Ryan Goodstein is a Principal Research Economist in the Division of Depositor and Consumer Protection at the 多宝游戏下载. His research interests include household finance, real estate economics, and urban economics. Since joining the 多宝游戏下载 in 2008, he has provided technical and analytic support to the 多宝游戏下载鈥檚 economic inclusion survey efforts including the biennial National Surveys of Unbanked and Underbanked Households and the Survey of Banks鈥 Efforts to Serve the Unbanked and Underbanked. He has also conducted economic analyses to inform regulatory rulemaking related to mortgage markets and the Community Reinvestment Act. Ryan earned his PhD in Economics from the University of North Carolina at Chapel Hill.
Research Topics
Household Finance; Real Estate Economics; Urban Economics
Curriculum Vitae
Ryan M. Goodstein, Alicia Lloro, Sherrie L.W. Rhine, and Jeffrey M. Weinstein. 2021. "" Journal of Consumer Affairs. Vol. 55, no. 2, 389-416.
Ryan M. Goodstein and Sherrie L.W. Rhine. 2017. "," Journal of Banking and Finance. Vol. 78, 91-107.
Ryan M. Goodstein, Paul Hanouna, Carlos D. Ramirez, and Christof W. Stahel. 2017. "," Journal of Financial Intermediation. Vol. 30, 50-60.
David M. Blau and Ryan M. Goodstein. 2016. "," Labour Economics. Vol. 42, 123-37.
Ryan M. Goodstein. 2014. "," Real Estate Economics. Vol. 42, no. 3, 690-723.
David M. Blau and Ryan M. Goodstein. 2010. "" Journal of Human Resources. Vol. 45, no. 2, 328-63.
Ryan Goodstein and Nick Frazier, "Is There Crowd Out in Mortgage Refinance?" (Working Paper, no. 2023-01, Federal Deposit Insurance Corporation, January 2023)
Ryan M. Goodstein and Mark J. Kutzbach, "The Effect of Job Loss on Bank Account Ownership" (Working Paper, no. 2022-13, Federal Deposit Insurance Corporation, September 2022)
Ryan M. Goodstein, "" (Working Paper, no. 2016-02, Federal Deposit Insurance Corporation, Division of Depositor and Consumer Protection, January 2016)
Ryan M. Goodstein and Yan Y. Lee, "Do Foreclosures Increase Crime?" (Working Paper, no. 2010-05, Federal Deposit Insurance Corporation, December 2010)