.76 175.65 Td (g and en) Tj ET Q q 0 0 0 rg BT 146.28 175.65 Td (f) Tj ET Q q 0 0 0 rg BT 149.21 175.65 Td (or) Tj ET Q q 0 0 0 rg BT 157.80 175.65 Td (c) Tj ET Q q 0 0 0 rg BT 161.97 175.65 Td (emen) Tj ET Q q 0 0 0 rg BT 184.39 175.65 Td (t pur) Tj ET Q q 0 0 0 rg BT 203.94 175.65 Td (suan) Tj ET Q q 0 0 0 rg BT 222.97 175.65 Td (t to such statutes.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 156.45 Td (Under the r) Tj ET Q q 0 0 0 rg BT 100.01 156.45 Td (equir) Tj ET Q q 0 0 0 rg BT 121.01 156.45 Td (emen) Tj ET Q q 0 0 0 rg BT 143.43 156.45 Td (ts imposed b) Tj ET Q q 0 0 0 rg BT 194.63 156.45 Td (y the Gr) Tj ET Q q 0 0 0 rg BT 226.12 156.45 Td (amm-L) Tj ET Q q 0 0 0 rg BT 254.06 156.45 Td (each-Blile) Tj ET Q q 0 0 0 rg BT 293.78 156.45 Td (y A) Tj ET Q q 0 0 0 rg BT 306.19 156.45 Td (c) Tj ET Q q 0 0 0 rg BT 310.46 156.45 Td (t) Tj ET Q q 0 0 0 rg BT 313.77 156.45 Td (, JPMor) Tj ET Q q 0 0 0 rg BT 343.29 156.45 Td (g) Tj ET Q q 0 0 0 rg BT 348.09 156.45 Td (an C) Tj ET Q q 0 0 0 rg BT 365.52 156.45 Td (hase and its subsidiaries ar) Tj ET Q q 0 0 0 rg BT 474.63 156.45 Td (e r) Tj ET Q q 0 0 0 rg BT 485.34 156.45 Td (equir) Tj ET Q q 0 0 0 rg BT 506.34 156.45 Td (ed ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 143.25 Td (periodically to disclose to their r) Tj ET Q q 0 0 0 rg BT 183.97 143.25 Td (etail customer) Tj ET Q q 0 0 0 rg BT 241.89 143.25 Td (s the F) Tj ET Q q 0 0 0 rg BT 268.51 143.25 Td (irm) Tj ET Q q 0 0 0 rg BT 282.07 143.25 Td () Tj ET Q q 0 0 0 rg BT 284.01 143.25 Td (s policies and pr) Tj ET Q q 0 0 0 rg BT 349.26 143.25 Td (ac) Tj ET Q q 0 0 0 rg BT 358.36 143.25 Td (tic) Tj ET Q q 0 0 0 rg BT 368.14 143.25 Td (es with r) Tj ET Q q 0 0 0 rg BT 402.52 143.25 Td (espec) Tj ET Q q 0 0 0 rg BT 425.53 143.25 Td (t to the sharin) Tj ET Q q 0 0 0 rg BT 482.21 143.25 Td (g of nonpublic ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 130.05 Td (customer in) Tj ET Q q 0 0 0 rg BT 101.60 130.05 Td (f) Tj ET Q q 0 0 0 rg BT 104.53 130.05 Td (ormation with JPMor) Tj ET Q q 0 0 0 rg BT 188.22 130.05 Td (g) Tj ET Q q 0 0 0 rg BT 193.02 130.05 Td (an C) Tj ET Q q 0 0 0 rg BT 210.45 130.05 Td (hase af) Tj ET Q q 0 0 0 rg BT 239.53 130.05 Td (filiates and other) Tj ET Q q 0 0 0 rg BT 308.35 130.05 Td (s, and the c) Tj ET Q q 0 0 0 rg BT 354.26 130.05 Td (on) Tj ET Q q 0 0 0 rg BT 364.36 130.05 Td (fiden) Tj ET Q q 0 0 0 rg BT 384.77 130.05 Td (tialit) Tj ET Q q 0 0 0 rg BT 403.38 130.05 Td (y and securit) Tj ET Q q 0 0 0 rg BT 455.14 130.05 Td (y of that in) Tj ET Q q 0 0 0 rg BT 498.56 130.05 Td (f) Tj ET Q q 0 0 0 rg BT 501.50 130.05 Td (ormation. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 116.85 Td (Under the Gr) Tj ET Q q 0 0 0 rg BT 105.61 116.85 Td (amm-L) Tj ET Q q 0 0 0 rg BT 133.55 116.85 Td (each-Blile) Tj ET Q q 0 0 0 rg BT 173.27 116.85 Td (y A) Tj ET Q q 0 0 0 rg BT 185.68 116.85 Td (c) Tj ET Q q 0 0 0 rg BT 189.95 116.85 Td (t) Tj ET Q q 0 0 0 rg BT 193.26 116.85 Td (, r) Tj ET Q q 0 0 0 rg BT 201.67 116.85 Td (etail customer) Tj ET Q q 0 0 0 rg BT 259.59 116.85 Td (s also must be giv) Tj ET Q q 0 0 0 rg BT 331.00 116.85 Td (en the oppor) Tj ET Q q 0 0 0 rg BT 383.02 116.85 Td (tunit) Tj ET Q q 0 0 0 rg BT 402.17 116.85 Td (y to ) Tj ET Q q 0 0 0 rg BT 423.37 116.85 Td (opt out of in) Tj ET Q q 0 0 0 rg BT 476.70 116.85 Td (f) Tj ET Q q 0 0 0 rg BT 479.63 116.85 Td (ormation-sharin) Tj ET Q q 0 0 0 rg BT 544.88 116.85 Td (g ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 103.60 Td (arr) Tj ET Q q 0 0 0 rg BT 66.07 103.60 Td (an) Tj ET Q q 0 0 0 rg BT 75.93 103.60 Td (gemen) Tj ET Q q 0 0 0 rg BT 103.25 103.60 Td (ts with nonaf) Tj ET Q q 0 0 0 rg BT 155.71 103.60 Td (filiates, subjec) Tj ET Q q 0 0 0 rg BT 213.36 103.60 Td (t to c) Tj ET Q q 0 0 0 rg BT 233.65 103.60 Td (er) Tj ET Q q 0 0 0 rg BT 242.42 103.60 Td (tain e) Tj ET Q q 0 0 0 rg BT 265.03 103.60 Td (x) Tj ET Q q 0 0 0 rg BT 269.30 103.60 Td (c) Tj ET Q q 0 0 0 rg BT 273.47 103.60 Td (eptions set f) Tj ET Q q 0 0 0 rg BT 322.82 103.60 Td (or) Tj ET Q q 0 0 0 rg BT 331.81 103.60 Td (th in the Gr) Tj ET Q q 0 0 0 rg BT 377.00 103.60 Td (amm-L) Tj ET Q q 0 0 0 rg BT 404.95 103.60 Td (each-Blile) Tj ET Q q 0 0 0 rg BT 444.67 103.60 Td (y A) Tj ET Q q 0 0 0 rg BT 457.07 103.60 Td (c) Tj ET Q q 0 0 0 rg BT 461.34 103.60 Td (t) Tj ET Q q 0 0 0 rg BT 464.65 103.60 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 84.40 Td (F) Tj ET Q q 0 0 0 rg BT 58.73 84.40 Td (or fur) Tj ET Q q 0 0 0 rg BT 81.86 84.40 Td (ther details on material super) Tj ET Q q 0 0 0 rg BT 201.91 84.40 Td (visor) Tj ET Q q 0 0 0 rg BT 221.77 84.40 Td (y a) Tj ET Q q 0 0 0 rg BT 233.39 84.40 Td (uthorities, please r) Tj ET Q q 0 0 0 rg BT 309.14 84.40 Td (ef) Tj ET Q q 0 0 0 rg BT 316.87 84.40 Td (er to JPMor) Tj ET Q q 0 0 0 rg BT 362.93 84.40 Td (g) Tj ET Q q 0 0 0 rg BT 367.73 84.40 Td (an C) Tj ET Q q 0 0 0 rg BT 385.15 84.40 Td (hase) Tj ET Q q 0 0 0 rg BT 403.73 84.40 Td () Tj ET Q q 0 0 0 rg BT 405.67 84.40 Td (s 2012 Annual R) Tj ET Q q 0 0 0 rg BT 472.89 84.40 Td (epor) Tj ET Q q 0 0 0 rg BT 491.81 84.40 Td (t on F) Tj ET Q q 0 0 0 rg BT 514.58 84.40 Td (orm 10-K ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 71.20 Td (and other JPMC 34 A) Tj ET Q q 0 0 0 rg BT 140.53 71.20 Td (c) Tj ET Q q 0 0 0 rg BT 144.80 71.20 Td (t R) Tj ET Q q 0 0 0 rg BT 155.81 71.20 Td (epor) Tj ET Q q 0 0 0 rg BT 174.73 71.20 Td (ts.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I91 Do Q endstream endobj 55 0 obj <> endobj 56 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 294.55 44.50 Td (26) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET BT /F3 13.00 Tf ET q 0 0 0 rg BT 54.00 710.45 Td (13. ) Tj ET Q q 0 0 0 rg BT 90.00 710.45 Td (Principal of) Tj ET Q q 0 0 0 rg BT 152.74 710.45 Td (fic) Tj ET Q q 0 0 0 rg BT 166.00 710.45 Td (er) Tj ET Q q 0 0 0 rg BT 177.49 710.45 Td (s) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 699.25 m 558 699.25 l s 0.30980392156862746 0.5058823529411764 0.7411764705882353 rg /GS0 gs 53.50 686.75 504.00 -20.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 53.50 666.75 115.00 -15.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 168.50 666.75 389.00 -15.00 re f /GS0 gs 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 686.75 m 168.5 686.75 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 686.75 m 557.5 686.75 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 666.75 m 168.5 666.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 651.75 m 168.5 651.75 l s 0.5019607843137255 0.5019607843137255 0.5019607843137255 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 666.75 m 557.5 666.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 651.75 m 557.5 651.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 624.75 m 168.5 624.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 597.75 m 168.5 597.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 624.75 m 557.5 624.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 597.75 m 557.5 597.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 597.75 m 168.5 597.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 559.75 m 168.5 559.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 597.75 m 557.5 597.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 559.75 m 557.5 559.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 559.75 m 168.5 559.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 532.75 m 168.5 532.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 559.75 m 557.5 559.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 532.75 m 557.5 532.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 532.75 m 168.5 532.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 494.75 m 168.5 494.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 532.75 m 557.5 532.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 494.75 m 557.5 494.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 494.75 m 168.5 494.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 467.75 m 168.5 467.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 494.75 m 557.5 494.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 467.75 m 557.5 467.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 467.75 m 168.5 467.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 429.75 m 168.5 429.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 467.75 m 557.5 467.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 429.75 m 557.5 429.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 429.75 m 168.5 429.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 367.75 m 168.5 367.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 429.75 m 557.5 429.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 367.75 m 557.5 367.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 367.75 m 168.5 367.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 329.75 m 168.5 329.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 367.75 m 557.5 367.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 329.75 m 557.5 329.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 329.75 m 168.5 329.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 267.75 m 168.5 267.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 329.75 m 557.5 329.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 267.75 m 557.5 267.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 267.75 m 168.5 267.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 205.75 m 168.5 205.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 267.75 m 557.5 267.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 205.75 m 557.5 205.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 205.75 m 168.5 205.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 128.75 m 168.5 128.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 205.75 m 557.5 205.75 l s 0.7490196078431373 0.7490196078431373 0.7490196078431373 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 128.75 m 557.5 128.75 l s BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 60.00 674.05 Td (Ex) Tj ET Q q 1 1 1 rg BT 68.70 674.05 Td (ecutiv) Tj ET Q q 1 1 1 rg BT 91.46 674.05 Td (e of) Tj ET Q q 1 1 1 rg BT 105.56 674.05 Td (fic) Tj ET Q q 1 1 1 rg BT 114.74 674.05 Td (er) Tj ET Q q 1 1 1 rg BT 122.69 674.05 Td (s of JPMor) Tj ET Q q 1 1 1 rg BT 161.60 674.05 Td (g) Tj ET Q q 1 1 1 rg BT 166.00 674.05 Td (an C) Tj ET Q q 1 1 1 rg BT 182.05 674.05 Td (hase & C) Tj ET Q q 1 1 1 rg BT 213.75 674.05 Td (o) Tj ET Q q 1 1 1 rg BT 218.28 674.05 Td (. and JPMor) Tj ET Q q 1 1 1 rg BT 262.17 674.05 Td (g) Tj ET Q q 1 1 1 rg BT 266.57 674.05 Td (an C) Tj ET Q q 1 1 1 rg BT 282.62 674.05 Td (hase Bank) Tj ET Q q 1 1 1 rg BT 321.28 674.05 Td (, N.) Tj ET Q q 1 1 1 rg BT 333.52 674.05 Td (A) Tj ET Q q 1 1 1 rg BT 338.89 674.05 Td (. a) Tj ET Q q 1 1 1 rg BT 347.64 674.05 Td (t A) Tj ET Q q 1 1 1 rg BT 357.97 674.05 Td (ugust 1, 2013) Tj ET Q BT /F3 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 60.00 657.05 Td (Name) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 175.50 656.05 Td (Positions and of) Tj ET Q q 0 0 0 rg BT 233.52 656.05 Td (fic) Tj ET Q q 0 0 0 rg BT 242.16 656.05 Td (es) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 60.00 642.05 Td (James Dimon) Tj ET Q /GS0 gs q 6.72 0 0 9.78 175.00 640.47 cm /I92 Do Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 181.72 642.31 Td ( ) Tj ET Q q 0 0 0 rg BT 186.00 642.31 Td (C) Tj ET Q q 0 0 0 rg BT 190.62 642.31 Td (hairman of the Boar) Tj ET Q q 0 0 0 rg BT 263.46 642.31 Td (d, C) Tj ET Q q 0 0 0 rg BT 277.02 642.31 Td (hief Ex) Tj ET Q q 0 0 0 rg BT 301.28 642.31 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 323.00 642.31 Td (e Of) Tj ET Q q 0 0 0 rg BT 337.67 642.31 Td (fic) Tj ET Q q 0 0 0 rg BT 346.31 642.31 Td (er and Pr) Tj ET Q q 0 0 0 rg BT 379.73 642.31 Td (esiden) Tj ET Q q 0 0 0 rg BT 403.31 642.31 Td (t of JPMor) Tj ET Q q 0 0 0 rg BT 439.86 642.31 Td (g) Tj ET Q q 0 0 0 rg BT 444.18 642.31 Td (an C) Tj ET Q q 0 0 0 rg BT 459.87 642.31 Td (hase & C) Tj ET Q q 0 0 0 rg BT 490.80 642.31 Td (o) Tj ET Q q 0 0 0 rg BT 495.23 642.31 Td (. C) Tj ET Q q 0 0 0 rg BT 504.21 642.31 Td (hairman ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 630.20 Td (Emeritus, JPMCB.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 60.00 615.05 Td (Ashle) Tj ET Q q 0 0 0 rg BT 80.61 615.05 Td (y Ba) Tj ET Q q 0 0 0 rg BT 96.58 615.05 Td (c) Tj ET Q q 0 0 0 rg BT 100.43 615.05 Td (on) Tj ET Q /GS0 gs q 6.72 0 0 9.78 175.00 613.47 cm /I93 Do Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 181.72 615.31 Td ( ) Tj ET Q q 0 0 0 rg BT 186.00 615.31 Td (C) Tj ET Q q 0 0 0 rg BT 190.62 615.31 Td (hief Risk Of) Tj ET Q q 0 0 0 rg BT 231.84 615.31 Td (fic) Tj ET Q q 0 0 0 rg BT 240.48 615.31 Td (er sinc) Tj ET Q q 0 0 0 rg BT 264.35 615.31 Td (e June 17, 2013. He had been Deput) Tj ET Q q 0 0 0 rg BT 397.84 615.31 Td (y Risk Of) Tj ET Q q 0 0 0 rg BT 429.29 615.31 Td (fic) Tj ET Q q 0 0 0 rg BT 437.93 615.31 Td (er sinc) Tj ET Q q 0 0 0 rg BT 461.81 615.31 Td (e June 1, 2012 and ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 603.20 Td (pr) Tj ET Q q 0 0 0 rg BT 194.83 603.20 Td (e) Tj ET Q q 0 0 0 rg BT 199.10 603.20 Td (viously w) Tj ET Q q 0 0 0 rg BT 232.28 603.20 Td (as Head of Mark) Tj ET Q q 0 0 0 rg BT 290.75 603.20 Td (et Risk f) Tj ET Q q 0 0 0 rg BT 319.75 603.20 Td (or the In) Tj ET Q q 0 0 0 rg BT 350.58 603.20 Td (v) Tj ET Q q 0 0 0 rg BT 354.54 603.20 Td (estmen) Tj ET Q q 0 0 0 rg BT 381.22 603.20 Td (t Bank) Tj ET Q q 0 0 0 rg BT 404.44 603.20 Td (.