General Disclaimer
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The 多宝游戏下载 has taken reasonable measures to ensure that the information and data presented on this website is accurate and current. However, the 多宝游戏下载 makes no express or implied warranty regarding such information or data, and hereby expressly disclaims all legal liability and responsibility to persons or entities who use or access this site and its content, based on their reliance on any information or data that is available through this website.
The information available on this website is not intended to constitute and should not be considered as legal advice, nor is it intended to substitute for obtaining legal advice from competent, independent, legal counsel in the relevant jurisdiction. Transmission and receipt of this information is not intended to create and does not constitute an attorney-client relationship. This website does not purport to authoritatively interpret current federal statutes, regulations, orders or other federal authority, nor does it bind the 多宝游戏下载 or any other federal agency or entity with regard to the matters presented.
The content of this website is not designed or intended to provide authoritative financial, accounting, investment, or other professional advice which may be reasonably relied on by its readers. If expert assistance in this area is required, the services of a qualified professional should be sought.
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This general disclaimer is in addition to, and not in lieu of, any other disclaimers found on pages, applications or programs within this site. In addition, the terms of this disclaimer extend to the 多宝游戏下载, its directors, officers, and employees.
Information Quality
Federal Deposit Insurance Corporation Guidelines for Ensuring and Maximizing the Quality, Objectivity, Utility, and Integrity of Information Disseminated to the Public by the 多宝游戏下载
Introduction
On September 28, 2001, the Office of Management and Budget (OMB) published guidelines in the Federal Register requiring federal agencies to develop procedures for reviewing and substantiating the quality of their information before it is disseminated to the public. OMB's quality guidelines for dissemination of information to the public were issued under Section 515 of the Treasury and General Government Appropriations Act for Fiscal Year 2001 (Public Law 106-554) and were revised and reissued on February 22, 2002. The guidelines require that each agency create a mechanism by which affected persons may seek, and obtain where appropriate, correction of information disseminated by the agency that does not comply with the agency's or OMB's guidelines. Starting in January 2004, agencies are required to submit an annual report to OMB detailing the number, nature, and resolution of any requests for a Section 515 correction.
Background
多宝游戏下载 (多宝游戏下载) provides information including economic and statistical reports, research and staff studies, educational brochures, booklets, and pamphlets to a broad spectrum of individuals and organizations including the public. The 多宝游戏下载 is committed to following the suggested OMB guidelines and agrees with the underlying principles that the guidelines apply to a wide variety of government information dissemination activities ranging in importance and scope; that the guidelines are generic enough to fit all media whether printed, electronic or other form; and that they have the flexibility for the 多宝游戏下载 to incorporate any special data quality requirements for specific types of publications. Clearly, the more significant the information, the higher the quality standards to which it should be held, e.g., influential scientific, financial or statistical information.
The 多宝游戏下载 takes pride in the quality, objectivity, utility, and integrity of the information that it disseminates to the public. Before any information or data are released, the 多宝游戏下载 utilizes an established set of quality procedures to ensure accuracy and value.
Definitions
The definitions below are derived from the OMB guidelines published in the Federal Register on February 22, 2002 (67FR8459-8460).
Quality:
Quality is an encompassing term that includes objectivity, utility, and integrity. Therefore, the guidelines may refer to the above four terms, collectively, as "quality."
Objectivity:
Objectivity includes whether disseminated information is accurate, clear, complete, and unbiased both in presentation and substance. In a financial or statistical context, the original and supporting data shall be generated, and the analytic results shall be developed, using sound statistical and research methods.
Utility:
Utility refers to the usefulness of the information to the 多宝游戏下载 and to the public users.
Integrity:
Integrity refers to the security of the information, protection of the information from unauthorized access or revision, to ensure that the information has not been compromised in any manner.
Influential:
When used regarding financial or statistical information, influential means that the 多宝游戏下载 can reasonably determine that dissemination of the information will have or does have a clear and substantial impact on important public policies or important private sector decisions.
Reproducibility:
Reproducibility means that the statistical and financial data disseminated by the 多宝游戏下载 is capable of being substantially reproduced by an independent evaluator, subject to some degree of imprecision.
