Laws and Regulations
Key laws and regulations that pertain to 多宝游戏下载-supervised institutions; note that other laws and regulations also may apply.
- addresses requirements for a written appraisal for certain real estate-related transactions
- provides operational and managerial standards for safety and soundness to include asset quality and asset growth
- provides standards for real estate lending and addresses the adoption and maintenance of written policies for extensions of credit that are secured by real estate, or that are made for the purpose of financing permanent improvements to real estate
Supervisory Resources
Frequently asked questions, advisories, statements of policy, and other information issued by the 多宝游戏下载 alone, or on an interagency basis, provided to promote safe-and-sound operations.
- Section 3.2 鈥 Loans of the Risk Management Manual of Examination Policies describes the review process for valuation approaches and regulatory requirements for appraisals and evaluations
- Frequently Asked Questions address the appraisal regulations and the interagency appraisal and evaluation guidelines
- provides information on two existing options, temporary practice permits and temporary waivers, that may address appraiser shortages, particularly in rural areas
- Interagency Advisory on Use of Evaluations in Real Estate-Related Financial Transactions responds to questions regarding the use of an evaluation instead of an appraisal for estimating the market value of real property collateral
- Interagency Appraisal and Evaluation Guidelines provide information regarding for policies, procedures, and practices relating to appraisals and evaluations
Other Resources
Supplemental information related to safe-and-sound banking operations.
- The (USPAP) are the generally recognized ethical and performance standards for the appraisal profession in the United States, and adherence to USPAP is one of the minimum requirements in the 多宝游戏下载鈥檚 appraisal regulations. (More information on USPAP is available at:
- 多宝游戏下载's Supervisory Insights 鈥 Winter 2011 article, 鈥淣avigating the Real Estate Valuation Process鈥