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 60.00 588.05 Td (Michael J. Cavanagh) Tj ET Q /GS0 gs q 6.72 0 0 9.78 175.00 586.47 cm /I94 Do Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 181.72 588.31 Td ( ) Tj ET Q q 0 0 0 rg BT 186.00 588.31 Td (C) Tj ET Q q 0 0 0 rg BT 190.44 588.31 Td (o-C) Tj ET Q q 0 0 0 rg BT 202.41 588.31 Td (hief Ex) Tj ET Q q 0 0 0 rg BT 226.67 588.31 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 248.39 588.31 Td (e Of) Tj ET Q q 0 0 0 rg BT 263.06 588.31 Td (fic) Tj ET Q q 0 0 0 rg BT 271.70 588.31 Td (er of the C) Tj ET Q q 0 0 0 rg BT 309.15 588.31 Td (orpor) Tj ET Q q 0 0 0 rg BT 329.32 588.31 Td (ate & In) Tj ET Q q 0 0 0 rg BT 357.43 588.31 Td (v) Tj ET Q q 0 0 0 rg BT 361.39 588.31 Td (estmen) Tj ET Q q 0 0 0 rg BT 388.08 588.31 Td (t Bank sinc) Tj ET Q q 0 0 0 rg BT 427.42 588.31 Td (e July 2012. He had been C) Tj ET Q q 0 0 0 rg BT 526.58 588.31 Td (hief ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 576.20 Td (Ex) Tj ET Q q 0 0 0 rg BT 195.33 576.20 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 217.05 576.20 Td (e Of) Tj ET Q q 0 0 0 rg BT 231.72 576.20 Td (fic) Tj ET Q q 0 0 0 rg BT 240.36 576.20 Td (er of T) Tj ET Q q 0 0 0 rg BT 263.36 576.20 Td (r) Tj ET Q q 0 0 0 rg BT 266.57 576.20 Td (easur) Tj ET Q q 0 0 0 rg BT 286.97 576.20 Td (y & Securities Ser) Tj ET Q q 0 0 0 rg BT 350.58 576.20 Td (vic) Tj ET Q q 0 0 0 rg BT 360.55 576.20 Td (es \(no) Tj ET Q q 0 0 0 rg BT 382.92 576.20 Td (w par) Tj ET Q q 0 0 0 rg BT 403.48 576.20 Td (t of C) Tj ET Q q 0 0 0 rg BT 422.26 576.20 Td (orpor) Tj ET Q q 0 0 0 rg BT 442.43 576.20 Td (ate & In) Tj ET Q q 0 0 0 rg BT 470.55 576.20 Td (v) Tj ET Q q 0 0 0 rg BT 474.51 576.20 Td (estmen) Tj ET Q q 0 0 0 rg BT 501.19 576.20 Td (t Bank\) fr) Tj ET Q q 0 0 0 rg BT 535.56 576.20 Td (om ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 564.30 Td (June 2010 un) Tj ET Q q 0 0 0 rg BT 237.22 564.30 Td (til July 2012, prior to which he had been C) Tj ET Q q 0 0 0 rg BT 391.26 564.30 Td (hief F) Tj ET Q q 0 0 0 rg BT 411.49 564.30 Td (inancial Of) Tj ET Q q 0 0 0 rg BT 450.10 564.30 Td (fic) Tj ET Q q 0 0 0 rg BT 458.74 564.30 Td (er) Tj ET Q q 0 0 0 rg BT 465.64 564.30 Td (.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 60.00 550.05 Td (Stephen M. Cutler) Tj ET Q /GS0 gs q 6.72 0 0 9.78 175.00 548.47 cm /I95 Do Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 181.72 550.31 Td ( ) Tj ET Q q 0 0 0 rg BT 186.00 550.31 Td (Gener) Tj ET Q q 0 0 0 rg BT 207.51 550.31 Td (al C) Tj ET Q q 0 0 0 rg BT 220.61 550.31 Td (ounsel sinc) Tj ET Q q 0 0 0 rg BT 260.75 550.31 Td (e F) Tj ET Q q 0 0 0 rg BT 271.43 550.31 Td (ebruar) Tj ET Q q 0 0 0 rg BT 296.13 550.31 Td (y 2007. Prior to joinin) Tj ET Q q 0 0 0 rg BT 376.61 550.31 Td (g JPMor) Tj ET Q q 0 0 0 rg BT 405.34 550.31 Td (g) Tj ET Q q 0 0 0 rg BT 409.66 550.31 Td (an C) Tj ET Q q 0 0 0 rg BT 425.35 550.31 Td (hase) Tj ET Q q 0 0 0 rg BT 442.16 550.31 Td (, he w) Tj ET Q q 0 0 0 rg BT 463.43 550.31 Td (as a par) Tj ET Q q 0 0 0 rg BT 492.49 550.31 Td (tner and c) Tj ET Q q 0 0 0 rg BT 529.14 550.31 Td (o-) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 538.20 Td (chair of the Securities Depar) Tj ET Q q 0 0 0 rg BT 290.49 538.20 Td (tmen) Tj ET Q q 0 0 0 rg BT 309.24 538.20 Td (t at the la) Tj ET Q q 0 0 0 rg BT 344.02 538.20 Td (w firm of W) Tj ET Q q 0 0 0 rg BT 385.29 538.20 Td (ilmerHale) Tj ET Q q 0 0 0 rg BT 420.46 538.20 Td (.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 60.00 523.05 Td (John L. Donnelly) Tj ET Q /GS0 gs q 6.72 0 0 9.78 175.00 521.47 cm /I96 Do Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 181.72 523.31 Td ( ) Tj ET Q q 0 0 0 rg BT 186.00 523.31 Td (Head of Human R) Tj ET Q q 0 0 0 rg BT 249.09 523.31 Td (esour) Tj ET Q q 0 0 0 rg BT 269.35 523.31 Td (c) Tj ET Q q 0 0 0 rg BT 273.10 523.31 Td (es sinc) Tj ET Q q 0 0 0 rg BT 297.29 523.31 Td (e Januar) Tj ET Q q 0 0 0 rg BT 328.31 523.31 Td (y 2009. Prior to joinin) Tj ET Q q 0 0 0 rg BT 410.89 523.31 Td (g JPMor) Tj ET Q q 0 0 0 rg BT 439.62 523.31 Td (g) Tj ET Q q 0 0 0 rg BT 443.94 523.31 Td (an C) Tj ET Q q 0 0 0 rg BT 459.63 523.31 Td (hase) Tj ET Q q 0 0 0 rg BT 476.44 523.31 Td (, he had been ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 511.20 Td (Global Head of Human R) Tj ET Q q 0 0 0 rg BT 275.15 511.20 Td (esour) Tj ET Q q 0 0 0 rg BT 295.40 511.20 Td (c) Tj ET Q q 0 0 0 rg BT 299.16 511.20 Td (es at Citigr) Tj ET Q q 0 0 0 rg BT 337.90 511.20 Td (oup) Tj ET Q q 0 0 0 rg BT 351.54 511.20 Td (, Inc) Tj ET Q q 0 0 0 rg BT 366.84 511.20 Td (. sinc) Tj ET Q q 0 0 0 rg BT 385.34 511.20 Td (e July 2007 and Head of Human R) Tj ET Q q 0 0 0 rg BT 508.90 511.20 Td (esour) Tj ET Q q 0 0 0 rg BT 529.16 511.20 Td (c) Tj ET Q q 0 0 0 rg BT 532.92 511.20 Td (es ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 499.30 Td (and C) Tj ET Q q 0 0 0 rg BT 207.10 499.30 Td (orpor) Tj ET Q q 0 0 0 rg BT 227.27 499.30 Td (ate Af) Tj ET Q q 0 0 0 rg BT 248.85 499.30 Td (fair) Tj ET Q q 0 0 0 rg BT 261.48 499.30 Td (s f) Tj ET Q q 0 0 0 rg BT 269.84 499.30 Td (or Citi Mark) Tj ET Q q 0 0 0 rg BT 311.88 499.30 Td (ets and Bankin) Tj ET Q q 0 0 0 rg BT 365.25 499.30 Td (g business fr) Tj ET Q q 0 0 0 rg BT 410.97 499.30 Td (om 1998 un) Tj ET Q q 0 0 0 rg BT 455.99 499.30 Td (til 2007.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 60.00 485.05 Td (Mary Callahan Erdoes) Tj ET Q /GS0 gs q 6.72 0 0 9.78 175.00 483.47 cm /I97 Do Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 181.72 485.31 Td ( ) Tj ET Q q 0 0 0 rg BT 186.00 485.31 Td (C) Tj ET Q q 0 0 0 rg BT 190.62 485.31 Td (hief Ex) Tj ET Q q 0 0 0 rg BT 214.88 485.31 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 236.60 485.31 Td (e Of) Tj ET Q q 0 0 0 rg BT 251.27 485.31 Td (fic) Tj ET Q q 0 0 0 rg BT 259.91 485.31 Td (er of Asset Managemen) Tj ET Q q 0 0 0 rg BT 345.05 485.31 Td (t sinc) Tj ET Q q 0 0 0 rg BT 364.19 485.31 Td (e September 2009, prior to which she had been ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 473.20 Td (C) Tj ET Q q 0 0 0 rg BT 191.62 473.20 Td (hief Ex) Tj ET Q q 0 0 0 rg BT 215.88 473.20 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 237.60 473.20 Td (e Of) Tj ET Q q 0 0 0 rg BT 252.27 473.20 Td (fic) Tj ET Q q 0 0 0 rg BT 260.91 473.20 Td (er of Priv) Tj ET Q q 0 0 0 rg BT 294.23 473.20 Td (ate Bankin) Tj ET Q q 0 0 0 rg BT 332.67 473.20 Td (g) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 60.00 458.05 Td (John J) Tj ET Q q 0 0 0 rg BT 83.09 458.05 Td (. Ho) Tj ET Q q 0 0 0 rg BT 97.67 458.05 Td (g) Tj ET Q q 0 0 0 rg BT 102.08 458.05 Td (an) Tj ET Q /GS0 gs q 6.72 0 0 9.78 175.00 456.47 cm /I98 Do Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 181.72 458.31 Td ( ) Tj ET Q q 0 0 0 rg BT 186.00 458.31 Td (C) Tj ET Q q 0 0 0 rg BT 190.62 458.31 Td (hairman of Risk sinc) Tj ET Q q 0 0 0 rg BT 263.63 458.31 Td (e June 17,2013. He pr) Tj ET Q q 0 0 0 rg BT 345.36 458.31 Td (e) Tj ET Q q 0 0 0 rg BT 349.64 458.31 Td (viously ser) Tj ET Q q 0 0 0 rg BT 388.41 458.31 Td (v) Tj ET Q q 0 0 0 rg BT 392.37 458.31 Td (ed as C) Tj ET Q q 0 0 0 rg BT 418.08 458.31 Td (hief Risk Of) Tj ET Q q 0 0 0 rg BT 459.30 458.31 Td (fic) Tj ET Q q 0 0 0 rg BT 467.94 458.31 Td (er sinc) Tj ET Q q 0 0 0 rg BT 491.81 458.31 Td (e Januar) Tj ET Q q 0 0 0 rg BT 522.83 458.31 Td (y ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 446.20 Td (2012. He had been C) Tj ET Q q 0 0 0 rg BT 263.62 446.20 Td (hief Risk Of) Tj ET Q q 0 0 0 rg BT 304.84 446.20 Td (fic) Tj ET Q q 0 0 0 rg BT 313.48 446.20 Td (er of the In) Tj ET Q q 0 0 0 rg BT 353.46 446.20 Td (v) Tj ET Q q 0 0 0 rg BT 357.42 446.20 Td (estmen) Tj ET Q q 0 0 0 rg BT 384.10 446.20 Td (t Bank \(no) Tj ET Q q 0 0 0 rg BT 421.62 446.20 Td (w par) Tj ET Q q 0 0 0 rg BT 442.18 446.20 Td (t of C) Tj ET Q q 0 0 0 rg BT 460.96 446.20 Td (orpor) Tj ET Q q 0 0 0 rg BT 481.13 446.20 Td (ate & In) Tj ET Q q 0 0 0 rg BT 509.25 446.20 Td (v) Tj ET Q q 0 0 0 rg BT 513.21 446.20 Td (estmen) Tj ET Q q 0 0 0 rg BT 539.89 446.20 Td (t ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 434.30 Td (Bank\) sinc) Tj ET Q q 0 0 0 rg BT 224.58 434.30 Td (e 2006.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 60.00 420.05 Td (Marianne Lak) Tj ET Q q 0 0 0 rg BT 110.96 420.05 Td (e) Tj ET Q /GS0 gs q 6.72 0 0 9.78 175.00 418.47 cm /I99 Do Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 181.72 420.31 Td ( ) Tj ET Q q 0 0 0 rg BT 186.00 420.31 Td (C) Tj ET Q q 0 0 0 rg BT 190.62 420.31 Td (hief F) Tj ET Q q 0 0 0 rg BT 210.85 420.31 Td (inancial Of) Tj ET Q q 0 0 0 rg BT 249.46 420.31 Td (fic) Tj ET Q q 0 0 0 rg BT 258.10 420.31 Td (er sinc) Tj ET Q q 0 0 0 rg BT 281.98 420.31 Td (e Januar) Tj ET Q q 0 0 0 rg BT 312.99 420.31 Td (y 1, 2013. She had been C) Tj ET Q q 0 0 0 rg BT 408.79 420.31 Td (hief F) Tj ET Q q 0 0 0 rg BT 429.02 420.31 Td (inancial Of) Tj ET Q q 0 0 0 rg BT 467.63 420.31 Td (fic) Tj ET Q q 0 0 0 rg BT 476.27 420.31 Td (er of the C) Tj ET Q q 0 0 0 rg BT 513.72 420.31 Td (onsumer ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 408.20 Td (& C) Tj ET Q q 0 0 0 rg BT 198.92 408.20 Td (ommunit) Tj ET Q q 0 0 0 rg BT 231.72 408.20 Td (y Bankin) Tj ET Q q 0 0 0 rg BT 262.65 408.20 Td (g business \() Tj ET Q q 0 0 0 rg BT 309.13 408.20 Td (C) Tj ET Q q 0 0 0 rg BT 313.57 408.20 Td (CB) Tj ET Q q 0 0 0 rg BT 322.97 408.20 Td (能) and prior to the or) Tj ET Q q 0 0 0 rg BT 398.84 408.20 Td (g) Tj ET Q q 0 0 0 rg BT 403.16 408.20 Td (anization of C) Tj ET Q q 0 0 0 rg BT 452.46 408.20 Td (CB ser) Tj ET Q q 0 0 0 rg BT 475.52 408.20 Td (v) Tj ET Q q 0 0 0 rg BT 479.48 408.20 Td (ed sinc) Tj ET Q q 0 0 0 rg BT 504.65 408.20 Td (e 2009 as ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 396.30 Td (C) Tj ET Q q 0 0 0 rg BT 191.62 396.30 Td (hief F) Tj ET Q q 0 0 0 rg BT 211.85 396.30 Td (inancial Of) Tj ET Q q 0 0 0 rg BT 250.46 396.30 Td (fic) Tj ET Q q 0 0 0 rg BT 259.10 396.30 Td (er f) Tj ET Q q 0 0 0 rg BT 271.47 396.30 Td (or the c) Tj ET Q q 0 0 0 rg BT 299.08 396.30 Td (onsumer business unit no) Tj ET Q q 0 0 0 rg BT 391.83 396.30 Td (w par) Tj ET Q q 0 0 0 rg BT 412.39 396.30 Td (t of C) Tj ET Q q 0 0 0 rg BT 431.17 396.30 Td (CB. She pr) Tj ET Q q 0 0 0 rg BT 468.33 396.30 Td (e) Tj ET Q q 0 0 0 rg BT 472.60 396.30 Td (viously had ser) Tj ET Q q 0 0 0 rg BT 527.03 396.30 Td (v) Tj ET Q q 0 0 0 rg BT 530.99 396.30 Td (ed as ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 384.45 Td (Global C) Tj ET Q q 0 0 0 rg BT 216.49 384.45 Td (on) Tj ET Q q 0 0 0 rg BT 225.58 384.45 Td (tr) Tj ET Q q 0 0 0 rg BT 231.69 384.45 Td (oller of the In) Tj ET Q q 0 0 0 rg BT 280.61 384.45 Td (v) Tj ET Q q 0 0 0 rg BT 284.57 384.45 Td (estmen) Tj ET Q q 0 0 0 rg BT 311.25 384.45 Td (t Bank fr) Tj ET Q q 0 0 0 rg BT 342.38 384.45 Td (om 2007 to 2009, prior to which she had ser) Tj ET Q q 0 0 0 rg BT 506.79 384.45 Td (v) Tj ET Q q 0 0 0 rg BT 510.75 384.45 Td (ed in a ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 372.55 Td (number of senior financial of) Tj ET Q q 0 0 0 rg BT 291.94 372.55 Td (fic) Tj ET Q q 0 0 0 rg BT 300.58 372.55 Td (er r) Tj ET Q q 0 0 0 rg BT 313.52 372.55 Td (oles. CE) Tj ET Q q 0 0 0 rg BT 343.58 372.55 Td (O) Tj ET Q q 0 0 0 rg BT 348.74 372.55 Td (, CF) Tj ET Q q 0 0 0 rg BT 361.92 372.55 Td (O and Pr) Tj ET Q q 0 0 0 rg BT 393.15 372.55 Td (esiden) Tj ET Q q 0 0 0 rg BT 416.73 372.55 Td (t of JPMCB.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 60.00 358.05 Td (Douglas B. Petno) Tj ET Q /GS0 gs q 6.72 0 0 9.78 175.00 356.47 cm /I100 Do Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 181.72 358.31 Td ( ) Tj ET Q q 0 0 0 rg BT 186.00 358.31 Td (C) Tj ET Q q 0 0 0 rg BT 190.62 358.31 Td (hief Ex) Tj ET Q q 0 0 0 rg BT 214.88 358.31 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 236.60 358.31 Td (e Of) Tj ET Q q 0 0 0 rg BT 251.27 358.31 Td (fic) Tj ET Q q 0 0 0 rg BT 259.91 358.31 Td (er of C) Tj ET Q q 0 0 0 rg BT 283.42 358.31 Td (ommer) Tj ET Q q 0 0 0 rg BT 309.41 358.31 Td (cial Bankin) Tj ET Q q 0 0 0 rg BT 348.81 358.31 Td (g sinc) Tj ET Q q 0 0 0 rg BT 369.47 358.31 Td (e Januar) Tj ET Q q 0 0 0 rg BT 400.49 358.31 Td (y 2012. He had been C) Tj ET Q q 0 0 0 rg BT 485.37 358.31 Td (hief Oper) Tj ET Q q 0 0 0 rg BT 518.87 358.31 Td (atin) Tj ET Q q 0 0 0 rg BT 532.80 358.31 Td (g ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 346.20 Td (Of) Tj ET Q q 0 0 0 rg BT 195.24 346.20 Td (fic) Tj ET Q q 0 0 0 rg BT 203.88 346.20 Td (er of C) Tj ET Q q 0 0 0 rg BT 227.40 346.20 Td (ommer) Tj ET Q q 0 0 0 rg BT 253.38 346.20 Td (cial Bankin) Tj ET Q q 0 0 0 rg BT 292.79 346.20 Td (g sinc) Tj ET Q q 0 0 0 rg BT 313.45 346.20 Td (e Oc) Tj ET Q q 0 0 0 rg BT 329.15 346.20 Td (tober 2010, prior to which he had been Global Head of ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 334.30 Td (Natur) Tj ET Q q 0 0 0 rg BT 207.45 334.30 Td (al R) Tj ET Q q 0 0 0 rg BT 221.03 334.30 Td (esour) Tj ET Q q 0 0 0 rg BT 241.29 334.30 Td (c) Tj ET Q q 0 0 0 rg BT 245.04 334.30 Td (es in the In) Tj ET Q q 0 0 0 rg BT 284.87 334.30 Td (v) Tj ET Q q 0 0 0 rg BT 288.83 334.30 Td (estmen) Tj ET Q q 0 0 0 rg BT 315.51 334.30 Td (t Bank) Tj ET Q q 0 0 0 rg BT 338.73 334.30 Td (.