Transparency:
Transparency means that the sources, methods, procedures, references, and assumptions employed to create the information are provided.
多宝游戏下载 Information Quality Guidelines
The 多宝游戏下载 has created the following guidelines to promulgate its quality standards and formalize its correction mechanism. The 多宝游戏下载 will continue to disseminate information that meets the agency's high standards as confirmed by stringent internal review and approval processes. The Corporation is committed to integrating the principle of information quality into every step of its development of information, including its creation, collection, maintenance and dissemination. The policies and procedures that the 多宝游戏下载 currently has in place ensure, to the best of the Corporation's ability, that the quality of the information and data released to the public is accurate and appropriate and meets the 多宝游戏下载's internal definitions of objectivity, utility, and integrity in accordance with the OMB guidelines.
The 多宝游戏下载 uses proven practices and standard review methods for ensuring quality and its key constituents: objectivity, utility, and integrity. The 多宝游戏下载 recognizes the need to address these constituents in unique ways.
Objectivity refers to the accuracy, reliability, and unbiased nature of the information. The 多宝游戏下载's information products are presented in an unbiased, clear, complete and well-documented manner. The 多宝游戏下载 uses a variety of methods to achieve objectivity, utilizing both internal and external resources. It uses highly reliable review sources for corroboration and seeks public comment as appropriate. It also conducts specialized surveys and peer reviews using methodologies that are consistent with generally accepted industry standards for all aspects of survey design and implementation. The 多宝游戏下载 makes both original and supporting data and the source of the data available when appropriate. The Corporation's methods are transparent unless it must protect proprietary or confidential information. Transparency is achieved by referencing sources, identifying statistical methods employed, and utilizing sound research and analytical techniques.
The 多宝游戏下载 has several specialized committees that conduct cross-divisional reviews to ensure information currency and work together to modify or change some of the Corporation's major publications. Data provided to the 多宝游戏下载 for various outputs, including statistical releases and consumer education and guidance, are subjected to a variety of informational editing processes and levels of review.
Utility refers to the usefulness of information to its intended users. The 多宝游戏下载 seeks to ensure utility by regularly conducting structured reviews of key information output products to ensure they are current. The Corporation also continually seeks feedback from its target audiences to evaluate the utility of the products it disseminates. The 多宝游戏下载 strives to make its key information distributions available through its website in order to enhance the material's availability to the public. 多宝游戏下载 subject matter experts are actively involved in the banking and regulatory industry to ensure timeliness and value in the presentation of the Corporation's distributed products.
Integrity refers to the security of information from unauthorized access or revision to ensure that the information is not compromised through corruption or falsification. Secure information systems are essential to providing high-quality information to the public and to protect critical systems and information. The 多宝游戏下载 has instituted a comprehensive set of policies, procedures, guidelines and controls for security.
多宝游戏下载 Complaint and Appeals Process
These guidelines permit persons to seek and, where warranted, obtain correction of non-compliant information or data disseminated by the 多宝游戏下载.
If you believe that information disseminated by the 多宝游戏下载 does not comply with OMB or 多宝游戏下载 guidelines, you may seek correction of this information by submitting a "Section 515 Complaint" to the 多宝游戏下载, in accordance with the procedure set forth in this section. These are known as Section 515 Complaints because the 多宝游戏下载's data quality guidelines are issued pursuant to Section 515 of Public Law 106-554. The existence of the Section 515 procedure does not preclude you from contacting the 多宝游戏下载 by other methods to inquire about information disseminations or requesting corrections.
On occasion, the 多宝游戏下载 may disseminate a study, analysis, or other information prior to taking final agency action or issuing an information product. In such cases, the 多宝游戏下载 will consider a Section 515 Complaint relating to the study, analysis or other information only where: (1) the 多宝游戏下载 determines that a response in advance of the final agency action or information product would not unduly delay issuance of the agency action or information product and; (2) you demonstrate a reasonable likelihood that you will suffer actual harm from the 多宝游戏下载's dissemination if the 多宝游戏下载 does not resolve your complaint prior to the final agency action or information product.
