Section 29 of the Federal Deposit Insurance Act (鈥淔DI Act鈥) restricts less than 鈥渨ell capitalized鈥 institutions from accepting brokered and high-rate deposits. An institution with a capital category of 鈥渁dequately capitalized鈥 may accept deposits from a deposit broker only if it has received a waiver from the 多宝游戏下载. An institution that has a capital category of 鈥渦ndercapitalized鈥 or worse is prohibited from accepting deposits from a deposit broker. This page includes resources regarding the processing of brokered deposit waiver applications.
For more information and resources on brokered deposits, please refer to the Banker Resource Center Brokered Deposits webpage.
Prior to submitting an application that involves unique or unusual circumstances, an institution should contact their appropriate 多宝游戏下载 Regional Office.
Resources Specific to Applications for Brokered Deposit Waivers
Application Procedures
Laws and Regulations
Other Resources
- Banker Resource Center Brokered Deposits
- Frequently Asked Questions on Identifying, Accepting and Reporting Brokered Deposits
- Questions and Answers Related to Brokered Deposits Rule
- Study on Core Deposits and Brokered Deposits
- Deposit Broker's Processing Guide
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