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 60.00 320.05 Td (Daniel E. Pinto) Tj ET Q /GS0 gs q 6.72 0 0 9.78 175.00 317.97 cm /I101 Do Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 181.72 319.81 Td ( ) Tj ET Q q 0 0 0 rg BT 186.00 319.81 Td (C) Tj ET Q q 0 0 0 rg BT 190.44 319.81 Td (o-C) Tj ET Q q 0 0 0 rg BT 202.41 319.81 Td (hief Ex) Tj ET Q q 0 0 0 rg BT 226.67 319.81 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 248.39 319.81 Td (e Of) Tj ET Q q 0 0 0 rg BT 263.06 319.81 Td (fic) Tj ET Q q 0 0 0 rg BT 271.70 319.81 Td (er of the C) Tj ET Q q 0 0 0 rg BT 309.15 319.81 Td (orpor) Tj ET Q q 0 0 0 rg BT 329.32 319.81 Td (ate & In) Tj ET Q q 0 0 0 rg BT 357.43 319.81 Td (v) Tj ET Q q 0 0 0 rg BT 361.39 319.81 Td (estmen) Tj ET Q q 0 0 0 rg BT 388.08 319.81 Td (t Bank sinc) Tj ET Q q 0 0 0 rg BT 427.42 319.81 Td (e July 2012 and C) Tj ET Q q 0 0 0 rg BT 492.50 319.81 Td (hief Ex) Tj ET Q q 0 0 0 rg BT 516.77 319.81 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 538.49 319.81 Td (e ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 307.70 Td (Of) Tj ET Q q 0 0 0 rg BT 195.24 307.70 Td (fic) Tj ET Q q 0 0 0 rg BT 203.88 307.70 Td (er of E) Tj ET Q q 0 0 0 rg BT 227.41 307.70 Td (ur) Tj ET Q q 0 0 0 rg BT 235.21 307.70 Td (ope) Tj ET Q q 0 0 0 rg BT 248.58 307.70 Td (, the Middle East and Africa sinc) Tj ET Q q 0 0 0 rg BT 364.16 307.70 Td (e June 2011. He had been head or c) Tj ET Q q 0 0 0 rg BT 495.03 307.70 Td (o-head of the ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 295.80 Td (In) Tj ET Q q 0 0 0 rg BT 193.97 295.80 Td (v) Tj ET Q q 0 0 0 rg BT 197.93 295.80 Td (estmen) Tj ET Q q 0 0 0 rg BT 224.61 295.80 Td (t Bank Global F) Tj ET Q q 0 0 0 rg BT 279.16 295.80 Td (ix) Tj ET Q q 0 0 0 rg BT 285.16 295.80 Td (ed Inc) Tj ET Q q 0 0 0 rg BT 306.94 295.80 Td (ome business \(no) Tj ET Q q 0 0 0 rg BT 370.45 295.80 Td (w par) Tj ET Q q 0 0 0 rg BT 391.00 295.80 Td (t of C) Tj ET Q q 0 0 0 rg BT 409.79 295.80 Td (orpor) Tj ET Q q 0 0 0 rg BT 429.96 295.80 Td (ate & In) Tj ET Q q 0 0 0 rg BT 458.07 295.80 Td (v) Tj ET Q q 0 0 0 rg BT 462.03 295.80 Td (estmen) Tj ET Q q 0 0 0 rg BT 488.72 295.80 Td (t Bank\) fr) Tj ET Q q 0 0 0 rg BT 523.09 295.80 Td (om ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 283.95 Td (No) Tj ET Q q 0 0 0 rg BT 196.84 283.95 Td (v) Tj ET Q q 0 0 0 rg BT 200.80 283.95 Td (ember 2009 un) Tj ET Q q 0 0 0 rg BT 257.86 283.95 Td (til July 2012. He w) Tj ET Q q 0 0 0 rg BT 325.57 283.95 Td (as Global Head of Emer) Tj ET Q q 0 0 0 rg BT 409.82 283.95 Td (gin) Tj ET Q q 0 0 0 rg BT 420.92 283.95 Td (g Mark) Tj ET Q q 0 0 0 rg BT 445.71 283.95 Td (ets fr) Tj ET Q q 0 0 0 rg BT 464.58 283.95 Td (om 2006 un) Tj ET Q q 0 0 0 rg BT 509.60 283.95 Td (til 2009, ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 272.05 Td (and w) Tj ET Q q 0 0 0 rg BT 208.53 272.05 Td (as also r) Tj ET Q q 0 0 0 rg BT 238.62 272.05 Td (esponsible f) Tj ET Q q 0 0 0 rg BT 281.98 272.05 Td (or the Global Cr) Tj ET Q q 0 0 0 rg BT 338.63 272.05 Td (edit T) Tj ET Q q 0 0 0 rg BT 358.61 272.05 Td (r) Tj ET Q q 0 0 0 rg BT 361.83 272.05 Td (adin) Tj ET Q q 0 0 0 rg BT 377.45 272.05 Td (g & S) Tj ET Q q 0 0 0 rg BT 395.75 272.05 Td (yndicate business fr) Tj ET Q q 0 0 0 rg BT 467.83 272.05 Td (om 2008 un) Tj ET Q q 0 0 0 rg BT 512.85 272.05 Td (til 2009.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 60.00 258.05 Td (Gordon A. Smith) Tj ET Q /GS0 gs q 6.72 0 0 9.78 175.00 256.47 cm /I102 Do Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 181.72 258.31 Td ( ) Tj ET Q q 0 0 0 rg BT 186.00 258.31 Td (C) Tj ET Q q 0 0 0 rg BT 190.62 258.31 Td (hief Ex) Tj ET Q q 0 0 0 rg BT 214.88 258.31 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 236.60 258.31 Td (e Of) Tj ET Q q 0 0 0 rg BT 251.27 258.31 Td (fic) Tj ET Q q 0 0 0 rg BT 259.91 258.31 Td (er of C) Tj ET Q q 0 0 0 rg BT 283.42 258.31 Td (onsumer & C) Tj ET Q q 0 0 0 rg BT 329.39 258.31 Td (ommunit) Tj ET Q q 0 0 0 rg BT 362.18 258.31 Td (y Bankin) Tj ET Q q 0 0 0 rg BT 393.12 258.31 Td (g sinc) Tj ET Q q 0 0 0 rg BT 413.78 258.31 Td (e Dec) Tj ET Q q 0 0 0 rg BT 433.61 258.31 Td (ember 2012 prior to which he ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 246.20 Td (had been C) Tj ET Q q 0 0 0 rg BT 227.08 246.20 Td (o-C) Tj ET Q q 0 0 0 rg BT 239.05 246.20 Td (hief Ex) Tj ET Q q 0 0 0 rg BT 263.31 246.20 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 285.03 246.20 Td (e Of) Tj ET Q q 0 0 0 rg BT 299.70 246.20 Td (fic) Tj ET Q q 0 0 0 rg BT 308.34 246.20 Td (er sinc) Tj ET Q q 0 0 0 rg BT 332.22 246.20 Td (e July 2012. He had been C) Tj ET Q q 0 0 0 rg BT 431.38 246.20 Td (hief Ex) Tj ET Q q 0 0 0 rg BT 455.64 246.20 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 477.36 246.20 Td (e Of) Tj ET Q q 0 0 0 rg BT 492.03 246.20 Td (fic) Tj ET Q q 0 0 0 rg BT 500.67 246.20 Td (er of C) Tj ET Q q 0 0 0 rg BT 524.32 246.20 Td (ar) Tj ET Q q 0 0 0 rg BT 531.92 246.20 Td (d ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 234.30 Td (Ser) Tj ET Q q 0 0 0 rg BT 199.28 234.30 Td (vic) Tj ET Q q 0 0 0 rg BT 209.24 234.30 Td (es sinc) Tj ET Q q 0 0 0 rg BT 233.43 234.30 Td (e 2007 and of the A) Tj ET Q q 0 0 0 rg BT 306.08 234.30 Td (uto F) Tj ET Q q 0 0 0 rg BT 324.48 234.30 Td (inanc) Tj ET Q q 0 0 0 rg BT 343.98 234.30 Td (e and S) Tj ET Q q 0 0 0 rg BT 370.45 234.30 Td (tuden) Tj ET Q q 0 0 0 rg BT 391.41 234.30 Td (t L) Tj ET Q q 0 0 0 rg BT 400.44 234.30 Td (endin) Tj ET Q q 0 0 0 rg BT 420.65 234.30 Td (g businesses sinc) Tj ET Q q 0 0 0 rg BT 482.52 234.30 Td (e 2011. Prior to ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 222.45 Td (joinin) Tj ET Q q 0 0 0 rg BT 207.09 222.45 Td (g JPMor) Tj ET Q q 0 0 0 rg BT 235.82 222.45 Td (g) Tj ET Q q 0 0 0 rg BT 240.14 222.45 Td (an C) Tj ET Q q 0 0 0 rg BT 255.82 222.45 Td (hase) Tj ET Q q 0 0 0 rg BT 272.64 222.45 Td (, he w) Tj ET Q q 0 0 0 rg BT 293.90 222.45 Td (as with American Expr) Tj ET Q q 0 0 0 rg BT 374.72 222.45 Td (ess C) Tj ET Q q 0 0 0 rg BT 392.82 222.45 Td (ompan) Tj ET Q q 0 0 0 rg BT 417.84 222.45 Td (y and w) Tj ET Q q 0 0 0 rg BT 445.53 222.45 Td (as, fr) Tj ET Q q 0 0 0 rg BT 463.79 222.45 Td (om 2005 un) Tj ET Q q 0 0 0 rg BT 508.81 222.45 Td (til 2007, ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 210.55 Td (pr) Tj ET Q q 0 0 0 rg BT 194.83 210.55 Td (esiden) Tj ET Q q 0 0 0 rg BT 218.41 210.55 Td (t of American Expr) Tj ET Q q 0 0 0 rg BT 285.82 210.55 Td (ess) Tj ET Q q 0 0 0 rg BT 297.29 210.55 Td ( Global C) Tj ET Q q 0 0 0 rg BT 331.04 210.55 Td (ommer) Tj ET Q q 0 0 0 rg BT 357.02 210.55 Td (cial C) Tj ET Q q 0 0 0 rg BT 376.22 210.55 Td (ar) Tj ET Q q 0 0 0 rg BT 383.82 210.55 Td (d business.) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 60.00 196.05 Td (Matthew E. Zames) Tj ET Q /GS0 gs q 6.72 0 0 9.78 175.00 194.47 cm /I103 Do Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 181.72 196.31 Td ( ) Tj ET Q q 0 0 0 rg BT 186.00 196.31 Td (C) Tj ET Q q 0 0 0 rg BT 190.62 196.31 Td (hief Oper) Tj ET Q q 0 0 0 rg BT 224.12 196.31 Td (atin) Tj ET Q q 0 0 0 rg BT 238.05 196.31 Td (g Of) Tj ET Q q 0 0 0 rg BT 252.81 196.31 Td (fic) Tj ET Q q 0 0 0 rg BT 261.45 196.31 Td (er sinc) Tj ET Q q 0 0 0 rg BT 285.32 196.31 Td (e April 29, 2013. Pr) Tj ET Q q 0 0 0 rg BT 358.23 196.31 Td (e) Tj ET Q q 0 0 0 rg BT 362.51 196.31 Td (viously w) Tj ET Q q 0 0 0 rg BT 395.68 196.31 Td (as C) Tj ET Q q 0 0 0 rg BT 410.19 196.31 Td (o-C) Tj ET Q q 0 0 0 rg BT 422.16 196.31 Td (hief Oper) Tj ET Q q 0 0 0 rg BT 455.67 196.31 Td (atin) Tj ET Q q 0 0 0 rg BT 469.59 196.31 Td (g Of) Tj ET Q q 0 0 0 rg BT 484.35 196.31 Td (fic) Tj ET Q q 0 0 0 rg BT 492.99 196.31 Td (er sinc) Tj ET Q q 0 0 0 rg BT 516.87 196.31 Td (e July ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 184.20 Td (2012 and head of Mor) Tj ET Q q 0 0 0 rg BT 268.86 184.20 Td (tg) Tj ET Q q 0 0 0 rg BT 276.06 184.20 Td (age Bankin) Tj ET Q q 0 0 0 rg BT 316.02 184.20 Td (g C) Tj ET Q q 0 0 0 rg BT 327.11 184.20 Td (apital Mark) Tj ET Q q 0 0 0 rg BT 368.06 184.20 Td (ets sinc) Tj ET Q q 0 0 0 rg BT 395.15 184.20 Td (e Januar) Tj ET Q q 0 0 0 rg BT 426.16 184.20 Td (y 2012. He had been C) Tj ET Q q 0 0 0 rg BT 508.93 184.20 Td (hief ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 172.30 Td (In) Tj ET Q q 0 0 0 rg BT 193.97 172.30 Td (v) Tj ET Q q 0 0 0 rg BT 197.93 172.30 Td (estmen) Tj ET Q q 0 0 0 rg BT 224.61 172.30 Td (t Of) Tj ET Q q 0 0 0 rg BT 237.85 172.30 Td (fic) Tj ET Q q 0 0 0 rg BT 246.49 172.30 Td (er fr) Tj ET Q q 0 0 0 rg BT 262.16 172.30 Td (om Ma) Tj ET Q q 0 0 0 rg BT 286.51 172.30 Td (y un) Tj ET Q q 0 0 0 rg BT 301.83 172.30 Td (til September 2012 and w) Tj ET Q q 0 0 0 rg BT 396.88 172.30 Td (as c) Tj ET Q q 0 0 0 rg BT 410.70 172.30 Td (o-head of the In) Tj ET Q q 0 0 0 rg BT 468.29 172.30 Td (v) Tj ET Q q 0 0 0 rg BT 472.25 172.30 Td (estmen) Tj ET Q q 0 0 0 rg BT 498.93 172.30 Td (t Bank Global ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 160.45 Td (F) Tj ET Q q 0 0 0 rg BT 191.30 160.45 Td (ix) Tj ET Q q 0 0 0 rg BT 197.30 160.45 Td (ed Inc) Tj ET Q q 0 0 0 rg BT 219.08 160.45 Td (ome business \(no) Tj ET Q q 0 0 0 rg BT 282.59 160.45 Td (w par) Tj ET Q q 0 0 0 rg BT 303.15 160.45 Td (t of C) Tj ET Q q 0 0 0 rg BT 321.93 160.45 Td (orpor) Tj ET Q q 0 0 0 rg BT 342.10 160.45 Td (ate & In) Tj ET Q q 0 0 0 rg BT 370.21 160.45 Td (v) Tj ET Q q 0 0 0 rg BT 374.17 160.45 Td (estmen) Tj ET Q q 0 0 0 rg BT 400.86 160.45 Td (t Bank\) fr) Tj ET Q q 0 0 0 rg BT 435.23 160.45 Td (om No) Tj ET Q q 0 0 0 rg BT 458.66 160.45 Td (v) Tj ET Q q 0 0 0 rg BT 462.62 160.45 Td (ember 2009 un) Tj ET Q q 0 0 0 rg BT 519.68 160.45 Td (til Ma) Tj ET Q q 0 0 0 rg BT 539.81 160.45 Td (y ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 148.55 Td (2012 and c) Tj ET Q q 0 0 0 rg BT 228.68 148.55 Td (o-head of Mor) Tj ET Q q 0 0 0 rg BT 279.96 148.55 Td (tg) Tj ET Q q 0 0 0 rg BT 287.17 148.55 Td (age Bankin) Tj ET Q q 0 0 0 rg BT 327.13 148.55 Td (g C) Tj ET Q q 0 0 0 rg BT 338.22 148.55 Td (apital Mark) Tj ET Q q 0 0 0 rg BT 379.17 148.55 Td (ets fr) Tj ET Q q 0 0 0 rg BT 398.04 148.55 Td (om July 2011 un) Tj ET Q q 0 0 0 rg BT 459.18 148.55 Td (til Januar) Tj ET Q q 0 0 0 rg BT 493.14 148.55 Td (y 2012, prior ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 187.00 136.65 Td (to which he had ser) Tj ET Q q 0 0 0 rg BT 257.89 136.65 Td (v) Tj ET Q q 0 0 0 rg BT 261.85 136.65 Td (ed in a number of senior In) Tj ET Q q 0 0 0 rg BT 359.68 136.65 Td (v) Tj ET Q q 0 0 0 rg BT 363.64 136.65 Td (estmen) Tj ET Q q 0 0 0 rg BT 390.33 136.65 Td (t Bankin) Tj ET Q q 0 0 0 rg BT 420.10 136.65 Td (g F) Tj ET Q q 0 0 0 rg BT 430.92 136.65 Td (ix) Tj ET Q q 0 0 0 rg BT 436.92 136.65 Td (ed Inc) Tj ET Q q 0 0 0 rg BT 458.70 136.65 Td (ome managemen) Tj ET Q q 0 0 0 rg BT 521.48 136.65 Td (t r) Tj ET Q q 0 0 0 rg BT 529.68 136.65 Td (oles.) 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Ho) Tj ET Q q 0 0 0 rg BT 121.07 682.80 Td (g) Tj ET Q q 0 0 0 rg BT 125.47 682.80 Td (an) Tj ET Q /GS0 gs q 7.47 0 0 10.76 183.00 680.24 cm /I106 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 190.47 682.29 Td ( ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 194.00 682.29 Td (C) Tj ET Q q 0 0 0 rg BT 198.62 682.29 Td (hief F) Tj ET Q q 0 0 0 rg BT 218.85 682.29 Td (inancial Of) Tj ET Q q 0 0 0 rg BT 257.46 682.29 Td (fic) Tj ET Q q 0 0 0 rg BT 266.10 682.29 Td (er) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 667.80 Td (Neil Wilcox) Tj ET Q /GS0 gs q 7.47 0 0 10.76 183.00 665.24 cm /I107 Do Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 190.47 667.29 Td ( ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 194.00 667.29 Td (Gener) Tj ET Q q 0 0 0 rg BT 215.51 667.29 Td (al C) Tj ET Q q 0 0 0 rg BT 228.61 667.29 Td (ounsel) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 61.00 652.80 Td (John C) Tj ET Q q 0 0 0 rg BT 85.60 652.80 Td (. 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Tj ET Q q 0 0 0 rg BT 279.73 511.85 Td (g., Risk) Tj ET Q q 0 0 0 rg BT 308.72 511.85 Td (, F) Tj ET Q q 0 0 0 rg BT 318.34 511.85 Td (inanc) Tj ET Q q 0 0 0 rg BT 340.00 511.85 Td (e) Tj ET Q q 0 0 0 rg BT 344.70 511.85 Td (, T) Tj ET Q q 0 0 0 rg BT 353.89 511.85 Td (r) Tj ET Q q 0 0 0 rg BT 357.46 511.85 Td (easur) Tj ET Q q 0 0 0 rg BT 380.13 511.85 Td (y) Tj ET Q q 0 0 0 rg BT 384.03 511.85 Td (, L) Tj ET Q q 0 0 0 rg BT 393.35 511.85 Td (eg) Tj ET Q q 0 0 0 rg BT 402.95 511.85 Td (al, HR, T) Tj ET Q q 0 0 0 rg BT 435.70 511.85 Td (echnolog) Tj ET Q q 0 0 0 rg BT 472.58 511.85 Td (y & Oper) Tj ET Q q 0 0 0 rg BT 507.27 511.85 Td (ations, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 498.65 Td (Mer) Tj ET Q q 0 0 0 rg BT 69.60 498.65 Td (ger) Tj ET Q q 0 0 0 rg BT 83.07 498.65 Td (s & A) Tj ET Q q 0 0 0 rg BT 103.32 498.65 Td (c) Tj ET Q q 0 0 0 rg BT 107.49 498.65 Td (quisitions, etc) Tj ET Q q 0 0 0 rg BT 163.54 498.65 Td (.