By submitting a Section 515 complaint, the 多宝游戏下载 will track your complaint separately from other informal inquiries and you will have an appeal right if you disagree with the 多宝游戏下载's initial response.
How to Submit a Section 515 Complaint with the 多宝游戏下载
You may submit a Section 515 Complaint by mail, personal delivery, fax, or email to the 多宝游戏下载 using the following contact information:
| Mailing Address: | 多宝游戏下载 Public Information Center Section 515 3501 North Fairfax Drive, Room E-1002 Arlington, VA 22226 |
|---|---|
| Fax Number: | (703) 562-2296 |
| Email Address: | publicinfo@fdic.gov |
In order to be considered a Section 515 Complaint by the 多宝游戏下载, your request must:
- Contain a statement that you are submitting a complaint pursuant to "Section 515 of Public Law 106-554."
- Include your contact information:
- Name and mailing address
- Telephone number and email address, if available; and
- The name of the organization you are affiliated with.
- Identify and describe the information or data that you seek to have corrected, including, for example, the number or title of the document(s) in which the information appears, the date of release, or the URL of the Web page on which the information was disseminated by the 多宝游戏下载.
- Specify the reasons you believe the information or data is in error for failure to comply with the 多宝游戏下载 or OMB guidelines, provide a statement of what you believe the correct information or data to be, and state how you believe the data should be corrected. Where possible, state specific reasons and examples.
- Describe how the disseminated information affects you; i.e., the harm that has come to you or may reasonably be expected to come to you as a result of the information disseminated by 多宝游戏下载.
The complainant has the responsibility of clearly presenting the basis for a Section 515 Complaint. As a preliminary matter, the 多宝游戏下载 may determine that your complaint does not meet the threshold requirements for processing. For example, the 多宝游戏下载 may decline to process complaints that do not contain sufficient information; or request correction of information not covered by the guidelines. The 多宝游戏下载 may also reject or deny Section 515 Complaints that do not contain the required information or are too general or vague for the 多宝游戏下载 to make a determination regarding the validity of the complaint. You may seek review of such determinations under the appeals process described below.
Review of Section 515 Complaints by the 多宝游戏下载
Upon receipt of a properly filed Section 515 Complaint, the 多宝游戏下载 will carefully review the substance of your complaint and any supporting material and will consider whether any changes or corrections to the data are warranted. This review will be conducted by a representative from the 多宝游戏下载 Division or Office that generated or disseminated the information or data.
The 多宝游戏下载 will make a good faith effort to respond to complaints in writing within 60 calendar days of receipt. If your request requires more than 60 calendar days to resolve, the 多宝游戏下载 will advise you that more time is required, state the reason(s) more time is required and provide you with an estimated decision date. The format of the response will depend on the character and volume of requests. For example, if the 多宝游戏下载 receives numerous requests concerning the same data or information, it may provide a response through a press release or on its website. Other requests may receive an individual response by letter, fax or email.
Complainant's Right to an Appeal
If you are not satisfied with the 多宝游戏下载's determination of your Section 515 Complaint, you may file a Section 515 Appeal with the 多宝游戏下载 in order to seek a final determination. In order to be considered by the 多宝游戏下载, a Section 515 Appeal must be submitted as follows:
- The appeal must contain a statement that you are submitting an appeal pursuant to "Section 515 of Public Law 106-554."
- The appeal must be mailed, delivered in person, faxed, or emailed to the appropriate 多宝游戏下载 address.
- The appeal must be received by the 多宝游戏下载 within 30 calendar days of the date you received the determination you are appealing. The 多宝游戏下载 may consider an untimely appeal if it is accompanied by a request for leave to file an untimely appeal and the 多宝游戏下载 determines, in its discretion and for good and substantial cause shown, that the appeal should be considered.
- The appeal shall state reasons why the 多宝游戏下载 should reconsider its action, and relevant facts that, for good cause shown, were not previously presented to the 多宝游戏下载.