\) to assess r) Tj ET Q q 0 0 0 rg BT 214.17 498.65 Td (esolution str) Tj ET Q q 0 0 0 rg BT 264.47 498.65 Td (ategies. The Of) Tj ET Q q 0 0 0 rg BT 324.50 498.65 Td (fic) Tj ET Q q 0 0 0 rg BT 334.09 498.65 Td (e of the Head of R) Tj ET Q q 0 0 0 rg BT 406.04 498.65 Td (esolution Plannin) Tj ET Q q 0 0 0 rg BT 475.87 498.65 Td (g is r) Tj ET Q q 0 0 0 rg BT 495.44 498.65 Td (esponsible f) Tj ET Q q 0 0 0 rg BT 543.62 498.65 Td (or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 485.45 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 485.45 Td (ompilin) Tj ET Q q 0 0 0 rg BT 88.35 485.45 Td (g, r) Tj ET Q q 0 0 0 rg BT 101.66 485.45 Td (e) Tj ET Q q 0 0 0 rg BT 106.41 485.45 Td (vie) Tj ET Q q 0 0 0 rg BT 118.06 485.45 Td (win) Tj ET Q q 0 0 0 rg BT 132.06 485.45 Td (g, and main) Tj ET Q q 0 0 0 rg BT 179.25 485.45 Td (tainin) Tj ET Q q 0 0 0 rg BT 202.25 485.45 Td (g all r) Tj ET Q q 0 0 0 rg BT 225.15 485.45 Td (esolution-r) Tj ET Q q 0 0 0 rg BT 269.03 485.45 Td (elated in) Tj ET Q q 0 0 0 rg BT 304.05 485.45 Td (f) Tj ET Q q 0 0 0 rg BT 306.98 485.45 Td (ormation. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 466.25 Td (T) Tj ET Q q 0 0 0 rg BT 58.20 466.25 Td (o suppor) Tj ET Q q 0 0 0 rg BT 93.93 466.25 Td (t and main) Tj ET Q q 0 0 0 rg BT 136.93 466.25 Td (tain the sustainabilit) Tj ET Q q 0 0 0 rg BT 219.56 466.25 Td (y of r) Tj ET Q q 0 0 0 rg BT 240.36 466.25 Td (esolution plannin) Tj ET Q q 0 0 0 rg BT 309.97 466.25 Td (g at the F) Tj ET Q q 0 0 0 rg BT 347.85 466.25 Td (irm, JPMor) Tj ET Q q 0 0 0 rg BT 391.18 466.25 Td (g) Tj ET Q q 0 0 0 rg BT 395.98 466.25 Td (an C) Tj ET Q q 0 0 0 rg BT 413.41 466.25 Td (hase embeds r) Tj ET Q q 0 0 0 rg BT 472.02 466.25 Td (equir) Tj ET Q q 0 0 0 rg BT 493.02 466.25 Td (ed r) Tj ET Q q 0 0 0 rg BT 508.83 466.25 Td (esolution ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 453.05 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 453.05 Td (elated in) Tj ET Q q 0 0 0 rg BT 92.59 453.05 Td (f) Tj ET Q q 0 0 0 rg BT 95.52 453.05 Td (ormation in) Tj ET Q q 0 0 0 rg BT 142.36 453.05 Td (to the on) Tj ET Q q 0 0 0 rg BT 178.46 453.05 Td (goin) Tj ET Q q 0 0 0 rg BT 195.81 453.05 Td (g, business) Tj ET Q q 0 0 0 rg BT 240.07 453.05 Td (-) Tj ET Q q 0 0 0 rg BT 243.12 453.05 Td (as) Tj ET Q q 0 0 0 rg BT 251.87 453.05 Td (-usual c) Tj ET Q q 0 0 0 rg BT 283.04 453.05 Td (on) Tj ET Q q 0 0 0 rg BT 293.14 453.05 Td (tr) Tj ET Q q 0 0 0 rg BT 299.92 453.05 Td (ol pr) Tj ET Q q 0 0 0 rg BT 318.44 453.05 Td (oc) Tj ET Q q 0 0 0 rg BT 327.63 453.05 Td (esses, r) Tj ET Q q 0 0 0 rg BT 357.70 453.05 Td (epor) Tj ET Q q 0 0 0 rg BT 376.62 453.05 Td (tin) Tj ET Q q 0 0 0 rg BT 387.26 453.05 Td (g, and go) Tj ET Q q 0 0 0 rg BT 424.21 453.05 Td (v) Tj ET Q q 0 0 0 rg BT 428.61 453.05 Td (ernanc) Tj ET Q q 0 0 0 rg BT 456.34 453.05 Td (e of the F) Tj ET Q q 0 0 0 rg BT 494.13 453.05 Td (irm.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 433.85 Td (The Senior Of) Tj ET Q q 0 0 0 rg BT 108.51 433.85 Td (fic) Tj ET Q q 0 0 0 rg BT 118.11 433.85 Td (er r) Tj ET Q q 0 0 0 rg BT 132.49 433.85 Td (esponsible f) Tj ET Q q 0 0 0 rg BT 180.67 433.85 Td (or R) Tj ET Q q 0 0 0 rg BT 197.16 433.85 Td (esolution Plannin) Tj ET Q q 0 0 0 rg BT 266.99 433.85 Td (g r) Tj ET Q q 0 0 0 rg BT 277.79 433.85 Td (epor) Tj ET Q q 0 0 0 rg BT 296.71 433.85 Td (ts to the C) Tj ET Q q 0 0 0 rg BT 337.46 433.85 Td (hief F) Tj ET Q q 0 0 0 rg BT 359.94 433.85 Td (inancial Of) Tj ET Q q 0 0 0 rg BT 402.84 433.85 Td (fic) Tj ET Q q 0 0 0 rg BT 412.44 433.85 Td (er who is ultimately ac) Tj ET Q q 0 0 0 rg BT 503.12 433.85 Td (c) Tj ET Q q 0 0 0 rg BT 507.29 433.85 Td (oun) Tj ET Q q 0 0 0 rg BT 522.49 433.85 Td (table f) Tj ET Q q 0 0 0 rg BT 548.19 433.85 Td (or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 420.65 Td (the firm's r) Tj ET Q q 0 0 0 rg BT 98.39 420.65 Td (esolution plan. A go) Tj ET Q q 0 0 0 rg BT 180.45 420.65 Td (v) Tj ET Q q 0 0 0 rg BT 184.85 420.65 Td (ernanc) Tj ET Q q 0 0 0 rg BT 212.58 420.65 Td (e body c) Tj ET Q q 0 0 0 rg BT 245.98 420.65 Td (onsistin) Tj ET Q q 0 0 0 rg BT 277.21 420.65 Td (g of C) Tj ET Q q 0 0 0 rg BT 299.97 420.65 Td (hief F) Tj ET Q q 0 0 0 rg BT 322.44 420.65 Td (inancial Of) Tj ET Q q 0 0 0 rg BT 365.34 420.65 Td (fic) Tj ET Q q 0 0 0 rg BT 374.94 420.65 Td (er) Tj ET Q q 0 0 0 rg BT 382.61 420.65 Td (, C) Tj ET Q q 0 0 0 rg BT 392.58 420.65 Td (hief Oper) Tj ET Q q 0 0 0 rg BT 429.81 420.65 Td (atin) Tj ET Q q 0 0 0 rg BT 445.28 420.65 Td (g Of) Tj ET Q q 0 0 0 rg BT 461.68 420.65 Td (fic) Tj ET Q q 0 0 0 rg BT 471.28 420.65 Td (er) Tj ET Q q 0 0 0 rg BT 478.95 420.65 Td (, C) Tj ET Q q 0 0 0 rg BT 488.92 420.65 Td (hief Risk Of) Tj ET Q q 0 0 0 rg BT 534.72 420.65 Td (fic) Tj ET Q q 0 0 0 rg BT 544.32 420.65 Td (er) Tj ET Q q 0 0 0 rg BT 551.99 420.65 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 407.45 Td (and Gener) Tj ET Q q 0 0 0 rg BT 95.30 407.45 Td (al C) Tj ET Q q 0 0 0 rg BT 109.86 407.45 Td (ounsel amon) Tj ET Q q 0 0 0 rg BT 161.35 407.45 Td (g other) Tj ET Q q 0 0 0 rg BT 190.52 407.45 Td (s is in plac) Tj ET Q q 0 0 0 rg BT 232.10 407.45 Td (e to pr) Tj ET Q q 0 0 0 rg BT 258.51 407.45 Td (o) Tj ET Q q 0 0 0 rg BT 263.43 407.45 Td (vide o) Tj ET Q q 0 0 0 rg BT 287.49 407.45 Td (v) Tj ET Q q 0 0 0 rg BT 291.89 407.45 Td (er) Tj ET Q q 0 0 0 rg BT 300.46 407.45 Td (sigh) Tj ET Q q 0 0 0 rg BT 316.86 407.45 Td (t and guidanc) Tj ET Q q 0 0 0 rg BT 371.44 407.45 Td (e to the R) Tj ET Q q 0 0 0 rg BT 410.08 407.45 Td (esolution Plannin) Tj ET Q q 0 0 0 rg BT 479.91 407.45 Td (g pr) Tj ET Q q 0 0 0 rg BT 495.85 407.45 Td (oc) Tj ET Q q 0 0 0 rg BT 505.04 407.45 Td (ess. Each of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 394.25 Td (the Oper) Tj ET Q q 0 0 0 rg BT 89.01 394.25 Td (atin) Tj ET Q q 0 0 0 rg BT 104.48 394.25 Td (g C) Tj ET Q q 0 0 0 rg BT 116.65 394.25 Td (ommit) Tj ET Q q 0 0 0 rg BT 142.66 394.25 Td (tee member) Tj ET Q q 0 0 0 rg BT 191.79 394.25 Td (s r) Tj ET Q q 0 0 0 rg BT 201.72 394.25 Td (e) Tj ET Q q 0 0 0 rg BT 206.47 394.25 Td (vie) Tj ET Q q 0 0 0 rg BT 218.12 394.25 Td (w and appr) Tj ET Q q 0 0 0 rg BT 263.09 394.25 Td (o) Tj ET Q q 0 0 0 rg BT 268.01 394.25 Td (v) Tj ET Q q 0 0 0 rg BT 272.41 394.25 Td (e their r) Tj ET Q q 0 0 0 rg BT 304.67 394.25 Td (espec) Tj ET Q q 0 0 0 rg BT 327.69 394.25 Td (tiv) Tj ET Q q 0 0 0 rg BT 337.69 394.25 Td (e L) Tj ET Q q 0 0 0 rg BT 349.31 394.25 Td (OB or func) Tj ET Q q 0 0 0 rg BT 391.76 394.25 Td (tional r) Tj ET Q q 0 0 0 rg BT 420.72 394.25 Td (esolution analyses and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 381.05 Td (in) Tj ET Q q 0 0 0 rg BT 61.48 381.05 Td (f) Tj ET Q q 0 0 0 rg BT 64.41 381.05 Td (ormation. The pr) Tj ET Q q 0 0 0 rg BT 134.38 381.05 Td (oc) Tj ET Q q 0 0 0 rg BT 143.57 381.05 Td (ess is r) Tj ET Q q 0 0 0 rg BT 171.08 381.05 Td (e) Tj ET Q q 0 0 0 rg BT 175.83 381.05 Td (vie) Tj ET Q q 0 0 0 rg BT 187.48 381.05 Td (w) Tj ET Q q 0 0 0 rg BT 194.00 381.05 Td (ed with the Dir) Tj ET Q q 0 0 0 rg BT 253.26 381.05 Td (ec) Tj ET Q q 0 0 0 rg BT 262.33 381.05 Td (tor) Tj ET Q q 0 0 0 rg BT 274.33 381.05 Td (s Risk Polic) Tj ET Q q 0 0 0 rg BT 319.18 381.05 Td (y C) Tj ET Q q 0 0 0 rg BT 330.95 381.05 Td (ommit) Tj ET Q q 0 0 0 rg BT 356.96 381.05 Td (tee of the Boar) Tj ET Q q 0 0 0 rg BT 416.96 381.05 Td (d of Dir) Tj ET Q q 0 0 0 rg BT 446.68 381.05 Td (ec) Tj ET Q q 0 0 0 rg BT 455.75 381.05 Td (tor) Tj ET Q q 0 0 0 rg BT 467.75 381.05 Td (s and updates on ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 367.85 Td (pr) Tj ET Q q 0 0 0 rg BT 62.70 367.85 Td (ogr) Tj ET Q q 0 0 0 rg BT 76.19 367.85 Td (ess ar) Tj ET Q q 0 0 0 rg BT 99.77 367.85 Td (e made r) Tj ET Q q 0 0 0 rg BT 135.29 367.85 Td (egularly to the DRPC) Tj ET Q q 0 0 0 rg BT 218.41 367.85 Td (. The final plan has been r) Tj ET Q q 0 0 0 rg BT 322.48 367.85 Td (e) Tj ET Q q 0 0 0 rg BT 327.23 367.85 Td (vie) Tj ET Q q 0 0 0 rg BT 338.88 367.85 Td (w) Tj ET Q q 0 0 0 rg BT 345.40 367.85 Td (ed and appr) Tj ET Q q 0 0 0 rg BT 393.70 367.85 Td (o) Tj ET Q q 0 0 0 rg BT 398.62 367.85 Td (v) Tj ET Q q 0 0 0 rg BT 403.02 367.85 Td (ed b) Tj ET Q q 0 0 0 rg BT 420.34 367.85 Td (y the Boar) Tj ET Q q 0 0 0 rg BT 461.65 367.85 Td (d of Dir) Tj ET Q q 0 0 0 rg BT 491.37 367.85 Td (ec) Tj ET Q q 0 0 0 rg BT 500.44 367.85 Td (tor) Tj ET Q q 0 0 0 rg BT 512.44 367.85 Td (s.) Tj ET Q BT /F3 13.00 Tf ET q 0 0 0 rg BT 54.00 332.05 Td (15. ) Tj ET Q q 0 0 0 rg BT 90.00 332.05 Td (Description of ma) Tj ET Q q 0 0 0 rg BT 186.12 332.05 Td (terial managemen) Tj ET Q q 0 0 0 rg BT 285.27 332.05 Td (t inf) Tj ET Q q 0 0 0 rg BT 307.35 332.05 Td (orma) Tj ET Q q 0 0 0 rg BT 335.96 332.05 Td (tion ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 312.85 Td (JPMor) Tj ET Q q 0 0 0 rg BT 78.68 312.85 Td (g) Tj ET Q q 0 0 0 rg BT 83.48 312.85 Td (an C) Tj ET Q q 0 0 0 rg BT 100.91 312.85 Td (hase main) Tj ET Q q 0 0 0 rg BT 142.08 312.85 Td (tains a c) Tj ET Q q 0 0 0 rg BT 175.35 312.85 Td (ompr) Tj ET Q q 0 0 0 rg BT 196.81 312.85 Td (ehensiv) Tj ET Q q 0 0 0 rg BT 227.49 312.85 Td (e set of managemen) Tj ET Q q 0 0 0 rg BT 309.24 312.85 Td (t in) Tj ET Q q 0 0 0 rg BT 322.27 312.85 Td (f) Tj ET Q q 0 0 0 rg BT 325.20 312.85 Td (ormation surr) Tj ET Q q 0 0 0 rg BT 380.92 312.85 Td (oundin) Tj ET Q q 0 0 0 rg BT 408.70 312.85 Td (g its risk) Tj ET Q q 0 0 0 rg BT 442.77 312.85 Td (, liquidit) Tj ET Q q 0 0 0 rg BT 475.91 312.85 Td (y) Tj ET Q q 0 0 0 rg BT 479.81 312.85 Td (, financial and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 299.65 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 299.65 Td (egulator) Tj ET Q q 0 0 0 rg BT 91.81 299.65 Td (y r) Tj ET Q q 0 0 0 rg BT 102.22 299.65 Td (epor) Tj ET Q q 0 0 0 rg BT 121.14 299.65 Td (tin) Tj ET Q q 0 0 0 rg BT 131.78 299.65 Td (g and monitorin) Tj ET Q q 0 0 0 rg BT 196.04 299.65 Td (g. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 280.45 Td (JPMor) Tj ET Q q 0 0 0 rg BT 78.68 280.45 Td (g) Tj ET Q q 0 0 0 rg BT 83.48 280.45 Td (an C) Tj ET Q q 0 0 0 rg BT 100.91 280.45 Td (hase) Tj ET Q q 0 0 0 rg BT 119.49 280.45 Td () Tj ET Q q 0 0 0 rg BT 121.43 280.45 Td (s risk managemen) Tj ET Q q 0 0 0 rg BT 194.69 280.45 Td (t fr) Tj ET Q q 0 0 0 rg BT 206.84 280.45 Td (ame) Tj ET Q q 0 0 0 rg BT 224.16 280.45 Td (w) Tj ET Q q 0 0 0 rg BT 230.68 280.45 Td (ork and go) Tj ET Q q 0 0 0 rg BT 273.55 280.45 Td (v) Tj ET Q q 0 0 0 rg BT 277.95 280.45 Td (ernanc) Tj ET Q q 0 0 0 rg BT 305.68 280.45 Td (e struc) Tj ET Q q 0 0 0 rg BT 333.09 280.45 Td (tur) Tj ET Q q 0 0 0 rg BT 344.97 280.45 Td (e ar) Tj ET Q q 0 0 0 rg BT 360.51 280.45 Td (e in) Tj ET Q q 0 0 0 rg BT 375.13 280.45 Td (tended to pr) Tj ET Q q 0 0 0 rg BT 424.88 280.45 Td (o) Tj ET Q q 0 0 0 rg BT 429.80 280.45 Td (vide c) Tj ET Q q 0 0 0 rg BT 453.10 280.45 Td (ompr) Tj ET Q q 0 0 0 rg BT 474.56 280.45 Td (ehensiv) Tj ET Q q 0 0 0 rg BT 505.24 280.45 Td (e c) Tj ET Q q 0 0 0 rg BT 516.55 280.45 Td (on) Tj ET Q q 0 0 0 rg BT 526.65 280.45 Td (tr) Tj ET Q q 0 0 0 rg BT 533.43 280.45 Td (ols ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 267.25 Td (and on) Tj ET Q q 0 0 0 rg BT 81.45 267.25 Td (goin) Tj ET Q q 0 0 0 rg BT 98.80 267.25 Td (g managemen) Tj ET Q q 0 0 0 rg BT 155.89 267.25 Td (t of the major risks inher) Tj ET Q q 0 0 0 rg BT 255.35 267.25 Td (en) Tj ET Q q 0 0 0 rg BT 265.23 267.25 Td (t in its business ac) Tj ET Q q 0 0 0 rg BT 338.68 267.25 Td (tivities. 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In addition, separ) Tj ET Q q 0 0 0 rg BT 353.46 590.80 Td (ate r) Tj ET Q q 0 0 0 rg BT 372.21 590.80 Td (egional liquidit) Tj ET Q q 0 0 0 rg BT 432.38 590.80 Td (y str) Tj ET Q q 0 0 0 rg BT 450.02 590.80 Td (ess testin) Tj ET Q q 0 0 0 rg BT 487.87 590.80 Td (g is per) Tj ET Q q 0 0 0 rg BT 517.57 590.80 Td (f) Tj ET Q q 0 0 0 rg BT 520.50 590.80 Td (ormed.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 571.60 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 571.60 Td (irm aims to pr) Tj ET Q q 0 0 0 rg BT 132.60 571.60 Td (o) Tj ET Q q 0 0 0 rg BT 137.52 571.60 Td (vide tr) Tj ET Q q 0 0 0 rg BT 163.44 571.60 Td (anspar) Tj ET Q q 0 0 0 rg BT 190.95 571.60 Td (en) Tj ET Q q 0 0 0 rg BT 200.83 571.60 Td (t) Tj ET Q q 0 0 0 rg BT 204.14 571.60 Td (, ac) Tj ET Q q 0 0 0 rg BT 217.98 571.60 Td (cur) Tj ET Q q 0 0 0 rg BT 230.87 571.60 Td (ate) Tj ET Q q 0 0 0 rg BT 243.61 571.60 Td (, r) Tj ET Q q 0 0 0 rg BT 252.02 571.60 Td (eliable and timely financial in) Tj ET Q q 0 0 0 rg BT 370.34 571.60 Td (f) Tj ET Q q 0 0 0 rg BT 373.27 571.60 Td (ormation that can be used b) Tj ET Q q 0 0 0 rg BT 486.58 571.60 Td (y managemen) Tj ET Q q 0 0 0 rg BT 543.27 571.60 Td (t to ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 558.45 Td (mak) Tj ET Q q 0 0 0 rg BT 71.14 558.45 Td (e sound financial decisions; f) Tj ET Q q 0 0 0 rg BT 186.64 558.45 Td (or analysts to assess the F) Tj ET Q q 0 0 0 rg BT 291.89 558.45 Td (irm) Tj ET Q q 0 0 0 rg BT 305.45 558.45 Td () Tj ET Q q 0 0 0 rg BT 307.39 558.45 Td (s financial position; in) Tj ET Q q 0 0 0 rg BT 395.17 558.45 Td (v) Tj ET Q q 0 0 0 rg BT 399.57 558.45 Td (estor) Tj ET Q q 0 0 0 rg BT 420.39 558.45 Td (s to mak) Tj ET Q q 0 0 0 rg BT 454.46 558.45 Td (e in) Tj ET Q q 0 0 0 rg BT 469.08 558.45 Td (f) Tj ET Q q 0 0 0 rg BT 472.01 558.45 Td (ormed decisions; and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 545.25 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 545.25 Td (egulator) Tj ET Q q 0 0 0 rg BT 91.66 545.25 Td (s to super) Tj ET Q q 0 0 0 rg BT 131.56 545.25 Td (vise and e) Tj ET Q q 0 0 0 rg BT 171.72 545.25 Td (x) Tj ET Q q 0 0 0 rg BT 176.09 545.25 Td (amine us appr) Tj ET Q q 0 0 0 rg BT 233.45 545.25 Td (opriately) Tj ET Q q 0 0 0 rg BT 268.87 545.25 Td (. The F) Tj ET Q q 0 0 0 rg BT 295.56 545.25 Td (irm) Tj ET Q q 0 0 0 rg BT 309.12 545.25 Td () Tj ET Q q 0 0 0 rg BT 311.06 545.25 Td (s goal is to c) Tj ET Q q 0 0 0 rg BT 360.47 545.25 Td (on) Tj ET Q q 0 0 0 rg BT 370.57 545.25 Td (tinuously impr) Tj ET Q q 0 0 0 rg BT 428.69 545.25 Td (o) Tj ET Q q 0 0 0 rg BT 433.61 545.25 Td (v) Tj ET Q q 0 0 0 rg BT 438.01 545.25 Td (e the r) Tj ET Q q 0 0 0 rg BT 464.19 545.25 Td (epor) Tj ET Q q 0 0 0 rg BT 483.11 545.25 Td (tin) Tj ET Q q 0 0 0 rg BT 493.75 545.25 Td (g pr) Tj ET Q q 0 0 0 rg BT 509.69 545.25 Td (oc) Tj ET Q q 0 0 0 rg BT 518.88 545.25 Td (ess ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 532.05 Td (thr) Tj ET Q q 0 0 0 rg BT 65.91 532.05 Td (ough enhanc) Tj ET Q q 0 0 0 rg BT 117.59 532.05 Td (emen) Tj ET Q q 0 0 0 rg BT 140.01 532.05 Td (ts to the c) Tj ET Q q 0 0 0 rg BT 179.80 532.05 Td (on) Tj ET Q q 0 0 0 rg BT 189.90 532.05 Td (tr) Tj ET Q q 0 0 0 rg BT 196.68 532.05 Td (ol and financial r) Tj ET Q q 0 0 0 rg BT 264.24 532.05 Td (epor) Tj ET Q q 0 0 0 rg BT 283.16 532.05 Td (tin) Tj ET Q q 0 0 0 rg BT 293.80 532.05 Td (g en) Tj ET Q q 0 0 0 rg BT 310.92 532.05 Td (vir) Tj ET Q q 0 0 0 rg BT 321.39 532.05 Td (onmen) Tj ET Q q 0 0 0 rg BT 349.16 532.05 Td (t that f) Tj ET Q q 0 0 0 rg BT 376.36 532.05 Td (ocus on analy) Tj ET Q q 0 0 0 rg BT 431.45 532.05 Td (tics, c) Tj ET Q q 0 0 0 rg BT 454.31 532.05 Td (omplianc) Tj ET Q q 0 0 0 rg BT 491.19 532.05 Td (e and r) Tj ET Q q 0 0 0 rg BT 519.29 532.05 Td (epor) Tj ET Q q 0 0 0 rg BT 538.21 532.05 Td (tin) Tj ET Q q 0 0 0 rg BT 548.85 532.05 Td (g; ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 518.85 Td (enhancin) Tj ET Q q 0 0 0 rg BT 90.67 518.85 Td (g the ac) Tj ET Q q 0 0 0 rg BT 122.39 518.85 Td (cur) Tj ET Q q 0 0 0 rg BT 135.28 518.85 Td (ac) Tj ET Q q 0 0 0 rg BT 144.43 518.85 Td (y and tr) Tj ET Q q 0 0 0 rg BT 175.45 518.85 Td (anspar) Tj ET Q q 0 0 0 rg BT 202.96 518.85 Td (enc) Tj ET Q q 0 0 0 rg BT 217.21 518.85 Td (y) Tj ET Q q 0 0 0 rg BT 221.11 518.85 Td (, and ef) Tj ET Q q 0 0 0 rg BT 251.28 518.85 Td (ficienc) Tj ET Q q 0 0 0 rg BT 277.58 518.85 Td (y of its financial r) Tj ET Q q 0 0 0 rg BT 347.11 518.85 Td (epor) Tj ET Q q 0 0 0 rg BT 366.03 518.85 Td (tin) Tj ET Q q 0 0 0 rg BT 376.67 518.85 Td (g, in) Tj ET Q q 0 0 0 rg BT 393.89 518.85 Td (ternally and acr) Tj ET Q q 0 0 0 rg BT 457.31 518.85 Td (oss R) Tj ET Q q 0 0 0 rg BT 478.17 518.85 Td (egulator) Tj ET Q q 0 0 0 rg BT 512.41 518.85 Td (y and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 505.65 Td (e) Tj ET Q q 0 0 0 rg BT 58.70 505.65 Td (xternal r) Tj ET Q q 0 0 0 rg BT 93.18 505.65 Td (epor) Tj ET Q q 0 0 0 rg BT 112.10 505.65 Td (tin) Tj ET Q q 0 0 0 rg BT 122.74 505.65 Td (g.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 486.45 Td (The technolog) Tj ET Q q 0 0 0 rg BT 111.16 486.45 Td (y func) Tj ET Q q 0 0 0 rg BT 135.53 486.45 Td (tions that ser) Tj ET Q q 0 0 0 rg BT 189.11 486.45 Td (v) Tj ET Q q 0 0 0 rg BT 193.51 486.45 Td (e our businesses suppor) Tj ET Q q 0 0 0 rg BT 290.93 486.45 Td (t the F) Tj ET Q q 0 0 0 rg BT 316.74 486.45 Td (irm) Tj ET Q q 0 0 0 rg BT 330.30 486.45 Td () Tj ET Q q 0 0 0 rg BT 332.24 486.45 Td (s risk) Tj ET Q q 0 0 0 rg BT 353.46 486.45 Td (, liquidit) Tj ET Q q 0 0 0 rg BT 386.60 486.45 Td (y) Tj ET Q q 0 0 0 rg BT 390.50 486.45 Td (, financial and r) Tj ET Q q 0 0 0 rg BT 453.07 486.45 Td (egulator) Tj ET Q q 0 0 0 rg BT 487.31 486.45 Td (y r) Tj ET Q q 0 0 0 rg BT 497.72 486.45 Td (epor) Tj ET Q q 0 0 0 rg BT 516.64 486.45 Td (tin) Tj ET Q q 0 0 0 rg BT 527.28 486.45 Td (g ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 473.25 Td (in) Tj ET Q q 0 0 0 rg BT 61.48 473.25 Td (fr) Tj ET Q q 0 0 0 rg BT 68.08 473.25 Td (astruc) Tj ET Q q 0 0 0 rg BT 93.18 473.25 Td (tur) Tj ET Q q 0 0 0 rg BT 105.06 473.25 Td (e to ensur) Tj ET Q q 0 0 0 rg BT 145.39 473.25 Td (e both in) Tj ET Q q 0 0 0 rg BT 180.84 473.25 Td (ternal and e) Tj ET Q q 0 0 0 rg BT 229.38 473.25 Td (xternal clien) Tj ET Q q 0 0 0 rg BT 279.25 473.25 Td (ts ha) Tj ET Q q 0 0 0 rg BT 298.68 473.25 Td (v) Tj ET Q q 0 0 0 rg BT 303.08 473.25 Td (e ac) Tj ET Q q 0 0 0 rg BT 319.22 473.25 Td (c) Tj ET Q q 0 0 0 rg BT 323.39 473.25 Td (ess to the tools and in) Tj ET Q q 0 0 0 rg BT 411.56 473.25 Td (f) Tj ET Q q 0 0 0 rg BT 414.50 473.25 Td (ormation nec) Tj ET Q q 0 0 0 rg BT 467.95 473.25 Td (essar) Tj ET Q q 0 0 0 rg BT 489.54 473.25 Td (y) Tj ET Q q 0 0 0 rg BT 493.44 473.25 Td (. The ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 460.05 Td (technolog) Tj ET Q q 0 0 0 rg BT 94.09 460.05 Td (y func) Tj ET Q q 0 0 0 rg BT 118.46 460.05 Td (tions ar) Tj ET Q q 0 0 0 rg BT 148.98 460.05 Td (e c) Tj ET Q q 0 0 0 rg BT 160.29 460.05 Td (oor) Tj ET Q q 0 0 0 rg BT 173.95 460.05 Td (dinated ar) Tj ET Q q 0 0 0 rg BT 215.26 460.05 Td (ound a firm wide T) Tj ET Q q 0 0 0 rg BT 289.71 460.05 Td (echnolog) Tj ET Q q 0 0 0 rg BT 326.59 460.05 Td (y or) Tj ET Q q 0 0 0 rg BT 342.02 460.05 Td (g) Tj ET Q q 0 0 0 rg BT 346.82 460.05 Td (anizational struc) Tj ET Q q 0 0 0 rg BT 413.83 460.05 Td (tur) Tj ET Q q 0 0 0 rg BT 425.71 460.05 Td (e) Tj ET Q q 0 0 0 rg BT 430.41 460.05 Td (. T) Tj ET Q q 0 0 0 rg BT 439.45 460.05 Td (echnolog) Tj ET Q q 0 0 0 rg BT 476.33 460.05 Td (y r) Tj ET Q q 0 0 0 rg BT 486.74 460.05 Td (epor) Tj ET Q q 0 0 0 rg BT 505.66 460.05 Td (ts to the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 446.85 Td (C) Tj ET Q q 0 0 0 rg BT 59.13 446.85 Td (hief In) Tj ET Q q 0 0 0 rg BT 84.57 446.85 Td (f) Tj ET Q q 0 0 0 rg BT 87.50 446.85 Td (ormation Of) Tj ET Q q 0 0 0 rg BT 136.02 446.85 Td (fic) Tj ET Q q 0 0 0 rg BT 145.62 446.85 Td (er \(who r) Tj ET Q q 0 0 0 rg BT 182.66 446.85 Td (epor) Tj ET Q q 0 0 0 rg BT 201.58 446.85 Td (ts to the chief A) Tj ET Q q 0 0 0 rg BT 264.69 446.85 Td (dministr) Tj ET Q q 0 0 0 rg BT 298.26 446.85 Td (ativ) Tj ET Q q 0 0 0 rg BT 313.10 446.85 Td (e Of) Tj ET Q q 0 0 0 rg BT 329.40 446.85 Td (fic) Tj ET Q q 0 0 0 rg BT 338.99 446.85 Td (er\) and, in c) Tj ET Q q 0 0 0 rg BT 387.34 446.85 Td (er) Tj ET Q q 0 0 0 rg BT 396.11 446.85 Td (tain cases, also to line of business ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 433.65 Td (e) Tj ET Q q 0 0 0 rg BT 58.70 433.65 Td (x) Tj ET Q q 0 0 0 rg BT 62.97 433.65 Td (ecutiv) Tj ET Q q 0 0 0 rg BT 87.10 433.65 Td (es. JPMor) Tj ET Q q 0 0 0 rg BT 125.44 433.65 Td (g) Tj ET Q q 0 0 0 rg BT 130.24 433.65 Td (an C) Tj ET Q q 0 0 0 rg BT 147.67 433.65 Td (hase T) Tj ET Q q 0 0 0 rg BT 172.99 433.65 Td (echnolog) Tj ET Q q 0 0 0 rg BT 209.87 433.65 Td (y func) Tj ET Q q 0 0 0 rg BT 234.24 433.65 Td (tion includes both business aligned application de) Tj ET Q q 0 0 0 rg BT 434.61 433.65 Td (v) Tj ET Q q 0 0 0 rg BT 439.01 433.65 Td (elopmen) Tj ET Q q 0 0 0 rg BT 474.04 433.65 Td (t and en) Tj ET Q q 0 0 0 rg BT 506.87 433.65 Td (terprise ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 420.45 Td (wide technolog) Tj ET Q q 0 0 0 rg BT 115.30 420.45 Td (y solutions to suppor) Tj ET Q q 0 0 0 rg BT 199.80 420.45 Td (t the firm) Tj ET Q q 0 0 0 rg BT 237.42 420.45 Td () Tj ET Q q 0 0 0 rg BT 239.36 420.45 Td (s risk) Tj ET Q q 0 0 0 rg BT 260.58 420.45 Td (, liquidit) Tj ET Q q 0 0 0 rg BT 293.72 420.45 Td (y) Tj ET Q q 0 0 0 rg BT 297.62 420.45 Td (, financial and r) Tj ET Q q 0 0 0 rg BT 360.20 420.45 Td (egulator) Tj ET Q q 0 0 0 rg BT 394.44 420.45 Td (y r) Tj ET Q q 0 0 0 rg BT 404.85 420.45 Td (epor) Tj ET Q q 0 0 0 rg BT 423.77 420.45 Td (tin) Tj ET Q q 0 0 0 rg BT 434.41 420.45 Td (g struc) Tj ET Q q 0 0 0 rg BT 461.92 420.45 Td (tur) Tj ET Q q 0 0 0 rg BT 473.79 420.45 Td (e) Tj ET Q q 0 0 0 rg BT 478.50 420.45 Td (. Wher) Tj ET Q q 0 0 0 rg BT 504.30 420.45 Td (e possible) Tj ET Q q 0 0 0 rg BT 544.32 420.45 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 407.25 Td (w) Tj ET Q q 0 0 0 rg BT 60.52 407.25 Td (e seek to cr) Tj ET Q q 0 0 0 rg BT 106.60 407.25 Td (eate scale) Tj ET Q q 0 0 0 rg BT 146.81 407.25 Td (, incr) Tj ET Q q 0 0 0 rg BT 166.97 407.25 Td (ease c) Tj ET Q q 0 0 0 rg BT 191.93 407.25 Td (on) Tj ET Q q 0 0 0 rg BT 202.03 407.25 Td (tr) Tj ET Q q 0 0 0 rg BT 208.81 407.25 Td (ol and r) Tj ET Q q 0 0 0 rg BT 239.60 407.25 Td (educ) Tj ET Q q 0 0 0 rg BT 258.77 407.25 Td (e duplication and c) Tj ET Q q 0 0 0 rg BT 334.82 407.25 Td (ost thr) Tj ET Q q 0 0 0 rg BT 361.32 407.25 Td (ough a ser) Tj ET Q q 0 0 0 rg BT 403.72 407.25 Td (vic) Tj ET Q q 0 0 0 rg BT 414.79 407.25 Td (es model that str) Tj ET Q q 0 0 0 rg BT 482.92 407.25 Td (on) Tj ET Q q 0 0 0 rg BT 492.97 407.25 Td (gly defines and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 394.05 Td (distributes r) Tj ET Q q 0 0 0 rg BT 102.97 394.05 Td (esponsibilit) Tj ET Q q 0 0 0 rg BT 149.19 394.05 Td (y f) Tj ET Q q 0 0 0 rg BT 158.96 394.05 Td (or runnin) Tj ET Q q 0 0 0 rg BT 196.45 394.05 Td (g the F) Tj ET Q q 0 0 0 rg BT 223.95 394.05 Td (irm) Tj ET Q q 0 0 0 rg BT 237.51 394.05 Td () Tj ET Q q 0 0 0 rg BT 239.45 394.05 Td (s T) Tj ET Q q 0 0 0 rg BT 250.01 394.05 Td (echnolog) Tj ET Q q 0 0 0 rg BT 286.89 394.05 Td (y Applications and In) Tj ET Q q 0 0 0 rg BT 370.83 394.05 Td (fr) Tj ET Q q 0 0 0 rg BT 377.43 394.05 Td (astruc) Tj ET Q q 0 0 0 rg BT 402.53 394.05 Td (tur) Tj ET Q q 0 0 0 rg BT 414.41 394.05 Td (e) Tj ET Q q 0 0 0 rg BT 419.11 394.05 Td (.) Tj ET Q /GS0 gs q 143.00 0 0 10.00 418.99 44.50 cm /I111 Do Q BT /F3 13.00 Tf ET q 0 0 0 rg BT 54.00 365.05 Td (16. ) Tj ET Q q 0 0 0 rg BT 90.00 365.05 Td (High-le) Tj ET Q q 0 0 0 rg BT 128.80 365.05 Td (v) Tj ET Q q 0 0 0 rg BT 134.78 365.05 Td (el description of r) Tj ET Q q 0 0 0 rg BT 230.74 365.05 Td (esolution str) Tj ET Q q 0 0 0 rg BT 299.21 365.05 Td (a) Tj ET Q q 0 0 0 rg BT 305.68 365.05 Td (te) Tj ET Q q 0 0 0 rg BT 316.68 365.05 Td (g) Tj ET Q q 0 0 0 rg BT 323.30 365.05 Td (y ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 345.05 Td (F) Tj ET Q q 0 0 0 rg BT 58.83 345.05 Td (or) Tj ET Q q 0 0 0 rg BT 68.02 345.05 Td (tr) Tj ET Q q 0 0 0 rg BT 75.39 345.05 Td (ess balanc) Tj ET Q q 0 0 0 rg BT 118.65 345.05 Td (e sheet) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 333.05 Td (JPMor) Tj ET Q q 0 0 0 rg BT 78.68 333.05 Td (g) Tj ET Q q 0 0 0 rg BT 83.48 333.05 Td (an C) Tj ET Q q 0 0 0 rg BT 100.91 333.05 Td (hase has a f) Tj ET Q q 0 0 0 rg BT 148.45 333.05 Td (or) Tj ET Q q 0 0 0 rg BT 157.44 333.05 Td (tr) Tj ET Q q 0 0 0 rg BT 164.22 333.05 Td (ess balanc) Tj ET Q q 0 0 0 rg BT 205.95 333.05 Td (e sheet and significan) Tj ET Q q 0 0 0 rg BT 293.20 333.05 Td (t liquidit) Tj ET Q q 0 0 0 rg BT 327.05 333.05 Td (y and earnin) Tj ET Q q 0 0 0 rg BT 377.15 333.05 Td (g) Tj ET Q q 0 0 0 rg BT 382.15 333.05 Td (s po) Tj ET Q q 0 0 0 rg BT 398.61 333.05 Td (w) Tj ET Q q 0 0 0 rg BT 405.13 333.05 Td (er) Tj ET Q q 0 0 0 rg BT 412.80 333.05 Td (. The F) Tj ET Q q 0 0 0 rg BT 441.82 333.05 Td (irm main) Tj ET Q q 0 0 0 rg BT 478.02 333.05 Td (tains significan) Tj ET Q q 0 0 0 rg BT 538.36 333.05 Td (t ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 321.05 Td (e) Tj ET Q q 0 0 0 rg BT 58.70 321.05 Td (x) Tj ET Q q 0 0 0 rg BT 62.97 321.05 Td (c) Tj ET Q q 0 0 0 rg BT 67.14 321.05 Td (ess capital, endin) Tj ET Q q 0 0 0 rg BT 136.70 321.05 Td (g the sec) Tj ET Q q 0 0 0 rg BT 172.41 321.05 Td (ond quar) Tj ET Q q 0 0 0 rg BT 209.03 321.05 Td (ter with Basel I T) Tj ET Q q 0 0 0 rg BT 276.37 321.05 Td (ier 1 c) Tj ET Q q 0 0 0 rg BT 301.69 321.05 Td (ommon capital of $147 billion and a T) Tj ET Q q 0 0 0 rg BT 455.84 321.05 Td (ier 1 c) Tj ET Q q 0 0 0 rg BT 481.16 321.05 Td (ommon r) Tj ET Q q 0 0 0 rg BT 517.72 321.05 Td (atio of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 309.05 Td (10.4%, includin) Tj ET Q q 0 0 0 rg BT 118.98 309.05 Td (g the impac) Tj ET Q q 0 0 0 rg BT 166.07 309.05 Td (t of Basel 2.5 rules that became ef) Tj ET Q q 0 0 0 rg BT 304.92 309.05 Td (f) Tj ET Q q 0 0 0 rg BT 307.85 309.05 Td (ec) Tj ET Q q 0 0 0 rg BT 316.92 309.05 Td (tiv) Tj ET Q q 0 0 0 rg BT 326.93 309.05 Td (e at the beginnin) Tj ET Q q 0 0 0 rg BT 394.85 309.05 Td (g of this y) Tj ET Q q 0 0 0 rg BT 433.97 309.05 Td (ear) Tj ET Q q 0 0 0 rg BT 446.47 309.05 Td (. The F) Tj ET Q q 0 0 0 rg BT 473.16 309.05 Td (irm estimated that ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 297.05 Td (its Basel III T) Tj ET Q q 0 0 0 rg BT 104.96 297.05 Td (ier 1 c) Tj ET Q q 0 0 0 rg BT 130.28 297.05 Td (ommon r) Tj ET Q q 0 0 0 rg BT 166.84 297.05 Td (atio w) Tj ET Q q 0 0 0 rg BT 191.16 297.05 Td (as appr) Tj ET Q q 0 0 0 rg BT 221.01 297.05 Td (o) Tj ET Q q 0 0 0 rg BT 225.83 297.05 Td (ximately 9.3% at June 30, 2013, includin) Tj ET Q q 0 0 0 rg BT 394.00 297.05 Td (g the estimated impac) Tj ET Q q 0 0 0 rg BT 483.54 297.05 Td (t of final Basel III ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 285.05 Td (rules issued in July 2013. \(The Basel I and III T) Tj ET Q q 0 0 0 rg BT 241.25 285.05 Td (ier 1 c) Tj ET Q q 0 0 0 rg BT 266.57 285.05 Td (ommon r) Tj ET Q q 0 0 0 rg BT 303.13 285.05 Td (atios ar) Tj ET Q q 0 0 0 rg BT 333.35 285.05 Td (e non- GA) Tj ET Q q 0 0 0 rg BT 372.58 285.05 Td (AP financial measur) Tj ET Q q 0 0 0 rg BT 452.77 285.05 Td (es, which the F) Tj ET Q q 0 0 0 rg BT 512.48 285.05 Td (irm uses ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 273.05 Td (alon) Tj ET Q q 0 0 0 rg BT 71.34 273.05 Td (g with the other capital measur) Tj ET Q q 0 0 0 rg BT 197.36 273.05 Td (es to assess and monitor its capital position.