- The 多宝游戏下载 will make a good faith effort to issue a final determination regarding an appeal within 60 calendar days of its receipt of the appeal. This time may be extended in appropriate circumstances. If your appeal requires more than 60 calendar days to resolve, the 多宝游戏下载 will advise you that more time is required, state the reason(s) more time is required and provide you with an estimated decision date. The format of the 多宝游戏下载's final determination will depend on the character and volume of appeals filed. For example, if the 多宝游戏下载 receives numerous appeals concerning the same data or information, it may provide its final determination through a press release or on its website. In other cases, the 多宝游戏下载 may issue its final determination in the form of an individual response by letter, fax or email. The 多宝游戏下载 may reconsider a denial while an appeal is pending, if intervening circumstances or additional facts not known at the time of the denial come to attention of the 多宝游戏下载. Appeals will be referred to the Division or Office Director for determination.
Correction Requests Received
The 多宝游戏下载 received no requests for information quality corrections during the 2021 fiscal year. Any such requests received in the future will be posted here.
Privacy Statement
The 多宝游戏下载 is authorized to collect the information you provide under Section 515 of the Treasury and General Government Appropriations Act for Fiscal Year 2001. It is needed to process complaints and appeals filed under these guidelines. The information you furnish is almost never used for any purpose other than to process and respond to your request. However, the 多宝游戏下载 may disclose information you provide (e.g., to a Congressional Office or to the Department of Justice) if authorized or required by Federal law, such as the Privacy Act.
多宝游戏下载 Publishing Policy
The 多宝游戏下载 makes all non-sensitive agency information available to the public via its Internet website. Since all information is published as soon as it is available, there is no process for setting priorities. 多宝游戏下载 strives to make information available as soon as possible, recognizing the agency's responsibility for ensuring the information is accurate and complete. Each cyclical publication displays its publication schedule on the opening page. Non-cyclical publications are updated on an "as needed" basis.
Limited English Proficiency
多宝游戏下载 (多宝游戏下载) is committed to improving access to its programs and activities for people whose primary language is not English. To the extent these people have a limited ability to read, write, speak, or understand the English language, they have Limited English Proficiency (LEP).
The 多宝游戏下载 conducts a variety of programs and activities designed to address the concerns of consumers and providers of financial services. The 多宝游戏下载鈥檚 most innovative program in this regard is the Money Smart financial education curriculum. This program designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. The instructor-led version of Money Smart is available in Braille and large print for the visually impaired, English, Chinese, Korean, Spanish, and Vietnamese.
The 多宝游戏下载's popular deposit insurance information brochure, "Your Insured Deposit," and the simplified brochure, "Deposit Insurance at a Glance," describe the 多宝游戏下载's rules for deposit insurance coverage of insured depository institutions and answer frequently asked questions about the 多宝游戏下载's insurance rules. These brochures are available online and in hard copy. "Your Insured Deposits" is available in the following languages: English, Spanish, Traditional Chinese, Korean, Tagalog, and Vietnamese. "Deposit Insurance at a Glance," is available in English and Spanish. Please periodically consult the 多宝游戏下载's "Understanding Deposit Insurance" web page for updates.
The 多宝游戏下载's video - Overview on Deposit Insurance Coverage - explains how deposit insurance works, with specific emphasis on the most common ownership categories used by individuals and families. This video is available in English and Spanish at 鈥Deposit Insurance Videos,鈥 and also on the , and in DVD.
The 多宝游戏下载 makes an "En Espa帽ol" link available in the footer of every page of the 多宝游戏下载.gov website to provide access to the 多宝游戏下载's Spanish language materials.
The 多宝游戏下载's plan is to provide meaningful access to its programs and activities to people with Limited English Proficiency.
The 多宝游戏下载 will continue to evaluate and expand its programs and activities in an effort to better serve people with Limited English Proficiency interested in receiving information regarding banking services. This website will be updated as publications and information in other language options become available.
Contacting the 多宝游戏下载 about This Website
If you are concerned about how information about you may have been used in connection with this website, or you have questions about the 多宝游戏下载's privacy policy and information practices you should contact:
多宝游戏下载 Webmaster
多宝游戏下载
550 17th Street, N.W.
Washington, DC 20429
E-mail: webmaster@fdic.gov
Electronic mail is not necessarily secure. You should be very cautious when sending electronic mail containing sensitive, confidential information. As an alternative, you should give consideration to sending it by postal mail.