\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 253.05 Td (High Qualit) Tj ET Q q 0 0 0 rg BT 100.87 253.05 Td (y Liquid Assets ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 241.05 Td (High Qualit) Tj ET Q q 0 0 0 rg BT 98.92 241.05 Td (y Liquid Assets \(滴QLA) Tj ET Q q 0 0 0 rg BT 190.23 241.05 Td (能) is the estimated amoun) Tj ET Q q 0 0 0 rg BT 294.72 241.05 Td (t of assets the F) Tj ET Q q 0 0 0 rg BT 358.16 241.05 Td (irm belie) Tj ET Q q 0 0 0 rg BT 393.85 241.05 Td (v) Tj ET Q q 0 0 0 rg BT 398.25 241.05 Td (es will qualif) Tj ET Q q 0 0 0 rg BT 448.83 241.05 Td (y f) Tj ET Q q 0 0 0 rg BT 458.60 241.05 Td (or inclusion in the Basel ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 229.05 Td (III Liquidit) Tj ET Q q 0 0 0 rg BT 94.89 229.05 Td (y C) Tj ET Q q 0 0 0 rg BT 106.66 229.05 Td (o) Tj ET Q q 0 0 0 rg BT 111.58 229.05 Td (v) Tj ET Q q 0 0 0 rg BT 115.98 229.05 Td (er) Tj ET Q q 0 0 0 rg BT 124.35 229.05 Td (age Ratio based on the F) Tj ET Q q 0 0 0 rg BT 223.55 229.05 Td (irm) Tj ET Q q 0 0 0 rg BT 237.11 229.05 Td () Tj ET Q q 0 0 0 rg BT 239.05 229.05 Td (s curr) Tj ET Q q 0 0 0 rg BT 261.97 229.05 Td (en) Tj ET Q q 0 0 0 rg BT 271.85 229.05 Td (t under) Tj ET Q q 0 0 0 rg BT 301.30 229.05 Td (standin) Tj ET Q q 0 0 0 rg BT 331.02 229.05 Td (g of the rules. HQLA primarily c) Tj ET Q q 0 0 0 rg BT 457.11 229.05 Td (onsists of cash and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 217.05 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 217.05 Td (er) Tj ET Q q 0 0 0 rg BT 66.94 217.05 Td (tain unencumber) Tj ET Q q 0 0 0 rg BT 135.57 217.05 Td (ed high qualit) Tj ET Q q 0 0 0 rg BT 190.94 217.05 Td (y) Tj ET Q q 0 0 0 rg BT 194.84 217.05 Td (, liquid assets as defined in the rule) Tj ET Q q 0 0 0 rg BT 337.02 217.05 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 199.05 Td (As of June 30, 2013, HQLA w) Tj ET Q q 0 0 0 rg BT 171.89 199.05 Td (as estimated to be appr) Tj ET Q q 0 0 0 rg BT 267.03 199.05 Td (o) Tj ET Q q 0 0 0 rg BT 271.85 199.05 Td (ximately $454 billion, c) Tj ET Q q 0 0 0 rg BT 367.35 199.05 Td (ompar) Tj ET Q q 0 0 0 rg BT 393.64 199.05 Td (ed with $341 billion as of Dec) Tj ET Q q 0 0 0 rg BT 514.07 199.05 Td (ember 31, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 187.05 Td (2012. The incr) Tj ET Q q 0 0 0 rg BT 113.63 187.05 Td (ease in HQLA w) Tj ET Q q 0 0 0 rg BT 175.60 187.05 Td (as due to higher cash balanc) Tj ET Q q 0 0 0 rg BT 290.16 187.05 Td (es driv) Tj ET Q q 0 0 0 rg BT 316.89 187.05 Td (en b) Tj ET Q q 0 0 0 rg BT 334.24 187.05 Td (y incr) Tj ET Q q 0 0 0 rg BT 356.40 187.05 Td (eased secur) Tj ET Q q 0 0 0 rg BT 404.00 187.05 Td (ed borr) Tj ET Q q 0 0 0 rg BT 433.62 187.05 Td (o) Tj ET Q q 0 0 0 rg BT 438.59 187.05 Td (win) Tj ET Q q 0 0 0 rg BT 452.59 187.05 Td (g) Tj ET Q q 0 0 0 rg BT 457.59 187.05 Td (s, tr) Tj ET Q q 0 0 0 rg BT 473.23 187.05 Td (adin) Tj ET Q q 0 0 0 rg BT 490.59 187.05 Td (g liabilities and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 175.05 Td (lon) Tj ET Q q 0 0 0 rg BT 66.51 175.05 Td (g term debt issuanc) Tj ET Q q 0 0 0 rg BT 145.76 175.05 Td (e as w) Tj ET Q q 0 0 0 rg BT 170.61 175.05 Td (ell as a r) Tj ET Q q 0 0 0 rg BT 204.60 175.05 Td (educ) Tj ET Q q 0 0 0 rg BT 223.87 175.05 Td (tion in tr) Tj ET Q q 0 0 0 rg BT 258.62 175.05 Td (adin) Tj ET Q q 0 0 0 rg BT 275.98 175.05 Td (g assets, securities pur) Tj ET Q q 0 0 0 rg BT 367.74 175.05 Td (chased under r) Tj ET Q q 0 0 0 rg BT 427.88 175.05 Td (esale agr) Tj ET Q q 0 0 0 rg BT 464.43 175.05 Td (eemen) Tj ET Q q 0 0 0 rg BT 491.65 175.05 Td (ts and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 163.05 Td (in) Tj ET Q q 0 0 0 rg BT 61.48 163.05 Td (v) Tj ET Q q 0 0 0 rg BT 65.88 163.05 Td (estmen) Tj ET Q q 0 0 0 rg BT 95.53 163.05 Td (t securities. HQLA ma) Tj ET Q q 0 0 0 rg BT 181.82 163.05 Td (y fluc) Tj ET Q q 0 0 0 rg BT 203.52 163.05 Td (tuate fr) Tj ET Q q 0 0 0 rg BT 233.61 163.05 Td (om period to period due to normal flo) Tj ET Q q 0 0 0 rg BT 385.76 163.05 Td (ws fr) Tj ET Q q 0 0 0 rg BT 405.29 163.05 Td (om clien) Tj ET Q q 0 0 0 rg BT 439.35 163.05 Td (t ac) Tj ET Q q 0 0 0 rg BT 454.00 163.05 Td (tivit) Tj ET Q q 0 0 0 rg BT 469.82 163.05 Td (y) Tj ET Q q 0 0 0 rg BT 473.72 163.05 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 143.05 Td (A) Tj ET Q q 0 0 0 rg BT 59.77 143.05 Td (dditional a) Tj ET Q q 0 0 0 rg BT 104.51 143.05 Td (v) Tj ET Q q 0 0 0 rg BT 109.16 143.05 Td (ailable liquidit) Tj ET Q q 0 0 0 rg BT 169.76 143.05 Td (y r) Tj ET Q q 0 0 0 rg BT 180.60 143.05 Td (esour) Tj ET Q q 0 0 0 rg BT 204.03 143.05 Td (c) Tj ET Q q 0 0 0 rg BT 208.30 143.05 Td (es ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 131.05 Td (In addition to HQLA) Tj ET Q q 0 0 0 rg BT 132.78 131.05 Td (, as of June 30, 2013, the F) Tj ET Q q 0 0 0 rg BT 243.62 131.05 Td (irm has appr) Tj ET Q q 0 0 0 rg BT 294.75 131.05 Td (o) Tj ET Q q 0 0 0 rg BT 299.57 131.05 Td (ximately $278 billion unencumber) Tj ET Q q 0 0 0 rg BT 439.12 131.05 Td (ed mark) Tj ET Q q 0 0 0 rg BT 472.17 131.05 Td (etable securities, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 119.05 Td (such as equit) Tj ET Q q 0 0 0 rg BT 106.74 119.05 Td (y securities and fix) Tj ET Q q 0 0 0 rg BT 181.66 119.05 Td (ed inc) Tj ET Q q 0 0 0 rg BT 205.60 119.05 Td (ome debt securities a) Tj ET Q q 0 0 0 rg BT 291.79 119.05 Td (v) Tj ET Q q 0 0 0 rg BT 296.19 119.05 Td (ailable to r) Tj ET Q q 0 0 0 rg BT 339.58 119.05 Td (aise liquidit) Tj ET Q q 0 0 0 rg BT 386.27 119.05 Td (y) Tj ET Q q 0 0 0 rg BT 390.17 119.05 Td (, if r) Tj ET Q q 0 0 0 rg BT 406.34 119.05 Td (equir) Tj ET Q q 0 0 0 rg BT 427.34 119.05 Td (ed. F) Tj ET Q q 0 0 0 rg BT 446.76 119.05 Td (ur) Tj ET Q q 0 0 0 rg BT 455.83 119.05 Td (thermor) Tj ET Q q 0 0 0 rg BT 488.97 119.05 Td (e) Tj ET Q q 0 0 0 rg BT 493.67 119.05 Td (, the F) Tj ET Q q 0 0 0 rg BT 518.77 119.05 Td (irm ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 107.05 Td (main) Tj ET Q q 0 0 0 rg BT 74.05 107.05 Td (tains borr) Tj ET Q q 0 0 0 rg BT 113.37 107.05 Td (o) Tj ET Q q 0 0 0 rg BT 118.34 107.05 Td (win) Tj ET Q q 0 0 0 rg BT 132.34 107.05 Td (g capacit) Tj ET Q q 0 0 0 rg BT 168.52 107.05 Td (y at v) Tj ET Q q 0 0 0 rg BT 190.14 107.05 Td (arious FHLBs, the F) Tj ET Q q 0 0 0 rg BT 267.74 107.05 Td (eder) Tj ET Q q 0 0 0 rg BT 286.01 107.05 Td (al R) Tj ET Q q 0 0 0 rg BT 301.10 107.05 Td (eser) Tj ET Q q 0 0 0 rg BT 318.64 107.05 Td (v) Tj ET Q q 0 0 0 rg BT 323.04 107.05 Td (e Bank disc) Tj ET Q q 0 0 0 rg BT 368.31 107.05 Td (oun) Tj ET Q q 0 0 0 rg BT 383.51 107.05 Td (t windo) Tj ET Q q 0 0 0 rg BT 413.23 107.05 Td (w and v) Tj ET Q q 0 0 0 rg BT 443.94 107.05 Td (arious other c) Tj ET Q q 0 0 0 rg BT 499.66 107.05 Td (en) Tj ET Q q 0 0 0 rg BT 509.54 107.05 Td (tr) Tj ET Q q 0 0 0 rg BT 516.31 107.05 Td (al banks ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 95.05 Td (as a r) Tj ET Q q 0 0 0 rg BT 75.93 95.05 Td (esult of c) Tj ET Q q 0 0 0 rg BT 112.42 95.05 Td (ollater) Tj ET Q q 0 0 0 rg BT 138.77 95.05 Td (al pledged b) Tj ET Q q 0 0 0 rg BT 188.11 95.05 Td (y the F) Tj ET Q q 0 0 0 rg BT 215.21 95.05 Td (irm to such banks. Although a) Tj ET Q q 0 0 0 rg BT 335.00 95.05 Td (v) Tj ET Q q 0 0 0 rg BT 339.40 95.05 Td (ailable) Tj ET Q q 0 0 0 rg BT 366.21 95.05 Td (, the F) Tj ET Q q 0 0 0 rg BT 391.31 95.05 Td (irm does not vie) Tj ET Q q 0 0 0 rg BT 456.08 95.05 Td (w the borr) Tj ET Q q 0 0 0 rg BT 497.86 95.05 Td (o) Tj ET Q q 0 0 0 rg BT 502.83 95.05 Td (win) Tj ET Q q 0 0 0 rg BT 516.83 95.05 Td (g capacit) Tj ET Q q 0 0 0 rg BT 553.01 95.05 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 83.05 Td (at the F) Tj ET Q q 0 0 0 rg BT 84.59 83.05 Td (eder) Tj ET Q q 0 0 0 rg BT 102.86 83.05 Td (al R) Tj ET Q q 0 0 0 rg BT 117.95 83.05 Td (eser) Tj ET Q q 0 0 0 rg BT 135.49 83.05 Td (v) Tj ET Q q 0 0 0 rg BT 139.89 83.05 Td (e Bank disc) Tj ET Q q 0 0 0 rg BT 185.16 83.05 Td (oun) Tj ET Q q 0 0 0 rg BT 200.36 83.05 Td (t windo) Tj ET Q q 0 0 0 rg BT 230.08 83.05 Td (w and the v) Tj ET Q q 0 0 0 rg BT 276.27 83.05 Td (arious other c) Tj ET Q q 0 0 0 rg BT 331.99 83.05 Td (en) Tj ET Q q 0 0 0 rg BT 341.87 83.05 Td (tr) Tj ET Q q 0 0 0 rg BT 348.65 83.05 Td (al banks as a primar) Tj ET Q q 0 0 0 rg BT 430.40 83.05 Td (y sour) Tj ET Q q 0 0 0 rg BT 454.94 83.05 Td (c) Tj ET Q q 0 0 0 rg BT 459.11 83.05 Td (e of liquidit) Tj ET Q q 0 0 0 rg BT 504.94 83.05 Td (y) Tj ET Q q 0 0 0 rg BT 508.84 83.05 Td (. As of June ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 71.05 Td (30, 2013, the F) Tj ET Q q 0 0 0 rg BT 117.54 71.05 Td (irm's borr) Tj ET Q q 0 0 0 rg BT 157.24 71.05 Td (o) Tj ET Q q 0 0 0 rg BT 162.21 71.05 Td (win) Tj ET Q q 0 0 0 rg BT 176.21 71.05 Td (g capacit) Tj ET Q q 0 0 0 rg BT 212.39 71.05 Td (y at v) Tj ET Q q 0 0 0 rg BT 234.01 71.05 Td (arious FHLBs and the F) Tj ET Q q 0 0 0 rg BT 326.51 71.05 Td (eder) Tj ET Q q 0 0 0 rg BT 344.78 71.05 Td (al R) Tj ET Q q 0 0 0 rg BT 359.87 71.05 Td (eser) Tj ET Q q 0 0 0 rg BT 377.41 71.05 Td (v) Tj ET Q q 0 0 0 rg BT 381.81 71.05 Td (e Bank disc) Tj ET Q q 0 0 0 rg BT 427.08 71.05 Td (oun) Tj ET Q q 0 0 0 rg BT 442.28 71.05 Td (t windo) Tj ET Q q 0 0 0 rg BT 472.00 71.05 Td (w w) Tj ET Q q 0 0 0 rg BT 487.43 71.05 Td (as appr) Tj ET Q q 0 0 0 rg BT 517.28 71.05 Td (o) Tj ET Q q 0 0 0 rg BT 522.10 71.05 Td (ximately ) Tj ET Q endstream endobj 61 0 obj <> endobj 62 0 obj <> stream BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.4 0.4 0.4 rg BT 294.55 44.50 Td (29) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.6 0.6 0.6 rg BT 305.75 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.8 0.8 0.8 rg BT 312.77 44.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 315.11 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.49 44.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 730.00 Td ($94 billion, e) Tj ET Q q 0 0 0 rg BT 107.68 730.00 Td (x) Tj ET Q q 0 0 0 rg BT 111.95 730.00 Td (cludin) Tj ET Q q 0 0 0 rg BT 136.26 730.00 Td (g the benefit fr) Tj ET Q q 0 0 0 rg BT 196.42 730.00 Td (om securities pledged which ha) Tj ET Q q 0 0 0 rg BT 322.78 730.00 Td (v) Tj ET Q q 0 0 0 rg BT 327.18 730.00 Td (e been included abo) Tj ET Q q 0 0 0 rg BT 408.04 730.00 Td (v) Tj ET Q q 0 0 0 rg BT 412.44 730.00 Td (e in HQLA eligible securities and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 718.00 Td (other unencumber) Tj ET Q q 0 0 0 rg BT 128.89 718.00 Td (ed securities.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 700.00 Td (These fac) Tj ET Q q 0 0 0 rg BT 92.02 700.00 Td (tor) Tj ET Q q 0 0 0 rg BT 104.02 700.00 Td (s should enable the F) Tj ET Q q 0 0 0 rg BT 189.30 700.00 Td (irm to endur) Tj ET Q q 0 0 0 rg BT 239.72 700.00 Td (e se) Tj ET Q q 0 0 0 rg BT 255.63 700.00 Td (v) Tj ET Q q 0 0 0 rg BT 260.03 700.00 Td (er) Tj ET Q q 0 0 0 rg BT 268.40 700.00 Td (e str) Tj ET Q q 0 0 0 rg BT 286.34 700.00 Td (ess e) Tj ET Q q 0 0 0 rg BT 306.27 700.00 Td (v) Tj ET Q q 0 0 0 rg BT 310.67 700.00 Td (en) Tj ET Q q 0 0 0 rg BT 320.54 700.00 Td (ts and absorb substan) Tj ET Q q 0 0 0 rg BT 409.04 700.00 Td (tial losses without failin) Tj ET Q q 0 0 0 rg BT 504.09 700.00 Td (g.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 682.00 Td (R) Tj ET Q q 0 0 0 rg BT 59.70 682.00 Td (ec) Tj ET Q q 0 0 0 rg BT 68.86 682.00 Td (o) Tj ET Q q 0 0 0 rg BT 73.85 682.00 Td (v) Tj ET Q q 0 0 0 rg BT 78.45 682.00 Td (er) Tj ET Q q 0 0 0 rg BT 87.44 682.00 Td (y plan) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 670.00 Td (The F) Tj ET Q q 0 0 0 rg BT 75.85 670.00 Td (irm also has a c) Tj ET Q q 0 0 0 rg BT 138.33 670.00 Td (ompr) Tj ET Q q 0 0 0 rg BT 159.79 670.00 Td (ehensiv) Tj ET Q q 0 0 0 rg BT 190.47 670.00 Td (e r) Tj ET Q q 0 0 0 rg BT 201.18 670.00 Td (ec) Tj ET Q q 0 0 0 rg BT 210.15 670.00 Td (o) Tj ET Q q 0 0 0 rg BT 215.07 670.00 Td (v) Tj ET Q q 0 0 0 rg BT 219.47 670.00 Td (er) Tj ET Q q 0 0 0 rg BT 228.19 670.00 Td (y plan detailin) Tj ET Q q 0 0 0 rg BT 285.15 670.00 Td (g the ac) Tj ET Q q 0 0 0 rg BT 316.96 670.00 Td (tions it w) Tj ET Q q 0 0 0 rg BT 353.55 670.00 Td (ould tak) Tj ET Q q 0 0 0 rg BT 386.18 670.00 Td (e to a) Tj ET Q q 0 0 0 rg BT 408.62 670.00 Td (v) Tj ET Q q 0 0 0 rg BT 413.02 670.00 Td (oid failur) Tj ET Q q 0 0 0 rg BT 449.27 670.00 Td (e b) Tj ET Q q 0 0 0 rg BT 461.49 670.00 Td (y sta) Tj ET Q q 0 0 0 rg BT 480.29 670.00 Td (yin) Tj ET Q q 0 0 0 rg BT 492.22 670.00 Td (g w) Tj ET Q q 0 0 0 rg BT 505.98 670.00 Td (ell-) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 658.00 Td (capitaliz) Tj ET Q q 0 0 0 rg BT 87.54 658.00 Td (ed and w) Tj ET Q q 0 0 0 rg BT 123.70 658.00 Td (ell-funded in the case of an adv) Tj ET Q q 0 0 0 rg BT 249.75 658.00 Td (er) Tj ET Q q 0 0 0 rg BT 258.32 658.00 Td (se e) Tj ET Q q 0 0 0 rg BT 274.23 658.00 Td (v) Tj ET Q q 0 0 0 rg BT 278.63 658.00 Td (en) Tj ET Q q 0 0 0 rg BT 288.51 658.00 Td (t) Tj ET Q q 0 0 0 rg BT 291.82 658.00 Td (. JPMor) Tj ET Q q 0 0 0 rg BT 321.34 658.00 Td (g) Tj ET Q q 0 0 0 rg BT 326.14 658.00 Td (an C) Tj ET Q q 0 0 0 rg BT 343.57 658.00 Td (hase has pr) Tj ET Q q 0 0 0 rg BT 389.71 658.00 Td (o) Tj ET Q q 0 0 0 rg BT 394.63 658.00 Td (vided the F) Tj ET Q q 0 0 0 rg BT 439.07 658.00 Td (eder) Tj ET Q q 0 0 0 rg BT 457.34 658.00 Td (al R) Tj ET Q q 0 0 0 rg BT 472.43 658.00 Td (eser) Tj ET Q q 0 0 0 rg BT 489.97 658.00 Td (v) Tj ET Q q 0 0 0 rg BT 494.37 658.00 Td (e with ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 646.00 Td (c) Tj ET Q q 0 0 0 rg BT 58.17 646.00 Td (ompr) Tj ET Q q 0 0 0 rg BT 79.63 646.00 Td (ehensiv) Tj ET Q q 0 0 0 rg BT 110.31 646.00 Td (e c) Tj ET Q q 0 0 0 rg BT 121.62 646.00 Td (on) Tj ET Q q 0 0 0 rg BT 131.72 646.00 Td (fiden) Tj ET Q q 0 0 0 rg BT 152.13 646.00 Td (tial super) Tj ET Q q 0 0 0 rg BT 190.34 646.00 Td (visor) Tj ET Q q 0 0 0 rg BT 210.20 646.00 Td (y in) Tj ET Q q 0 0 0 rg BT 224.52 646.00 Td (f) Tj ET Q q 0 0 0 rg BT 227.45 646.00 Td (ormation and analyses about the F) Tj ET Q q 0 0 0 rg BT 367.03 646.00 Td (irm) Tj ET Q q 0 0 0 rg BT 380.59 646.00 Td () Tj ET Q q 0 0 0 rg BT 382.53 646.00 Td (s businesses, leg) Tj ET Q q 0 0 0 rg BT 449.23 646.00 Td (al en) Tj ET Q q 0 0 0 rg BT 468.73 646.00 Td (tities and c) Tj ET Q q 0 0 0 rg BT 512.68 646.00 Td (orpor) Tj ET Q q 0 0 0 rg BT 535.09 646.00 Td (ate ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 634.00 Td (go) Tj ET Q q 0 0 0 rg BT 63.82 634.00 Td (v) Tj ET Q q 0 0 0 rg BT 68.22 634.00 Td (ernanc) Tj ET Q q 0 0 0 rg BT 95.95 634.00 Td (e and about its crisis managemen) Tj ET Q q 0 0 0 rg BT 231.01 634.00 Td (t go) Tj ET Q q 0 0 0 rg BT 246.38 634.00 Td (v) Tj ET Q q 0 0 0 rg BT 250.78 634.00 Td (ernanc) Tj ET Q q 0 0 0 rg BT 278.51 634.00 Td (e) Tj ET Q q 0 0 0 rg BT 283.21 634.00 Td (, capabilities and a) Tj ET Q q 0 0 0 rg BT 358.35 634.00 Td (v) Tj ET Q q 0 0 0 rg BT 362.75 634.00 Td (ailable alternativ) Tj ET Q q 0 0 0 rg BT 430.94 634.00 Td (es to r) Tj ET Q q 0 0 0 rg BT 456.23 634.00 Td (aise liquidit) Tj ET Q q 0 0 0 rg BT 502.92 634.00 Td (y and capital ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 622.00 Td (in se) Tj ET Q q 0 0 0 rg BT 72.64 622.00 Td (v) Tj ET Q q 0 0 0 rg BT 77.04 622.00 Td (er) Tj ET Q q 0 0 0 rg BT 85.41 622.00 Td (e mark) Tj ET Q q 0 0 0 rg BT 113.36 622.00 Td (et cir) Tj ET Q q 0 0 0 rg BT 133.90 622.00 Td (cumstanc) Tj ET Q q 0 0 0 rg BT 172.32 622.00 Td (es. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 604.00 Td (T) Tj ET Q q 0 0 0 rg BT 58.98 604.00 Td (itle II r) Tj ET Q q 0 0 0 rg BT 86.84 604.00 Td (esolution plan: Sin) Tj ET Q q 0 0 0 rg BT 164.00 604.00 Td (gle poin) Tj ET Q q 0 0 0 rg BT 197.11 604.00 Td (t of en) Tj ET Q q 0 0 0 rg BT 223.73 604.00 Td (tr) Tj ET Q q 0 0 0 rg BT 231.35 604.00 Td (y r) Tj ET Q q 0 0 0 rg BT 242.19 604.00 Td (ec) Tj ET Q q 0 0 0 rg BT 251.45 604.00 Td (apitaliza) Tj ET Q q 0 0 0 rg BT 287.59 604.00 Td (tion) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 592.00 Td (In the unlik) Tj ET Q q 0 0 0 rg BT 99.27 592.00 Td (ely e) Tj ET Q q 0 0 0 rg BT 118.12 592.00 Td (v) Tj ET Q q 0 0 0 rg BT 122.52 592.00 Td (en) Tj ET Q q 0 0 0 rg BT 132.40 592.00 Td (t that the F) Tj ET Q q 0 0 0 rg BT 176.93 592.00 Td (irm w) Tj ET Q q 0 0 0 rg BT 199.60 592.00 Td (er) Tj ET Q q 0 0 0 rg BT 207.97 592.00 Td (e to defa) Tj ET Q q 0 0 0 rg BT 243.39 592.00 Td (ult on its oblig) Tj ET Q q 0 0 0 rg BT 300.76 592.00 Td (ations or be in dan) Tj ET Q q 0 0 0 rg BT 375.84 592.00 Td (ger of defa) Tj ET Q q 0 0 0 rg BT 419.65 592.00 Td (ult) Tj ET Q q 0 0 0 rg BT 430.52 592.00 Td (, and neither our r) Tj ET Q q 0 0 0 rg BT 503.94 592.00 Td (ec) Tj ET Q q 0 0 0 rg BT 512.91 592.00 Td (o) Tj ET Q q 0 0 0 rg BT 517.83 592.00 Td (v) Tj ET Q q 0 0 0 rg BT 522.23 592.00 Td (er) Tj ET Q q 0 0 0 rg BT 530.95 592.00 Td (y plan ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 580.00 Td (nor another priv) Tj ET Q q 0 0 0 rg BT 119.89 580.00 Td (ate sec) Tj ET Q q 0 0 0 rg BT 148.16 580.00 Td (tor alternativ) Tj ET Q q 0 0 0 rg BT 201.34 580.00 Td (e w) Tj ET Q q 0 0 0 rg BT 215.00 580.00 Td (er) Tj ET Q q 0 0 0 rg BT 223.37 580.00 Td (e a) Tj ET Q q 0 0 0 rg BT 235.24 580.00 Td (v) Tj ET Q q 0 0 0 rg BT 239.64 580.00 Td (ailable to pr) Tj ET Q q 0 0 0 rg BT 288.16 580.00 Td (e) Tj ET Q q 0 0 0 rg BT 292.91 580.00 Td (v) Tj ET Q q 0 0 0 rg BT 297.31 580.00 Td (en) Tj ET Q q 0 0 0 rg BT 307.19 580.00 Td (t the defa) Tj ET Q q 0 0 0 rg BT 345.92 580.00 Td (ult) Tj ET Q q 0 0 0 rg BT 356.79 580.00 Td (, the F) Tj ET Q q 0 0 0 rg BT 381.89 580.00 Td (irm c) Tj ET Q q 0 0 0 rg BT 402.21 580.00 Td (ould be r) Tj ET Q q 0 0 0 rg BT 438.07 580.00 Td (esolv) Tj ET Q q 0 0 0 rg BT 458.77 580.00 Td (ed under the pr) Tj ET Q q 0 0 0 rg BT 521.33 580.00 Td (o) Tj ET Q q 0 0 0 rg BT 526.25 580.00 Td (visions ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 568.00 Td (of T) Tj ET Q q 0 0 0 rg BT 69.09 568.00 Td (itle II of the Dodd-F) Tj ET Q q 0 0 0 rg BT 146.80 568.00 Td (r) Tj ET Q q 0 0 0 rg BT 150.37 568.00 Td (ank A) Tj ET Q q 0 0 0 rg BT 172.86 568.00 Td (c) Tj ET Q q 0 0 0 rg BT 177.13 568.00 Td (t) Tj ET Q q 0 0 0 rg BT 180.44 568.00 Td (. The pr) Tj ET Q q 0 0 0 rg BT 211.05 568.00 Td (ef) Tj ET Q q 0 0 0 rg BT 218.78 568.00 Td (err) Tj ET Q q 0 0 0 rg BT 230.82 568.00 Td (ed T) Tj ET Q q 0 0 0 rg BT 247.76 568.00 Td (itle II str) Tj ET Q q 0 0 0 rg BT 281.43 568.00 Td (ateg) Tj ET Q q 0 0 0 rg BT 299.37 568.00 Td (y w) Tj ET Q q 0 0 0 rg BT 312.73 568.00 Td (ould in) Tj ET Q q 0 0 0 rg BT 340.23 568.00 Td (v) Tj ET Q q 0 0 0 rg BT 344.63 568.00 Td (olv) Tj ET Q q 0 0 0 rg BT 356.51 568.00 Td (e a ) Tj ET Q q 0 0 0 rg BT 374.81 568.00 Td (sin) Tj ET Q q 0 0 0 rg BT 386.26 568.00 Td (gle poin) Tj ET Q q 0 0 0 rg BT 418.38 568.00 Td (t of en) Tj ET Q q 0 0 0 rg BT 444.20 568.00 Td (tr) Tj ET Q q 0 0 0 rg BT 451.33 568.00 Td (y r) Tj ET Q q 0 0 0 rg BT 465.83 568.00 Td (ecapitalization model ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 556.00 Td (in which the カ牾ヲモホマキマツヤリ w) Tj ET Q q 0 0 0 rg BT 132.49 556.00 Td (ould use its po) Tj ET Q q 0 0 0 rg BT 190.84 556.00 Td (w) Tj ET Q q 0 0 0 rg BT 197.36 556.00 Td (er to cr) Tj ET Q q 0 0 0 rg BT 226.53 556.00 Td (eate a bridge en) Tj ET Q q 0 0 0 rg BT 291.90 556.00 Td (tit) Tj ET Q q 0 0 0 rg BT 300.82 556.00 Td (y f) Tj ET Q q 0 0 0 rg BT 310.59 556.00 Td (or JPMor) Tj ET Q q 0 0 0 rg BT 346.30 556.00 Td (g) Tj ET Q q 0 0 0 rg BT 351.10 556.00 Td (an C) Tj ET Q q 0 0 0 rg BT 368.52 556.00 Td (hase) Tj ET Q q 0 0 0 rg BT 387.21 556.00 Td (, tr) Tj ET Q q 0 0 0 rg BT 398.82 556.00 Td (ansf) Tj ET Q q 0 0 0 rg BT 415.73 556.00 Td (er the systemically impor) Tj ET Q q 0 0 0 rg BT 517.78 556.00 Td (tan) Tj ET Q q 0 0 0 rg BT 530.90 556.00 Td (t and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 544.00 Td (viable par) Tj ET Q q 0 0 0 rg BT 94.39 544.00 Td (ts of the F) Tj ET Q q 0 0 0 rg BT 134.61 544.00 Td (irm) Tj ET Q q 0 0 0 rg BT 148.17 544.00 Td () Tj ET Q q 0 0 0 rg BT 150.11 544.00 Td (s business, principally the stock of its main oper) Tj ET Q q 0 0 0 rg BT 342.83 544.00 Td (atin) Tj ET Q q 0 0 0 rg BT 358.30 544.00 Td (g subsidiaries and an) Tj ET Q q 0 0 0 rg BT 443.07 544.00 Td (y in) Tj ET Q q 0 0 0 rg BT 457.39 544.00 Td (ter) Tj ET Q q 0 0 0 rg BT 468.97 544.00 Td (c) Tj ET Q q 0 0 0 rg BT 473.14 544.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 500.94 544.00 Td (y claims ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 532.00 Td (ag) Tj ET Q q 0 0 0 rg BT 63.63 532.00 Td (ainst such subsidiaries, to the bridge en) Tj ET Q q 0 0 0 rg BT 223.37 532.00 Td (tit) Tj ET Q q 0 0 0 rg BT 232.29 532.00 Td (y) Tj ET Q q 0 0 0 rg BT 236.19 532.00 Td (, r) Tj ET Q q 0 0 0 rg BT 244.60 532.00 Td (ecapitaliz) Tj ET Q q 0 0 0 rg BT 282.94 532.00 Td (e these businesses b) Tj ET Q q 0 0 0 rg BT 365.24 532.00 Td (y c) Tj ET Q q 0 0 0 rg BT 376.25 532.00 Td (on) Tj ET Q q 0 0 0 rg BT 386.35 532.00 Td (tributin) Tj ET Q q 0 0 0 rg BT 416.49 532.00 Td (g some or all of such in) Tj ET Q q 0 0 0 rg BT 509.45 532.00 Td (ter) Tj ET Q q 0 0 0 rg BT 521.03 532.00 Td (c) Tj ET Q q 0 0 0 rg BT 525.20 532.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 553.00 532.00 Td (y ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 520.00 Td (claims to the capital of such subsidiaries and e) Tj ET Q q 0 0 0 rg BT 241.01 520.00 Td (x) Tj ET Q q 0 0 0 rg BT 245.28 520.00 Td (chan) Tj ET Q q 0 0 0 rg BT 264.49 520.00 Td (gin) Tj ET Q q 0 0 0 rg BT 276.82 520.00 Td (g debt claims ag) Tj ET Q q 0 0 0 rg BT 342.28 520.00 Td (ainst the liquidatin) Tj ET Q q 0 0 0 rg BT 417.75 520.00 Td (g 斗ef) Tj ET Q q 0 0 0 rg BT 439.47 520.00 Td (t) Tj ET Q q 0 0 0 rg BT 442.33 520.00 Td (-behind par) Tj ET Q q 0 0 0 rg BT 493.12 520.00 Td (en) Tj ET Q q 0 0 0 rg BT 503.00 520.00 Td (t en) Tj ET Q q 0 0 0 rg BT 518.43 520.00 Td (tit) Tj ET Q q 0 0 0 rg BT 527.35 520.00 Td (y f) Tj ET Q q 0 0 0 rg BT 537.12 520.00 Td (or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 508.00 Td (equit) Tj ET Q q 0 0 0 rg BT 74.74 508.00 Td (y in the bridge en) Tj ET Q q 0 0 0 rg BT 145.15 508.00 Td (tit) Tj ET Q q 0 0 0 rg BT 154.07 508.00 Td (y) Tj ET Q q 0 0 0 rg BT 157.97 508.00 Td (. Under this str) Tj ET Q q 0 0 0 rg BT 217.67 508.00 Td (ateg) Tj ET Q q 0 0 0 rg BT 235.61 508.00 Td (y) Tj ET Q q 0 0 0 rg BT 239.51 508.00 Td (, only JPMor) Tj ET Q q 0 0 0 rg BT 288.48 508.00 Td (g) Tj ET Q q 0 0 0 rg BT 293.28 508.00 Td (an C) Tj ET Q q 0 0 0 rg BT 310.71 508.00 Td (hase w) Tj ET Q q 0 0 0 rg BT 338.34 508.00 Td (ould be plac) Tj ET Q q 0 0 0 rg BT 387.22 508.00 Td (ed in a T) Tj ET Q q 0 0 0 rg BT 421.20 508.00 Td (itle II r) Tj ET Q q 0 0 0 rg BT 447.64 508.00 Td (ec) Tj ET Q q 0 0 0 rg BT 456.61 508.00 Td (eiv) Tj ET Q q 0 0 0 rg BT 468.21 508.00 Td (er) Tj ET Q q 0 0 0 rg BT 476.78 508.00 Td (ship and the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 496.00 Td (principal oper) Tj ET Q q 0 0 0 rg BT 110.23 496.00 Td (atin) Tj ET Q q 0 0 0 rg BT 125.70 496.00 Td (g subsidiaries of JPMor) Tj ET Q q 0 0 0 rg BT 218.24 496.00 Td (g) Tj ET Q q 0 0 0 rg BT 223.04 496.00 Td (an C) Tj ET Q q 0 0 0 rg BT 240.47 496.00 Td (hase w) Tj ET Q q 0 0 0 rg BT 268.11 496.00 Td (ould c) Tj ET Q q 0 0 0 rg BT 292.30 496.00 Td (on) Tj ET Q q 0 0 0 rg BT 302.40 496.00 Td (tinue in business as subsidiaries of the bridge en) Tj ET Q q 0 0 0 rg BT 497.71 496.00 Td (tit) Tj ET Q q 0 0 0 rg BT 506.63 496.00 Td (y without ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 484.00 Td (bein) Tj ET Q q 0 0 0 rg BT 71.36 484.00 Td (g plac) Tj ET Q q 0 0 0 rg BT 95.19 484.00 Td (ed in r) Tj ET Q q 0 0 0 rg BT 120.87 484.00 Td (esolution pr) Tj ET Q q 0 0 0 rg BT 169.07 484.00 Td (oc) Tj ET Q q 0 0 0 rg BT 178.26 484.00 Td (eedin) Tj ET Q q 0 0 0 rg BT 200.39 484.00 Td (g) Tj ET Q q 0 0 0 rg BT 205.39 484.00 Td (s. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 466.00 Td (The カ牾ヲモホマキマツヤリ w) Tj ET Q q 0 0 0 rg BT 98.42 466.00 Td (ould distribute the stock of the bridge en) Tj ET Q q 0 0 0 rg BT 262.82 466.00 Td (tit) Tj ET Q q 0 0 0 rg BT 271.74 466.00 Td (y to the F) Tj ET Q q 0 0 0 rg BT 309.41 466.00 Td (irm) Tj ET Q q 0 0 0 rg BT 322.97 466.00 Td () Tj ET Q q 0 0 0 rg BT 324.91 466.00 Td (s cr) Tj ET Q q 0 0 0 rg BT 339.06 466.00 Td (editor) Tj ET Q q 0 0 0 rg BT 363.35 466.00 Td (s, both lon) Tj ET Q q 0 0 0 rg BT 405.55 466.00 Td (g) Tj ET Q q 0 0 0 rg BT 410.35 466.00 Td (-term debt holder) Tj ET Q q 0 0 0 rg BT 482.12 466.00 Td (s under inden) Tj ET Q q 0 0 0 rg BT 537.13 466.00 Td (tur) Tj ET Q q 0 0 0 rg BT 549.01 466.00 Td (es ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 454.00 Td (and other) Tj ET Q q 0 0 0 rg BT 93.33 454.00 Td (s, in or) Tj ET Q q 0 0 0 rg BT 120.70 454.00 Td (der of priorit) Tj ET Q q 0 0 0 rg BT 172.60 454.00 Td (y in satisfac) Tj ET Q q 0 0 0 rg BT 219.92 454.00 Td (tion of the claims ag) Tj ET Q q 0 0 0 rg BT 301.53 454.00 Td (ainst the F) Tj ET Q q 0 0 0 rg BT 343.72 454.00 Td (irm not assumed b) Tj ET Q q 0 0 0 rg BT 418.60 454.00 Td (y the bridge en) Tj ET Q q 0 0 0 rg BT 479.13 454.00 Td (tit) Tj ET Q q 0 0 0 rg BT 488.05 454.00 Td (y) Tj ET Q q 0 0 0 rg BT 491.95 454.00 Td (. Impor) Tj ET Q q 0 0 0 rg BT 523.65 454.00 Td (tan) Tj ET Q q 0 0 0 rg BT 536.77 454.00 Td (tly) Tj ET Q q 0 0 0 rg BT 546.34 454.00 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 442.00 Td (an) Tj ET Q q 0 0 0 rg BT 63.91 442.00 Td (y losses associated with r) Tj ET Q q 0 0 0 rg BT 165.44 442.00 Td (ecapitalizin) Tj ET Q q 0 0 0 rg BT 211.31 442.00 Td (g the bank w) Tj ET Q q 0 0 0 rg BT 262.60 442.00 Td (ould be borne b) Tj ET Q q 0 0 0 rg BT 326.06 442.00 Td (y equit) Tj ET Q q 0 0 0 rg BT 353.64 442.00 Td (y holder) Tj ET Q q 0 0 0 rg BT 386.76 442.00 Td (s and, to the e) Tj ET Q q 0 0 0 rg BT 443.77 442.00 Td (xten) Tj ET Q q 0 0 0 rg BT 461.33 442.00 Td (t nec) Tj ET Q q 0 0 0 rg BT 480.97 442.00 Td (essar) Tj ET Q q 0 0 0 rg BT 502.56 442.00 Td (y) Tj ET Q q 0 0 0 rg BT 506.46 442.00 Td (, the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 430.00 Td (cr) Tj ET Q q 0 0 0 rg BT 61.79 430.00 Td (editor) Tj ET Q q 0 0 0 rg BT 86.09 430.00 Td (s of the F) Tj ET Q q 0 0 0 rg BT 123.10 430.00 Td (irm, and not b) Tj ET Q q 0 0 0 rg BT 179.93 430.00 Td (y the US go) Tj ET Q q 0 0 0 rg BT 225.25 430.00 Td (v) Tj ET Q q 0 0 0 rg BT 229.65 430.00 Td (ernmen) Tj ET Q q 0 0 0 rg BT 260.87 430.00 Td (t or taxpa) Tj ET Q q 0 0 0 rg BT 299.82 430.00 Td (y) Tj ET Q q 0 0 0 rg BT 304.22 430.00 Td (er) Tj ET Q q 0 0 0 rg BT 312.79 430.00 Td (s. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 412.00 Td (Upon the c) Tj ET Q q 0 0 0 rg BT 97.19 412.00 Td (onsummation of the r) Tj ET Q q 0 0 0 rg BT 184.31 412.00 Td (ecapitalization, the holder) Tj ET Q q 0 0 0 rg BT 289.94 412.00 Td (s of debt claims ag) Tj ET Q q 0 0 0 rg BT 364.91 412.00 Td (ainst JPMor) Tj ET Q q 0 0 0 rg BT 411.52 412.00 Td (g) Tj ET Q q 0 0 0 rg BT 416.32 412.00 Td (an C) Tj ET Q q 0 0 0 rg BT 433.75 412.00 Td (hase) Tj ET Q q 0 0 0 rg BT 452.43 412.00 Td (, both lon) Tj ET Q q 0 0 0 rg BT 490.60 412.00 Td (g) Tj ET Q q 0 0 0 rg BT 495.40 412.00 Td (-term debt ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 400.00 Td (holder) Tj ET Q q 0 0 0 rg BT 80.28 400.00 Td (s under inden) Tj ET Q q 0 0 0 rg BT 135.29 400.00 Td (tur) Tj ET Q q 0 0 0 rg BT 147.17 400.00 Td (es and other) Tj ET Q q 0 0 0 rg BT 197.66 400.00 Td (s, w) Tj ET Q q 0 0 0 rg BT 213.04 400.00 Td (ould c) Tj ET Q q 0 0 0 rg BT 237.23 400.00 Td (ease to ha) Tj ET Q q 0 0 0 rg BT 278.45 400.00 Td (v) Tj ET Q q 0 0 0 rg BT 282.85 400.00 Td (e an) Tj ET Q q 0 0 0 rg BT 299.90 400.00 Td (y righ) Tj ET Q q 0 0 0 rg BT 322.79 400.00 Td (ts as cr) Tj ET Q q 0 0 0 rg BT 351.34 400.00 Td (editor) Tj ET Q q 0 0 0 rg BT 375.64 400.00 Td (s of the holdin) Tj ET Q q 0 0 0 rg BT 433.00 400.00 Td (g c) Tj ET Q q 0 0 0 rg BT 444.41 400.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 472.21 400.00 Td (y) Tj ET Q q 0 0 0 rg BT 476.11 400.00 Td (, includin) Tj ET Q q 0 0 0 rg BT 512.79 400.00 Td (g as to the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 388.00 Td (holdin) Tj ET Q q 0 0 0 rg BT 79.14 388.00 Td (g c) Tj ET Q q 0 0 0 rg BT 90.55 388.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 118.35 388.00 Td (y) Tj ET Q q 0 0 0 rg BT 124.79 388.00 Td (s prior debt ser) Tj ET Q q 0 0 0 rg BT 186.70 388.00 Td (vic) Tj ET Q q 0 0 0 rg BT 197.77 388.00 Td (e oblig) Tj ET Q q 0 0 0 rg BT 224.72 388.00 Td (ations and oblig) Tj ET Q q 0 0 0 rg BT 288.88 388.00 Td (ations to r) Tj ET Q q 0 0 0 rg BT 329.97 388.00 Td (epa) Tj ET Q q 0 0 0 rg BT 344.63 388.00 Td (y the principal amoun) Tj ET Q q 0 0 0 rg BT 432.42 388.00 Td (t of such indebtedness. While ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 376.00 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 376.00 Td (ecapitalization w) Tj ET Q q 0 0 0 rg BT 125.46 376.00 Td (ould be in) Tj ET Q q 0 0 0 rg BT 165.23 376.00 Td (tended to pr) Tj ET Q q 0 0 0 rg BT 214.98 376.00 Td (eser) Tj ET Q q 0 0 0 rg BT 232.52 376.00 Td (v) Tj ET Q q 0 0 0 rg BT 236.92 376.00 Td (e the goin) Tj ET Q q 0 0 0 rg BT 276.89 376.00 Td (g) Tj ET Q q 0 0 0 rg BT 281.69 376.00 Td (-c) Tj ET Q q 0 0 0 rg BT 289.01 376.00 Td (onc) Tj ET Q q 0 0 0 rg BT 303.33 376.00 Td (ern v) Tj ET Q q 0 0 0 rg BT 323.67 376.00 Td (alue of JPMor) Tj ET Q q 0 0 0 rg BT 378.26 376.00 Td (g) Tj ET Q q 0 0 0 rg BT 383.06 376.00 Td (an C) Tj ET Q q 0 0 0 rg BT 400.49 376.00 Td (hase f) Tj ET Q q 0 0 0 rg BT 424.54 376.00 Td (or the benefit of its cr) Tj ET Q q 0 0 0 rg BT 512.04 376.00 Td (editor) Tj ET Q q 0 0 0 rg BT 536.34 376.00 Td (s, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 364.00 Td (which v) Tj ET Q q 0 0 0 rg BT 84.19 364.00 Td (alue c) Tj ET Q q 0 0 0 rg BT 107.89 364.00 Td (ould incr) Tj ET Q q 0 0 0 rg BT 143.23 364.00 Td (ease o) Tj ET Q q 0 0 0 rg BT 168.94 364.00 Td (v) Tj ET Q q 0 0 0 rg BT 173.34 364.00 Td (er time as financial mark) Tj ET Q q 0 0 0 rg BT 273.41 364.00 Td (ets r) Tj ET Q q 0 0 0 rg BT 291.35 364.00 Td (ec) Tj ET Q q 0 0 0 rg BT 300.32 364.00 Td (o) Tj ET Q q 0 0 0 rg BT 305.24 364.00 Td (v) Tj ET Q q 0 0 0 rg BT 309.64 364.00 Td (er and mark) Tj ET Q q 0 0 0 rg BT 358.66 364.00 Td (et c) Tj ET Q q 0 0 0 rg BT 373.18 364.00 Td (onditions r) Tj ET Q q 0 0 0 rg BT 416.51 364.00 Td (eturn to normalc) Tj ET Q q 0 0 0 rg BT 484.50 364.00 Td (y) Tj ET Q q 0 0 0 rg BT 488.40 364.00 Td (, the v) Tj ET Q q 0 0 0 rg BT 513.12 364.00 Td (alue of the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 352.00 Td (equit) Tj ET Q q 0 0 0 rg BT 74.74 352.00 Td (y r) Tj ET Q q 0 0 0 rg BT 85.15 352.00 Td (ec) Tj ET Q q 0 0 0 rg BT 94.12 352.00 Td (eiv) Tj ET Q q 0 0 0 rg BT 105.72 352.00 Td (ed b) Tj ET Q q 0 0 0 rg BT 123.04 352.00 Td (y holder) Tj ET Q q 0 0 0 rg BT 156.16 352.00 Td (s of debt claims migh) Tj ET Q q 0 0 0 rg BT 241.62 352.00 Td (t not be suf) Tj ET Q q 0 0 0 rg BT 287.39 352.00 Td (ficien) Tj ET Q q 0 0 0 rg BT 309.32 352.00 Td (t to permit them to r) Tj ET Q q 0 0 0 rg BT 392.08 352.00 Td (ec) Tj ET Q q 0 0 0 rg BT 401.05 352.00 Td (o) Tj ET Q q 0 0 0 rg BT 405.97 352.00 Td (v) Tj ET Q q 0 0 0 rg BT 410.37 352.00 Td (er their in) Tj ET Q q 0 0 0 rg BT 450.21 352.00 Td (v) Tj ET Q q 0 0 0 rg BT 454.61 352.00 Td (estmen) Tj ET Q q 0 0 0 rg BT 484.26 352.00 Td (t) Tj ET Q q 0 0 0 rg BT 487.57 352.00 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 334.00 Td (R) Tj ET Q q 0 0 0 rg BT 59.46 334.00 Td (ecapitalization w) Tj ET Q q 0 0 0 rg BT 127.35 334.00 Td (ould be in) Tj ET Q q 0 0 0 rg BT 167.12 334.00 Td (tended to pr) Tj ET Q q 0 0 0 rg BT 216.87 334.00 Td (eser) Tj ET Q q 0 0 0 rg BT 234.41 334.00 Td (v) Tj ET Q q 0 0 0 rg BT 238.81 334.00 Td (e the oper) Tj ET Q q 0 0 0 rg BT 279.95 334.00 Td (ation of the F) Tj ET Q q 0 0 0 rg BT 333.52 334.00 Td (irm) Tj ET Q q 0 0 0 rg BT 347.08 334.00 Td () Tj ET Q q 0 0 0 rg BT 349.02 334.00 Td (s systemically impor) Tj ET Q q 0 0 0 rg BT 431.15 334.00 Td (tan) Tj ET Q q 0 0 0 rg BT 444.27 334.00 Td (t func) Tj ET Q q 0 0 0 rg BT 467.34 334.00 Td (tions, pr) Tj ET Q q 0 0 0 rg BT 500.66 334.00 Td (omptly r) Tj ET Q q 0 0 0 rg BT 534.63 334.00 Td (eturn ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 322.00 Td (the systemically impor) Tj ET Q q 0 0 0 rg BT 145.24 322.00 Td (tan) Tj ET Q q 0 0 0 rg BT 158.36 322.00 Td (t and viable par) Tj ET Q q 0 0 0 rg BT 221.70 322.00 Td (ts of the F) Tj ET Q q 0 0 0 rg BT 261.92 322.00 Td (irm) Tj ET Q q 0 0 0 rg BT 275.48 322.00 Td () Tj ET Q q 0 0 0 rg BT 277.42 322.00 Td (s business to the priv) Tj ET Q q 0 0 0 rg BT 362.39 322.00 Td (ate sec) Tj ET Q q 0 0 0 rg BT 390.66 322.00 Td (tor without a len) Tj ET Q q 0 0 0 rg BT 457.33 322.00 Td (g) Tj ET Q q 0 0 0 rg BT 462.33 322.00 Td (th) Tj ET Q q 0 0 0 rg BT 470.62 322.00 Td (y period of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 310.00 Td (go) Tj ET Q q 0 0 0 rg BT 63.82 310.00 Td (v) Tj ET Q q 0 0 0 rg BT 68.22 310.00 Td (ernmen) Tj ET Q q 0 0 0 rg BT 99.44 310.00 Td (t c) Tj ET Q q 0 0 0 rg BT 109.16 310.00 Td (on) Tj ET Q q 0 0 0 rg BT 119.26 310.00 Td (tr) Tj ET Q q 0 0 0 rg BT 126.04 310.00 Td (ol, pr) Tj ET Q q 0 0 0 rg BT 147.06 310.00 Td (eser) Tj ET Q q 0 0 0 rg BT 164.60 310.00 Td (v) Tj ET Q q 0 0 0 rg BT 169.00 310.00 Td (e the goin) Tj ET Q q 0 0 0 rg BT 208.97 310.00 Td (g c) Tj ET Q q 0 0 0 rg BT 220.38 310.00 Td (onc) Tj ET Q q 0 0 0 rg BT 234.70 310.00 Td (ern v) Tj ET Q q 0 0 0 rg BT 255.04 310.00 Td (alue of the F) Tj ET Q q 0 0 0 rg BT 305.21 310.00 Td (irm f) Tj ET Q q 0 0 0 rg BT 324.29 310.00 Td (or the benefit of its cr) Tj ET Q q 0 0 0 rg BT 411.79 310.00 Td (editor) Tj ET Q q 0 0 0 rg BT 436.09 310.00 Td (s, and a) Tj ET Q q 0 0 0 rg BT 467.08 310.00 Td (v) Tj ET Q q 0 0 0 rg BT 471.48 310.00 Td (oid the v) Tj ET Q q 0 0 0 rg BT 506.22 310.00 Td (alue ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 298.00 Td (destruc) Tj ET Q q 0 0 0 rg BT 84.17 298.00 Td (tion which c) Tj ET Q q 0 0 0 rg BT 132.23 298.00 Td (ould r) Tj ET Q q 0 0 0 rg BT 155.82 298.00 Td (esult fr) Tj ET Q q 0 0 0 rg BT 184.35 298.00 Td (om a disor) Tj ET Q q 0 0 0 rg BT 226.78 298.00 Td (derly liquidation of the F) Tj ET Q q 0 0 0 rg BT 325.82 298.00 Td (irm or its assets. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 280.00 Td (T) Tj ET Q q 0 0 0 rg BT 58.98 280.00 Td (itle I r) Tj ET Q q 0 0 0 rg BT 83.93 280.00 Td (esolution plan: R) Tj ET Q q 0 0 0 rg BT 153.84 280.00 Td (ec) Tj ET Q q 0 0 0 rg BT 163.10 280.00 Td (apitaliza) Tj ET Q q 0 0 0 rg BT 199.24 280.00 Td (tion) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 268.00 Td (Alternativ) Tj ET Q q 0 0 0 rg BT 93.78 268.00 Td (ely) Tj ET Q q 0 0 0 rg BT 104.94 268.00 Td (, the F) Tj ET Q q 0 0 0 rg BT 130.04 268.00 Td (irm) Tj ET Q q 0 0 0 rg BT 143.60 268.00 Td () Tj ET Q q 0 0 0 rg BT 145.54 268.00 Td (s R) Tj ET Q q 0 0 0 rg BT 157.36 268.00 Td (esolution Plan is r) Tj ET Q q 0 0 0 rg BT 229.30 268.00 Td (equir) Tj ET Q q 0 0 0 rg BT 250.30 268.00 Td (ed to pr) Tj ET Q q 0 0 0 rg BT 281.81 268.00 Td (o) Tj ET Q q 0 0 0 rg BT 286.73 268.00 Td (vide f) Tj ET Q q 0 0 0 rg BT 308.80 268.00 Td (or the r) Tj ET Q q 0 0 0 rg BT 338.87 268.00 Td (apid and or) Tj ET Q q 0 0 0 rg BT 384.71 268.00 Td (derly r) Tj ET Q q 0 0 0 rg BT 411.15 268.00 Td (esolution of JPMor) Tj ET Q q 0 0 0 rg BT 485.72 268.00 Td (g) Tj ET Q q 0 0 0 rg BT 490.52 268.00 Td (an C) Tj ET Q q 0 0 0 rg BT 507.95 268.00 Td (hase under ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 256.00 Td (the Bankruptc) Tj ET Q q 0 0 0 rg BT 111.01 256.00 Td (y C) Tj ET Q q 0 0 0 rg BT 122.78 256.00 Td (ode in a w) Tj ET Q q 0 0 0 rg BT 163.60 256.00 Td (a) Tj ET Q q 0 0 0 rg BT 168.33 256.00 Td (y that the F) Tj ET Q q 0 0 0 rg BT 214.15 256.00 Td (irm belie) Tj ET Q q 0 0 0 rg BT 249.84 256.00 Td (v) Tj ET Q q 0 0 0 rg BT 254.24 256.00 Td (es w) Tj ET Q q 0 0 0 rg BT 271.92 256.00 Td (ould not pose systemic risk to the US financial system. 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The R) Tj ET Q q 0 0 0 rg BT 410.95 220.00 Td (esolution Plan pr) Tj ET Q q 0 0 0 rg BT 479.25 220.00 Td (o) Tj ET Q q 0 0 0 rg BT 484.17 220.00 Td (vides that) Tj ET Q q 0 0 0 rg BT 523.81 220.00 Td (, in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 208.00 Td (or) Tj ET Q q 0 0 0 rg BT 62.64 208.00 Td (der to achie) Tj ET Q q 0 0 0 rg BT 110.45 208.00 Td (v) Tj ET Q q 0 0 0 rg BT 114.85 208.00 Td (e the significan) Tj ET Q q 0 0 0 rg BT 175.88 208.00 Td (t benefits of r) Tj ET Q q 0 0 0 rg BT 230.25 208.00 Td (esolution thr) Tj ET Q q 0 0 0 rg BT 281.66 208.00 Td (ough r) Tj ET Q q 0 0 0 rg BT 307.72 208.00 Td (ecapitalization, the F) Tj ET Q q 0 0 0 rg BT 391.84 208.00 Td (irm) Tj ET Q q 0 0 0 rg BT 405.40 208.00 Td () Tj ET Q q 0 0 0 rg BT 407.34 208.00 Td (s lead bank subsidiar) Tj ET Q q 0 0 0 rg BT 492.20 208.00 Td (y) Tj ET Q q 0 0 0 rg BT 496.10 208.00 Td (, JPMor) Tj ET Q q 0 0 0 rg BT 525.62 208.00 Td (g) Tj ET Q q 0 0 0 rg BT 530.42 208.00 Td (an ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 196.00 Td (C) Tj ET Q q 0 0 0 rg BT 59.13 196.00 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 100.50 196.00 Td (, N.) 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The v) Tj ET Q q 0 0 0 rg BT 459.74 184.00 Td (alue nec) Tj ET Q q 0 0 0 rg BT 493.37 184.00 Td (essar) Tj ET Q q 0 0 0 rg BT 514.96 184.00 Td (y f) Tj ET Q q 0 0 0 rg BT 524.73 184.00 Td (or the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 172.00 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 172.00 Td (ecapitalization of JPMor) Tj ET Q q 0 0 0 rg BT 154.01 172.00 Td (g) Tj ET Q q 0 0 0 rg BT 158.81 172.00 Td (an C) Tj ET Q q 0 0 0 rg BT 176.24 172.00 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 217.61 172.00 Td (, N.) Tj ET Q q 0 0 0 rg BT 231.06 172.00 Td (A) Tj ET Q q 0 0 0 rg BT 236.83 172.00 Td (. w) Tj ET Q q 0 0 0 rg BT 248.19 172.00 Td (ould c) Tj ET Q q 0 0 0 rg BT 272.38 172.00 Td (ome fr) Tj ET Q q 0 0 0 rg BT 298.88 172.00 Td (om in) Tj ET Q q 0 0 0 rg BT 321.46 172.00 Td (ter) Tj ET Q q 0 0 0 rg BT 333.04 172.00 Td (c) Tj ET Q q 0 0 0 rg BT 337.21 172.00 Td (ompan) Tj ET Q q 0 0 0 rg BT 365.01 172.00 Td (y balanc) Tj ET Q q 0 0 0 rg BT 398.40 172.00 Td (es o) Tj ET Q q 0 0 0 rg BT 414.53 172.00 Td (wned b) Tj ET Q q 0 0 0 rg BT 443.55 172.00 Td (y JPMor) Tj ET Q q 0 0 0 rg BT 475.07 172.00 Td (g) Tj ET Q q 0 0 0 rg BT 479.87 172.00 Td (an C) Tj ET Q q 0 0 0 rg BT 497.29 172.00 Td (hase and, if a ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 160.00 Td (r) Tj ET Q q 0 0 0 rg BT 57.57 160.00 Td (ec) Tj ET Q q 0 0 0 rg BT 66.54 160.00 Td (eiv) Tj ET Q q 0 0 0 rg BT 78.14 160.00 Td (er) Tj ET Q q 0 0 0 rg BT 86.71 160.00 Td (ship is c) Tj ET Q q 0 0 0 rg BT 118.66 160.00 Td (ommenc) Tj ET Q q 0 0 0 rg BT 153.26 160.00 Td (ed, an) Tj ET Q q 0 0 0 rg BT 177.91 160.00 Td (y thir) Tj ET Q q 0 0 0 rg BT 199.11 160.00 Td (d-par) Tj ET Q q 0 0 0 rg BT 221.29 160.00 Td (t) Tj ET Q q 0 0 0 rg BT 224.60 160.00 Td (y claims lef) Tj ET Q q 0 0 0 rg BT 269.84 160.00 Td (t behind in the r) Tj ET Q q 0 0 0 rg BT 334.34 160.00 Td (ec) Tj ET Q q 0 0 0 rg BT 343.31 160.00 Td (eiv) Tj ET Q q 0 0 0 rg BT 354.91 160.00 Td (er) Tj ET Q q 0 0 0 rg BT 363.48 160.00 Td (ship) Tj ET Q q 0 0 0 rg BT 380.05 160.00 Td (. 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Tj ET Q q 0 0 0 rg BT 395.61 136.00 Td (A) Tj ET Q q 0 0 0 rg BT 401.38 136.00 Td (., af) Tj ET Q q 0 0 0 rg BT 416.68 136.00 Td (ter the pa) Tj ET Q q 0 0 0 rg BT 456.04 136.00 Td (ymen) Tj ET Q q 0 0 0 rg BT 478.16 136.00 Td (t of JPMor) Tj ET Q q 0 0 0 rg BT 518.78 136.00 Td (g) Tj ET Q q 0 0 0 rg BT 523.58 136.00 Td (an ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 124.00 Td (C) Tj ET Q q 0 0 0 rg BT 59.13 124.00 Td (hase Bank) Tj ET Q q 0 0 0 rg BT 100.50 124.00 Td (, N.) Tj ET Q q 0 0 0 rg BT 113.95 124.00 Td (A) Tj ET Q q 0 0 0 rg BT 119.72 124.00 Td (.) Tj ET Q q 0 0 0 rg BT 124.16 124.00 Td (s cr) Tj ET Q q 0 0 0 rg BT 138.31 124.00 Td (editor) Tj ET Q q 0 0 0 rg BT 162.61 124.00 Td (s. 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